Lampiran 1
Daftar Total Modal Populasi 31 Desember 2014
No.
Kode
Nama Perusahaan
Total Modal (dalam
jutaan rupiah)
1.
AGRO
Bank Rakyat Indonesia
Agro Niaga, Tbk.
904.021
2.
BAEK
Bank Ekonomi Raharja,
Tbk.
3.023.145
3.
BBCA
Bank Central Asia, Tbk.
77.920.617
4.
BBKP
Bank Bukopin, Tbk.
6.821.480
5.
BBNI
Bank Negara Indonesia
(Persero), Tbk.
61.021.308
6.
BBNP
Bank Nusantara
Parahyangan, Tbk.
1.138.101
7.
BBRI
Bank Rakyat Indonesia
(Persero), Tbk.
97.737.429
8.
BBTN
Bank Tabungan Negara
(Persero), Tbk.
12.206.406
9.
BCIC
Bank Mutiara, Tbk.
1.091.618
10.
BDMN
Bank Danamon Indonesia,
Tbk.
33.017.524
11.
BEKS
Bank Pundi Indonesia, Tbk.
636.146
12.
BMRI
Bank Mandiri (Persero),
Tbk.
104.844.562
13.
BNBA
Bank Bumi Arta, Tbk.
602.139
14.
BNGA
Bank Cimb Niaga, Tbk.
28.447.694
15.
BNII
Bank Internasional
Indonesia, Tbk.
14.650.051
16.
BNLI
Bank Permata, Tbk.
17.094.536
17.
BSIM
Bank Sinar Mas, Tbk
3.160.482
18.
BSWD
Bank Of India Indonesia,
Tbk.
560.587
19.
BTPN
Bank Tabungan Pensiun
Nasional, Tbk.
12.060.534
20.
BVIC
Bank Victoria Internasional,
Tbk.
1.759.828
21.
INPC
Bank Artha Graha
Internasional, Tbk.
2.719.276
22.
MAYA
Bank Mayapada
Internasional, Tbk.
2.852.233
23.
MEGA
Bank Mega, Tbk.
6.956.657
24.
NISP
Bank OCBC NISP, Tbk.
14.907.176
Lanjutan Lampiran 1
Daftar Total Modal Populasi 31 Desember 2014
No.
Kode
Nama Perusahaan
Total Modal (dalam
jutaan rupiah)
25.
PNBN
Bank Pan Indonesia, Tbk.
23.228.703
26.
SDRA
Bank Woori Saudara
Indonesia, Tbk.
3.904.265
27.
BBMD
Bank Mestika Dharma, Tbk.
2.130.820
28.
BMAS
Bank Maspion Indonesia,
Tbk.
646.125
29.
NOBU
Bank Nationalnobu, Tbk
1.169.424
30.
NAGA
Bank Mitraniaga, Tbk.
183.950
31.
DNAR
Bank Dinar Indonesia, Tbk.
419.015
32.
BBYB
Bank Yudha Bakti, Tbk.
272.395
33.
BINA
Bank Ina Perdana, Tbk.
1.648.756
34.
PNBS
Bank Panin Syariah, Tbk.
1.072.794
35.
MCOR
Bank Windu Kentjana
International, Tbk.
9.769.591
36.
BACA Bank Capital Indonesia,
Tbk.
974.193
37.
AGRS
Bank Agris, Tbk
472.677
38.
BBHI
Bank Harda Internasional,
Tbk.
292.734
39.
BKSW
Bank QNB Indonesia, Tbk.
2.280.924
40.
BABP
Bank MNC International
1.234.569
Lampiran 2
Daftar Penentuan Sampel
No.
Kode
Nama Perusahaan
Kriteria
Sampel
1
2
3
1.
AGRO
Bank Rakyat
Indonesia Agro Niaga,
Tbk.
√
×
√
-
2.
BAEK
Bank Ekonomi
Raharja, Tbk.
√
√
√
Sampel 1
3.
BBCA
Bank Central Asia,
Tbk.
