Journal of Education for Business
ISSN: 0883-2323 (Print) 1940-3356 (Online) Journal homepage: http://www.tandfonline.com/loi/vjeb20
Promoting Critical-Thinking Skills By Using
Negotiation Exercises
Diana Page & Arup Mukherjee
To cite this article: Diana Page & Arup Mukherjee (2007) Promoting Critical-Thinking Skills By Using Negotiation Exercises, Journal of Education for Business, 82:5, 251-257, DOI: 10.3200/ JOEB.82.5.251-257
To link to this article: http://dx.doi.org/10.3200/JOEB.82.5.251-257
Published online: 07 Aug 2010.
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ABSTRACT. Manywritersarguethat itisnecessarytodevelopcriticalthinking skillsinbusinessstudentsbecausethese skillsareneededtodealwiththeincreas-ingcomplexitiesofreal-lifeproblems. Althoughthegoalappearstobelaudable,it isnotalwaysclearhowtogoaboutachiev-ingit.Inthisarticle,theauthorsdescribe activelearningexperiencesinacourseon businessnegotiationsthatservethedual purposeofteachingstudentstonegotiate andsharpentheircritical-thinkingskills. Inthecurrentatmosphereofresourcecon-straints,itisunlikelythatseparatecourses canbesetupforimprovingcritical-thinking skills.Acourseonbusinessnegotiations, suitablydesignedtoincorporateappropriate active-learningexperiences,isonewayto promotehigherorderthinkingskills.
Keywords:activelearning,criticalthinking, negotiation
Copyright©2007HeldrefPublications
tudentswhosemajorisinthefield of management are exposed to a great amount of information pertaining to the different topics in the field. In eachsubjectarea,theamountofknowl-edgehasgrownrapidly.Ithascreatedan expectation for instructors to commu-nicatethisknowledgetostudents.This greateremphasisoncontenthasresulted inalackofemphasisoncriticalthinking skillsneededtodealwithrealproblems. In reality, management graduates need to analyze decision-making scenarios, understand the needs of the different stakeholders, manage the interactions betweenthestakeholders,identifyalter-natives,andidentifysuitablecriteriato evaluatealternatives.Onthisbasis,stu-dentsneedtorecognizeandunderstand the tradeoffs and compromises needed in real decision-making scenarios. All these activities demand critical think-ingfromthem.Ithasbeentheauthors’ observation that although the existing courses meet needs for content, they generallylacktheenvironmenttoopti- mizethedevelopmentofcritical-think-ingskills.
EmphasisonCriticalThinking
This discussion about critical think-ingisnotnew.Thedebatehascontinued formanyyears.However,thedebatehas takenonurgencybecauseofthepromi- nencegiventoitrecentlybytheAsso-ciation to Advance Collegiate Schools
ofBusiness(AACSB;2003),theglobal accreditationagencyforbusinesseduca-tion.In2003,AACSBadoptedanewset ofstandardsforaccreditationandmain-tenance of accreditation. Under Stan-dard 15 (management of curriculum), AACSB is prescriptive and suggests thatreflectivethinkingskillsshouldbe animportantoutcomeofundergraduate business programs. Some authors have referredtothiskindofthinkingability ashigherorderthinking.
The business accreditation agency is quite prescriptive about the need to develop higher order thinking skills in businessstudents.Thusthegoalisquite clear.Whatisnotclear(andtheresearch-ersaresilentonthisimportantaspect)is how to achieve this goal. One option may be to set up a new course to help studentslearnthiscomplexskill.How-ever, for most universities, this is not a practical option because of resource constraints.The technological and sub-ject knowledge required for business managers has greatly increased in the past20years.Thus,thereislittleroom in business curricula for such an extra course.Theonlypracticaloptionappears tobetoincorporatelearningexperiences in existing courses that simultaneously promotehigher-orderthinking.
CriticalThinkingDefined
What is critical thinking or reflec-tive thinking or higher order thinking? Manyauthorshaveattemptedtoanswer thisquestion.Forextensivecoverageof this topic, see Bloom (1956), Jenkins
PromotingCritical-ThinkingSkillsBy
UsingNegotiationExercises
DIANAPAGE ARUPMUKHERJEE
UNIVERSITYOFWESTFLORIDA PENSACOLA,FLORIDA
S
(1998), Dalal (1994), and Guillemette (1991). Bloom’s taxonomy has with-stoodthetestoftimeforover50years andisquiteusefulfordiscussionsabout higherorderthinking.Inthisarticle,we use the phraseshigher order thinking, criticalthinking,andreflectivethinking interchangeably.
