Ketua Dewan pengawas The Board Of Supervisors
Para Pemegang Saham dan Pemangku Kepentingan yang terhormat,
Kondisi ekonomi global, nasional dan regional selama tahun 2015 menghadapi banyak tantangan. Pertumbuhan ekonomi nasional di angka 4.79% atau melambat dari tahun 2014 menjadi salah satu indikator masih terjadinya pelemahan dalam sektor- sektor ekonomi yang ada, termasuk Kalimantan Timur dan Kalimantan Utara yang secara kumulatif mengalami perlambatan minus 0.9% (cumulative to cumulative, disingkat ctc) pada akhir tahun 2015. Kalimantan Timur menjadi salah satu provinsi yang paling parah mengalami perlambatan ekonomi yang juga mempengaruhi share pulau Kalimantan terhadap nasional.
Berdasarkan catatan Bank Indonesia Perwakilan Kalimantan Timur, pertumbuhan ekonomi Pulau Kalimantan tahun 2015 tercatat sebesar 1.3% (ctc) menurun 2.0 poin dari tahun sebelumnya yang secara umum disebabkan perlambatan ekonomi Kalimantan Timur. Penurunan permintaan batubara dunia dan rendahnya harga komoditas, menjadi penyebab utama perlambatan ekonomi yang kemudian merembet pada sektor ekonomi lain seperti konstruksi dan sektor jasa perusahaan. Faktor alam juga memiliki andil dalam perlambatan ekonomi Kalimantan Timur dan Kalimantan Utara khususnya bagi sektor pertanian, sektor listrik dan gas, sektor transportasi dan pergudangan, dan sektor jasa keuangan.
Tidak dapat dipungkiri bahwa tekanan ekonomi yang terjadi selama tahun 2015, membawa dampak yang sangat signiikan bagi kinerja BPD Kaltim Tahun 2015. Meskipun demikian, secara umum Dewan Pengawas menilai Manajemen telah melaksanakan tugasnya dengan cukup baik. Namun tentunya, kondisi keuangan dan kinerja yang dicapai harus menjadi perhatian utama dalam penyusunan strategi ke depan. Perhatian pada sektor-sektor ekonomi yang riskan seperti pertambangan (migas dan nonmigas) maupun pengolahan perlu diolah secara mendalam untuk mengantisipasi dampak yang masih terasa di tahun-tahun mendatang. Meningkatkan sektor produktif khususnya UMKM juga menjadi salah satu arahan Dewan Pengawas untuk dapat diimplementasikan secara bertahap oleh Manajemen.
Dewan Pengawas senantiasa mendukung tekad Manajemen untuk mewujudkan BPD Kaltim sebagai
The True Regional Champion melalui kualitas produk, layanan dan reputasi setara Bank Nasional. Untuk itu, sesuai dengan program transformasi BPD Seluruh Indonesia yang telah dicanangkan oleh Presiden Republik Indonesia di tahun 2015, BPD Kaltim harus turut merubah mindset bisnis, tidak lagi menjadi raja di rumah sendiri namun menjadi peserta yang
Honored Shareholders and Stakeholders,
The global, national and regional economic conditions during 2015 have faced many challenges. The growth of national economic on 4.79% or slowing down since 2014, became one of indicators in which the weakening in economic sectors did happen, including East and North Kalimantan which cumulatively have slowing down to 0.9% (cumulative to cumulative) in the end of 2015). East Kalimantan became one of the provinces that experienced severe economic slowdown and also affected share of whole Kalimantan up to national level.
Based on East Kalimantan Representatives of Bank Indonesia, Kalimantan island’s economic growth in 2015 was recorded at 1.3% (ctc), decreased 2.0 points from the previous year which is generally caused by the economic slowdown in East Kalimantan. The declining of world coal demands and low price of commodities have been major cause of the economic slowdown which then spread to other economic sectors such as construction and services companies. Natural factors also have contributed to the economic slowdown in the North and East Kalimantan, especially for agriculture, electricity and gasoline, transportation and warehousing, and financial services sectors.
