PT BANK PERMATA Tbk
DAN ENTITAS ANAK/AND ITS SUBSIDIARY
LAPORAN KEUANGAN KONSOLIDASIAN INTERIM/
CONSOLIDATED INTERIM FINANCIAL STATEMENTS
30 JUNI 2017, 31 DESEMBER 2016, DAN PERIODE ENAM BULAN
BERAKHIR 30 JUNI 2017 DAN 2016/
30 JUNE 2017, 31 DECEMBER 2016, AND SIX-MONTH PERIODS
ENDED 30 JUNE 2017 AND 2016
PT BANK PERMATA Tbk
DAN ENTITAS ANAK/ AND ITS SUBSIDIARY
ISI
HAL/
PAGE
CONTENTS
SURAT PERNYATAAN DIREKSI
THE DIRECTORS‘ STATEMENT
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN
30 JUNI 2017 DAN
31 DESEMBER 2016 ---
1 - 4
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION
30 JUNE 2017 AND
--- 31 DECEMBER 2016
LAPORAN LABA RUGI DAN PENGHASILAN
KOMPREHENSIF LAIN
KONSOLIDASIAN
PERIODE ENAM BULAN BERAKHIR
30 JUNI 2017 DAN 2016 ---
5 - 6
CONSOLIDATED STATEMENTS OF
PROFIT OR LOSS AND OTHER
COMPREHENSIVE INCOME
SIX-MONTH PERIODS ENDED
--- 30 JUNE 2017 AND 2016
LAPORAN PERUBAHAN EKUITAS
KONSOLIDASIAN
PERIODE ENAM BULAN BERAKHIR
30 JUNI 2017 DAN 2016 ---
7 - 8
CONSOLIDATED STATEMENTS OF
CHANGES IN EQUITY
SIX-MONTH PERIODS ENDED
--- 30 JUNE 2017 AND 2016
LAPORAN ARUS KAS
KONSOLIDASIAN
PERIODE ENAM BULAN BERAKHIR
30 JUNI 2017 DAN 2016 ---
9 - 10
CONSOLIDATED STATEMENTS
OF CASH FLOWS
SIX-MONTH PERIODS ENDED
--- 30 JUNE 2017 AND 2016
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN INTERIM
30 JUNI 2017, 31 DESEMBER 2016 DAN
PERIODE ENAM BULAN BERAKHIR
30 JUNI 2017 DAN 2016 ---
11 - 176
NOTES TO THE CONSOLIDATED
INTERIM FINANCIAL STATEMENTS
30 JUNE 2017, 31 DECEMBER 2016 AND
SIX-MONTH PERIODS ENDED
--- 30 JUNE 2017 AND 2016
Financial statement captions and notes have been translated to English for convenience only.
* Diaudit Audited *
1
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN
30 Juni 2017 dan 31 Desember 2016*
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION
30 June 2017 and 31 December 2016*
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/ Notes 30 Juni 2017/ 30 June 2017 31 Desember 2016/ 31 December 2016* ASET ASSETS KAS 2b,2h,5, 41,44 2.968.504 2.070.557 CASH
GIRO PADA BANK INDONESIA
2b,2h,2i,6,
41,44 8.564.375 10.541.849
CURRENT ACCOUNTS WITH BANK INDONESIA
GIRO PADA BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp220 pada 30 Juni 2017 dan Rp155 pada 31 Desember 2016
2b,2g,2h, 2i,2u,7, 41,43,44
CURRENT ACCOUNTS WITH OTHER BANKS - net of allowance for
impairment losses of Rp220 at 30 June 2017 and Rp155 at 31 December 2016
Pihak ketiga 845.973 1.131.211 Third parties
Pihak berelasi 1.101.038 737.977 Related parties
PENEMPATAN PADA BANK
INDONESIA DAN BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp939 pada 30 Juni 2017 dan Rp1.440 pada 31 Desember 2016
2b,2h,2j, 2u,2v,8, 41,44
PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS -
net of allowance for impairment losses of Rp939 at 30 June 2017 and Rp1,440 at 31 December 2016
Pihak ketiga 4.469.102 8.045.662 Third parties
ASET KEUANGAN UNTUK DIPERDAGANGKAN
2g,2h,2k,9, 41,43,44
FINANCIAL ASSETS HELD FOR TRADING
Pihak ketiga 1.767.240 1.879.074 Third parties
Pihak berelasi 964 474 Related parties
EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI
2h,2l,2u,10, 41
SECURITIES PURCHASED UNDER RESALE AGREEMENTS
Pihak ketiga 1.489.181 3.227.881 Third parties
TAGIHAN AKSEPTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp24.538 pada 30 Juni 2017 dan Rp89.280 pada 31 Desember 2016
2g,2h,2m, 2u,11,41, 43,44
ACCEPTANCE RECEIVABLES -
net of allowance for impairment losses of Rp24,538 at 30 June 2017 and
Rp89,280 at 31 December 2016
Pihak ketiga 3.248.918 3.893.443 Third parties
Pihak berelasi 1 - Related parties
KREDIT YANG DIBERIKAN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp7.338.164 pada 30 Juni 2017 dan Rp11.589.792 pada 31 Desember 2016 2g,2h,2n, 2u,2v,12, 41,43, 44
LOANS - net of allowance for impairment
losses of Rp7,338,164 at 30 June 2017 and Rp11,589,792 at 31 December 2016
Pihak ketiga 86.214.556 94.536.321 Third parties
Pihak berelasi 271.750 246.343 Related parties
Dipindahkan 110.941.602 126.310.792 Carried forward
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
* Diaudit Audited *
2
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN
30 Juni 2017 dan 31 Desember 2016*
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION
30 June 2017 and 31 December 2016*
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/ Notes 30 Juni 2017/ 30 June 2017 31 Desember 2016/ 31 December 2016*
ASET (lanjutan) ASSETS (continued)
Pindahan 110.941.602 126.310.792 Brought forward
EFEK-EFEK UNTUK TUJUAN
INVESTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp103 pada 30 Juni 2017 dan Rp433 pada 31 Desember 2016 2g,2h, 2o,2u,2v, 13,41,43, 44 INVESTMENT SECURITIES
-net of allowance for impairment losses of Rp103 at 30 June 2017 and Rp433 at 31 December 2016
Pihak ketiga 21.410.334 27.401.825 Third parties
Pihak berelasi 369 - Related party
INVESTASI PADA ENTITAS ASOSIASI
2g,2p,14,
43 INVESTMENT IN ASSOCIATE
Pihak berelasi 2.418.198 2.488.861 Related party
ASET TETAP - setelah dikurangi akumulasi
penyusutan sebesar Rp768.482 pada 30 Juni 2017 dan Rp664.926 pada 31 Desember 2016
2q,2u,15
2.498.741 2.554.424
