74
Lampiran 1 Sampel Perusahaan
No. Kode Perusahaan
1 AGRO Bank Rakyat Indonesia Agro Niaga Tbk 2 BABP Bank ICB Bumi Putra Tbk
3 BACA Bank Capital Indonesia Tbk 4 BAEK Bank Ekonomi Raharja Tbk 5 BBCA Bank Central Asia Tbk
6 BBKP Bank Bukopin Tbk
7 BBMD Bank Mestika Dharma
8 BBNI Bank Negara Indonesia (Persero) Tbk 9 BBNP Bank Nusantara Parahyangan Tbk 10 BBRI Bank Rakyat Indonesia (Persero) Tbk 11 BBTN Bank Tabungan Negara (Persero)
12 BCIC Bank Mutiara Tbk
13 BDMN Bank Danamon Indonesia Tbk 14 BEKS Bank Pundi Indonesia Tbk 15 BINA Bank Ina Perdana Tbk
16 BKSW Bank Kesawan Tbk
17 BMRI BankMandiri (persero) Tbk
18 BNBA Bank Bumi Arta Tbk
19 BNGA Bank CIMB Niaga Tbk
20 BNII Bank Internasional Indonesia Tbk
21 BNLI Bank Permata Tbk
22 BSWD Bank Swadesi Tbk
23 BTPN Bank Tabungan Pensiunan Nasional Tbk 24 BVIC Bank Victoria International Tbk
25 INPC Bank Artha Graha International Tbk 26 MAYA Bank Mayapada International Tbk 27 MCOR Bank Windu Kentjana International Tbk
28 MEGA Bank Mega Tbk
29 NISP Bank NISP OCBC Tbk
75
Lampiran 2
Nilai Variabel Terikat dan Variabel Bebas
Prediksi Kondisi Bermasalah
LABA BERSIH Prediksi
Kondisi Bermasalah
NO KODE 2009 2010 2011 2012 2013
78
NPL (Non Performing Loan) Tahun 2009 – 2013
79
NIM (Net Interest Margin) Tahun 2009 – 2013
81
BOPO (Beban Operasioanal Pendapatan Operasional) Tahun 2009 – 2013
BOPO
NO KODE 2009 2010 2011 2012 2013
1 AGRO 97.98 95.97 91.65 86.54 85.88 2 BABP 98.84 94.6 114.63 99.68 107.77 3 BACA 86.03 91.75 92.82 86.85 86.38 4 BAEK 77.79 76.32 81.00 90.02 94.13 5 BBCA 43.59 47.12 45.37 46.56 43.38 6 BBKP 86.93 84.98 82.05 81.42 82.73 7 BBMD 61.76 66.66 62.62 54.62 54.13
8 BBNI 84.9 76 72.6 71 67.1
9 BBNP 89.5 85.17 85.77 85.18 86.25 10 BBRI 77.66 70.86 66.69 59.93 60.58 11 BBTN 88.29 82.39 81.75 80.74 82.19 12 BCIC 92.66 81.75 87.22 92.96 173.8
13 BDMN 85.8 81.1 79.3 75 82.9
83
Total Aset = LN (Total Aset) Tahun 2009 – 2013
84
Lampiran 3
OUPUT HASIL PENGUJIAN DATA SPSS REGRESI LOGISTIK
1. Uji Statistik Deskriptif
Descriptive Statistics
N Minimum Maximum Mean Std. Deviation
CAR 150 3,29 2529,42 38,0975 208,64991
NPL 150 ,00 18,39 2,0789 2,28992
NIM 150 ,76 16,64 5,8277 2,49963
ROA 150 -12,90 5,42 1,7786 2,16910
BOPO 150 43,38 173,80 83,6285 17,31321
LDR 150 8,11 113,30 78,6176 15,96038
TOTAL ASET 150 25,23 34,23 30,6878 1,87781
KONDISI 150 ,00 1,00 ,1067 ,30972
Valid N (listwise) 150
2. Analisis Regresi Logistik
2.1 Menilai Keseluruhan Model (Overall Model Fit)
Block 0: Beginning Block
. Iteration Historya,b,c
Iteration -2 Log likelihood Coefficients Constant Step 0 1 106,876 -1,573
2 101,977 -2,031 3 101,847 -2,122 4 101,847 -2,125 5 101,847 -2,125 a. Constant is included in the model.
b. Initial -2 Log Likelihood: 101,847
85
b. Constant is included in the model. c. Initial -2 Log Likelihood: 101,847
d. Estimation terminated at iteration number 10 because parameter estimates changed by less than ,001.
2.2 Koefisien Determinasi
Model Summary
Step -2 Log likelihood Cox & Snell R
Square Nagelkerke R Square
1 40,477a ,336 ,681
a. Estimation terminated at iteration number 10 because parameter estimates changed by less than ,001.
2.3 Menguji Kelayakan Model Regresi
Omnibus Tests of Model Coefficients
Chi-square df Sig. Step 1 Step 61,370 7 ,000
86 2.4 Uji Multikolinieritas
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
Collinearity Statistics B Std. Error Beta Tolerance VIF 1 (Constant) -,762 ,571 -1,334 ,184
CAR ,000 ,000 ,071 ,933 ,352 ,805 1,242 NPL ,046 ,010 ,340 4,476 ,000 ,807 1,239 NIM -,030 ,009 -,241 -3,200 ,002 ,820 1,219 ROA ,040 ,024 ,280 1,649 ,101 ,161 6,216 BOPO ,009 ,003 ,500 2,784 ,006 ,144 6,942 LDR ,002 ,001 ,092 1,230 ,221 ,831 1,203 TOTAL
ASET -,001 ,014 -,003 -,041 ,968 ,672 1,488 a. Dependent Variable: KONDISI
2.5 Matriks Klasifikasi
Classification Tablea
Observed
Predicted
KONDISI Percentage Correct ,00 1,00
Step 1 KONDISI ,00 131 3 97,8
1,00 6 10 62,5
Overall Percentage 94,0