UNCERTAINTY Dalam penerapan kebijakan akuntansi Bank, yang
23. TEMPORARY SYIRKAH FUNDS
Represents unrestricted investment in the form of Mudharabah saving deposits, Mudharabah time deposits and Mudharabah Interbank Investment Certificate.
Seluruh investasi tidak terikat dilakukan dalam mata uang Rupiah, yang terdiri dari:
All unrestricted investments are made in Indonesian Rupiah, which consists of:
31 Maret/ 31 Desember/ March 31, December 31,
2021 2020 Rp'000 Rp'000
Bank Bank
Tabungan Mudharabah Mudharabah Saving Deposits Pihak ketiga 153,183 121,523 Third parties
Deposito berjangka Mudharabah - Mudharabah Time Deposits -Pihak ketiga 500,000 500,000 Third parties
Sertif ikat Investasi Mudharabah Mudharabah Interbank
Antarbank Investment Certif icates
Pihak berelasi 645,000,000 200,000,000 Related party
Pihak ketiga - - Third parties
Jumlah 645,000,000 200,000,000 Total
Jumlah dana syirkah temporer Total temporary syirkah f unds dari bank 645,653,183 200,621,523 f rom banks
Bukan Bank Non Bank
Tabungan Mudharabah Mudharabah Saving Deposits Pihak berelasi 651,022 640,492 Related parties
Pihak ketiga 217,865,360 193,490,867 Third parties Jumlah 218,516,382 194,131,359 Total
Deposito berjangka Mudharabah Mudharabah Time Deposits Pihak berelasi 5,541,989 31,054,137 Related parties
Pihak ketiga 6,871,922,912 7,159,690,232 Third parties Jumlah 6,877,464,901 7,190,744,369 Total
Jumlah dana syirkah temporer Total temporary syirkah f unds dari bukan bank 7,095,981,283 7,384,875,728 f rom non banks
Jumlah Dana Syirkah Temporer 7,741,634,466 7,585,497,251 Total Temporary Syirkah Funds
Tingkat bagi hasil rata-rata per tahun Revenue sharing per annum Tabungan Mudharabah 3,28% 3,98% Mudharabah saving deposits Deposito berjangka Mudharabah 5,00% 7,12% Mudharabah time deposits Sertif ikat Investasi Mudharabah Mudharabah Interbank Investment
Tabungan Mudharabah Mudharabah saving deposits Tabungan Mudharabah berdasarkan jenisnya
adalah sebagai berikut:
Mudharabah savings deposits by types are as follows:
31 Maret/ 31 Desember/ March 31, December 31,
2021 2020
Rp'000 Rp'000
Tabungan Bisnis 188,221,774 163,767,359 Tabungan Bisnis
Tabungan Fleksibel Program Gadget 9,954,928 11,021,996 Tabungan Fleksibel Program Gadget Tabungan Rencana 9,191,770 10,113,094 Tabungan Rencana
Tabungan Mudharabah Pas IB 3,924,378 4,068,400 Tabungan Mudharabah Pas IB Tabungan Pas Flexible 4,419,576 2,716,860 Tabungan Pas Flexible
Tabungan Mudharabah Karyaw an 2,650,773 2,443,650 Tabungan Mudharabah Karyaw an Tabungan Mudharabah ABP 153,183 121,523 Tabungan Mudharabah ABP
Jumlah 218,516,382 194,252,882 Total
Deposito berjangka Mudharabah
Klasifikasi deposito berjangka Mudharabah berdasarkan jangka waktu adalah sebagai berikut:
Mudharabah time deposits
Mudharabah time deposits classified based on the term are as follows:
31 Maret/ 31 Desember/ March 31, December 31, 2021 2020 Rp'000 Rp'000 1 bulan 2,943,433,077 2,809,028,458 1 month 3 bulan 2,855,567,513 3,134,130,734 3 months 6 bulan 1,005,956,643 1,171,600,058 6 months 12 bulan 72,507,668 76,485,119 12 months Jumlah 6,877,464,901 7,191,244,369 Total
Pada tanggal 31 Maret 2021 dan 31 Desember 2020, jumlah deposito berjangka Mudharabah yang diblokir dan dijadikan jaminan piutang
Murabahah, pembiayaan Mudharabah dan
pembiayaan Musyarakah adalah sebagai berikut:
As of March 31, 2021 and December 31, 2020, Mudharabah time deposits which are blocked and pledged as collateral for Murabahah receivables, Mudharabah financing and Musyarakah financing are as follows:
31 Maret/ 31 Desember/ March 31, December 31,
2021 2020
Rp'000 Rp'000
Piutang Murababah 1,075,000 1,075,000 Murabahah receivables
Pembiayaan Mudharabah 4,100,000 4,100,000 Mudharabah financing Pembiayaan Musyarakah 254,121,600 254,121,600 Musyarakah financing
Sertifikat Investasi Mudharabah Antarbank Mudharabah Interbank Investment Certificate Merupakan instrumen yang diterbitkan Bank dalam
bentuk sertifikat investasi Mudharabah yang diperdagangkan antar bank pada pasar uang antar bank.
