corp governance statement

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LAPORAN PENERAPAN TATA KELOLA PERUSAHAAN YANG

BAIK BAGI PERUSAHAAN ASURANSI

GOOD CORPORATE GOVERNANCE REPORT FOR

INSURANCE COMPANY

PT SUN LIFE FINANCIAL INDONESIA

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DAFTAR ISI/CONTENT

I. Pendahuluan/Preface ... 4 II. Transparansi Penerapan Tata Kelola Perusahaan Yang Baik/Transparency of the Good Corporate Governance Implementation ... 5 A. Pengungkapan Pelaksanaan Tata Kelola Perusahaan yang Baik/Disclosure on the Good Corporate Governance implementation ... 5

1) Pelaksanaan tugas dan tanggung jawab Direksi dan Dewan Komisaris/Implementation on duty and responsibility of Board of Directors and Board of Commissioners ... 5 2) Pelaksanaan tugas satuan kerja dan komite yang menjalankan fungsi pengendalian internal Perusahaan/Implementation of working unit and

committee that conduct the Company’s internal control function ... 38 3) Penerapan fungsi kepatuhan, auditor internal, dan auditor eksternal/Implementation of compliance function, internal auditor, and external

auditor ... 62 4) Penerapan manajemen risiko, termasuk sistem pengendalian intern/Risk Management Implementation, including the Internal Control System ... 74 5) Penerapan kebijakan remunerasi dan fasilitas lain bagi anggota Direksi, Dewan Komisaris, dan Dewan Pengawas Syariah/Implementation of

remuneration and other facilities policies for members of Board of Directors, Board of Commissioners and Shariah Supervisory Board ... 75 6) Rencana strategis Perusahaan/Company’s Strategic Plan ... 77 7) Transparansi kondisi keuangan dan non keuangan Perusahaan yang belum diungkap dalam laporan lainnya/ Tranparency on Company’s

financial and non financial condition that have not been disclosed in other reports ... 79 8) Fungsi Perusahaan yang dialihdayakan kepada pihak lain (outsourcing)/Function of the Company that is outsourced to the other parties

(outsourcing) ... 80 9) Pelaksanaan wewenang RUPS/Implementation of General Meeting of Shareholders’ authority ... 84 10)Pelaksanaan Tugas Komisaris Independen Terkait Dengan Pelindungan Kepentingan Pemegang Polis, Tertanggung, Peserta,dan/atau Pihak

yang Berhak Memperoleh Manfaat /Performance of Independent Commissioner’s Duty in Relation to Protection of Interests of Policy Holders, Insured Parties, Participants, and/or Beneficiaries... 86 11)Hubungan Kerjasama Perusahaan Asuransi dan Perusahaan Asuransi Syariah dengan Perusahaan Agen Asuransi yang Memasarkan Produk

Asuransi / The Cooperation Relationship between Insurance Company and Shariah Insurance Company and Insurance Agency Company which Markets Insurance Products ... 87 B. Pengungkapan Kepemilikan Saham Anggota Direksi dan Dewan Komisaris yang Mencapai 5% (lima persen) atau Lebih Dari Modal Disetor /

Disclosure of Shares Ownership by Members of Board of Directors and Board of Commissioner of 5% (five percent) or More of Paid-up Capital ... 88 C. Hubungan Keuangan dan Hubungan Keluarga Anggota Direksi dengan Anggota Direksi Lain, Anggota Dewan Komisaris, Anggota Dewan Pengawas

Syariah, dan/atau Pemegang Saham Perusahaan Tempat Anggota Direksi Dimaksud Menjabat/ Financial Relationship and Family Relationshop of a Member of Board of Directors with Another Member of Board of Directors, Member of Board of Commissioners, Member of Shariah Supervisory

Board, and/or the Company’s Shareholder ... 88 D. Hubungan Keuangan dan Hubungan Keluarga Anggota Dewan Komisaris dengan Anggota Dewan Komisaris Lain, Anggota Direksi, Anggota Dewan

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Family Relationshop of a Member of Board of Commissioner with Another Member of Board of Commissioners, Member of Board of Directors,

Member of Shariah Supervisory Board, and/or the Company’s Shareholder ... 89

E. Rasio Gaji Tertinggi dan Terendah/ Ratio of the Highest and the Lowest Salary ... 90

F. Penerapan Tata Kelola Investasi / Implementation of Investment Governance ... 90

G. Jumlah Penyimpangan Internal / Number of Internal Frauds ... 98

1) Pengungkapan mengenai penyimpangan internal / Disclosure of internal fraud ... 98

H. Pengungkapan hal-hal penting lainnya / Disclosure of other material matters ... 99

1) Pengunduran diri atau pemberhentian auditor eksternal / Resignation or termination of external auditor ... 99

2) Transaksi material dengan pihak terkait / Material transaction with related party ... 99

3) Klaim asuransi yang diajukan oleh dan/atau terhadap Perusahaan yang nilainya sebesar 10% atau lebih dari modal sendiri Perusahaan / Insurance claim which proposed by and/or against the Company with value in amount of 10% or more of the Company’s own capital ... 100

4) Benturan kepentingan yang sedang berlangsung dan/atau yang mungkin akan terjadi / Conflict of interest that happens and/or may happen ... 100

5) Informasi material lain mengenai Perusahaan yang terkait dengan Tata Kelola Perusahaan Yang Baik / Other material information regarding the Company in relation with Good Corporate Governance ... 100

I. Permasalahan hukum / Legal Issue ... 102

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I. PENDAHULUAN I. INTRODUCTION Tata kelola adalah faktor penting dalam industri perasuransian dalam

memelihara kepercayaan dan keyakinan pemegang saham, pemilik polis, peserta, karyawan, kreditur, penyedia jasa, dan/atau pemerintah (“Pemangku Kepentingan”). PT Sun Life Financial Indonesia (“Perusahaan”) menyadari pentingnya Tata Kelola Perusahaan yang Baik

(GCG) dalam mendukung pertumbuhan usaha serta memberi nilai tambah bagi seluruh Pemangku Kepentingan. Untuk mengimplementasikan GCG secara menyeluruh dan berkesinambungan. Perusahaan berusaha menjalankan seluruh nilai praktik GCG berdasarkan ketentuan dan peraturan perundang-undangan yang berlaku.

Governance is an important factor in the insurance industry in maintaining the trust and confidence of shareholders, policy holders, participants, employees, creditor, providers, and/or government (“Stakeholders”). PT Sun Life Financial Indonesia (“Company”) aware of the importance of Good Corporate Governance (GCG) in support of business growth and provide added value to all stakeholders. To implement comprehensive and sustainable corporate governance, the Company aims to run the entire value of GCG practice based on the applicable rules and regulations.

Komitmen yang tinggi dari Dewan Komisaris, Direksi, dan seluruh karyawan Perusahaan merupakan modal utama Perusahaan untuk mewujudkan sebuah organisasi yang transparan, akuntabel, bertanggung jawab, independen, dan wajar.

Strong commitment of the Board of Commissioners, Board of Directors and all employees is the Company’s basic value to create an organization that is transparent, accountable, responsible, independent and fair.

