PROFIL
PT Asuransi Sinar Mas merupakan Entitas Anak yang menjalankan kegiatan bisnis di bidang asuransi. Asuransi Sinar Mas memiliki 225 kantor, yang terdiri dari 34 Kantor Cabang, 76 Kantor Pemasaran dan 115 Kantor Marketing Point. Jumlah karyawan Asuransi Sinar Mas adalah 2.517 karyawan.
PRODUK DAN JASA
Produk dan jasa yang diberikan Asuransi Sinar Mas sebagai berikut:
ACCIDENT AND HEALTH
A. Personal Accident/Kecelakaan Diri
a. Individual Personal Accident (Simas Personal Accident) b. Group Personal Accident
c. Travel Insurance (grup dan individual) d. Personal Line Products:
• Simas Accident Protector • Simas Children Protector • Simas Family Protector • Simas Travel Insurance • Simas Card Personal Accident • Simas Super Proteksi B. Health/Kesehatan
a. Group – Simas Sehat Corporate
PROFILE
PT Asuransi Sinar Mas is a Subsidiary operating business activity in insurance sector.Asuransi Sinar Mas has 225 oices, consisting of 34 Branch Oice, 76 Marketing Oice, and 115 Marketing Point Oice. The number of employees of Asuransi Sinar Mas is 2,517 employees.
PRODUCTS AND SERVICES
Products and services provided by Asuransi Sinar Mas are as follows.
ACCIDENT AND HEALTH
A. Personal Accident
a. Individual Personal Accident (Simas Personal Accident) b. Group Personal Accident
c. Travel Insurance (grup dan individual) d. Personal Line Products:
• Simas Accident Protector • Simas Children Protector • Simas Family Protector • Simas Travel Insurance • Simas Card Personal Accident • Simas Super Proteksi
B. Health/Kesehatan
a. Group – Simas Sehat Corporate Kantor Pusat / Head Oice
Plaza Simas
Jl. Fachruddin No. 18 – 20, Tanah Abang Jakarta, 10250
Phone : (+6221) 390 2141 – 46 Fax : (+6221) 390 2159 – 60 Email : [email protected] Website : www.sinarmas.co.id
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b. Individual:
• Simas Sehat Gold • Simas Sehat Executive • Simas Sehat Platinum • Personal Line Products:
- Simas Sehat Executive - Simas Sehat Income - Simas Surgical Insurance - Hospital IncomeSecurity - Simas Hospital Income - Simas Super Health C. Personal Accident & Health
a. Simas UKM b. Simas Proteksi PHK ENGINEERING
A. Contractors All Risks including Third Party Liabilities B. Erection All Risks including Third Party Liabilities C. Machinery Breakdown plus Business Interruption D. Contractors Plant and Machinery
E. Heavy Equipment F. Boiler Explosion G. Electronic Equipment
CASUALTY
A. Workmens Compensation / Employers Liability B. Public Liability
C. Product Liability
D. Comprehensive General Liability E. Directors and Oicers Liability MARINE A. Marine Hull B. Marine Cargo C. Aviation D. Simas Kapal MISCELLANEOUS A. Money Insurance a. Cash in Safe
• Cash in Cashiers Box • Cash in ATM b. Cash in Transit c. Fidelity Guarantee B. Golf Indemnity C. Simas Hole in One D. Plate Glass E. Burglary
F. All Risks Property Floaters G. Cellular Phone Insurance H. Simas Expatriates I. Simas Sepeda BONDING A. Bid Bond
B. Performance Bond C. Advance Payment Bond D. Maintenance Bond E. Customs Bond F. Excise Bond
G. Counter Bank Guarantee H. Credit Insurance
b. Individual:
• Simas Sehat Gold • Simas Sehat Executive • Simas Sehat Platinum • Personal Line Products:
- Simas Sehat Executive - Simas Sehat Income - Simas Surgical Insurance - Hospital Income Security - Simas Hospital Income - Simas Super Health
C. Personal Accident & Health
a. Simas UKM b. Simas Proteksi PHK ENGINEERING
A. Contractors All Risks including Third Party Liabilities B. Erection All Risks including Third Party Liabilities C. Machinery Breakdown plus Business Interruption D. Contractors Plant and Machinery
E. Heavy Equipment F. Boiler Explosion G. Electronic Equipment
CASUALTy