It is inevitable that the economic pressure that occurred during 2015 have brought very significant impact on the performance of BPD Kaltim in 2015. However, in general, Supervisory Boards have assessed that Board of Managements have implemented their responsibilities well enough. But of course, the achieved financial condition and performance should be a main concern in the preparation of future strategies. Attention to some risky economic sectors as mining (oil and non-oil) and its process, need to be deeply treated to anticipate the impact that could be felt in coming years. Improvement in the productive sector, especially SMEs also could be directed by the Supervisory Boards to be implemented gradually by the management.
Supervisory Boards continue to support management’s determination to objectified BPD Kaltim as The True Regional Champion through its product quality, services and reputation which is equivalent to the national bank. Therefore, in accordance with the transformation program of all of BPDs in Indonesia, which has been declared by the President of the Republic of Indonesia in 2015, BPD Kaltim must change the business mindset. BPD Kaltim is no longer a king in his own home but
Hal ini didorong oleh Dewan Pengawas yang dalam tugasnya bertanggungjawab untuk melakukan pengawasan terhadap pelaksanaan tugas dan tanggung jawab Direksi, serta memberikan nasihat kepada Direksi dengan mengarahkan, memantau, dan mengevaluasi pelaksanaan kebijakan strategis Bank.
Pelaksanaan Tata Kelola Perusahaan yang Baik
(Good Corporate Governance)
Dalam melaksanakan fungsi pengawasan, Dewan Pengawas dibantu oleh 3 (tiga) Komite yakni Komite Audit, Komite Pemantau Risiko, serta Komite Remunerasi dan Nominasi. Pengangkatan anggota komite Bank dilakukan Direksi terakhir melalui Surat Keputusan Direksi No. 142/SK/BPD-PST/VI/2015 tanggal 30 Juni 2015 tentang Penetapan Kenggotaan Komite Audit, Komite Pemantau Resiko Serta Komite Remunerasi dan Nominasi Bank Pembangunan Daerah Kalimantan Timur yang kemudian diubah dalam Surat Keputusan Direksi Nomor 200/SK/BPD- PST/IX/2015 tentang Perubahan Surat Keputusan Direksi Nomor 142/SK/BPD-PST/VI/2015 tanggal 11 September 2015 tentang Penetapan Keanggotaan Komite Audit, Komite Pemantau Risiko serta Komite Remunerasi dan Nominasi Bank Pembangunan Daerah Kalimantan Timur. Saat ini Ketua Komite Audit dan Komite Pemantau Risiko dijabat oleh Sdr. Mardeksyah Bajurie serta Komite Remunerasi dan Nominasi diketuai oleh Sdr. Sulaiman Gafur.
Dewan Pengawas dan Komite yang telah dibentuk menjalankan tugas-tugas dengan efektif antara lain menetapkan kebijakan umum, menjalankan pengawasan, pengendalian dan pembinaan berdasarkan ketentuan peraturan perundang- undangan yang berlaku serta memastikan terselenggaranya pelaksanaan GCG dalam setiap kegiatan usaha bank pada seluruh tingkatan atau jenjang organisasi. Secara rutin Dewan Pengawas melaksanakan rapat minimal 1 (satu) kali dalam sebulan serta rapat rutin minimal 1 (satu) kali dalam 3 (tiga) bulan bersama Direksi. Pada kesempatan ini dibicarakan strategi serta evaluasi permasalahan yang ada secara keseluruhan serta senantiasa menjaga arah kebijakan bisnis dan operasional bank agar sesuai dengan peraturan perundang-undangan yang berlaku sehingga tingkat kepatuhan bank dapat terus terjaga dengan baik.