Dalam menghadapi situasi perekonomian yang berkembang cepat, dengan berbagai tantangan yang dihadapi, diperlukan tata kelola perasuransian yang sehat dan tangguh agar mampu bertahan terhadap persaingan yang semakin ketat. Lebih lanjut, berbagai pengaturan terkait dengan penerapan manajemen risiko dan tata kelola perusahaan yang sehat juga wajib dilaksanakan oleh Perusahaan.

In dealing with the rapidly evolving economic situation, with various challenges ahead, strong and sound insurance governance is needed to be able to withstand the increasing competition. Further, various arrangements related to the implementation of risk management and sound corporate governance are also required to be implemented by the Company.

Dewan Komisaris dan Direksi Perusahaan berkomitmen dan berkeyakinan bahwa penerapan prinsip-prinsip GCG merupakan salah satu prasyarat mutlak. Penerapan prinsip GCG secara baik akan meningkatkan kepercayaan nasabah dan memberikan nilai tambah bagi para Pemangku Kepentingan.

The Board of Commissioners and Board of Directors are committed and assured that implementation of GCG principles is one of the absolute prerequisite. A good implementation of GCG principles will increase customer confidence and provide added value to the Stakeholders.

Perusahaan percaya bahwa penerapan prinsip-prinsip dan praktik-praktik GCG yang konsisten akan memberikan manfaat, baik bagi Perusahaan maupun para Pemangku Kepentingan, yaitu dengan:

The Company believes that the consistent implementation of GCG principles and practices will provide benefits for both the Company and the Stakeholders, namely:

1. Meningkatkan kesungguhan manajemen dalam menerapkan prinsip keterbukaan, akuntabilitas, tanggung jawab, independensi, kewajaran dan kehati-hatian dalam pengelolaan Perusahaan.

1. Increase the board’s persistency in applying the principles of transparency, accountability, responsibility, independency, fairness and discretion in the management of the Company.

2. Meningkatkan kinerja Perusahaan, efisiensi, manajemen dan pelayanan kepada para Pemangku Kepentingan.

2. Increase the Company’s performance, efficiency, management and service to the Stakeholders.

3. Meningkatkan minat dan kepercayaan nasabah. 3. Increase customer’s interest and confidence. 4. Terlindunginya Perusahaan dari intervensi eksternal dan tuntutan

hukum.

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5. Menghindari adanya benturan kepentingan diantara Dewan Komisaris, Direksi dan Pemegang Saham dengan Perusahaan.

5. To avoid any conflict of interest between the Board of Commissioners, Board of Directors and Shareholders of the Company.

II. TRANSPARANSI PENERAPAN TATA KELOLA PERUSAHAAN YANG BAIK

II. TRANSPARENCY OF THE GOOD CORPORATE GOVERNANCE IMPLEMENTATION

A. Pengungkapan pelaksanaan Tata Kelola Perusahaan Yang Baik A. Disclosure on the Good Corporate Governance implementation 1) Pelaksanaan tugas dan tanggung jawab Direksi dan Dewan

Komisaris

1) Implementation on duty and responsibility of Board of Directors and Board of Commissioners

a) Jumlah, nama jabatan, kriteria, tanggal pengangkatan oleh Rapat Umum Pemegang Saham (RUPS), masa jabatan, kewarganegaraan, dan domisili anggota Direksi dan Dewan Komisaris

a) Number, title, criteria, appointment date by the General Meeting of Shareholders (GMOS), tenure, nationality, and domicile of member of Board of Directors and Board of Commissioners

Criteria Tanggal

Pengangkatan Terakhir dan gelar

profesi/

Formal Education and Professional

Title

Pengalaman Pekerjaan di bidang

Perasuransian/

Working Experience in Insurance

Business

Uji Kemampuan dan Kepatutan/

Fit and Proper Test

1. Elin Waty Presiden Direktur/ President Director

Sarjana/Bachelor/ Sarjana Ekonomi (SE)/Bachelor of ief Executive Officer in the

Keputusan Dewan Komisioner OJK No.

Commissioners of

OJK No.

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Chief

Distribution in the Company; c. 2010 – 2013:

Chief Agency Officer pada PT AIA

Financial/Chief Agency Officer

in PT AIA

Financial; d. 2008 – 2010:

VP Agency Strategic and Support pada

PT AIA

Financial/VP Agency

Strategic and Support in PT AIA Financial; e. 2007 – 2008:

Associate Director Alternative Marketing pada PT Asuransi Cigna/

Associate Director Alternative Marketing in PT Asuransi Cigna; f. 2004 – 2007:

Associate Director Customer Service pada PT Asuransi Cigna/

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g. 2003: Vice President, Business Analyst of Project System Implementation pada PT MLC Life

Indonesia/Vice President, Business

Analyst of

Prohect System Implementation in PT MLC Life Indonesia; h. 2002 – 2003:

Vice President Customer Service pada PT MLC Life Indonesia/Vice President Customer Service in PT

MLC Life

Indonesia i. 2001: Vice

President Project (Property Project) pada PT MLC Life Indonesia/Vice President Project (Property Project) in PT

MLC Life

Indonesia; j. 2000 – 2001:

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President Agency in PT

MLC Life

Indonesia; k. 1998 – 2000:

General Manager People Development pada PT MLC Life Indonesia /General Manager People

Development in PT MLC Life Indonesia; l. 1998: Senior

Manager Bancassurance pada PT MLC Life Indonesia/ Senior

Manager Bancassurance in PT MLC Life Indonesia; dan m. 1995 – 1997:

Training

Manager pada PT MLC Life Indonesia/ Training

Manager in PT

MLC Life

Indonesia; dan/and

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2. Robin Hutagaol

Direktur/ Director

Sarjana/Bachelor/ Sarjana Ekonomi (SE)/Bachelor of Economy

a. 2009 –

sekarang/2009 - present: Chief Financial Officer di Perusahaan/ Chief Financial Officer in the Company; b. 2006 – 2009:

VP Finance di Perusahaan/ VP Finance in the Company; c. 2004 – 2006:

Accounting & Tax Director di Asuransi Jiwa Manulife Indonesia/ Accounting & Tax Director in Life Insurance of Manulife Indonesia; d. 2001 – 2004:

AVP Finance & Accounting di ING Aetna Life/AVP Finance & Accounting in ING Aetna Life; e. 1995 – 2001:

Senior Manager Finance & Accounting di Danamon Aetna/Aetna Life Indonesia/ Senior

Manager Finance & Accounting in

Keputusan

Bapepam-LK No. KEP-336/BL/2011 tanggal 27 Juni 2011/Decree of

Bapepam-LK No.

KEP-336/BL/2011 dated 27 June 2011.

18 Desember 2014

18

Desember 2014 – 31 Desember 2016

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Danamon Sarjana Ekonomi (SE)/Bachelor of Economics

2015 –

sekarang/2015 –

present Chief

Operation Officer di Perusahaan/Chief Operation Officer in the Company

Commissioners of

OJK No.

KEP-Indonesia Indonesia

Susunan anggota Direksi sebelum perubahan anggota Direksi untuk periode tahun 2015/ Board of Directors Composition before the change of Board of Directors member for year 2015

No. Nama/Name Jabatan/Title Tanggal Pengangkatan oleh RUPS/

Appointment Date by GMOS

Tanggal Pemberhentian oleh RUPS/

Resignation Date by GMOS 1. Eddy Peter J.

