30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
3000000 Unaudited) Audited)
Rupiah 1.286.091 1.348.031 Rupiah
Dolar Amerika Serikat 219.578 321.190 United States Dollar
Mata uang asing lainnya 45.658 32.570 Other foreign currencies
1.551.327
1.701.791
Saldo dalam mata uang Rupiah dan Mata uang asing termasuk uang pada mesin ATM (Automatic Teller Machines) sejumlah Rp304.041 dan RpNihil pada tanggal 30 September 2012 (31 Desember 2011:
Rp284.065 dan Rp2.284).
As of September 30, 2012, the Rupiah and foreign currency balances include cash in ATMs (Automatic Teller Machines) amounting to Rp304,041 and RpNil, respectively (December 31, 2011: Rp284,065 and Rp2,284).
Kas dalam mata uang asing lainnya terdiri dari Dolar Australia, Dolar Singapura, Euro Eropa, Frank Swiss, Poundsterling Inggris, Rupee India, Rupee Mauritius dan Yen Jepang.
Cash in other foreign currencies are denominated in Australian Dollar, Singapore Dollar, European Euro, Swiss Franc, Great Britain Poundsterling, Indian Rupee, Mauritius Rupee and Japanese Yen.
Informasi mengenai jatuh tempo diungkapkan pada Catatan 52.
Information on maturities is disclosed in Note 52.
4. GIRO PADA BANK INDONESIA 4. CURRENT ACCOUNTS WITH BANK INDONESIA
30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
3000000 Unaudited) Audited)
Rupiah 5.207.686 4.596.931 Rupiah
Dolar Amerika Serikat 1.895.662 1.887.244 United States Dollar
7.103.348
6.484.175
Giro wajib minimum (GWM) Bank pada tanggal 30 September 2012 untuk mata uang Rupiah terdiri dari GWM utama dan GWM sekunder masing-masing sebesar 8,08% dan 10,81% (31 Desember 2011: 8,09% dan 11,82%) dan GWM untuk Dolar Amerika Serikat sebesar 8,04% (31 Desember 2011: 8,08%).
The minimum statutory reserves of the Bank as of September 30, 2012 for Rupiah consist of Primary
Minimum Statutory Reserves and Secondary Minimum Statutory Reserves of 8.08% and 10.81% (December 31, 2011: 8.09% and 11.82%, respectively) and United States Dollar accounts of 8.04% (December 31, 2011: 8.08%).
Infomasi mengenai jatuh tempo diungkapkan pada Catatan 52.
Information on maturities is disclosed in Note 52.
kecuali dinyatakan lain) unless otherwise stated)
69
5. GIRO PADA BANK LAIN 5. CURRENT ACCOUNTS WITH OTHER BANKS a. Berdasarkan counterparties dan mata uang a. By counterparties and currency
30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
04000000_01 Unaudited) Audited)
PT Bank Maybank Syariah Indonesia 11 - PT Bank Maybank Syariah Indonesia
Pihak ketiga:
PT Bank Central Asia Tbk 61.446 108.170 PT Bank Central Asia Tbk
The Hongkong and Shanghai Banking The Hongkong and Shanghai Banking
Corporation Ltd., Jakarta 11.938 125 Corporation Ltd., Jakarta
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
(Persero) Tbk 6.026 3.520 (Persero) Tbk
Lain-lain 17.761 15.885 Others
97.171
127.700 97.182
127.700
Malayan Banking Berhad, London 13.544 943 Malayan Banking Berhad, London
PT Bank Mandiri (Persero) Tbk 157.873 104.255 PT Bank Mandiri (Persero) Tbk
Deutsche Bank AG, New York 120.884 3.082 Deutsche Bank AG, New York
Standard Chartered Bank, Standard Chartered Bank,
New York 57.638 62.612 New York
Citibank N.A., Jakarta 54.115 121.006 Citibank N.A., Jakarta
PT Bank Central Asia Tbk 44.944 233.962 PT Bank Central Asia Tbk
Development Bank of Singapore, Development Bank of Singapore,
Singapura 27.285 52.193 Singapore
Bank of New York, New York 26.220 317 Bank of New York, New York
Sumitomo Mitsui Banking Sumitomo Mitsui Banking
Corporation, Tokyo 16.209 14.072 Corporation, Tokyo
ANZ Banking Group Ltd., ANZ Banking Group Ltd.,
Melbourne 14.735 22.254 Melbourne
