Afg h an ist an - Glob al Fin an cial In clu sion
(Glob al Fin d e x ) D at ab ase 2 0 1 4
D e v e lo p m e n t R e se a r ch G r o u p , F in a n ce a n d P r iv a t e S e ct o r D e v e lo p m e n t U n it
-W o r ld Ba n k
Re p or t g e n e r at e d on : Oct ob e r 2 9 , 2 0 1 5
Sam p l i n g
Sam p l i n g Pr oced u r e
As in t h e fir st e d it ion , t h e in d icat or s in t h e 2 0 1 4 Glob al Fin d e x ar e d r aw n fr om su r v e y d at a cov e r in g alm ost 1 5 0 ,0 0 0 p e op le in m or e t h an 1 4 0 e con om ie s-r e p r e se n t in g m or e t h an 9 7 p e r ce n t of t h e w or ld 's p op u lat ion . Th e su r v e y w as car r ie d ou t ov e r t h e 2 0 1 4 cale n d ar y e ar b y Gallu p , In c. as p ar t of it s Gallu p W or ld Poll, w h ich sin ce 2 0 0 5 h as con t in u ally con d u ct e d su r v e y s of ap p r ox im at e ly 1 ,0 0 0 p e op le in e ach of m or e t h an 1 6 0 e con om ie s an d in ov e r 1 4 0 lan g u ag e s, u sin g r an d om ly se le ct e d , n at ion ally r e p r e se n t at iv e sam p le s. Th e t ar g e t p op u lat ion is t h e e n t ir e civ ilian , n on in st it u t ion alize d p op u lat ion ag e 1 5 an d ab ov e . Th e se t of in d icat or s w ill b e colle ct e d ag ain in 2 0 1 7 .
Su r v e y s ar e con d u ct e d face t o face in e con om ie s w h e r e t e le p h on e cov e r ag e r e p r e se n t s le ss t h an 8 0 p e r ce n t of t h e p op u lat ion or is t h e cu st om ar y m e t h od olog y . In m ost e con om ie s t h e fie ld w or k is com p le t e d in t w o t o fou r w e e k s. In e con om ie s w h e r e face -t o-face su r v e y s ar e con d u ct e d , t h e fir st st ag e of sam p lin g is t h e id e n t ificat ion of p r im ar y sam p lin g u n it s. Th e se u n it s ar e st r at ifie d b y p op u lat ion size , g e og r ap h y , or b ot h , an d clu st e r in g is ach ie v e d t h r ou g h on e or m or e st ag e s of sam p lin g . W h e r e p op u lat ion in for m at ion is av ailab le , sam p le se le ct ion is b ase d on p r ob ab ilit ie s p r op or t ion al t o p op u lat ion size ; ot h e r w ise , sim p le r an d om sam p lin g is u se d . Ran d om r ou t e p r oce d u r e s ar e u se d t o se le ct sam p le d
h ou se h old s. Un le ss an ou t r ig h t r e fu sal occu r s, in t e r v ie w e r s m ak e u p t o t h r e e at t e m p t s t o su r v e y t h e sam p le d h ou se h old . To in cr e ase t h e p r ob ab ilit y of con t act an d com p le t ion , at t e m p t s ar e m ad e at d iffe r e n t t im e s of t h e d ay an d , w h e r e p ossib le , on d iffe r e n t d ay s. If an in t e r v ie w can n ot b e ob t ain e d at t h e in it ial sam p le d h ou se h old , a sim p le su b st it u t ion m e t h od is u se d . Re sp on d e n t s ar e r an d om ly se le ct e d w it h in t h e se le ct e d h ou se h old s b y m e an s of t h e Kish g r id . In e con om ie s w h e r e cu lt u r al r e st r ict ion s d ict at e g e n d e r m at ch in g , r e sp on d e n t s ar e r an d om ly se le ct e d t h r ou g h t h e Kish g r id fr om am on g all e lig ib le ad u lt s of t h e in t e r v ie w e r 's g e n d e r .
In e con om ie s w h e r e t e le p h on e in t e r v ie w in g is e m p loy e d , r an d om d ig it d ialin g or a n at ion ally r e p r e se n t at iv e list of p h on e n u m b e r s is u se d . In m ost e con om ie s w h e r e ce ll p h on e p e n e t r at ion is h ig h , a d u al sam p lin g fr am e is u se d . Ran d om se le ct ion of r e sp on d e n t s is ach ie v e d b y u sin g e it h e r t h e lat e st b ir t h d ay or Kish g r id m e t h od . At le ast t h r e e at t e m p t s ar e m ad e t o r e ach a p e r son in e ach h ou se h old , sp r e ad ov e r d iffe r e n t d ay s an d t im e s of d ay .
Th e sam p le size in Afg h an ist an w as 1 ,0 0 0 in d iv id u als. Ge n d e r -m at ch e d sam p lin g w as u se d d u r in g t h e fin al st ag e of se le ct ion .
W ei g h t i n g
Q u est i on n ai r es
O v er v i ew
Th e q u e st ion n air e w as d e sig n e d b y t h e W or ld Ban k , in con ju n ct ion w it h a Te ch n ical Ad v isor y Boar d com p ose d of le ad in g acad e m ics, p r act it ion e r s, an d p olicy m ak e r s in t h e fie ld of fin an cial in clu sion . Th e Bill an d Me lin d a Gat e s Fou n d at ion an d Gallu p In c. also p r ov id e d v alu ab le in p u t . Th e q u e st ion n air e w as p ilot e d in m u lt ip le cou n t r ie s, u sin g focu s g r ou p s, cog n it iv e in t e r v ie w s, an d fie ld t e st in g . Th e q u e st ion n air e is av ailab le in 1 4 2 lan g u ag e s u p on r e q u e st .