Belmans

Presiden

Direktur/President Director

18 Desember 2014 17 September 2015

2. Rista Qatrini Manurung

Direktur/Director 18 Desember 2014 15 May 2015

Uraian: Susunan terakhir Direksi sebagaimana tercantum pada tabel diatas telah disetujui oleh para pemegang saham berdasarkan Surat Keputusan Sirkuler Pemegang Saham pada tanggal 14 Desember 2015 dan telah dituangkan didalam Akta Notaris No. 2 tertanggal 13 Januari 2016 serta telah diterima pemberitahuan perubahan susunan Direksi tersebut oleh Kementerian Hukum dan Hak Asasi Manusia melalui Surat Penerimaan Pemberitahuan Perubahan data Perseroan No. AHU-AH.01.03-0004784 tertanggal 20 Januari 2016.

Bapak Eddy Peter J. Belmans telah mengajukan pengunduran diri berdasarkan surat pengunduran dirinya tertanggal 17 September 2015 dimana pengunduran atas dirinya sebagai Direktur tersebut efektif terhitung sejak tanggal 17 September 2015.

Description: The last Board of Directors composition as stated in the table above has been approved by the shareholders based on the Shareholders Circular Resolution dated 14 December 2015 and has been drawn up in the Notary Deed No. 2 dated 13 January 2016 also has been accepted the notification of the change on Board of Directors composition by the Minister of Law and Human Right based on the Notification Receipt Letter No. AHU-AH.01.03-0004784 dated 20 January 2016.

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Ibu Rista Qatrini Manurung telah mengajukan pengunduran diri berdasarkan surat pengunduran dirinya tertanggal 17 April 2015 dimana pengunduran atas dirinya sebagai Direktur tersebut efektif terhitung sejak tanggal 15 Mei 2015.

Ms. Rista Qatrini Manurung submitted her resignation based on the resignation letter dated 17 April 2015 whereby her resignation as Director is effective since 15 May 2015.

(2) Dewan Komisaris (2) Board of Commissioners

No Nama

Fit and Proper Test

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Asia pada Sun Life Financial/ Chief

Actuary, SLF Asia in Sun Life

Financial; c. 2010 –

2013: Chief Actuary, SLF U.K. pada Sun Life Financial/ Chief

Actuary, SLF U.K, in Sun Life

Financial; d. 2009 –

2010: Vice President Profitability Managemen t pada Sun Life

Financial/Vic e President Profitability Managemen t in Sun Life Financial; e. 2008 –

2009: Interim Head, Annuities Division pada Sun Life

Financial/Int erim Head, Annuities Division in

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Financial; f. 2008 –

2009: Vice President, Product Developmen t pada Sun Life

Financial/Vic e President, Product Developmen t in Sun Life Financial; g. 2007 –

2008: Vice President, Finance & Strategic Analysis pada Sun Life

Financial/Vic e President, Finance & Strategic Analysis in

Sun Life

Financial; h. 2004 –

2007: Vice President, Finance & Actuarial pada Sun Life

Financial/Vic e President, Finance & Actuarial in

Sun Life

Financial; i. 2003 –

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Risk Managemen t pada Sun Life

Financial/Vic e President, Risk

Managemen t in Sun Life Financial; j. 2000 –

2003: Vice President, Product Design and Pricing Managemen t pada Sun Life

Financial/Vic e President, Product Design and Pricing Managemen t in Sun Life Financial; k. 1998 –

2000: Assistant Vice President, Product Process pada Sun Life

Financial/As sistant Vice President, Product Process in

Sun Life

Financial; l. 1995 –

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Product Officer pada Sun Life Financial/Pr oduct Officer in Sun Life Financial; m. 1993 –

1995: Associate Product Officer pada Sun Life Financial/As sociate Product Officer in

Sun Life

Financial; n. 1992 –

1993: 2nd Vice

President pada Boston Mutual Life/2nd Vice President in Boston Mutual Life; o. 1991 –

1992: Assistant Actuary pada New England Mutual Life/Assistan t Actuary in New

England Mutual Life; dan/and p. 1985 –

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Student ter of Physics

a. 2009 –

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Consultant Germany pada Munich Re, India and Germany/H

ead of

Actuary India and Financial Solutions Consultant Germany in Munich Re, India and Germany; dan/and c. 1998 –

2006: Actuarial Trainee dan Actuary pada Standard Life, UK and

India/Actua rial Trainee and

Actuary in Standard Life, UK and India 3. Ricardo

Simanjuntak

Independen Komisaris/ Independent Commissioner

Doktor/Doctor /Doktor (Dr.)

a. 2009 – sekarang/2

009 –

present: Penasehat Hukum pada Asosiasi Asuransi Umum Indonesia

Keputusan Bapepam-LK No. KEP-428/BL/2010 tanggal 24 September 2010/Decree of Bapepam-LK No. KEP-428/BL/2010

dated 24

18 Desember 2014

18

Desember 2014 – 31 Desember 2016

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(AAUI) dan Asosiasi Asuransi Jiwa Indonesia (AAJI)/Lega l counsel in Association of General Insurance of

Indonesia (AAUI) and Association

of Life

Insurance of

Indonesia (AAJI); dan/and b. Anggota Majelis Pakar Asosiasi Ahli

Manajemen Asuransi Indonesia (AAMAI)/M ember of Board of Experts in Association of

Insurance Manageme nt Expert of Indonesia (AAMAI).

September 2010.

4. Choky Leonard Tobing

Independen Komisaris/ Independent Commissioner

Bachelor of Business Administration

a. 2012 – 2013: Pejabat Pelaksana Presiden

KEP-20 Mei KEP-2015 20 Mei 2015 – 31 Desember 2016

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Direktur dan Chief Executive Officer pada PT Tugu Pratama Indonesia/P resident Director and Chief Executive Officer (ex-officio) in

PT Tugu

Pratama Indonesia; b. 2007 –

2013: Direktur Operasiona l – Teknis pada PT Tugu Pratama Indonesia/D irector of Operational

– Technical in PT Tugu Pratama Indonesia; c. 2012 –

2013: Direktur pada Tugu Reinsuranc e Broker (TRB), United Kingdom/Di rector of Tugu Reinsuranc e Broker

211/NB.11/20 15, tanggal 11 Mei

2015/Decree of Board of Commissione rs of OJK No.

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(TRB), United Kingdom; d. 2010 –

2013: Direktur (Non-Eksekutif) pada Tugu Insurance Company, Hong Kong/Direct

or

(Non-Executive)

of Tugu

Insurance Company, Hong Kong; e. 2008 –

2014: Presiden Komisaris PT Tugu Reasuransi Indonesia/P resident Commissio ner of PT Tugu Reasuransi Indonesia; f. 2007 –

2014: Komisaris PT Asuransi Samsung Tugu/Com mmissioner

of PT

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2007: Country Director di Pana Harrison Pte. Ltd., Singapore/ Country Director of Pana Harrison Pte. Ltd., Singapore; h. 2000 –

2004: Managing Director di PT

Asuransi Bali Citra, Indonesia/ Managing Director of PT

Asuransi Bali Citra, Indonesia; i. 1999 –

2000: P&C Manager/G eneral Marketing Manager di Keppel Ins Pte.

