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Dokumentazzjoni Finanzija u Teknoloġija

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Rafi Athallah

Academic year: 2023

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(1)

Qrmpmsbd \nrhpsh Qrmpmsbd \nrhpsh

Qjfjrbpbf Ojtmcj

Qjfjrbpbf Ojtmcj Ldustjrhfg Dbrgj Bppdhlbthmfs Ldustjrhfg Dbrgj Bppdhlbthmfs (LDBYB) uftun  (LDBYB) uftun  Mpthohsbsh

Mpthohsbsh Obtlehfg Qrmidjo Yh  Obtlehfg Qrmidjo Yhcjsebrhfg cjsebrhfg cjfgbf cjfgbf ojobnshouo ojobnshouonbf nbf Smtbd Bckustjc Chstbflj Qrmxhohty

Smtbd Bckustjc Chstbflj Qrmxhohty (BCQ) (BCQ) Hfcjx  Hfcjx

Chbkunbf mdje Chbkunbf mdje

Lmrfjdhb Pbdjft Lerhsthf \htbfggbfg Lmrfjdhb Pbdjft Lerhsthf \htbfggbfg (2010570071, lmrfjdhb.vbdjftAslh.uh.bl.hc) (2010570071, lmrfjdhb.vbdjftAslh.uh.bl.hc)

Cmsjf Qjoihoihfg Cmsjf Qjoihoihfg Cr. Xuch \btrhb, O. S.

Cr. Xuch \btrhb, O. S.

Ejdjf Iurebf, \. \h., O. \h.

Ejdjf Iurebf, \. \h., O. \h.

Qrmgrbo \tuch \2 Obtjobthnb Qrmgrbo \tuch \2 Obtjobthnb Cjpbrtjojf Obtjobthnb @OHQB ZH Cjpbrtjojf Obtjobthnb @OHQB ZH

Cjpmn, Obrjt 9191 Cjpmn, Obrjt 9191

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(2)

Yhfgnbsbf Qrmpmsbd Yhfgnbsbf Qrmpmsbd

Pmduoj njfcbrbbf prhibch ybfg ojfhfgnbt ch kbdbf ijrcbopbn dbfgsufg tjrebcbp njobljtbf Pmduoj njfcbrbbf prhibch ybfg ojfhfgnbt ch kbdbf ijrcbopbn dbfgsufg tjrebcbp njobljtbf ybfg njrbp tjrkbch. Ebd hfh ojohlu pjrnjoibfgbf cbrh nmfsjp

ybfg njrbp tjrkbch. Ebd hfh ojohlu pjrnjoibfgbf cbrh nmfsjp rhcjsebrhfg rhcjsebrhfg   ybfg ijrtukubf  ybfg ijrtukubf ojfhf

ojfhfgnbtngnbtnbf bf mnupmnupbfsh bfsh njfcnjfcbrbbf brbbf prhibprhibch ch cjfgbcjfgbf f lbrb lbrb ojobsbojobsbfgnbfgnbf f pjfgjpjfgjouch ouch ((crhvjr crhvjr )) yb

ybfg fg hfhfghghf f ijijriribgbgh h tutuopopbfbfgbgbf f cjcjfgfgbf bf pjpjfufuopopbfbfg g ((rhcjr rhcjr ))   sjlbsjlbrb rb mptmpthobhobd d sjesjehfghfggbgb  pjfggufbbf

 pjfggufbbf njfcbrbbf njfcbrbbf prhibch prhibch ojfuruf. ojfuruf. Qbcb Qbcb snrhpsh snrhpsh hfh hfh bnbf bnbf chgufbnbf chgufbnbf ojtmcj ojtmcj LDBYBLDBYB ldustjrhfg

ldustjrhfg uftun ojfghfhshbsh pjfgmpthobdbf prmsjs pjobsbfgbf pbcbuftun ojfghfhshbsh pjfgmpthobdbf prmsjs pjobsbfgbf pbcb rhcjsebrhfg.rhcjsebrhfg. LDBYB LDBYB bcb

bcbdbe sbdbe sbtu kjfdbe sbdbe sbtu kjfhs cbrhhs cbrh ljftrmhc ibsjc ldustjrhfg ljftrmhc ibsjc ldustjrhfg   ybfg chgufbnbf uftun ojfjftunbf  ybfg chgufbnbf uftun ojfjftunbf ldustjr

ldustjr cbrhcbrhcrhvjrcrhvjr  ijrcbsbrnbf pmshsh  ijrcbsbrnbf pmshsh cbrh cbrh ththn bsththn bsbd bd cbf tukubffyb. cbf tukubffyb. \jtjdbe ijijrbpb\jtjdbe ijijrbpb ldustjr ldustjr  tjrijf

tjrijftun, sjdbfkuttun, sjdbfkutfybfyb rhrhcjcjrr chnjdmopmnnbf cjfgbf ojopjrebthnbf njcjnbtbf pmshsh bsbdchnjdmopmnnbf cjfgbf ojopjrebthnbf njcjnbtbf pmshsh bsbd cbf tukub

cbf tukubffyffyb b tjrtjrebcebcbpbp ljftrmhcljftrmhc cbcbrhrh ldustjr ldustjr    ybfybfg sucbe bcb. \jtg sucbe bcb. \jtjdbe prmjdbe prmsjssjs ldustjrhfg,ldustjrhfg, cr

crhvhvjrjr ccbbff rhrhcjcjrr ybybfg ijrfg ijrbcbcb b ch cbdch cbdbobo ldldusustjtjrr ybfg sbob bnbf ojfkbch pbsbfgbf ybfgybfg sbob bnbf ojfkbch pbsbfgbf ybfg  `jbshidj.

 `jbshidj.   \j\jdudururue e pbpbsbsbfgfgbfbf crcrhvhvjrjr ccbbff rhrhccjjrr yybbffgg  `jbshidj `jbshidj bnbf bnbf chmpchmpthouothouonbfnbf   cjfgbfcjfgbf ojobn

ojobnshouonshouonbfbf SmtbSmtbd Bckustjc Chstbfd Bckustjc Chstbflj Qrmxhohtylj Qrmxhohty (B(BCQCQ)) Hfcjx Hfcjx  ybfg chpjfgbrueh mdje  ybfg chpjfgbrueh mdje  pjribfchfgbf

 pjribfchfgbf kbrbn kbrbn tjopue tjopue bftbrb bftbrb njcub njcub pjdbnupjdbnu rhcrhcjsejsebrhbrhfgfg khnb  khnb tbfpbtbfpb rhcrhcjsejsebrhbrhfgfg cbfcbf  pjribfchfgbf

 pjribfchfgbf kbrbn kbrbn tjopuetjopue crcrhvhvjrjr cjcjfgfgbf bf cbcbf f tbtbfpfpbb rhcjsebrhfg.rhcjsebrhfg.   ChdbnChdbnunbffunbffyb yb prmsjsprmsjs ld

ldusustjtjrhfrhfgg chbchbwbd wbd ojfojfkbckbchnbhnbf f prmprmsjs sjs pjopjobsbfbsbfgbf gbf djidjihe he j`hsj`hshjf hjf nbrnbrjfb jfb ibfibfybn ybn pbspbsbfgbfgbfbf  `jbshidj

 `jbshidjybfg bnbf chukh njlmlmnbffyb sucbe tjrjcunsh.ybfg bnbf chukh njlmlmnbffyb sucbe tjrjcunsh.

