INFORMATION ON CHANGES OF MANAGEMENT MEMBERS AFTER THE FISCAL YEAR 2020
There were no changes to the members of the Board of Commissioners, Board of Directors and the Sharia Supervisory Board of the Bank after the 2020 financial year ended until the publication date of this Annual Report.
JONI RAINI
CHIEF HUMAN RESOURCES OFFICER
ANTONIUS PRAMANA GUNADI
CHIEF AUDIT EXECUTIVE
MEGAWATI SUTANTO
CHIEF SPECIAL ASSET OFFICER
Indonesian citizen, 40 years old.
Has been serving as Chief Human Resources Officer since April 2020 after previously serving as Head of HR Business Partner, Talent Acquisition, Rewards & Performance in January-April 2020. During his 9-year career at CIMB Niaga, he has held several strategic positions in Human Resources in HR Business Partner, Talent Acquisition, Rewards, Performance Management, HR Services, and Talent & Leadership Development functions. Prior to joining CIMB Niaga in 2011, he served as Head of Human Resources and Head of HR Management & Service at Bank Barclays Indonesia from 2009 to 2011. He also had a career with Bank UOB in 2003-2009 with the last position as Head of Learning &
Development.
He earned his bachelor’s degree of Economics from Tarumanagara University and Master’s degree from Pelita Harapan University, Jakarta and an Executive MBA from Peking University, China.
Indonesian citizen, 46 years old.
Joined CIMB Niaga in December 2016 and has been serving as Chief Audit Executive since January 3, 2017. He started his career as an Auditor at a public accounting firm Coopers & Lybrand, KPMG and Ernst & Young, then he entered the banking industry and served as Head of Internal Audit at ABN Amro Bank Indonesia, Barclays Indonesia, and Bank International Indonesia as well as the Audit Director at Citibank being responsible for audit activities in Indonesia and a number of countries in Asia and EMEA.
He earned his bachelor’s degree of Accounting from Tarumanagara University and several international certifications such as Certified Internal Auditor (CIA) and Certified Anti Money Laundering Specialist (CAMS). Currently he also actively plays a role in advancing the internal auditor profession in banking industry in Indonesia by serving as the General Chair of Bank Internal Auditor Association (IAIB) for the period of 2020-2023.
Indonesian citizen, 58 years old.
Joined CIMB Niaga in April 2010 and is currently serving as Chief Special Asset Officer. In prior, she served as Credit Director CIMB Niaga from March 2011 to April 2020. Prior to joining CIMB Niaga she served as Head of Corporate Banking at Bank Danamon from 2007-2010, Deputy President Director of Bank DBS Indonesia from 2003-2006, Head of Wholesale Credit Banking at Standard Chartered Bank from 2000-2003, General Manager of Corporate Banking Credit & Marketing at PT Bank Dagang Nasional Indonesia 1997 - 1998 and Deputy Head Domestic Corporate at Hong Kong Bank 1995-1997.
She completed her Postgraduate education in Business Administration from Pepperdine University, United States (1988) and Bachelor of Finance from University of Southern California, United States (1985).
RUSLY JOHANNES
CHIEF OF CORPORATE BANKING & FINANCIAL INSTITUTION, AND CHIEF OF TRANSACTION BANKING
Indonesian citizen, 50 years old.
Joined CIMB Niaga since February 2014 as Chief of Corporate Banking and is currently serving as Chief of Corporate Banking & Financial Institution and Chief of Transaction Banking since January 2019. Previously he held various positions at ABN AMRO Bank Indonesia, Deutsche Securities Inc.
New York, Rabobank Indonesia and Citibank Indonesia.
He completed the Master of Business Administration in Strategy and Finance from The UCLA Anderson School of Management, and the Bachelor of Business Administration in Finance from The University of Texas Austin.