D at a C ol l ect i on
D at a C ol l ect i on D at es
S t a r t En d Cy cle
2 0 1 4 -0 8 -1 8 2 0 1 4 -0 9 -1 2 N/A
T i m e Per i od s
S t a r t En d Cy cle
2 0 1 4 -0 1 -0 1 2 0 1 4 -1 2 -3 1 N/A
D at a C ol l ect i on M od e
Face -t o-face [ f2 f]
D A T A CO LLECT I O N N O T ES
D at a Pr ocessi n g
D at a A p p r ai sal
E st i m at es of Sam p l i n g E r r or
m icr o _a f g
Con t e n t Afg h an ist an m icr od at a
Case s 1 0 0 0
Var iab le (s) 8 4 St r u ct u r e Ty p e :
Ke y s: () Ve r sion
Pr od u ce r Missin g D at a
V a r ia b le s
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V1 e con om y Econ om y d iscr e t e ch ar act e r
V2 e con om y cod e Econ om y Cod e d iscr e t e ch ar act e r
V3 w p id _r an d om Gallu p W or ld Poll id e n t ifie r con t in n u m e r ic
V4 w g t W e ig h t con t in n u m e r ic
V5 fe m ale Re sp on d e n t is fe m ale d iscr e t e n u m e r ic
V6 ag e Re sp on d e n t ag e d iscr e t e n u m e r ic Ple ase t e ll m e y ou r ag e
V7 e d u c Re sp on d e n t e d u cat ion le v e l d iscr e t e n u m e r ic W h at is y ou r h ig h e st com p le t e d le v e l of e d u cat ion ?
V8 in c_q W it h in -e con om y h ou se h old in com e q u in t ile
d iscr e t e n u m e r ic W h at is y ou r t ot al MONTHLY h ou se h old in com e in [ in se r t local cu r r e n cy ] , b e for e t ax e s? Ple ase in clu d e in com e fr om w ag e s an d salar ie s, r e m it t an ce s fr om fam ily m e m b e r s liv in g e lse w h e r e , far m in g , an d all ot h e r sou r ce s.
V9 accou n t Has an accou n t d iscr e t e n u m e r ic Com p osit e in d icat or
V1 0 accou n t _fin Has an accou n t at a fin an cial in st it u t ion
d iscr e t e n u m e r ic Com p osit e in d icat or
V1 1 accou n t _m ob Has a m ob ile m on e y accou n t
d iscr e t e n u m e r ic Com p osit e in d icat or
V1 2 q 2 Has a d e b it car d d iscr e t e n u m e r ic (A/An [ in se r t local t e r m in olog y for ATM/d e b it car d ] ) is a car d con n e ct e d t o an accou n t at a fin an cial in st it u t ion t h at allow s y ou t o w it h d r aw m on e y , an d t h e m on e y is t ak e n ou t of THAT ACCOUNT r ig h t aw ay . D o y ou , p e r son ally , h av e (a/an [ in se r t local t e r m in olog y for ATM/d e b it car d ] )?
V1 3 q 3 If h as d e b it car d : car d in ow n n am e
d iscr e t e n u m e r ic Is t h is [ in se r t local t e r m in olog y for ATM/d e b it car d ] con n e ct e d t o an accou n t w it h y ou r n am e on it ?
V1 4 q 4 If h as d e b it car d : u se d car d in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou , p e r son ally , u se d y ou r [ in se r t local t e r m in olog y for ATM/d e b it car d ] t o D IRECTLY m ak e a p u r ch ase in t h e p ast 1 2 m on t h s?
V1 5 q 5 Has a cr e d it car d d iscr e t e n u m e r ic A cr e d it car d is a car d t h at allow s y ou t o BORROW m on e y in or d e r t o m ak e p ay m e n t s or b u y t h in g s, an d y ou can p ay t h e b alan ce off lat er. Do y ou , p erson ally , h av e a cred it card ?
V1 6 q 6 If h as cr e d it car d : u se d car d in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou u se d y ou r cr e d it car d in t h e p ast 1 2 m on t h s?
V1 7 q 8 a If d oe s n ot h av e accou n t : b /c t oo far aw ay
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V1 8 q 8 b If d oe s n ot h av e accou n t : b /c t oo e x p e n siv e
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se fin an cial se r v ice s ar e t oo e x p e n siv e .
V1 9 q 8 c If d oe s n ot h av e accou n t : b /c lack d ocu m e n t at ion
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't h av e t h e n e ce ssar y d ocu m e n t at ion (id e n t it y car d , w ag e slip , e t c.)
V2 0 q 8 d If d oe s n ot h av e accou n t : b /c lack t r u st
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't t r u st fin an cial in st it u t ion s.
V2 1 q 8 e If d oe s n ot h av e accou n t : b /c r e lig iou s r e ason s
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se of r e lig iou s r e ason s.
V2 2 q 8 f If d oe s n ot h av e accou n t : b /c lack of m on e y
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't h av e e n ou g h m on e y t o u se fin an cial in st it u t ion s.
V2 3 q 8 g If d oe s n ot h av e accou n t : b /c fam ily m e m b e r alr e ad y h as on e
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se som e on e e lse in t h e fam ily alr e ad y h as an accou n t .
V2 4 q 8 h If d oe s n ot h av e accou n t : b /c can n ot g e t on e
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou can n ot g e t an accou n t .
V2 5 q 8 i If d oe s n ot h av e accou n t : b /c n o n e e d for fin an cial se r v ice s
d iscr e t e n u m e r ic Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou h av e n o n e e d for fin an cial se r v ice s at a for m al in st it u t ion .
V2 6 q 9 If h as accou n t : an y d e p osit in t o accou n t in p ast 1 2 m on t h s
d iscr e t e n u m e r ic In t h e p ast 1 2 m on t h s, h as m on e y b e e n D EPOSITED in t o y ou r p e r son al accou n t (s)? Th is in clu d e s cash or e le ct r on ic d e p osit s, or an y t im e m on e y is p u t in t o y ou r accou n t (s) b y y ou r se lf, an e m p loy e r , or an ot h e r p e r son or in st it u t ion .