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(3)

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2.. QQjfjfcbcbeueududubfbf

Ch jrb gdmibdhsbsh, pjfggufbbf njfcbrbbf prhibch mdje obsybrbnbt sbfgbt ojfhfgnbt Ch jrb gdmibdhsbsh, pjfggufbbf njfcbrbbf prhibch mdje obsybrbnbt sbfgbt ojfhfgnbt  pjsbt.

 pjsbt. Njljfcjrufgbf ojfggufbnbf Njljfcjrufgbf ojfggufbnbf njfcbrbbf prhibch njfcbrbbf prhibch ojfhfgnbtnbf vmduoj ojfhfgnbtnbf vmduoj njfcbrbbfnjfcbrbbf ch kbdbf. Ijrcbsbrnbf cbtb Ibcbf Qusbt \tbthsthnb Qrmvhfsh CNH Kbnbrtb, rbtb-rbtb sjthbp ch kbdbf. Ijrcbsbrnbf cbtb Ibcbf Qusbt \tbthsthnb Qrmvhfsh CNH Kbnbrtb, rbtb-rbtb sjthbp tbeuffyb Kbnbrtb ojfgbdboh njfbhnbf :,<1% uftun kuodbe njfcbrbbf ijromtmr kjfhs tbeuffyb Kbnbrtb ojfgbdboh njfbhnbf :,<1% uftun kuodbe njfcbrbbf ijromtmr kjfhs sjpjcb omt

sjpjcb omtmr cbf 0,35% uftumr cbf 0,35% uftun kjfhs omihd pjfun kjfhs omihd pjfuopbfgopbfg. . Ebd hfh ijrcboEbd hfh ijrcbopbn dbfgsupbn dbfgsufgfg tjrebcbp njobljtbf cbf ojfhfgnbtfyb ihbyb ybfg ebrus chnjdubrnbf uftun ojdbnunbf tjrebcbp njobljtbf cbf ojfhfgnbtfyb ihbyb ybfg ebrus chnjdubrnbf uftun ojdbnunbf  pjrkbdbfbf.

 pjrkbdbfbf. @bntbfyb, @bntbfyb, ijijrbpb ijijrbpb cbrh cbrh njfcbrbbf njfcbrbbf tjrsjiut tjrsjiut ojohdhnh ojohdhnh bsbd bsbd btbu btbu tukubf tukubf ybfgybfg rjdbth` cjnbt cbf tjrcbpbtfyb ibfgnu nmsmfg tjrutbob mdje pjfgjfcbrb tufggbd. Ijijrbpb rjdbth` cjnbt cbf tjrcbpbtfyb ibfgnu nmsmfg tjrutbob mdje pjfgjfcbrb tufggbd. Ijijrbpb bdbsbf tjrsjiut ojdbtbrijd

bdbsbf tjrsjiut ojdbtbrijdbnbfgh njouflbnbfgh njoufludbf hcj udbf hcj ojdbnojdbnunbfunbf rhcjserhcjsebrhfgbrhfg sjibgbh sbdbesjibgbh sbdbe sbtu usbeb uftun ojfhfgnbtnbf mnupbfsh cbrh njfcbrbbf sjehfggb vmduoj njfcbrbbf ch sbtu usbeb uftun ojfhfgnbtnbf mnupbfsh cbrh njfcbrbbf sjehfggb vmduoj njfcbrbbf ch  kbdbf

 kbdbf ojfuruf. ojfuruf. Njuftufgbf Njuftufgbf dbhf dbhf ybfg ybfg chpjrmdje chpjrmdje cbrhcbrh rhcjsebrhfg rhcjsebrhfg   bcbdbe pjfgejobtbf  bcbdbe pjfgejobtbf tmt

tmtbd bd kbrbkbrbn n tjotjopue cbf pue cbf tmttmtbd bd wbnwbntu tjoputu tjopue e ibgibgh h pjdpjdbnubnu rhcrhcjsejsebrhbrhfgfg.. \jcbfgnbf ibgh\jcbfgnbf ibgh dhfgnufgbf,

dhfgnufgbf, rhcjsebrhfgrhcjsebrhfgojoibftu ojfgnmfsjrvbsh ibebf ibnbr cbf ojfgurbfgh pmdushojoibftu ojfgnmfsjrvbsh ibebf ibnbr cbf ojfgurbfgh pmdush ucb

ucbrb. rb. IjiIjijrbjrbpb pb njunjuftuftufgbfgbf f ch ch btbs btbs ojfojfkbckbch h bdbbdbsbf sbf dbhfdbhffyb fyb uftuftun un tjttjtbp bp ojdojdbnubnunbfnbf  pjfgjoibfgbf

 pjfgjoibfgbf cbrh cbrh shstjoshstjo rhcrhcjsejsebrhbrhfgfg sjibgbh sbdbe sbtu smdush uftun pjoibfgufbfsjibgbh sbdbe sbtu smdush uftun pjoibfgufbf  ijrnjdbfkutbf cbdbo ihcbfg trbfspmrtbsh (Bgbtz jt bd., 9129).

 ijrnjdbfkutbf cbdbo ihcbfg trbfspmrtbsh (Bgbtz jt bd., 9129).

 Fbouf

 Fbouf eboibtbf eboibtbf ybfg ybfg chebcbph chebcbph mdje mdje shstjoshstjo rhcjsebrhfgrhcjsebrhfg bcb bcb pbcb prmsjs pjfjftubfpbcb prmsjs pjfjftubf  pbsbfgbf

 pbsbfgbf crhvjrcrhvjr cbfcbfrhcjr.rhcjr. KhnbKhnb crhvjrcrhvjr cbfcbf rhcjr rhcjr  ybfg turut sjrtb cbdbo ybfg turut sjrtb cbdbo rhcjsebrhfgrhcjsebrhfg sbfgbtsbfgbt  ibfybn

 ibfybn obnb obnb prmsjs prmsjs pjobsbfgbf pjobsbfgbf bnbf bnbf sudht sudht chdbnunbf chdbnunbf nbrjfb nbrjfb sjdurue sjdurue njoufgnhfbfnjoufgnhfbf nmoihfbsh pbsbfgbf bnbf chpjrthoibfgnbf.

nmoihfbsh pbsbfgbf bnbf chpjrthoibfgnbf.  Zftun htu chpjrdunbf sbtu tbebpbf sjijduoZftun htu chpjrdunbf sbtu tbebpbf sjijduo  prmsjs pjobsbfgbf,

 prmsjs pjobsbfgbf, ybhtuybhtu ldustjrhfg.ldustjrhfg. Cjfgbf ojfjftunbf Cjfgbf ojfjftunbf ldustjrldustjrtjrdjihe cbeudu, prmsjstjrdjihe cbeudu, prmsjs  pjobsbfgbf

 pjobsbfgbf ccrrhhvvjjrr ccbbff rhcjr rhcjr    ojojffkbkbch ch djdjiihe he j`j`jnjnthth` ` nbnbrjrjffb b pbpbsbsbffgbgbf f yybfbfgg chp

chpjrtjrthoihoibfgbfgnbf nbf ebfebfyb yb ybfybfg g ijrijrbcb bcb chch ldldusustjrtjr ybfg sbob. Cbdbo pjfjdhthbf hfh bnbfybfg sbob. Cbdbo pjfjdhthbf hfh bnbf ojdbnunbf

ojdbnunbf ldustjrhfgldustjrhfg cjfgbf ojtmcj LDBYB.cjfgbf ojtmcj LDBYB.

Q

Qjjffjjffttuubbf f ppbbssbbffggbbf f ccbbddbbo o tthhbbpp lldduussttjjrr chchdbdbnununbnbf f cjcjfgfgbf bf pjpjrtrthohoibibfgfgbfbf ojobnshouonbf

ojobnshouonbf Smtbd Bckustjc Chstbflj QrmxhohtySmtbd Bckustjc Chstbflj Qrmxhohty (BCQ)(BCQ) Hfcjx Hfcjx ybfg chpjfgbrueh mdje ybfg chpjfgbrueh mdje  pjribfchfgbf

 pjribfchfgbf kbrbn kbrbn tjopue tjopue bftbrb bftbrb njcub njcub pjdbnupjdbnu rhcjsebrhfgrhcjsebrhfg khnb  khnb tbfpbtbfpb rhcjsebrhfgrhcjsebrhfg cbfcbf  pjribfchfgbf

 pjribfchfgbf kbrbn kbrbn tjopuetjopue ccrrhhvvjjrr ccjjffggbbf f ccbbf f ttbbffppbb rrhhccjjsesebbrrhhffgg.. CjfgbfCjfgbf ojopj

ojopjrehtufrehtufgnbfgnbf BCQ  BCQ HfcjxHfcjx sjibgbh `ufgsh mikjnth`, bnbf chebshdnbf pbsbfgbf ybfgsjibgbh `ufgsh mikjnth`, bnbf chebshdnbf pbsbfgbf ybfg ojohdhnh j`hshjfsh thfggh uftun ojdbnunbf

ojohdhnh j`hshjfsh thfggh uftun ojdbnunbf rhcjsebrhfgrhcjsebrhfg (Fbkoh jt bd., 9127)(Fbkoh jt bd., 9127)..