PREMISES AND EQUIPMENT - net of accumulated depreciation of Rp768,482
at 30 June 2017 and Rp664,926 at 31 December 2016
ASET TAKBERWUJUD - setelah dikurangi
akumulasi kerugian penurunan nilai sebesar Rp10.495 pada 30 Juni 2017 dan 31 Desember 2016 dan akumulasi amortisasi sebesar Rp368.370 pada 30 Juni 2017 dan Rp345.752 pada 31 Desember 2016
2r,2u,16
398.695 412.980
INTANGIBLE ASSETS - net
of accumulated impairment losses of Rp10,495 at 30 June 2017 and 31 December 2016 and accumulated amortization of Rp368.370
at 30 June 2017 and Rp345,752 at 31 December 2016
ASET PAJAK TANGGUHAN - bersih 2s,23 2.446.464 2.650.768 DEFERRED TAX ASSETS - net
ASET LAIN-LAIN - bersih
2h,2t,2u,
17,41,44 4.450.204 3.707.862 OTHER ASSETS - net
JUMLAH ASET 144.564.607 165.527.512 TOTAL ASSETS
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
* Diaudit Audited *
3
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN
30 Juni 2017 dan 31 Desember 2016*
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION
30 June 2017 and 31 December 2016*
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/ Notes 30 Juni 2017/ 30 June 2017 31 Desember 2016/ 31 December 2016*
LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY
LIABILITAS LIABILITIES
LIABILITAS SEGERA 2h,18,41 1.446.605 607.930 LIABILITIES PAYABLE ON DEMAND
SIMPANAN DARI NASABAH DEPOSITS FROM CUSTOMERS
Giro 2g,2h,2w, Demand deposits
Pihak ketiga 19,41,43, 23.580.347 26.826.980 Third parties
Pihak berelasi 44 3.877.008 4.507.304 Related parties
Tabungan 2g,2h,2w, Savings
Pihak ketiga 20,41,43, 27.588.344 29.066.672 Third parties
Pihak berelasi 44 267.383 374.878 Related parties
Deposito berjangka 2g,2h,2w, Time deposits
Pihak ketiga 21, 41,43, 47.250.869 62.593.066 Third parties
Pihak berelasi 44 4.140.702 6.933.760 Related parties
SIMPANAN DARI BANK-BANK LAIN 2g,2h,2w, DEPOSITS FROM OTHER BANKS
Pihak ketiga 22,41,43, 2.727.933 2.397.301 Third parties
Pihak berelasi 44 120.379 264.334 Related parties
LIABILITAS KEUANGAN UNTUK
DIPERDAGANGKAN
2g,2h,2k,9, 41,43,44
FINANCIAL LIABILITIES HELD FOR TRADING
Pihak ketiga 3.572 45.086 Third parties
Pihak berelasi - 568 Related parties
UTANG AKSEPTASI 2g,2h,2m, ACCEPTANCE PAYABLES
Pihak ketiga 11,41,43, 3.201.370 3.898.331 Third parties
Pihak berelasi 44 82.486 91.819 Related parties
PINJAMAN DITERIMA BORROWINGS
Pihak ketiga 2h,24,41 17.331 - Third parties
BEBAN MASIH HARUS DIBAYAR 2g,43,44 1.284.328 1.177.535 ACCRUALS
LIABILITAS LAIN-LAIN 2ad,44 878.983 752.498 OTHER LIABILITIES
LIABILITAS IMBALAN PASCA-KERJA
2g,2x,
25,43 46.987 61.774
OBLIGATION FOR POST- EMPLOYMENT
BENEFITS
PROVISI 2y,26 92.817 111.484 PROVISIONS
UTANG SUBORDINASI 2g,2h,2z, SUBORDINATED DEBTS
Pihak ketiga 27,41,43 5.350.038 5.379.530 Third parties
Pihak berelasi 1.179.077 1.147.056 Related parties
JUMLAH LIABILITAS 123.136.559 146.237.906 TOTAL LIABILITIES
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
* Diaudit Audited *
4
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN
30 Juni 2017 dan 31 Desember 2016
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION
30 June 2017 and 31 December 2016
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/ Notes 30 Juni 2017/ 30 June 2017 31 Desember 2016/ 31 December 2016*LIABILITAS DAN EKUITAS (lanjutan) LIABILITIES AND EQUITY (continued)
EKUITAS EQUITY
Ekuitas yang dapat diatribusikan kepada pemilik entitas induk
Equity attributable to equity holders of the parent entity Modal saham - nilai nominal per saham
Rp12.500 (Rupiah penuh) untuk saham kelas A dan Rp125 (Rupiah penuh) untuk saham kelas B
Share capital - par value per share of Rp12,500 (whole Rupiah) for
class A shares and Rp125 (whole Rupiah) for class B shares
Modal dasar - 26.880.234 saham kelas A dan 97.311.976.600 saham kelas B pada 30 Juni 2017 dan 26.880.234 saham kelas A dan 42.111.976.600 saham kelas B pada 31 Desember 2016
Authorized capital - 26,880,234 class A shares and 97,311,976,600 class B shares on 30 June 2017 and 26,880,234 class A shares and 42,111,976,600 class B shares on 31 December 2016
Modal ditempatkan dan disetor penuh: 26.880.234 saham kelas A dan 28.015.858.971 saham kelas B pada 30 Juni 2017 dan 26.880.234 saham kelas A dan 22.313.049.821 saham kelas B pada 31 Desember 2016
1b, 2aa,28
3.837.985 3.125.134
Issued and fully paid-up capital: 26,880,234 class A shares and
28,015,858,971 class B shares on 30 June 2017 and 26,880,234 class A
shares and 22,313,049,821 class B shares on 31 December 2016
Tambahan modal disetor - bersih
1b,1c,2aa,
2ab, 29 17.252.901 14.970.302) Additional paid-in capital - net
Modal dibayar dimuka 30 - 1.500.000) Advanced capital
Cadangan nilai wajar - bersih 2o,13 25.983 (23.665) Fair value reserve - net
Bagian atas penghasilan komprehensif lain dari entitas asosiasi
2p,14
(21.937) 5.284)
Share of other comprehensive income of associate
Cadangan dividen yang belum diambil
pemegang saham 128 128)
Appropriation for unclaimed dividend by shareholders
Cadangan revaluasi aset tetap 2q,15 1.693.735 1.693.735) Premises and equipment revaluation reserve
Saldo (defisit) laba (Deficit) retained earnings