A. Workmens Compensation / Employers Liability B. Public Liability
C. Product Liability
D. Comprehensive General Liability
E. Directors and Oicers Liability MARINE
A. Marine Hull B. Marine Cargo C. Aviation
D. Simas Kapal (for Ship)
MISCELLANEOUS
A. Money Insurance
a. Cash in Safe
• Cash in Cashiers Box • Cash in ATM b. Cash in Transit c. Fidelity Guarantee
B. Golf Indemnity C. Simas Hole in One D. Plate Glass E. Burglary
F. All Risks Property Floaters G. Cellular Phone Insurance H. Simas Expatriates I. Simas Sepeda
BONDING
A. Bid Bond
B. Performance Bond C. Advance Payment Bond D. Maintenance Bond E. Customs Bond F. Excise Bond
G. Counter Bank Guarantee H. Credit Insurance
MOTOR
A. Motor Vehicle - Simas Mobil B. Motor Cycle
C. Third Party Liability D. Simas Mobil Exclusive
FIRE AND ALLIED PERILS
A. Homeowners - Simas Rumah Hemat ++ B. Simas Ruko
C. Property All Risks D. Industrial All Risks
E. Business Interruption/Loss of Proit MICRO INSURANCE
A. SiAbang Gempa Tsunami B. SiAbang Erupsi
C. Simas Stop Usaha Gempa Tsunami D. Simas Stop Usaha Erupsi
E. Asuransi Mikro Rumahku F. Asuransi Mikro Warisanku G. Asuransi Mikro Asuransiku H. Simas Petani
I. Simas Sehat Mikro J. Simas Perlindungan
PENGURUS
Dewan Komisaris
Komisaris Utama : Indra Widjaja Komisaris : Ivena Widjaja Komisaris Independen : Petrus Kiki Andries Komisaris Independen : Sinarta Ginardi Direksi
Direktur Utama : Howen Widjaja Direktur : I Ketut Pasek Swastika Direktur : Njoman Sudartha Direktur : Aryanto Alimin
Direktur : Dumasi Marisina Magdalena Samosir Direktur : Marten Petrus Lalamentik
KINERJA 2016
Kinerja Keuangan
(dalam jutaan Rupiah)
Uraian 2016 2015 Description
POSISI KEUANGAN FINANCIAL POSITION
Aset 5.916.687 6.191.015 Assets
Liabilitas 3.209.577 3.528.173 Liabilities
Ekuitas 2.707.110 2.662.842 Equities
LABA (RUGI) DAN PENGHASILAN KOMPREHENSIF LAIN
PROFIT (LOSS) AND OTHER COMPREHENSIVE INCOME
Pendapatan Usaha – bersih 1.197.100 1.160.475 Operating Income - net
Beban Usaha (686.439) (660.010) Operating Expense
Laba (Rugi) Sebelum Pajak 516.842 494.143 Proit (Loss) Before Tax
Laba (Rugi) Tahun Berjalan 483.012 468.372 Proit (Loss) For the Current Year
Penghasilan (Rugi) Komprehensif Lain – bersih (17.381) 3.293 Other Comprehensive Income (Loss) - net
Jumlah Penghasilan (Rugi) Komprehensif 465.631 471.665 Total Comprehensive Income (Loss) MOTOR
A. Motor Vehicle - Simas Mobil B. Motor Cycle
C. Third Party Liability D. Simas Mobil Exclusive
FIRE AND ALLIED PERILS
A. Homeowners - Simas Rumah Hemat ++ B. Simas Ruko
C. Property All Risks D. Industrial All Risks
E. Business Interruption/Loss of Proit MICRO INSURANCE
A. SiAbang Gempa Tsunami B. SiAbang Erupsi
C. Simas Stop Usaha Gempa Tsunami D. Simas Stop Usaha Erupsi
E. Asuransi Mikro Rumahku F. Asuransi Mikro Warisanku G. Asuransi Mikro Asuransiku H. Simas Petani
I. Simas Sehat Mikro J. Simas Perlindungan
MANAGEMENT
Board Of Commissioners
President Commissioner : Indra Widjaja Commissioner : Ivena Widjaja Independent Commissioner : Petrus Kiki Andries Independent Commissioner : Sinarta Ginardi Directors
President Director : Howen Widjaja Director : I Ketut Pasek Swastika Director : Njoman Sudartha Director : Aryanto Alimin
Director : Dumasi Marisina Magdalena Samosir Director : Marten Petrus Lalamentik
PERFORMANCE 2016
Financial Performance (in million Rupiah)
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PEMBUKAAN KANTOR CABANG/PEMASARAN
Asuransi Sinar Mas membuka 15 kantor Marketing Point Agency baru, yaitu di wilayah Melawai, Setiabudi, Sawah Besar, Cililitan, Kebayoran Baru, Duren Sawit, Meruya, Pasar Minggu, Matraman, Pantai Indah Kapuk, Pulo Gadung, Pondok Indah, Pancoran, Kelapa Gading Barat, dan Alam Sutera.