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 Yhcjsebrhfg

 Yhcjsebrhfg bcbbcbdbe dbe subsubtu tu omcomcb b trbtrbfspfspmrtmrtbsh bsh chochobfb bfb sjmrsjmrbfg bfg pjfpjfgjfgjfcbrcbrbb ((crhvjr crhvjr ) ybfg ijribgh ibfgnu nmsmfg cbrh njfcbrbbffyb njpbcb sjmrbfg pjfuopbfg) ybfg ijribgh ibfgnu nmsmfg cbrh njfcbrbbffyb njpbcb sjmrbfg pjfuopbfg ((rhcjr rhcjr ) ) ybfg ojybfg ojohdhnh nohdhnh njohrhpjohrhpbf njiubf njiutuebf ctuebf cbf kbcwbf kbcwbd pjrkbdbd pjrkbdbfbf cjfbfbf cjfgbfgbf crhvjr.crhvjr.

C

Cbbddbbo o pprrmmssjjss rhrhccjsjseebbrhrhfgfg njnjcucub b pbpbrtrthshhshpbpbf f ojojoioibgbgh h ihihbybyb-ib-ihbhbyb yb njnjiuiututuebebff  pjrkbdbfbf

 pjrkbdbfbf sjpjrth sjpjrth ibebf ibebf ibnbr, ibnbr, ihbyb ihbyb tmd, tmd, ihbyb ihbyb pbrnhr, pbrnhr, cbf cbf dbhf-dbhf dbhf-dbhf (@uruebtb (@uruebtb jt jt bd.,bd., 912<). Ihbyb pjrkbdbfbf, njobljtbf dbdu dhftbs, njtjribtbsbf nbpbshtbs dmnbsh pbrnhr  912<). Ihbyb pjrkbdbfbf, njobljtbf dbdu dhftbs, njtjribtbsbf nbpbshtbs dmnbsh pbrnhr  cbf pjrebthbf tjrebcbp dhfgnufgbf ojfkbch bdbsbf ibfybn mrbfg uftun ijrbdhe nj cbf pjrebthbf tjrebcbp dhfgnufgbf ojfkbch bdbsbf ibfybn mrbfg uftun ijrbdhe nj om

omcb pjrkcb pjrkbdbdbfbfbfbf rhcjsebrhfg rhcjsebrhfg    sjisjibgbgbh bh sbsbdbe dbe sbtsbtu u bdbdtjrtjrfbfbthth` ` (F(Fbkbkoh oh jt jt bdbd., ., 91912727).).

Ijrcbsb

Ijrcbsbrnbf pjdrnbf pjdbnsbfbbnsbfbbffybbffyb,, rhcrhcjsejsebrhbrhfgfg tjtjriribgbgh h ojojfkfkbcbch h cucub b kjkjfhfhs,s, ufmrgbfhzjc ufmrgbfhzjc  rhc

rhcjsejsebrbrhfhfgg ybybfg fg ihihbsbsbfbfyb yb chchdbdbnununbnbf f mdmdje je njnjdudubrbrgbgb, , tjtjtbtbfgfggbgb, , btbtbu bu tjtjobobf f sbsbbtbt ojfuo

ojfuopbfg. \jcbfgnbpbfg. \jcbfgnbff mrgbmrgbfhzjc rhcjsebrhffhzjc rhcjsebrhfgg ojdbnojdbnunbfunbf prjbrrbfgjojft prjbrrbfgjojft tjrdjihetjrdjihe cbeud

cbeudu u uftuuftun n ojfjfojfjftunbf pbsbfgbftunbf pbsbfgbf crhvjr-rhcjrcrhvjr-rhcjrybfg ojopjrthoibfgnbf njtjftubfybfg ojopjrthoibfgnbf njtjftubf dbh

dbhf f sjpsjpjrtjrth h ihihbybyb b pjpjrkbrkbdbdbfbfbf, f, kjfkjfhs hs njnjdbodbohf hf cbcbf f rjprjpututbsbsh h cbcbrhrh ccrhrhvvjjrr ccbbff rhcjr rhcjr  (@uruebtb jt bd., 912<).

(@uruebtb jt bd., 912<).

 Obtlehfg

 Obtlehfg prmidjoprmidjo bcbcbdbdbe be oobsbsbdbdbe be ybybffg g cchthtjojouunbnbf f cbcbdbdbo o pprmrmsjsjss  prjbrrbfgjojft

 prjbrrbfgjojft rhcjsebrhfgrhcjsebrhfg cjfgbf tukubf ojfjounbf pbsbfgbf ybfg pbdhfg sjsubhcjfgbf tukubf ojfjounbf pbsbfgbf ybfg pbdhfg sjsubh cjfgb

cjfgbf njiutuebf njiutuebf cbrh f cbrh sjdurusjdurue pbrthshpbe pbrthshpbff rhcjserhcjsebrhfgbrhfg.. \jibgbh hfhshbsh cbrh prmsjs\jibgbh hfhshbsh cbrh prmsjs obtlehfg,

obtlehfg, bnbf chtjftunbnbf chtjftunbf bf tjrdjitjrdjihe he cbeucbeudu du ehopehopufbfufbf crhvjrcrhvjr cbfcbf rhcjrrhcjr ybfgybfg `jbshidj `jbshidj yb

ybnfnfh h khkhnbnb thothoj whfcmj whfcmwsws cbcbrhrh crcrhvjhvjrr ccbfbf rhcrhcjrjr sbdhfg ijrhrhsbf ybfg brthfyb wbntusbdhfg ijrhrhsbf ybfg brthfyb wbntu njijrb

njijrbfgnbtfgnbtbfbf crcrhvhvjrjr ojouojoufgnhffgnhfnbf uftun ojfkjoputnbf uftun ojfkjoput rhrhcjcjrr sjsubh cjfgbf wbntusjsubh cjfgbf wbntu  pjfkjoputbffyb

 pjfkjoputbffyb cbf cbf wbntu wbntu pjfgbftbrbfpjfgbftbrbf rhrhcjcjrr ojoufojoufgnhfgnhfnbf uftunnbf uftun crcrhvhvjrjr thib chthib ch tukubf sjsubh cjfgbf wbntu ybfg tjdbe chrjflbfbnbf sjijduofyb (Fbkoh jt bd., 9127).

tukubf sjsubh cjfgbf wbntu ybfg tjdbe chrjflbfbnbf sjijduofyb (Fbkoh jt bd., 9127).

Cbd

Cbdbo bo snrsnrhpshpsh h hfhhfh, , chbchbsuosuoshnshnbfbf crcrhvhvjrjr ccbbff rhrhcjcjrr ijrbcb  ijrbcb pbcbpbcb ththoj oj whwhfcfcmwmwss ybfgybfg ojoufgnhfnbf uftun ojdbnunbf

ojoufgnhfnbf uftun ojdbnunbf rhcjsebrhfg rhcjsebrhfg ..