Telah ditentukan penggunaannya 31 363.624 363.624) Appropriated
Belum ditentukan penggunaannya (1.724.380) (2.344.945) Unappropriated
21.428.039 19.289.597)
Kepentingan nonpengendali 2f 9 9) Non-controlling interests
JUMLAH EKUITAS 21.428.048 19.289.606) TOTAL EQUITY
JUMLAH LIABILITAS DAN EKUITAS 144.564.607 165.527.512) TOTAL LIABILITIES AND EQUITY
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
5
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI DAN PENGHASILAN
KOMPREHENSIF LAIN KONSOLIDASIAN
Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF PROFIT OR LOSS
AND OTHER COMPREHENSIVE INCOME
Six-Month Periods Ended
30 June 2017 and 2016
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Periode Enam Bulan Berakhir 30 Juni/
Six-Month Periods Ended 30 June
Notes 2017 2016
PENDAPATAN DAN BEBAN
OPERASIONAL OPERATING INCOME AND EXPENSES H
Pendapatan bunga
2g,2h,2ac,32
,43 5.144.899 6.733.444 Interest income
Pendapatan syariah 2g,2ac,32,43 686.105 705.946 Sharia income
Beban bunga 2g,2h,2ac,33
,43 (3.013.944) (4.195.396)
Interest expense
Beban syariah 2g,2ac,33,43 (269.364) (309.286) Sharia expense
Pendapatan bunga dan syariah bersih 2.547.696 2.934.708 Net interest and sharia income
Pendapatan provisi dan komisi 2g,2ad,34,43 680.216 641.771 Fees and commission income
Beban provisi dan komisi 2ad,34 (26.045) (24.464) Fees and commission expense
Pendapatan provisi dan komisi - bersih 654.171 617.307 Net fees and commission income
Pendapatan transaksi perdagangan -
bersih 2h,2k,2ae,35 135.331 356.174 Net trading income
Keuntungan penjualan efek-efek untuk tujuan investasi
2o,13
34.043 56.836
Gain on sale of investment securities
Bagian atas laba bersih dari entitas
asosiasi 2g,2p,14,43 115.519 107.195
Share of net profit of associate
Pendapatan operasional lainnya
2e,2q,2t,
2y,12,15,39 764.902 85.219 Other operating income
1.049.795 605.424
Jumlah pendapatan operasional 4.251.662 4.157.439 Total operating income
Kerugian penurunan nilai aset keuangan 2u,2v,36 (1.234.225) (2.937.831)
Impairment losses on financial assets
Beban operasional lainnya Other operating expenses
Umum dan administrasi
2g,2q,2r,2ah,
15,16,37,43 (890.116) (866.228) General and administrative
Gaji dan tunjangan pengurus dan karyawan
2g,2x,24,38,
43 (1.116.527) (1.149.504)
Salaries and benefits to management and employees
Lain-lain
2e,2q,2t,2u,
2y,39 (201.531) (308.383) Others
Jumlah beban operasional lainnya (2.208.174) (2.324.115) Total other operating expenses
Jumlah beban operasional (3.442.399) (5.261.946) Total operating expenses
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
6
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI DAN PENGHASILAN
KOMPREHENSIF LAIN KONSOLIDASIAN
Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF PROFIT OR LOSS
AND OTHER COMPREHENSIVE INCOME
Six-Month Periods Ended
30 June 2017 and 2016
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/Periode Enam Bulan Berakhir 30 Juni/
Six-Month Periods Ended 30 June
Notes 2017 2016
LABA (RUGI) SEBELUM PAJAK
PENGHASILAN 809.263 (1.104.507) INCOME (LOSS) BEFORE TAX
(BEBAN) MANFAAT PAJAK PENGHASILAN
2s,23 INCOME TAX (EXPENSE) BENEFIT
Kini (943) - Current
Tangguhan (187.755) 268.835 Deferred
(188.698) 268.835
LABA (RUGI) BERSIH 620.565 (835.672) NET INCOME (LOSS)
PENGHASILAN KOMPREHENSIF LAIN, SETELAH PAJAK PENGHASILAN:
OTHER COMPREHENSIVE INCOME, NET OF INCOME TAX:
Pos-pos yang akan direklasifikasi ke laba rugi
Items that would be reclassified to profit or loss
Aset keuangan tersedia untuk dijual dan investasi pada Sukuk dan SPNS yang diukur pada nilai wajar melalui penghasilan komprehensif lain:
2o,13 Available-for-sale financial assets and
investment in Sukuk and SPNS measured at fair value through other comprehensive income:
Perubahan nilai wajar bersih 100.240 176.769 Net change in fair value
Perubahan nilai wajar yang ditransfer ke laba rugi pada saat
penjualan - bersih (34.043) (56.836) Fair value changes transferred to profit or loss on disposal - net
Bagian atas penghasilan komprehensif
lain entitas asosiasi, setelah pajak 2p,14 (27.049) (53.672) Share of other comprehensive income of associate, net of tax
Pajak penghasilan terkait pos-pos yang
akan direklasifikasikan ke laba rugi (16.549) (29.983) Income tax related to items that would be reclassified to profit or lossxx
22.599 36.278
Pos-pos yang tidak akan
direklasifikasi ke laba rugi
Items that would never be reclassified to profit or loss
Bagian atas penghasilan komprehensif
lain entitas asosiasi, setelah pajak 2p,14 (172) 95
Share of other comprehensive income of associate, net of tax
Pengukuran kembali atas liabilitas
imbalan pasti - (82.180)
Remeasurements of defined benefit liabilities
Kerugian revaluasi aset tetap - (4.371)
Loss on premises and equipment revaluation
Pajak penghasilan terkait pos-pos yang
tidak akan direklasifikasi ke laba rugi - 84.600 Income tax related to items that would never be reclassified to profit or loss
(172) (1.856) PENGHASILAN KOMPREHENSIF LAIN,
SETELAH PAJAK PENGHASILAN 22.427 34.422 INCOME, NET OF INCOME TAX OTHER COMPREHENSIVE
JUMLAH LABA (RUGI)
