DERIVATIVES RECEIVABLE AND PAYABLE (continued)

BANK LAIN

III. Penyertaan saham Investments in shares

9. DERIVATIVES RECEIVABLE AND PAYABLE (continued)

a. Berdasarkan jenis, mata uang dan pihak berelasi (lanjutan)

a. By type, currency and related party (continued)

Bank memiliki transaksi kontrak valuta berjangka pertukaran mata uang asing dan suku bunga dengan beberapa bank asing dan debitur untuk pengelolaan likuiditas dan menghadapi risiko perubahan suku bunga atas aset dan liabilitas Bank. Berdasarkan perjanjian ini, Bank wajib membayar pokok pinjaman beserta bunga dengan suku bunga mengambang atau tetap. Bunga dibayarkan dalam mata uang Rupiah dan USD setiap satu atau tiga bulan sampai dengan tanggal jatuh tempo. Per 30 September 2012 dan 31 Desember 2011, transaksi kontrak valuta berjangka pertukaran mata uang asing dan suku bunga tersebut akan jatuh tempo dari tanggal 3 Maret 2014 sampai dengan 12 Juli 2017 dan 23 September 2013 dan 25 Juli 2014.

The Bank has outstanding cross currency swap transaction with several foreign banks and debtors for liquidity management and to cover the interest rate fluctuation as part of asset and liabilities management of the Bank.

Based on the agreement, the Bank should pay principal and variable or fixed interest rate. The interest is paid in Rupiah and USD currencies on a monthly or quarterly basis until maturity date. As of September 30, 2012 and December 31, 2011, the cross currency swap transactions will mature from March 3, 2014 until July 12, 2017 and September 23, 2013 until July 25, 2014.

Pada tanggal 30 September 2012, Bank memiliki transaksi kontrak pertukaran suku bunga dengan beberapa bank asing tertentu untuk pengelolaan risiko perubahan suku bunga atas aset dan liabilitas Bank.

Berdasarkan perjanjian ini, Bank wajib membayar bunga mengambang setiap tiga bulan hingga tanggal jatuh tempo. Per 30 September 2012 dan 31 Desember 2011, transaksi kontrak pertukaran suku bunga tersebut akan jatuh tempo dari tanggal yang berkisar 18 Pebruari 2013 hingga 2 Januari 2017 dan 7 Pebruari 2012 hingga 20 Desember 2016.

As of September 30, 2012, the Bank has outstanding interest rate swap transaction with several banks for liquidity management and to cover the interest rate fluctuation as part of asset and liabilities management of the Bank. Based on the agreement, the Bank should pay variable interest rate on quarterly basis until maturity date. As of September 30, 2012 and December 31, 2011, interest rate swap transactions will mature from on February 18, 2013 until January 2, 2017 and February 7, 2012 until December 20, 2016.

b. Berdasarkan jatuh tempo dan kolektibilitas b. By maturity and collectibility Per 30 September 2012 dan 31 Desember

2011 jangka waktu kontrak forward mata uang asing masing-masing adalah antara 5 - 371 dan 4 - 371 hari, jangka waktu kontrak swap mata uang asing masing-masing adalah antara 4 - 370 dan 4 - 1.840 hari.

As of September 30, 2012 and December 31, 2011, the tenure of the forward foreign currency contracts were between 5 - 371 and 4 - 371 days, foreign currency swaps were between 4 - 370 and 4 - 1,840 days.

Kolektibilitas tagihan derivatif pada tanggal 30 September 2012 dan 31 Desember 2011 adalah lancar.

The collectibility of derivatives receivable as of September 30, 2012 and December 31, 2011 was current.

(lanjutan) (continued)

c. Suku bunga kontraktual c. Contractual interest rate Suku bunga kontraktual untuk tahun yang

berakhir pada tanggal 30 September 2012 dan 31 Desember 2011 untuk transaksi swap suku bunga dan swap mata uang dan suku bunga adalah sebagai berikut:

Contractual effective interest rate per annum for the years ended September 30, 2012 and December 31, 2011 for interest rate swap and cross currency rate swap deals were as follows:

30 September/ 31 Desember/

September 31, December 31,

2012 2011

(Tidak Diaudit/ (Diaudit/

Unaudited) Audited)

1M TD - 3M TD 1M SBI 1M - 3M SBI

7,60% - 8,10% 7,30% - 8,10%

1M Libor+575 - 3M Libor+675 1M Libor+575 - 1M Libor+675

6,77% - 7,79% 6,77% - 7,79%

1M Libor+575 - 1M Libor+675 1M Libor+575 - 1M Libor+675

7,10% - 8,60% 7,10% - 8,60%

6,67% - 11,33% 6,81% - 11,33%

5,70% - 12,10% 6,81% - 12,10%

1M Libor+465 - 6M Libor+180 1M Libor+465 - 3M Libor+180

1M Libor+465 - 3M Libor+180 1M Libor+465 - 3M Libor+180

4,75% - 7,00% 5,10%