BAB V
tujuan profesionalisme kinerja karyawan dan agar kinerja operasional perusahaan semakin baik dan stabil.
2. Alangkah baiknya mempermudah akses masyarakat untuk mengetahui PT Bank BPD Sulselbar cabang Enrekang untuk menunjukkan bahwa PT Babk BPD Sulselbar cabang Enrekang mempunyai kinerja yang baik dan mampu memberi kepercayaan kepada masyarakat dan nasabah.
3. Bagi peneliti yang akan datang khususnya yang berkaitan dengan manajemen kredit agar lebih memilih lembaga keuangan lainnyasebagai pembanding manajemen kredit dalam menghasilkan laba.
52
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L A M
P
I
R
A
N
PENDAPATAN
==================================================================================
======================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==================================================================================
======================================
55.01.07.000.000 FEE ATAS KERJASAMA PIHAK KETIGA 31,500.00K 0.00 31,500.00 K
55.01.09.000.000 PROVISI DAN KOMISI LAINNYA 300,000.00K 0.00 300,000.00 K
--- PENDAPATAN ATAS DEVIDEN 0.00 0.00 0.00 55.10.01.000.000 SAHAM 0.00 0.00 0.00 55.10.02.000.000 PENYERTAAN 0.00 0.00 0.00 55.10.03.000.000 KENAIKAN ATAS NILAI SURAT-SURAT 0.00 0.00 0.00
--- PENDAPATAN HASIL JASA ADMINISTRAS 266,895,015.78K 66,500.00K 266,961,515.78 K
55.20.01.000.000 HASIL DENDA TUNGGAKAN KREDIT 0.00 0.00 0.00
55.20.02.000.000 HASIL DENDA/FINALTY DEPOSITO BER 0.00 0.00 0.00
55.20.03.000.000 HASIL DENDA SALDO MINIMUN 1,632,000.00K 64,000.00K 1,696,000.00 K
55.20.04.000.000 HASIL JASA TRANSAKSI ATM 0.00 0.00 0.00 55.20.05.000.000 HASIL JASA ADMINISTRASI KREDIT 715,000.00K 0.00 715,000.00 K
55.20.06.000.000 HASIL JASA ADMINISTRASI BANK GAR 698,000.00K 0.00 698,000.00 K
55.20.07.000.000 HASIL JASA ADMINISTRASI SURAT KE 0.00 0.00 0.00
55.20.10.000.000 HASIL JASA PENOLAKAN KLIRING 0.00 0.00 0.00 55.20.11.000.000 HASIL JASA PENGELOLAAN REKENING 89,001,276.00K 0.00 89,001,276.00 K
55.20.12.000.000 HASIL JASA ADMINISTRASI ATM 4,071,076.00K 0.00 4,071,076.00 K
55.20.13.000.000 HASIL JASA PEMBUKAAN REKENING 100,000.00K 0.00 100,000.00 K
55.20.14.000.000 HASIL JASA PENUTUPAN REKENING 600,000.00K 0.00 600,000.00 K
55.20.15.000.000 HASIL PEMBEBANAN BARANG CETAKAN 303,700.00K 0.00 303,700.00 K
55.20.18.000.000 HASIL JASA SWITCHING 0.00 0.00 0.00 55.20.19.000.000 HASIL JASA ADMINISTRASI LAINNYA 0.00 0.00 0.00 55.20.20.000.000 HASIL DENDA TABUNGAN TAMPAN 265,000.00K 2,500.00K 267,500.00 K
55.20.21.000.000 HASIL DENDA PINALTI KREDIT 77,283,508.00K 0.00 77,283,508.00 K
55.20.22.000.000 HASIL DENDA ADMINISTRASI TABUNGA 0.00 0.00 0.00
55.30.00.000.000 KOREKSI CADANGAN KERUGIAN PENURU 91,830,455.78K 0.00 91,830,455.78 K
55.30.01.000.000 ASET KEUANGAN 91,830,455.78K 0.00 91,830,455.78 K
55.30.09.000.000 ASET LAINNYA 0.00 0.00 0.00
--- KEUNTUNGAN TRANSAKSI VALUTA ASING 0.00 0.00 0.00 55.40.01.000.000 SELISIH LEBIH NILAI TUKAR / PENJ 0.00 0.00 0.00 --- PENDAPATAN OPERASIONAL LAINNYA 9,359,113.00K 0.00 9,359,113.00 K
55.90.01.000.000 PENDAPATAN PROVISI, KOMISI DAN F 0.00 0.00 0.00
55.90.02.000.000 PROVISI PEMBERIAN JAMINAN 0.00 0.00 0.00 55.90.03.000.000 KOMISI ASURANSI 0.00 0.00 0.00
55.90.09.000.000 PENDAPATAN OPERASIONAL LAINNYA 859,113.00K 0.00 859,113.00 K
--- PENDAPATAN NON OPERASIONAL 17,216.46K 195,084,153.51K 195,101,369.97 K
59.01.01.000.000 SEWA 0.00 0.00 0.00
59.01.02.000.000 KEUNTUNGAN KARENA PENJUALAN AKTI 0.00 0.00 0.00