V2 7 q 1 0 If h as an y d e p osit in t o accou n t : n u m b e r of m on t h ly d e p osit s
d iscr e t e n u m e r ic In a t y p ical MONTH, ab ou t h ow m an y t im e s is m on e y D EPOSITED in t o y ou r p e r son al accou n t (s): on e or t w o t im e s p e r m on t h , t h r e e or m or e t im e s p e r m on t h , or , in a t y p ical m on t h , is m on e y NOT d e p osit e d in t o y ou r accou n t (s)? (Re ad 1 -3 )
V2 8 q 1 1 If h as accou n t : an y
w it h d r aw al fr om accou n t in p ast 1 2 m on t h s
d iscr e t e n u m e r ic In t h e p ast 1 2 m on t h s, h as m on e y b e e n TAKEN OUT of y ou r p e r son al accou n t (s)? Th is in clu d e s cash w it h d r aw als in p e r son or u sin g y ou r [ in se r t local t e r m in olog y for ATM/d e b it car d ] , e le ct r on ic p ay m e n t s or p u r ch ase s, ch e ck s, or an y ot h e r t im e m on e y is r e m ov e d fr om y ou r accou n t (s) b y y ou r se lf or an ot h e r p e r son or in st it u t ion .
V2 9 q 1 2 If h as an y w it h d r aw al fr om accou n t : n u m b e r of m on t h ly w it h d r aw als
d iscr e t e n u m e r ic In a t y p ical MONTH, ab ou t h ow m an y t im e s is m on e y TAKEN OUT of y ou r p e r son al accou n t (s): on e or t w o t im e s p e r m on t h , t h r e e or m or e t im e s p e r m on t h , or , in a t y p ical m on t h , is m on e y NOT t ak e n ou t of y ou r accou n t (s)? (Re ad 1 -3 )
V3 0 q 1 3 If h as accou n t : m ost
fr e q u e n t m od e of cash w it h d r aw al
d iscr e t e n u m e r ic W h e n y ou n e e d t o GET CASH FROM y ou r accou n t (s), h ow d o y ou USUALLY g e t it ? (Re ad 1 -4 )
V3 1 q 1 4 If h as accou n t : m ad e a t r an sact ion u sin g a m ob ile p h on e
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V3 2 q 1 6 Mad e p ay m e n t s on lin e u sin g t h e In t e r n e t
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s on b ills or b ou g h t t h in g s on lin e u sin g t h e In t e r n e t ?
V3 3 q 1 7 a Sav e d in p ast 1 2 m on t h s: for far m /b u sin e ss p u r p ose s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : To st ar t , op e r at e , or g r ow a b u sin e ss or far m ?
V3 4 q 1 7 b Sav e d in p ast 1 2 m on t h s: for old ag e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : For old ag e ?
V3 5 q 1 7 c Sav e d in p ast 1 2 m on t h s: for e d u cat ion or sch ool fe e s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : For e d u cat ion or sch ool fe e s?
V3 6 q 1 8 a Sav e d in p ast 1 2 m on t h s: u sin g an accou n t at a fin an cial in st it u t ion
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y b y : Usin g an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion ?
V3 7 q 1 8 b Sav e d in p ast 1 2 m on t h s: u sin g an in for m al sav in g s clu b
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y b y : Usin g an in for m al sav in g s clu b (lik e [ in se r t local e x am p le ] ), or a p e r son ou t sid e t h e fam ily ?
V3 8 q 2 0 Has loan fr om a fin an cial in st it u t ion for h ou se , ap ar t m e n t , or lan d
d iscr e t e n u m e r ic D o y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , cu r r e n t ly h av e a loan y ou t ook ou t fr om a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion t o p u r ch ase a h om e , an ap ar t m e n t , or lan d ?
V3 9 q 2 1 a Borrow ed in p ast 1 2 m on t h s: from a fin an cial in st it u t ion
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om a b an k , [ in se r t all fin an cial in st it u t ion s] , or an ot h e r t y p e of for m al fin an cial in st it u t ion ? Th is d oe s NOT in clu d e cr e d it car d s.
V4 0 q 2 1 b Borrow ed in p ast 1 2 m on t h s: from a st ore (st ore cred it )
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om a st or e b y u sin g in st allm e n t cr e d it or b u y in g on cr e d it ?
V4 1 q 2 1 c Borrow ed in p ast 1 2 m on t h s: from fam ily or frien d s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om fam ily , r e lat iv e s, or fr ie n d s?
V4 2 q 2 1 d Borrow ed in p ast 1 2 m on t h s: fr om an ot h e r p r iv at e le n d e r
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om an ot h e r p r iv at e le n d e r (for e x am p le , a/an [ in se r t cou n t r y -sp e cific e x am p le s of p riv at e le n d e rs, i.e ., loan sh ark , p ay d ay le n d e r, or p aw n sh op ] )?
V4 3 q 2 2 a Borrow ed in p ast 1 2 m on t h s: for e d u cat ion or sch ool fe e s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d m on e y for e d u cat ion or sch ool fe e s?
V4 4 q 2 2 b Borrow ed in p ast 1 2 m on t h s: for m ed ical p u rp oses
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d m on e y for h e alt h or m e d ical p u r p ose s?
V4 5 q 2 2 c Borrow ed in p ast 1 2 m on t h s: for farm /b u sin ess p u rp oses
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d m on e y t o st ar t , op e r at e , or g r ow a b u sin e ss or far m ?
V4 6 q 2 4 Possib ilit y of com in g u p w it h e m e r g e n cy fu n d s
d iscr e t e n u m e r ic Now , im ag in e t h at y ou h av e an e m e r g e n cy an d y ou n e e d t o p ay [ in se r t 1 /2 0 of GNI p e r cap it a in local cu r r e n cy ] . How p ossib le is it t h at y ou cou ld com e u p w it h [ in se r t 1 /2 0 of GNI p e r cap it a in local cu r r e n cy ] w it h in t h e NEXT MONTH? Is it v e r y p ossib le , som e w h at p ossib le , n ot v e r y p ossib le , or n ot at all p ossib le ? (Re ad 1 -4 )
V4 7 q 2 5 If ab le t o com e u p w it h e m e r g e n cy fu n d s: m ain sou r ce
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V4 8 q 2 6 Se n t d om e st ic r e m it t an ce s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou , p e r son ally , GIVEN or SENT an y of y ou r MONEY t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a INSID E (cou n t r y w h e r e su r v e y t ak e s p lace ) in t h e PAST 1 2 MONTHS? Th is can b e m on e y y ou b r ou g h t y ou r se lf or se n t in som e ot h e r w ay .