Bloom (1956) identified a category of objectives calledcognitive objec-tives. This set of objectives deal with whether a student is able to perform in certain educationally desirable ways after instruction. There are six major subcategories of cognitive objectives that we will summarize later on the basisoftheworkofGuillemette(1991). The subcategories in increasing order of complexity include (a) knowledge, (b) comprehension, (c) application, (d) analysis, (e) synthesis, and (f) evalu-ation.Knowledge involves recall of information.Comprehension involves thelowestlevelofunderstandingwhere thereaderknowswhatisbeingcommu-nicatedandcanuseitinitsimmediate context.Applicationconsistsoftheuse of ideas, principles, and theories in a particularcontext.
The activities ofanalysis,synthesis, andevaluation are generally treated as higher order thinking skills.Analysis involves the separation of parts of a communicationorproblemintodistinct elements. Some examples of analy-sis include (a) categorizing items, (b) comparing items, (c) disassembling a product,(d)examiningaspecimen,(e) distinguishing patterns, and (f) recog-nizing patterns.Synthesis is a process that puts parts together to form a new structure. Some examples of synthesis include (a) writing a new communica- tion,(b)developingaplan,(c)design-ingaproduct,(d)proposingastrategy, and assembling a product.Evaluation meansmakingajudgmentonthebasis of explicit and relatively complex cri-teriaasopposedtomakingajudgment on the basis of inherent likes and dis-likes.Judgmentsmaybequantitativeor qualitative. Some examples of evalua-tion include (a) comparing proposals, (b)rankingprojects,(c)recommending
ness negotiation course that not only help students learn negotiation tactics and strategies, but also provide them withmultipleclassroomexperiencesto enhancecriticalthinking.
First, we describe the nature of the course;thenwediscussactivelearning negotiating experiences and how spe-cific experiences helped students prac-tice their higher order thinking skills. Finally,wediscussthegeneralapplica-bilityoftheapproach,limitationsofthe approach,andideasforfutureresearch.
CourseDetails
The college of business at the Uni-versity of West Florida at Pensaco-la, Florida is AACSB accredited and enrolls about 1,700 students in its undergraduate, MBA, and account-ing degree programs. The instructors at this school have taught a course on business negotiations since 2004 as an elective course to management majors. The course developers recog-nize that future managers will have to use many different kinds of nego-tiation skills. In addition, managers will also have to recognize and select appropriatestrategiesandtacticstouse during negotiations and as necessary recognize and deal with competitive strategiesusedbyothernegotiators.To provide students with adequate learn-ingexperiencesofthesecomplextasks, the course includes a large number of activelearningexperiences.
Instructors ask students to read and they test students on relevant nego-tiation materials. The instructors also askstudentsto(a)completehomework assignments, (b) participate in class-room negotiation role play exercises, and (c) successfully demonstrate that they have completed a one-on-one negotiation that is significant to them. For the course, the instructors use a textbook by Lewicki, Saunders, Barry, andMinton(2004a).Fromspring2004 to fall 2006, the course was taught nine times. A total of 149 students weretaughtintheninesections.About 46%weremalestudentsand54%were
inaparticularofferingwas28.Inother words, the approach works with about 25–30students,butnotmore.Thefirst authorcanprovideacopyofthesylla-busofthiscourseuponrequest.
NegotiationRolePlay(NRP)
The instructors of the management negotiations course require each stu-dent to participate in 13 negotiation role plays (NRP). They grade three of the NRPs, which account for 30% of the total grade (i.e., 10% for each NRP). For the other 10 role plays, 7 are performed in pairs and 3 are per-formed in small groups. The instruc-tor’sresourceCD-ROMfromLewicki, Saunders, Barry, and Minton (2004b) provided most of the negotiation role playsfortheparticipants.
The process for NRPs during class session follows a structured format where students (a) plan the negotia-tion, (b) execute the negotianegotia-tion, and (c)debriefthenegotiation.Forthefirst step of this exercise, students plan the negotiation.OneweekbeforetheNRP, studentsreceivetheirspecificrole;they readandanalyzetheirroleusingaspe-cificplanningformthatisprovidedby theinstructor(seeAppendixA).Nego-tiation experts (Fisher & Ury, 1986; Lewicki et al., 2004a) have suggested thatthespecificelementsoutlinedinthe appendixarekeytoplanningandimple-mentation of a successful negotiation. The planning process requires students to distinguish specific negotiation ele-ments such as issues, goals, interests, bargaining mix, frames, and strategies for their role in a given negotiation.A descriptionofeachofthesenegotiation elementsispresentedinAppendixB.
