LAMPIRAN
Lampiran I: Data Rasio Keuangan Bank Umum
Gambaran Rata-rata CAR, LDR, NPL, DER, dan BOPO Bank Umum
yang Terdaftar di Bursa Efek Indonesia Periode 2009-2012
Tahun Kode Emiten
CAR LDR NPL DER BOPO ROA
Satuan Persen (%)
2009
Tahun Kode Emiten
CAR LDR NPL DER BOPO ROA
Satuan Persen (%)
2012
One-Sample Kolmogorov-Smirnov Test
Unstandardized
Residual
N 112
Normal Parametersa,b Mean ,0000000
Std. Deviation ,80282392
Most Extreme Differences Absolute ,126
Positive ,126
Negative -,066
Kolmogorov-Smirnov Z 1,336
Asymp. Sig. (2-tailed) ,056
a. Test distribution is Normal.
b. Calculated from data.
Uji Multikolinieritas
a. Dependent Variable: ROA
Uji Autokorelasi
a. Predictors: (Constant), BOPO, LDR, CAR, NPL, DER
Uji Heteroskedastisitas
1.
Pendekatan Grafik
2.
Pendekatan Statistik
Uji Heteroskedastisitas Sebelum Transformasi Ln
Coefficientsa
Model
Unstandardized Coefficients
Standardized
Coefficients
t Sig.
B Std. Error Beta
1 (Constant) ,839 ,428 1,960 ,053
CAR ,016 ,012 ,132 1,418 ,159
LDR ,001 ,003 ,027 ,322 ,748
NPL ,158 ,029 ,501 5,523 ,000
DER ,008 ,020 ,042 ,414 ,680
BOPO -,013 ,003 -,405 -4,118 ,000
Uji Heteroskedastisitas Setelah Transformasi Ln
Coefficientsa
Model
Unstandardized Coefficients
Standardized
Coefficients
t Sig.
B Std. Error Beta
1 (Constant) -,696 1,414 -,492 ,624
LN_CAR -,108 ,187 -,061 -,578 ,565
LN_LDR ,125 ,214 ,056 ,584 ,560
LN_DER ,028 ,152 ,020 ,185 ,854
LN_BOPO ,194 ,194 ,105 ,996 ,321
a. Dependent Variable: absut
Regresi
Coefficientsa
Model
Unstandardized Coefficients
Standardized
Coefficients
t Sig.
B Std. Error Beta
1 (Constant) -,696 1,414 -,492 ,624
LN_CAR -,108 ,187 -,061 -,578 ,565
LN_LDR ,125 ,214 ,056 ,584 ,560
LN_DER ,028 ,152 ,020 ,185 ,854
LN_BOPO ,194 ,194 ,105 ,996 ,321
a. Dependent Variable: absut
Uji F (Uji Hipotesis Secara Simultan)
ANOVA
Model
b
Sum of Squares df Mean Square F Sig.
1 Regression 72,080 5 14,416 21,359 ,000a
Residual 71,542 106 ,675
Total 143,622 111
a. Predictors: (Constant), BOPO, LDR, CAR, NPL, DER
Uji-t (Uji Hipotesis Secara Parsial)
Coefficientsa
Model
Unstandardized Coefficients
Standardized
Coefficients
t Sig.
B Std. Error Beta
1 (Constant) 4,810 ,760 6,327 ,000
CAR ,013 ,021 ,049 ,637 ,526
LDR ,008 ,006 ,100 1,429 ,156
NPL -,017 ,051 -,025 -,333 ,739
DER ,027 ,035 ,065 ,777 ,439
BOPO -,049 ,006 -,712 -8,711 ,000
a. Dependent Variable: ROA
Uji Koefisien Determinasi
(
�
�)
Mo d e l S u m m a ry
Model R R Square Adjusted R
Square
Std. Error of the Estimate
1 ,708 ,502 ,478 ,82154
Lampiran 2: Hasil Olah Data (Output) SPSS 18
Statistik Deskriptif Variabel Penelitian
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
CAR 112 7,52 32,90 15,7297 4,26292
LDR 112 40,22 112,50 78,0176 14,48880
NPL 112 ,20 9,53 2,3021 1,68518
DER 112 3,03 15,62 9,0866 2,73983
BOPO 112 41,60 114,63 78,4482 16,65343
ROA 112 ,07 5,15 2,0238 1,13749
Valid N (listwise) 112