V4 9 q 2 7 a If se n t d om e st ic r e m it t an ce s: in cash
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You h an d e d cash t o t h is p e r son or se n t cash t h r ou g h som e on e y ou k n ow .
V5 0 q 2 7 b If se n t d om e st ic r e m it t an ce s: t h r ou g h a fin an cial in st it u t ion
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion (for e x am p le , at a b r an ch , at an ATM, or t h r ou g h d ir e ct d e p osit in t o an accou n t ).
V5 1 q 2 7 c If se n t d om e st ic r e m it t an ce s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a m ob ile p h on e .
V5 2 q 2 7 d If se n t d om e st ic r e m it t an ce s: t h r ou g h an MTO
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a m on e y t r an sfe r se r v ice .
V5 3 q 2 8 Re ce iv e d d om e st ic r e m it t an ce s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou , p e r son ally , RECEIVED an y MONEY fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a INSID E (cou n t r y w h e r e su r v e y t ak e s p lace ) in t h e PAST 1 2 MONTHS, in clu d in g an y m on e y y ou r e ce iv e d in p e r son ?
V5 4 q 2 9 a If r e ce iv e d d om e st ic r e m it t an ce s: in cash
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You w e r e h an d e d cash b y t h is p e r son or b y som e on e y ou k n ow .
V5 5 q 2 9 b If r e ce iv e d d om e st ic r e m it t an ce s: t h r ou g h a fin an cial in st it u t ion
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion (for e x am p le , at a b r an ch , at an ATM, or t h r ou g h d ir e ct d e p osit in t o an accou n t ).
V5 6 q 2 9 c If r e ce iv e d d om e st ic r e m it t an ce s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a m ob ile p h on e .
V5 7 q 2 9 d If r e ce iv e d d om e st ic r e m it t an ce s: t h r ou g h an MTO
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a m on e y t r an sfe r se r v ice .
V5 8 q 3 0 Paid u t ilit y b ills in p ast 1 2 m on t h s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e r e g u lar p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion ?
V5 9 q 3 1 a If p aid u t ilit y b ills: in cash d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion in an y of t h e follow in g w ay s? You m ad e a p ay m e n t u sin g cash .
V6 0 q 3 1 b If p aid u t ilit y b ills: u sin g an accou n t
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V6 1 q 3 1 c If p aid u t ilit y b ills: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion in an y of t h e follow in g w ay s? You m ad e a p ay m e n t t h r ou g h a m ob ile p h on e .
V6 2 q 3 2 Paid sch ool fe e s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e r e g u lar p ay m e n t s for sch ool fe e s?
V6 3 q 3 3 a If p aid sch ool fe e s: in cash d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for sch ool fe e s in an y of t h e follow in g w ay s? You m ad e a p ay m e n t u sin g cash .
V6 4 q 3 3 b If p aid sch ool fe e s: u sin g an accou n t
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for sch ool fe e s in an y of t h e follow in g w ay s? You m ad e a p ay m e n t d ir e ct ly fr om an accou n t (for e x am p le , u sin g a d e b it car d , a b an k t r an sfe r , or a ch e ck ).
V6 5 q 3 3 c If p aid sch ool fe e s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for sch ool fe e s in an y of t h e follow in g w ay s? You m ad e a p ay m e n t t h r ou g h a m ob ile p h on e .
V6 6 q 3 4 Re ce iv e d w ag e p ay m e n t s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou r e ce iv e d an y m on e y fr om an e m p loy e r or b oss, in t h e for m of SALARY OR W AGES, for d oin g w or k in t h e PAST 1 2 MONTHS? Ple ase d o n ot con sid e r an y m on e y y ou r e ce iv e d d ir e ct ly fr om clie n t s or cu st om e r s.
V6 7 q 3 5 If r e ce iv e d w ag e p ay m e n t s: w or k in p u b lic se ct or
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou b e e n e m p loy e d b y t h e g ov e r n m e n t , m ilit ar y , or p u b lic se ct or ?
V6 8 q 3 6 a If r e ce iv e d w ag e p ay m e n t s: in cash
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h as an e m p loy e r or b oss p aid y ou r salar y or w ag e s in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in cash .
V6 9 q 3 6 b c If r e ce iv e d w ag e p ay m e n t s: in t o an accou n t or t o a car d
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h as an e m p loy e r or b oss p aid y ou r salar y or w ag e s in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in t o an accou n t at a b an k or an ot h e r t y p e of fin an cial in st it u t ion or t o a car d .
V7 0 q 3 6 d If r e ce iv e d w ag e p ay m e n t s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h as an e m p loy e r or b oss p aid y ou r salar y or w ag e s in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s t h r ou g h a m ob ile p h on e .
V7 1 q 3 7 If r e ce iv e d cash le ss w ag e p ay m e n t s: accou n t u se
d iscr e t e n u m e r ic Aft e r y ou r p ay m e n t fr om an e m p loy e r is t r an sfe r r e d in t o an accou n t , d o y ou u su ally w it h d r aw or t r an sfe r ALL OF THE MONEY ou t of t h e accou n t RIGHT AW AY, or d o y ou w it h d r aw or t r an sfe r t h e m on e y ov e r t im e as y ou n e e d it ?
V7 2 q 3 8 If r e ce iv e d cash le ss w ag e p ay m e n t s: accou n t t y p e
d iscr e t e n u m e r ic W h ich of t h e follow in g st at e m e n t s b e st d e scr ib e s t h e accou n t t h at y ou u se t o r e ce iv e p ay m e n t s fr om an e m p loy e r ? (Re ad 1 -3 )
V7 3 q 3 9 Re ce iv e d g ov e r n m e n t t r an sfe r s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic Hav e y ou , p e r son ally , RECEIVED an y fin an cial su p p or t fr om t h e g ov e r n m e n t in t h e PAST 1 2 MONTHS? Th is m on e y cou ld in clu d e p ay m e n t s for e d u cat ion al or m e d ical e x p e n se s, u n e m p loy m e n t b e n e fit s, su b sid y p ay m e n t s, or an y k in d of SOCIAL BENEFITS. Ple ase d o NOT in clu d e w ag e s or an y p ay m e n t s r e lat e d t o w or k .