Zf

Zftutun n ojojo`o`mrmrououdbdbshshnbnbff obobtltleehfhfg g prprmimidjdjo,o,  ijijrbpb  ijijrbpb vbrhbijd vbrhbijd ijrhnut ijrhnut bnbfbnbf chgufbnbf.

chgufbnbf.

c

c   ;; crhvjrcrhvjr ybfg tjrsjchb pbcb shstjoybfg tjrsjchb pbcb shstjo rhcjsebrhfg rhcjsebrhfg  rr   ;; rhcjrrhcjr ybfg tjrsjchb pbcb shstjoybfg tjrsjchb pbcb shstjo rhcjsebrhfg rhcjsebrhfg   C

 C ; ehopufbf; ehopufbf crhvjrcrhvjr ybfg tjrsjchb pbcb shstjoybfg tjrsjchb pbcb shstjo rhcjsebrhfg rhcjsebrhfg   Y

 Y ; ehopufbf; ehopufbf rhcjr rhcjr  ybfg tjrsjchb pbcb shstjo ybfg tjrsjchb pbcb shstjo rhcjsebrhfg rhcjsebrhfg 

³

 Q³

 Q ; ehopufbf pbsbfgbf; ehopufbf pbsbfgbf crhvjrcrhvjr cbfcbfrhcjrrhcjr ybfgybfg `jbshidj `jbshidj w

wcrcr ; subtu imimt ybfg ojfybtbnbf njlmlmnbf pbsbfgbf ; subtu imimt ybfg ojfybtbnbf njlmlmnbf pbsbfgbf cbdbo `ufgsh mikjnth` cbdbo `ufgsh mikjnth` 

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(5)

 x

 xcrcr ; ; vbrvbrhbihbijd jd njpnjputuutusbf, ijrfhsbf, ijrfhdbh dbh 2 2 uftuftun un pbspbsbfgbfgbfbf

((

cc ,, rr

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 ybfg obtle, 1 uftun  ybfg obtle, 1 uftun  ybfg dbhf

ybfg dbhf

@ufgsh mikjnth` cbrh

@ufgsh mikjnth` cbrh obtlehfg prmidjoobtlehfg prmidjo pbcb pbcb rhcjsebrhfg rhcjsebrhfg ;;

obx obx

   − −

((cc ,r,r)) Q Q³³

w

wcrcr x xcrcr (2)(2) cjfgbf njfcbdb;

cjfgbf njfcbdb;

rr Y Y >>((c ,c , rr)) Q Q³³

 x

 xcrcr≣≣22cc C C   (9)(9)

c

c C C >>((cc ,, rr)) Q Q³³

 x

 xcrcr≣≣22rr Y Y   (<)(<)  x

 xcrcr11btbubtbu22

((

cc ,r,r

))

 Q Q  

 ³  ³

(3)(3)

@ufgsh mikjnth` (2) ojobnshouonbf kuodbe imimt pbsbfgbf ybfg lmlmn, njfcbdb (9)

@ufgsh mikjnth` (2) ojobnshouonbf kuodbe imimt pbsbfgbf ybfg lmlmn, njfcbdb (9) cbf (<) obshfg

cbf (<) obshfg-obshf-obshfg ojfkbohg ojfkbohf sjthbp crhvjr ojdbyf sjthbp crhvjr ojdbybfh bfh sbtu rhcjr cbf sjthbsbtu rhcjr cbf sjthbp rhcjr p rhcjr  chdbybfh mdje sbtu crhvjr, cbf njfcbdb (3) ojfybtbnbf njfcbdb ihfjr.

chdbybfh mdje sbtu crhvjr, cbf njfcbdb (3) ojfybtbnbf njfcbdb ihfjr.

 i.

 i. LdustjrhfgLdustjrhfg cjfgbf ojtmcj LDBYBcjfgbf ojtmcj LDBYB Ldustjrhfg

Ldustjrhfgbcbdbe sbdbe sbtu ibghbf cbrh pjrobsbdbebbcbdbe sbdbe sbtu ibghbf cbrh pjrobsbdbebff ufsupjrvhsjc djbrfhfg ufsupjrvhsjc djbrfhfg ..

Ldustjrhfg

Ldustjrhfg ijrbrth  ijrbrth subtu subtu prmsjs prmsjs uftun ojfjounbf uftun ojfjounbf struntur struntur njdmopmn (njdmopmn (ldustjr ldustjr ) cbdbo) cbdbo sjnuop

sjnuopudbf cbtb sjcjohnhbf sjehfgudbf cbtb sjcjohnhbf sjehfggb sjthbp gb sjthbp bfggbfggmtb cbdbo subtumtb cbdbo subtu lduldustjrstjr ojohdhnhojohdhnh shohdbr

shohdbrhtbs htbs ybfg thfggh ybfg thfggh sjcbfsjcbfgnbf bfggmtb gnbf bfggmtb bftbr bftbr -l-lduduststjrjr ojohdojohdhnh hnh shohdbshohdbrhtbs rhtbs ybfgybfg rjfcbe (Kbhf, 9121). Cbrh pjfgjrthbf tjrsjiut, shohdbrhtbs ojfkbch ebd ojfcbsbr cbdbo rjfcbe (Kbhf, 9121). Cbrh pjfgjrthbf tjrsjiut, shohdbrhtbs ojfkbch ebd ojfcbsbr cbdbo ojfjf

ojfjftunbftunbf ldustjr ldustjr . Mdje nbrjfb htu, uftun ojfgunur shohdbrhtbs chgufbnbf nmfsjp. Mdje nbrjfb htu, uftun ojfgunur shohdbrhtbs chgufbnbf nmfsjp  pjrehtufgbf

 pjrehtufgbf kbrbn. kbrbn. Cbdbo Cbdbo pjfjdhthbf pjfjdhthbf hfh, hfh, bnbf bnbf chgufbnbf chgufbnbf nmfsjpnmfsjp ljftrmhc-ibsjc ljftrmhc-ibsjc  ldustjrhfg 

ldustjrhfg  ybnfh shohdbrhtbs bftbrcbtb chunur ijrcbsbrnbf kbrbn cbtb nj sjiube ththn  ybnfh shohdbrhtbs bftbrcbtb chunur ijrcbsbrnbf kbrbn cbtb nj sjiube ththn   pusbt

 pusbt ldustjrldustjr ((ljftrmhc ljftrmhc ) (Xuschbfsybe, Our`h, & Whimwm, 9128).) (Xuschbfsybe, Our`h, & Whimwm, 9128).

Su

Sukukubf bf cbcbrh rh ojojdbndbnununbfbf ldldusustjtjrhrhfgfg chchbwbwbd bd prprmsmsjsjs obtlehfg obtlehfg    bcbbcbdbe uftun dbe uftun  ojr

ojrjcujcunsh pbsbfnsh pbsbfgbf ybfggbf ybfg  `jbshidj `jbshidj sjehfsjehfggb ggb ojfgojfgejobt ejobt wbntu cbf wbntu cbf nmopnmopdjnshtdjnshtbsbs nmoputbsh prmsjs. Cbdbo snrhpsh hfh, ojtmcj ybfg chgufbnbf uftun prmsjs

nmoputbsh prmsjs. Cbdbo snrhpsh hfh, ojtmcj ybfg chgufbnbf uftun prmsjs ldustjrhfg ldustjrhfg  bcbdbe LDBYB.

bcbdbe LDBYB.

LDBYB bcbdbe ojtmcj ybfg chpjrnjfbdnbf mdje Nbu`obf cbf Ymussjbu pbcb LDBYB bcbdbe ojtmcj ybfg chpjrnjfbdnbf mdje Nbu`obf cbf Ymussjbu pbcb 2881. \jlbrb uouo, ojtmcj LDBYB ojrjcunsh thfgnbt nmopdjnshtbs nmoputbsh cbrh 2881. \jlbrb uouo, ojtmcj LDBYB ojrjcunsh thfgnbt nmopdjnshtbs nmoputbsh cbrh bdgmrh

bdgmrhtob n-ojcmhc. Ijrijcb cjfgbf bdgmrhttob n-ojcmhc. Ijrijcb cjfgbf bdgmrhtob ob n-ojcn-ojcmhc mhc btbubtbu Qbrththmfhfg  Qbrththmfhfg Brmufc Brmufc   Ojcmhcs

 Ojcmhcs (QB(QBO) O) ybfybfg g ojfojfjrbpjrbpnbf bdgmrhnbf bdgmrhtob tjrebctob tjrebcbp bp sjdusjduruerue cbtbsjt cbtbsjt , , ojojtmtmcjcj

22<

22<

223 223 22:

22:

220 220

227 227

225 225

228 228

291 291 292 292 299 299 29<

29<

293 293 29:

29:

290 290 297 297 295 295 298 298 2<1 2<1 2<2 2<2 2<9 2<9 2<<

2<<

2<3 2<3 2<:

2<:

2<0 2<0 2<7 2<7 2<5 2<5 2<8 2<8 231 231 232 232 239 239 23<

23<

(6)

bpr

bprmnsmnshobhobsh sh ybfybfg g ibhibhn, n, LDBLDBYB YB ojfojfgukgukh h ijiijijrbpjrbpb b ehoehopufpufbf bf cbtcbtb b sbopsbopjd jd cbfcbf ojfge

ojfgebshdnbfbshdnbf ldustjldustjrhfgrhfg tjribhn. Qbcb pjfjdhthbf ybfg chdbnunbf mdje Nbu`obf cbftjribhn. Qbcb pjfjdhthbf ybfg chdbnunbf mdje Nbu`obf cbf Ymussjbu, chebshdnbf ibewb : iube ehopufbf cbtb sbopjd ijrunurbf

Ymussjbu, chebshdnbf ibewb : iube ehopufbf cbtb sbopjd ijrunurbf 3131

+ +

99n n  cjfgbf cjfgbf

   bcbdbe bcbdbe ibfybnibfybn ldustjrldustjr cbpbt ojoijrhnbf ebshd ybfg ojoubsnbf.cbpbt ojoijrhnbf ebshd ybfg ojoubsnbf.

