Loan To Deposit Ratio (LDR)

(1)

(2)

(3)

(4)

(5)

(6)

Data variabel yang diteliti

No Nama Bank

Kode

2009

2010

2011

2012

2013

1 Bank Central Asia

BBCA

39.84

32.71

35.78

24.08

7.78 2 Bank Negara Indonesia

BBNI

34.96

30.00

20.00

30.00

30.01 3 Bank Rakyat Indonesia

BBRI

22.28

12.47

20.00

29.74

29.74 4 Bank Danamon

BDMN

47.30

34.99

30.00

30.00 5 Bank Mandiri

BMRI

5.61

31.94

20.00

30.00

30.00 6 Bank Bukopin

BBKP

47.77

25.89

57.88

29.74

32.10 7 Bank Nusantara Parahyangan

BBNP

9.69

14.45

11.05

12.68

13.60 8 Bank Tabungan Negara

BBTN

21.65

18.29

25.76

29.41

30.00 9 Bank Bumi Artha

BNBA

20.15

24.10

22.13

25.03

28.05 10 Bank of India Indonesia

BSWD

19.52

18.25

20.40

22.45

21.34 11 Bank Himpunan Saudara 1906

SDRA

5.10

7.65

9.35

15.30

9.35 12 Bank Pemb.Daerah Jabar & Banten BJBR

3.10

6.75

10.35

12.44

10.78 13 Bank CIMB Niaga

BNGA

16.23

14.87

15.29

12.45

17.15 14 Bank Mayapada

MAYA

25.35

27.00

32.00

30

25 15 Bank Mega

MEGA

5.78

8.92

6.65

10.12

8.15 16 Bank QNB Kesawan

BKSW

1.23

2.15

5.30

8.28

0.55 17 Bank OCBC NISP

NISP

10.65

14.29

10.54

13.78

15.12 18 Bank Artha Graha

INPC

9.12

12.13

10.21

14.14

12.54 19 Bank Internasional Indonesia

BNII

7.54

12.03

14.10

9.23

10.21 20 Bank Permata

BNLI

12.08

9.45

8.67

13.25

17.25 21 Bank Sinarmas

BSIM

8.67

10.25

13.10

15.20

8.45

(7)

(8)

Data variabel yang diteliti dari rasio nilai minimum - nilai maksimum

CR Min

BBTN 2009

0.44 CR Max

SDRA 2011

75.32 LDR Min

MAYA 2009

16.41 LDR Max

BNLI 2012

116.62 NPL Min

BKSW 2013

0.14 NPL Max

BKSW 2009

5.33 EAQ Min

BBNP 2009

0.09 EAQ Max

BNLI 2012

113.93 BOPO Min

BNGA 2010

2.66 BOPO Max

BNLI 2009

212.64 NIM Min

SDRA 2013

0.01 NIM Max

BDMN 2009

9.91 ROA Min

BKSW 2011

0.04 ROA Max

BBRI 2013

3.41 CAR Min

BSWD 2009

3.29 CAR Max

BKSW 2011

46.28 DER Min

BKSW 2011

3.03 DER Max

INPC 2011

15.62 Per.Laba Min MEGA 2013

-61.9

Per.Laba Max BNGA 2009

131.22 DPR Min

BKSW 2013

0.55 DPR Max

BBKP 2011

57.88

(9)

Lampiran 4

(10)

Lampiran 5

(11)

Lampiran 6

Hasil Analisis Uji Kelayakan Model yang

SUDAH FIT

dengan Amos 22

Analysis Summary

Date and Time

Date: Friday, March 13, 2015

Time: 11:51:42 AM

Model fit tesis amos 18: Friday, March 13, 2015 11:51 AM

Number of variables in your model:

26 Number of observed variables:

11 Number of unobserved variables:

15 Number of exogenous variables:

15

Sample Moments (Group number 1)

(12)