KOMPREHENSIF 642.992 (801.250)
TOTAL COMPREHENSIVE INCOME (LOSS)
LABA (RUGI) BERSIH YANG DAPAT DIATRIBUSIKAN KEPADA:
NET INCOME (LOSS) ATTRIBUTABLE TO:
Pemilik entitas induk 620.565 (835.672) Equity holders of the parent entity
Kepentingan nonpengendali - - Non-controlling interests
620.565 (835.672)
LABA (RUGI) KOMPREHENSIF YANG DAPAT DIATRIBUSIKAN KEPADA:
COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO:
Pemilik entitas induk 642.992 (801.250) Equity holders of the parent entity
Kepentingan nonpengendali - - Non-controlling interests
642.992 (801.250)
LABA (RUGI) BERSIH PER SAHAM DASAR DAN DILUSIAN YANG DAPAT DIATRIBUSIKAN KEPADA PEMILIK ENTITAS INDUK (Rupiah penuh)
2af,40
27 (65)
BASIC AND DILUTED EARNINGS (LOSS) PER SHARE ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT ENTITY (whole Rupiah)
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
7
PT BANK PERMATA Tbk DAN ENTITAS ANAK LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN Periode Enam Bulan Berakhir 30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
Six-Month Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah, unless otherwise stated) 30 Juni 2017/30 June 2017
Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity
Bagian atas Cadangan
Penghasilan Dividen Yang
Komprehensif Belum
Modal Tambahan Lain Diambil
Ditempatkan Modal Entitas Pemegang Cadangan
Dan Disetor- Asosiasi/ Saham/ Revaluasi
Disetor Bersih/ Modal Cadangan Share of Appropriation Aset Tetap/ Saldo (Defisit) Laba/ Kepentingan
Penuh/ Additional Dibayar Nilai Wajar - Other for Premises and (Deficit) Retained Earnings Nonpengendali/ Jumlah
Issued and Paid-In Dimuka/ Bersih/ Comprehensive Unclaimed Equipment Belum Non- Ekuitas/
Catatan/ Fully Paid-Up Capital - Advanced Fair Value Income of Dividend by Revaluation Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total
Notes Capital Net Capital Reserve - Net Associate Shareholders Reserve Appropriated Unappropriated1) Total Interests Equity
Saldo, 1 Januari 2017 3.125.134 14.970.302 1.500.000 (23.665) 5.284 128 1.693.735 363.624 (2.344.945) 19.289.597 9 19.289.606) Balance, 1 January 2017
Hasil emisi bersih dari Penawaran Umum Terbatas
VIII 1b 712.851 2.282.599 - - - 2.995.450 - 2.995.450
Net proceeds from Limited Public Offering (Rights
Issue) VIII
Setoran modal dibayar dimuka 30 - - (1.500.000) - - - (1.500.000) - (1.500.000) Advanced capital payment
Penghasilan komprehensif periode berjalan:
Comprehensive income for the period:…
Laba bersih - - - 620.565 620.565 - 620.565 Net income:...
Penghasilan komprehensif lain, setelah pajak penghasilan:
Other comprehensive income, net of income tax:i Cadangan nilai wajar -
bersih: 2o,13
Fair value reserve - net: Perubahan nilai wajar
bersih - - - 75.180 - - - 75.180 - 75.180
Net changes in fair value Perubahan nilai wajar
yang ditransfer ke laporan laba rugi pada saat penjualan
- bersih - - - (25.532) - - - (25.532) - (25.532)
Fair value changes transferred to profit or loss
on disposal - net Bagian atas penghasilan
komprehensif lain dari
entitas asosiasi 2p,14 - - - - (27.221) - - - - (27.221) - (27.221)
Share of other comprehensive income
of associate
Saldo, 30 Juni 2017 3.837.985 17.252.901 - 25.983 (21.937) 128 1.693.735 363.624 (1.724.380) 21.428.039 9 21.428.048 Balance, 30 June 2017
1)
Termasuk dalam Saldo (Defisit) Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1) Included in (Deficit) Retained Earnings are remeasurements of defined benefit liabilities - net
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
8
PT BANK PERMATA Tbk DAN ENTITAS ANAK LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN Periode Enam Bulan Berakhir 30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
Six-Month Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah, unless otherwise stated) 30 Juni 2016/30 June 2016
Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity Cadangan
Nilai Wajar (Aset
Keuangan Bagian atas Cadangan
Tersedia Penghasilan Dividen Yang
Untuk Komprehensif Belum
Modal Tambahan Dijual) - Lain Diambil
Ditempatkan Modal Bersih/ Entitas Pemegang Cadangan
Dan Disetor- Fair Value Asosiasi/ Saham/ Revaluasi
Disetor Bersih/ Reserve Share of Appropriation Aset Tetap/ Saldo Laba/ Kepentingan
Penuh/ Additional (Available- Other for Premises and Retained Earnings Nonpengendali/ Jumlah
Issued and Paid-In For-Sale Comprehensive Unclaimed Equipment Belum Non- Ekuitas/
Catatan/ Fully Paid-Up Capital - Financial Income of an Dividend by Revaluation Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total
Notes Capital Net Assets) - Net Associate Shareholders Reserve Appropriated Unappropriated1)
Total Interests Equity
Saldo 1 Januari 2016 1.818.122 10.781.784 (22.708) 62.147) 128 1.634.051 363.624 4.175.687) 18.812.835) 9 18.812.844) Balance, 1 January 2016
Hasil emisi bersih dari Penawaran
Umum Terbatas VII 1.307.012 4.188.518 - - - 5.495.530 - 5.495.530
Net proceeds from Limited Public Offering (Rights Issue) VII Penghasilan komprehensif periode
berjalan:
Comprehensive incomefor the
period:…
Rugi bersih - - - -) - - - (835.672) (835.672) - (835.672) Net loss:...