 Fmtbsh;

 Fmtbsh;

   MM

o

o bcbdbe ojcmhc tjribru ybfg sjcbfg chukh sjnbrbfg bcbdbe ojcmhc tjribru ybfg sjcbfg chukh sjnbrbfg

   MM p p bcbdbe ojcmhc ibru  bcbdbe ojcmhc ibru ybfg sjcbfg chukh uftun ojfggbfthnbfybfg sjcbfg chukh uftun ojfggbfthnbf MMoo

   MM k k bcbdbe cbtb  bcbdbe cbtb ybfg iunbf ojcmhcybfg iunbf ojcmhc

   MM k k ,,99 bcbdbe ojcmhc tjribru ybfg tjrcjnbt nj bcbdbe ojcmhc tjribru ybfg tjrcjnbt nj MM k k sjdbhf sjdbhf MMoo cbf cbfMM p p

Njt

Njtjftjftubf cbdbo ojfggubf cbdbo ojfggbftbfthh MMooccbbff MM p p, , QBQBO O bnbnbf bf ojojfgfgehehtutufgfg L L opop  cbrh  cbrh sjoub cbtb

sjoub cbtbMM k k bnbf tjribgh cbdbo 3 nbsus, ybhtu; bnbf tjribgh cbdbo 3 nbsus, ybhtu;

   MM k k ijrbcb pbcb ijrbcb pbcb ldustjrldustjr MMoo cbf cbf cc

((

MM k k,, MM p p

))

≪cc

((

MM k k,M,M k k ,,99

))

..

Khnb

Khnb MMoo chgbfthnbf mdje chgbfthnbf mdjeMM p p, obnb, obnb MM k k ijrgbiufg cjfgbf ijrgbiufg cjfgbfldustjrldustjr MM k k ,,99..

\jehfggb

\jehfggbL L opop

? ?

cc

((

MM k k,, MM k k ,,99

))

cc

((

MM k k,, MMoo

))

   MM k k ijrbcb pbcb ijrbcb pbcb ldustjrldustjr MMoo cbf cbf cc

((

MM k k,, MM p p

)) 4 4

cc

((

MM k k,, MM k k ,,99

))

..

Khnb

Khnb MMoo chgbfthnbf mdje chgbfthnbf mdjeMM p p, obnb, obnb MM k k ijrgbiufg cjfgbf ijrgbiufg cjfgbfldustjrldustjr MM p p..

\jehfggb

\jehfggbL L opop

? ?

cc

((

MM k k,, MM p p

))

cc

((

MM k k,, MMoo

))

   MM k k ijrbcb pbcb ijrbcb pbcb ldustjr ldustjr   MM k k ,,99 cbf cbf cc

((

MM k k,, MM p p

))

≪cc

((

MM k k,M,M k k ,,99

))

..

Khnb

Khnb MMoo chgbfthnbf mdje chgbfthnbf mdjeMM p p, obnb, obnb MM k k bnbf tjtbp pbcb bnbf tjtbp pbcb ldustjrldustjr MM k k ,,99..

\jehfggb

\jehfggbL L opop

? ?

11

   MM k k ijrbcb pbcb ijrbcb pbcb ldustjr ldustjr   MM k k ,,99 cbf cbf cc

((

MM k k,, MM p p

)) 4 4

cc

((

MM k k,, MM k k ,,99

))

..

Khnb

Khnb MMoo chgbfthnbf mdje chgbfthnbf mdjeMM p p, obnb, obnb MM k k ijrgbiufg cjfgbf ijrgbiufg cjfgbfldustjrldustjr MM p p..

\jehfggb

\jehfggbL L opop

? ?

cc

((

MM k k,, MM p p

))

cc

((

MM k k,, MM k k ,,99

))

Bdgmrhtob QBO Bdgmrhtob QBO

QhQhdhdhee -iube cbtb pjrwbnhdbf sjlbrb sjoibrbfg ybfg bnbf ojfkbch-iube cbtb pjrwbnhdbf sjlbrb sjoibrbfg ybfg bnbf ojfkbch ojcmhc sjojftbrb.

ojcmhc sjojftbrb.

EhtufgEhtufg SS L L opop uftun sjthbp pbsbfgbf uftun sjthbp pbsbfgbf MMoo,, MM p p chobfb chobfb MMoo chphdhe cbf chphdhe cbf MM p p thcbn.

thcbn.

0 0 23:

23:

230 230 237 237 235 235 238 238

2:1 2:1 2:2 2:2 2:9 2:9 2:<

2:<

2:3 2:3 2::

2::

2:0 2:0 2:7 2:7 2:5 2:5 2:8 2:8 201 201

202 202 209 209 20<

20<

203 203 20:

20:

200 200 207 207 205 205 208 208 271 271 272 272 279 279 27<

27<

273 273

27:

27:

(7)

Qhdhe pbsbfgbfQhdhe pbsbfgbf MMoo,, MM p p ybfg ojfgebshdnbf ybfg ojfgebshdnbf SS L L opop tjrnjlhd. Khnb fhdbhfyb tjrnjlhd. Khnb fhdbhfyb fjgbthvj, obnb tunbr

fjgbthvj, obnb tunbr MMoo cjfgbf cjfgbfMM p p cbf njoibdh nj dbfgnbe 9. cbf njoibdh nj dbfgnbe 9.

KhKhnb nb ththcbcbn, n, ufuftutun n sjsjththbp bp cbcbtb tb ybybfg fg ththcbcbn n chchphphdhdhe, e, tjtjouounbnbf f cbcbtbtb  pjrwbnhdbf ybfg pbdhfg cjnbt cjfgbf

 pjrwbnhdbf ybfg pbdhfg cjnbt cjfgbffyb.fyb.

Bdgmrhtob LDBYB Bdgmrhtob LDBYB

ZftunZftunhh

? ?

22njnj::, udbfgh dbfgnbe-dbfgnbe ijrhnut;, udbfgh dbfgnbe-dbfgnbe ijrhnut;

Zfch sjiube ehopufbf cbtb sbopjd ijrunurbfZfch sjiube ehopufbf cbtb sbopjd ijrunurbf 3131

+ +

99n n  cbrh njsjduruebf cbrh njsjduruebf cbtbsjt s

cbtbsjt sjlbrb sjoibrbfg. Cbf sjdbfkutfyb bnbf chpbnbh Bdgmrhtobjlbrb sjoibrbfg. Cbf sjdbfkutfyb bnbf chpbnbh Bdgmrhtob QBO uftun ojflbrh

QBO uftun ojflbrh -iube ojcmhc cbrh cbtb sbopjd.-iube ojcmhc cbrh cbtb sbopjd.

Zftun sjthbp cbtbZftun sjthbp cbtb MkMk pbcb pbcb cbtbcbtbsjt,sjt, tjftunbf ojcmhc tjrcjnbt cjfgbftjftunbf ojcmhc tjrcjnbt cjfgbf Mk

Mk ..

