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DBS Second-Quarter 2004 Financial Performance Summary

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Table 1
Table 2Group Non-Interest Income
Table 3Group Operating Expenses
Table 5Group Key Balance Sheet Items
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Net interest income fell 5% from lower net interest margin partially offset by higher loan volumes, while non-interest income was 60% higher mainly from higher income from

Net interest income fell 6% from lower net interest margin partially offset by higher loan volumes, while non-interest income was 11% higher mainly from higher fees, income

Net profit rose to $190 million from $130 million in the previous quarter as non-interest income increased while expenses and allowances were lower. Net interest income of

Fourth-quarter net profit rose 8% from a year ago to $731 million, driven by higher net interest income partially offset by higher general allowances.. Compared to the previous

Net profit fell 24% from the previous quarter to $108 million as a decline in net interest margin and trading income was partially offset by higher loan volumes and

For second quarter 2005, net profit after taxation for Hong Kong operations on a Singapore GAAP basis declined 17% from second quarter 2004 and 2% from first quarter 2005 to

Non-interest income for the year 2004 improved 3%, mainly due to increase in fee and commission income offset by lower income from sales of treasury investment products.. •

Excluding DHG, net interest income was 9.4% higher than nine months 2001, reflecting the benefit of lower funding costs.. Compared with 2nd quarter 2002, net interest income