Lampiran No.1
Hasil Perhitungan VACA, VAHU, STVA dan VAIC
TMPerbankan Syariah
Go Public
dan
Non Go Public
di Indonesia Periode 2008
Nama Bank
MALAT INDONESIA 1,471,951 -461,820 1,933,771 1,173,391 1.65 -136813 -14.13 2,070,584 1.07
NK SYARIAH MANDIRI, Tbk 2,106,382 -334,937 2,441,319 1,397,545 1.75 -297,805 -8.20 2,739,124 1.12
Hasil Perhitungan VACA, VAHU, STVA dan VAIC
TMPerbankan Syariah
Go Public
dan
Non Go Public
di Indonesia Periode 2009
Nama Bank
MALAT INDONESIA 1,471,300 -441,974 1,913,274 898,003 2.13 -183,358 -10.43 2,096,632 1.10
NK SYARIAH MANDIRI, Tbk 2,488,245 -421,035 2,909,280 1,890,440 1.54 -389,292 -7.47 3,298,572 1.13
SYARIAH, Tbk 19,576 -33,399 52,975 34,664 1.53 -30,031 -1.76 83,006 1.57
SYARIAH, Tbk 288,490 -207,708 496,198 463,659 1.07 -90,176 -5.50 586,374 1.18
AR BANTEN SYARIAH, Tbk 6,309,669 -27,080 6,336,749 3,847,324 1.65 -2,545,600 -2.49 8,882,349 1.40
RIAH BUKOPIN, Tbk 142,749 -36,711 179,460 137,878 1.30 -20,478 -8.76 199,938 1.11
TORIA SYARIAH, Tbk 845,089 -98,956 944,045 849,465 1.11 -689,700 -1.37 1,633,745 1.73
YBANK SYARIAH INDONESIA 203,247 -11,289 214,536 870,477 0.25 -26,750 -8.02 241,286 1.12
Hasil Perhitungan VACA, VAHU, STVA dan VAIC
TMPerbankan Syariah
Go Public
dan
Non Go Public
di Indonesia Periode 2010
Nama Bank
MALAT INDONESIA 1,900,784 -539,690 2,440,474 2,015,263 1.21 -245,419 -9.94 2,685,893 1.10
NK SYARIAH MANDIRI, Tbk 3,395,847 -640,404 4,036,251 2,406,282 1.68 -627,225 -6.44 4,663,476 1.16
Hasil Perhitungan VACA, VAHU, STVA dan VAIC
TMPerbankan Syariah
Go Public
dan
Non Go Public
di Indonesia Periode 2011
2011
Hasil Perhitungan VACA, VAHU, STVA dan VAIC
TMPerbankan Syariah
Go Public
dan
Non Go Public
di Indonesia Periode 2012
Nama Bank
MALAT INDONESIA 2,697,737 -493,228 3,190,965 2,321,351 1.37 -494,942 -6.45 3,685,907 1.1
NK SYARIAH MANDIRI, Tbk 5,982,318 735,199 5,247,119 4,984,624 1.05 -979,926 -5.35 6,227,045 1.1
SYARIAH, Tbk 171,516 -22,519 194,035 323,378 0.60 -39,036 -4.97 233,071 1.2
Lampiran No.2
Gambaran NPM dan LDR Perbankan Syariah
Go Public
dan
Non Go Public
di Indonesia
11 PT. MAYBANK SYARIAH INDONESIA 1.25 39.8519 PT. PANIN SYARIAH, Tbk 4.43 73.28 20 PT. SYARIAH BUKOPIN, Tbk 4.07 75.99 21 PT. VICTORIA SYARIAH, Tbk 2.38 50.43 22 PT. MAYBANK SYARIAH INDONESIA 1.25 19.51
2010