EhtufEhtufg rbtb-rbtb kbrbn g rbtb-rbtb kbrbn cbdbocbdbo ldustjr.ldustjr.Khnb fhdbh tjrsjiut djihe njlhd cbrhKhnb fhdbh tjrsjiut djihe njlhd cbrh lu

lurrjrrjft ft ohohfhfhououoo htjhtjrbsh rbsh sjisjijdujduofyofyb, b, obnobnb b fhdfhdbh bh tjrtjrsjiusjiut t ojfojfkbckbchh lurrjf

lurrjft t ohfhoohfhououo tjribrtjribru. Cbfu. Cbf -iube ojcmhc pbcb htjrbsh hfh ojfkbch-iube ojcmhc pbcb htjrbsh hfh ojfkbch ojcmhc tjribhn ybfg bnbf chgufbnbf.

ojcmhc tjribhn ybfg bnbf chgufbnbf.

Njoibdh nj dbfgnbe 2 uftun ojdbfkutnbf nj htjrbsh sjdbfkutfyb.Njoibdh nj dbfgnbe 2 uftun ojdbfkutnbf nj htjrbsh sjdbfkutfyb.

Ij

Ijririjcjcb b cjcjfgfgbf bf QBQBO, O, LDLDBYBYB B ijijnjnjrkrkb b cjcjfgfgbf bf ojojououbsnbsnbf bf pbpbcb cb cbcbtbtb  ijrunurbf

 ijrunurbf ijsbr, ijsbr, ybnfh ybnfh sjnhtbr sjnhtbr 2.111 2.111 cbtb cbtb cbdbo cbdbo 2121 ldustjr.ldustjr.  \jcbfgnbf  \jcbfgnbf  pjribfchfgbf

 pjribfchfgbf nmopdjnshtbsfyb, nmopdjnshtbsfyb, QBO QBO ojohdhnhojohdhnh MM

((

n n 

((

ff

∙ ∙

n n 

))

99

))

   ch ch sjsjththbpbp ht

htjrjrbsbshfhfyb yb cbcbf f LDLDBYBYB B ebebfyfybb MM

((

n n 

((

3131

+ +

n n 

))

99

+ +

n n 

((

ff

∙ ∙

n n 

)) ))

. . CjCjfgfgbf bf hfhfh h cbcbpbpbtt chkjdb

chkjdbsnbf ibewb LDBYB djihe snbf ibewb LDBYB djihe j`jnthj`jnth` ` cbrhpcbrhpbcb QBO bcb QBO tjrutbtjrutbob ob uftun fhdbhuftun fhdbh ff ybfg ijsbr (Fg jt bd., 9119).

ybfg ijsbr (Fg jt bd., 9119).

l.

l. Smtbd Bckustjc Chstbflj Qrmxhohty HfcjxSmtbd Bckustjc Chstbflj Qrmxhohty Hfcjx (BCQ)(BCQ) Cbdbo

Cbdbo obtleobtlehfg hfg prmidprmidjo,jo, wwcrcr  pbcb   pbcb `ufgsh m`ufgsh mikjnth` bnbf ikjnth` bnbf chsuisthtush cjfchsuisthtush cjfgbfgbf su

subtbtu u hfhfcjcjns ns ybybffg g oojfjfybybtbtbnnbf bf nnjcjcjnjnbtbtbf bf bfbftbtbrbrb ccrrhhvvjjrr ccbbff rrhhccjjrr.. Zftun Zftun  ojo`mroudbshnbf hfcjns, ijijrbpb vbrhbijd ijrhnut bnbf chgufbnbf.

ojo`mroudbshnbf hfcjns, ijijrbpb vbrhbijd ijrhnut bnbf chgufbnbf.

ψ

ψcc ; ;mrhghfmrhghfcbrhcbrh crhvjr  crhvjr  γ 

γ cc ; ; cjsthfbthmf cjsthfbthmf cbrhcbrh  crhvjr   crhvjr 

ψ

ψrr ; ; mrhghfmrhghfcbrhcbrh  rhcjr   rhcjr  γ 

γ rr ; ; cjsthfbthmfcjsthfbthmfcbrhcbrh  rhcjr   rhcjr 

\

\

((

ψψcc,, γ γ cc

))

  ; ; kbrbn kbrbn ybfg ybfg chtjopuechtjopuecrhvjrcrhvjr tbfpbtbfpb rhcjsebrhfg rhcjsebrhfg 

270 270 277 277 275 275 278 278 251 251 252 252 259 259 25<

25<

253 253 25:

25:

250 250 257 257 255 255 258 258 281 281 282 282 289 289 28<

28<

283 283

28:

28:

280 280 287 287

288 288 911 911 912 912 919 919 91<

91<

913 913 91:

91:

910 910 917 917

(8)

\

\

((

ψψcc,, ψψrr

))

 ; kbrbn ybfg chtjopue cbrh ; kbrbn ybfg chtjopue cbrhmrhghf crhvjr mrhghf crhvjr  nj nj mrhghf rhcjr mrhghf rhcjr 

\

\

((

γ γ rr,, γ γ cc

  ))

 ; kbrbn ybfg chtjopue cbrh ; kbrbn ybfg chtjopue cbrhcjsthfbthmf rhcjrcjsthfbthmf rhcjr njnjcjsthfbthmf crhvjr cjsthfbthmf crhvjr 

\

\uu

  ((

cc ,r,r

)) ? ?

\\

((

ψψcc , , ψψrr

)) + +

\\

((

ψψrr,, γ γ rr

)) + +

\\

((

γ γ rr,, γ γ cc

  ))

  ; tmtbd kbrbn ybfg chtjopue njthnb; tmtbd kbrbn ybfg chtjopue njthnb crhvjr cbfcrhvjr cbf rhcjr

rhcjr ojdbnunbfojdbnunbf rhcjsebrhfg rhcjsebrhfg 

\

\vv

 ( (

cc ,, rr

)) ? ?

\\

((

ψψcc,, γ γ cc

)+ )+

\\

((

ψψrr,, γ γ rr

))

  ; tmtbd kbrbn ybfg chtjopue njthnb; tmtbd kbrbn ybfg chtjopue njthnb crhvjr cbf rhcjrcrhvjr cbf rhcjr thcbn thcbn  ojdbnunbf

ojdbnunbfrhcjsebrhfg rhcjsebrhfg  Hfcjns BCQ uftun pbsbfgbf

Hfcjns BCQ uftun pbsbfgbf crhvjrcrhvjr cbfcbfrhcjr (c,r)rhcjr (c,r) chfybtbnbf sjibgbh ijrhnut;chfybtbnbf sjibgbh ijrhnut;

 BCQ

 BCQ

((

cc ,,rr

))? ?

 B@  B@ 

((

cc ,, rr

))

×× CQCQ

((

cc ,r,r

))

cjfgbf;

cjfgbf;

◍    B@ B@ 

((

cc ,r,r

)) ? ?

   \\

((

ψψcc,, γ γ cc

))

\

\

((

ψψcc,, ψψrr

)) + +

\\

((

ψψrr,, γ γ rr

)) + +

\\

((

γ γ rr,, γ γ cc

))

   ybfybfg g ojfojfybtybtbnbbnbf f pjrpjribfibfchfchfgbfgbf

 kbrbn

 kbrbn pjrkbdbfbfpjrkbdbfbf ccrhrhvjvjrr bftbrbbftbrb   khnb  khnb chb chb ojdbnunbf ojdbnunbf pjrkbdbfbf pjrkbdbfbf sjfchrh sjfchrh cbfcbf cjfgbf

cjfgbf rhcjsebrhfg.rhcjsebrhfg.

◍    CQCQ

((

cc ,, rr

)) ? ?

ohfohf

½ ½

ybfg ojfybybfg ojfybtbnbf njohrtbnbf njohrhpbf kbrbn tjopue bftbrbhpbf kbrbn tjopue bftbrb crcrhvhvjrjr cbfcbf rh

rhcjcjrr khnb  khnb thcbn thcbn ojdbnunbfojdbnunbf rhcjserhcjsebrhfbrhfg.g. @bntmr CQ cbpbt ojoijrhnbf ebshd@bntmr CQ cbpbt ojoijrhnbf ebshd ybfg ibhn sbbt dmnbsh

ybfg ibhn sbbt dmnbsh mrhghfmrhghfcbfcbfcjsthfbthmfcjsthfbthmf cbrh cbrh crhvjrcrhvjr cbfcbfrhcjrrhcjr ijrcjnbtbf. ijrcjnbtbf.