V7 4 q 4 0 a If r e ce iv e d g ov e r n m e n t t r an sfe r s: in cash
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y fr om t h e g ov e r n m e n t in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in cash .
V7 5 q 4 0 b c If r e ce iv e d g ov e r n m e n t t r an sfe r s: in t o an accou n t or t o a car d
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y fr om t h e g ov e r n m e n t in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in cash .
V7 6 q 4 0 d If r e ce iv e d g ov e r n m e n t t r an sfe r s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y fr om t h e g ov e r n m e n t in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s t h r ou g h a m ob ile p h on e .
V7 7 q 4 1 If r e ce iv e d cash le ss g ov e r n m e n t t r an sfe r s: accou n t u se
I D N a m e La b e l T y p e F o r m a t Q u e st io n
V7 8 q 4 2 If r e ce iv e d cash le ss g ov e r n m e n t t r an sfe r s: accou n t t y p e
d iscr e t e n u m e r ic W h ich of t h e follow in g st at e m e n t s b e st d e scr ib e s t h e accou n t t h at y ou u se t o r e ce iv e p ay m e n t s fr om t h e g ov e r n m e n t ? (Re ad 1 -3 )
V7 9 q 4 3 Re ce iv e d ag r icu lt u r al p ay m e n t s in p ast 1 2 m on t h s
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou p e r son ally RECEIVED m on e y fr om an y sou r ce for t h e sale of y ou r or y ou r fam ily 's ag r icu lt u r al p r od u ct s, cr op s, p r od u ce , or liv e st ock ?
V8 0 q 4 4 a If r e ce iv e d ag r icu lt u r al p ay m e n t s: in cash
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y for t h e sale of y ou r or y ou r fam ily 's ag r icu lt u r al p r od u ct s, cr op s, p r od u ce , or liv e st ock in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in cash .
V8 1 q 4 4 b If r e ce iv e d ag r icu lt u r al p ay m e n t s: in t o an accou n t
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y for t h e sale of y ou r or y ou r fam ily 's ag r icu lt u r al p r od u ct s, cr op s, p r od u ce , or liv e st ock in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s D IRECTLY in t o an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion .
V8 2 q 4 4 c If r e ce iv e d ag r icu lt u r al p ay m e n t s: t h r ou g h a m ob ile p h on e
d iscr e t e n u m e r ic In t h e PAST 1 2 MONTHS, h av e y ou r e ce iv e d m on e y for t h e sale of y ou r or y ou r fam ily 's ag r icu lt u r al p r od u ct s, cr op s, p r od u ce , or liv e st ock in an y of t h e follow in g w ay s? You r e ce iv e d p ay m e n t s t h r ou g h a m ob ile p h on e .
V8 3 sav e d Sav e d in t h e p ast y e ar d iscr e t e n u m e r ic Com p osit e in d icat or
E con om y (econ om y )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : ch ar act e r W id t h : 1 1
Valid case s: 1 0 0 0 In v alid : 0
E con om y C od e (econ om y cod e)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : ch ar act e r W id t h : 3
Valid case s: 1 0 0 0 In v alid : 0
Gal l u p W or l d Pol l i d en t i f i er (w p i d _r an d om )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : Con t in u ou s For m at : n u m e r ic W id t h : 9 D e cim als: 0
Ran g e : 1 1 1 1 8 3 5 6 7 -2 1 0 9 7 9 5 8 0
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 1 1 1 8 3 5 6 7 Max im u m : 2 1 0 9 7 9 5 8 0
W ei g h t (w g t )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : Con t in u ou s For m at : n u m e r ic W id t h : 1 7 D e cim als: 0
Ran g e : 0 .3 3 1 5 2 0 7 7 7 9 4 9 3 2 5 -3 .2 8 3 0 4 0 7 3 7 3 9 5 4 5
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 0 .3 Max im u m : 3 .3
I n t e r v ie w e r in st r u ct io n s
In t e r v ie w e r cod e d
Resp on d en t i s f em al e (f em al e)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -2
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
I n t e r v ie w e r in st r u ct io n s
Resp on d en t ag e (ag e)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 2 D e cim als: 0 Ran g e : 1 5 -9 9
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 5 Max im u m : 8 6
Lit e r a l q u e st io n
Ple ase t e ll m e y ou r ag e
Resp on d en t ed u cat i on l ev el (ed u c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -5
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 3
Lit e r a l q u e st io n
W h at is y ou r h ig h e st com p le t e d le v e l of e d u cat ion ?
W i t h i n -econ om y h ou seh ol d i n com e q u i n t i l e (i n c_q )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -5
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 5
Lit e r a l q u e st io n
W h at is y ou r t ot al MONTHLY h ou se h old in com e in [ in se r t local cu r r e n cy ] , b e for e t ax e s? Ple ase in clu d e in com e fr om w ag e s an d salar ie s, r e m it t an ce s fr om fam ily m e m b e r s liv in g e lse w h e r e , far m in g , an d all ot h e r sou r ce s.
P o st q u e st io n
[ In d icat or s ar e con st r u ct e d on in for m at ion r e su lt in g fr om t h is q u e st ion ]
H as an accou n t (accou n t )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -3
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
H as an accou n t at a f i n an ci al i n st i t u t i on (accou n t _f i n )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -3
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Com p osit e in d icat or
H as a m ob i l e m on ey accou n t (accou n t _m ob )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -3
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Com p osit e in d icat or
H as a d eb i t car d (q 2 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 3
Lit e r a l q u e st io n
(A/An [ in se r t local t e r m in olog y for ATM/d e b it car d ] ) is a car d con n e ct e d t o an accou n t at a fin an cial in st it u t ion t h at allow s y ou t o w it h d r aw m on e y , an d t h e m on e y is t ak e n ou t of THAT ACCOUNT r ig h t aw ay . D o y ou , p e r son ally , h av e (a/an [ in se r t local t e r m in olog y for ATM/d e b it car d ] )?