59.01.03.000.000 BUNGA ANTAR KANTOR 0.00 195,081,659.51K 195,081,659.51 K
59.01.04.000.000 KOREKSI PPAP 0.00 0.00 0.00 59.01.05.000.000 SELISIH KURS 0.00 0.00 0.00 59.01.06.000.000 SALDO AWAL TAHUN 0.00 0.00 0.00
59.01.09.000.000 PENDAPATAN NON OPERASIONAL LAINN 17,216.46K 2,494.00K 19,710.46 K
--- PENDAPATAN LUAR BIASA 0.00 0.00 0.00
59.90.01.000.000 PENDAPATAN LUAR BIASA 0.00 0.00 0.00
PENDAPATAN
==================================================================================
======================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==================================================================================
======================================
==================================================================================
======================================
TOTAL PENDAPATAN
3,431,499,104.23K 195,150,653.51K 3,626,649,757.74 K
BIAYA
==================================================================================
======================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==================================================================================
======================================
29.01.06.000.000 SELISIH KURS 0.00 0.00 0.00 29.01.07.000.000 SUMBANGAN 0.00 0.00 0.00 29.01.08.000.000 SALDO AWAL TAHUN 0.00 0.00 0.00 29.01.09.000.000 LAINNYA 832,000.00D 0.00 832,000.00 D 29.01.11.000.000 BIAYA TAMU 835,000.00D 0.00 835,000.00 D 29.01.12.000.000 BIAYA SNACK KARYAWAN 1,147,000.00D 0.00 1,147,000.00 D
29.01.13.000.000 BIAYA HUT 13,000,000.00D 0.00 13,000,000.00 D 29.01.14.000.000 BIAYA REKREASI 0.00 0.00 0.00
29.01.99.000.000 BIAYA NON OPERASIONAL LAINNYA 0.00 0.00 0.00
--- BIAYA LUAR BIASA 0.00 0.00 0.00
29.90.01.000.000 BIAYA LUAR BIASA 0.00 0.00 0.00
==================================================================================
======================================
TOTAL BIAYA 1,516,027,077.96D 0.00D 1,516,027,077.96 D
AKTIVA
==================================================
===================================================================
0121 0123 TOTAL
NO BB NAMA BUKU BESAR ENREKANG KAS ALLA SLD AKHIR ==================================================
===================================================================
61.10.01.000.000 UKC I 0.00 0.00 0.00 --- R/K TRANSAKSI UKC II 0.00 0.00 0.00 61.20.01.000.000 UKC II 0.00 0.00 0.00 --- R/K TRANSAKSI UKC PNM 0.00 0.00 0.00 61.30.01.000.000 UKC PNM 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KPR 0.00 0.00 0.00 61.40.01.000.000 UKC KPR 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KL - KPKM 0.00 0.00 0.00 61.50.01.000.000 UKC KL - KPKM 0.00 0.00 0.00 --- R/K TRANSAKSI UKC TASKIN 0.00 0.00 0.00 61.60.01.000.000 UKC TASKIN 0.00 0.00 0.00 --- R/K TRANSAKSI UKC ATI 0.00 0.00 0.00 61.70.01.000.000 UKC ATI 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KUK - DAS 0.00 0.00 0.00 61.80.01.000.000 UKC KUK - DAS 0.00 0.00 0.00 --- R/K TRANSAKSI UKC PUNDI 0.00 0.00 0.00 61.90.01.000.000 UKC PUNDI 0.00 0.00 0.00 --- R/K TRANSAKSI UKC TRANSFER 0.00 0.00 0.00 62.10.01.000.000 UKC TRANSFER 0.00 0.00 0.00 --- R/K SUP-005 0.00 0.00 0.00
65.00.02.000.000 PERANTARA TUNAI 0.00 0.00 0.00 65.00.03.000.000 PERANTARA NON TUNAI 0.00 0.00 0.00 65.00.05.000.000 PERANTARA SIMPLUS 0.00 0.00 0.00 65.00.07.000.000 PERANTARA TERTUNDA 0.00 0.00 0.00 65.00.09.000.000 REKENING PERANTARA LAINNYA 0.00 0.00 0.00
