BIBLIOGRAPHY A. BOOKS
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B. PAPER
Rosa M. Oliveros and Lucia Pacheco, “Protection of Customers’ Funds in Electronic Money: a myriad of regulatory approaches”, BBVA Research, 2016.
C. JOURNAL ARTICLES
Irwansyah, M., et al., “Peranan Otoritas Jasa Keuangan dalam Melakukan Pengaturan dan Pengawasan terhadap Bank”, Transparency Journal of Economics Law, 2013.
Khatimah, Husnil, “Consumers’ Intention to Use e-Money in Indonesia Based on Unified Theory of Acceptance and Use of Technology (UTAUT)”, American-Eurasian Journal of Sustainable Agriculture, December 2014.
Mintarsih, “Perlindungan Konsumen Pemegang Uang Elektronik (E-Money) Dihubungkan dengan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen”, Jurnal Wawasan Hukum, Vol. 29, No. 02, September 2013.
Rahyani, Wiwin Sri, “The Independency of the Financial Services Authority in the Perspective of Law No. 21 Year 2011 Concerning the Financial Services Authority”, Jurnal Legislasi Indonesia, Volume 9 No. 3, October 2012.
D. NEWS PAPER ARTICLES
Ika, Aprillia, “Uang Elektronik Vs Dompet Elektronik, Mana yang Lebih Menarik Digunakan?”, Kompas, 28 September 2017.
Jatmiko, Bambang Priyo, “BCA dan Mandiri Kuasai Pasar Uang Elektronik”, Kompas, 18 October 2018.
E. ONLINE REFERENCES
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Bank Indonesia, “Informasi Perizinan Penyelenggara dan Pendukung Jasa Sistem Pembayaran”, retrieved at https://www.bi.go.id/id/sistem- pembayaran/informasi- perizinan/Contents/Default.aspx last accessed in February 2018.
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Markeeters, “TCASH – BTPN Wow! Kolaborasi Telkomsel dan BTPN di Dunia Keuagan”, retrieved at http://marketeers.com/tcash-btpn-wow- kolaborasi- telkomsel-dan-btpn-di-dunia-keuangan/ last accessed February 2018.
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F. LAWS AND REGULATIONS
Indonesia. Law No. 10 of 1998 on the Second Changes of Law No. 7 of 1992 on Banking, (State Gazette of Republic of Indonesia No. 182 of 1998, additional State Gazette No. 3790).
Indonesia. Law No. 8 of 1999 on Consumer Protection, (State Gazette of Republic of Indonesia No. 42 of 1999, additional State Gazette No. 3821).
Indonesia. Law No. 21 of 2011 on the Financial Services Authority, (State Gazette of Republic of Indonesia No. 111 of 2011, additional State Gazette No. 5253).
Indonesia. Bank Indonesia Regulation No. 16/1/PBI/2014 on Consumer Protection of the Payment System Services (State Gazette of Republic of Indonesia No. 10 of 2014, additional State Gazette No. 5498).
Indonesia. Bank Indonesia Regulation No. 18/40/PBI/2016 on the Operation of Payment Transaction Processing (State Gazette of Republic of Indonesia No. 236 of 2016, additional State Gazette No. 5945).
Indonesia. Bank Indonesia Regulation No. 20/6/PBI/2016 on Electronic Money (State Gazette of Republic of Indonesia No. 70 of 2018, additional State Gazette No. 6203).
Indonesia. The Financial Services Regulation No. 1/POJK.07/2013 on Consumer Protection of the Financial Services Sector (State Gazette of Republic of Indonesia No. 118 of 2013).
Indonesia. Circular Letter of Bank Indonesia No. 16/11/DKSP/2014 on the Operation Electronic Money.
Indonesia. Circular Letter of Bank Indonesia No. 16/16/DKSP/2014 on the Procedures of Implementing Consumer Protection in Relation to Payment System Services.
Indonesia. Circular Letter of Bank Indonesia No. 18/41/DKSP/2016 on the the Operation of Payment Transaction Processing.
G. OTHER REFERENCE
Terms and Conditions (“Agreement”) of TCASH Service (Syarat dan Ketentuan Layanan TCASH)