I f h as d eb i t car d : car d i n ow n n am e (q 3 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 In v alid : 9 8 3 Min im u m : 1 Max im u m : 1
Lit e r a l q u e st io n
Is t h is [ in se r t local t e r m in olog y for ATM/d e b it car d ] con n e ct e d t o an accou n t w it h y ou r n am e on it ?
I n t e r v ie w e r in st r u ct io n s
I f h as d eb i t car d : u sed car d i n p ast 1 2 m on t h s (q 4 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 In v alid : 9 8 3 Min im u m : 1 Max im u m : 1
Lit e r a l q u e st io n
Hav e y ou , p e r son ally , u se d y ou r [ in se r t local t e r m in olog y for ATM/d e b it car d ] t o D IRECTLY m ak e a p u r ch ase in t h e p ast 1 2 m on t h s?
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h a d e b it car d .
H as a cr ed i t car d (q 5 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 3
Lit e r a l q u e st io n
A cr e d it car d is a car d t h at allow s y ou t o BORROW m on e y in or d e r t o m ak e p ay m e n t s or b u y t h in g s, an d y ou can p ay t h e b alan ce off lat e r . D o y ou , p e r son ally , h av e a cr e d it car d ?
I f h as cr ed i t car d : u sed car d i n p ast 1 2 m on t h s (q 6 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 4 In v alid : 9 8 6 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Hav e y ou u se d y ou r cr e d it car d in t h e p ast 1 2 m on t h s?
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h a cr e d it car d .
I f d oes n ot h av e accou n t : b /c t oo f ar aw ay (q 8 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
I f d oes n ot h av e accou n t : b /c t oo f ar aw ay (q 8 a)
F i l e: m i cr o_af g
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se fin an cial in st it u t ion s ar e t oo far aw ay .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c t oo ex p en si v e (q 8 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se fin an cial se r v ice s ar e t oo e x p e n siv e .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c l ack d ocu m en t at i on (q 8 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't h av e t h e n e ce ssar y d ocu m e n t at ion (id e n t it y car d , w ag e slip , e t c.)
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c l ack t r u st (q 8 d )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't t r u st fin an cial in st it u t ion s.
I n t e r v ie w e r in st r u ct io n s
I f d oes n ot h av e accou n t : b /c r el i g i ou s r eason s (q 8 e)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se of r e lig iou s r e ason s.
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c l ack of m on ey (q 8 f )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou d on 't h av e e n ou g h m on e y t o u se fin an cial in st it u t ion s.
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c f am i l y m em b er al r ead y h as on e (q 8 g )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se som e on e e lse in t h e fam ily alr e ad y h as an accou n t .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c can n ot g et on e (q 8 h )
F i l e: m i cr o_af g
I f d oes n ot h av e accou n t : b /c can n ot g et on e (q 8 h )
F i l e: m i cr o_af g
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou can n ot g e t an accou n t .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f d oes n ot h av e accou n t : b /c n o n eed f or f i n an ci al ser v i ces (q 8 i )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 8 9 0 In v alid : 1 1 0 Min im u m : 1 Max im u m : 4
Lit e r a l q u e st io n
Ple ase t e ll m e w h e t h e r e ach of t h e follow in g is A REASON w h y y ou , p e r son ally , D O NOT h av e an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion : Be cau se y ou h av e n o n e e d for fin an cial se r v ice s at a for m al in st it u t ion .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h ou t an accou n t . Mu lt ip le r e sp on se s for n ot h av in g an accou n t p e r m it t e d .
I f h as accou n t : an y d ep osi t i n t o accou n t i n p ast 1 2 m on t h s (q 9 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 1 0 In v alid : 8 9 0 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e p ast 1 2 m on t h s, h as m on e y b e e n D EPOSITED in t o y ou r p e r son al accou n t (s)? Th is in clu d e s cash or e le ct r on ic d e p osit s, or an y t im e m on e y is p u t in t o y ou r accou n t (s) b y y ou r se lf, an e m p loy e r , or an ot h e r p e r son or in st it u t ion .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an accou n t .
I f h as an y d ep osi t i n t o accou n t : n u m b er of m on t h l y d ep osi t s (q 1 0 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -5
I f h as an y d ep osi t i n t o accou n t : n u m b er of m on t h l y d ep osi t s (q 1 0 )
F i l e: m i cr o_af g
Lit e r a l q u e st io n
In a t y p ical MONTH, ab ou t h ow m an y t im e s is m on e y D EPOSITED in t o y ou r p e r son al accou n t (s): on e or t w o t im e s p e r m on t h , t h r e e or m or e t im e s p e r m on t h , or , in a t y p ical m on t h , is m on e y NOT d e p osit e d in t o y ou r accou n t (s)? (Re ad 1 -3 )
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an y d e p osit .
I f h as accou n t : an y w i t h d r aw al f r om accou n t i n p ast 1 2 m on t h s
(q 1 1 )
F i l e: m i cr o_af g
O v e r v ie wTy p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 1 0 In v alid : 8 9 0 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e p ast 1 2 m on t h s, h as m on e y b e e n TAKEN OUT of y ou r p e r son al accou n t (s)? Th is in clu d e s cash w it h d r aw als in p e r son or u sin g y ou r [ in se r t local t e r m in olog y for ATM/d e b it car d ] , e le ct r on ic p ay m e n t s or p u r ch ase s, ch e ck s, or an y ot h e r t im e m on e y is r e m ov e d fr om y ou r accou n t (s) b y y ou r se lf or an ot h e r p e r son or in st it u t ion .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an accou n t .