==================================================================================
=====================================
285,705,873,339.73 D 20,863,941,972.51 D 306,569,815,312.24 TOTAL AKTIVA
PENDAPATAN
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
55.01.07.000.000 FEE ATAS KERJASAMA PIHAK KETIGA 16,984,255.00K 118.00K 16,984,373.00 K
55.01.09.000.000 PROVISI DAN KOMISI LAINNYA 1,950,000.00K 0.00 1,950,000.00 K
--- PENDAPATAN ATAS DEVIDEN 0.00 0.00 0.00 55.10.01.000.000 SAHAM 0.00 0.00 0.00 55.10.02.000.000 PENYERTAAN 0.00 0.00 0.00 55.10.03.000.000 KENAIKAN ATAS NILAI SURAT-SURAT 0.00 0.00 0.00
--- PENDAPATAN HASIL JASA ADMINISTRAS 2,090,715,311.24K 1,158,500.00K 2,091,873,811.24 K
55.20.01.000.000 HASIL DENDA TUNGGAKAN KREDIT 0.00 0.00 0.00
55.20.02.000.000 HASIL DENDA/FINALTY DEPOSITO BER 0.00 0.00 0.00
55.20.03.000.000 HASIL DENDA SALDO MINIMUN 13,218,692.00K 636,000.00K 13,854,692.00 K
55.20.06.000.000 HASIL JASA ADMINISTRASI BANK GAR 4,883,000.00K 0.00 4,883,000.00 K
55.20.07.000.000 HASIL JASA ADMINISTRASI SURAT KE 5,100,000.00K 0.00 5,100,000.00 K
55.20.08.000.000 HASIL JASA ADMINISTRASI KIRIMAN 2,210,000.00K 15,000.00K 2,225,000.00 K
55.20.09.000.000 HASIL JASA ADMINISTRASI INKASSO 0.00 0.00 0.00
55.20.10.000.000 HASIL JASA PENOLAKAN KLIRING 0.00 0.00 0.00
55.20.11.000.000 HASIL JASA PENGELOLAAN REKENING 659,978,696.36K 0.00 659,978,696.36 K
55.20.12.000.000 HASIL JASA ADMINISTRASI ATM 37,867,982.00K 0.00 37,867,982.00 K
55.20.13.000.000 HASIL JASA PEMBUKAAN REKENING 900,000.00K 0.00 900,000.00 K
55.20.14.000.000 HASIL JASA PENUTUPAN REKENING 2,118,000.00K 0.00 2,118,000.00 K
55.20.15.000.000 HASIL PEMBEBANAN BARANG CETAKAN 3,517,850.00K 0.00 3,517,850.00 K
55.20.18.000.000 HASIL JASA SWITCHING 0.00 0.00 0.00
55.20.19.000.000 HASIL JASA ADMINISTRASI LAINNYA 0.00 0.00 0.00
55.20.20.000.000 HASIL DENDA TABUNGAN TAMPAN 1,275,000.00K 507,500.00K 1,782,500.00 K
55.20.21.000.000 HASIL DENDA PINALTI KREDIT 1,002,413,970.00K 0.00 1,002,413,970.00 K
55.30.01.000.000 ASET KEUANGAN 351,534,620.88K 0.00 351,534,620.88 K
55.30.09.000.000 ASET LAINNYA 0.00 0.00 0.00 --- KEUNTUNGAN TRANSAKSI VALUTA ASING 0.00 0.00 0.00
55.40.01.000.000 SELISIH LEBIH NILAI TUKAR / PENJ 0.00 0.00 0.00
--- PENDAPATAN OPERASIONAL LAINNYA 343,243,978.00K 0.30K 343,243,978.30 K
55.90.01.000.000 PENDAPATAN PROVISI, KOMISI DAN F 0.00 0.00 0.00
55.90.02.000.000 PROVISI PEMBERIAN JAMINAN 0.00 0.00 0.00
55.90.03.000.000 KOMISI ASURANSI 0.00 0.00 0.00 55.90.04.000.000 PENERIMAAN/RECOVERI TERKAIT RESI 0.00 0.00 0.00
55.90.05.000.000 SETORAN POKOK KREDIT YANG TELAH 338,402,113.00K 0.00 338,402,113.00 K
55.90.09.000.000 PENDAPATAN OPERASIONAL LAINNYA 4,841,865.00K 0.30K 4,841,865.30 K
--- PENDAPATAN NON OPERASIONAL 443,619.42K 1,344,557,086.18K 1,345,000,705.60 K
59.01.01.000.000 SEWA 0.00 0.00 0.00
59.01.02.000.000 KEUNTUNGAN KARENA PENJUALAN AKTI 0.00 0.00 0.00
59.01.03.000.000 BUNGA ANTAR KANTOR 308,030.00K 1,344,533,989.18K 1,344,842,019.18 K
59.01.04.000.000 KOREKSI PPAP 0.00 0.00 0.00
59.01.09.000.000 PENDAPATAN NON OPERASIONAL LAINN 135,589.42K 23,097.00K 158,686.42 K
--- PENDAPATAN LUAR BIASA 0.00 0.00 0.00 59.90.01.000.000 PENDAPATAN LUAR BIASA 0.00 0.00 0.00
PENDAPATAN
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
==========================================================================
==============================================
TOTAL PENDAPATAN
36,792,622,123,16K 1,345,715,704.48K 29,701,203,323.56 K