Hfcjns BCQ ojfybtbnbf pjfgbrue kbrbn pjrkbdbfbf cjfgbf

Hfcjns BCQ ojfybtbnbf pjfgbrue kbrbn pjrkbdbfbf cjfgbf rhcjsebrhfgrhcjsebrhfg tjrebcbp tmtbdtjrebcbp tmtbd  kbrbn khnb

 kbrbn khnb crhvjrcrhvjr cbfcbf rhcjrrhcjr thcbn ojdbnunbfthcbn ojdbnunbf rhcjsebrhfg.rhcjsebrhfg.

Cjfgbf ojfggufbnbf hfcjns BCQ pbcb `ufgsh mikjnth`. chcbpbtnbf ijftun dbhf cbrh Cjfgbf ojfggufbnbf hfcjns BCQ pbcb `ufgsh mikjnth`. chcbpbtnbf ijftun dbhf cbrh

`ufgsh mikjnth` ybfg bnbf chgufbnbf cbdbo snrhpsh hfh;

`ufgsh mikjnth` ybfg bnbf chgufbnbf cbdbo snrhpsh hfh;

obx obx

   − −

((cc ,r,r)) Q Q³³

 BCQ

 BCQ

((

cc ,, rr

))

 x xcrcr (:)(:) cjfgbf njfcbdb;

cjfgbf njfcbdb;

rr Y Y >>((c ,c , rr)) Q Q³³ x xcrcr≣≣22cc C C   (9)(9)

c

c C C >>((cc ,, rr)) Q Q³³

 x

 xcrcr≣≣22rr Y Y   (<)(<)  x

 xcrcr11btbubtbu22

((

cc ,r,r

))

 Q Q  

 ³  ³

(3)(3)

\

\uu

  ((

cc ,r,r

))

≣≣ \\vv

 ( (

cc ,, rr

))

  

((

cc ,r,r

))

 Q Q

 ³  ³

(0)(0)

@ufg

@ufgsh sh mikjnmikjnth` th` (:) ojobnshouo(:) ojobnshouonbf kuodbe nbf kuodbe imimimimt t pbsbfgpbsbfgbf bf ybfg lmlmn cjfgbfybfg lmlmn cjfgbf ojo

ojopjrpjrthoithoibfgbfgnbf nbf hfchfcjns jns BCQ BCQ cbf cbf njfnjfcbdcbdb b (0) (0) ojoojobsthbsthnbf nbf ibeibewbwb rhcjsebrhfg rhcjsebrhfg  ojfgejobt tmtbd kbrbn tjopue cbrh

ojfgejobt tmtbd kbrbn tjopue cbrh crhvjrcrhvjr cbfcbfrhcjrrhcjr (Fbkoh jt bd., 9127).(Fbkoh jt bd., 9127).

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<. ObObsbsbdbdbe Qje Qjfjfjdhdhththbfbf

5 5 918

918 921 921 922 922 929 929 92<

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92:

920 920 927 927

925 925

928 928 991 991 992 992 999 999 99<

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99:

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995 995

998 998

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(9)

Ijrcbsbrnbf pjfcbeudubf cbf tjmrh pjfcunufg, ruousbf obsbdbe ybfg

Ijrcbsbrnbf pjfcbeudubf cbf tjmrh pjfcunufg, ruousbf obsbdbe ybfg bnbf chbkunbfbnbf chbkunbf cbdbo snrhpsh hfh bcbdbe ibgbhobfb pjfjrbpbf ojtmcj LDBYB cbdbo ojfjftunbf cbdbo snrhpsh hfh bcbdbe ibgbhobfb pjfjrbpbf ojtmcj LDBYB cbdbo ojfjftunbf  pbsbfgbf ch

 pbsbfgbf chobtlehfg prmidjoobtlehfg prmidjo pbcb pbcb rhcjsebrhfg rhcjsebrhfg  ybfg ojobnshouonbf ybfg ojobnshouonbf Smtbd BCQSmtbd BCQ  Hfcjx.

 Hfcjx.

3.

3. SuSukukubf bf QjQjfjfjdhdhththbfbf

Ijrcbsbrnbf ruousbf obsbdbe tjrsjiut, tukubf cbrh snrhpsh hfh bcbdbe uftun ojfjrbpnbf Ijrcbsbrnbf ruousbf obsbdbe tjrsjiut, tukubf cbrh snrhpsh hfh bcbdbe uftun ojfjrbpnbf LDBYB cbdbo ojfjftunbf pbsbfgbf ch

LDBYB cbdbo ojfjftunbf pbsbfgbf ch obtlehfg prmidjoobtlehfg prmidjo pbcb pbcbrhcjsebrhfg rhcjsebrhfg  ybfg ybfg ojobnshouonbf

ojobnshouonbfSmtbd BCQ Hfcjx.Smtbd BCQ Hfcjx.

:.

:. IbIbtbtbsbsbf Qjf Qjfjfjdhdhththbfbf b.

b. NjfcbrNjfcbrbbf ybfbbf ybfg bnbf cg bnbf chprmsjhprmsjs cbdbo sns cbdbo snrhpsh hfrhpsh hfh bcbdbh bcbdbe omtmr ce omtmr cjfgbf njfgbf nbpbshtbbpbshtbss obnshouo 9 mrbfg ybfg tjrchrh cbrh 2 mrbfg

obnshouo 9 mrbfg ybfg tjrchrh cbrh 2 mrbfg crhvjrcrhvjr cbf 2 mrbfgcbf 2 mrbfg rhcjr rhcjr   i.

 i. \jdurue\jdurue crhvjrcrhvjr cbfcbfrhcjrrhcjr ybfg chprmsjs ijrbcb cbdboybfg chprmsjs ijrbcb cbdbo thoj whfcmwthoj whfcmw ybfg sbobybfg sbob l.

l. BfBffmfmufufljljojojftft ijrsh`bt stbths ijrsh`bt stbths 0

0.. DDbfbfggnbnbe ne njrjrkbkb

bb.. OOjjooiibbeebbssrhcjsebrhfg rhcjsebrhfg  cbf cbf obtlehfg prmidjoobtlehfg prmidjo cbrh dhtjrbtur-dhtjrbtur tjrnbhtcbrh dhtjrbtur-dhtjrbtur tjrnbht  i.

 i. OjomcjdnbfOjomcjdnbf obtlehfg prmidjoobtlehfg prmidjo pbcb pbcbrhcjsebrhfgrhcjsebrhfg l.

l. OjoOjoibibebebs ojts ojtmcmcj LDj LDBYBYB ufB uftutunn ldustjrhfg ldustjrhfg  c.

c. OjfOjfjrbpjrbpnbf nbf ojtojtmcj mcj LDBLDBYB YB cbdcbdboboldustjrhfg crhvjrldustjrhfg crhvjr cbfcbfrhcjr rhcjr  j.

j. \h\hououdbdbsh sh prprmmsjsjs s ppjfjfyyjdjdjsjsbhbhbfbf obtobtlehlehfg prmifg prmidjodjo cjfgbcjfgbf f ojobnojobnshouoshouonbf nbf `ufgsh`ufgsh mikjnth` cbf ojfjrbpnbf ojtmcj LDBYB ojfggufbnbf pjrbfgnbt dufbn 

mikjnth` cbf ojfjrbpnbf ojtmcj LDBYB ojfggufbnbf pjrbfgnbt dufbn 

`.

`. QjQjfufudhdhsbsbf sf snrnrhphpshsh 7.

7. KbKbcwcwbd bd pjpjfjfjdhdhththbfbf O

Ojjooiibbeebbss rhcjsebrhfg rhcjsebrhfg    ccbbff obtlehfg obtlehfg   prmidjo

 prmidjocbrh dhtjrbtur-dhtjrbtur tjrnbhtcbrh dhtjrbtur-dhtjrbtur tjrnbht

\jptjoijr 9128 - Cjsjoijr 9128

\jptjoijr 9128 - Cjsjoijr 9128

O

Ojjoommccjjddnnbbff oobbttlleehhffg g pprrmmiiddjjoo  pbcb pbcb rhcjsebrhfg 

rhcjsebrhfg 

 Fmvjoijr 9128 - Cjsjoijr 912  Fmvjoijr 9128 - Cjsjoijr 91288

O

Ojjooiibbeebbs s oojjttmmccj j LLDDBBYYB B uuffttuun  n   ldustjrhfg 

ldustjrhfg 

@jirubrh 9191

@jirubrh 9191

9<8 9<8 931 931 932 932 939 939 93<

93<

933 933 93:

93:

930 930 937 937 935 935 938 938 9:1 9:1 9:2 9:2 9:9 9:9

9:<

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9::

9:0 9:0 9:7 9:7 9:5 9:5 9:8 9:8 901 901 902 902

909 909 90<

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903 903

(10)

O

Ojjffjrjrbbppnnbbf f oojjttmmccj j LLDDBBYYB B ccbbddbboo ldustjrhfg crhvjr

ldustjrhfg crhvjrcbfcbfrhcjr rhcjr 

Obrjt - Bprhd 9191 Obrjt - Bprhd 9191

\

\hohouudbdbsh sh pprmrmsjsjs s ppjfjfyjyjdjdjsbsbhbhbff obtlehfg obtlehfg   prmidjo

 prmidjo cjfcjfgbf gbf ojoojobnsbnshouhouonbonbf f `uf`ufgshgsh mik

mikjntjnth` h` cbf cbf ojfojfjrbpjrbpnbf nbf ojtojtmcj mcj LDBLDBYBYB ojfggufbnbf pjrbfgnbt dufbn 

ojfggufbnbf pjrbfgnbt dufbn 

Bprhd - Kufh 9191 Bprhd - Kufh 9191

Q

Qjjffyyuussuuffbbf f ssnnrrhhppsshh KKuuffh h “ “ KKuuddh h 99119911

Cb`tbr Qustbnb Cb`tbr Qustbnb

Bgbtz, F., Jjrb, B., \bvjdsijrge, O., Wbfg, U., (9129). Mpthohzbthmf `mr Cyfbohl Yhcj- Bgbtz, F., Jjrb, B., \bvjdsijrge, O., Wbfg, U., (9129). Mpthohzbthmf `mr Cyfbohl Yhcj-

sebrhfg; Yjvhjw

sebrhfg; Yjvhjw. . Jurmpjbf Jurmpjbf Kmurfbd m` Kmurfbd m` Mpjrbthmfbd YMpjrbthmfbd Yjsjbrlejsjbrle 99< (9129) 98:-<1<.99< (9129) 98:-<1<.

Ibcbf Qusbt \tbthsthn Qrmvhfsh CNH Kbnbrtb. (9127).

Ibcbf Qusbt \tbthsthn Qrmvhfsh CNH Kbnbrtb. (9127). \tbthsthn Srbfspmrtbsh CNH Kbnbrtb 9127.\tbthsthn Srbfspmrtbsh CNH Kbnbrtb 9127.

Kbnbrtb; Ibcbf Qusbt \tbthsthn Qrmvhfsh CNH Kbnbrtb Kbnbrtb; Ibcbf Qusbt \tbthsthn Qrmvhfsh CNH Kbnbrtb

@uruebtb, O., Cjssmuny, O., Mrcmfjz, @., Irufjt, O. J., Wbfg, U., Nmjfhg, \. (912<).

@uruebtb, O., Cjssmuny, O., Mrcmfjz, @., Irufjt, O. J., Wbfg, U., Nmjfhg, \. (912<).

Yhcjsebrhfg; Sej \tbtj-m`-tej-brt bfc @uturj Chrjlthmfs

Yhcjsebrhfg; Sej \tbtj-m`-tej-brt bfc @uturj Chrjlthmfs. Srbfspmrtbthmf Yjsjbrle Qbrt I. Srbfspmrtbthmf Yjsjbrle Qbrt I :7 (912<) 95-30.

:7 (912<) 95-30.

Kbhf, B.N. (9121). Cbtb ldustjrhfg; :1 yjbrs ijymfc N-ojbfs.

Kbhf, B.N. (9121). Cbtb ldustjrhfg; :1 yjbrs ijymfc N-ojbfs. Qbttjrf  Qbttjrf Yjlmgfhthmf Yjlmgfhthmf DjttjrsDjttjrs..

<2(5); p. 0:2-000.

<2(5); p. 0:2-000.

 Fbkoh,

 Fbkoh, B., B., Yjy, Yjy, C., C., Ybsehch, Ybsehch, S. S. E., E., (9127). (9127). Fmvjd Fmvjd Cyfbohl Cyfbohl @mroudbthmfs @mroudbthmfs `mr `mr Yjbd-ShojYjbd-Shoj Yhcj-\ebrhfg \ystjos

Yhcj-\ebrhfg \ystjos. Srbfspmrtbthmf Yjsjbrle Qbrt J. Srbfspmrtbthmf Yjsjbrle Qbrt J 215 (9127) 299-231.215 (9127) 299-231.

 Fg,

 Fg, Y. Y. S., S., Ebf, Ebf, K., K., (9119). (9119). LDBYBF\; LDBYBF\; B B Ojtemc Ojtemc `mr `mr Ldustjrhfg Ldustjrhfg Mikjlts Mikjlts `mr `mr \pbthbd \pbthbd CbtbCbtb Ohfhfg

Ohfhfg. . HJJHJJJ J SrbSrbfsbfsblthmlthmfs fs mf mf NfmNfmwdjwdjcgj bfc cgj bfc CbtCbtb b JfgJfghfjhfjjrhfjrhfg,g, Pmd. 23, Fm. :,Pmd. 23, Fm. :,

\jptjoijr/Mltmijr 9119.

\jptjoijr/Mltmijr 9119.

Zp

Zppbpbcbcb. . \. \. N.N., , (9(912123)3). . LjLjftftrmrmhc hc IbIbsjc sjc LdLdusustjtjrhrhfg fg BdBdgmgmrhtrhteoeos s - - B B LdLdbrhbrhmf mf \t\tucucy.y.

 Hftjrfbthmfbd

 Hftjrfbthmfbd Kmurfbd Kmurfbd m` m` Lmoputjr Lmoputjr \lhjflj \lhjflj bfc bfc Hf`mrobthmf Hf`mrobthmf Sjlefmdmghjs,Sjlefmdmghjs, Pmd. :(0),Pmd. :(0), 7<18-7<2<.

7<18-7<2<.

Xuschbfsybe, O.Y., Our`h, E., & Whimwm, B. (9128). Bllurbly Bfbdyshs m` @uzzy L-Ojbfs Xuschbfsybe, O.Y., Our`h, E., & Whimwm, B. (9128). Bllurbly Bfbdyshs m` @uzzy L-Ojbfs

whte Ybfcmo Qrmkjlthmf Chojfshmfbd Yjculthmf mf Smphl Cjtjlthmf.

whte Ybfcmo Qrmkjlthmf Chojfshmfbd Yjculthmf mf Smphl Cjtjlthmf. OHWBH 9128 Sej OHWBH 9128 Sej 2<t

2<te e OudOudth-cth-chslhhslhpdhpdhfbrfbry y HftHftjrfjrfbthbthmfmfbd bd LmfLmf`jrj`jrjflj flj Mf Mf BrtBrth`hh`hlhblhbd d HftHftjddhjddhgjfgjfljlj. . NuNubdbdbb Duopur; Obdbyshb.

Duopur; Obdbyshb.

21 21 90:

90:

900 900

907 907 905 905 908 908 971 971 972 972 979 979 97<

97<

973 973 97:

97:

970 970 977 977 975 975 978 978 951 951 952 952 959 959 95<

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953 953 95:

95:

950 950 957 957

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