Dalam menjalankan kegiatan pengawasan, Dewan Pengawas telah memiliki pedoman dan tata tertib kerja termasuk pengaturan etika kerja, waktu kerja dan rapat sebagaimana tertuang dalam Manual Board Dewan Pengawas yang ditetapkan melalui Surat Keputusan (SK) Direksi No.154/SKB/BPD-PST/ XII/2007 tanggal 17 Desember 2007 dan telah dilakukan review atas Manual Board tersebut.
This is driven by the Supervisory Boards in their duty which is responsible for supervising the implementation of duties and responsibilities, as well as providing advices to the Boards by directing, monitoring, and evaluating the implementation of the bank’s strategic policies.
Implementation of Good Corporate Governance (GCG)
In performing their supervision function, the Supervisory Boards are assisted by three (3) Committees namely the Audit Committee, Risk Monitoring Committee, and the Remuneration and Nomination Committee. Appointment of committee members of Directors Bank conducted on the last Directors’ Decree No. 142 / SK / BPD-PST / VI / 2015 on June 30, 2015 regarding the membership stipulation of the Audit Committee, Risk Monitoring Committee as well as the Remuneration and Nomination Committee of Bank Pembangunan Daerah East Kalimantan, which is then amended in the Board of Directors Decree No. 200 / SK / BPD-PST / IX / 2015 concerning of Amendment Directors Decree No. 142 / SK / BPD-PST / VI / 2015 on September 11, 2015 related to the Stipulation of Audit Committee, Risk Monitoring Committee and Remuneration and Nomination Committee of BPD Kaltim. Currently, Chairman of the Audit Committee and Risk Monitoring Committee chaired by Mardeksyah Bajurie and the Remuneration and Nomination Committee is chaired by Sulaiman Gafur.
Board of Supervisors and the appointed committees should run their duties effectively such as establish general policies, run the monitoring, control and guidance based on the provisions of legislation and regulations, and ensure the implementation of GCG in every bank’s business activities at all levels of the organization. Regularly, Supervisory Boards should hold monthly meetings once a month as well as regular meetings at least one time in three months with the Board of Directors. In the meetings, members should discussed the strategy and evaluation of existing problems and to always keep the overall business policies and operational of bank so they could comply with the provisions and also the level of bank’s compliance could be well maintained continuously.
In conducting its supervisory activities, the Supervisory Boards have established guidelines and work rules including setting work ethics, working hours and the meeting as stated in the Manual Board Supervisory Board stipulated by the Directors Decree (SK) 154 / SKB / BPD-PST / XII / 2007 on December 17, 2007 which have been performed a review of the Manual Board.
Komposisi Dewan Pengawas dan Direksi
Pada kesempatan ini disampaikan pula bahwa Gubernur Provinsi Kalimantan Timur telah melantik Sulaiman Gafur sebagai Ketua Dewan Pengawas untuk periode kedua 2015-2018 berdasarkan Surat Keputusan Gubernur Kalimantan Timur Nomor 821/K.59/2015 tentang Pengangkatan Saudara Sulaiman Gafur sebagai Ketua Dewan Pengawas Bank Pembangunan Daerah Kalimantan Timur Periode 2015-2018. Pelantikan dilaksanakan bersamaan dengan pelantikan Direksi BPD Kaltim di Lamin Etam pada tanggal 9 Februari 2015. Di sisi lain, pada Juni 2015 periode jabatan Anggota Dewan Pengawas Independen yang dijabat DR. Sugeng Hariyadi, MBA berakhir. Sesuai dengan hasil RUPS Lainnya kedua tahun 2015 pada tanggal 25 Mei 2015, Pemegang Saham sudah menetapkan calon pengganti DR. Sugeng Hariyadi, MBA dan sampai saat ini masih proses fit and proper test di Otoritas Jasa Keuangan.
