ProdukHukum BankIndonesia

KELONGGARAN TARIK KREDIT MIKRO, KECIL, DAN MENENGAH (MKM) PERBANKAN

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UNDISBURSED LOAN OF MICRO, SMALL, AND MEDIUM (MSM) CREDITS

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POSISI/

POSITION

: DESEMBER/

DECEMBER

2009

IV. KELONGGARAN TARIK KREDIT MKM MENURUT KELOMPOK BANK/

UNDISBURSED LOAN OF MSM CREDITS BY GROUP OF BANKS*) (Miliar Rp/Billions of IDR)

Tw I/Qrt I % Thd Tw II/Qrt II % Thd Tw III/Qrt III % Thd Tw IV/Qrt IV % Thd Tw I/Qrt I % Thd Tw II/Qrt II % Thd Tw/Qrt III % Thd Tw IV/Qrt IV % Thd Kelonggaran Tarik/Undisbursed Loan 2008 Baki Debet 2008 r Baki Debet 2008 Baki Debet 2008 Baki Debet 2009 Baki Debet 2009 Baki Debet 2009 Baki Debet 2009 Baki Debet

Bank Persero/State Banks 14.065,6 7,9% 13.860,3 6,9% 16.668,7 7,6% 16.323,5 7,1% 21.070,4 8,9% 27.291,2 10,6% 24.551,5 9,1% 51.204,0 18,0% Bank Swasta Nasional Devisa/Foreign

Exchange Private National Banks 37.696,7 16,6% 36.087,2 14,5% 40.789,4 15,4% 38.291,2 14,3% 39.337,2 15,3% 39.643,9 15,1% 37.960,4 14,1% 36.343,0 12,7%

Bank Swasta Nasional Non Devisa/Non

Foreign Exchange Private National Banks 1.432,2 6,6% 1.437,0 6,6% 1.571,6 6,8% 1.414,7 6,0% 1.523,7 6,1% 1.491,1 6,2% 1.494,3 5,5% 1.540,6 5,2%

BPD/Regional Development Banks 1.712,6 2,4% 1.882,5 2,4% 2.146,2 2,5% 2.222,4 2,5% 2.091,4 2,3% 2.215,9 2,2% 2.369,8 2,2% 2.540,7 2,4%

Bank Campuran/Joint Banks 659,1 9,3% 420,1 5,5% 418,8 4,9% 392,4 4,6% 1.608,9 13,8% 1.618,6 13,4% 1.670,2 13,4% 1.555,3 12,1% Bank Asing/Foreign Banks 560,0 3,9% 662,0 4,0% 842,2 4,8% 779,1 4,6% 713,3 4,3% 743,7 4,7% 720,6 4,5% 750,0 4,6%

BPR-BPRS/Rural Banks-Islamic Rural Banks n.a n.a n.a n.a n.a n.a n.a n.a

Total 56.126,2 10,8% 54.349,1 9,4% 62.436,9 10,1% 59.423,2 9,4% 66.345,0 10,4% 73.004,4 10,8% 68.766,8 9,8% 93.933,5 12,7% 1

Sumber data: Bank Indonesia (Biro Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS/Data source: Bank Indonesia (Bureau of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Banks' Monthly Reports and Rural Banks/Rural Islamic Banks' Monthly Report.

*) Tidak termasuk kelonggaran tarik kredit BPR/BPRS/Undisbursed loan of Conventional and Islamic Rural Banks are not included.

r = angka revisi/revised figures

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