PT BANK PERMATA Tbk DAN ENTITAS ANAK/AND ITS SUBSIDIARY

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PT BANK PERMATA Tbk

DAN ENTITAS ANAK/AND ITS SUBSIDIARY

LAPORAN KEUANGAN KONSOLIDASIAN INTERIM/

CONSOLIDATED INTERIM FINANCIAL STATEMENTS

31 MARET 2016, 31 DESEMBER 2015, DAN PERIODE TIGA BULAN

BERAKHIR 31 MARET 2016 DAN 2015/

31 MARCH 2016, 31 DECEMBER 2015, AND THREE-MONTH PERIODS

ENDED 31 MARCH 2016 AND 2015

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PT BANK PERMATA Tbk

DAN ENTITAS ANAK/ AND ITS SUBSIDIARY

ISI

HAL/

PAGE CONTENTS

SURAT PERNYATAAN DIREKSI THE DIRECTORS‘ STATEMENT

LAPORAN POSISI KEUANGAN KONSOLIDASIAN 31 MARET 2016 DAN 31 DESEMBER 2015 --- 1 - 4 CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 31 MARCH 2016 AND --- 31 DECEMBER 2015 LAPORAN LABA RUGI DAN PENGHASILAN

KOMPREHENSIF LAIN KONSOLIDASIAN

PERIODE TIGA BULAN BERAKHIR

31 MARET 2016 DAN 2015 --- 5 - 6

CONSOLIDATED STATEMENTS OF PROFIT OR LOSS AND OTHER

COMPREHENSIVE INCOME THREE-MONTH PERIODS ENDED --- 31 MARCH 2016 AND 2015 LAPORAN PERUBAHAN EKUITAS

KONSOLIDASIAN

31 MARET 2016 DAN 2015 --- 7 - 8

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY THREE-MONTH PERIODS ENDED --- 31 MARCH 2016 AND 2015 LAPORAN ARUS KAS

KONSOLIDASIAN

31 MARET 2016 DAN 2015 --- 9 - 10

CONSOLIDATED STATEMENTS OF CASH FLOWS THREE-MONTH PERIODS ENDED --- 31 MARCH 2016 AND 2015 CATATAN ATAS LAPORAN KEUANGAN

KONSOLIDASIAN INTERIM

31 MARET 2016, 31 DESEMBER 2015 DAN PERIODE TIGA BULAN BERAKHIR

31 MARET 2016 DAN 2015 --- 11 - 200

NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 31 MARCH 2016, 31 DECEMBER 2015 AND

THREE-MONTH

PERIODS ENDED

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* Diaudit Audited * 1

KONSOLIDASIAN

31 Maret 2016 dan 31 Desember 2015* (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

FINANCIAL POSITION 31 March 2016 and 31 December 2015*

(Expressed in millions of Rupiah, unless otherwise stated)

Catatan/ Notes 31 Maret 2016/ 31 March 2016 31 Desember 2015/ 31 December 2015* ASET ASSETS KAS 2b,2h,5, 42,45 1.618.976 2.012.662 CASH

GIRO PADA BANK INDONESIA

2b,2h,2i,6,

42,45 10.607.546 12.833.823

CURRENT ACCOUNTS WITH BANK INDONESIA

GIRO PADA BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp66 pada 31 Maret 2016 dan Rp83 pada 31 Desember 2015

2b,2g,2h, 2i,2u,7, 42,44,45

CURRENT ACCOUNTS WITH OTHER BANKS - net of allowance for impairment losses of Rp66 on 31 March 2016 and Rp83 on 31 December 2015

Pihak ketiga 569.619 765.689 Third parties

Pihak berelasi 374.190 244.435 Related parties

PENEMPATAN PADA BANK

INDONESIA DAN BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp381 pada 31 Maret 2016 dan Rp62 pada 31 Desember 2015