√
√
√
Sampel 2
4.
BBKP
Bank Bukopin, Tbk.
√
√
√
Sampel 3
5.
BBNI
Bank Negara
Indonesia (Persero),
Tbk.
√
√
√
Sampel 4
6.
BBNP
Bank Nusantara
Parahyangan, Tbk.
√
×
√
-
7.
BBRI
Bank Rakyat
Indonesia (Persero),
Tbk.
√
√
√
Sampel 5
8.
BBTN
Bank Tabungan
Negara (Persero), Tbk.
√
√
√
Sampel 6
9.
BCIC
Bank Mutiara, Tbk.
√
×
√
-
10.
BDMN
Bank Danamon
Indonesia, Tbk.
√
√
√
Sampel 7
11.
BEKS
Bank Pundi Indonesia,
Tbk.
√
×
√
-
12.
BMRI
Bank Mandiri
(Persero), Tbk.
√
√
√
Sampel 8
13.
BNBA
Bank Bumi Arta, Tbk.
√
×
√
-
14.
BNGA
Bank Cimb Niaga,
Tbk.
√
√
√
Sampel 9
15.
BNII
Bank Internasional
Indonesia, Tbk.
√
√
√
Sampel 10
16.
BNLI
Bank Permata, Tbk.
√
√
√
Sampel 11
17.
BSIM
Bank Sinar Mas, Tbk
√
√
√
Sampel 12
18.
BSWD
Bank Of India
Indonesia, Tbk.
√
×
√
-
19.
BTPN
Bank Tabungan
Pensiun Nasional,
Tbk.
Lanjutan Lampiran 2
Daftar Penentuan Sampel
No.
Kode
Nama Perusahaan
Kriteria
Sampel
1
2
3
20.
BVIC
Bank Victoria
Internasional, Tbk.
√
×
√
-
21.
INPC
Bank Artha Graha
Internasional, Tbk.
√
×
√
-
22.
MAYA
Bank Mayapada
Internasional, Tbk.
√
×
√
-
23.
MEGA
Bank Mega, Tbk.
√
√
√
Sampel 14
24.
NISP
Bank OCBC NISP,
Tbk.
√
√
√
Sampel 15
25.
PNBN
Bank Pan Indonesia,
Tbk.
√
√
√
Sampel 16
26.
SDRA
Bank Woori Saudara
Indonesia, Tbk.
√
√
√
Sampel 17
27.
BBMD
Bank Mestika
Dharma, Tbk.
√
×
√
-
28.
BMAS
Bank Maspion
Indonesia, Tbk.
√
×
√
-
29.
NOBU
Bank Nationalnobu,
Tbk
√
×
√
-
30.
NAGA
Bank Mitraniaga, Tbk.
√
×
√
-
31.
DNAR
Bank Dinar Indonesia,
Tbk.
√
×
√
-
32.
BBYB
Bank Yudha Bakti,
Tbk
√
×
√
-
33.
BINA
Bank Ina Perdana,
Tbk.
√
×
√
-
34.
PNBS
Bank Panin Syariah,
Tbk.
√
×
√
-
35.
MCOR
Bank Windu Kentjana
International, Tbk.
√
√
√
Sampel 18
36.
BACA
Bank Capital
Indonesia, Tbk.
√
×
√
-
37.
AGRS
Bank Agris, Tbk
√
×
√
-
38.
BBHI
Bank Harda
Internasional, Tbk.
√
×
√
-
39.
BKSW
Bank QNB Indonesia,
Tbk.
√
×
√
-
40.
BABP
Bank MNC
International
LAMPIRAN 3
Rasio Keuangan Bank Swasta
Bank Swasta
Tahun Rasio Keuangan (%)
CAR NPL ROA ROE BOPO NIM LDR PDN
Bank Ekonomi Raharja, Tbk.
