Lampiran i
Daftar Populasi dan Proses Seleksi Sampel
No Kode Nama Bank
Kriteria
Sampel Sampel 1 2 3
1 AGRO Bank Agroniaga Tbk - - 2 INPC Bank Artha Graha Internasional Tbk 1 3 BBKP Bank Bukopin Tbk 2 4 BNBA Bank Bumi Artha Tbk 3 5 BABP Bank Bumiputera Indonesia Tbk 4 6 BACA Bank Capital Indonesia Tbk - - 7 BBCA Bank Central Asia Tbk 5 8 BCIC Bank Century Tbk - - 9 BDMN Bank Danamon Indonesia Tbk 6 10 BAEK Bank Ekonomi Raharja Tbk - - 11 BEKS Bank Eksekutif Internasional Tbk - - 12 SDRA Bank Himpunan Saudara 1906 Tbk 7 13 BNII Bank Internasional Indonesia Tbk - 14 BKSW Bank Kesawan Tbk 8 15 BMRI Bank Mandiri (Persero) Tbk 9 16 MAYA Bank Mayapada Tbk 10 17 MEGA Bank Mega Tbk 11 18 BBNI Bank Negara Indonesia Tbk 12 19 BNGA Bank Niaga Tbk 13 20 BBNP Bank Nusantara Parahyangan Tbk 14 21 NISP Bank OCBC NISP Tbk 15 22 PNBN Bank Pan Indonesia Tbk 16 23 BNLI Bank Permata Tbk 17 24 BJBR Bank Pembangunan Daerah Jawa Barat
dan Banten, Tbk
- - -
25 BBRI Bank Rakyat Indonesia (Persero) Tbk 18 26 BSIM Bank Sinar Mas Tbk - - 27 BSWD Bank Swadesi Tbk 19 28 BTPN Bank Tabungan Pensiunan Nasional
Tbk
- -
29 BBTN Bank Tabungan Negara (Persero)Tbk - - - 30 BVIC Bank Victoria Internasional Tbk 20 31 MCOR Bank Windu Kentjana Internasional
Tbk
- -
Lampiran ii
Data Peneletian (1) : Capital Adequacy Ratio (CAR) TAHUN 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.02 0.01 0.15 2 INPC 0.12 0.15 0.14 3 BBKP 0.13 0.1 0.14 4 BNBA 0.34 0.31 0.28 5 BABP 0.12 0.12 0.11 6 BVIC 0.15 0.23 0.17 7 BDMN 0.19 0.13 0.18 8 SDRA 0.16 0.13 0.14 9 BKSW 0.1 0.1 0.13 10 BMRI 0.21 0.16 0.15 11 MAYA 0.3 0.24 0.19 12 MEGA 0.16 0.32 0.08 13 BBNI 0.15 0.14 0.14 14 BNGA 0.17 0.16 0.14 15 BBNP 0.17 0.14 0.13 16 NISP 0.16 0.17 0.18 17 PNBN 0.22 0.2 0.22 18 BNLI 0.13 0.11 0.12 19 BBRI 0.16 0.13 0.13 20 BSWD 0.21 0.33 0.33
Lampiran ii (lanjutan)
Data Penelitian (2) : Non Performing Loan (NPL) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.81 0.6 0.62 2 INPC 3.77 3.49 3.47 3 BBKP 3.57 4.87 2.84 4 BNBA 2.27 1.92 2.15 5 BABP 6.1 5.64 5.63 6 BVIC 3.67 2.1 3.02 7 BDMN 2.27 2.29 3.69 8 SDRA 1.18 1.17 1.29 9 BKSW 6.81 4.08 5.7 10 BMRI 7.33 4.69 1.87 11 MAYA 0.48 0.49 0.96 12 MEGA 1.53 1.18 1.7 13 BBNI 8.18 4.96 4.68 14 BNGA 3.03 2.5 3.06 15 BBNP 1.89 1.25 1.83 16 NISP 2.53 2.72 3.17 17 PNBN 3.06 4.34 3.16 18 BNLI 4.6 3.53 3.99 19 BBRI 3.44 2.8 3.52 20 BSWD 1.95 2.16 1.82
Lampiran ii (lanjutan)
Data Penelitian (3) : Return On Asset (ROA) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.04 0.04 0.05 2 INPC 0.00 0.00 0.00 3 BBKP 0.02 0.02 0.01 4 BNBA 0.01 0.02 0.02 5 BABP 0.00 0.00 0.00 6 BVIC 0.01 0.01 0.01 7 BDMN 0.03 0.03 0.02 8 SDRA 0.02 0.03 0.03 9 BKSW 0.00 0.00 0.00 10 BMRI 0.02 0.02 0.03 11 MAYA 0.01 0.01 0.01 12 MEGA 0.02 0.02 0.02 13 BBNI 0.01 0.01 0.02 14 BNGA 0.02 0.01 0.02 15 BBNP 0.01 0.01 0.01 16 NISP 0.01 0.01 0.02 17 PNBN 0.02 0.02 0.02 18 BNLI 0.01 0.02 0.02 19 BBRI 0.03 0.03 0.04 20 BSWD 0.01 0.02 0.04
Lampiran ii (lanjutan)