23 PT. BNI SYARIAH, Tbk 5.80 70.20 24 PT. MEGA SYARIAH, Tbk 5.44 56.03 25 PT. MUAMALAT INDONESIA 5.24 91.52 26 PT. BANK SYARIAH MANDIRI, Tbk 10.44 83.16 27 PT. BCA SYARIAH, Tbk 5.30 55.20 28 PT. BRI SYARIAH, Tbk 10.77 75.17 29 PT. JABAR BANTEN SYARIAH, Tbk 7.32 71.54 30 PT. PANIN SYARIAH, Tbk 4.59 74.22 31 PT. SYARIAH BUKOPIN, Tbk 4.75 71.85 32 PT. VICTORIA SYARIAH, Tbk 1.77 40.22 33 PT. MAYBANK SYARIAH INDONESIA 1.25 12.26
Gambaran NPM dan LDR Perbankan Syariah
Go Public
dan
Non Go Public
di Indonesia
Periode 2008-2012
2011
No. Nama Bank
NPM (%)
LDR
(%)
35 PT. MEGA SYARIAH, Tbk 5.40 63.75 36 PT. MUAMALAT INDONESIA 5.15 85.18 37 PT. BANK SYARIAH MANDIRI, Tbk 9.76 75.10
38 PT. BCA SYARIAH, Tbk 5.70 61.70
39 PT. BRI SYARIAH, Tbk 9.58 76.20
40 PT. JABAR BANTEN SYARIAH, Tbk 6.89 72.95 41 PT. PANIN SYARIAH, Tbk 4.64 80.36 42 PT. SYARIAH BUKOPIN, Tbk 4.55 85.01 43 PT. VICTORIA SYARIAH, Tbk 1.86 63.62 44 PT. MAYBANK SYARIAH INDONESIA 1.25 29.20
2012
45 PT. BNI SYARIAH, Tbk 5.90 77.50
46 PT. MEGA SYARIAH, Tbk 6.45 52.39 47 PT. MUAMALAT INDONESIA 7.42 94.15 48 PT. BANK SYARIAH MANDIRI, Tbk 8.23 77.66
49 PT. BCA SYARIAH, Tbk 5.60 68.60
50 PT. BRI SYARIAH, Tbk 8.42 79.85
Lampiran No.3
Hasil Analisis Statistik Deskriptif Variabel Penelitian Perbankan
Syariah
Go Public
dan
Non Go Public
di Indonesia
Descriptive Statistic
N Minimum Maximum Mean Std. Deviation
VAHU 55 -28,76 4,03 -6,0391 5,03927
VACA 55 -,49 2,58 1,0498 ,70322
STVA 48 1,05 3,59 1,3121 ,38450
VAIC 55 -25,86 4,29 -4,5042 5,10430
NPM 55 1,25 12,37 5,6155 2,60255
LDR 55 12,26 97,45 67,1811 20,31410
Valid N (listwise) 46
a Test distribution is Normal.
Lampiran No.4
Hasil Uji Normalitas
One-Sample Kolmogorov-Smirnov Test
(Sebelum Transformasi)
VAHU VACA STVA NPM LDR
N 55 55 48 55 55
Normal
Parameters(a,b)
Mean -6,0391 1,0498 1,3121 5,6155 67,1811
Std.
Deviation 5,03927 ,70322 ,38450 2,60255 20,31410
Most Extreme Differences
Absolute ,134 ,119 ,272 ,106 ,146
Positive ,114 ,119 ,272 ,096 ,074
Negative -,134 -,062 -,261 -,106 -,146
Kolmogorov-Smirnov Z ,991 ,880 1,888 ,788 1,083
Asymp. Sig. (2-tailed) ,279 ,421 ,002 ,565 ,191
a Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
(Setelah Transformasi)
VAHU VACA LnSTVA NPM LDR
N 55 55 48 55 55
Normal
Parameters(a,b)
Mean
-6,0391 -1,6207 ,2460 5,6155 67,1811
Std. Deviation 5,03927 ,62620 ,20485 2,60255 20,31410
Most Extreme Differences
Absolute ,134 ,197 ,268 ,106 ,146
Positive ,114 ,197 ,268 ,096 ,074
Negative -,134 -,083 -,197 -,106 -,146
Kolmogorov-Smirnov Z ,991 ,880 1,368 ,788 1,083
Asymp. Sig. (2-tailed) ,279 ,421 ,047 ,565 ,191
a Test distribution is Normal.