In the second step of this exercise, students engage in the actual NRP facetoface.Duringthethirdandfinal step of the NRP, students complete an observationformduringclasstime(see AppendixC).Ontheobservationform, studentsanswerseveralquestionsabout issues dealing with the final outcome, and it provides a structured approach to evaluating the negotiation. Thus,
with the other party’s observation of thatstudent.
HigherOrderThinkingSkills UsedinNegotiationRolePlays
Students experience a total of 13 NRPs during the course. Three of the NRPs are graded. In this section, we describe how the preparation, execu-tion, and debriefing of the negotiation role plays help students practice the higherorderthinkingskillsofanalysis, synthesis,andevaluation.
HigherOrderThinkingSkillsUsedin thePlanningProcess
Appendix D presents a simple case that describes a young couple who negotiatethepurchaseofacar.
Table 1 shows the various higher order thinking activities that are used to complete the planning process. We haveincludedthesimplifiedillustrations applicabletothecar-buyingcaseinTable 1 to make it easier for the reader to understandthetechnicaltermsinvolved.
A study of Table 1 indicates that identificationofissues,goals,interests, opening,target,andresistancepointpri-marilyinvolvesanalysis.Synthesisisthe dominanthigherorderthinkinginvolved
in development of the best alternative to negotiated agreement (BATNA) and frames. Strategy identification makes intenseuseofevaluation.
HigherOrderThinkingSkillsUsed DuringtheNegotiation
Duringtheplanningprocess,negotia-tors have time to investigate facts and informationandreflectuponideasand concepts relative to the negotiation. In contrast, during the negotiation, nego-tiators must respond on the go. Nego-tiation partners must actively listen to each other and must respond in a way that lets their partner know they have beenheard.Negotiatorsmustrespondto wordsandconceptstheyhearfromthe other party; they must understand the issue(s)fromtheotherparty’sperspec-tive. Even though this thought process was part of the planning process, the exchange of words and thoughts may notbeexactlyasthenegotiatorplanned. tiator’s skill in creating new outcomes thatresultinwin-winsolutions.
Thebargainingmix(opening,target, interests, BATNA) typically evolves over the course of the negotiation. This engages each party in discerning and responding to opening statements, developing and asking questions to determine reasons for the other party’s openingstatement,figuringouthowthe other side is thinking, and comparing and contrasting the needs of the two parties. These activities engage each sideinanalysis.
During the negotiation, each party constructs and proposes alternative solutions in an attempt to achieve an outcome to satisfy both parties. Thus, the role play is a dynamic interaction of continuous changes in plans and strategies.The parties have to use pre-defined frames or construct new ones on a dynamic basis thus engaging in synthesis. While developing frames, studentsengageinsynthesis.However, students complete a formal evaluation of the role play. Student pairs evaluate TABLE1.HigherOrderThinkingActivitiesUsedinthePlanningProcess
Exampleofapplicationofnegotiation Categoryof
Negotiationelements(see elementsfromcarbuyingcasefor Actionsneededtobe higherorder AppendixBfordetails) newlymarriedcouple takenbystudents thinking
Identifyissues Buythefirstcarasacouple Disassemblestatementstodetermine Analysis
theissue
Identifygoalsandinterests Goal:Kathywantstobuyavanwitha Compareanddifferentiatethe Analysis goodsafetyrecord.Interest:Kathy differentstatementsoftheparties
wantsacarthatwillholdachildseat, todistinguishgoalsfrominterests groceries,andfamilymembers
Identifybargainingmix
Identifyopening BuyanewsafevanbyApril Studentsprioritizeneedsofparties Analysis
incase.
Identifytarget Purchaseasafevan Identifyresistancepoint Purchaseasafenewcar
IdentifyBATNA Returntowork6monthsafterthebaby ToformulateBATNA,negotiators Synthesis
isborn needtorearrangefactsandissues
toproducesomethingnew.
Developframes Billsays,“Let’sgolookattrucks.”(Bill Studentscreatemultipleframesto Synthesis (e.g.,outcomeframe) hasapredispositiontobuyatruck.) drawuponduringthenegotiation.