Data Penelitian (4) :Beban Operasi / Pendapatan Operasi (BOPO) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.67 0.67 0.69 2 INPC 0.97 0.97 0.96 3 BBKP 0.85 0.85 0.87 4 BNBA 0.85 0.81 0.82 5 BABP 0.96 0.97 1.01 6 BVIC 0.85 0.92 0.92 7 BDMN 0.74 0.84 0.85 8 SDRA 0.79 0.82 0.85 9 BKSW 0.95 1.03 0.96 10 BMRI 0.77 0.75 0.73 11 MAYA 0.88 0.91 0.94 12 MEGA 0.79 0.83 0.86 13 BBNI 0.93 0.91 0.86 14 BNGA 0.78 0.88 0.83 15 BBNP 0.87 0.88 0.89 16 NISP 0.88 0.86 0.84 17 PNBN 0.73 0.84 0.84 18 BNLI 0.85 0.89 0.89 19 BBRI 0.70 0.73 0.78 20 BSWD 0.91 0.81 0.70
Lampiran ii (lanjutan)
Data Penelitian (5) : Net Interest Margin (NIM) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.09 0.11 0.14 2 INPC 0.04 0.04 0.05 3 BBKP 0.06 0.07 0.06 4 BNBA 0.1 0.12 0.13 5 BABP 0.07 0.06 0.07 6 BVIC 0.03 0.05 0.05 7 BDMN 0.13 0.16 0.17 8 SDRA 0.09 0.11 0.11 9 BKSW 0.06 0.05 0.06 10 BMRI 0.07 0.09 0.1 11 MAYA 0.05 0.07 0.1 12 MEGA 0.08 0.09 0.09 13 BBNI 0.07 0.09 0.1 14 BNGA 0.06 0.07 0.08 15 BBNP 0.05 0.05 0.06 16 NISP 0.06 0.07 0.08 17 PNBN 0.06 0.07 0.09 18 BNLI 0.07 0.07 0.08 19 BBRI 0.1 0.12 0.14 20 BSWD 0.04 0.07 0.09
Lampiran ii (lanjutan)
Data Penelitian (6) : Loan to Deposit Ratio (LDR) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.42 0.52 0.49 2 INPC 0.8 0.92 0.83 3 BBKP 0.64 0.81 0.75 4 BNBA 0.51 0.59 0.50 5 BABP 0.82 0.88 0.87 6 BVIC 0.54 0.52 0.48 7 BDMN 0.86 0.86 0.87 8 SDRA 0.91 1.0 0.94 9 BKSW 0.68 0.74 0.66 10 BMRI 0.49 0.55 0.56 11 MAYA 1.02 0.98 0.82 12 MEGA 0.46 0.64 0.56 13 BBNI 0.54 0.64 0.59 14 BNGA 0.77 0.87 0.93 15 BBNP 0.48 0.65 0.73 16 NISP 0.84 0.75 0.70 17 PNBN 0.92 0.77 0.74 18 BNLI 0.81 0.74 0.86 19 BBRI 0.63 0.75 0.76 20 BSWD 0.61 0.82 0.80
Lampiran ii (lanjutan)
Data Penelitian (7) : Giro Wajib Minimum (GWM) tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.12 0.05 0.05 2 INPC 0.08 0.07 0.15 3 BBKP 0.08 0.05 0.05 4 BNBA 0.1 0.06 0.11 5 BABP 0.09 0.05 0.06 6 BVIC 0.09 0.06 0.05 7 BDMN 0.08 0.05 0.05 8 SDRA 0.06 0.05 0.05 9 BKSW 0.08 0.05 0.05 10 BMRI 0.14 0.05 0.05 11 MAYA 0.06 0.05 0.05 12 MEGA 0.11 0.05 0.28 13 BBNI 0.15 0.07 0.05 14 BNGA 0.09 0.04 0.05 15 BBNP 0.11 0.08 0.06 16 NISP 0.08 0.05 0.05 17 PNBN 0.07 0.05 0.05 18 BNLI 0.08 0.05 0.18 19 BBRI 0.22 0.06 0.06 20 BSWD 0.08 0.05 0.05
Lampiran ii (lanjutan)
Data Penelitian (8) : Laba Bersih tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 4,489 5,776 6,807 2 INPC 15,070 21,874 41,857 3 BBKP 375,126 368,780 362,191 4 BNBA 20,802 27,621 28,213 5 BABP 20,648 1,926 5,043 6 BVIC 49,554 35,262 46,240 7 BDMN 2,117 1,530 1,533 8 SDRA 31,604 37,658 35,645 9 BKSW 6,259 3,113 3,986 10 BMRI 4,346 5,313 7,155 11 MAYA 40,744 40,965 41,099 12 MEGA 521 502 537 13 BBNI 908 1,222 2,484 14 BNGA 1,508 678 1,568 15 BBNP 31,849 28,365 29,399 16 NISP 250 317 436 17 PNBN 955 798 1035 18 BNLI 509 452 480 19 BBRI 4,838 5,958 7,308 20 BSWD 8,486 19,221 36,951
Lampiran ii (lanjutan)
Data Penelitian (9) : Pertumbuhan Laba Bersih tahun 2007-2009