Ltd./P&C Manager/G eneral Marketing Manager of Keppel Ins Pte. Ltd; j. 1995 –

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(Commerci al Property amd

Casualty) di PT

Asuransi Cigna Indonesia/D irector (Commerci al Property and

Casualty) of PT

Asuransi Cigna Indonesia; k. 1994 –

1995: P&C and

Marketing Manager di PT

Asuransi Cigna Indonesia/P &C and Marketing Manager of PT

Asuransi Cigna Indonesia; l. 1990 –

1993: Head Dept/Prope rty

Underwritin g di PT Asuransi Cigna Indonesia/H ead

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Underwritin g Manager

of PT

Asuransi Cigna Indonesia; m. 1989:

Property Underwriter

di PT

Asuransi Cigna Indonesia/P roperty Underwriter

of PT

Asuransi Cigna Indonesia; n. 1988: Fire

Underwriter

di PT

Asuransi Cigna Indonesia/F ire

Underwriter

of PT

Asuransi Cigna Indonesia; dan/and o. 1987:

Underwritin g Trainee di PT

Asuransi Cigna Indonesia/U nderwriting Trainee of PT

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Susunan anggota Dewan Komisaris sebelum perubahan anggota Dewan Komisaris untuk periode tahun 2015/ Board of Commissioners Composition before the change of Board of Commissioners member for year 2015

Resignation Date by GMOS 1. Benedicto C. Sison Komisaris/ Commissioner 18 Desember 2014 23 April 2015

Uraian: Susunan terakhir Dewan Komisaris sebagaimana tercantum pada tabel diatas telah disetujui oleh para pemegang saham berdasarkan Surat Keputusan Sirkuler Pemegang Saham pada tanggal 14 Desember 2015 dan telah dituangkan di dalam Akta Notaris No. 2 tertanggal 13 Januari 2016 serta telah diterima pemberitahuan perubahan susunan Direksi tersebut oleh Kementerian Hukum dan Hak Asasi Manusia melalui Surat Penerimaan Pemberitahuan Perubahan data Perseroan No. AHU-AH.01.03-0004784 tertanggal 20 Januari 2016.

Bapak Benedicto C. Sison telah mengajukan pengunduran diri berdasarkan surat pengunduran dirinya tertanggal 23 April 2015 dimana pengunduran atas dirinya sebagai Komisaris tersebut efektif terhitung sejak tanggal 23 April 2015.

Description: The last Board of Commissioners composition as stated in the table above has been approved by the shareholders based on the Shareholders Circular Resolution dated 14 December 2015 and has been drawn up in the Notary Deed No. 2 dated 13 January 2016 also has been accepted the notification of the change on Board of Directors composition by the Minister of Law and Human Right based on the Notification Receipt Letter No. AHU-AH.01.03-0004784 dated 20 January 2016.

Mr. Benedicto C. Sison submitted his resignation based on the resignation letter dated 23 April 2015whereby his resignation as Commissioner is effective since 23 April 2015.

(3) Dewan Pengawas Syariah (3) Shariah Supervisory Board

No Nama

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1. Prof. Dr. H.

sekarang/2009 - present: Ketua

Indonesia Indonesia

2. Prof. Dr. H.

sekarang/2009 - present:

Anggota Dewan Pengawas

Indonesia Indonesia

Susunan anggota Dewan Pengawas Syariah sebelum perubahan anggota Dewan Pengawas Syariah untuk periode tahun 2015/ Shariah Supervisory Board Composition before the change of Shariah Supervisory Board member for year 2015

Resignation Date by GMOS 1. Drs. H. Asnawi Latief Anggota/ Member 18 Desember 2014 14 Desember 2015

Uraian: Susunan terakhir Dewan Pengawas Syariah sebagaimana tercantum pada tabel diatas telah disetujui oleh para pemegang saham berdasarkan Surat

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Keputusan Sirkuler Pemegang Saham pada tanggal 14 Desember 2015 dan telah dituangkan di dalam Akta Notaris No. 2 tertanggal 13 Januari 2016 serta telah diterima pemberitahuan perubahan susunan Direksi tersebut oleh Kementerian Hukum dan Hak Asasi Manusia melalui Surat Penerimaan Pemberitahuan Perubahan data Perseroan No. AHU-AH.01.03-0004784 tertanggal 20 Januari 2016.

Bapak Drs. H. Asnawi Latief meninggal dunia pada 23 November 2015.

been drawn up in the Notary Deed No. 2 dated 13 January 2016 also has been accepted the notification of the change on Board of Directors composition by the Minister of Law and Human Right based on the Notification Receipt Letter No. AHU-AH.01.03-0004784 dated 20 January 2016.

Bapak Drs. H. Asnawi Latief passed away on 23 November 2015..

b) Tugas dan tanggung jawab Direksi, Dewan Komisaris dan Dewan Pengawas Syariah

b) Duty and Responsibility of Board of Directors, Board of Commissioners and Shariah Supervisory Board

DIREKSI BOARD OF DIRECTORS

Direksi merupakan organ Perusahaan yang bertanggungjawab terhadap pelaksanaan pengurusan Perusahaan dan mempertanggungjawabkan pelaksanaan tugasnya kepada RUPS. Dalam menjalankan tugas-tugasnya, Direksi diberi wewenang dan tanggung jawab yang jelas sesuai anggaran dasar Perusahaan yang berpedoman pada peraturan yang berlaku.

Board of Directors is a Company organ responsible to the business activity and their duties to GMOS. In performing their duties, Board of Directors is authorized and bear responsibility pursuant to the articles of association of the Company and the prevailing regulation.

Tugas dan tanggung jawab Direksi berdasarkan Anggaran Dasar:

Duty and responsibility of the Board of Directors based on Articles of Association:

Direksi berhak mewakili Perseroan didalam dan diluar Pengadilan tentang segala hal dan dalam segala kejadian, mengikat Perseroan dengan pihak lain dan pihak lain dengan Perseroan, serta menjalankan segala tindakan, baik yang mengenai kepengurusan maupun kepemilikan.

The Board of Directors shall be entitled to represent the Company inside and outside the Court of Justice concerning all matters and in all events, to bind the Company to other parties and parties to the Company, and to take all actions, whether pertaining to management or ownership.

DEWAN KOMISARIS BOARD OF COMMISSIONERS

Dewan Komisaris adalah organ perusahaan yang bertanggung jawab melakukan pengawasan dan memberikan nasihat kepada Direksi. Dewan Komisaris juga bertugas memastikan implementasi tata kelola perusahaan yang baik di perusahaan. Pelaksanaan tugas Dewan Komisaris dilakukan secara independen.

Board of Commissioners is a company organ that responsible in carrying out supervisory and providing advices to the Board of Directors. Board of Commissioner shall also responsible in ensuring the implementation of good corporate governance in the

company. The implementation of Board of

Commissioners duty is conducted independently. Pengangkatan anggota Dewan Komisaris dilakukan oleh

RUPS setelah anggota Dewan Komisaris dinyatakan lulus

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uji kemampuan dan kepatutan yang diselenggarakan oleh OJK. Sesuai anggaran dasar Perusahaan, pengangkatan berlaku sejak tanggal yang ditentukan dalam RUPS dan berakhir pada saat ditutupnya RUPS ke-2 (dua) setelah tanggal pengangkatan.

such Board of Commissioners pass the Fit and Proper Test held by OJK. Based on the articles of association of the Company, the appointment is effective since the GMOS date and shall end on the second GMOS after the appointment date.

