LAMPIRAN Lampiran 1
Daftar Bank Umum Syariah
No Populasi Kriteria Sampel
1 2
1 PT. Bank Muamalat Indonesia √ √ 1
2 PT. Bank Victoria Syariah - √ -
3 PT. Bank BRI Syariah √ √ 2
4 PT. B.P.D. Jawa Barat Banten Syariah - √ -
5 PT. Bank BNI Syariah √ √ 3
6 PT. Bank Syariah Mandiri √ √ 4
7 PT. Bank Syariah Mega Indonesia √ √ 5
8 PT. Bank Panin Syariah √ √ 6
9 PT. Bank Syariah Bukopin √ √ 7
10 PT. BCA Syariah √ √ 8
11 PT. Maybank Syariah Indonesia - √ -
Lampiran 2
Logaritma Natural Murabahah, Mudharabah, Musyarakah, NPF dan ROA
Tahun Bank Mrb Mdr Msr NPF ROA
2010
BRI Syariah
12,5335 11,5934 11,9717 3,0802 0,2633 2011 12,7299 11,7861 12,0604 3,4732 0,1491 2012 12,8530 11,9440 12,2515 3,0086 0,9799 2013 12,9544 11,9816 12,4890 3,9493 1,0571 2010
Syariah Mandiri
12,2960 12,6275 12,6618 7,6796 1,7958 2011 13,2961 12,6694 12,7347 2,9213 1,5761 2012 13,4401 12,6192 12,7817 2,5273 2,0750 2013 13,5212 12,5686 12,8481 3,9954 1,4172 2010
Mega Syariah
12,4680 9,4566 11,1640 3,3417 1,8655 2011 12,5334 9,0628 10,8536 3,5248 1,3281 2012 12,7292 6,9710 10,5604 2,9462 3,0998 2013 12,8371 6,9710 10,6385 2,7978 2,2459 2010
BNI Syariah
12,4071 10,9411 11,7958 3,7730 0,5744 2011 12,4973 10,9558 11,9633 4,5092 1,0542 2012 12,6819 11,4628 11,9916 2,0859 1,2939 2013 12,9070 11,8584 12,0456 1,8467 1,2212 2010
Muamalat
12,8160 12,1350 12,7766 3,2810 1,0798 2011 13,0085 12,1756 12,9126 2,1749 1,1443 2012 13,2128 12,3096 13,1141 2,1822 1,1634 2013 13,2990 12,3545 13,2783 1,3594 1,1950 2010
BCA Syariah
11,0315 10,9613 10,6794 0.0942 1,0242 2011 11,5323 10,1109 11,2895 0,1056 0,7354 2012 11,6434 11,1005 11,5338 0,0063 0,6841 2013 11,7830 11,3051 11,7300 0,1016 0,8210 2010
Panin Syariah
10,6099 11,0034 10,9087 0.4574 0.8272 2011 11,5824 11,4307 10,6872 0,8573 1,2205 2012 11,8870 11,8436 11,3617 0,1803 2,3159 2013 12,0943 11,8234 11,8190 1,0311 0,7196 2010
Bukopin Syariah
Lampiran 3
Statistik Deskriptif
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
Piutang Murabahah 32 10.6099 13.5212 12.434684 .6837190
Pembiayaan Mudharabah 32 6.9710 12.6992 11.316640 1.4014102
Pembiayaan Musyarakah 32 10.5604 13.2783 11.871465 .7747079
Non Performing Financing 32 .0063 7.6796 2.544567 1.7117216
Return On Asset 32 .1491 3.0998 1.170563 .6351238
Valid N (listwise) 32
One-Sample Kolmogorov-Smirnov Test
One-Sample Kolmogorov-Smirnov Test
Piutang Murabahah
Pembiayaan Mudharabah
Pembiayaan Musyarakah
Non Performing
Financing Return On Asset
N 32 32 32 32 32
Normal Paramete rsa,b
Mean 12.434684 11.316640 11.871465 2.544567 1.170563
Std.
Deviation .6837190 1.4014102 .7747079 1.7117216 .6351238 Most
Extreme Difference s
Absolute
.082 .238 .096 .090 .156 Positive .056 .162 .091 .085 .156 Negative -.082 -.238 -.096 -.090 -.102 Kolmogorov-Smirnov
Z .464 1.347 .544 .509 .881
Asymp. Sig. (2-tailed)
.983 .053 .929 .958 .419 a. Test distribution is Normal.
Histogram
Scatterplot
Uji Autokorelasi
Model Summaryb
Model
R R Square
Adjusted R Square
Std. Error of the
Estimate Durbin –Watson
1 .573a .329 .229 .5575956 1.449
a. Predictors: (Constant), Non performing financing, Pembiayaan Mudharabah, Piutang Murabahah, Pembiyaaan Musyarakah
Uji Multikolinieritas
Coefficientsa
Model Unstandardized
Coefficients
Standardized
Coefficients
T Sig.
Collinearity
Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) -.951 2.045 -.465 .646
Piutang
Murabahah .578 .288 .622 2.009 .055 .259 3.860
Pembiayaan
Mudharabah -.101 .152 -.222 -.662 .514 .221 4.529
Pembiyaaan
Musyarakah -.326 .371 -.397 -.877 .388 .121 8.250
Non performing
financing -.024 .067 -.066 -.366 .717 .772 1.295
a. Dependent Variable: Return On Asset
Uji Analisis Regresi Berganda
Model Summary Model
R R Square
Adjusted R Square
Std. Error of the Estimate
1 .573a .329 .229 .5575956
a. Predictors: (Constant), Non performing financing, Pembiayaan Mudharabah, Piutang Murabahah, Pembiyaaan Musyarakah
Uji t-Statistik Coefficientsa Model Unstandardized Coefficients Standardized Coefficients
T Sig. B Std. Error Beta
1 (Constant) -.951 2.055 -.465 .646
Uji F-Statistik
ANOVAb
Model Sum of Squares Df Mean Square F Sig. 1 Regression 4.110 4 1.028 4.405 .025a
Residual 8.395 27 .311
Total 12.505 31
a. Predictors: (Constant), Non performing financing, Pembiayaan Mudharabah, Piutang Murabahah, Pembiyaaan Musyarakah
b. Dependent Variable: Return On Asset
Uji R2
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
T Sig.
Collinearity Statistics B Std. Error Beta Tolerance VIF 1 (Constant) -.951 2.045 -.465 .646
Piutang
Murabahah .578 .288 .622 2.009 .055 .259 3.860 Pembiayaan
Mudharabah -.101 .152 -.222 -.662 .514 .221 4.529 Pembiyaaan
Musyarakah -.326 .371 -.397 -.877 .388 .121 8.250 Non performing
Lampiran 4
Tabel t Sig 0,05
df t 0,05 df t 0,05 df t 0,05 1 12.7062 16 2.119905 31 2.039513 2 4.302653 17 2.109816 32 2.036933 3 3.182446 18 2.100922 33 2.034515 4 2.776445 19 2.093024 34 2.032244 5 2.570582 20 2.085963 35 2.030108 6 2.446912 21 2.079614 36 2.028094 7 2.364624 22 2.073873 37 2.026192 8 2.306004 23 2.068658 38 2.024394 9 2.262157 24 2.063899 39 2.022691 10 2.228139 25 2.059539 40 2.021075 11 2.200985 26 2.055529 41 2.019541 12 2.178813 27 2.05183 42 2.018082 13 2.160369 28 2.048407 43 2.016692 14 2.144787 29 2.04523 44 2.015368 15 2.13145 30 2.042272 45 2.014103
