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E-Consumer Protection:

Indonesia’s Perspective

Masitoh Indriani, SH., LL.M Department of International Law Faculty of Law Universitas Airlangga

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Contents

5) E-Consumer’s Dispute Settlement

4) E-Merchant’s Rights and Obligation 3) E-Consumer’s Rights and Obligation 2) Question to be addressed

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Question to be addressed

Ø  Creation of a favorable business environment: Issues concerning security and authentication

Ø  Consumer’s trust and confidence àData Protection and Privacy

Ø  Digital signatures and contracts

Ø  Affordable and cheap access: infrastructure development, “digital divide” issue

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Law No.8/1999 on Consumer

Protection

Article 1 (2):

Consumer

is every person(user) of goods

and/or services provided in the community,

for their benefit, their families, and for other

and intended to not be traded .

Konsumen

adalah setiap orang pemakai

barang dan/atau jasa yang tersedia dalam

masyarakat, baik bagi kepentingan diri

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Article 1 (3):

Business entity is any individual or entity (legal and non legal entity) established and domiciled or

conducting activities within the jurisdiction of the Republic of Indonesia, either alone or by

agreement , conducting business activities in various economic fields.

Pelaku usaha adalah setiap orang perseorangan atau badan usaha, baik yang berbentuk badan

hukum maupun bukan badan hukum yang didirikan dan berkedudukan atau melakukan kegiatan dalam wilayah hukum negara Republik Indonesia, baik

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Does Law No.8/1999 able to reach

e-consumer???

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E-Consumer’s Rights

Consumer’s Rights (JFK) à

Ø  the right to safety

Ø  the rights to be informed

Ø  the right to choose

Ø  the right to be heard

IOCU (the International Organization of Consumers Union) à

Ø  The right to consumer education

Ø  The right to redress

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Indonesia

à

Law No. 8 Year 1999 on Consumer Protection

Consumer’s Rights à Article 4: a.hak atas kenyamanan,

keamanan, dan keselamatan

dalam mengkonsumsi barang dan/ atau jasa;

b.hak untuk memilih barang dan/ atau jasa serta mendapatkan barang dan/atau jasa tersebut sesuai dengan nilai tukar dan kondisi serta jaminan yang dijanjikan;

c.hak atas informasi yang benar, jelas, dan jujur mengenai kondisi dan jaminan barang dan/atau jasa; d.hak untuk didengar pendapat

dan keluhannya atas barang dan/ atau jasa yang digunakan;

e. hak untuk mendapatkan advokasi, perlindungan, dan upaya penyelesaian sengketa perlindungan konsumen

secara patut;

f. hak untuk mendapat pembinaan dan pendidikan konsumen;

g. hak untuk diperlakukan atau dilayani secara benar dan jujur serta tidak diskriminatif;

h. hak untuk mendapatkan kompensasi, ganti rugi dan/atau penggantian,

apabila barang dan/atau jasa yang diterima tidak sesuai dengan

perjanjian atau tidak sebagaimana mestinya;

i. hak-hak yang diatur dalam ketentuan peraturan perundang-undangan

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a.the right to the feel comfort, security, and safety in

consumption of goods and / or services;

b.the right to choose the goods and / or services and obtain goods and / or services in

accordance with the exchange rate and conditions and

guarantees as promised; c. the right to information that is

correct, clear, and honest about the condition and

guarantee of the goods and / or services;

d.the right to be heard regarding the opinions and complaints on goods and / or services used;

e.right to advocacy, protection, and mediation in consumer protection;

f. the right to receive guidance and consumer education; g.the right to be treated or

serviced properly and honestly and not discriminatory;

h.the right to obtain

compensation and / or

replacement, if the received goods and / or services are not in accordance with the

agreement or not as it should be;

i. the rights in the other

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e-Consumer’s Obligation

Article 5 Law No. 8 Year 1999 à

Ø  The obligation to read or to follow the instructions and procedures for the use of the information / use of goods

Ø  Good faith

Ø  Pay the goods and/or services according to the exchange rate

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E-Merchant’s Obligations

In general

1.

Responsibility for Information

2.

Responsibility of Products/Product

Liability

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1) Responsibility on Information

Information

à

consumer’s

decision making

Standard information

that must be

available

à

prices,

specifications of

goods, quality and

other information

Article 3 (d)

à

"creating consumer’s

protection should

contains the elements of

legal certainty and

transparency and

access to get

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3 responsibilities on INFORMATION

à

a)

the responsibility on the information

on Advertising

à

Ads must be honest

and not contradicting to the law, no

racist, fair competition

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b)

The responsibility of the information

on electronic contracts

In fact, it is difficult to control

the provision, the governing law,

contract formalities etc.

Self Regulatory

à

Terms and

Conditions

à

requires

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c)

The responsibility of information on

mediation / dispute settlement

mechanism

Lex Mercatoria

(the law of merchants)

Theories????

1. Theory Downloader - Uploader

2. The law of the Server

à

ISP's liability +

responsibility

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2) Product Liability

Product liability

à

direct civil liability

(strict liability) of

the Merchants for

the losses

experienced due

to the use derived

products

Article 19 Law No. 8

Year 1999

à

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Tort liability

à

directly

based on tort

Tort Elements:

1)

The element of fault

2)

The element of loss

3)

Tort’s

causal

à

the

cause of loss

Verification

à

Article 28 Law No.

(23)

3) Responsibility for

Security and Safety

Towards

à

-

e-payment’s security and safety

-

Networks security, trans-border data

flows, communication

à

Privacy and

Data Protection

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Dispute Settlement Mechanism

Article 15 (2) Law No. 8 Year 1999

2 Mechanisms

à

1.

BPSK/ Consumer’s Dispute

Settlement Body

2.

General Court

à

Civil Court

Referensi

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