Pengaruh Capital Adequacy Ratio, Non Performing Financing dan Financing to Deposit Ratio terhadap Return on Asset pada Bank Umum Syariah di Indonesia

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Lampiran Laporan Keuangan Bank Umum Syariah Periode 2010 - 2014

Maybank Indonesia Syariah

73.44

0

172.26

3.57

Bank Panin Syariah

61.98

0.88

162.97

1.75

Maybank Indonesia Syariah

63.89

1.25

172.26

2.88

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Lanjutan

Bank Muamalat Indonesia

_14.07

_1.35

_99.99

_0.5

Maybank Indonesia Syariah

_59.41

_{0 152.87}

_2.87

Bank Panin Syariah

_20.83

_1.02

_90.4

_1.03

Bank Muamalat Indonesia

_14.22

_6.43

_84.14

_0.17

Maybank Indonesia Syariah

_52.13

_{4.29 157.77}

_3.61

Bank Panin Syariah

_25.69

_0.53

_94.04

_1.99

Bank Victoria Syariah

_15.27

_6.84

_95.91

_-1.87

Bank Syariah Bukopin

_15.85

_4.07

_92.89

_0.27

BCA Syariah

_29.16

_0.1

_91.2

_0.8

Bank Jabar dan Banten

15.78

5.84

84.02

0.72 Bank Syariah BRI

_14.15

_{4.04 102.13}

_0.46

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1. Analisis Data Statistik

1.1. Uji Normalitas

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b. Grafik Normal Plot

c. Hasil Uji Normalitas dengan Uji Kolmogorov-Smirov

One-Sample Kolmogorov-Smirnov Test

Unstandardized Residual

N 55

Normal Parametersa,,b Mean .0000000

Std. Deviation 1.08007233

Most Extreme Differences Absolute .111

Positive .108

Negative -.111

Kolmogorov-Smirnov Z .820

Asymp. Sig. (2-tailed) .512

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1.2 Uji Heteroskedastisitas

a. Grafik Scatterplot

b. Uji Glejser

Coefficientsa

Model

Unstandardized Coefficients

Standardized

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1.3. Uji Autokorelasi

a. Uji Durbin-Watson

Model Summaryb

Model R R Square

Adjusted R

Square

Std. Error of the

Estimate Durbin-Watson

1 .231a .053 -.003 .75854 2.064

a. Predictors: (Constant), FDR, NPF, CAR

b. Dependent Variable: RES_2

1.4. Uji Multikolinieritas

Coefficientsa

Collinearity Statistics

B Std. Error Beta Tolerance VIF

1 (Constant) .085 .667 .127 .900

CAR .007 .010 .115 .744 .460 .621 1.611

NPF -.135 .102 -.194 -1.320 .193 .685 1.460

FDR .015 .006 .340 2.604 .012 .862 1.159

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2. Pengujian Hipotesis

2.1. Analisis Regresi Berganda

Coefficientsa

Model

Standardized

a. Dependent Variable: ROA

2.2. Uji F

b. Dependent Variable: ROA

2.3. Uji t

Coefficientsa

Model

Standardized

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2.4. Koefisien Determinasi

Model Summaryb

Model R R Square

Adjusted R

Square

Std. Error of the

Estimate

1 .499a .249 .205 1.11139