BIAYA
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
28.90.02.000.000 BIAYA RAPAT/RUPS 0.00 0.00 0.00
28.90.03.000.000 BIAYA RETRIBUSI 0.00 0.00 0.00 28.90.09.000.000 LAINNYA 100,000.00D 0.00 100,000.00 D
--- BIAYA NON OPERASIONAL LAINNYA 4,354,089,633.24D 0.00 4,354,089,633.24 D
29.01.01.000.000 KERUGIAN KARENA PENJUALAN/PENGHA 0.00 0.00 0.00
29.01.02.000.000 BUNGA ANTAR KANTOR 4,257,345,153.24D 0.00 4,257,345,153.24 D
29.01.03.000.000 DENDA-DENDA/SANKSI-SANKSI 0.00 0.00 0.00
29.01.04.000.000 BIAYA REPRESENTASI DIREKSI 0.00 0.00 0.00
29.01.05.000.000 BIAYA PENGHARGAAN/PRESTASI 0.00 0.00 0.00
29.01.06.000.000 SELISIH KURS 0.00 0.00 0.00
29.01.09.000.000 LAINNYA 22,630,980.00D 0.00 22,630,980.00 D
29.01.11.000.000 BIAYA TAMU 7,072,500.00D 0.00 7,072,500.00 D
29.01.12.000.000 BIAYA SNACK KARYAWAN 7,871,000.00D 0.00 7,871,000.00 D
29.01.13.000.000 BIAYA HUT 13,000,000.00D 0.00 13,000,000.00 D
29.01.14.000.000 BIAYA REKREASI 12,400,000.00D 0.00 12,400,000.00 D
29.01.15.000.000 PAJAK-PAJAK RUMAH DINAS/PBB 0.00 0.00 0.00
--- BIAYA LUAR BIASA 0.00 0.00 0.00
29.90.01.000.000 BIAYA LUAR BIASA 0.00 0.00 0.00
==========================================================================
==============================================
TOTAL BIAYA 26,351,642,136.52D 0.00D 13,900,947,265.56 D
AKTIVA
==================================================
==========================================================================
=
0121 TOTAL 3
NO BB NAMA BUKU BESAR ENREKANG SLD AKHIRLA ==================================================
==========================================================================
=
61.10.01.000.000 UKC I 0.00 0.00 0.00 --- R/K TRANSAKSI UKC II 0.00 0.00 0.00 61.20.01.000.000 UKC II 0.00 0.00 0.00 --- R/K TRANSAKSI UKC PNM 0.00 0.00 0.00 61.30.01.000.000 UKC PNM 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KPR 0.00 0.00 0.00 61.40.01.000.000 UKC KPR 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KL - KPKM 0.00 0.00 0.00
61.50.01.000.000 UKC KL - KPKM 0.00 0.00 0.00
--- R/K TRANSAKSI UKC TASKIN 0.00 0.00 0.00
61.60.01.000.000 UKC TASKIN 0.00 0.00 0.00
--- R/K TRANSAKSI UKC ATI 0.00 0.00 0.00 61.70.01.000.000 UKC ATI 0.00 0.00 0.00
--- R/K TRANSAKSI UKC PUNDI 0.00 0.00 0.00
61.90.01.000.000 UKC PUNDI 0.00 0.00 0.00 --- R/K TRANSAKSI UKC TRANSFER 0.00 0.00 0.00
62.10.01.000.000 UKC TRANSFER 0.00 0.00 0.00
--- R/K SUP-005 0.00 0.00 0.00 62.20.01.000.000 R/K SUP-005 0.00 0.00 0.00
--- REKENING PERANTARA 0.00 0.00 0.00 65.00.01.000.000 PERANTARA KLIRING 0.00 0.00 0.00
65.00.02.000.000 PERANTARA TUNAI 0.00 0.00 0.00
65.00.03.000.000 PERANTARA NON TUNAI 0.00 0.00 0.00
65.00.05.000.000 PERANTARA SIMPLUS 0.00 0.00 0.00
65.00.07.000.000 PERANTARA TERTUNDA 0.00 0.00 0.00
65.00.09.000.000 REKENING PERANTARA LAINNYA 0.00 0.00 0.00
=========================================================================
======================
350,262,783,122,12 D 22,161,655,191.48 D 315,210,430,498.44
TOTAL AKTIVA
PENDAPATAN
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
55.01.07.000.000 FEE ATAS KERJASAMA PIHAK KETIGA 15,148,391.00K 118.00K 15,148,509.00 K
55.01.09.000.000 PROVISI DAN KOMISI LAINNYA 1,500,000.00K 0.00 1,500,000.00 K
--- PENDAPATAN ATAS DEVIDEN 0.00 0.00 0.00 55.10.01.000.000 SAHAM 0.00 0.00 0.00 55.10.02.000.000 PENYERTAAN 0.00 0.00 0.00 55.10.03.000.000 KENAIKAN ATAS NILAI SURAT-SURAT 0.00 0.00 0.00