ADRIAN PANGGABEAN
CHIEF ECONOMIST
WIDODO SURYADI
HEAD OF COMMERCIAL BANKING
ANTONIUS SUKRISWANTO
HEAD OF ANTI FRAUD MANAGEMENT
MIRANTY SUPARDI
HEAD OF CORPORATE BANKING Indonesian citizen, 54 years old.
Has been serving as Chief Economist in CIMB Niaga since October 2016. He started his career as a Lecturer at the Faculty of Economics and has been a visiting professor in the subject of State Finance at KIMEP (Kazakhstan), and Policy Advisor at UNDP (Indonesia). He also served as an economic advisor for the Southeast Asia region in Nomura (Singapore), Asian Development Bank (Philippines), and economic advisor at the Prime Minister’s office of Brunei Darussalam. Adrian has also been CEO of several investment manager companies.
He earned his bachelor’s degree of Economics from the University of Indonesia and master’s degree in Social Science and Doctor of Philosophy (PhD) from the University of Birmingham, UK.
Indonesian citizen, 47 years old.
Has been serving as Head of Commercial Banking in CIMB Niaga since September 2019 after previously serving as SEVP/Deputy Head of Micro Small Medium Enterprises. He joined CIMB Niaga in September 2015 as SEVP/
Head of Corporate Banking II. Previously, he served as EVP/Head of Wholesale Banking at Commonwealth Bank (2011-2015) and various senior positions at DBS, Rabobank, Citibank, and Arthur Andersen.
He earned his MBA from Bandung Institute of Technology in 2009 and a Bachelor of Business Administration from the University of Wisconsin at Madison, USA, in 1996.
Indonesian citizen, 58 years old.
Has been serving as Head of Anti Fraud Management at CIMB Niaga since 2011. His experience includes operational, audit and operational risk management and previously from 2008 to 2011 he held the position of Head of Operational Risk Management at OCBC NISP, Barclays Indonesia, and Bank Ekonomi Rahardja (HSBC Group).
He earned his bachelor’s degree of Political Science in International Relations from Gadjah Mada University Yogyakarta, INSEAD Senior Leadership Program Singapore - France, as well as various trainings related to banking and management.
Indonesian citizen, 39 years old.
Joined CIMB Niaga in August 2014 and is currently serving as Head of Corporate Banking overseeing Large and Middle Corporates and Multinational business.
She started her career at Deloitte and Ernst
& Young in the US office. She also worked at Citibank New York and Hong Kong with last position as Senior Vice President for Corporate and Investment Banking at Citibank Indonesia.
She earned her bachelor’s degree of Business Administration from the University of Wisconsin Madison, USA and Master of Business Administration from Cornell University, USA.
RIBOET BUDIONO
HEAD OF CORPORATE BANKING
Indonesian citizen, 53 years old.
Joined CIMB Niaga in April 2016 as Head of Corporate Banking - SOE, Infrastructure &
Energy. Previously, he worked at Standard Chartered Bank as Director of Corporate
& Institutional Client, GE Capital SE Asia in Singapore and Branch Manager at Clipan Finance Indonesia.
He earned his bachelor’s degree of Accounting from Brawijaya University.
JEFFREY BOB KARMAN
HEAD OF CORPORATE BUSINESS CREDIT
RESTI PRAMESTUTI RACHMAT HEAD OF CORPORATE
BANKING OFFICE
Indonesian citizen, 60 years old.
He has been working at CIMB Niaga since October 2013. He previously worked for 27 years in various companies in financial sector and held key positions in Standard Chartered Bank, ABN AMRO Bank N.V., Sucorinvest Gani, Bank OCBC Indonesia and Bank OCBC NISP.
He earned his Bachelor of Science in Business Administration - Finance from the University of San Francisco and Master of Management - International Management from Prasetya Mulya Institute of Management.
Indonesian citizen, 54 years old.
She has been serving as Head of Corporate Banking Office since January 2018. Previously she served as Structured Finance, Mergers and Acquisitions Head from 2011 to 2017, Corporate Banking Division/Group Head until 2010, Special Asset Management Division Head until 2004.
