ProdukHukum BankIndonesia

KELONGGARAN TARIK KREDIT MIKRO, KECIL, DAN MENENGAH (MKM) PERBANKAN

1

UNDISBURSED LOAN OF MICRO, SMALL, AND MEDIUM (MSM) CREDITS

1

POSISI/POSITION

: AGUSTUS/AUGUST

2010

IV. KELONGGARAN TARIK KREDIT MKM MENURUT KELOMPOK BANK/

UNDISBURSED LOAN OF MSM CREDITS BY GROUP OF BANKS*) (Miliar Rp/Billions of IDR)

Tw IV/Qrt IV % Thd Tw I/Qrt I % Thd Tw II/Qrt II % Thd Agt/Aug % Thd Tw/Qrt III % Thd Tw IV/Qrt IV % Thd Tw I/Qrt I % Thd Tw II/Qrt II % Thd Agt/Aug % Thd Kelonggaran Tarik/Undisbursed Loan 2008 Baki Debet 2009 Baki Debet 2009 Baki Debet 2009 Baki Debet 2009 Baki Debet 2009 Baki Debet 2010 *) Baki Debet 2010 *) Baki Debet 2010 *) Baki Debet

Bank Persero/State Banks 16.323,5 7,1% 21.070,4 8,9% 27.291,2 10,6% 28.314,3 10,6% 24.551,5 9,1% 51.204,0 18,0% 9.302,9 3,2% 9.113,8 3,0% 3.718,1 1,2%

Bank Swasta Nasional Devisa/Foreign

Exchange Private National Banks 38.291,2 14,3% 39.337,2 15,3% 39.643,9 15,1% 37.108,6 13,9% 37.960,4 14,1% 36.343,0 12,7% 9.225,8 3,1% 9.215,8 2,9% 26.957,3 8,0% Bank Swasta Nasional Non Devisa/Non

Foreign Exchange Private National Banks 1.414,7 6,0% 1.523,7 6,1% 1.491,1 6,2% 1.596,3 6,1% 1.494,3 5,5% 1.540,6 5,2% 989,7 3,1% 991,4 2,6% 1.048,3 2,8% BPD/Regional Development Banks 2.222,4 2,5% 2.091,4 2,3% 2.215,9 2,2% 2.322,7 2,2% 2.369,8 2,2% 2.540,7 2,4% 2.265,7 2,0% 2.663,5 2,2% 2.719,0 2,2%

Bank Campuran/Joint Banks 392,4 4,6% 1.608,9 13,8% 1.618,6 13,4% 1.623,0 13,5% 1.670,2 13,4% 1.555,3 12,1% 958,0 4,3% 834,8 3,3% 843,7 3,5%

Bank Asing/Foreign Banks 779,1 4,6% 713,3 4,3% 743,7 4,7% 667,2 4,2% 720,6 4,5% 750,0 4,6% 3.251,6 11,3% 2.735,0 10,6% 2.241,4 8,0%

BPR-BPRS/Rural Banks-Islamic Rural Banks n.a n.a n.a n.a n.a n.a n.a n.a n.a

Total 59.423,2 9,4% 66.345,0 10,4% 73.004,4 10,8% 71.632,1 10,3% 68.766,8 9,8% 93.933,5 12,7% 25.993,8 3,3% 25.554,3 3,1% 37.527,8 4,3% 1

Sumber data: Bank Indonesia (Biro Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU)/Data source: Bank Indonesia (Bureau of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Banks' Monthly Reports.

Sudah termasuk pembiayaan oleh Bank Umum Syariah/Includes financing of Islamic Banks.

Tidak termasuk kelonggaran tarik kredit BPR/BPRS/Undisbursed loan of Conventional and Islamic Rural Banks are not included.

*) Angka Sementara/Preliminary Figures

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