Tanggung jawab dan wewenang Dewan Komisaris Perusahaan dituangkan dengan jelas di dalam anggaran dasar Perusahaan dan telah merujuk kepada peraturan perundangan yang berlaku.

Responsibility and authority of Board of Commissioners of the Company is clearly stated in the articles of association of the Company and has complied with the prevailing regulation.

Pedoman dan Tata Tertib Kerja Dewan Komisaris Board of Commissioners Charter and Guideline Pedoman dan Tata Tertib Kerja Dewan Komisaris

mengatur hal-hal yang terkait dengan panduan pelaksanaan tugas dan tanggung jawab Dewan Komisaris serta hal-hal lain terkait dengan organisasi, tugas dan tanggung jawab, kewenangan, keterbukaan, etika kerja, pembentukan komite dan pengaturan rapat. Pedoman dan Tata Tertib Kerja ini disusun berdasarkan peraturan yang berlaku serta praktik terbaik dan ditinjau secara berkala.

Board of Commissioners charter regulates several matters related to the guideline of the duties and responsibilities of the Board of Commissioners as well as other matters related to the organization, duty and responsibility, authority, disclosure, work ethic, committees and rule of meeting. This charter is drafted based on the prevailing regulation, best practice and regularly evaluated.

Tugas dan tanggung jawab Dewan Komisaris berdasarkan Anggaran Dasar:

Duty and responsibility of the Board of Commissioners based on Articles of Association:

Dewan Komisaris setiap waktu dalam jam kerja kantor Perseroan berhak memasuki bangunan dan halaman atau tempat lain yang dipergunakan atau yang dikuasai oleh Perseroan dan berhak memeriksa semua pembukuan, surat dan alat bukti lainnya, memeriksa dan mencocokkan keadaan uang kas dan lain-lain serta berhak untuk mengetahui segala tindakan yang telah dijalankan oleh Direksi. know all actions taken by the Directors.

DEWAN PENGAWAS SYARIAH SHARIAH SUPERVISORY BOARD

Dewan Pengawas Syariah adalah bagian dari organ perusahaan yang menyelenggarakan kegiatan usaha berdasarkan prinsip syariah yang melakukan fungsi pengawasan atas penyelenggaraan usaha asuransi agar sesuai dengan prinsip syariah.

Shariah Supervisory Board is a part of an organ of a company that conducts business activities in accordance with shariah principles, which does supervisory function of insurance business activities to be in accordance with shariah principles.

Tugas dan tanggung jawab Dewan Pengawas Syariah berdasarkan Peraturan OJK No. 2/POJK.05/2014 tentang Tata Kelola Perusahaan Yang Baik Bagi Perusahaan Perasuransian:

Duty and responsibility of Shariah Supervisory Board pursuant to OJK Regulation No. 2/POJK.05/2014 regarding Good Corporate Governance for Insurance Companies:

Dewan Pengawas Syariah bertugas mengawasi dan memberikan nasihat dan saran kepada Direksi agar

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kegiatan perusahaan sesuai dengan prinsip syariah. company to be in accordance with shariah principles.

c) Rangkap jabatan Direksi, Dewan Komisaris dan Dewan Pengawas Syariah

c) Double position of Board of Directors, Board of Commissioners and Shariah Supervisory Board

(1) Direksi (1) Board of Directors

No Nama

Name

Posisi di Perusahaan

Position in the Company

Posisi di Perusahaan Lain

Position in Other Company

Nama Perusahaan Lain

Name of Other Company

Bidang Usaha

Business Activity

1. Elin Waty Presiden Direktur/

President Director

- - -

2. Robin Hutagaol Direktur/Director - - -

3. Elly Susanti Direktur/Director - - -

(2) Dewan Komisaris (2) Board of Commissioners

No Nama

Name

Posisi di Perusahaan Lain

Bidang Usaha

1. Michael F. Conwill Presiden Komisaris/ President Commissioner

Chief Financial Officer Sun Life Financial Asia Asuransi Jiwa/Life Insurance

2. Matthew F. Hunt Komisaris/

Commissioner

Direktur/Director PT Sun Life Indonesia Services

Jasa Konsultasi Manajemen

Bisnis/Business

Management Consulting Services

Asuransi Jiwa/Life Insurance

3. Ricardo Simanjuntak Komisaris Independen/ Independent

Commissioner

1. Founding Partner Ricardo Simanjuntak & Partners

Jasa hukum/Legal Services

2. Dosen Tamu/Guest Lecturer

Universitas Sumatera Utara, Universitas Indonesia, Universitas Diponegoro, Universitas Padjajaran, Universitas Katolik Atmajaya dan Universitas

Tarumanegara

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3. Kurator dan Administrator yang terdaftar di Pengadilan

Niaga/Receiver and Administrator

registered in

Commercial Court 4. Mediator di Pusat

Mediasi Nasional (PMN)

Jakarta/Mediator in National Mediation

Center (PMN) in

Jakarta.

5. Anggota Majelis Pakar/Member of Board of Experts

Asosiasi Ahli Manajemen Asuransi Indonesia

(AAMAI)/Association of Indonesian Insurance Management Expert

Asosiasi ahli manajemen asuransi Indonesia /association of indonesian insurance management expert 6. Ketua Dewan

Penasehat/Chairman of Board of Advisory

Asosiasi Kurator dan Pengurus Indonesia (AKPI)/Association of Indonesia Curator and Administrator

Asosiasi kurator dan pengurus Indonesia /association of indonesia

curator and

administrator

7. Penasehat/Counselor Law Asia Asosiasi profesi hukum/association of legal profession.

8. Wakil Ketua Umum/Vice

President of Board of National Leaders

Perhimpunan Advokat Indonesia

(PERADI)/Association of Indonesian Advocates

Perhimpunan advokat Indonesia/association of Indonesian advocates 9. Penasihat Hukum Asosiasi Asuransi

Umum Indonesia (AAUI)/Association of General Insurance of Indonesia (AAUI)

Asosiasi asuransi umum Indonesia

(AAUI)/association of general insurance of Indonesia (AAUI)

10. Penasihat Hukum Asosiasi Asuransi Jiwa Indonesia

(AAJI)/Association of

Life Insurance of

Indonesia (AAJI)

Asosiasi asuransi jiwa Indonesia

(AAJI)/association of life insurance of Indonesia (AAJI)

4. Choky Leonard Tobing Komisaris Independen/ Independent

Member of Indonesian Senior Executive

Indonesian Senior Executive Association

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Commissioner Association (ISEA) (ISEA) khususnya industry asuransi/Training and advisory for financial industry, specifically insurance industry.

