Akun ini terdiri dari: This account consists of:
31 Maret 2017/ 31 Desem ber 2016/ M arch 31, 2017 December 31, 2016
PT Citra Benua Persada 61.705.751.058 72.661.355.221 PT Citra Benua Persada
PT Bumi Nusa Jaya Abadi 11.086.970.000 11.086.970.000 PT Bumi Nusa Jaya Abadi
PT Pelita Indo Karya 3.000.000.000 3.000.000.000 PT Pelita Indo Karya
PT Cipta Anugerah Sejati 506.798.300 506.798.300 PT Cipta Anugerah Sejati
Citra Maja Raya JO 2 493.201.409 493.201.409 Citra Maja Raya JO 2
Lain-lain 4.315.970.592 2.796.371.492 Others
Total 81.108.691.359 90.544.696.422 Total
Utang lain-lain terutama merupakan kewajiban Grup kepada pihak ketiga sehubungan dengan pengembangan tanah.
Other payables are primarily an obligation of the Group to the third party in connection with land development.
18. PERPAJAKAN 18. TAXATION
a. Pajak dibayar di muka a. Prepaid taxes
31 Maret 2017/ 31 Desember 2016/
March 31, 2017 December 31, 2016
Pajak pertambahan nilai - Masukan 9.775.976.939 4.324.228.177 Value added tax - Input
Pajak penghasilan: Income tax:
Pasal 4 (2) 28.787.664.131 28.787.664.131 Article 4 (2)
Pasal 21 273.737.476 15.435.405 Article 21
Pajak penghasilan final 497.855.457 - Final income tax
Total 39.335.234.003 33.127.327.713 Total
Berkaitan dengan operasi bersama Citra Maja Raya JO (Catatan 1d), AK bersama HT, entitas anak tidak langsung, wajib menanggung pajak penghasilan final Citra Maja Raya JO berdasarkan porsi pembagian keuntungan masing-masing pihak. Pajak penghasilan pasal 4 (2) tersebut akan dikreditkan pada saat pengakuan pendapatan.
In connection with the joint operation Citra Maja Raya JO (Note 1e), the Company and HT shall bear the final income tax of Citra Maja Raya JO based profit-sharing portion of each party. The income tax article 4 (2) will be credited in line with revenue recognition.
b. Utang pajak b. Taxes payable
31 Maret 2017/ 31 Desember 2016/
March 31, 2017 December 31, 2016
Pajak pertambahan nilai - Keluaran 78.084.356.125 74.453.196.545 Value added tax - Output Biaya perolehan hak atas tanah
dan bangunan (BPHTB) 35.118.239.928 35.118.239.928 Land and building title transfer duty Pajak bumi dan bangunan (PBB) 2.407.867.584 2.407.867.584 Land and building tax (L&B tax)
Pajak penghasilan: Income tax:
Pasal 4 (2) 6.284.256.922 4.465.833.149 Article 4 (2)
Pasal 21 3.085.000.306 3.085.000.306 Article 21
Pasal 23 12.362.209.994 12.364.096.983 Article 23
Pasal 29 - - Article 29
Pajak penghasilan final - - Final income tax
Total 137.341.930.859 131.894.234.495 Total
c. Pajak final c. Final tax
31 Maret 2017/ 31 Maret 2016/
March 31, 2017 March 31, 2016
Perusahaan - - Company
Entitas anak 1.816.527.784 5.190.515.753 Subsidiaries
Total pajak final 1.816.527.784 5.190.515.753 Total final tax
d. Beban (manfaat) pajak penghasilan d. Corporate tax expense (benefit) 31 Maret 2017/ 31 Maret 2016/
March 31, 2017 March 31, 2016
Pajak kini Current tax
Perusahaan - - Company
Entitas anak - - Subsidiaries
Sub total - - Sub total
Pajak tangguhan Deferred tax
Perusahaan - (41.857.747) Company
Entitas anak - 81.748.404 Subsidiaries
Sub total - 39.890.657 Sub total
Total beban (manfaat) Total income tax
pajak penghasilan - 39.890.657 expense (benefit)
18. PERPAJAKAN (lanjutan) 18. TAXATION (continued)
e. Pajak kini e. Current tax
Rekonsiliasi antara laba sebelum pajak penghasilan menurut laporan laba rugi dan penghasilan komprehensif lain konsolidasian dengan akumulasi rugi fiskal adalah sebagai berikut:
A reconciliation between income before income tax expense per consolidated statements of profit or loss and other comprehensive income with carryforward fiscal losses is as follows:
31 Maret 2017/ 31 Maret 2016/
March 31, 2017 March 31, 2016
Laba (rugi) sebelum pajak Profit (loss) before income tax
menurut laporan laba rugi per consolidated statements
komprehensif konsolidasian (90.033.717.444) 14.133.306.890 of comprehensive income
Laba (rugi) sebelum pajak Profit (loss) before income tax of
entitas anak dan penyesuaian subsidiaries and adjustment
di level konsolidasian 43.171.780.074 (43.823.050.475) in consolidated level
Rugi sebelum pajak Loss before income tax
penghasilan Perusahaan (46.861.937.370) (29.689.743.585) of the Company
Perbedaan temporer Temporary differences
Imbalan pasca kerja 177.108.323 606.553.041 Employee benefits
Total 177.108.323 606.553.041 Total
Rugi fiskal (46.684.829.047) (29.083.190.544) Fiscal loss
Kompensasi kerugian fiskal dari tahun-tahun sebelumnya:
Compensation for fiscal losses from previous years:
31 Maret 2017/ 31 Maret 2016/
March 31, 2017 March 31, 2016
Kompensasi kerugian fiskal tahun: Compensation for fiscal losses from:
2017 (46.684.829.047) - 2017 2016 (237.825.294.190) (29.083.190.544) 2016 2015 (34.042.233.957) (34.042.233.957) 2015 2014 (11.522.909.180) (11.522.909.180) 2014 2013 (8.554.119.751) (8.554.119.751) 2013 2012 - (16.137.407.692) 2012
Akumulasi rugi fiskal (338.629.386.125) (99.339.861.124) Cummulative fiscal loss
f. Pajak tangguhan f. Deferred tax Rincian aset pajak tangguhan adalah sebagai
berikut:
Details of deferred tax assets are as follows:
Dikreditkan (dibebankan) ke laporan laba rugi komprehensif konsolidasian/ Credited (charged) to consolidated statements of
31 Desember 2016/ comprehensive 31 Maet 2017/
December 31, 2016 income March 31, 2017
Perusahaan Company
Rugi fiskal 76.944.233.746 - 76.944.233.746 Fiscal loss
Liabilitas imbalan kerja 177.108.323 - 177.108.323 Employee benefits liability
Pencadangan aset pajak Unrecognized deferred
tangguhan (76.944.233.746) - (76.944.233.746) tax asset
Entitas anak Subsidiaries
Rugi fiskal 21.912.936.287 - 21.912.936.287 Fiscal loss
Liabilitas imbalan kerja - - - Employee benefits liability
Pencadangan aset pajak Unrecognized deferred
tangguhan (21.912.936.287) - (21.912.936.287) tax asset
Total 177.108.323 - 177.108.323 Total Dikreditkan (dibebankan) ke laporan laba rugi komprehensif konsolidasian/ Credited (charged) to consolidated statements of
31 Desember 2015/ comprehensive 31 Maret 2016/
December 31, 2015 income March 31, 2016
Perusahaan Company
Rugi fiskal 18.781.679.204 - 18.781.679.204 Fiscal loss
Liabilitas imbalan kerja 151.638.260 - 151.638.260 Employee benefits liability
Pencadangan aset pajak Unrecognized deferred
tangguhan (18.781.679.204) - (18.781.679.204) tax asset
Entitas anak Subsidiaries
Rugi fiskal 21.912.936.287 - 21.912.936.287 Fiscal loss
Liabilitas imbalan kerja - - - Employee benefits liability
Pencadangan aset pajak Unrecognized deferred
tangguhan (21.912.936.287) - (21.912.936.287) tax asset
Total 151.638.260 - 151.638.260 Total
18. PERPAJAKAN (lanjutan) 18. TAXATION (continued) f. Pajak tangguhan (lanjutan) f. Deferred tax (continued)
Sampai dengan tanggal 31 Desember 2016, Perusahaan mengalami akumulasi rugi fiskal sebesar Rp308.081.964.770. Rugi fiskal tahun 2011 sebesar Rp4.870.046.233, tidak bisa lagi digunakan sejak tahun 2016. Manajemen memperkirakan bahwa tidak tersedia laba fiskal yang memadai dalam 5 (lima) tahun mendatang untuk mengkompensasi akumulasi rugi fiskal yang ada, sehingga Perusahaan tidak mengakui adanya aset pajak tangguhan yang berasal dari rugi fiskal.