She started her career at CIMB Niaga (formerly Bank Niaga) in 1996 as Merchant Banking Officer. Prior to that, she worked at Indover Bank, Amsterdam for 3 years.
She earned her Postgraduate degree from Faculty of Economics, Erasmus University of Rotterdam.
LINDA MARSHELIA
HEAD OF FINANCIAL INSTITUTION
Indonesian citizen, 49 years old.
Has been serving as Head of Financial Institution to oversee Banks and Non-Bank Financial Institutions since October 2018.
Previously, she served at Citibank, Standard Chartered Bank and MUFG Bank Jakarta with last position as Head of Financial Institution and Multi National Corporate.
She earned her Bachelor of Business Administration from the Indonesian Institute of Business and Informatics (IBII).
RATRI SETYORINI
HEAD OF RISK CONTROL UNIT - BUSINESS BANKING
Indonesian citizen, 43 years old.
Has been serving as Head of Risk Control Unit since November 2018, after previously serving as Head of Risk Control Unit. She started her career at Citibank in September 2001 and her last position prior to joining Bank CIMB Niaga was Head of Middle Office and Support at Bank UOB Indonesia. Her working experience includes working at Standard Chartered Bank Japan and also serving as guest auditor in various overseas branches of Standard Chartered Bank such as Pakistan, Bangladesh, India and Malaysia. She has obtained more than
CHIALMI DIALDESTORO ROSALIM
HEAD OF STRUCTURED, ACQUISITION & SYNDICATED FINANCE AND HEAD OF BUSINESS DEVELOPMENT
Indonesian citizen, 48 years old.
Joined CIMB Niaga in December 2017 and has been serving as Head of Structured, Acquisition & Syndicated Finance and as Head of Business Development since April 2018. He has also been serving as Commissioner at PT CIMB Niaga Sekuritas since August 2020.
Started his banking career as a Management Associate at Citigroup Indonesia in 1996. He has been having a career for more than 24 years in the global corporate and investment banking sector in Asia, United Kingdom, Europe and the Middle East.
He earned his Master of Professional Accounting (with Honors) from The University of Texas at Austin and a Bachelor of Science in Accounting and Finance (with honor) from Oklahoma State University.
LINA
HEAD OF GOOD CORPORATE GOVERNANCE & SUSTAINABILITY
Indonesian citizen, 44 years old.
Joined CIMB Niaga in November 2017 and has been serving as Head of Good Corporate Governance & Sustainability since September 2020. Previously, she worked at Bank QNB Indonesia, Bank UOB Indonesia and Bank Victoria International.
She earned her bachelor’s degree of Economics from Tarumanegara University, Jakarta
LISTON SIAHAAN
HEAD OF COMPLIANCE MANAGEMENT
Indonesian citizen, 52 years old.
Serving as Head of Compliance Management at CIMB Niaga since 2013. Previously, he served as Head of the Risk Management Group at Bank Niaga and worked at the Indonesian Bank Restructuring Agency and PT Pefindo (Credit Rating Agency).
Liston Siahaan earned his bachelor’s degree of Urban and Regional Planning from the Bandung Institute of Technology in 1992 and master’s degree of Management from Prasetya Mulya Business School, Jakarta in 1996.
RUDY HUTAGALUNG
HEAD OF GOVERNMENT RELATIONS
& STAFF KHUSUS CEO
SURYA KIRANA SULISTIYO
HEAD OF LEGAL/GENERAL COUNSEL
Indonesian citizen, 54 years old.
Has been serving as Head of Government Relations and CEO Special Staff since December 1, 2016. Previously, he also served as Head of Government Relations since March 1, 2016.
He also served as Corporate Secretary of CIMB Niaga and concurrently as Head of Corporate Affairs & Legal CIMB Niaga since 1 October 2013 and Head of Legal and Litigation CIMB Niaga (2012).