2b,2g,2h, 2j,2u,2v, 8,42,44,

45

PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS - net of allowance for impairment losses of Rp381 on 31 March 2016 and Rp62 on 31 December 2015

Pihak ketiga 2.880.175 8.290.830 Third parties

ASET KEUANGAN UNTUK DIPERDAGANGKAN

2g,2h,2k,9, 42,44,45

FINANCIAL ASSETS HELD FOR TRADING

Pihak berelasi 1.183 550 Related parties

EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI

2h,2l,10,42 SECURITIES PURCHASED

UNDER RESALE AGREEMENTS

Pihak ketiga 4.323.064 - Third parties

TAGIHAN AKSEPTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp17.999 pada 31 Maret 2016 dan Rp18.522 pada 31 Desember 2015

2g,2h,2m, 2u,11,42, 44,45

ACCEPTANCE RECEIVABLES - net of allowance for impairment losses of

Rp17,999 on 31 March 2016 and Rp18,522 on 31 December 2015

Pihak berelasi 707 9.171 Related parties

KREDIT YANG DIBERIKAN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp5.332.365 pada 31 Maret 2016 dan Rp3.619.455 pada

31 Desember 2015

2g,2h,2n, 2u,2v,12, 42,44,

45 _{losses of Rp5,332,365 on 31 March 2016}LOANS - net of allowance for impairment

and Rp3,619,455 on 31 December 2015

Dipindahkan _145.677.997 _157.713.808 _{Carry forward}

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

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KONSOLIDASIAN

Catatan/ Notes 31 Maret 2016/ 31 March 2016 31 Desem ber 2015/ 31 December 2015*

ASET (lanjutan) ASSETS (continued)

Pindahan 145.677.997 157.713.808 Carried forward

EFEK-EFEK UNTUK TUJUAN

INVESTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp164 pada 31 Maret 2016 dan Rp124 pada 31 Desember 2015 2g,2h, 2o,2u,2v, 13,42,44, 45 INVESTMENT SECURITIES -net of allowance for impairment losses of

Rp164 on 31 March 2016 and Rp124 on 31 December 2015

Pihak berelasi 3.863 3.535 Related party

INVESTASI PADA ENTITAS ASOSIASI

2g,2p,14,

44 INVESTMENT IN ASSOCIATE

Pihak berelasi 2.486.660 2.465.417 Related party

ASET TETAP - setelah dikurangi akumulasi

penyusutan sebesar Rp581.772 pada 31 Maret 2016 dan Rp526.413 pada 31 Desember 2015

2q,2u,15

2.673.451 2.724.378

PREMISES AND EQUIPMENT - net of accumulated depreciation of Rp581,772 on 31 March 2016 and Rp526,413 on 31 December 2015

ASET TAK BERWUJUD - setelah dikurangi

akumulasi kerugian penurunan nilai sebesar Rp10.495 pada 31 Maret 2016 dan 31 Desember 2015 dan akumulasi amortisasi sebesar Rp320.090 pada 31 Maret 2016 dan Rp302.306 pada 31 Desember 2015

2r,2u,16

483.797 389.266

INTANGIBLE ASSETS - net of accumulated impairment losses of Rp10,495 on 31 March 2016 and 31 December 2015 and

accumulated amortization of Rp320,090 on 31 March 2016 and Rp302,306 on 31 December 2015

ASET PAJAK TANGGUHAN - bersih 2s,23 525.699 422.929 DEFERRED TAX ASSETS - net

ASET LAIN-LAIN - bersih

2h,2t,2u,

17,42,45 4.406.216 4.064.357 OTHER ASSETS - net

JUMLAH ASET 174.721.541 182.689.351 TOTAL ASSETS

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

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LAPORAN POSISI KEUANGAN KONSOLIDASIAN

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 31 March 2016 and 31 December 2015*