Identifystrategy BillandKathyagreeonprinciples Ratestrengthofdesiresandlevel Evaluation (e.g.,principledcollaboration) thatwillguidethenegotiation ofconcernstodevelopstrategy.
Note.BATNA=Bestalternativetoanegotiatedagreement.
themselvesandtheirpartnersusingthe negotiation role play observation form showninAppendixC.Table2showsan analysis of the activities performed to complete the distinct tasks. Analysis is the predominant higher order thinking skill used in identifying the party that wasmoredependentonthedealandin identifying the target point of the other party. Identifying the party with better BATNA involves synthesis and evalua-tion.Itrequiresevaluationtoidentifyand describe strategies that worked well or didnotworkwellforboththeparties.
DISCUSSION
Whenstudentsengageinnegotiation role plays, they learn contextual and practical aspects of negotiation along with three aspects of critical think-ing: (a) analysis, (b) synthesis, and (c) evaluation. In preparation for each negotiation, students have to articulate their goals, strategy, and expectations. To do this, they need to understand thescenarioandtheirowninterests.In addition, they must examine the sce-nariofromtheotherparty’sperspective.
ate strategies to determine their appro-priateness for this scenario. This gives thempracticeinevaluation.
After the negotiation is complete, students answer several questions. By answering these questions, students describe the negotiation and provide a discussion of the results. This step requires students to analyze the nego-tiationtounderstandthereasonsforthe outcome. Their explanation includes a discussionaboutinterdependenciesand anevaluationofstrategiesthatthestu-dentusedthatworkedordidnotwork, and strategies used by the other party thatworkedordidnotwork.Therefore, these exercises give students multiple opportunities to practice higher order thinkingskills.
GeneralApplicabilityof Approach
Can students of other majors also usethisapproachintheircourses?The answerappearstobeaqualified“yes.” Forexample,inabusinessethicscourse (typicallytakenbyallbusinessmajors), student pairs may debate both sides of an ethical issue (e.g., firing workers at will).Inabusinesslawcourse(typically taken by all business majors), instruc-torsmayaskstudentpairstodebatethe legal ramifications of university
poli-pairstodebatethebestfinancialcourse to follow (e.g., best debt or equity optiontofollowinaspecificcompany). In a corporate tax class for accounting majors, student pairs may be asked to debatebestwaystotreatspecificbusi-nessexpenses(e.g.,stockoptiongrants to employees). In a systems analysis anddesignclassformanagementinfor-mation systems (MIS) majors, student pairs may be asked to debate differ-entoptionsformeetingcustomerneeds (e.g.,bestuserinterfacedesigninapar- ticularcontext).Thislistisnotexhaus-tive. We can present similar examples forotherdisciplinesinbusiness.
Thebiggestweaknessoftheapproach isthatsuchexercisesmaytaketoomuch oftheclassroomtime.Itmayalsoneed careful planning by the instructor. One oftheoptionstoconsidermaybetohave in courses that have a large number of students.Oneoptionmaybetousesuch approachesinadvancedcoursesofadis-ciplinethataretypicallytakenbymajors ofthatdiscipline.Suchcoursesarelikely tohavefewerstudents.
Critical-thinking ability is an impor-tant outcome for business students. TABLE2.HigherOrderThinkingUsedintheDebriefingProcess
Categoryof
higherorder
Task(fromnegotiationroleplayobservationform) Actionsneededtobetakenbystudents thinking
Identifypartymoredependentondeal;statereasons. Comparewhattheysaidwithwhattheotherparty Analysis
saidandcritiquethesestatements.
Identifyotherparty'stargetpoint. Useotherparty'sstatementstoinfertargetpoint. Analysis IdentifypartywhohadthebetterBATNA;identify Extrapolatefrominformationnotstatedbyotherparty; Synthesisand
whatitwas. comparetwoBATNAs. evaluation
Describenewframeifyouchangeditduring Explainwhyownframewaseffective;requires Evaluation negotiation;ifyoudidnotchangeit,explain judgmentabouteffectivenessofframes.
reasonsforitseffectiveness.
Identifystrategiesusedbyyouthatworkedwellor Selectanddecidewhichnegotiationelementsstudent Evaluation didnotworkwell. performedwell.
Identifystrategiesusedbyotherpartythatworked Selectanddecidewhichnegotiationelementtheother Evaluation wellordidnotworkwell. partyperformedwell.
Note.BATNA=Bestalternativetoanegotiatedagreement.
in multiple courses with the goal of helping students develop and improve thisskill.