He earned his PhD in Law (M&A) from American University, London, UK in 2009, Master of Business Law from the University of Minnesota, Law of School, USA in 1999 and a Bachelor of Law from Gadjah Mada University, Yogyakarta in 1990.
Indonesian citizen, 55 years old.
Has been serving as Head of Legal at CIMB Niaga since May 2016. He served in various positions including General Legal Counsel for Bank Danamon Indonesia, and Legal Division Head of UOB Indonesia.
He earned his bachelor’s degree of Law from Trisakti University and master’s degree of Law from the University of Indonesia.
KHUSNUDHON
HEAD OF LEGAL BUSINESS ADVISORY
Indonesian citizen, 45 years old.
Has been serving as Head of Legal Business Advisory since September 2020, after previously serving as Legal Group Head of Corporate Banking. He joined CIMB Niaga in September 2015 with previous experience as a Senior Legal Advisor at Standard Chartered Bank Indonesia, Corporate Banking Legal Head at PT Bank OCBC NISP and several other experiences at Citibank, NA Jakarta, PT Bank OCBC Indonesia, PT Bank Bali Tbk (now PT Bank Permata Tbk) and PT Permodalan Nasional Madani (Persero).
He earned his bachelor’s degree of Law and master’s degree of Business Law from Gajah Mada University, Yogyakarta.
ENTIN ROSTINI
HEAD OF ANTI MONEY LAUNDERING
Indonesian citizen, 56 years old.
Has been serving as Head of Anti Money Laundering (AML) since December 2016. Started her career and held various positions at Bank Internasional Indonesia, Compliance Head of Bank Chinatrust Indonesia and AML Head of Bank Danamon Indonesia.
She earned her Bachelor of Economics majoring in Accounting from Padjadjaran University Bandung and Master of Management from Gajah Mada University, Yogyakarta.
TONY TARDJO
HEAD OF SMALL MEDIUM ENTERPRISE
Indonesian citizen, 51 years old.
Has been serving as Head of Small Medium Enterprise since March 2020, previously serving as Head of Analytics & Customer Experience in 2019, Head of Sales & Distribution for Out Region in 2015 and Head of Consumer Lending CIMB Niaga since January 2011. He served as Retail Lending Head at Bank Permata from 2010 to 2011 and Consumer Lending Business Head, Barclays Bank from 2009 to 2010.
He earned his Bachelor of Science in Electrical Engineering from The Ohio State University, Columbus, Ohio, United States, and attended the INSEAD Business School Executive Program in 2012.
ARIS SUSANTA
HEAD OF BUSINESS PERFORMANCE MANAGEMENT
Indonesian citizen, 49 years old.
Started his career at LippoBank as Assistant Regional Business Head for Central Java in 1995. Prior to his current position, he previously served as Sales Performance Management Head at CIMB Niaga.
He earned his Bachelor of Computer Science from Duta Wacana Christian University, Yogyakarta.
BANYON ANANTOSENO
HEAD OF CONSUMER COLLECTION AND RECOVERY
TONI DARUSMAN
HEAD OF MARKETING, BRAND &
CUSTOMER EXPERIENCE
DJOJO BOENTORO
HEAD OF CONSUMER CREDIT UNDERWRITING
LUKITO ADISUBRATA
HEAD OF NON BRANCH CHANNEL Indonesian citizen, 53 years old.
Has been serving as Head of Consumer Collection and Recovery since September 2017. Previously he served as Group Head of Unsecured Collection CIMB Niaga, Executive Vice President of Card & Loan Processing, Fraud and Collection Bank Mega, Senior Vice President Collection Micro Bank Danamon, Vice President Collection HSBC and Citibank Assistant Vice President Credit Operations.
Indonesian citizen, 45 years old.
He has been holding various Brand & Marketing positions in multinational companies across industries in Indonesia, Malaysia and Hong Kong for more than 20 years. Prior to joining CIMB Niaga, he served as Chief Marketing Officer at Bank Danamon. His career started at Sampoerna for 8 years, then Coca-Cola, Unilever, Heineken and Indosat prior to entering the banking industry sector.