--- PENDAPATAN HASIL JASA ADMINISTRAS 1,313,633,905.12K 873,500.00K 1,314,507,405.12 K
55.20.01.000.000 HASIL DENDA TUNGGAKAN KREDIT 0.00 0.00 0.00
55.20.02.000.000 HASIL DENDA/FINALTY DEPOSITO BER 0.00 0.00 0.00
55.20.03.000.000 HASIL DENDA SALDO MINIMUN 8,465,715.00K 436,000.00K 8,901,715.00 K
55.20.06.000.000 HASIL JASA ADMINISTRASI BANK GAR 4,883,000.00K 0.00 4,883,000.00 K
55.20.07.000.000 HASIL JASA ADMINISTRASI SURAT KE 1,350,000.00K 0.00 1,350,000.00 K
55.20.08.000.000 HASIL JASA ADMINISTRASI KIRIMAN 800,000.00K 15,000.00K 815,000.00 K
55.20.09.000.000 HASIL JASA ADMINISTRASI INKASSO 0.00 0.00 0.00
55.20.10.000.000 HASIL JASA PENOLAKAN KLIRING 0.00 0.00 0.00
55.20.11.000.000 HASIL JASA PENGELOLAAN REKENING 421,883,858.45K 0.00 421,883,858.45 K
55.20.12.000.000 HASIL JASA ADMINISTRASI ATM 22,901,076.00K 0.00 22,901,076.00 K
55.20.13.000.000 HASIL JASA PEMBUKAAN REKENING 200,000.00K 0.00 200,000.00 K
55.20.14.000.000 HASIL JASA PENUTUPAN REKENING 1,548,000.00K 0.00 1,548,000.00 K
55.20.15.000.000 HASIL PEMBEBANAN BARANG CETAKAN 2,037,200.00K 0.00 2,037,200.00 K
55.20.18.000.000 HASIL JASA SWITCHING 0.00 0.00 0.00
55.20.19.000.000 HASIL JASA ADMINISTRASI LAINNYA 0.00 0.00 0.00
55.20.20.000.000 HASIL DENDA TABUNGAN TAMPAN 1,172,500.00K 422,500.00K 1,595,000.00 K
55.20.21.000.000 HASIL DENDA PINALTI KREDIT 581,397,788.00K 0.00 581,397,788.00 K
55.30.01.000.000 ASET KEUANGAN 262,347,267.67K 0.00 262,347,267.67 K
55.30.09.000.000 ASET LAINNYA 0.00 0.00 0.00 --- KEUNTUNGAN TRANSAKSI VALUTA ASING 0.00 0.00 0.00
55.40.01.000.000 SELISIH LEBIH NILAI TUKAR / PENJ 0.00 0.00 0.00
--- PENDAPATAN OPERASIONAL LAINNYA 132,922,401.00K 0.00 132,922,401.00 K
55.90.01.000.000 PENDAPATAN PROVISI, KOMISI DAN F 0.00 0.00 0.00
55.90.02.000.000 PROVISI PEMBERIAN JAMINAN 0.00 0.00 0.00
55.90.03.000.000 KOMISI ASURANSI 0.00 0.00 0.00 55.90.04.000.000 PENERIMAAN/RECOVERI TERKAIT RESI 0.00 0.00 0.00
55.90.05.000.000 SETORAN POKOK KREDIT YANG TELAH 128,891,018.00K 0.00 128,891,018.00 K
55.90.09.000.000 PENDAPATAN OPERASIONAL LAINNYA 4,031,383.00K 0.00 4,031,383.00 K
--- PENDAPATAN NON OPERASIONAL 73,710.04K 805,741,421.40K 805,815,131.44 K
59.01.01.000.000 SEWA 0.00 0.00 0.00
59.01.02.000.000 KEUNTUNGAN KARENA PENJUALAN AKTI 0.00 0.00 0.00
59.01.03.000.000 BUNGA ANTAR KANTOR 0.00 805,731,284.40K 805,731,284.40 K
59.01.04.000.000 KOREKSI PPAP 0.00 0.00 0.00
59.01.09.000.000 PENDAPATAN NON OPERASIONAL LAINN 73,710.04K 10,137.00K 83,847.04 K
--- PENDAPATAN LUAR BIASA 0.00 0.00 0.00 59.90.01.000.000 PENDAPATAN LUAR BIASA 0.00 0.00 0.00
PENDAPATAN
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
==========================================================================
==============================================
TOTAL PENDAPATAN
32,525,437512.25K 806,615,039.40K 18,190,682,764.61 K
BIAYA
==========================================================================
==============================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 TOTAL SALDO AKHIR
ENREKANG KAS ALLA
==========================================================================
==============================================
28.90.02.000.000 BIAYA RAPAT/RUPS 0.00 0.00 0.00
28.90.03.000.000 BIAYA RETRIBUSI 0.00 0.00 0.00 28.90.09.000.000 LAINNYA 0.00 0.00 0.00 --- BIAYA NON OPERASIONAL LAINNYA 2,857,106,429.07D 0.00 2,857,106,429.07 D
29.01.01.000.000 KERUGIAN KARENA PENJUALAN/PENGHA 0.00 0.00 0.00