I f h as an y w i t h d r aw al f r om accou n t : n u m b er of m on t h l y
w i t h d r aw al s (q 1 2 )
F i l e: m i cr o_af g
O v e r v ie wTy p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -5
Valid case s: 5 6 In v alid : 9 4 4 Min im u m : 1 Max im u m : 3
Lit e r a l q u e st io n
In a t y p ical MONTH, ab ou t h ow m an y t im e s is m on e y TAKEN OUT of y ou r p e r son al accou n t (s): on e or t w o t im e s p e r m on t h , t h r e e or m or e t im e s p e r m on t h , or , in a t y p ical m on t h , is m on e y NOT t ak e n ou t of y ou r accou n t (s)? (Re ad 1 -3 )
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an y w it h d r aw al.
I f h as accou n t : m ost f r eq u en t m od e of cash w i t h d r aw al (q 1 3 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -7
Valid case s: 1 1 0 In v alid : 8 9 0 Min im u m : 1 Max im u m : 4
I f h as accou n t : m ost f r eq u en t m od e of cash w i t h d r aw al (q 1 3 )
F i l e: m i cr o_af g
W h e n y ou n e e d t o GET CASH FROM y ou r accou n t (s), h ow d o y ou USUALLY g e t it ? (Re ad 1 -4 )
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an accou n t .
I f h as accou n t : m ad e a t r an sact i on u si n g a m ob i l e p h on e (q 1 4 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 1 0 In v alid : 8 9 0 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou e v e r m ad e a t r an sact ion w it h m on e y FROM YOUR ACCOUNT at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion u sin g a MOBILE PHONE? Th is can in clu d e u sin g a MOBILE PHONE t o m ak e p ay m e n t s, b u y t h in g s, or t o se n d or r e ce iv e m on e y .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w it h an accou n t .
M ad e p ay m en t s on l i n e u si n g t h e I n t er n et (q 1 6 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 3
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s on b ills or b ou g h t t h in g s on lin e u sin g t h e In t e r n e t ?
Sav ed i n p ast 1 2 m on t h s: f or f ar m /b u si n ess p u r p oses (q 1 7 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : To st ar t , op e r at e , or g r ow a b u sin e ss or far m ?
Sav ed i n p ast 1 2 m on t h s: f or ol d ag e (q 1 7 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : For old ag e ?
Sav ed i n p ast 1 2 m on t h s: f or ed u cat i on or sch ool f ees (q 1 7 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y for an y of t h e follow in g r e ason s? How ab ou t : For e d u cat ion or sch ool fe e s?
Sav ed i n p ast 1 2 m on t h s: u si n g an accou n t at a f i n an ci al
i n st i t u t i on (q 1 8 a)
F i l e: m i cr o_af g
O v e r v ie wTy p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , sav e d or se t asid e an y m on e y b y : Usin g an accou n t at a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion ?
Sav ed i n p ast 1 2 m on t h s: u si n g an i n f or m al sav i n g s cl u b (q 1 8 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
H as l oan f r om a f i n an ci al i n st i t u t i on f or h ou se, ap ar t m en t , or l an d
(q 2 0 )
F i l e: m i cr o_af g
O v e r v ie wTy p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
D o y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , cu r r e n t ly h av e a loan y ou t ook ou t fr om a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion t o p u r ch ase a h om e , an ap ar t m e n t , or lan d ?
B or r ow ed i n p ast 1 2 m on t h s: f r om a f i n an ci al i n st i t u t i on (q 2 1 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om a b an k , [ in se r t all fin an cial in st it u t ion s] , or an ot h e r t y p e of for m al fin an cial in st it u t ion ? Th is d oe s NOT in clu d e cr e d it car d s.
B or r ow ed i n p ast 1 2 m on t h s: f r om a st or e (st or e cr ed i t ) (q 2 1 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om a st or e b y u sin g in st allm e n t cr e d it or b u y in g on cr e d it ?
B or r ow ed i n p ast 1 2 m on t h s: f r om f am i l y or f r i en d s (q 2 1 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
B or r ow ed i n p ast 1 2 m on t h s: f r om an ot h er p r i v at e l en d er (q 2 1 d )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d an y m on e y fr om an ot h e r p r iv at e le n d e r (for e x am p le , a/an [ in se r t cou n t r y -sp e cific e x am p le s of p r iv at e le n d e r s, i.e ., loan sh ar k , p ay d ay le n d e r , or p aw n sh op ] )?
B or r ow ed i n p ast 1 2 m on t h s: f or ed u cat i on or sch ool f ees (q 2 2 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d m on e y for e d u cat ion or sch ool fe e s?
B or r ow ed i n p ast 1 2 m on t h s: f or m ed i cal p u r p oses (q 2 2 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , b y y ou r se lf or t og e t h e r w it h som e on e e lse , b or r ow e d m on e y for h e alt h or m e d ical p u r p ose s?
B or r ow ed i n p ast 1 2 m on t h s: f or f ar m /b u si n ess p u r p oses (q 2 2 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Possi b i l i t y of com i n g u p w i t h em er g en cy f u n d s (q 2 4 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -6
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 5
Lit e r a l q u e st io n
Now , im ag in e t h at y ou h av e an e m e r g e n cy an d y ou n e e d t o p ay [ in se r t 1 /2 0 of GNI p e r cap it a in local cu r r e n cy ] . How p ossib le is it t h at y ou cou ld com e u p w it h [ in se r t 1 /2 0 of GNI p e r cap it a in local cu r r e n cy ] w it h in t h e NEXT MONTH? Is it v e r y p ossib le , som e w h at p ossib le , n ot v e r y p ossib le , or n ot at all p ossib le ? (Re ad 1 -4 )
I f ab l e t o com e u p w i t h em er g en cy f u n d s: m ai n sou r ce (q 2 5 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -8
Valid case s: 6 9 1 In v alid : 3 0 9 Min im u m : 1 Max im u m : 7
Lit e r a l q u e st io n
W h at w ou ld b e t h e MAIN sou r ce of m on e y t h at y ou w ou ld u se t o com e u p w it h [ in se r t 1 /2 0 of GNI p e r cap it a in local cu r r e n cy ] w it h in t h e NEXT MONTH? (Re ad 1 -6 )
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose t h at can com e u p w it h e m e r g e n cy fu n d s.