NO NAMA BANK 2007 2008 2009 1 BBCA 0.06 0.29 0.18 2 INPC -0.51 0.45 0.92 3 BBKP 0.19 -0.02 -0.02 4 BNBA -0.22 0.33 0.02 5 BABP 1.60 -0.91 1.62 6 BVIC 0.69 -0.29 0.31 7 BDMN 0.60 -0.28 0.00 8 SDRA 1.41 0.19 -0.05 9 BKSW 0.53 -0.50 0.28 10 BMRI 0.79 0.22 0.35 11 MAYA 0.07 0.01 0.00 12 MEGA 2.43 -0.04 0.07 13 BBNI -0.53 0.36 1.03 14 BNGA 1.33 -0.55 1.31 15 BBNP 0.05 -0.11 0.04 16 NISP 0.06 0.27 0.38 17 PNBN 0.31 -0.16 0.30 18 BNLI 0.60 -0.11 0.06 19 BBRI 0.14 0.23 0.23 20 BSWD 0.03 1.265 0.92
Lampiran iii
Statistik Deskriptif Variabel Penelitian Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
CAR 60 .01 .34 .1667 .06876 NPL 60 .48 8.18 3.0570 1.73755 ROA 60 .00 .05 .0173 .01119 BOPO 60 .67 1.03 .8500 .08505 NIM 60 .03 .17 .0810 .03018 LDR 60 .42 1.02 .7198 .15797 GWM 60 .04 .28 .0768 .04432 PL 60 -.91 2.43 .3032 .60002 Valid N (listwise) 60
Sumber : Data sekunder setelah diolah SPSS, 2011
Lampiran iv
Hasil Uji Kolmogorov-Smirnov One-Sample Kolmogorov-Smirnov Test
CAR NPL NIM LDR GWM PL LN_ROA LN_BOPO
N 60 60 60 60 60 60 60 60
Normal Parametersa Mean .1667 3.0570 .0810 .7198 .0768 .3032 -4.3628 -.1676
Std. Deviation .06876 1.73755 .03018 .15797 .04432 .60002 .96016 .10241
Most Extreme Differences Absolute .181 .091 .176 .101 .256 .185 .180 .109
Positive .181 .091 .176 .094 .238 .185 .090 .061
Negative -.116 -.069 -.086 -.101 -.256 -.095 -.180 -.109
Kolmogorov-Smirnov Z 1.399 .706 1.360 .781 1.981 1.437 1.391 .841
Asymp. Sig. (2-tailed) .040 .701 .049 .576 .001 .032 .042 .479
a. Test distribution is Normal.
Lampiran iv (lanjutan)
Lampiran iv (lanjutan)
Hasil Uji Multikolinearitas (Setelah Transformasi) Coefficientsa Model Unstandardized Coefficients Standardized Coefficients t Sig. Collinearity Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) -.647 1.123 -.576 .567 CAR .575 1.210 .066 .475 .637 .916 1.091 NPL .055 .053 .160 1.040 .303 .741 1.350 NIM -2.926 3.332 -.147 -.878 .384 .627 1.596 LDR .456 .558 .120 .818 .417 .816 1.225 GWM .381 1.930 .028 .197 .844 .867 1.154 LN_ROA -.039 .163 -.063 -.242 .810 .260 3.842 LN_BOPO -2.343 1.410 -.400 -1.662 .103 .304 3.290 a. Dependent Variable: PL
Sumber : Data sekunder setelah diolah dengan SPSS, 2011
Lampiran v
Tabel 4.6
Model Summaryb
Model R R Square Adjusted R Square Std. Error of the Estimate
1 .291a .084 -.039 .61154
a. Predictors: (Constant), LN_BOPO, GWM, CAR, LDR, NPL, NIM, LN_ROA Sumber : Data sekunder setelah diolah SPSS, 2011
Lampiran vi Coefficientsa Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta 1 (Constant) -.647 1.123 -.576 .567 CAR .575 1.210 .066 .475 .637 NPL .055 .053 .160 1.040 .303 NIM -2.926 3.332 -.147 -.878 .384 LDR .456 .558 .120 .818 .417 GWM .381 1.930 .028 .197 .844 LN_ROA -.039 .163 -.063 -.242 .810 LN_BOPO -2.343 1.410 -.400 -1.662 .103 a. Dependent Variable: PL
Sumber : data sekunder setelah diolah SPSS, 2011
Lampiran vi (lanjutan) ANOVAb Model Sum of Squares df Mean Square F Sig. 1 Regression 1.794 7 .256 .685 .684a Residual 19.447 52 .374 Total 21.241 59
Lampiran vii Jadwal Penelitian Tahapan Penelitian Februari 2011 Maret 2011 April 2011 Mei 2011 Juni 2011 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 Pengajuan proposal skripsi Bimbingan proposal skripsi Seminar proposal skripsi Bimbingan dan penulisan
skripsi
Penyelesaian skripsi Ujian Komprehensif S1