AGENCY AWARD 2016
Pada hari Selasa, 5 April 2016, Asuransi Sinar Mas kembali mengadakan acara tahunan bagi para partner/agen yang menjadi pemenang Agency Tour Contest 2015. Pada acara kali ini, Asuransi Sinar Mas mengangkat tema “Partner Go Digital”. Telah berlaku-nya MEA di industri asuransi dan juga maraknya perkembangan di era digital menjadi alasan utama bagi Asuransi Sinar Mas untuk mempersiapkan para partner/agen untuk menghadapi perubahan tersebut.
Asuransi Sinar Mas telah melakukan antisipasi perkembangan media digital, melalui penggunaan media online untuk media informasi, layanan pelanggan, maupun promosi perusahaan. Untuk mendukung para partner/agen, Asuransi Sinar Mas juga telah memiliki mobile application e-partner. Mobile e-partner merupakan layanan dimana partner/agen dapat melakukan pencetakan polis secara online, mengetahui status pembayaran polis, dan melakukan komunikasi dengan petugas Asuransi Sinar Mas.
Pada acara ini juga diberikan penghargaan kepada para Top Producer dan Pemenang Agency Tour Contest 2015 “Norwegia, Tasmania & Pulau Komodo”, sekaligus mensosialisasikan tujuan Agency Tour Contest 2016 “Capri Island, Zhang Jia Jie – Hunan dan Hotel Mulia Resort – Nusa Dua Bali”.
TOUR AGENCY 2015 KE NORWEGIA, TASMANIA & PULAU KOMODO
Asuransi Sinar Mas memberangkatkan 187 pemenang Agency Tour Contest 2015 yang terdiri dari 31 orang pemenang kontes ke Norwegia, 46 pemenang kontes ke Tasmania, dan 110 pemenang kontes ke Pulau Komodo, Nusa Tenggara Timur. Untuk tujuan Agency Tour Contest 2016, Asuransi Sinar Mas telah menetapkan 3 daerah tujuan, yaitu Capri Island, Zhang Jia Jie – Hunan dan Hotel Mulia Resort – Nusa Dua Bali yang akan diberangkatkan pada tahun 2017.
OPENING BRANCH/MARKETING OFFICE
Asuransi Sinar Mas opened 15 new Marketing Point Agency oices in Melawai, Setiabudi, Sawah Besar, Cililitan, Kebayoran Baru, Duren Sawit, Meruya, Pasar Minggu, Matraman, Pantai Indah Kapuk, Pulo Gadung, Pondok Indah, Pancoran, Kelapa Gading Barat, and Alam Sutera.
AGENCy AWARD 2016
On Tuesday, April 5, 2016, Asuransi Sinar Mas has held another annual event for its partners/agents who were winners of Agency Tour Contest 2015. Asuransi Sinar Mas has chosen the theme for this event of “Partners Go Digital”. The entry into force ASEAN Economic Community (AEC) and the widespread development of digital era have become the main reasons for Asuransi Sinar Mas to prepare its partners/ agents to confront these changes.
Asuransi Sinar Mas has anticipated the development of digital media, through the use of online media for media information, customer service, and company promotion. To support its partners/agents, Asuransi Sinar Mas also has e-partner mobile application. E-partner Mobile is a service in which the partners/agents can perform online printing of insurance policy, determine the status of the said policy payment, and communicate with Asuransi Sinar Mas oicers.