Represent instrument issued by the Bank in the form of Mudharabah certificate investment which are traded on the interbank money market.
Sertifikat Investasi Mudharabah Antarbank diperoleh dari:
Mudharabah Interbank Investments Certificate are obtained from:
31 Maret/ 31 Desember/ March 31, December 31,
2021 2020
Rp'000 Rp'000
Pihak berelasi Related party
P.T Bank Pan Indonesia 645,000,000 200,000,000 P.T Bank Pan Indonesia
Pihak ketiga Third parties
-
-Subjumlah - - Subtotal
Jumlah 645,000,000 200,000,000 Total
24. MODAL SAHAM 24. CAPITAL STOCK
Rincian pemegang saham Bank adalah sebagai berikut:
The Bank’s shareholders are as follows:
Jumlah Persentase Jumlah
saham/ pemilikan/ modal/
Number of Percentage of Total paid-up
Nama pemegang saham shares ow nership capital stock Name of stockholders Rp'000
PT. Bank Pan Indonesia Tbk 26,121,527,033 67.30% 2,612,152,703 PT. Bank Pan Indonesia Tbk Dubai Islamic Bank PJSC 9,742,223,971 25.10% 974,222,397 Dubai Islamic Bank PJSC Masyarakat (masing-masing
dibaw ah 5%) 2,949,890,315 7.60% 294,989,032 Public (Below 5% each)
Jumlah 38,813,641,319 100.00% 3,881,364,132 Total
31 Maret / March 31, 2021
Jumlah Persentase Jumlah
saham/ pemilikan/ modal/
Number of Percentage of Total paid-up
Nama pemegang saham shares ow nership capital stock Name of stockholders Rp'000
PT. Bank Pan Indonesia Tbk 27,142,027,033 69.93% 2,714,202,703 PT. Bank Pan Indonesia Tbk Dubai Islamic Bank PJSC 9,742,223,971 25.10% 974,222,397 Dubai Islamic Bank PJSC Masyarakat (masing-masing
dibaw ah 5%) 1,929,390,315 4.97% 192,939,032 Public (Below 5% each)
Jumlah 38,813,641,319 100.00% 3,881,364,132 Total
Berdasarkan Akta Rapat Umum Pemegang Saham Luar biasa No. 19 tanggal 27 November 2020, dari Kristanti Suryani, S.H., M.Kn notaris di Jakarta, para pemegang saham setuju untuk:
Based on Notarial Deed of Extraordinary
Stockholders’ Meeting No. 19 dated
November 27, 2020 of Kristanti Suryani, S.H., M.Kn a notary in Jakarta, the Stockholders agreed to:
• Meningkatkan modal dasar Perusahaan dari
Rp 2.395.903.785.100 menjadi
Rp 3.881.364.131.900 lembar saham Seri A dengan nilai nominal Rp 100 per lembar saham (dalam rupiah penuh).
• Increase the Company’s authorized capital
from Rp 2,395,903,785,100 to
Rp 3,881,364,131,900, which consists of Series A Shares with nominal value of Rp 100 per share (in full rupiah).