29.01.02.000.000 BUNGA ANTAR KANTOR 2,801,083,389.07D 0.00 2,801,083,389.07 D
29.01.03.000.000 DENDA-DENDA/SANKSI-SANKSI 0.00 0.00 0.00
29.01.04.000.000 BIAYA REPRESENTASI DIREKSI 0.00 0.00 0.00
29.01.05.000.000 BIAYA PENGHARGAAN/PRESTASI 0.00 0.00 0.00
29.01.06.000.000 SELISIH KURS 0.00 0.00 0.00
29.01.09.000.000 LAINNYA 8,431,040.00D 0.00 8,431,040.00 D
29.01.11.000.000 BIAYA TAMU 4,767,000.00D 0.00 4,767,000.00 D
29.01.12.000.000 BIAYA SNACK KARYAWAN 4,655,000.00D 0.00 4,655,000.00 D
29.01.13.000.000 BIAYA HUT 13,000,000.00D 0.00 13,000,000.00 D
29.01.14.000.000 BIAYA REKREASI 12,400,000.00D 0.00 12,400,000.00 D
29.01.15.000.000 PAJAK-PAJAK RUMAH DINAS/PBB 0.00 0.00 0.00
--- BIAYA LUAR BIASA 0.00 0.00 0.00
29.90.01.000.000 BIAYA LUAR BIASA 0.00 0.00 0.00
==========================================================================
==============================================
TOTAL BIAYA 21,207,562,125,15D 0.00D 8,242,386,677.33 D
AKTIVA
==================================================
===================================================================
0121 0123 TOTAL
NO BB NAMA BUKU BESAR ENREKANG KAS ALLA SLD AKHIR
==================================================
===================================================================
61.10.01.000.000 UKC I 0.00 0.00 0.00 --- R/K TRANSAKSI UKC II 0.00 0.00 0.00 61.20.01.000.000 UKC II 0.00 0.00 0.00 --- R/K TRANSAKSI UKC PNM 0.00 0.00 0.00 61.30.01.000.000 UKC PNM 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KPR 0.00 0.00 0.00 61.40.01.000.000 UKC KPR 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KL - KPKM 0.00 0.00 0.00 61.50.01.000.000 UKC KL - KPKM 0.00 0.00 0.00 --- R/K TRANSAKSI UKC TASKIN 0.00 0.00 0.00 61.60.01.000.000 UKC TASKIN 0.00 0.00 0.00 --- R/K TRANSAKSI UKC ATI 0.00 0.00 0.00 61.70.01.000.000 UKC ATI 0.00 0.00 0.00 --- R/K TRANSAKSI UKC KUK - DAS 0.00 0.00 0.00 61.80.01.000.000 UKC KUK - DAS 0.00 0.00 0.00 --- R/K TRANSAKSI UKC PUNDI 0.00 0.00 0.00
--- R/K SUP-005 0.00 0.00 0.00
62.20.01.000.000 R/K SUP-005 0.00 0.00 0.00 --- REKENING PERANTARA 0.00 0.00 0.00 65.00.01.000.000 PERANTARA KLIRING 0.00 0.00 0.00
65.00.02.000.000 PERANTARA TUNAI 0.00 0.00 0.00
65.00.03.000.000 PERANTARA NON TUNAI 0.00 0.00 0.00
65.00.05.000.000 PERANTARA SIMPLUS 0.00 0.00 0.00
65.00.07.000.000 PERANTARA TERTUNDA 0.00 0.00 0.00
65.00.09.000.000 REKENING PERANTARA LAINNYA 0.00 0.00 0.00
==========================================================================
=============================================
230,232,652,102.10 D 18,155,958,378.40 D 302,388,233,831.26
TOTAL AKTIVA
TGL VALUTA : 31/12/2019
PENDAPATAN
==========================================================================
=====================================================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 SALDO AKHIR-0126 TOTAL SALDO AKHIR
ENREKANG KAS ALLA KAS BARAKA
==========================================================================
=====================================================================
--- KEUNTUNGAN TRANSAKSI VALUTA ASING 0.00 0.00 0.00 0.00
55.40.01.000.000 SELISIH LEBIH NILAI TUKAR / PENJ 0.00 0.00 0.00 0.00
55.40.02.000.000 PENDAPATAN TRANSAKSI TOM/SPOT 0.00 0.00 0.00 0.00
55.40.03.000.000 PENDAPATAN TRANSAKSI FORWARD 0.00 0.00 0.00 0.00
55.40.04.000.000 PENDAPATAN TRANSAKSI SWAP SPOT 0.00 0.00 0.00 0.00
55.40.05.000.000 PENDAPATAN TRANSAKSI SWAP FORWAR 0.00 0.00 0.00 0.00