Sen t d om est i c r em i t t an ces i n p ast 1 2 m on t h s (q 2 6 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Hav e y ou , p e r son ally , GIVEN or SENT an y of y ou r MONEY t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a INSID E (cou n t r y w h e r e su r v e y t ak e s p lace ) in t h e PAST 1 2 MONTHS? Th is can b e m on e y y ou b r ou g h t y ou r se lf or se n t in som e ot h e r w ay .
I f sen t d om est i c r em i t t an ces: i n cash (q 2 7 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 2 1 In v alid : 8 7 9 Min im u m : 1 Max im u m : 2
I f sen t d om est i c r em i t t an ces: i n cash (q 2 7 a)
F i l e: m i cr o_af g
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You h an d e d cash t o t h is p e r son or se n t cash t h r ou g h som e on e y ou k n ow .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o se n t d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e se n t ar e p e r m it t e d .
I f sen t d om est i c r em i t t an ces: t h r ou g h a f i n an ci al i n st i t u t i on (q 2 7 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 2 1 In v alid : 8 7 9 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion (for e x am p le , at a b r an ch , at an ATM, or t h r ou g h d ir e ct d e p osit in t o an accou n t ).
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o se n t d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e se n t ar e p e r m it t e d .
I f sen t d om est i c r em i t t an ces: t h r ou g h a m ob i l e p h on e (q 2 7 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 2 1 In v alid : 8 7 9 Min im u m : 2 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a m ob ile p h on e .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o se n t d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e se n t ar e p e r m it t e d .
I f sen t d om est i c r em i t t an ces: t h r ou g h an M T O (q 2 7 d )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 2 1 In v alid : 8 7 9 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , GIVEN or SENT m on e y t o a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You se n t m on e y t h r ou g h a m on e y t r an sfe r se r v ice .
I f sen t d om est i c r em i t t an ces: t h r ou g h an M T O (q 2 7 d )
F i l e: m i cr o_af g
Ask e d t o t h ose w h o se n t d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e se n t ar e p e r m it t e d .
Recei v ed d om est i c r em i t t an ces i n p ast 1 2 m on t h s (q 2 8 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
Hav e y ou , p e r son ally , RECEIVED an y MONEY fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a INSID E (cou n t r y w h e r e su r v e y t ak e s p lace ) in t h e PAST 1 2 MONTHS, in clu d in g an y m on e y y ou r e ce iv e d in p e r son ?
I f r ecei v ed d om est i c r em i t t an ces: i n cash (q 2 9 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 5 In v alid : 8 2 5 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You w e r e h an d e d cash b y t h is p e r son or b y som e on e y ou k n ow .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o r e ce iv e d d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e r e ce iv e d ar e p e r m it t e d .
I f r ecei v ed d om est i c r em i t t an ces: t h r ou g h a f i n an ci al i n st i t u t i on
(q 2 9 b )
F i l e: m i cr o_af g
O v e r v ie wTy p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 5 In v alid : 8 2 5 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a b an k or an ot h e r t y p e of for m al fin an cial in st it u t ion (for e x am p le , at a b r an ch , at an ATM, or t h r ou g h d ir e ct d e p osit in t o an accou n t ).
I n t e r v ie w e r in st r u ct io n s
I f r ecei v ed d om est i c r em i t t an ces: t h r ou g h a m ob i l e p h on e (q 2 9 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 5 In v alid : 8 2 5 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a m ob ile p h on e .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o r e ce iv e d d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e r e ce iv e d ar e p e r m it t e d .
I f r ecei v ed d om est i c r em i t t an ces: t h r ou g h an M T O (q 2 9 d )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 7 5 In v alid : 8 2 5 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , RECEIVED m on e y fr om a r e lat iv e or fr ie n d liv in g in a d iffe r e n t ar e a in sid e (cou n t r y w h e r e su r v e y t ak e s p lace ) in an y of t h e follow in g w ay s? You r e ce iv e d m on e y t h r ou g h a m on e y t r an sfe r se r v ice .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o r e ce iv e d d om e st ic r e m it t an ce s. Mu lt ip le r e sp on se s for t h e w ay r e m it t an ce s ar e r e ce iv e d ar e p e r m it t e d .
Pai d u t i l i t y b i l l s i n p ast 1 2 m on t h s (q 3 0 )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 1 0 0 0 In v alid : 0
Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e r e g u lar p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion ?
I f p ai d u t i l i t y b i l l s: i n cash (q 3 1 a)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 2 5 9 In v alid : 7 4 1 Min im u m : 1 Max im u m : 2
I f p ai d u t i l i t y b i l l s: i n cash (q 3 1 a)
F i l e: m i cr o_af g
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion in an y of t h e follow in g w ay s? You m ad e a p ay m e n t u sin g cash .
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o p aid u t ilit y b ills. Mu lt ip le r e sp on se s for t h e w ay u t ilit y b ills ar e p aid ar e p e r m it t e d .
I f p ai d u t i l i t y b i l l s: u si n g an accou n t (q 3 1 b )
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 2 5 9 In v alid : 7 4 1 Min im u m : 1 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MONTHS, h av e y ou , p e r son ally , m ad e p ay m e n t s for e le ct r icit y , w at e r , or t r ash colle ct ion in an y of t h e follow in g w ay s? You m ad e a p ay m e n t d ir e ct ly fr om an accou n t (for e x am p le , u sin g (a/an [ in se r t local t e r m in olog y for ATM/d e b it car d ] ), a b an k t r an sfe r , or a ch e ck ).
I n t e r v ie w e r in st r u ct io n s
Ask e d t o t h ose w h o p aid u t ilit y b ills. Mu lt ip le r e sp on se s for t h e w ay u t ilit y b ills ar e p aid ar e p e r m it t e d .
I f p ai d u t i l i t y b i l l s: t h r ou g h a m ob i l e p h on e (q 3 1 c)
F i l e: m i cr o_af g
O v e r v ie w
Ty p e : D iscr e t e For m at : n u m e r ic W id t h : 1 D e cim als: 0 Ran g e : 1 -4
Valid case s: 2 5 9 In v alid : 7 4 1 Min im u m : 2 Max im u m : 2
Lit e r a l q u e st io n
In t h e PAST 1 2 MO