Until December 31, 2016, the Company has cumulative fiscal loss amounting to Rp308,081,964,770. The tax loss for 2011 amounting to Rp4,870,046,233, has expired since 2016. Management estimates that no future fiscal gain will be available within the next 5 (five) years to compensate the accumulated fiscal loss, therefore the Company did not recognize any deferred tax assets from fiscal loss.
Selain itu, Grup memiliki perbedaan temporer dari akumulasi rugi entitas anak, termasuk entitas anak yang bergerak di luar bisnis properti
dan perusahaan asosiasi
sebesar Rp168.822.056.462. Manajemen tidak mempunyai intensi untuk menjual entitas anak dan apabila dijual pun, manajemen memperkirakan bahwa tidak tersedia laba fiskal yang memadai untuk mengkompensasi rugi fiskal dari penjualan entitas anak, sehingga Grup tidak mengakui adanya aset pajak tangguhan yang berasal dari perbedaan temporer dan akumulasi rugi entitas anak.
In addition, the Group has timing difference from cumulative loss of subsidiaries, including subsidiaries engaged in outside business property and associates company amounting to Rp168,822,056,462. Management has no intention to sell the subsidiaries that are in deficit position and even if they were sold, management estimates that future fiscal gain would not be available to compensate the tax loss from the sale of subsidiaries, therefore the Group does not recognize any deferred tax assets from temporary difference and loss of the subsidiaries.
Tidak terdapat konsekuensi pajak penghasilan atas pembayaran dividen oleh Entitas-entitas Anak dalam negeri dan Entitas Asosiasi kepada Grup dan Grup bermaksud memegang investasi tersebut dalam jangka panjang.
There are no income tax consequences attached to the payment of dividends by the local Subsidiaries and Associates to the Group and the Group intends to hold the investment for long-term.
Liabilitas pajak tangguhan dan aset pajak tangguhan (jika memenuhi kriteria) diakui atas perbedaan temporer kena pajak terkait dengan investasi pada entitas anak dan asosiasi, kecuali yang waktu pembalikannya dapat dikendalikan dan kemungkinan besar perbedaan temporer tersebut tidak akan dibalik di masa depan yang dapat diperkirakan.
Deferred tax liabilities and assets (provided fulfilling recognition criteria) are recognized in respect of taxable temporary differences associated with investments in subsidiaries and associates, except where the timing of the reversal of the temporary differences can be controlled and it is probable that the temporary differences will not reverse in the foreseeable future.
g. Rekonsiliasi antara beban pajak penghasilan yang dihitung dengan menggunakan tarif pajak yang berlaku untuk laba sebelum beban pajak penghasilan dengan jumlah beban pajak penghasilan seperti yang tercantum dalam laporan laba rugi dan penghasilan komprehensif lain konsolidasian adalah sebagai berikut:
g. A reconciliation between income tax expense calculated by applying the applicable tax rates to the income before income tax expense and the total income tax expense as shown in the consolidated statements of profit or loss and other comprehensive income is as follow:
Tahun yang berakhir tanggal 31 Maret/
Three-mont period ended March 31,
2017 2016
Laba (rugi) sebelum pajak Profit (loss) before income tax
menurut laporan laba rugi per consolidated statements
komprehensif konsolidasian (90.033.717.444) 14.133.306.890 of comprehensive income
Laba (rugi) sebelum pajak Profit (loss) before income tax of
entitas anak dan penyesuaian subsidiaries and adjustment
di level konsolidasian 43.171.780.074 (43.823.050.475) in consolidated level
Rugi sebelum pajak Loss before income tax
penghasilan Perusahaan (46.861.937.370) (29.689.743.585) of the Company
Beban pajak dengan tarif yang berlaku (11.715.484.342) (7.422.435.896) Tax expense with effective rate
Pengaruh pajak atas perbedaan tetap 177.108.323 109.780.513 Tax effect from permanent difference
Penyesuaian atas rugi fiskal yang Adjustment to fiscal loss
tidak dapat dimanfaatkan 11.538.376.019 7.270.797.636 that can not be utilized
Manfaat pajak - Perusahaan - (41.857.747) Tax benefit - the Company
Beban pajak - Entitas anak Tax expense - Subsidiaries
Pajak kini - - Current tax
Pajak tangguhan - 81.748.404 Deferred tax
Total beban (manfaat) pajak Total income tax expense
penghasilan - Entitas anak - 81.748.404 (benefit) - Subsidiaries
Total manfaat pajak penghasilan - 39.890.657 Total income tax benefits
h. Hasil Pemeriksaan Pajak h. Tax Assessment
MMJ MMJ
Pada tahun 2015, MMJ menerima Surat Tagihan Pajak (“STP) No. 74/101/12/011/15 atas pajak penghasilan pasal 21 pada tanggal 9 Oktober 2015 untuk tahun pajak 2012 sebesar Rp7.650.301. Pada tanggal 6 November 2015,
MMJ mengajukan keberatan No. 005/MMJ-TAX/XI/2015 atas STP tersebut.