Catatan/ Notes 31 Maret 2016/ 31 March 2016 31 Desember 2015/ 31 December 2015*

LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

LIABILITAS LIABILITIES

LIABILITAS SEGERA

2h,18,42,

45 1.024.622 448.408 LIABILITIES PAYABLE ON DEMAND

SIMPANAN DARI NASABAH DEPOSITS FROM CUSTOMERS

Giro 2g,2h,2w, Demand deposits

Pihak ketiga 19,42,44, 22.920.252 24.154.658 Third parties

Pihak berelasi 45 4.280.495 5.440.205 Related parties

Tabungan 2g,2h,2w, Savings

Pihak berelasi 45 438.116 487.240 Related parties

Deposito berjangka 2g,2h,2w, Time deposits

Pihak ketiga 21, 42,44, 75.591.547 83.543.057 Third parties

SIMPANAN DARI BANK-BANK LAIN 2g,2h,2w, DEPOSITS FROM OTHER BANKS

LIABILITAS KEUANGAN UNTUK DIPERDAGANGKAN

2g,2h,2k,9, 42, 44,45

FINANCIAL LIABILITIES HELD FOR TRADING

Pihak ketiga 339.236 177.541 Third parties

Pihak berelasi 82 1.414 Related parties

UTANG AKSEPTASI 2g,2h,2m, ACCEPTANCE PAYABLES

LIABILITAS PAJAK PENGHASILAN 2s,23 1.438 - INCOME TAX LIABILITIES

PINJAMAN YANG DITERIMA 2g,2h,24, BORROWINGS

Pihak ketiga 42,45 878 - Third parties

OBLIGASI YANG DITERBITKAN 2g,2h,2z, BONDS ISSUED

Pihak ketiga 25,42,44 597.398 597.122 Third parties

LIABILITAS IMBALAN PASCA-KERJA

2g,2x,

26,44 435.637 431.526

OBLIGATION FOR POST- EMPLOYMENT BENEFITS

BEBAN MASIH HARUS DIBAYAR 2g,44,45 1.033.311 1.004.849 ACCRUALS

LIABILITAS LAIN-LAIN 2ad,45 651.139 574.237 OTHER LIABILITIES

PROVISI 2y,27 144.995 142.786 PROVISIONS

UTANG SUBORDINASI 2g,2h,2z, SUBORDINATED DEBTS

JUMLAH LIABILITAS 156.226.787 163.876.507 TOTAL LIABILITIES

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KONSOLIDASIAN

Catatan/ Notes 31 Maret 2016/ 31 March 2016 31 Desember 2015/ 31 December 2015*

LIABILITAS DAN EKUITAS (lanjutan) LIABILITIES AND EQUITY (continued)

EKUITAS EQUITY

Ekuitas yang dapat diatribusikan kepada pemilik entitas induk

Equity attributable to equity holders of the parent entity

Modal saham - nilai nominal per saham Rp12.500 (Rupiah penuh) untuk saham kelas A dan Rp125 (Rupiah penuh) untuk saham kelas B

Share capital - par value per share of Rp12,500 (whole Rupiah) for

class A shares and Rp125 (whole Rupiah) for class B shares

Modal dasar - 26.880.234 saham kelas A dan 42.111.976.600 saham kelas B

Authorized capital - 26,880,234 class A shares and 42,111,976,600 class B shares

Modal ditempatkan dan disetor penuh: 26.880.234 saham kelas A dan 11.856.954.739 saham kelas B

1b,1c,1d, 2aa,29

1.818.122) 1.818.122)

Issued and fully paid-up capital: 26,880,234 class A shares and

11,856,954,739 class B shares

Tambahan modal disetor - bersih

1b,1c,1d, 1e,2aa,

2ab, 30 10.781.784) 10.781.784) Additional paid-in capital - net

Cadangan nilai wajar (aset keuangan(tersedia untuk dijual) - bersih

2o,13

68.000 (22.708)

Fair value reserve (available- for-sale financial assets) - net

Bagian atas penghasilan komprehensif lain dari entitas asosiasi

14

29.600 62.147)