PL

DPR

CAR

DER

BOPO

NIM

ROA

NPL

EAQ

CR

LDR

PL

.900

DPR

.302

.490

CAR

.127

.115

.230

DER

.101

.076

.055

.179

BOPO

.028

-.023

.018

.014

.259

NIM

-.046

-.057

.011

-.078

-.012

.263

ROA

.001

.015

.012

-.037

-.044

.031

.104

NPL

.015

.069

-.007

-.023

.010

-.008

.133

EAQ

-.013

.002

.005

-.016

.003

.000

.028

.007

.251

CR

.004

-.030

.022

-.021

-.045

.157

.054

-.020

-.071

.789

LDR

.129

.101

.036

.025

-.013

.024

-.004

.011

-.012

.017

.142

Condition number = 18.210

Eigenvalues

1.149 .854 .371 .296 .260 .228 .192 .133 .112 .085 .063

Determinant of sample covariance matrix = .000

Sample Correlations (Group number 1)

PL

DPR

CAR

DER

BOPO

NIM

ROA

NPL

EAQ

CR

LDR

PL

1.000 DPR

.455

1.000 CAR

.279

.342

1.000 DER

.250

.257

.273

1.000 BOPO

.058

-.065

.074

.065

1.000 NIM

-.094

-.159

.046

-.360

-.046

1.000 ROA

.004

.067

.081

-.271

-.270

.188

1.000 NPL

.044

.270

-.041

-.048

-.125

.052

-.072

1.000 EAQ

-.027

.004

.022

-.076

.011

-.002

.172

.036

1.000 CR

.005

-.049

.051

-.055

-.099

.345

.187

-.063

-.159

1.000 LDR

.361

.384

.197

.159

-.069

.125

-.031

.084

-.065

.052

1.000

Number of distinct sample moments: 66

(13)

(14)

(15)

Variances: (Group number 1 - Default model)

Estimate

S.E.

C.R.

P

Label

RasioLikuiditas

.813

.114 7.156 *** par_22

RasioRentabilitas

.013

.007 1.880 .060 par_23

RasioAktivaProduktif

.132

.019 6.985 *** par_24

RasioSolvabilitas

.085

.044 1.956 .050 par_25

e10

.724

.135 5.376 *** par_26

e1

.005

e3

.005

e2

.142

.020 7.211 *** par_27

e4

.251

.035 7.210 *** par_28

e7

-.103

.112

-.912 .362 par_29

e6

.254

.035 7.317 *** par_30

e5

.252

.036 7.078 *** par_31

e9

.132

.023 5.857 *** par_32

e8

.147

.038 3.874 *** par_33

e11

.276

.059 4.706 *** par_34

Squared Multiple Correlations: (Group number 1 - Default model)

Estimate

PL

.171

DPR

.420

CAR

.367

DER

.230

BOPO

.050

NIM

.016

ROA

1.961 NPL

.963

EAQ

.001

CR

.994

(16)

(17)

RasioSolvabilitas

RasioAktivaProduktif

RasioRentabilitas

RasioLikuiditas

PL

BOPO

.000

NIM

.000

ROA

.000

NPL

.000

EAQ

.000

CR

.000

LDR

.000

Total Effects (Group number 1 - Default model)

RasioSolvabilitas

RasioAktivaProduktif

RasioRentabilitas

RasioLikuiditas

PL

1.319 .072

-.948

-.018

.000

DPR

1.263 .506

-1.152

-.059

.182

CAR

1.000 .000

.000

DER

.680

.000

BOPO

.000

1.000 .000

.000

NIM

.000

-.559

.000

ROA

.000

-3.988

.000

NPL

.000

1.000 .000

.000

EAQ

.000

.042

.000

CR

.000

1.000 .000

LDR

.000

.022

.000

Standardized Total Effects (Group number 1 - Default model)

RasioSolvabilitas

RasioAktivaProduktif

RasioRentabilitas

RasioLikuiditas

PL

.412

.028

-.116

-.017

.000

DPR

.535

.266

-.192

-.077

.247

CAR

.606

.000

DER

.479

.000

BOPO

.000

.223

.000

NIM

.000

-.126

.000

ROA

.000

-1.400

.000

NPL

.000

.982

.000

EAQ

.000

.030

.000

CR

.000

.997

.000