(3) Dewan Pengawas Syariah (3) Shariah Supervisory Board

No Nama

Name

Posisi di Perusahaan Lain

Bidang Usaha

1. Prof. Dr. H. Fathurrahman Djamil, MA*) Ketua Dewan Pengawas Syariah/Chairman of

Shariah Supervisory

Board

Anggota Dewan Pengawas

Syariah/Member of Shariah Supervisory Board

PT Bank CIMB Niaga Tbk

Perbankan/Banking

Ketua Dewan Pengawas Syariah/Chairman of Shariah Supervisory Board

PT Bank BCA Syariah Perbankan/Banking

Ketua Dewan Pengawas Syariah/Chairman of Shariah Supervisory Board

PT Adira Finance Tbk Pembiayaan/Financing

Ketua Dewan Pengawas Syariah/Chairman of Shariah Supervisory Board

PT AIA Financial Asuransi Jiwa/Life Insurance

2. Prof. Dr. H. Zainuddin Ali, MA Anggota Dewan Pengawas

Syariah/Member of

Shariah Supervisory

Board

- - -

Catatan/Note:

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2/POJK.05/2014 regarding Good Corporate Governance for Insurance Companies (“POJK No. 2/2014”), member of Shariah Supervisory Board of Insurance Companies is only allowed to have double positions as member of Board of Directors, Board of Commissioners, or Shariah Supervisory Board in 3 (three) other financial services institutions. However, Mr. Moch. Muchlasin, the Director of Non-Bank Financial Industry of Shariah in OJK, verbally stated that a person who has held the position of member of Shariah Supervisory Board before this POJK No. 2/2014 was issued, is allowed to have double positions in more than 3 (three) other financial services institutions. Mr. Fathurrahman Djamil has held the position of Chairman of Shariah Supervisory Board in the Company since 2010 which his term of office has been extended and reaffirmed based on the Shareholders Circular Resolution dated 18 December 2014 and has been drawn up in the Notary Deed No. 2 dated 16 January 2015 also has been accepted the notification of the change on Board of Directors composition by the Minister of Law and Human Right based on the Notification Receipt Letter No. AHU-0005106.AH.01.03.TAHUN 2015 dated 26 January 2015.

d) Pelatihan Direksi, Dewan Komisaris dan Dewan Pengawas Syariah

d) Training of Board of Directors, Board of Commissioners and Shariah Supervisor Board

(1) Direksi (1) Board of Directors

No Nama

Name

Jabatan

Title

Workshop/Training/Seminar Penyelenggara

Institution

Tanggal

Date

Tempat

Place 1. Elin Waty Presiden Direktur/

President Director

Workshop Manajemen Resiko Perusahaan Perasuransian Tingkat 5/Workshop of Insurance Companies Risks Management Level 5

Asosiasi Ahli Manajemen Asuransi Indonesia/Indonesian Association of Insurance Management Experts

article “Trust and authencity:

How to reach the Muslim

2. Robin Hutagaol Direktur/Director Workshop Manajemen Resiko Perusahaan Perasuransian Tingkat 5/Workshop of Insurance Companies Risks Management Level 5

31 Agustus – 1 September 2015

Jakarta

3. Elly Susanti Direktur/Director Workshop Manajemen Resiko Perusahaan Perasuransian Tingkat 5/Workshop of Insurance Companies Risks Management Level 5

23 – 24 November 2015

Jakarta

(2) Dewan Komisaris (2) Board of Commissioners

No Nama

Name

Jabatan

Title

Institution

Tanggal

Date

Tempat

Place 1. Michael F. Conwill Presiden Komisaris/

President Commissioner

Workshop Manajemen Resiko Perusahaan Perasuransian

Asosiasi Ahli Manajemen Asuransi

5 - 6 Oktober 2015

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Tingkat 5/Workshop of Insurance Companies Risks Management Level 5

Indonesia/Indonesian

Association of

Insurance

Management Experts 2. Matthew F. Hunt Komisaris/

Commissioner

Workshop Manajemen Resiko Perusahaan Perasuransian Tingkat 5/Workshop of Insurance Companies Risks Management Level 5

Asosiasi Ahli Manajemen Asuransi Indonesia/Indonesian

Association of

Insurance 3. Ricardo Simanjuntak Komisaris Independen/

Independent Commissioner

Association of

Insurance

Management Experts

23 – 24

November 2015

Jakarta

Narasumber pada “Pembahasan Lanjutan Draft Standar IDR” pada sesi “Fraud Dalam Kaitannya dengan Perlindungan Konsumen yang Dilakukan oleh PUJK”/Interviewees in ”Further Discussion on IDR Standard Draft” in section of “Fraud In Relation to

Customer Protection Conducted

by Financial Services Companies”

Otoritas Jasa Keuangan/Financial Services Authority (OJK)

11 November 2015

Bandung

Narasumber pada “Focus Group Discussion (FGD) Rancangan Peraturan Otoritas Jasa Keuangan (RPOJK) tentang Pembubaran dan Likuidasi Perusahaan Asuransi, Perusahaan Asuransi Syariah, Perusahaan Reasuransi dan Perusahaan Reasuransi Syariah”/Interviewees in “Focus Group Discussion of Draft of OJK Regulation regarding Dissolution and Liquidation of Insurance Companies, Shariah Insurance

Companies, Reinsurance

Companies and Shariah

Reinsurance Companies”

Otoritas Jasa Keuangan/Financial Services Authority (OJK)

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4. Choky L. Tobing Komisaris

Independen/Independent Commissioner

Association of

Insurance

Lembaga Sertifikasi Profesi Financial Planning Standards Board Indonesia

19 November 2015

Jakarta

Certification of Qualified Wealth Planner

QWP Academy 2 Desember 2015

- Sertifikasi Perencanaan

Keuangan/Certification on Financial Planning

Badan Nasional Sertifikasi Profesi

2015 -

Program Pendidikan Certified Financial Planner (CFP) Modul 1, Modul 2, Modul 3 dan Modul 4/Educational Program on Certified Financial Planner (CFP) Modul 1, Modul 2, Modul 3 and Modul 4

Sekolah Tinggi Teologi Bethel The Way dan FPSB Indonesia

23 Januari 2015 Jakarta

Certification on Certified Financial Planner

FPSB - -

(3) Dewan Pengawas Syariah (3) Shariah Supervisory Board

No Nama

Name

Jabatan

Title

Institution

Fathurrahman Djamil, MA

Ketua/Chairman Pembicara pada acara “Workshop Asuransi Syariah bagi Dewan

Pengawas Syariah

(DPS)”/Speaker in “Workshop of Shariah Insurance for Shariah

Supervisory Board”

Asosiasi Asuransi Syariah Indonesia (AASI), Otoritas Jasa Keuangan (OJK) dan Dewan Syariah Nasional (DSN-MUI)/Indonesian

Association of

Shariah Insurance

(AASI), OJK and

National Shariah

Board (DSN-MUI)

Anggota/Member Pembicara pada acara “Workshop Asuransi Syariah bagi Dewan

Pengawas Syariah

(DPS)”/Speaker in “Workshop of

Asosiasi Asuransi Syariah Indonesia (AASI), Otoritas Jasa Keuangan (OJK) dan

25 – 26

November 2015

(34)

Shariah Insurance for Shariah

Supervisory Board” Dewan Nasional Syariah (DSN-MUI)/Indonesian

Association of

Shariah Insurance

(AASI), OJK and

National Shariah

Board (DSN-MUI) e) Pelaksanaan kegiatan dan rekomendasi Dewan Komisaris

dan Dewan Pengawas Syariah

e) Activity performance and recommendation of Board of Commissioners and Shariah Supervisory Board

Sepanjang tahun 2015, dalam menjalankan fungsi pengawasan, pengendalian dan pembinaan, Dewan Komisaris secara aktif dan berkesinambungan berinteraksi aktif dengan pihak Direksi, baik melalui surat elektronik maupun rapat-rapat yang diadakan secara regular guna membahas laporan bulanan serta kuartal dari kinerja Perusahaan termasuk hasil dari pengendalian internal perusahaan dan penilaian manajemen risiko Perusahaan.