Penghasilan komprehensif lain, setelah pajak penghasilan:
Other comprehensivexxx
income, net of income tax:i
Cadangan nilai wajar - bersih: 2o,13 Fair value reserve - net:
Perubahan nilai wajar bersih - - 132.577 -) - - - -) 132.577 - 132.577
Net changesin
fair value Perubahan nilai wajar yang
ditransfer ke laporan laba rugi pada saat
penjualan - bersih - - (42.627) -) - - - -) (42.627) - (42.627)
Fair value changes
transferredtoprofit or loss
ondisposal - net
Keuntungan revaluasi aset
tetap - bersih 2q,15 - - - 59.684 - -) 59.684 - 59.684
Gains on premises and equipment revaluation Pengukuran kembali atas
liabilitas imbalan pasti -
bersih - - - (61.635) (61.635) - (61.635)
Remeasuremets of defined benefit liabilities - net Bagian atas penghasilan
komprehensif lain dari
entitas asosiasi 2p,14 - - - (53.577) - - - -) (53.577) - (53.577)
Share of other comprehensive income
of an associate
Saldo, 30 Juni 2016 3.125.134 14.970.302 67.242 8.570 128 1.693.735 363.624 3.278.380 23.507.115 9 23.507.124 Balance, 30 June 2016
1)
Termasuk dalam Saldo Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1)
Included in Retained Earnings are remeasurements of defined benefit liabilities - net
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
9
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF CASH FLOWS
Six-Month Periods Ended
30 June 2017 and 2016
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Periode Enam Bulan Berakhir 30 Juni/ Six-Month Periods Ended 30 June
Notes 2017 2016
ARUS KAS DARI AKTIVITAS OPERASI CASH FLOWS FROM
OPERATING ACTIVITIES
Penerimaan pendapatan bunga dan
syariah 5.553.068 7.902.455
Interest and sharia income received
Pendapatan provisi dan komisi 2ad 678.618 639.510 Fees and commission income
Penerimaan dari transaksi perdagangan -
bersih 77.972 117.567
Receipts from trading transactions - net
Pembayaran beban bunga dan syariah (3.022.801) (4.123.646) Interest and sharia expenses paid
Penerimaan kredit yang diberikan yang
telah dihapus 185.832 111.090 Loan recoveries received
Penerimaan dari penjualan kredit 12 1.124.100 - Proceed from sale of loan
Beban provisi dan komisi 2ad,34 (26.045) (24.464) Fees and commission expense
Beban umum dan administrasi (743.359) (707.618) General and administrative expenses
Beban gaji dan tunjangan (1.142.844) (1.075.624) Salaries and benefits expense
Pembayaran imbalan pasca-kerja
selama periode berjalan (39.244) (28.268)
Payments of post employment benefits during the period
Penempatan dana pada DPLK
perusahaan asuransi - (200.000)
Fund placements in DPLK insurance companies
Pendapatan dan beban operasional
lainnya - bersih 15.814 661.846
Other operating income and expenses - net
2.661.111 3.272.848
Penurunan (kenaikan) aset operasi:
Decrease (increase) in operating
assets:
Efek-efek yang dibeli dengan janji
dijual kembali 1.738.700 (5.249.289)
Securities purchased under resale agreements
Kredit yang diberikan 5.222.720 6.096.052 Loans
Tagihan akseptasi - bersih 2.972 (2.704) Acceptance receivables - net
Aset lain-lain 84.587 (792.223) Other assets
Kenaikan (penurunan) liabilitas operasi:
Increase (decrease) in operating
liabilities:
Liabilitas segera 785.206 835.458 Liabilities payable on demand
Simpanan dari nasabah Deposits from customers
Giro (3.876.182) 2.152.824 Demand deposits
Tabungan (1.584.868) 1.503.952 Savings
Deposito berjangka (18.064.050) (9.949.862) Time deposits
Simpanan dari bank-bank lain 187.513 677.871 Deposits from other banks
Beban masih harus dibayar 41.409 100.495 ) Accruals
Liabilitas lain-lain 130.101 565.929 Other liabilities
Kas bersih digunakan untuk aktivitas
operasi (12.670.781) (788.649) Net cash used in operating activities
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
10
PT BANK PERMATA Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016
(Dinyatakan dalam jutaan Rupiah,
kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk
AND ITS SUBSIDIARY
CONSOLIDATED STATEMENTS OF CASH FLOWS
Six-Month Periods Ended
30 June 2017 and 2016
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/Periode Enam Bulan Berakhir 30 Juni/ Six-Month Periods Ended 30 June
Notes 2017 2016
ARUS KAS DARI AKTIVITAS INVESTASI
CASH FLOWS FROM INVESTING
ACTIVITIES
Penjualan efek-efek untuk tujuan
investasi 20.710.873 22.406.727 Sale of investment securities
Pembelian efek-efek untuk tujuan investasi (15.736.792) (24.455.928) Purchase of investment securities
Penerimaan bunga dari efek-efek untuk
tujuan investasi 229.823 817.130
Interest received from investment securities
Hasil penjualan aset tetap 15 270 291
Proceeds from sale of premises and equipment
Hasil penjualan aset yang tidak digunakan 4.000 - Process from sales of unused assets
Perolehan aset tetap dan aset dalam
penyelesaian 15 (55.557) (36.124)
Acquisition of premises and equipment and construction in progress
Perolehan aset takberwujud dan aset
takberwujud dalam penyelesaian 16 (25.126) (43.804)
Acquisition of intangible assets and intangible assets in progress
Dividen kas yang diterima 14 158.961 80.787 Cash dividend received
Kas bersih yang diperoleh dari
(digunakan untuk) aktivitas investasi 5.286.452 (1.230.921)
Net cash provided by (used in) investing activities
ARUS KAS DARI AKTIVITAS PENDANAAN
CASH FLOWS FROM FINANCING
ACTIVITIES
Hasil emisi dari penawaran umum terbatas 1b 1.499.677 5.499.906 Proceeds from limited public offering
Pelunasan utang obligasi dan utang
subordinasi - (1.388.550) Payment of bonds and subdebt issuance
Pembayaran bunga utang subordinasi (331.850) (432.725)
Payment of interest on subordinated debt
Beban emisi penawaran umum terbatas 29 (4.226) (4.376) Issuance costs of limited public offering
Kenaikan penempatan oleh bank-bank lain 17.331 - Increase in placement from other banks
Kas bersih yang diperoleh dari aktivitas
pendanaan 1.180.932 3.674.255 Net cash provided by financing activities
(PENURUNAN) KENAIKAN BERSIH KAS
DAN SETARA KAS (6.203.397) 1.654.685
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS
KAS DAN SETARA KAS,
AWAL PERIODE 24.155.902 24.145.116
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD
PENGARUH FLUKTUASI KURS MATA UANG ASING PADA KAS DAN
SETARA KAS (7.724) (145.176)
EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATION ON CASH AND
CASH EQUIVALENTS
KAS DAN SETARA KAS, AKHIR
PERIODE 17.944.781 25.654.625
CASH AND CASH EQUIVALENTS, END OF PERIOD
Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:
Kas 2b,5 2.968.504 2.546.108 Cash
Giro pada Bank Indonesia 2b,6 8.564.375 11.144.979 Current accounts with Bank Indonesia
Giro pada bank-bank lain 2b,7 1.947.231 1.763.616 Current accounts with other banks
Penempatan pada Bank Indonesia dan bank-bank lain - jatuh tempo dalam
3 bulan sejak tanggal perolehan 2b 4.464.671 10.199.922
Placements with Bank Indonesia and other banks - mature within 3 months from
the date of acquisition
17.944.781 25.654.625
Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.
The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.
Financial statement captions and notes have been translated to English for convenience only.
PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM
30 Juni 2017, 31 Desember 2016* dan Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY
NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 June 2017, 31 December 2016* and
Six-Months Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah,
unless otherwise stated)
* Diaudit Audited *
11
1. UMUM 1. GENERAL
a. Pendirian Bank dan Informasi Umum a. The Establishment of the Bank and General
Information
PT Bank Permata Tbk (dahulu PT Bank Bali Tbk) (“Bank”) didirikan di Indonesia dengan Akta Pendirian No. 228 tanggal 17 Desember 1954 yang dibuat di hadapan Eliza Pondaag, S.H., selaku pengganti dari Raden Mas Soerojo, S.H., notaris di Jakarta. Akta tersebut telah memperoleh pengesahan dari Menteri Kehakiman Republik Indonesia (sekarang Menteri Hukum dan Hak Asasi Manusia) berdasarkan Surat Keputusan No. J.A.5/2/2 tanggal 4 Januari 1955, didaftarkan di Kantor Pengadilan Negeri Jakarta dengan No. 123 tanggal 15 Januari 1955 dan diumumkan dalam Tambahan No. 292 pada Berita Negara Republik Indonesia No. 22 tanggal 18 Maret 1955.
PT Bank Permata Tbk (formerly PT Bank Bali Tbk) (“the Bank”) was established in Indonesia on 17 December 1954 based on the notarial deed No. 228 of Eliza Pondaag, S.H., a substitute notary of Raden Mas Soerojo, S.H., in Jakarta. The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia (now Minister of Law and
Human Rights) in its Decision Letter
No. J.A.5/2/2 dated 4 January 1955, registered in Jakarta District Court under No. 123 dated 15 January 1955 and published in Supplement No. 292 to State Gazette of the Republic of Indonesia No. 22 dated 18 March 1955.
Bank mulai beroperasi secara komersial pada tanggal 5 Januari 1955. Sesuai dengan pasal 3 Anggaran Dasarnya, Bank beroperasi sebagai bank umum. Bank memperoleh izin usaha sebagai bank umum berdasarkan Surat Keputusan Menteri Keuangan No. 19371/U.M.II tanggal 19 Pebruari 1957. Bank juga memperoleh izin untuk menjalankan aktivitas sebagai bank devisa dan bank yang melakukan kegiatan berdasarkan prinsip syariah masing-masing berdasarkan Surat Keputusan Dewan Moneter Bank Indonesia No. Sekr/D.M./97 tanggal 8 Mei 1956 dan Surat Direktorat Perbankan Syariah No. 6/1082/DPbS tanggal 5 Oktober 2004.
The Bank started its commercial operations on 5 January 1955. According to article 3 of its Articles of Association, the Bank operates as a commercial bank. The Bank obtained the license as a commercial bank under the Decision Letter of the Minister of Finance No. 19371/U.M.II dated 19 February 1957. The Bank also obtained a license to engage in foreign exchange activities and as a bank which engaged in activities based on sharia principles based on the Decision Letter of the Monetary Council of Bank Indonesia No. Sekr/D.M./97 dated 8 May 1956 and the letter of Directorate of Sharia Banking No. 6/1082/DPbS dated 5 October 2004.
Anggaran Dasar Bank telah mengalami beberapa kali perubahan. Perubahan Anggaran Dasar terakhir adalah yang terkait dengan peningkatan modal dasar sebagaimana dinyatakan dalam akta No. 78 tanggal 29 Maret 2017 yang dibuat di hadapan Aryanti Artisari, S.H., M.Kn, notaris di Jakarta dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dengan keputusannya No.AHU-0007712.AH.01.02.Tahun 2017 tanggal 3 April 2017 serta peningkatan modal ditempatkan dan disetor sebagaimana dinyatakan dalam akta No. 23 tanggal 9 Juni 2017 yang dibuat di hadapan Aryanti Artisari, S.H., M.Kn, notaris di Jakarta dan telah diterima serta dicatat oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dengan Penerimaan Pemberitahuan Perubahan Anggaran Dasar PT Bank Permata Tbk No. AHU-AH-01.03-0145208 tanggal 13 Juni 2017.
The Bank’s Articles of Association have been amended several times. The latest amendment of Bank’s Articles of Association was related to the increase of the authorized capital as stated in the notarial deed No. 78 dated 29 Maret 2017 of Aryanti Artisari, S.H., M.Kn, a notary in Jakarta and has been approved by Minister of Law and Human Rights of Republic of Indonesia in its decision No. AHU-0007712.AH.01.02.Year 2017 dated 3 April 2017 and the increase of issued and fully paid capital as stated in the notarial deed No. 23 dated 9 June 2017 of Aryanti Artisari, S.H., M.Kn, a notary in Jakarta and has been acknowledged and recorded by the Minister of Law and Human Rights of the Republic of Indonesia based on its letter
No.AHU-AH-01.03-0145208 dated 13 June
2017.
Pemegang saham mayoritas Bank pada tanggal 30 Juni 2017 dan 31 Desember 2016 adalah Standard Chartered Bank dan PT Astra International Tbk.
The majority shareholders of the Bank as of 30 June 2017 and 31 December 2016 are
Standard Chartered Bank and PT Astra
Financial statement captions and notes have been translated to English for convenience only.
PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM
30 Juni 2017, 31 Desember 2016* dan Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY
NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 June 2017, 31 December 2016* and
Six-Months Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah,
unless otherwise stated)
* Diaudit Audited *
12
1. UMUM (lanjutan) 1. GENERAL (continued)
a. Pendirian Bank dan Informasi Umum
(lanjutan)
a. The Establishment of the Bank and General
Information (continued)
Pemegang saham terakhir (ultimate
shareholders) dari perusahaan induk Bank
adalah sebagai berikut:
Standard Chartered Bank adalah entitas anak yang dimiliki sepenuhnya oleh Standard Chartered Holdings Limited. Pemegang saham Standard Chartered Holdings Limited adalah Standard Chartered PLC.
Pemegang saham mayoritas PT Astra International Tbk (PT AI) adalah Jardine Cycle dan Carriage Limited-Singapore (JCCL). Pemegang saham terakhir (ultimate
shareholder) JCCL adalah Jardine Matheson
Holdings Ltd, perusahaan publik dengan
premium listing di London dan didirikan di
Bermuda.
The ultimate shareholders of the Bank’s parent companies are as follows:
Standard Chartered Bank is a wholly owned
subsidiary of Standard Chartered Holdings Limited. The shareholder of Standard Chartered Holdings Limited is Standard Chartered PLC.
The majority shareholder of PT Astra
International Tbk (PT AI) is Jardine Cycle and Carriage Limited-Singapore (JCCL). The ultimate shareholder of JCCL is Jardine Matheson Holdings Ltd, a public company with a premium listing in London and incorporated in Bermuda.