He is the best graduate of Mechanical Engineering from Andalas Padang University and holds a master’s degree of Science (MSc) with honors from the University of Liverpool UK.
BAMBANG KARSONO ADI
HEAD OF DIGITAL BANKING, BRANCHLESS & PARTNERSHIP
Indonesian citizen, 54 years old.
Has been serving as Head of Digital Banking, Branchless & Partnership CIMB Niaga since October 2015. He served as a specialist in credit card business and joined several banks such as LippoBank, Bank Bukopin and Visa International. Previously he served as Head of Cards & Merchant Business at CIMB Niaga from September 2012.
He graduated from Faculty of Economics, majoring in Marketing Management, Trisakti University.
Indonesian citizen, 54 years old.
Has been serving as Head of Consumer Credit Risk since September 2017. Previously he served as Head of Consumer Finance of Maybank Indonesia (until August 2017), Member Relations Director of MasterCard International Inc., Indonesia (until November 2010), Wealth Director of PT AXA Financial Indonesia (until April 2008), Product Liabilities
& E-Channel Division Head of Bank BII (until December 2005), Regional Office III Manager of Bank Internasional Indonesia (BII) in Surabaya (until March 2002) and several other positions in BII from MDP Trainee (October 1989)
He earned his bachelor’s degree in of Civil Engineering from Parahyangan University, Bandung in 1989.
Indonesian citizen, 45 years old.
Prior to serving as Head of Non-Branch Channel CIMB Niaga, he held senior positions as Head of National Non-Branch Sales of Bank Permata, National Sales Group Head of LippoBank, and Branch Manager of Citibank N.A.
He earned his Bachelor of Economics from Tarumanagara University in 1997.
AURELIA MULYONO
HEAD OF RISK CONTROL UNIT - CONSUMER BANKING
NOVIADY WAHYUDI (DEDE)
HEAD OF RETAIL PRODUCT &
SEGMENT
ROBBY MONDONG
HEAD OF SALES & DISTRIBUTION
Indonesian citizen, 53 years old.
Has been serving as Head of Risk Control Unit of Bank CIMB Niaga since October 2019.
Previously, she held various positions at Bank Permata in 2008 and her last position was the Director of Human Capital & Risk Management at PT Catur Sentosa Adiprana Tbk.
She earned her Bachelor of Economics - Accounting from Parahyangan Catholic University.
Indonesian citizen, 47 years old.
He joined CIMB in 2011. Previously, he was a senior partner in a consulting firm and started his career with Citibank.
He graduated from University of Indonesia, earned his MBA from the National University of Singapore and attended the Executive Leadership Program at INSEAD business school.
He is responsible for all consumer products (deposits, wealth, insurance, mortgage, indirect auto, credit cards, and personal loans). In
Indonesian citizen, 52 years old.
He started his career at LippoBank Los Angeles and previously held several senior positions at Bank Permata, LippoBank, and Citibank N.A.
He earned his MBA from Woodbury University, Burbank, California, USA in 1993, and his BA from National University, San Diego, California, USA in 1992.
NUGROHO ADHI WIBOWO
HEAD OF HR RISK CONTROL UNIT ILVIA ARITONANG
HEAD OF HR SHARED SERVICE
Indonesian citizen, 36 years old.
Joined CIMB Niaga in 2018, and previously worked at Citibank N.A. as AML - Global Investigator for Indonesia in 2015 - 2018. His experience includes working in various banks such as Bank Maybank Indonesia, Standard Chartered Bank, Bank Barclays Indonesia and ABN AMRO Bank.
He graduated from Gajah Mada University, Yogyakarta with a degree in Economics.
Indonesian citizen, 50 years old.
Has been serving as Head of HR Shared Service since April 2020. She joined CIMB Niaga in 2011 and held several positions including Rewards Head, HR Services Head, Personnel Services Head.