LimitationsandFutureResearch This article has some limitations. First, we made no attempt to measure the level or extent to which higher order thinking skills were used during the negotiation role plays. Second, we made no attempt to provide evidence of improvements in these skills on the basisofpre-andposttests.
Atthesametime,theauthorsbelieve thathigherorderthinkingskillsarenot easytomeasure.Theseskillsappearto beamongthoseskillsthatimprovewith experience and appear to be hard to teach.Therefore,thefocusofthiswork was to provide students with multiple opportunities to practice these skills using real-life negotiation exercises. In the future, researchers should measure improvements in critical thinking that may be attributed to participating in thesenegotiationexercises.
Conclusion
Students majoring in business are likelytofacecomplexproblemsintheir careers. To develop appropriate solu- tionsfortheseproblems,itwillbenec-essarytousecritical-thinkingskills.As thetotalamountofcontenthasincreased inrequiredcourses,instructorshaveto focus more on content than on
devel-opment of critical-thinking skills. This is unsatisfactory because students are lesslikelytobeabletorisetothechal-lengesofthecomplexitiesthattheywill encounter in the real world. In addi-tion,AACSBauthoritieshaveinstituted newstandardsthatrequirethebusiness graduatestothinkcritically.
Institutionsarerequiredtorisetothis challenge while they are under great financial pressures. In other words, developing and teaching new courses that enhance critical thinking skills is unlikely to be a viable alternative for manyinstitutions.
We believe a better alternative is available and has been used success-fully. This approach requires instruc-tors to employ integrative active learn-ingexperiencesinsuitablecourses.For management majors, a course on busi-nessnegotiationsisaprimeareaforthis purpose. This course requires students
toengageinseveralnegotiationexercis-Dr.DianaPageteachescoursesintheareasof organization behavior, management of diversity,
and business negotiations.Dr. Arup Mukherjee teachescoursesintheareasofprojectmanagement, operationsmanagement,andmanagementscience. Theauthors’researchinterestsareeffectivenessof teachingstrategiesandcriticalthinking.
Correspondence concerning this article should be addressed to Dr. Diana Page, University of West Florida, 11000 University Parkway, Pen-sacola,FL32515.
E-mail:dpage@uwf.edu
REFERENCES
Association to Advance Collegiate Schools of Business (AACSB) International. (2003). Eli-gibility procedures and standards for business accreditation.St.Louis,MO:Author. Bloom, B. S. (Ed.). (1956).Taxonomy of
tional objectives: The classification of educa-tion goals—Handbook 1. Cognitive domain. NewYork:McKay.
Dalal, N. P. (1994). Higher order thinking in MIS.Journal of Computer Information Sys-tems,34(4),26–30.
Fisher, R., & Ury, W. (1986).Getting to yes: Negotiatingagreementwithoutgivingin. Mid-dlesex,England:PenguinBooks.
Guillemette,R.A.(1991).Domainsofeducation- alobjectives:Aninformationsystemsperspec-tive.JournalofComputerInformationSystems, 31(4),18–25.
Jenkins, E. K. (1998). The significant role of criticalthinkinginpredictingauditingstudents’ performance.Journal of Education for Busi-ness,73,274–279.
Lewicki, R. J., Saunders, D. M., Barry, B., & Minton,J.W.(2004a).Essentialsofnegotiation (3rded.).Boston:McGraw-Hill/Irwin. Lewicki, R. J., Saunders, D. M., Barry, B., &
Minton, J. W. (2004b).Instructor’s resource CD-ROM: Essentials of negotiation (3rd ed.). Boston:McGraw-Hill/Irwin.
Savage, G. T., Blair, J. D., & Sorenson, R. L. (2003). Consider both relationships and sub-stance when negotiating strategically. In R. J. Lewicki, D. M. Saunders, J. W. Minton, & B. Barry (Eds.),Negotiation readings, exer-cises, and cases (4th ed., pp. 23–40). Boston: McGraw-HillIrwin.
APPENDIXA
PlanningFormforNegotiationRolePlaying
Negotiationtitle__________________________ Yourname_________________ Yourrole_______________________________ Date______________________
Instructions: Place your response next to or immediately below the question. Single spaceresponsesanddoublespacebetweenquestions.Forcredit,dotype.
1. Brieflystatetheissue.
2. Whatisyourgoal?Theotherparty’sgoal?
3. Whatareyourneedsorinterests(inpriorityorder)?Theotherparty’sinterests? 4. Whatisyourbargainingrangeormix?Theotherparty’s?
a. Openingortarget?
b. Interests?(Listinpriorityorder) c. Resistancepoint?
d. Bestalternativetoanegotiatedagreement(BATNA)? 5. Whattypeofframewillyouuse?
a. Brieflydescribetheframe. 6. Whatstrategywillyouuse? a. Brieflydescribeyourstrategy. b. Whydidyouchoosethisstrategy?
APPENDIXB
ADescriptionoftheNegotiationElements
A.Issuesdescribethemajorproblem,orreasonforthenegotiation.
B.Goals are statements that state specific, measurable outcomes, with time require-ments as appropriate. Interests describe the underlying needs, or why the negotiator wantscertainoutcomes.
C.Bargaining mix is an explanation of negotiator priorities. It includes the opening, target,resistancepoint,andthebestalternativetoanegotiatedagreement(BATNA). a. Theopeningincludesthemaximumoutcomethenegotiatorwants.
b. Thetargetiswhatthenegotiatorwouldliketogetorwhattheywouldbesatisfied with.
c. Theresistancepointisminimumacceptableoutcomethenegotiatorwillaccept. d. BATNA.Adescriptionofwhatthenegotiatorswilldoiftheydonotachievetheir resistancepoint.
D.Framesarespecificwaysoffocusing,shaping,anddescribingtheissue.Framesguide thedialoguebyhelpingnegotiatorfocusonwhatismostimportanttoherorhim.Some framesinclude:substantive(whatthenegotiationisabout),outcome(predispositionto achievingaspecificresult),aspiration(predispositiontowardsatisfyingabroadersetof interests),conflictmanagementprocess(howthepartieswillresolvetheissue),identity (howthepartiesdefinewhotheyare),characterization(howthepartiesdefinetheother party),loss-gain(howthepartiesviewtheriskassociatedwithparticularoutcomes).
E.Strategyisanoverallapproachthatconsiderstheimportanceofthesubstanceofthe negotiationtothenegotiator,theimportanceoftheotherparty'srelationshiptothenegoti-ator,theimportanceofsubstancetotheotherpartyandtheimportanceoftherelationship totheotherparty.Somestrategiesincludeprincipledcollaboration,focusedsubordina-tion,softcompetition,andpassiveavoidance(seeSavage,Blair,&Sorenson,2003).
APPENDIXC
NegotiationRolePlayObservationForm
Negotiationtitle__________________________ Yourname_________________ Yourrole_______________________________ Date______________________
PartI:Withyourpartner
Developastatementoftheoutcomeofthenegotiation.
PartII:Individually
1. Whowasmoredependentonthedeal?Whowasinamorereactiveordefensive position?Why?
2. Whatwastheotherparty’stargetpoint?
a. Specifically,whatdidyoudothatinfluencedtheotherparty’stargetpoint? 3. WhohadthebetterBATNA(bestalternativetoanegotiatedagreement)andwhat wasit?
4. Didyouchangeyourframe?rYesrNo(checkone) a. IfYES,whatwasthenewframe?
b. IfYES,whattypeofframewasit? c. IfNO,whywasyourframeeffective? 5. Whatstrategiesdidyouusethatworkedwell? 6. Whatstrategiesdidyouusethatdidnotworkwell? 7. Whatstrategiesdidyourpartnerusethatworkedwell? 8. Whatstrategiesdidyourpartnerusethatdidnotworkwell?
APPENDIXD
ACaseofaNewlyMarriedCoupleNegotiatingthePurchaseofaCar
Ayoungmarriedcoupleisbuyingtheirfirstcartogether.Theycanonlyaffordto buyoneneworreasonablynewcaratthistime.Kathyispregnantandsheandherhus-bandagreedthatshewillstayathomeuntilthebabyis4or5yearsofage.Kathydrives a1997FordTaurusthathassomemajorengineproblems.Shewantstobuyavanwitha goodsafetyrecordbythetimethebabyisborninAprilsoshecaneasilyaccommodate achild’scarseat,groceries,andotherfamily-typethings.
Kathy’shusband,Bill,drivesa2003FordThunderbirdhepurchasedwhenhegradu-atedfromcollege.Heplanstodosomelightcarpentryworkontheirhomeandwantsto buyapickuptrucksohecaneasilytransportbuildingmaterials.Hesuggeststhatthere isevenapossibilityhecanearnextramoneybydoinglightconstructionforacouple ofhisfriends.