Sementara itu, Dr. Ir. H. Irianto Lambrie, M.M yang menjabat Anggota Dewan Pengawas Non Independen juga berhenti karena mencalonkan diri sebagai Gubernur Provinsi Kalimantan Utara. Untuk mengisi kekosongan posisi Dewan Pengawas yang terjadi, berdasarkan hasil Rapat Umum Pemegang Saham Lainnya pada 16 Desember 2015, telah disepakati bahwa posisi Anggota Dewan Pengawas Non Independen selanjutnya akan diisi oleh Sekretaris Daerah Provinsi Kalimantan Timur deinitif. Dengan demikian, pada akhir tahun 2015, posisi Dewan Pengawas BPD Kaltim terdiri atas 1 orang ketua yaitu Sdr. Sulaiman Gafur dan 1 orang anggota yaitu Sdr. Mardeksyah Bajurie.
Dikarenakan BPD Kaltim memiliki Unit Usaha Syariah maka sesuai dengan peraturan Bank Indonesia, diharuskan untuk melengkapi struktur organisasi Bank dengan menambah jabatan Dewan Pengawas Syariah, dimana hingga akhir tahun 2015 dewan Pengawas Syariah diketuai oleh Sdr. KH. Fakhruddin Wahab dengan anggota Sdr. Mursyid.
Akhir kata, atas nama Dewan Pengawas BPD Kaltim, saya menyampaikan apresiasi kepada Direksi atas kepemimpinannya yang konsisten serta kepada seluruh pegawai atas dedikasinya membangun BPD Kaltim semakin baik. Apresiasi juga saya sampaikan kepada para pemangku kepentingan atas segala dukungannya selama ini untuk bersama memajukan BPD Kaltim.
Sulaiman Gafur
Ketua Dewan Pengawas |
The composition of the Supervisory Board and the Board of Directors
On this occasion, I also conveyed that the Governor of East Kalimantan has been inaugurated Sulaiman Gafur as Chairman of the Board of Trustees for the second period of 2015-2018 based on East Kalimantan Governor’s Decree No. 821 / K.59 / 2015 on the appointment of Mr. Sulaiman Gafur as Chairman of the Supervisory Boards of BPD Kaltim in periode of 2015- 2018. Inauguration was held in conjunction with the inauguration of Directors of BPD Kaltim in Lamin Etam on February 9, 2015. On the other hand, in June 2015 the function’s period of the Independent Supervisory Board Members who chaired by Dr. Sugeng Hariyadi, MBAhas ended. In accordance with the results of the 2015 Annual General Meetings of Shareholders on May 25, 2015, the shareholders have already assigned a replacement candidate of Dr. Sugeng Hariyadi, MBA and currently is still on fit and proper test at the Financial Services Authority.
Meanwhile, Dr. Ir. H. Irianto Lambrie, M.M who served as Non Independent Member of the Supervisory Boards also has resigned due to run for governor of North Kalimantan. To fill in the vacancy of the Supervisory Boards, based on the results of the Annual General Meeting of Shareholders and Others on December 16, 2015, it was agreed that the position of Supervisory Boards of Non Independent Member will then be filled by the Provincial Secretary of East Kalimantan definitively. Thus, at the end of 2015, the position of the Supervisory Boards of BPD Kaltim consists of a Chairman, Sulaiman Gafur and another member, Mardeksyah Bajurie.
Due to the ownership of Sharia Bank, BPD Kaltim then in accordance with Bank Indonesia regulations, is required to complete the bank’s organizational structure by increasing the position of Sharia Supervisory Boards, which until the end of 2015 is chaired by KH. Mr. Fakhruddin Wahab with Mursyid as a member.
Finally, on behalf of the Supervisory Boards of BPD Kaltim, I express my gratitude to the Boards for their consistently leadership and to all employees for their dedication in continuously developing BPD Kaltim for the better. My appreciation also goes to the stakeholders for their supports during this time in moving forward together with BPD Kaltim.
1. Sulaiman Gafur, Ketua Dewan Pengawas
The Board of Supervisors
2. Mardeksyah Bajurie, Anggota Dewan Pengawas
Board of Supervisors Member
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