Lampiran I
Persentase Kinerja Keuangan BUS & BUK
Kinerja Keuangan Bank Umum Syariah Tahun 2011
Bank CAR ROA LDR BOPO NPL
1. Muamalat 12,01% 1,52% 85,18% 85,25% 1,78% 2. BNI Syariah 20,75% 1,29% 78,60% 87,86% 2,42% 3. BRI Syariah 14,74% 0,20% 90,55% 99,25% 2,12% 4. Mandiri Syariah 14,57% 1,95% 86,03% 77,18% 1,14% 5. Mega Syariah 12,03% 1,58% 83,08% 90,80% 3,03%
Tahun 2012
Bank CAR ROA LDR BOPO NPL
1. Muamalat 11,57% 1,54% 94,15% 84,45% 1,81% 2. BNI Syariah 19,29% 1,48% 84,99% 85,39% 1,42% 3. BRI Syariah 11,35% 1,19% 100,96% 99,25% 1,84% 4. Mandiri Syariah 13,82% 2,25% 94,40% 80,42% 0,95% 5. Mega Syariah 13,51% 3,81% 88,88% 77,28% 2,67%
Tahun 2013
Bank CAR ROA LDR BOPO NPL
1. Muamalat 17,27% 1,37% 99,99% 85,12% 0,78% 2. BNI Syariah 16,54% 1,37% 97,86% 83,94% 1,13% 3. BRI Syariah 14,49% 1,15% 102,70% 86,63% 3,26% 4. Mandiri Syariah 14,10% 1,53% 89,37% 77,18% 1,29% 5. Mega Syariah 12,99% 2,33% 93,37% 86,09% 2,98%
Kinerja Keuangan Bank Umum Konvensional Tahun 2011
Bank CAR ROA LDR BOPO NPL
1. BCA 11,6% 3,8% 61,7% 60,9% 0,2%
2. BNI 15,1% 3,4% 85,3% 67,1% 0,5%
Tahun 2012
Bank CAR ROA LDR BOPO NPL
1. BCA 13,3% 3,6% 68,6% 62,4% 0,2%
2. BNI 16,7% 2,9% 77,5% 71,0% 0,8%
3. BRI 16,95% 5,15% 79,85% 59,93% 1,78% 4. Mandiri 15,48% 3,55% 77,66% 63,93% 0,37% 5. Mega 19,18% 2,74% 52,39% 76,73% 2,09%
Tahun 2013
Bank CAR ROA LDR BOPO NPL
1. BCA 14,8% 3,8% 75,4% 61,5% 0,2%
2. BNI 17,6% 2,9% 70,4% 72,6% 0,5%
Lampiran II
Hasil Perhitungan Performa Kinerja Keuangan
Hasil Perhitungan Performa Kinerja Keuangan BUS & BUK 2011
Tahun Indikator BUS BUK
1 2 3 4 5 1 2 3 4 5
2011
CAR 12,01 20,75 14,74 14,57 12,03 11,6 15,1 14,96 15,34 16,63
ROA 1,52 1,29 0,20 1,95 1,58 3,8 3,4 4,93 3,37 1,14
LDR 85,18 78,60 90,55 86,03 83,08 61,7 85,3 76,20 71,65 57,41
BOPO 85,25 87,86 99,25 77,18 99,80 60,9 67,1 66,69 67,22 87,96
NPL 1,78 2,42 2,12 1,14 3,03 0,2 0,5 2,30 0,45 0,98
Skor Bobot Final Skor
BUS BUK BUS BUK
90 100 90 90 90 80 90 90 90 90 20% 18 20 18 18 18 16 18 18 18 18
100 100 80 100 100 90 90 90 90 100 10% 10 10 8 10 10 9 9 9 9 10
100 80 100 100 80 80 100 80 80 80 15% 15 12 15 15 12 12 15 12 12 12
100 100 80 90 100 90 90 90 90 100 15% 15 15 12 13,5 15 13,5 13,5 13,5 13,5 15
100 100 100 100 90 100 100 100 100 100 20% 20 20 20 20 18 20 20 20 20 20
78 77 73 76,5 73 70,5 75,5 72,5 72,5 75
377,5/5 366/5
Hasil Perhitungan Performa Kinerja Keuangan BUS & BUK 2012
Tahun Indikator BUS BUK
1 2 3 4 5 1 2 3 4 5
2012
CAR 11,57 19,29 11,35 13,82 13,51 13,3 16,7 16,95 15,48 19,18
ROA 1,54 1,48 1,19 2,25 3,81 3,6 2,9 5,15 3,55 2,74
LDR 94,15 84,99 100,96 94,40 88,88 68,6 77,5 79,85 77,66 52,39
BOPO 84,45 85,39 99,29 80,42 77,28 62,4 71,0 59,93 63,93 76,73
NPL 1,81 1,42 1,84 0,95 2,67 0,2 0,8 1,78 0,37 2,09
Skor Bobot Final Skor
BUS BUK BUS BUK
80 90 80 90 90 90 90 90 90 90 20% 16 18 16 18 18 18 18 18 18 18
100 100 100 90 90 90 90 90 90 90 10% 10 10 8 10 10 9 9 9 9 9
