Lampiran 1 : Data Rasio Keuangan
Gambaran DPK, CAR, NPL, ROA dan Kredit
BPD LAMPUNG 36.57 19.81 1.20 3.19 34.28
BPD DKI 31.61 10.67 2.52 2.32 31.05
BPD JOGYAKARTA 31.77 13.02 1.19 3.32 34.02
BPD JAWA BARAT 31.86 19.71 0.99 2.42 32.01
BPD JAWA TENGAH 33.87 14.93 0.10 4.04 30.13
BPD KALIMANTAN SELATAN 37.09 15.27 0.96 6.22 29.93
BPD KALIMANTAN TIMUR 33.81 19.02 3.70 4.62 32.27
BPD KALIMANTAN TENGAH 36.18 22.15 0.81 4.11 33.17 BPD SULAWESI TENGGARA 35.73 27.77 9.82 6.92 40.94
BPD SULAWESI SELATAN 36.05 23.25 1.82 6.12 33.65
BPD NUSA TENGGARA BARAT 35.76 13.15 0.14 5.71 34.58
BPD BALI 33.75 11.73 0.57 3.98 33.1
2012 PT BANK MANDIRI TBK 24.22 17.2 2.2 3.4 20.73
PT BANK NEGARA INDONESIA TBK 22.07 17.6 3.6 2.2 26.03 PT BANK RAKYAT INDONESIA TBK 28.89 14.96 2.3 4.64 30.04 PT BANK TABUNGAN NEGARA TBK 28.62 15.03 2.75 2.03 28.21
BPD ACEH 34.78 17.62 0.03 3.46 36.23
BPD SUMATERA UTARA 36.97 14.08 2.01 3.26 41.45
BPD NAGARI 36.82 14.79 2.00 2.68 40.29
BPD JAMBI 42.98 23.55 0.05 3.28 43.22
BPD BENGKULU 40.07 13.82 0.36 3.17 46.47
BPD RIAU 40.16 19.27 0.19 2.95 39.02
BPD LAMPUNG 37.84 18.62 0.87 2.8 40.57
BPD DKI 42.36 12.25 3.40 1.87 42.36
BPD JOGYAKARTA 40.32 14.45 0.31 2.69 39.55
BPD JAWA BARAT 41.23 17.12 0.01 1.76 41.73
BPD JAWA TENGAH 38.47 14.43 1.74 2.83 41.22
BPD KALIMANTAN SELATAN 41.23 17.22 1.63 2.81 47.93
BPD KALIMANTAN TIMUR 46.08 21.36 6.61 4.08 41.55
BPD KALIMANTAN TENGAH 39.58 31.4 8.36 3.88 37.99
BPD SULAWESI TENGGARA 40.76 23.17 6.49 4.5 51.68
BPD SULAWESI SELATAN 38.16 21.85 0.01 3.34 36.12
BPD NUSA TENGGARA BARAT 37.65 12.94 0.28 6.03 39.02
Lampiran 2 : Hasil Olah Data (Output) SPSS 16
Deskripsi Statistik Variabel Penelitian Bank Pemerintah dan BPD
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
DPK 110 7.02 46.08 28.5986 7.66026
CAR 110 10.67 40.66 18.7434 5.45477
NPL 110 .01 9.82 2.3703 2.23416
ROA 110 .85 7.66 3.6240 1.29943
KREDIT 110 10.59 51.68 28.6309 8.12900
Valid N (listwise) 110
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Uji Asumsi Klasik
Uji Normalitas
Uji Kolmogorov Smirnov (Sebelum Transformasi)
One-Sample Kolmogorov-Smirnov Test
DPK CAR NPL ROA KREDIT
N 110 110 110 110 110
Normal Parameters(a,b) Mean 28.5986 18.7434 2.3703 3.6240 28.6309
Std. Deviation 7.66026 5.45477 2.23416 1.29943 8.12900
Most Extreme Differences Absolute .076 .089 .151 .074 .073
Positive .076 .089 .151 .074 .073
Negative -.068 -.081 -.145 -.054 -.036
Kolmogorov-Smirnov Z .797 .938 1.584 .777 .763
a Test distribution is Normal.
b Calculated from data.
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Uji Kolmogorov Smirnov (Sesudah Transformasi)
One-Sample Kolmogorov-Smirnov Test
DPK CAR LnNPL ROA KREDIT
N 110 110 102 110 110
Normal Parameters(a,b) Mean 28.5986 18.7434 .5438 3.6240 28.6309
Std.
a Test distribution is Normal.
b Calculated from data.
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Normal P-P Plot of Regression Standardized Residual
Dependent Variable: KREDIT
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Normal P-Plot
Collinearity Statistic s
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Uji Heteroskedastisitas
Regression Standardized Predicted Value
3
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Uji Autokorelasi
Model Summaryb
.843a .711 .700 4.44351 1.646
Model
Predictors: (Constant), ROA, CAR, DPK, LnNPL a.
Dependent Variable: KREDIT b.
Analisis Regresi Berganda
Analisis Regresi Dummy
Coeffi cientsa
2.411 3.159 .763 .447
.855 .069 .803 12.325 .000
.130 .085 .090 1.531 .129
-.134 .509 -.016 -.264 .792
-.087 .358 -.014 -.243 .809
-1. 230 1.506 -.061 -.816 .416
Dependent Variable: KREDIT a.
Uji Serempak (Uji F)
ANOV Ab
4721.517 4 1180.379 59.782 .000a
1915.240 97 19.745
Squares df Mean S quare F Sig.
Predic tors: (Constant), ROA , CA R, DPK , LnNPL a.
Dependent Variable: KREDIT b.
Sumber : Hasil Penelitian, 2013 (Data Diolah)
Uji Parsial (Uji t)
Coefficientsa
.788 2.452 .322 .748
.884 .060 .830 14.803 .000
.150 .081 .104 1.858 .066
-.275 .478 -.033 -.575 .567
-.014 .346 -.002 -.040 .968