55.40.06.000.000 PENDAPATAN TRANSAKSI CALL OPTION 0.00 0.00 0.00 0.00
55.40.07.000.000 PENDAPATAN TRANSAKSI PUT OPTION 0.00 0.00 0.00 0.00
--- PENDAPATAN OPERASIONAL LAINNYA 287,515,302.00K 0.00 0.00 287,515,302.00 K
55.90.01.000.000 PENDAPATAN PROVISI, KOMISI DAN F 0.00 0.00 0.00 0.00
55.90.02.000.000 PROVISI PEMBERIAN JAMINAN 0.00 0.00 0.00 0.00
55.90.03.000.000 KOMISI ASURANSI NON KREDIT 0.00 0.00 0.00 0.00
55.90.04.000.000 PENERIMAAN/RECOVERI TERKAIT RESI 0.00 0.00 0.00 0.00
55.90.05.000.000 SETORAN POKOK KREDIT YANG TELAH 285,935,802.00K 0.00 0.00 285,935,802.00 K
55.90.09.000.000 PENDAPATAN OPERASIONAL LAINNYA 1,579,500.00K 0.00 0.00 1,579,500.00 K
--- PENDAPATAN NON OPERASIONAL 11,511,657.22K 2,549,434,465.16K 526,010,782.25K 3,086,956,904.63 K
59.01.01.000.000 SEWA 0.00 0.00 0.00 0.00
59.01.02.000.000 KEUNTUNGAN KARENA PENJUALAN AKTI 0.00 0.00 0.00 0.00
59.01.03.000.000 BUNGA ANTAR KANTOR 6,302,796.00K 2,549,376,390.33K 525,955,452.25K 3,081,634,638.58 K
59.01.04.000.000 KOREKSI CKPN 0.00 0.00 0.00 0.00
59.01.05.000.000 SELISIH KURS 0.00 0.00 0.00 0.00
59.01.06.000.000 PENDAPATAN DENDA/SANKSI 0.00 0.00 0.00 0.00
59.90.01.000.000 PENDAPATAN LUAR BIASA 0.00 0.00 0.00 0.00
==========================================================================
=====================================================================
TOTAL PENDAPATAN
46,899,578,255.71K 2,553,668,965.16K 530,077,282.25K
TGL VALUTA : 31/12/2019
BIAYA
==========================================================================
=====================================================================
NO BB NAMA BUKU BESAR SALDO AKHIR-0121 SALDO AKHIR-0123 SALDO AKHIR-0126 TOTAL SALDO AKHIR
ENREKANG KAS ALLA KAS BARAKA
==========================================================================
=====================================================================
28.01.99.000.000 BIAYA JASA LAINNYA 11,254,996.00D 0.00 0.00 11,254,996.00 D
--- ESTIMASI PENYISIHAN PENGHAPUSAN/K 0.00 0.00 0.00 0.00
28.10.01.000.000 PENYISIHAN PENGHAPUSAN GARANSI Y 0.00 0.00 0.00 0.00
28.10.02.000.000 PENYISIHAN PENGHAPUSAN TRANSAKSI 0.00 0.00 0.00 0.00
28.10.03.000.000 PENYISIHAN KERUGIAN RESIKO OPERA 0.00 0.00 0.00 0.00
--- BIAYA KERUGIAN TRANSAKSI VALUTA A 0.00 0.00 0.00 0.00
28.20.01.000.000 SELISIH KURANG NILAI TUKAR/PENJU 0.00 0.00 0.00 0.00
28.20.02.000.000 BEBAN KERUGIAN TRANSAKSI TOM/SPO 0.00 0.00 0.00 0.00
28.20.05.000.000 BEBAN KERUGIAN TRANSAKSI SWAP FO 0.00 0.00 0.00 0.00
28.20.06.000.000 BEBAN KERUGIAN TRANSAKSI CALL OP 0.00 0.00 0.00 0.00
28.20.07.000.000 BEBAN KERUGIAN TRANSAKSI PUT OPT 0.00 0.00 0.00 0.00
28.20.08.000.000 BEBAN KERUGIAN TRANSAKSI UNREALI 0.00 0.00 0.00 0.00
28.20.09.000.000 BEBAN KERUGIAN TRANSAKSI UNREALI 0.00 0.00 0.00 0.00
28.30.01.000.000 BUNGA REPO OBLIGASI NEGARA 0.00 0.00 0.00 0.00
28.30.02.000.000 BUNGA REPO OBLIGASI KORPORASI 0.00 0.00 0.00 0.00
28.30.03.000.000 LABA/RUGI TRADING OBLIGASI NEGAR 0.00 0.00 0.00 0.00
28.30.04.000.000 LABA/RUGI TRADING OBLIGASI KORPO 0.00 0.00 0.00 0.00
28.30.05.000.000 LABA/RUGI TRADING OBLIGASI SPN 0.00 0.00 0.00 0.00
28.30.06.000.000 LABA JUAL SB AFS OBLIGASI NEGARA 0.00 0.00 0.00 0.00
28.30.07.000.000 LABA JUAL SB AFS OBLIGASI KORPOR 0.00 0.00 0.00 0.00
28.30.08.000.000 LABA JUAL SB AFS SPN 0.00 0.00 0.00 0.00
28.30.09.000.000 LABA JUAL SB AFS REKSADANA 0.00 0.00 0.00 0.00
--- BIAYA OPERASIONAL LAINNYA 42,900,000.00D 0.00 0.00 42,900,000.00 D