2010 19.05 0.35 1.78 14.34 76.32 4.09 62.44 0.45 2011 16.37 0.74 1.49 10.43 81.00 4.38 70.06 0.29 2012 14.21 0.28 1.02 7.63 90.02 3.77 81.82 2.65 2013 13.10 0.72 1.19 9.03 94.13 3.60 83.07 1.75 2014 13.41 1.61 0.30 2.30 97.97 3.38 84.74 0.52 Bank Central
Asia, Tbk.
2010 13.5 0.2 3.5 33.3 65.1 5.3 55.2 1.0 2011 12.7 0.2 3.8 33.5 60.9 5.7 61.7 0.5 2012 14.2 0.2 3.6 30.4 62.4 5.6 68.6 0.9 2013 15.7 0.2 3.8 28.2 61.5 6.2 75.4 0.2 2014 16.9 0.2 3.9 25.5 62.4 6.5 76.8 0.6 Bank
Bukopin, Tbk.
2010 11.82 2.47 1.62 19.02 84.98 4.75 71.85 0.15 2011 12.71 2.14 1.87 20.10 82.05 4.55 85.01 2.94 2012 16.34 1.56 1.83 19.47 81.42 4.56 83.81 0.47 2013 15.12 1.51 1.75 19.09 82.73 3.82 85.80 0.21 2014 14.21 2.07 1.33 12.50 88.27 3.70 83.89 0.18 Bank
Danamon Indonesia,
Tbk.
2010 16.0 0.0 2.52 16.17 81.1 11.3 93.8 0.6 2011 17.6 0.0 2.58 13.35 79.3 9.9 98.3 0.5 2012 18.9 0.2 2.64 14.33 75.0 10.1 100.7 0.5 2013 17.9 1.1 2.26 13.18 82.86 9.6 95.1 0.6 2014 17.9 1.3 1.12 6.71 76.61 8.4 92.6 1.1 Bank Cimb
Niaga, Tbk.
2010 13.47 1.92 2.75 18.61 76.80 6.46 88.04 3.54 2011 13.16 1.46 2.85 17.29 76.10 5.63 94.41 1.72 2012 15.16 1.11 3.18 18.76 71.70 5.87 95.04 0.99 2013 15.36 1.55 2.76 16.50 73.79 5.34 94.49 2.32 2014 15.58 1.94 1.44 8.13 87.86 5.36 99.46 0.76
Bank Internasional
Indonesia, Tbk.
2010 12.51 1.74 1.14 6.81 92.19 5.92 83.18 4.26 2011 11.83 1.10 1.13 9.16 92.66 5.30 88.86 3.79 2012 12.83 0.81 1.62 15.79 87.65 5.73 87.34 8.99
2013 12.72 1.55 1.71 16.18 84.36 4.94 87.04 4.13 2014 15.72 1.48 0.67 6.02 93.03 4.76 92.67 0.88
Bank Permata,
Tbk.
2010 14.05 0.74 1.98 22.80 84.01 5.34 87.46 6.70 2011 14.07 0.55 1.66 15.87 85.42 5.13 83.06 3.94 2012 15.86 0.41 1.70 17.54 84.51 5.39 89.52 7.85 2013 14.28 0.31 1.55 15.68 84.99 4.22 89.24 2.48 2014 13.58 0.63 1.16 12.17 89.80 3.63 89.13 2.79 Bank Sinar
Mas, Tbk.
2014 18.38 2.56 1.02 5.72 83.75 5.87 83.88 0.18 Bank
Tabungan Pensiun Nasional,
Tbk.
2010 23.4 1.1 4.0 36.4 59 14 91 0 2011 20.5 0.7 4.4 31.8 54 13 85 0 2012 21.5 0.6 4.7 32.6 54 13.1 86 0 2013 23.1 0.7 4.5 26.2 53 12.7 88 0 2014 23.3 0.7 3.6 18.4 58 11.4 97 0 Bank Mega,
Tbk.