In this event, the Company also awarded its Top Producers and Winners of Agency Tour Contest 2015 “Norway, Tasmania & Komodo”, as well as promoted the area destinations of Agency Tour Contest 2016 “Capri Island, Zhang Jia Jie - Hunan and Hotel Mulia Resort - Nusa Dua Bali”.
TOUR AGENCy 2015 TO NORWAy, TASMANIA & KOMODO ISLAND
Asuransi Sinar Mas has sent 187 of its Agency Tour Contest winners in 2015, consisting of 31 winners to Norway, 46 winners to Tasmania, and 110 winners to Komodo Island, East Nusa Tenggara. In the interest of this Agency Tour Contest 2016, Asuransi Sinar Mas has set three destination areas, namely: Capri Island, Zhang Jia Jie - Hunan and Hotel Mulia Resort - Nusa Dua Bali, where the winners shall travel in 2017.
PENGHARGAAN Tanggal Penerimaan Date of Receive Penghargaan Award Kategori Category Penyelenggara Organizer 23 Maret 2016 March 23, 2016
Penghargaan Market Conduct 2015
2015 Market Conduct Award
Pelaku/ Usaha Jasa Keuangan yang Telah Melaksanakan Prinsip -Prinsip Perlindungan Konsumen Sektor Jasa Keuangan Berdasarkan Self Assessment Tahun 2015.
Financial Services Provider/Business that Has Implemented Consumer Protection Principles for Financial Services Sector Based on Self Assessment of 2015.
OJK / FSA
14 April 2016
April 14, 2016
Digital Brand of The Year 2016 Peringkat II Digital Brand Asuransi Umum
Rank the 2nd of Digital Brand of General Insurance
Infobank 26 Mei 2016
May 26, 2016
The 12th Islamic Finance Award 2016
Runner Up - The Best Islamic General Insurance Sharia Unit - Asset >= 100 Bn
Karim Consulting Indonesia 26 Mei 2016
May 26, 2016
The 12th Islamic Finance Award 2016
1st Rank - The Best Risk Management Islamic General Insurance Sharia Unit - Asset >.= 100 Bn
Karim Consulting Indonesia 3 Juni 2016
June 3, 2016
Beast General Insurance 2016 Ekuitas Rp 1,5 Tnliun ke Atas
Equities of IDR1.5 Trillion above
Media Asuransi 24 Juni 2016
June 24, 2016
Insurance Awards 2016 Asuransi yang Berpredikat Sangat Bagus Atas Kinerja Keuangan Selama Tahun 2015
Insurance with Excellent Predicate for 2015 Financial Performance
Infobank
11 Agustus 2016
August 11, 2016
Best Syariah 2016 Asuransi Syariah Terbaik 2016 - Kategori Asuransi Umum Syariah Aset Lebih Dari Rp 100 Millar
2016 Best Sharia Insurance-Category of Sharia General Insurance of Asset Above IDR100 Billion
Majalah Investor
29 September 2016
September 29, 2016
Indonesia Most Favorite Netizen Brand 2015
Car Insurance Marketeers
30 September 2016
September 30, 2016
Sharia Finance Awards 2016 Sangat Bagus Atas Kinerja Keuangan Selama Tahun 2015
Excellent for 2015 Financial Performance
Infobank
3 Oktober 2016
October 3, 2016
Indonesia Insurance Consumer Choice Award 2016
Best Consumer Choice General Insurance Company 2016 - Home/Buildings Insurance Category
Warta Ekonomi 23 November 2016
November 23, 2016
Fitch Ratings 2016 Fitch Airms AS M at IFS ‘AA.+(idn); Revises Outlook to Stable
Fitch Ratings 8 Desember 2016
December 8, 2016
Howen Widjaja PTAsuransi Sinai Mas as Indonesia Most Admired CEO 2016
Insurance Warta Ekonomi
9 Desember 2016
December 9, 2016
TOP INSURANCE 2016 TOP General Insurance 2016 on Asset Rp 5 - 10 Tahun Business News
AWARD
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