28.90.01.000.000 BIAYA KEAMANAN 29,400,000.00D 0.00 0.00 29,400,000.00 D
28.90.02.000.000 BIAYA RAPAT/RUPS 13,500,000.00D 0.00 0.00 13,500,000.00 D
28.90.03.000.000 BIAYA RETRIBUSI 0.00 0.00 0.00 0.00
28.90.09.000.000 LAINNYA 0.00 0.00 0.00 0.00
--- BIAYA NON OPERASIONAL LAINNYA 12,974,331,028.24D 0.00 0.00 12,974,331,028.24 D
29.01.01.000.000 KERUGIAN KARENA PENJUALAN/PENGHA 0.00 0.00 0.00 0.00
29.01.02.000.000 BUNGA ANTAR KANTOR 12,875,948,578.24D 0.00 0.00 12,875,948,578.24 D
29.01.03.000.000 DENDA-DENDA/SANKSI-SANKSI 0.00 0.00 0.00 0.00
29.01.04.000.000 BIAYA REPRESENTASI DIREKSI 0.00 0.00 0.00 0.00
29.01.05.000.000 BIAYA PENGHARGAAN/PRESTASI 0.00 0.00 0.00 0.00
29.01.06.000.000 SELISIH KURS 0.00 0.00 0.00 0.00
29.01.07.000.000 SUMBANGAN 13,680,000.00D 0.00 0.00 13,680,000.00 D
29.01.08.000.000 SALDO AWAL TAHUN 0.00 0.00 0.00 0.00
29.01.12.000.000 BIAYA SNACK KARYAWAN 15,749,400.00D 0.00 0.00 15,749,400.00 D
29.01.13.000.000 BIAYA HUT 17,500,000.00D 0.00 0.00 17,500,000.00 D
29.01.14.000.000 BIAYA REKREASI 12,400,000.00D 0.00 0.00 12,400,000.00 D
29.01.15.000.000 PAJAK-PAJAK RUMAH DINAS/PBB 0.00 0.00 0.00 0.00
--- BIAYA LUAR BIASA 0.00 0.00 0.00 0.00
29.90.01.000.000 BIAYA LUAR BIASA 0.00 0.00 0.00 0.00
==========================================================================
=====================================================================
TOTAL BIAYA 27,461,918,627.52D 9,762,603.00D 99,878,667.00D
PER TGL VALUTA : 31 DEC 2019
AKTIVA
==========================================================================
==========================================================================
===============================================
0121 0123 0126 TOTAL KURS TOTAL SLD AKHIR
NO BB NAMA BUKU BESAR ENREKANG KAS ALLA KAS BARAKA SLD AKHIR TENGAH (DALAM RUPIAH)
==========================================================================
==========================================================================
===============================================
61.70.01.000.000 UKC ATI 0.00 0.00 0.00 0.00 1.00 0.00
--- R/K TRANSAKSI UKC KUK - DAS 0.00 0.00 0.00 0.00 1.00 0.00
61.80.01.000.000 UKC KUK - DAS 0.00 0.00 0.00 0.00 1.00 0.00
--- R/K TRANSAKSI UKC PUNDI 0.00 0.00 0.00 0.00 1.00 0.00
61.90.01.000.000 UKC PUNDI 0.00 0.00 0.00 0.00 1.00 0.00
--- R/K TRANSAKSI UKC TRANSFER 0.00 0.00 0.00 0.00 1.00 0.00
62.10.01.000.000 UKC TRANSFER 0.00 0.00 0.00 0.00 1.00 0.00
--- R/K TRANSAKSI UKC KPR FLPP 0.00 0.00 0.00 0.00 1.00 0.00
62.30.01.000.000 UKC KPR FLPP 0.00 0.00 0.00 0.00 1.00 0.00
--- REKENING PERANTARA 0.00 0.00 0.00 0.00 1.00 0.00
65.00.01.000.000 PERANTARA KLIRING 0.00 0.00 0.00 0.00 1.00 0.00
65.00.02.000.000 PERANTARA TUNAI 0.00 0.00 0.00 0.00 1.00 0.00
65.00.03.000.000 PERANTARA NON TUNAI 0.00 0.00 0.00 0.00 1.00 0.00
65.00.05.000.000 PERANTARA SIMPLUS 0.00 0.00 0.00 0.00 1.00 0.00
65.00.07.000.000 PERANTARA TERTUNDA 0.00 0.00 0.00 0.00 1.00 0.00
65.00.09.000.000 REKENING PERANTARA LAINNYA 0.00 0.00 0.00 0.00 1.00 0.00
65.00.12.000.344 REKENING PERANTARA VALAS HKD 0.00 0.00 0.00 0.00 0.00 0.00
65.00.12.000.392 REKENING PERANTARA VALAS JPY 0.00 0.00 0.00 0.00 127.00 0.00
65.00.12.000.702 REKENING PERANTARA VALAS SGD 0.00 0.00 0.00 0.00 10,499.00 0.00
65.00.12.000.840 REKENING PERANTARA VALAS USD 0.00 0.00 0.00 0.00 13,901.00 0.00
65.00.12.000.978 REKENING PERANTARA VALAS EUR 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL AKTIVA 361,169,990,313.32 D 31,115,041,027.26 D 7,778,347,4