During 2015, in performing supervisory, control and guidance functions, the Board of Commissioner had been actively and continuously interacting with the Board of Directors, through e-mails or meetings which held regularly to discuss monthly and quarterly reports regarding the Company’s performance including the result of the Company’s internal control and risk management assessment.

Dalam menjalankan fungsi pengawasan tersebut Dewan Komisaris juga memiliki 2 (dua) komite yaitu Komite Audit dan Komite Pemantau Risiko.

In performing such supervisory function, the Board of Commissioner has 2 (two) committees which are Audit Committee and Risk Policy Committee.

Rekomendasi dari Dewan Komisaris dalam rangka pengawasan, pengendalian, dan pembinaan dituangkan dalam Risalah Rapat Dewan Komisaris dan Komite-komite untuk periode tahun 2015, yang diantaranya adalah:

The recommendations from the Board of Commissioners in regards to supervision, control and guidance are contained in the minutes of Board of Commissioners meeting within 2015, which among other things as follows: 1. Untuk mempertimbangkan tidak terlalu menekankan

aspek politik dalam Rencana Korporasi;

1. To consider downscaling the political comments in the Corporate Plan;

2. Menjaga konsistensi perihal proyeksi laba rugi dalam Rencana Bisnis dan Rencana Korporasi;

2. Maintain consistency regarding projection of profit and loss in the Business Plan and the Corporate Plan;

3. Melakukan pengecekan ulang pada seluruh tabel keuangan pada Rencana Bisnis dan Rencana Korporasi;

3. Re-check all the financial tables in the Business Plan and the Corporate Plan;

4. Meminta penjelasan lebih lanjut mengenai penurunan penghasilan bersih di Kuartal 4 2014;

4. Asked for further explanation on the decrease of net income in Q4 2014;

5. Memperhatikan apakah tim keuangan Perusahaan puas dengan interaksinya dengan auditor eksternal (dalam konteks cara kerja auditor eksternal, permintaan informasi, komunikasi dan batas waktu);

5. Concern whether the Company’s finance team is satisfied with its interaction with external auditor (in terms of their work, request of information, communication and time limit);

6. Memperhatikan apakah akan ada biaya yang dibebankan kepada pemegang polis sehubungan

(35)

dengan penerapan iuran OJK; fee; 7. Memperhatikan mengenai berapa sering pembagian

surplus underwriting dibagikan;

7. Concern on how frequent the underwriting surplus distribution takes place;

8. Memperhatikan kenaikan durasi kewajiban; 8. Concern on the jump of liability duration; 9. Memperhatikan mengenai penurunan suku bunga di

2014 jika dibandingkan dengan 2013 sebagaimana termuat dalam laporan keuangan yang diaudit tahun 2014;

9. Concern on the decrement of interest rate in 2014 compared to 2013 as mentioned in 2014 audited financial statements;

10. Memperhatikan peningkatan new business Perusahaan, walaupun ranking Perusahaan turun;

10. Concern on the increase of Company’s new business growth, although the Company’s rank dropped; 11. Memperhatikan seberapan penting plang nama Sun

Life Financial bagi eksistensi Perusahaan di Jakarta;

11. Concern on the importance of the Sun Life Financial signage to the Company’s presence in Jakarta; 12. Memperhatikan mengenai berapa banyak

penghasilan yang diharapkan akan diterima dari perjanjian bancassurance dengan Commonwealth Bank dan apakah hal tersebut dapat menutup kerugian akibat penghentian kerjasama Perusahaan dengan BNI Saving;

12. Concern on how much was the expected income generated from Commonwealth Bank bancassurance deal and whether it could offset the loss from the discontinuation of BNI Saving bancassurance;

13. Memperhatikan kinerja dana investasi Perusahaan dan hubungannya dengan daya saing Perusahaan;

13. Concern on the performance of the Company’s fund and its connection with the Company’s competitiveness;

14. Memperhatikan penurunan tingkat retensi Perusahaan;

14. Concern on the drop of the Company’s retention rate; 15. Memperhatikan program yang diselenggarakan oleh

Perusahaan kepada agen-agennya dalam 3 bulan pertama;

15. Concern on program provided by the Company to its new agents within the first 3 months;

16. Memperhatikan mekanisme validasi yang diterapkan bagi agen-agen baru;

16. Concern on validation mechanism which implemented for the new agents;

17. Menyarankan agar terdapat system yang dibuat dan memberikan tanggung jawab kepada agent leader untuk mendorong agen anggota mereka untuk berjualan pada 3 bulan pertama;

17. Advise that there should be a system to be built and give responsibilities to the agent leader to push their agent members to sell within their first 3 months. ; 18. Menyarankan agar dalam hal peraturan OJK

mengenai solvensi dan kewajiban menjadi berlaku, Perusahaan perlu melihat ulang mengeni target RBC shariah minimum dan berhati-hati atas dampaknya terhadap keadaan keuangan Perusahaan; dan

18. Advise that when OJK regulation regarding solvency and liabilities comes to effective, the Company needs to relook on the minimum shariah RBC target and be careful on its impact to the Company’s financial situation; and

19. Memberikan saran kepada Direksi dalam penyusunan Rencana Bisnis 2016 – 2018.

19. Provided advice to the BoD in preparing Business Plan 2016-18.

Sedangkan rekomendasi yang diberikan Dewan Pengawas Syariah adalah sebagai berikut:

While recommendations given by the Shariah Supervisory Board:

1. Mengkonfirmasi bahwa Produk Asuransi Brilliance Hasanah Fortune Plus telah sesuai dengan prinsip

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syariah;

2. Mengingatkan agar semua agen di Agency Syariah dibekali dengan buku saku syariah;

2. Reminding that all agents in Shariah Agency to be provided with shariah hand book;

3. Bersedia membantu memberikan pendalaman materi dan tausiyah pada masa bulan puasa ke 3-4 kota;

3. Willing to give knowledge sharing and religious guidance during the fasting month to 3-4 cities;

4. Polis harus sesuai dengan prinsip syariah, fatwa dan ketentuan dari OJK;

4. The policy has to be in accordance with shariah principles and regulations from OJK;

5. Menggunakan terminologi yang sesuai dengan standar polis untuk premi dan uang pertanggungan;

5. Use appropriate terminologies policy standards for premium and sum insured;

6. Tidak menggunakan istilah bunga untuk denda atau imbalan atas polis atau dana investasi;

6. Not use term “interest” for penalty or “compensation” for policy or investment fund;

7. Memastikan Laporan transaksi setiap triwulan akan diberikan kepada nasabah syariah sama seperti produk konvensional;

7. Ensure that the quarterly transacation reports are distributed to shariah customers same as conventional products;

8. Polis-polis yang belum sesuai dengan ketentuan yang berlaku agar segera disesuaikan agar dapat memberikan informasi dan pemahaman yang tepat bagi nasabah

8. Policies which are not in accordance with the prevailing regulations yet to be adjusted accordingly, to give correct information and understanding to the customers.