Lampiran No.5
Hasil Uji Heterokedastisitas
Uji Glejser
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig.
B Std. Error Beta B Std. Error
1 (Constant) 3,825 1,321 2,896 ,006
VAHU ,286 ,156 ,517 1,834 ,073
VACA 1,416 ,508 ,362 2,786 ,008
LnSTVA -1,213 1,088 -,315 -1,115 ,270
a Dependent Variable: AbsNPM
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig.
B Std. Error Beta B Std. Error
1 (Constant) 55,269 10,433 5,298 ,000
VAHU ,896 1,232 ,209 ,727 ,470
VACA 11,454 4,013 ,379 2,854 ,006
LnSTVA -2,924 8,592 -,098 -,340 ,735
Lampiran No.6
Hasil Uji Autokorelasi
Model Summary(b)
Model R R Square
Adjusted R Square
Std. Error of
the Estimate Durbin-Watson
1 ,436(a) ,190 ,141 2,45742 1,280
a Predictors: (Constant), LnSTVA, VACA, VAHU
b Dependent Variable: NPM
Model Summary(b)
Model R R Square
Adjusted R Square
Std. Error of
the Estimate Durbin-Watson
1 ,392(a) ,154 ,102 19,40771 1,906
a Predictors: (Constant), LnSTVA, VACA, VAHU
Lampiran No.7
Hasil Uji Multikolineritas
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients Collinearity Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) 3,825 1,321 2,896 ,006
VAHU ,286 ,156 ,517 1,834 ,073
VACA 1,416 ,508 ,362 2,786 ,008
LnSTVA -1,213 1,088 -,315 -1,115 ,270
a Dependent Variable: NPM
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients Collinearity Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) 55,269 10,433 5,298 ,000
VAHU ,896 1,232 ,209 ,727 ,470
VACA 11,454 4,013 ,379 2,854 ,006
LnSTVA -2,924 8,592 -,098 -,340 ,735
Lampiran No.8
Hasil Analisis Regresi Dummy
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig.
1 Regression 112,082 4 28,021 5,309 ,001(a)
Residual 253,346 48 5,278
Total 365,429 52
a Predictors: (Constant), DUMMY, VACA, VAHU, LnSTVA
b Dependent Variable: NPM
Coefficients(a)
Model Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) ,988 1,588 ,622 ,537
VAHU ,287 ,146 ,518 1,966 ,055
VACA 1,190 ,482 ,304 2,470 ,017
LnSTVA -1,747 1,034 -,453 -1,689 ,098
DUMMY 2,612 ,920 ,373 2,840 ,007
Model Summary(b)
Model R R Square
Adjusted R Square
Std. Error of the Estimate
1 ,554(a) ,307 ,249 2,29740
a Predictors: (Constant), DUMMY, VACA, VAHU, LnSTVA
b Dependent Variable: NPM
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig.
1 Regression 7479,817 4 1869,954 6,261 ,000(a)
Residual 14335,778 48 298,662
Total 21815,595 52
a Predictors: (Constant), DUMMY, VACA, VAHU, LnSTVA
b Dependent Variable: LDR
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig.
B Std. Error Beta
1 (Constant) 27,354 11,949 2,289 ,027
VAHU ,902 1,097 ,211 ,822 ,415
VACA 9,230 3,623 ,305 2,548 ,014
LnSTVA -8,176 7,780 -,274 -1,051 ,299
DUMMY 25,697 6,918 ,476 3,714 ,001
a Dependent Variable: LDR
Model Summary(b)
Model R R Square
Adjusted R Square
Std. Error of the Estimate
1 ,586(a) ,343 ,288 17,28184
a Predictors: (Constant), DUMMY, VACA, VAHU, LnSTVA