100 80 100 100 100 80 80 80 80 80 15% 15 12 15 15 15 12 12 12 12 12
90 100 100 90 90 90 90 90 90 100 15% 13,5 15 15 13,5 13,5 13,5 13,5 13,5 13,5 15
100 100 100 100 100 100 100 100 100 100 20% 20 20 20 20 20 20 20 20 20 20
74,5 75 74 76,5 76,5 72,5 72,5 72,5 72,5 74
376,5/5 364/5
Hasil Perhitungan Performa Kinerja Keuangan BUS & BUK 2013
Tahun Indikator BUS BUK
1 2 3 4 5 1 2 3 4 5
2013
CAR 17,27 16,54 14,49 14,10 12,99 14,8 17,6 16,99 14,93 11,70
ROA 1,37 1,37 1,15 1,53 2,33 3,8 2,9 5,03 3,66 2,29
LDR 99,99 97,86 102,70 89,37 93,37 75,4 70,4 88,54 82,97 63,75
BOPO 85,12 83,94 86,63 77,18 86,09 61,5 72,6 60,58 62,41 81,84
NPL 0,78 1,13 3,26 1,29 2,98 0,2 0,5 1,55 0,37 2,18
Skor Bobot Final Skor
BUS BUK BUS BUK
90 90 90 90 90 90 90 90 90 80 20% 18 18 18 18 18 18 18 18 18 16
100 100 100 100 90 90 90 90 90 90 10% 10 10 10 10 9 9 9 9 9 9
100 100 100 100 100 80 80 100 80 80 15% 15 15 15 15 15 12 12 15 12 12
100 90 100 90 100 90 90 90 90 100 15% 15 13,5 15 13,5 15 13,5 13,5 13,5 13,5 15
100 100 90 100 100 100 100 100 100 100 20% 20 20 18 20 20 20 20 20 20 20
78 76,5 76 76,5 77 72,5 75,5 75,5 72,5 72
384/5 368/5
Lampiran III
Analisis Statistik Deskriptif
Descriptive Statistics Rasio Jenis
Bank
N Mean Std
Deviation
Std. Error Mean
CAR BUS 15 14.6020 2.78309 .71859
BUK 15 15.4137 2.08176 .53751
ROA BUS 15 1.6373 .77934 .20123
BUK 15 3.4840 1.05833 .27326
LDR BUS 15 91.3407 7.11067 1.83597
BUK 15 72.6213 10.36455 2.67612
BOPO BUS 15 85.7393 6.80402 1.75679
BUK 15 68.1860 8.41321 2.17228
NPL BUS 15 1.9080 .80886 .20885
BUK 15 .9647 .78918 .20377
KK BUS 15 75.8667 1.60876 .41538
BUK 15 73.2000 1.52128 .39279
Valid N
Lampiran IV
Hasil Uji Beda Dua Rata-Rata Independent T-Test Levene’s Test
For Equality of Variances
t-Test for Equality of Means
95% Confidence Interval of the
Difference
F Sig T Df
Sig (2-taile d) Mean Differen ce Std. Error Differen ce
Lower Upper
CAR Equal variances assumed ,860 ,362 -,909 28 ,371 -,81533 ,89738 -2,65353 1,02286
Equal variances not assumed -,909 25,931 ,372 -,81533 ,89738 -2,66016 1,02949
ROA Equal variances assumed 1,807 ,306 -5,442 28 ,000 -1,84667 ,33936 -2,54180 -1,15153
Equal variances not assumed -5,442 25,733 ,000 -1,84667 ,33936 -2,54457 -1,14876
LDR Equal variances assumed 1,932 ,175 5,768 28 ,000 18,71933 3,24536 12,07151 25,36716
Equal variances not assumed 5,768 24,789 ,000 18,71933 3,24536 12,03250 25,40617
BOPO Equal variances assumed 1,073 ,309 6,283 28 ,000 17,55333 2,79376 11,83057 23,27610
Equal variances not assumed 6,283 26,826 ,000 17,55333 2,79376 11,81927 23,28740
NPL Equal variances assumed ,003 ,955 3,233 28 ,003 ,94333 ,29178 ,34564 1,54103
Equal variances not assumed 3,233 27,983 ,003 ,94333 ,29178 ,34562 1,54104
KK Equal variances assumed 0,022 ,883 4,665 28 ,000 2,66667 ,57169 1,49562 3,83771
Equal variances not assumed 4,665 27,913 ,000 2,6667 ,57169 1,49562 3,83771