• Melakukan penambahan modal melalui Hak Memesan Efek Terlebih Dahulu (HMETD) sebesar 38,27% dari modal ditempatkan dan
disetor Perusahaan atau sebanyak
14.854.603.468 lembar saham dengan nilai nominal Rp 100.
• Increase the capital through Rights Issue (HMETD) with an amount equivalent to 38.27% of total issued and paid-up capital or totaling to 14,854,603,468 with nominal value of Rp 100.
Modal ditempatkan dan disetor penuh adalah saham biasa yang memberikan hak satu suara per saham dan berpartisipasi dalam dividen.
The shares issued and fully paid are ordinary shares which entitle the holder to carry one vote per share and to participate in dividends.
Perubahan jumlah saham beredar selama tanggal 31 Maret 2021 dan 31 Desember 2020 adalah sebagai berikut:
The changes in the shares outstanding as of March 31, 2021 and December 31, 2020 are as follows:
Lembar/Shares
Saldo 1 January 2020 23,959,037,851 Balance as of January 1, 2020
Pelaksanaan PUT II - 2020 14,854,603,468 Issuance of Limited Public Offering of Share II - 2020 Saldo 31 Maret 2021 38,813,641,319 Balance as of March 31, 2021
25. TAMBAHAN MODAL DISETOR 25. ADDITIONAL PAID-IN CAPITAL
Akun ini terdiri dari : This Account consists of :
31 Maret/ 31 Desember/ March 31, December 31,
2021 2020
Rp'000 Rp'000
Agio saham (10,322,729) (10,322,729) Premium on share issuance Aset pengampunan pajak 1,016,416 1,016,416 Assets from tax amnesty Jumlah (9,306,313) (9,306,313) Total
Agio Saham Premium on Shares Issuance
Akun ini merupakan kelebihan di atas nominal dari penjualan saham perdana dan pelaksanaan waran dengan perincian sebagai berikut:
This account represent the excess of the total proceeds over the total par value of shares arising from the sale of shares through public offering and exercise of warrants, with details as follow:
Rp'000
Saldo 1 Januari 2017 (5,664,726) Balance as of January 1, 2017 Penerimaan dari pelaksanaan w aran 30,339,083 Received from execution of w arrants Nilai nominal saham yang dicatat sebagai modal Amount recorded as issued and paid-up
disetor atas pengeluaran 46.808.410 saham (27,580,985) capital from issuance of 46,808,410 shares Saldo 31 Desember 2017 (2,906,628) Balance as of December 31, 2017
Biaya emisi I (3,377,806) Cost from right Issue I
Saldo 31 Desember 2019 (6,284,434) Balance as of December 31, 2019
Biaya emisi II (4,038,295) Cost from right Issue II
Saldo 31 Desember 2020 (10,322,729) Balance as of December 31, 2020
26. PENGHASILAN KOMPREHENSIF LAIN 26. OTHER COMPREHENSIVE INCOME
Akun ini meliputi penghasilan komprehensif lain yang diakumulasi dalam ekuitas.
This account comprises other comprehensive income that are accumulated in equity.
31 Maret/ 31 Maret/ March 31, March 31,
2021 2020
Rp'000 Rp'000
Cadangan nilai w ajar (Catatan 12) (60,163,342) - Fair value reserve (Note 12)
Surplus revaluasi aset tetap (Catatan 13) 59,684,645 59,684,645 Gain on revaluation of premises (Note 13)
Pengukuran kembali atas kew ajiban Remeasurement of defined
imbalan pasti (Catatan 21) 8,774,891 7,893,078 benefit obligation (Note 21) Kenaikan (penurunan) nilai w ajar investasi Increase (decrease) in fair value of
surat berharga diukur pada nilai marketable securities
w ajar melalui penghasilan measured at fair value through
komprehensif lain (Catatan 7) (9,263,639) 352,317 other comprehensive income (Note 7)
Jumlah (967,445) 67,930,040 Total
27. DIVIDEN, ZAKAT DAN CADANGAN UMUM 27. DIVIDENDS, ZAKAT AND APPROPRIATE