2010 15.03 0.90 2.45 27.20 77.79 4.88 56.03 2.96 2011 11.86 0.98 2.29 26.74 81.84 5.40 63.75 2.56 2012 16.83 2.09 2.74 27.44 76.73 6.45 52.39 9.20 2013 15.74 2.17 1.14 9.65 89.66 5.38 57.41 5.07 2014 15.23 2.09 1.16 10.05 91.25 5.27 65.85 5.93 Bank OCBC
NISP, Tbk.
2010 17.63 0.94 1.29 8.12 83.25 5.04 80.00 1.30 2011 13.75 0.59 1.91 12.90 79.85 4.80 87.04 3.22 2012 16.49 0.37 1.79 12.22 78.93 4.17 86.79 0.71 2013 19.28 0.35 1.81 11.87 78.03 4.11 92.49 0.40 2014 18.74 0.80 1.79 9.68 79.46 4.15 93.59 0.95 Bank Pan
Indonesia, Tbk.
2010 18.34 2.68 1.87 11.62 44.76 4.59 74.22 0.31 2011 19.28 0.92 2.02 14.72 51.47 4.64 80.36 0.60 2012 16.31 0.48 1.96 15.37 49.57 4.19 88.46 1.17 2013 16.74 0.75 1.85 14.56 53.61 4.09 87.71 3.54 2014 17.30 0.46 1.79 13.09 57.03 3.83 90.51 0.61 Bank Woori
Saudara Indonesia,
Tbk.
2010 17.77 0.86 2.78 17.45 79.30 10.24 100.20 0.88 2011 13.38 1.08 3.00 23.36 80.03 9.14 81.70 11.47 2012 14.70 0.57 2.78 27.44 84.39 8.28 84.39 4.74 2013 27.91 0.41 5.14 13.95 33.28 3.83 140.72 0.91 2014 21.71 1.81 2.81 8.35 56.04 1.89 101.20 1.91 Bank Windu
Kentjana Internasional,
Tbk.
Lampiran 4
Rasio Keuangan Bank Pemerintah
Bank Pemerintah
Tahun Rasio Keuangan (%)
CAR NPL ROA ROE BOPO NIM LDR PDN
Bank Mandiri (Persero),
Tbk.
2010 13.36 0.54 3.50 33.09 66.43 5.39 65.44 1.85 2011 15.34 0.45 3.37 25.57 67.22 5.29 71.65 1.50 2012 15.48 0.37 3.55 27.23 63.93 5.58 77.66 1.27 2013 14.93 0.37 3.66 27.31 62.41 5.68 82.97 2.40 2014 16.60 0.44 3.57 25.81 64.98 5.94 82.02 2.01 Bank
Rakyat Indonesia (Persero),
Tbk.
2010 13.76 0.74 4.64 31.28 70.86 10.77 75.17 4.45 2011 14.96 0.42 4.93 30.28 66.69 9.58 76.20 5.49 2012 16.95 0.34 5.15 28.80 59.93 8.42 79.85 3.00 2013 16.99 0.41 5.03 26.92 60.58 8.55 88.54 3.15 2014 18.31 0.57 4.74 24.82 63.37 8.51 81.68 3.86 Bank
Negara Indonesia (Persero),
Tbk.
2010 18.63 1.11 2.49 24.70 75.99 5.78 70.15 4.49 2011 17.63 0.51 2.94 20.06 72.58 6.03 70.37 2.82 2012 16.67 0.75 2.92 19.99 70.99 5.93 77.52 2.24 2013 15.09 0.55 3.36 22.47 67.12 6.11 85.30 3.39 2014 16.22 0.39 3.49 23.64 69.78 6.20 87.81 1.61 Bank
Tabungan Negara (Persero),
Tbk.
Lampiran 5
Hasil Penelitian
1.
Statistik Deskriptif
A.
Bank Swasta
Descriptive Statistics
N Minimum Maximum Mean
CAR 70 11.67 27.91 16.1641
NPL 70 .00 2.68 1.0906
ROA 70 .30 5.14 2.1484
ROE 70 2.30 36.40 16.1277
BOPO 70 33.28 97.97 77.0701
NIM 70 1.89 14.00 5.9784
LDR 70 52.39 140.72 83.7933
PDN 70 .00 13.42 2.3099
Valid N (listwise) 70
B.
