PDF International Islamic Chittagong(IIlJC}

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.... International Islamic University Chittagong(IIlJC}

. Departrnent.ofEconomlcs & Banking . Semester End Examination: Spring;..2022. ' ' .

.• Program: BSS(Honors) .

Course Title: Commercial Banking

. FUlt'Marks: 50 .

, .

. Course Code: BNKG .• 2302 Time: 2 Hours 30 Minutes.

Al1s~ver any

Five of the following questions. All parts of a question

^111~St

be answered sequentially .. Figures in

the.right

margin

indicate full marks.

., .'

·1. '. a) b) c) 2 .. a)

. Distinguish between ·loans and advances of commercial bank with examples, . 2

'. Explainthe

key

sound lending principles of commercial banks',· . '. 4 .

Characterize secured lmln,'unsecured loan and scheduled loans~ofco~m(~rciai banks. . .4 Define import financing. Distinguish b~t\Veen the basic methods of import 'financing and export 4

. financing of commercial bah~s. '., . . . . .' ' .

. ' '.' . . . '.. .'

b) . Discuss about letter of credit. 'How LC works in reality? 6

3.a)·. Describe riskandriskmanagemerttofcommercial banks, 2

b) Define credit risk. Evaluate the minim ization 'strategies of credit risk by a commercial bank. S'

c) . Asses the ways of liquidity risk management of comme'rcial·bank. . . .. . . 3

4. a) . Illustrate the sources of commercial bank incom~ with proper structures'. . 6

5. a) b) c) 6. ^a)

'b) 7

b)

The profitability of commercial banks is affected by some factors-point out-the factors.

 "Electronic. banking. is a . modern computerized system ~fproviding banking services by the

. banks to thcircustomers''- Justify the statement , . . . -. ..' .

Compare between debit.card and credit of commercialbanks.>

.. What is SWIFT'? Mention its key features.

4 3 3 4.

3

"A 'bank provides service 'activity .and acts as an intermediary between creditor and .Iender"- Evaluate the statement with proper examples. ... . •.. , .' ". '.

"Bangladesh Bank controls voIulne.o(credit in a quantitative way"- Illustrate the credit control

mechanisms ofBB.··· .' . ,

Explainthe followings:' (any four)

a) NPSB b) trade deficit c) Funding risk

. d) Back to' Back

LC

e) Bankratef) RTGS .

'. g) P()·S· h) Irrevocable LC .

7

2.5

*4

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