She graduated from Academy of Analytical Chemistry in Bogor.
SOLIHIN HAKIEKIE
HEAD OF ORGANIZATION DEVELOPMENT, TALENT & EMPLOYEE RELATION
AFFIANTI SUWITA
HEAD OF TALENT ACQUISITION
NORA JOICE KIMBAL
HEAD OF LEARNING &
DEVELOPMENT
LIVIA SUTANTO
HEAD OF REWARDS
ERIC GUNAWAN KOSASIH
HEAD OF PERFORMANCE, HR STRATEGY & ANALYTICS
JEFFRY KUSNADI
HEAD OF INFORMATION TECHNOLOGY SECURITY Indonesian citizen, 41 years old.
Joined CIMB Niaga in December 2018, and is currently serving as Head of Organization Development, Talent & Employee Relations.
Prior to joining CIMB Niaga, he served as Head of HR Center of Excellence at Commonwealth Bank in 2018, having previously worked at Toyota Astra Financial Service since 2009 and SCTV since 2005.
He graduated from PPM Management College with a master’s degree of Management and Parahyangan Catholic University with a bachelor’s degree of Social and Political Science.
Indonesian citizen, 42 years old.
Prior to serving as Head of Talent Acquisition in April 2020, she served as HR Business Partner Head of CIMB Niaga 2018-2020 and previously at PT SMART Tbk as Lead HR Business Partner Operations, and at PT HM Sampoerna Tbk with last position as HR Business Partner Operations.
She earned her bachelor’s degree of Computer Science from Trisakti University Jakarta and attended training in 2020, including Risk Management Certification Program & Digital- Data-Design as Key Differentiator.
Indonesian citizen, 50 years old.
Joined CIMB Niaga in July 2014 as Customer Experience Program & Improvement Head.
Prior to serving as Head of Learning and Development in July 2020, she held several positions at CIMB Niaga, including Learning Intervention Head and CX Strategy and Performance Head.
She earned her bachelor’s degree from Udayana University, Bali.
Indonesian citizen, 39 years old.
She has been serving as Head of Rewards since September 2020. Her previous experiences include Head of Compensation of PT SMART Tbk, Compensation and Benefit Head of CIMB Niaga, and Reward Information Services Consultant at Hay Group.
She completed her education in Computer Science and earned her bachelor’s degree from Inti College.
Indonesian citizen, 50 years old.
Joined CIMB Niaga in September 2019 as Head of Learning & Development at Human Resources Directorate. Prior to joining CIMB Niaga, he served at Lippo Group as Senior HR Officer, PT Bank Danamon Tbk as EVP Talent, Learning and Rewards, PT Bank CIMB Niaga Tbk as SVP & Head of Learning & Talent Development and PT Bank HSBC Indonesia as SVP Resource Planning, Policy, Analytics and Talent Management.
He graduated from Petrochemical Engineering, University of Indonesia in 1995.
Indonesian citizen, 39 years old.
Joined CIMB Niaga and has been leading Information Technology Security unit since July 2017 with previous experience as Senior Manager in Risk and Control Solution at PricewaterhouseCoopers. In addition, he previously served at Bank Bumi Arta as head of IT division from 2007-2011.
He is a graduate of Bina Nusantara University, Jakarta and is a certified CISA (Certified Information System Auditor), and ISO27001 Lead Auditor.
PRIBADI WIJAYANTI KUSUMODEWI
HEAD OF HR BUSINESS PARTNER
Indonesian citizen, 50 years old.
Joined CIMB Niaga in May 2014 as HRBP Head for Support Function (Enablers), TCM & Sharia Banking. During his career in banking industry for more than 20 years, she has held several strategic Human Resources positions in HRBP, Recruitment, Employee Relations & Governance functions at Citibank, Bank Permata, Bank Barclays, Bank Danamon, ABN AMRO and GE Money (financial institutions - non-bank).
She earned her bachelor’s degree from University of Indonesia.