Barclays Bank Plc, London 14.661 17.666 Barclays Bank Plc, London
Standard Chartered Bank, Standard Chartered Bank,
Hongkong 11.062 3.532 Hongkong
Kookmin Bank, Seoul 6.913 16.062 Kookmin Bank, Seoul
Reserve Bank of India, Mumbai 5.855 5.469 Reserve Bank of India, Mumbai
Citibank N.A., New York 5.622 11.322 Citibank N.A., New York
PT Bank ICBC Indonesia 4.963 35.183 PT Bank ICBC Indonesia
Standard Chartered Bank, Standard Chartered Bank,
Mumbai 3.694 7.792 Mumbai
Wachovia Bank, Carolina Utara 3.380 7.271 Wachovia Bank, North Carolina
United Overseas Bank (UOB), United Overseas Bank (UOB),
Singapura 1.719 6.649 Singapore
JP Morgan Chase N.A., New York - 45.312 JP Morgan Chase N.A., New York
Lain-lain 9.769 8.537 Others
587.541
778.548 601.085
779.491
Jumlah 698.267 907.191 Total
Dikurangi: Penyisihan
kerugian penurunan nilai (163) (219) Less: Allowance for impairment losses
698.104
906.972
Mata uang asing Foreign currencies
Pihak ketiga: Third parties:
Pihak berelasi (Catatan 41): Related party (Note 41):
Third parties:
Rupiah Rupiah
Related party (Note 41):
Pihak berelasi (Catatan 41):
Giro pada bank lain dalam mata uang asing terutama terdiri dari Dolar Amerika Serikat, Dolar Australia, Dolar Hong Kong, Dolar Kanada, Dolar Singapura, Euro Eropa, Frank Swiss, Poundsterling Inggris, Yen Jepang, dan Yuan China.
Current accounts with other banks in foreign currencies are mainly denominated in United States Dollar, Australian Dollar, Hong Kong Dollar, Canadian Dollar, Singapore Dollar, European Euro, Swiss Franc, Great Britain Poundsterling, Japanese Yen and Chinese Yuan.
70
(continued) a. Berdasarkan counterparties dan mata uang
(lanjutan)
a. By counterparties and currency (continued)
Tidak terdapat saldo giro pada bank lain yang digunakan sebagai agunan pada tanggal 30 September 2012 dan 31 Desember 2011.
There were no current accounts with other banks which were under lien as of September 30, 2012 and December 31, 2011.
Informasi mengenai transaksi dengan pihak berelasi dan jatuh tempo diungkapkan pada Catatan 41 dan 52.
Information on related parties and maturities are disclosed in Notes 41 and 52.
b. Berdasarkan kolektibilitas b. By collectibility
30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
Klasifikasi Unaudited) Audited) Classification
Lancar 698.108 906.975 Current
Macet 159 216 Loss
698.267
907.191
c. Tingkat bunga rata-rata per tahun c. The average interest rates per annum
30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
Unaudited) Audited)
Rupiah 0,49% 0,87% Rupiah
Mata uang asing 0,01% 0,17% Foreign currencies
d. Penyisihan kerugian penurunan nilai d. Allowance for impairment losses Perubahan penyisihan kerugian penurunan
nilai sebagai berikut:
The changes in allowance for impairment losses were as follows:
30 September/ 31 Desember/
September 30, December 31,
2012 2011
(Tidak Diaudit/ (Diaudit/
04000000_03 Unaudited) Audited)
219
368 Balance at beginning
Reversal during
periode/tahun berjalan (Catatan 34) (68) (142) the period/year (Note 34)
12
(7) Exchange rate differences
163
219 Ending balance
Selisih akibat perbedaan kurs Saldo akhir
Saldo awal Pemulihan selama
Pada tanggal 30 September 2011, penyisihan selama periode berjalan adalah sebesar Rp193 (Catatan 34).
As of September 30, 2011, provision during the period amounted to Rp193 (Note 34).
Manajemen berpendapat bahwa jumlah penyisihan kerugian penurunan nilai telah memadai.
Management believes that the allowance for impairment losses is adequate.
kecuali dinyatakan lain) unless otherwise stated)
71 6. PENEMPATAN PADA BANK INDONESIA DAN