f) Frekuensi rapat Direksi, rapat Dewan Komisaris dan rapat Dewan Pengawas yang diselenggarakan dalam 1 (satu) tahun

f) Frequency of Board of Directors meeting, Board of Commissioners meeting and Shariah Supervisory Board meeting held within 1 (one) year

(1) Rapat Direksi (1) Board of Directors Meeting

No Nama

Name

Jabatan

Title

Jumlah Rapat Direksi (12 kali rapat)

Number of Board of Directors (12 times meeting)

Jumlah Kehadiran

Total Attendance

% Kehadiran

%Attendance

Fisik

Physic

Telekonferensi/Video/Konferensi/Sarana Media Elektronik lainnya

Teleconference/video/conference/other electronic media

1. Elin Waty Presiden Direktur/ President Director

9 - 75%

2. Eddy Peter J. Belmans*)

Eks-Presiden Direktur/ Ex-President Director

(37)

3. Robin Hutagaol Direktur/ Director

8 - 66,6%

4. Elly Susanti**) Direktur/ Director

1 - 8,3%

5. Rista Q.

Manurung***)

Eks-Direktur/ Ex-Director

4 - 33,3%

Catatan/Note:

*): Elin Waty diangkat dan Eddy Peter J. Belmans mengundurkan diri sebagai Presiden Direktur pada tanggal 17 September 2015, dimana sebelumnya Elin Waty sudah menjadi Direktur di Perusahaan/Elin Waty was appointed and Eddy Peter J. Belmans resigned as a President Director on 17 September 2015, whereby Elin Waty previously had been the Director of the Company.

**): Elly Susanti baru diangkat pertama kali sebagai Direktur pada tanggal 11 November 2015/Elly Susanti has just been appointed as a Director on 11 November 2015.

***): Rista Q. Manurung mengundurkan diri secara efektif pada 15 Mei 2015/Rista Q. Manurung effectively resigned on 15 May 2015.

(2) Rapat Dewan Komisaris (2) Board of Commissioners Meeting

No Nama

Name

Jabatan

Title

% Kehadiran

%Attendance

Fisik

Physic

(3) Rapat Dewan Komisaris dengan Direksi (3) Board of Commissioners Meeting with Board of Directors

No Nama

Name

Jabatan

Title

% Kehadiran

%Attendance

Fisik

Physic

1. Michael F. Conwill Presiden Komisaris/ President Commissioner

(38)

2. Matthew F. Hunt Komisaris/ Commissioner

10 2 100%

3. Ricardo Simanjuntak Komisaris Independen/ Independent

Commissioner

4 8 100%

4. Choky L. Tobing*) Komisaris Independen/ Independent

Commissioner

4 4 66,6%

5. Benedicto C. Sison**)

Eks-Komisaris/ Ex-Commissioner

1 2 25%

Catatan/Note:

*): Choky L. Tobing diangkat pertama kali sebagai Komisaris Independen pada tanggal 20 Mei 2015/Choky L. Tobing was appointed for the first time as an Independent Commissioner on 20 May 2015.

**): Benedicto C. Sison mengundurkan diri secara efektif pada tanggal 23 April 2015/Benedicto C. Sison effectively resigned on 23 April 2015.

(4) Rapat Dewan Pengawas Syariah (3) Shariah Supervisory Board Meeting

No Nama

Name

Jabatan

Title

% Kehadiran

%Attendance

Fisik

Physic

1. Prof. Dr. H. Faturrahman Djamil

Ketua/ Chairman

6 - 100%

2. Prof. Dr. H. Zainuddin Ali, Master of Arts

Anggota/ Member 6 - 100%

3. (The deceased) Drs. H. Asnawi Latief

Anggota/ Member 5 - 83,3%

Catatan/Note:

*): Bapak Drs. H. Asnawi Latief meninggal dunia pada 23 November 2015/Bapak Drs. H. Asnawi Latief passed away on 23 November 2015 2) Pelaksanaan tugas satuan kerja dan komite yang menjalankan

fungsi pengendalian internal Perusahaan, terdiri atas:

2) Implementation of working unit and committee that conduct

the Company’s internal control function, consists of: a) Pelaksanaan tugas satuan kerja yang menjalankan fungsi

pengendalian internal Perusahaan

a) Implementation of the duty of working unit in carrying out the internal control function

Untuk memastikan proses telah dilaksanakan dengan baik, Perusahaan telah menerapkan proses internal kontrol melalui unit-unit berikut:

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i) unit proses dan kontrol – bekerja sama dengan berbagai departemen/unit dan menelaah Standard Operating Procedures, alur kerja dan Perintah Kerja (PK) dan memastikan bahwa kontrol tersebut telah diterapkan oleh masing-masing proses bisnis. Setiap unit memastikan bahwa rencana tindak untuk menyelesaikan temuan atau isu yang ditemukan oleh audit telah dilaksanakan dalam jangka waktu yang ditetapkan.

i) process and control unit - works with various departments/units and reviews Standard Operating Procedures, work flows and Working Instruction (WI) manuals and ensures that controls are imbedded in each business process. The unit ensures that action plans to address outstanding issues raised in the audits are carried out within the timeline provided.

ii) Tim Internal Audit – Internal Audit adalah fungsi independen yang melapor setiap bulan kepada Komite Audit hasil evaluasi dari efektifitas internal kontrol dan hasil dari kegiatan tindak lanjut atas tindakan perbaikan dalam mengatasi isu-isu kontrol yang utama.

ii) Internal Audit team – Internal Audit is an independent function reporting monthly to the Audit Committee an evaluation of the effectiveness of internal control and the results of follow-up activities on remedial actions to address key control issues. b) Pelaksanaan tugas komite yang menjalankan fungsi

pengendalian internal Perusahaan

b) Implementation of the duty of committee in carrying out the internal control function

Dalam menjalankan fungsi pengendalian internal, terdapat 8 (delapan) komite di bawah Dewan Direksi dan 2 (dua) komite di bawah Dewan Komisaris dengan fungsi yang berbeda. Komite-komite ini memberikan laporan secara berkala kepada Dewan Direksi dan/atau Dewan Komisaris.

In carrying out the internal control function, there are 8 (eight) committees under Board of Directors and 2 (two) commitees under Board of Commissioners, with different function. These committees provide reports regularly to Board of Directors and/or Board of Commissioners.

(1) Kelengkapan dan pelaksanaan tugas komite yang dibentuk oleh Direksi, terdiri atas:

(1) Completeness and implementation of the duties of the committees which established by the Board of Directors, which comprising of:

Komite Investasi Investment Committee

(i) Struktur, keanggotaan, dan keahlian komite (i) Committee’s structure, membership and expertise

Anggota yang memiliki hak suara: 1. Presiden Direktur

2. Direktur Keuangan 3. Kepala Investasi 4. Tenaga Ahli Aktuaris 5. Kepala Investasi Asia

Anggota tanpa memiliki hak suara:

Anggota dari Sun Life International Investment Centre

Catatan:

Susunan keanggotaan Komite Investasi saat ini sedang ditinjau kembali oleh Perusahaan untuk dapat memastikan Perusahaan memenuhi

Voting Members: 1. President Director 2. Chief financial Officer 3. Head of Investment 4. Appointed Actuary 5. Head of Investment Asia

Non Voting Members:

Other members as appointed by the Board of Directors

Note: