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(baridwan, warkom sumatro, harnanto, setiawan2006, Sastradipoera dalam Gumayantika, dea naufal, agung & yahya, suhada, Tarmidzi & ahmad, Syaichu, soemitra,
Lampiran 1
Data Penelitian Periode September 2009 – Desember 2013
BULAN LABA NPF BOPO CAR SBIS
Sep '09 469000000000 5,72% 84,05% 11,50% 2635000000000 Okt '09 558000000000 5,51% 83,28% 11,50% 2835000000000 Nov '09 634000000000 5,54% 83,08% 11,17% 2142000000000 Des '09 791000000000 4,01% 84,39% 10,77% 3076000000000 Jan '10 83000000000 4,36% 84,87% 11,26% 3373000000000 Feb '10 179000000000 4,75% 79,73% 11,43% 2972000000000 Mar '10 328000000000 4,53% 76,27% 11,07% 2425000000000 Apr '10 425000000000 4,47% 77,15% 12,12% 3027000000000 Mei '10 301000000000 4,77% 85,79% 12,31% 1656000000000 Jun '10 506000000000 3,89% 79,99% 12,89% 2734000000000 Jul '10 604000000000 4,14% 79,77% 14,66% 2576000000000 Agu '10 680000000000 4,10% 80,36% 14,23% 1882000000000 Sep '10 852000000000 3,95% 79,10% 14,58% 2310000000000 Okt '10 978000000000 3,95% 78,94% 15,74% 2783000000000 Nov '10 1112000000000 7,53% 76,24% 15,40% 3287000000000 Des '10 1051000000000 3,02% 80,54% 16,25% 5408000000000 Jan '11 148000000000 3,28% 75,75% 20,23% 3968000000000 Feb '11 239000000000 7,04% 76,37% 15,17% 3659000000000 Mar '11 400000000000 3,60% 77,63% 16,57% 5870000000000
Apr '11 510000000000 3,79% 78,78% 19,86% 4042000000000 Mei '11 626000000000 3,76% 79,05% 19,58% 3879000000000 Jun '11 777000000000 3,55% 78,13% 15,92% 5011000000000 Jul '11 927000000000 3,75% 77,13% 15,92% 5214000000000 Agu '11 1051000000000 3,53% 77,65% 15,83% 3647000000000 Sep '11 1205000000000 3,50% 77,54% 16,89% 5885000000000 Okt '11 1319000000000 3,11% 78,03% 15,30% 5656000000000 Nov '11 1515000000000 2,74% 77,92% 14,88% 6447000000000 Des '11 1475000000000 2,52% 78,41% 16,63% 9244000000000 Jan '12 127000000000 2,68% 86,22% 16,27% ############# Feb '12 362000000000 2,82% 78,39% 15,91% 4243000000000 Mar '12 581000000000 2,76% 78,21% 15,33% 6668000000000 Apr '12 728000000000 2,85% 77,77% 14,97% 3825000000000 Mei '12 994000000000 2,93% 76,24% 14,97% 3644000000000 Jun '12 1296000000000 2,88% 75,74% 16,12% 3936000000000 Jul '12 1528000000000 2,92% 75,87% 16,12% 3036000000000 Agu '12 1751000000000 2,78% 75,89% 15,63% 2918000000000 Sep '12 2028000000000 2,74% 75,44% 14,98% 3412000000000 Okt '12 2332000000000 2,58% 75,04% 14,54% 3321000000000 Nov '12 2576000000000 2,50% 75,29% 14,82% 3242000000000 Des '12 2645000000000 2,22% 74,75% 14,13% 4993000000000 Jan '13 359000000000 2,49% 70,43% 15,29% 4709000000000 Feb '13 659000000000 2,72% 72,06% 15,20% 5103000000000 Mar '13 1044000000000 2,75% 72,95% 14,30% 5611000000000 Apr '13 1360000000000 2,85% 73,95% 14,72% 5343000000000
Mei '13 1636000000000 2,92% 76,87% 14,28% 5423000000000 Jun '13 1921000000000 2,64% 76,18% 14,30% 5443000000000 Jul '13 2185000000000 2,75% 76,13% 15,28% 4640000000000 Agu '13 2514000000000 3,01% 77,87% 14,71% 4299000000000 Sep '13 2894000000000 2,80% 77,98% 14,19% 4523000000000 Okt '13 3086000000000 2,96% 79,06% 14,19% 5213000000000 Nov '13 3443000000000 2,62% 78,59% 12,30% 5107000000000 Des '13 3230000000000 3,08% 78,21% 14,20% 6699000000000
Lampiran 2
Uji Normalitas Jarque-Bera
0 4 8 12 16 20 -2.0 -1.5 -1.0 -0.5 0.0 0.5 1.0 1.5 Series: Residuals Sample 1 52 Observations 52 Mean -5.70e-15 Median 0.238106 Maximum 1.328697 Minimum -1.799316 Std. Dev. 0.740553 Skewness -0.762779 Kurtosis 3.121859 Jarque-Bera 5.074716 Probability 0.079075 Lampiran 3
Uji Multikolinearitas Correlation Matrix
NPF BOPO CAR LNSBIS
NPF 1.000000 0.393855 -0.321114 -0.535033 BOPO 0.393855 1.000000 -0.370231 -0.246047 CAR -0.321114 -0.370231 1.000000 0.412760 LNSBIS -0.535033 -0.246047 0.412760 1.000000
Lampiran 4
Uji Heterokedastisitas Heteroskedasticity Test: White
F-statistic 0.591157 Prob. F(4,47) 0.6707
Obs*R-squared 2.490867 Prob. Chi-Square(4) 0.6463 Scaled explained SS 2.158868 Prob. Chi-Square(4) 0.7066
Test Equation:
Dependent Variable: RESID^2 Method: Least Squares Date: 05/31/14 Time: 06:46 Sample: 1 52
Included observations: 52
Variable Coefficient Std. Error t-Statistic Prob.