Kantor pusat Bank berlokasi di World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. Pada tanggal 30 Juni 2017 dan 31 Desember 2016, Bank memiliki kantor cabang dan ATM sebagai berikut:
The Bank’s head office is located at World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. As of 30 June 2017 and 31 December 2016, the Bank had the following branches and ATMs:
Sesuai dengan pasal 3 ayat 2 Anggaran Dasar Bank, Bank dapat melaksanakan kegiatan usaha utama dan kegiatan usaha penunjang yang termasuk menyediakan pembiayaan dan atau melakukan kegiatan lain berdasarkan prinsip syariah sesuai dengan ketentuan yang ditetapkan oleh Otoritas Jasa Keuangan (OJK). Bank mulai melakukan kegiatan berdasarkan prinsip syariah sejak bulan Nopember 2004.
According to article 3 paragraph 2 of the Bank’s Articles of Association, the Bank can engage in main and supporting business activities which include providing finances and or carrying out other activities based on sharia principles in accordance with prevailing regulations issued by Otoritas Jasa Keuangan (OJK). The Bank had started activities based on sharia principles since November 2004.
30 Juni 2017/ 30 June 2017
31 Desember 2016/ 31 December 2016
Kantor cabang (termasuk kantor pusat) 56 56 Branches (including head office)
Kantor cabang pembantu 252 253 Sub-branches
Kantor layanan syariah 311 312 Sharia office channeling
Kantor kas 22 22 Cash offices
Kas keliling/mobil 21 22 Mobile cash
Poin pembayaran 3 6 Payment points
Financial statement captions and notes have been translated to English for convenience only.
PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM
30 Juni 2017, 31 Desember 2016* dan Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY
NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 June 2017, 31 December 2016* and
Six-Months Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah,
unless otherwise stated)
* Diaudit Audited *
13
1. UMUM (lanjutan) 1. GENERAL (continued)
b. (Komposisi Saham Bank b. The Composition of the Bank’s Shares
Penawaran Umum dan Penempatan Terbatas yang telah dilakukan Bank adalah sebagai berikut:
The Bank’s Public Offerings and Private Placements were as followe
Saham Kelas A Tanggal efektif/ Effective Date Tanggal pencatatan/ Registration date Jumlah (nilai penuh)/ Number (full amount) Nilai nominal per saham (nilai penuh)/ Par value per share (full amount) Harga penawaran per saham (nilai penuh)/ Offering price per share (full
amount) Class A Shares
Saham yang berasal dari Penawaran Umum Perdana
2 Des 1989/ 2 Dec 1989
15 Jan 1990/ 15 Jan 1990
3.999.000 1.000 9.900 Shares from the Initial Public
Offering Saham yang berasal dari
Penawaran Umum Terbatas dengan Hak Memesan Efek Terlebih Dahulu (Rights Issue) I
5 Juli 1990/ 5 July 1990 Bursa Efek Jakarta/ Jakarta Stock Exchange: 10 Sep 1990/ 10 Sep 1990 Bursa Efek Surabaya/ Surabaya Stock Exchange: 24 Sep 1990/ 24 Sep 1990
15.508.000 1.000 8.000 Limited Public Offering (Rights
Issue) I
Saham pendiri 5 Nop 1990/
5 Nov 1990
14 Nop 1990/ 14 Nov 1990
42.525.000 1.000 - Founders’ shares
Saham bonus yang berasal dari kapitalisasi tambahan modal disetor ke modal saham
18 Jun1992/ 18 Jun 1992 Bursa Efek Jakarta/ Jakarta Stock Exchange: 27 Ags 1992/ 27 Aug 1992 Bursa Efek Surabaya/ Surabaya Stock Exchange: 8 Sep 1992/ 8 Sep 1992
124.064.000 1.000 - Bonus shares from capitalization of
additional paid up capital to capital stock
Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) II
27 Jun 1995/ 27 Jun 1995
17 Jul 1995/ 17 Jul 1995
65.133.600 1.000 2.000 Shares from the Limited Public
Offering (Rights Issue) II Saham yang berasal dari konversi
waran sebelum pemecahan nilai nominal saham
- - 1.374.230 1.000 2.900 Shares from the conversion of
warrants before stock split Saham yang berasal dari
pemecahan nilai nominal saham
21 Ags 1997 21 Aug 1997
27 Okt 1997/ 27 Oct 1997
252.603.830 500 - Shares from stock split
Saham bonus yang berasal dari kapitalisasi tambahan modal disetor ke modal saham
27 Jun 1998/ 27 Jun 1998 Bursa Efek Jakarta/ Jakarta Stock Exchange: 20 & 31 Jul 1998/ 20 & 31 Jul 1998 Bursa Efek Surabaya/ Surabaya Stock Exchange: 3 Ags 1998/ 3 Aug 1998
166.738.173 500 - Bonus shares from capitalization of
additional paid-up capital to capital stock
Financial statement captions and notes have been translated to English for convenience only.
PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM
30 Juni 2017, 31 Desember 2016* dan Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY
NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 June 2017, 31 December 2016* and
Six-Months Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah,
unless otherwise stated)
* Diaudit Audited *
14
1. UMUM (lanjutan) 1. GENERAL (continued)
b. (Komposisi Saham Bank (lanjutan) b. The Composition of the Bank’s Shares
(continued) Saham Kelas A Tanggal efektif/ Effective Date Tanggal pencatatan/ Registration date Jumlah (nilai penuh)/ Number (full amount) Nilai nominal per saham (nilai penuh)/ Par value per share (full amount) Harga penawaran per saham (nilai penuh)/ Offering price per share (full
amount) Class A Shares
Saham yang berasal dari konversi waran selama periode dari 1 Januari 1998 sampai dengan 31 Desember 1998 - - 60.000 500 1.450 (1 Jan 1998- 25 Ags 1998)/ (1 Jan 1998- 25 Aug 1998) 1.090 (26 Ags 1998- 31 Des 1998)/ (26 Aug 1998- 31 Dec 1998)
Shares from the conversion of warrants during the period from
1 January 1998 up to 31 December 1998
Saham yang berasal dari penempatan terbatas dalam rangka peningkatan nilai nominal saham
28 Mei 2004/ 28 May 2004
8 Jun 2004/ 8 Jun 2004
17 500 500 Shares from private placement in
connection with the increase in par value of share 672.005.850
Peningkatan nilai nominal saham menjadi Rp12.500 (Rupiah penuh) per saham yang mengakibatkan pengurangan jumlah saham (reverse stock)
28 Mei 2004/ 28 May 2004
8 Jun 2004/ 8 Jun 2004
:25 - - The increase of par value of share
to Rp12,500 (whole Rupiah) per share which resulted in the decrease in number of shares (reverse stock) Jumlah saham kelas A pada
tanggal 30 Juni 2017 dan
31 Desember 2016 26.880.234
Total class A shares as of 30 June 2017 and 31 December 2016
Saham Kelas B Class B Shares
Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) III
28 Ags 2000/ 28 Aug 2000
20 Sep 2000/ 20 Sep 2000
66.528.577.467 5 80,51 Shares from the Limited Public
Offering (Rights Issue) III Penerbitan saham bagi pemegang
saham PT Bank Universal Tbk
30 Sep 2002/ 30 Sep 2002
1 Okt 2002/ 1 Oct 2002
15.266.453.664 5 - Shares issuance to PT Bank
Universal Tbk’s shareholders Saham yang berasal dari
penempatan terbatas dalam rangka penggabungan
30 Sep 2002/ 30 Sep 2002
1 Okt 2002/ 1 Oct 2002
111.111.111.111 5 - Shares from private placement in
relation with the Bank’s merger Saham yang berasal dari
penempatan terbatas dalam rangka peningkatan nilai nominal saham
28 Mei 2004/ 28 May 2004
8 Jun 2004/ 8 Jun 2004
8 5 39,40 Shares from private placement in
connection with the increase in par value of share
192.906.142.250 Peningkatan nilai nominal saham
menjadi Rp125 (Rupiah penuh) per saham yang mengakibatkan pengurangan jumlah saham (reverse stock)
28 Mei 2004/ 28 May 2004
8 Jun 2004/ 8 Jun 2004
:25 500 - The increase of par value
to Rp125 (whole Rupiah) per share which resulted in the decrease in number of shares (reverse stock) Jumlah saham kelas B setelah
reverse stock
7.716.245.690 Total class B shares after
reverse stock Saham yang berasal dari
Penawaran Umum Terbatas (Rights Issue) IV
3 Nop 2010/ 3 Nov 2010
6 Des 2010/ 6 Dec 2010
1.290.520.987 125 1.549 Shares from the Limited Public
Offering (Rights Issue) IV Saham yang berasal dari
Penawaran Umum Terbatas (Rights Issue) V
22 Nop 2012/ 22 Nov 2012
6 Des 2012/ 6 Dec 2012
1.642.481.256 125 1.215 Shares from the Limited Public
Financial statement captions and notes have been translated to English for convenience only.
PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM
30 Juni 2017, 31 Desember 2016* dan Periode Enam Bulan Berakhir
30 Juni 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)
PT BANK PERMATA Tbk AND ITS SUBSIDIARY
NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 June 2017, 31 December 2016* and
Six-Months Periods Ended 30 June 2017 and 2016 (Expressed in millions of Rupiah,
unless otherwise stated)
* Diaudit Audited *
15
1. UMUM (lanjutan) 1. GENERAL (continued)
b. (Komposisi Saham Bank (lanjutan) b. The Composition of the Bank’s Shares
(continued) Saham Kelas B Tanggal efektif/ Effective Date Tanggal pencatatan/ Registration date Jumlah (nilai penuh)/ Number (full amount) Nilai nominal per saham (nilai penuh)/ Par value per share (full amount) Harga penawaran per saham (nilai penuh)/ Offering price per share (full
amount) Class B Shares
Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) VI
19 Des 2013/ 19 Dec 2013
24 Jan 2014/ 24 Jan 2014
1.207.706.806 125 1.242 Shares from the Limited Public
Offering (Rights Issue) VI Saham yang berasal dari
Penawaran Umum Terbatas (Rights Issue) VII
19 Mei 2016/ 19 May 2016
16 Jun 2016/ 16 Jun 2016
10.456.095.082 125 526 Shares from the Limited Public
Offering (Rights Issue) VII Jumlah saham kelas B pada
31 Desember 2016
22.313.049.821 Total class B shares as of
31 December 2016
Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) VIII
8 Mei 2017/ 8 May 2017
7 Jun 2017/ 7 Jun 2017
5.702.809.150 125 526 Shares from the Limited Public
Offering (Rights Issue) VIII Jumlah saham kelas B pada
30 Juni 2017
28.015.858.971 Total class B shares as of
30 June 2017
Saham-saham tersebut diatas telah dicatatkan pada Bursa Efek Indonesia.
Those shares above have been listed on the Indonesia Stock Exchange.
Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 29 Maret 2016, para pemegang saham telah menyetujui untuk melakukan Penawaran Umum Terbatas dengan Penerbitan Hak Memesan Efek Terlebih Dahulu (Rights
Issue) VII sejumlah 10.456.095.082 saham baru
kelas B, yang mempunyai hak yang sama dan sederajat dalam segala hal dengan saham kelas A, dengan nilai nominal Rp125 (Rupiah penuh) per saham yang ditawarkan kepada para pemegang saham lama. Melalui Penawaran Umum Terbatas ini, setiap pemegang saham yang memiliki 283 (dua ratus delapan puluh tiga) saham lama berhak membeli 249 (dua ratus empat puluh sembilan) saham baru dengan harga pelaksanaan Rp526 (Rupiah penuh) per saham. Penawaran Umum Terbatas VII ditujukan untuk memperkokoh struktur permodalan Bank dan seluruhnya akan digunakan untuk membiayai peningkatan aset produktif dalam rangka pengembangan usaha. Bank memperoleh Surat Pemberitahuan Efektif atas Pernyataan Pendaftaran Penawaran Umum Terbatas tersebut dari Dewan Komisioner OJK Kepala Eksekutif Pengawas Pasar Modal No. S-233/D.04/2016 tanggal 19 Mei 2016.
At the Extraordinary General Meeting of
Shareholders on 29 March 2016, the
shareholders agreed to offer, through the Limited Public Offering (Rights Issue) VII, 10,456,095,082 new class B shares, which have the same rights and are equal in every aspect with the class A shares, at par value of Rp125 (whole Rupiah) per share, to the existing shareholders. Through this Rights Issue, each existing shareholder was given the right to buy 249 (two hundred and forty nine) new shares at a price of Rp526 (whole Rupiah) per share for every 283 (two hundred and eighty three) old shares owned. The purpose of Rights Issue VI are to strengthen the Bank’s capital and to increase the Bank’s productive assets in relation with the Bank’s business development. The Bank obtained the Letter of Effective Notification on the Limited Public Offering from the Board of Commissioners OJK Executive Chairman of Capital Market Supervisory No. S-233/D.04/2016 dated 19 May 2016.