Pada tanggal 20 April 2016, Surat
Keputusan Direktorat Jenderal Pajak No. 1214/NKEB/WPJ.04/2016 mengabulkan
seluruh pengajuan keberatan MMJ tersebut.
In 2015, MMJ received Tax Collection Letter
(“STP”) No. 74/101/12/011/15 of income tax article 21 dated October 9, 2015 for fiscal
year 2012 amounted to Rp7,650,301. On November 6, 2015, MMJ filed an appeal for Tax
Assessment Letter No. 005/MMJ-TAX/XI/2015 for those letter. On April 20, 2016, Letter of Directorate General of Taxation No. 1214/NKEB/WPJ.04/2016 approved the
18. PERPAJAKAN (lanjutan) 18. TAXATION (continued) h. Hasil Pemeriksaan Pajak (lanjutan) h. Tax Assessment (continued)
MMJ (lanjutan) MMJ (continued)
Pada tahun 2015, MMJ menerima STP No. 22/103/13/011/15 atas pajak penghasilan pasal 23 pada tanggal 9 Oktober 2015 untuk tahun pajak 2013 sebesar Rp38.619.769. Pada tanggal 6 November 2015 MMJ mengajukan keberatan No. 004/MMJ-TAX/XI/2015 atas STP tersebut. Pada tanggal 20 April 2016, Surat
Keputusan Direktorat Jenderal Pajak No. 1216/NKEB/WPJ.04/2016 mengabulkan
seluruh pengajuan keberatan MMJ tersebut.
In 2015, MMJ received STP No. 22/103/13/011/15 of income tax article 23 dated October 9, 2015 for fiscal year 2013 amounted to Rp38,619,769. On November 6, 2015 MMJ filed an appeal for Tax Assessment Letter No. 004/MMJ-TAX/XI/2015 for those letter. On April 20, 2016, Letter of Directorate General of Taxation No. 1216/NKEB/WPJ.04/2016 approved the MMJ’s appeal.
Pada tahun 2015, MMJ menerima STP No. 541/101/14/011/15 atas pajak penghasilan
pasal 21 pada tanggal 9 Oktober 2015 untuk tahun pajak 2014 sebesar Rp69.314.222. Pada tanggal 6 November 2015 MMJ mengajukan
keberatan No. 001/MMJ-TAX/XI/2015 atas STP tersebut. Pada tanggal 20 April 2016, Surat
Keputusan Direktorat Jenderal Pajak No. 1217/NKEB/WPJ.04/2016 mengabulkan
seluruh pengajuan keberatan MMJ tersebut.
In 2015, MMJ received STP No. 541/101/14/011/15 of income tax article 21 dated October 9, 2015 for fiscal year 2014 amounted to Rp69,314,222. On November 6, 2015 MMJ filed
an appeal for Tax Assessment Letter No. 001/MMJ-TAX/XI/2015 for those letter. On April 20, 2016, Letter of Directorate General of Taxation No.1217/NKEB/WPJ.04/2016 approved the MMJ’s appeal.
Pada tahun 2015, MMJ menerima Surat Tagihan Pajak (“STP) No. 256/101/13/011/15 atas pajak penghasilan pasal 21 pada tanggal 9 Oktober 2015 untuk tahun pajak 2013 sebesar Rp5.511.849. Pada tanggal 6 November 2015
MMJ mengajukan keberatan No. 003/MMJ-TAX/XI/2015 atas STP tersebut.
Pada tanggal 20 April 2016, Surat
Keputusan Direktorat Jenderal Pajak No. 1215/NKEB/WPJ.04/2016 mengabulkan
seluruh pengajuan keberatan MMJ tersebut.