C -6.580529 5.323801 -1.236058 0.2226
NPF^2 122.4801 126.8610 0.965467 0.3393
BOPO^2 -0.316526 2.389339 -0.132474 0.8952
CAR^2 -11.58319 20.21638 -0.572961 0.5694
LNSBIS^2 0.008785 0.006031 1.456703 0.1518
R-squared 0.047901 Mean dependent var 0.537872
Adjusted R-squared -0.033128 S.D. dependent var 0.791141 S.E. of regression 0.804139 Akaike info criterion 2.493123 Sum squared resid 30.39208 Schwarz criterion 2.680743 Log likelihood -59.82120 Hannan-Quinn criter. 2.565052 F-statistic 0.591157 Durbin-Watson stat 1.710045 Prob(F-statistic) 0.670694
Lampiran 5
Uji Autokorelasi Breusch-Godfrey Serial Correlation LM Test:
F-statistic 2.242666 Prob. F(34,13) 0.0606
Obs*R-squared 44.42582 Prob. Chi-Square(34) 0.1087
Test Equation:
Dependent Variable: RESID Method: Least Squares Date: 05/31/14 Time: 06:44
Sample: 1 52
Included observations: 52
Presample missing value lagged residuals set to zero.
Variable Coefficient Std. Error t-Statistic Prob.
NPF 40.06774 17.20765 2.328485 0.0367 BOPO -6.765547 4.827827 -1.401365 0.1845 CAR 4.101936 21.31487 0.192445 0.8504 LNSBIS 0.779831 0.668570 1.166416 0.2644 C -19.25871 20.90563 -0.921221 0.3737 RESID(-1) 0.930479 0.291888 3.187794 0.0071 RESID(-2) -0.169870 0.285163 -0.595697 0.5616 RESID(-3) 0.032259 0.347312 0.092883 0.9274 RESID(-4) -0.466165 0.392655 -1.187211 0.2564 RESID(-5) 0.338393 0.305372 1.108132 0.2879 RESID(-6) -0.104186 0.343876 -0.302976 0.7667 RESID(-7) -0.088916 0.443388 -0.200537 0.8442 RESID(-8) 0.070322 0.405384 0.173470 0.8650 RESID(-9) 0.131618 0.336297 0.391375 0.7019 RESID(-10) 0.388328 0.479587 0.809714 0.4327 RESID(-11) 0.095246 0.409022 0.232862 0.8195 RESID(-12) 0.753471 0.632797 1.190699 0.2551 RESID(-13) -0.513621 0.329924 -1.556785 0.1435 RESID(-14) 0.337912 0.516099 0.654743 0.5240 RESID(-15) -0.203983 0.469517 -0.434452 0.6711 RESID(-16) 0.584156 0.461024 1.267084 0.2274 RESID(-17) -0.303946 0.372334 -0.816325 0.4290 RESID(-18) 0.373883 0.433588 0.862300 0.4041 RESID(-19) -0.073828 0.384084 -0.192218 0.8505 RESID(-20) 0.357884 0.453236 0.789620 0.4439 RESID(-21) -0.204703 0.419822 -0.487595 0.6340 RESID(-22) -0.109091 0.423329 -0.257698 0.8007 RESID(-23) -0.165992 0.466785 -0.355607 0.7278 RESID(-24) 0.528187 0.370343 1.426209 0.1774 RESID(-25) -0.218200 0.519724 -0.419839 0.6815 RESID(-26) -0.166331 0.395319 -0.420752 0.6808 RESID(-27) 0.228200 0.383930 0.594380 0.5625 RESID(-28) 0.013842 0.394887 0.035053 0.9726 RESID(-29) -0.026131 0.528871 -0.049409 0.9613 RESID(-30) -0.275014 0.423443 -0.649472 0.5273 RESID(-31) 0.160307 0.362541 0.442176 0.6656 RESID(-32) -0.305146 0.405789 -0.751982 0.4655 RESID(-33) 0.007484 0.402432 0.018598 0.9854 RESID(-34) -0.040598 0.365501 -0.111076 0.9133
R-squared 0.854343 Mean dependent var -5.70E-15 Adjusted R-squared 0.428575 S.D. dependent var 0.740553 S.E. of regression 0.559804 Akaike info criterion 1.791244 Sum squared resid 4.073941 Schwarz criterion 3.254677 Log likelihood -7.572346 Hannan-Quinn criter. 2.352290 F-statistic 2.006596 Durbin-Watson stat 2.425191 Prob(F-statistic) 0.088399
Lampiran 6
Uji OLS Dependent Variable: LNLABA
Method: Least Squares Date: 05/31/14 Time: 06:39 Sample: 1 52
Included observations: 52
Variable Coefficient Std. Error t-Statistic Prob.
NPF -29.05347 11.92446 -2.436460 0.0187
BOPO -8.338904 3.756054 -2.220123 0.0313
CAR -7.980407 6.004527 -1.329065 0.1902
LNSBIS 0.046531 0.352222 0.132108 0.8955
C 34.84170 10.52434 3.310582 0.0018
R-squared 0.284784 Mean dependent var 27.47153
Adjusted R-squared 0.223915 S.D. dependent var 0.875665 S.E. of regression 0.771423 Akaike info criterion 2.410051 Sum squared resid 27.96937 Schwarz criterion 2.597670 Log likelihood -57.66132 Hannan-Quinn criter. 2.481980 F-statistic 4.678614 Durbin-Watson stat 0.826272 Prob(F-statistic) 0.002920