Bank Pemerintah
Descriptive Statistics
N Minimum Maximum Mean
CAR 20 13.36 18.63 16.0320
NPL 20 .34 3.12 1.0900
ROA 20 1.12 5.15 3.3135
ROE 20 10.66 33.09 23.5560
BOPO 20 59.93 89.19 70.9560
NIM 20 4.47 10.77 6.5625
LDR 20 65.44 108.86 84.8745
PDN 20 .70 5.49 2.5565
2.
Uji Persyaratan Analisis
Uji Normalitas
Test Statisticsa
CAR NPL ROA ROE BOPO NIM LDR PDN
Most Extreme Differences
Absolute .286 .329 .514 .550 .464 .486 .229 .464
Positive .286 .186 .514 .550 .171 .486 .221 .464
Negative -.186 -.329 .000 -.043 -.464 -.093 -.229 -.114
Kolmogorov-Smirnov Z 1.127 1.296 2.028 2.169 1.831 1.916 .901 1.831
Asymp. Sig. (2-tailed) .158 .070 .001 .000 .002 .001 .391 .002
a. Grouping Variable: JENIS BANK
3.
Teknik Analisis Data
Uji Korelasi
Correlations
CAR NPL LDR
CAR Pearson Correlation 1 -.085 .377**
Sig. (2-tailed) .428 .000
N 90 90 90
NPL Pearson Correlation -.085 1 .133
Sig. (2-tailed) .428 .211
N 90 90 90
LDR Pearson Correlation .377** .133 1
Sig. (2-tailed) .000 .211
N 90 90 90
Uji
Independent Sample T-Test
Group Statistics
JENIS BANK N Mean Std. Deviation Std. Error Mean
CAR bank swasta 70 16.1641 3.23248 .38636
bank pemerintah 20 16.0320 1.44579 .32329
NPL bank swasta 70 1.0906 .71485 .08544
bank pemerintah 20 1.0900 1.02212 .22855
LDR bank swasta 70 83.7933 13.25569 1.58436
bank pemerintah 20 84.8745 13.38915 2.99390
Independent Samples Test
Levene's Test for Equality of
Variances t-test for Equality of Means
95% Confidence Interval of the
Difference
F Sig. T Df
Sig. (2-tailed)
Mean Difference
Std. Error
Difference Lower Upper
CAR Equal variances assumed
7.786 .006 .177 88 .860 .13214 .74545 -1.34929 1.61357
Equal variances not assumed
.262 71.736 .794 .13214 .50377 -.87217 1.13646
NPL Equal variances assumed
5.151 .026 .003 88 .998 .00057 .20065 -.39817 .39931
Equal variances not assumed
.002 24.550 .998 .00057 .24400 -.50243 .50357
LDR Equal variances assumed
.516 .475 -.321 88 .749 -1.08121 3.36826 -7.77493 5.61250
Equal variances not assumed
Uji
Mann-Whitney
Ranks
JENIS BANK N Mean Rank Sum of Ranks
ROA bank swasta 70 39.89 2792.50
bank pemerintah 20 65.13 1302.50
Total 90
ROE bank swasta 70 40.66 2846.00
bank pemerintah 20 62.45 1249.00
Total 90
BOPO bank swasta 70 49.37 3456.00
bank pemerintah 20 31.95 639.00
Total 90
NIM bank swasta 70 41.09 2876.00
bank pemerintah 20 60.95 1219.00
Total 90
PDN bank swasta 70 42.10 2947.00
bank pemerintah 20 57.40 1148.00
Total 90
Test Statisticsa
ROA ROE BOPO NIM PDN
Mann-Whitney U 307.500 361.000 429.000 391.000 462.000
Wilcoxon W 2792.500 2846.000 639.000 2876.000 2947.000
Z -3.810 -3.290 -2.630 -2.999 -2.310
Asymp. Sig. (2-tailed) .000 .001 .009 .003 .021