In 2015, MMJ received Tax Collection Letter (“STP”) No. 256/101/13/011/15 of income tax
article 21 dated October 9, 2015 for fiscal year 2013 amounted to Rp5,511,849. On
November 6, 2015 MMJ filed an appeal for tax assessment letter No. 003/MMJ-TAX/XI/2015
for those letter. On April 20, 2016, Letter of Directorate General of Taxation No. 1215/NKEB/WPJ.04/2016 approved the
h. Hasil Pemeriksaan Pajak (lanjutan) h. Tax Assessment (continued)
MMJ (lanjutan) MMJ (continued)
Terhitung sejak tanggal 1 Januari sampai dengan 31 Desember 2016, MMJ menerima Surat Tagihan Pajak dengan rincian sebagai berikut:
Commencing from January 1 to December 31, 2016, the MMJ received Tax Collection Letter with the details are as follows:
No. STP/SKPKB/ No. “STP”/”SKPKB” Masa Pajak/ Tax period Jenis Pajak/ Type of tax
Total kurang bayar/
Total underpayment
00326/101/15/011/16 Januari 2015/
January 2015
PPh Pasal 21/ Income Tax Article 21
Rp18.216.206
00316/101/15/011/16 Februari 2015/
February 2015
PPh Pasal 21/ Income Tax Article 21
Rp29.697.562
00342/101/15/011/16 Maret 2015/
March 2015
PPh Pasal 21/ Income Tax Article 21
Rp28.115.987
00336/101/15/011/16 April 2015/
April 2015
PPh Pasal 21/ Income Tax Article 21
Rp25.003.100
00320/101/15/011/16 Mei 2015/
May 2015
PPh Pasal 21/ Income Tax Article 21
Rp22.584.525
00333/101/15/011/16 Juni 2015/
June 2015
PPh Pasal 21/ Income Tax Article 21
Rp21.422.950
00368/101/15/011/16 Juli 2015/
Juli 2015
PPh Pasal 21/ Income Tax Article 21
Rp35.732.759
00362/101/15/011/16 Agustus 2015/
August 2015
PPh Pasal 21/ Income Tax Article 21
Rp14.644.000
00357/101/15/011/16 September 2015/
September 2015
PPh Pasal 21/ Income Tax Article 21
Rp11.154.250
00317/101/15/011/16 Oktober 2015/
October 2015
PPh Pasal 21/ Income Tax Article 21
Rp7.297.000
00345/101/15/011/16 November 2015/
November 2015
PPh Pasal 21/ Income Tax Article 21
Rp14.620.000
00350/101/15/011/16 Desember 2015/
December 2015
PPh Pasal 21/ Income Tax Article 21
Rp10.990.000
MMJ telah membayar seluruh Surat Tagihan Pajak tersebut sebesar Rp239.478.339 pada tanggal 11 Mei 2016.
MMJ has paid all this Tax Collection Letter amounting to Rp239,478,339 on May, 2016.
18. PERPAJAKAN (lanjutan) 18. TAXATION (continued) h. Hasil Pemeriksaan Pajak (lanjutan) h. Tax Assessment (continued)
MMJ (lanjutan) MMJ (continued)
Terhitung sejak tanggal 1 Januari sampai dengan 31 Desember 2016, Perusahaan menerima Surat Tagihan Pajak dengan rincian sebagai berikut:
Commencing from January 1 to December 31, 2016, the Company received Tax Collection Letter with the details are as follows:
No. STP/SKPKB/ No. “STP”/”SKPKB” Masa Pajak/ Tax period Jenis Pajak/ Type of tax
Total kurang bayar/
Total underpayment
00017/140/15/054/16 Februari 2015/
February 2015
PPh Final Pasal 4 Ayat (2)/ Income Tax Article 4 (2)
Rp2.440.504
00018/140/15/054/16 Juni 2015/
June 2015
PPh Final Pasal 4 Ayat (2)/ Income Tax Article 4 (2)
Rp2.637.679
00019/140/15/054/16 September 2015/
September 2015
PPh Final Pasal 4 Ayat (2)/ Income Tax Article 4 (2)
Rp7.651.372
Perusahaan telah membayar seluruh Surat Tagihan Pajak tersebut sebesar Rp12.729.555 pada tanggal 7 Juni 2016.
The Company has paid all this Tax Collection Letter amounting to Rp12,729,555 on June 7, 2016.
Lain-lain Others
Pada tanggal 3 September 2015, MMJ
menerima surat himbauan pembayaran
dan pelaporan PPh pasal 23 No. S-4689/WPJ.04/KP.0110/2015 yang
menyatakan Perusahaan untuk membayar PPh terhutang atas pinjaman tanpa bunga dari pemegang saham dan biaya-biaya lainnya yang dikenakan PPh pasal 23, masing-masing sebesar Rp2.635.492.500 dan Rp82.982.000. Pada tanggal 18 September 2015, Perusahaan mengajukan keberatan atas surat tersebut dan disetujui.
On September 3, 2015, MMJ received a reminder letter to pay and report of income tax
article 23 No. S-4689/WPJ.04/KP.0110/2015 regarding income tax payable article 23 arising from non-interest bearing loan and other
expenses that are subject to income tax article 23, amounted to Rp2,635,492,500 and
Rp82,982,000, respectively. On September 18, 2015, the Company filed an objection to the above letter and had been approved.
19. LIABILITAS YANG MASIH HARUS DIBAYAR 19. ACCRUED LIABILITIES
Akun ini terdiri dari: This account consists of:
31 Maret 2017/ 31 Desember 2016/
March 31, 2017 December 31, 2016
Biaya sertifikasi dan perijinan 57.982.567.081 57.982.567.081 License and permit
Biaya pembangunan prasarana 37.677.260.000 37.677.260.000 Infrastructure cost
Biaya penjualan 24.119.698.181 24.119.698.181 Selling expense
Bunga pinjaman 25.162.916.553 25.162.916.553 Interest expense
Biaya tenaga ahli 20.255.255.668 20.255.255.668 Professional fee
Biaya provisi - 200.000.000 Provision fee
Lain-lain 97.685.250 1.305.695.828 Others
(Lanjutan)
Liabilitas yang masih harus dibayar biaya penjualan merupakan estimasi kewajiban biaya penjualan TDS, entitas anak, atas penjualan tanah tahun 2014.
Accrued liabilities on selling expense is estimated liability of TDS, the subsidiary, on sale of land in 2014.
Biaya pembangunan prasarana serta biaya sertifikasi dan perijinan merupakan estimasi biaya yang ditanggung oleh BTJ, entitas anak tidak langsung, sehubungan dengan penjualan kapling kepada PT Asabri (Persero), Pemegang Saham Perusahaan (Catatan 30).
Infrastructure development cost including certification and permits are estimation cost which have been borne by BTJ, an indirect subsidiary, in connection to the sale of kavling to PT Asabri (Persero), the Company’s shareholder (Note 30).
20. UANG MUKA PELANGGAN 20. DEPOSITS FROM CUSTOMERS
Akun ini terdiri dari: This account consists of:
31 Maret 2017/ 31 Desember 2016/
March 31, 2017 December 31, 2016
Rumah 772.405.107.292 703.405.857.944 Residential house
Ruko 2.016.304.464 2.016.304.464 Shop house
Titipan pelanggan 8.760.951.160 8.760.951.160 Customer deposits
Lain-lain 242.920.862 242.920.862 Others
783.425.283.778 714.426.034.430
Dikurangi: Bagian yang jatuh tempo
dalam waktu satu tahun (524.259.620.242) (455.260.370.894) Less: Current maturities portion
Bagian jangka panjang 259.165.663.536 259.165.663.536 Long-term portion
21. PINJAMAN BANK JANGKA PENDEK 21. SHORT-TERM BANK LOANS
Akun ini terdiri dari: This account consists of:
31 Maret 2017/ 31 Desember 2016/
March 31, 2017 December 31, 2016
PT Bank Mayapada PT Bank Mayapada
Internasional Tbk 333.753.464.330 333.660.518.116 Internasional Tbk
PT Bank Victoria International Tbk 100.000.000.000 100.000.000.000 PT Bank Victoria International Tbk
PT Bank Capital Indonesia Tbk 85.813.543.528 85.813.543.528 PT Bank Capital Indonesia Tbk
PT Bank Victoria Syariah - 20.000.000.000 PT Bank Victoria Syariah
PT MNC International Tbk 65.000.000.000 - PT MNC International Tbk
Total pinjaman bank jangka pendek 584.567.007.858 539.474.061.644 Total short-term bank loan
21. PINJAMAN BANK JANGKA PENDEK (Lanjutan) 21. SHORT-TERM BANK LOANS (Continued)