Share of other comprehensive income of an associate

Cadangan dividen yang belum diambil pemegang saham

31

128 128)

Appropriation for unclaimed dividend by shareholders

Cadangan revaluasi aset tetap 15 1.634.051 1.634.051) Premises and equipment revaluation reserve

Saldo laba Retained earnings

Telah ditentukan penggunaannya 32 363.624 363.624) Appropriated

Belum ditentukan penggunaannya 3.799.436 4.175.687) Unappropriated

18.494.745 18.812.835)

Kepentingan nonpengendali 2f 9 9) Non-controlling interests

JUMLAH EKUITAS 18.494.754 18.812.844) TOTAL EQUITY

JUMLAH LIABILITAS DAN EKUITAS 174.721.541 182.689.351) TOTAL LIABILITIES AND EQUITY

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KOMPREHENSIF LAIN KONSOLIDASIAN Periode Tiga Bulan Berakhir

31 Maret 2016 dan 2015 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

AND OTHER COMPREHENSIVE INCOME Three-Month Periods Ended

31 March 2016 and 2015 (Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/

Periode Tiga Bulan Berakhir 31 Maret/ Three-Month Periods Ended 31 March

Notes 2016 2015

PENDAPATAN DAN BEBAN OPERASIONAL

OPERATING INCOME AND

EXPENSES H

Pendapatan bunga 2g,2ac,33,44 3.441.518 3.749.197 Interest income

Pendapatan syariah 2g,2ac,33,44,54 349.666 350.620 Sharia income

Beban bunga 2g,2ac,34,44 (2.157.130) (2.491.012) Interest expense

Beban syariah 2g,2ac,34,44 (160.299) (189.343) Sharia expense

Pendapatan bunga dan syariah

bersih 1.473.755 1.419.462 Net interest and sharia income

Pendapatan provisi dan komisi 2g,2ad,35,44,54 323.387 331.858 Fee and commission income

Beban provisi dan komisi 2ad,35 (12.110) (14.616) Fee and commission expense

Pendapatan provisi dan komisi -

bersih 311.277 317.242 Net fee and commission income

Pendapatan transaksi

perdagangan - bersih 2h,2k,2ae,36 195.257 56.565 Net trading income

Keuntungan penjualan efek-efek untuk tujuan investasi

2o,13

34.051 130.692

Gain on sale of investment securities Bagian atas laba bersih dari

entitas asosiasi 2g,2p,14,44 53.790 72.268

Share of net profit of an associate Pendapatan operasional lainnya

2e,2q,2t,

2y,15,40 52.900 48.333 Other operating income

335.998 307.858

Jumlah pendapatan

operasional 2.121.030 2.044.562 Total operating income

Kerugian penurunan nilai aset

keuangan 2u,2v,37 (1.543.952) (237.955) Impairment losses on financial assets

Beban operasional lainnya Other operating expenses

Umum dan administrasi

2g,2q,2r,2ah,

15,16,38,44 (432.165) (399.831) General and administrative

Gaji dan tunjangan pengurus dan

karyawan 2g,2x,26,39,44 (560.700) (581.309)

Salaries and benefits to management and employees Lain-lain

2e,2q,2t,2u,

2y,40 (92.032) (83.663) Others

Jumlah beban operasional

lainnya (1.084.897) (1.064.803) Total other operating expenses

Jumlah beban operasional (2.628.849) (1.302.758) Total operating expenses

Catatan atas laporan keuangan konsolidasian merupakan bagian yang

tidak terpisahkan dari laporan keuangan konsolidasian secara

keseluruhan.

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KOMPREHENSIF LAIN KONSOLIDASIAN Periode Tiga Bulan Berakhir

AND OTHER COMPREHENSIVE INCOME Three-Month Periods Ended

Catatan/

Notes 2016 2015

LABA SEBELUM PAJAK

PENGHASILAN (507.819) 741.804 INCOME BEFORE TAX

PENDAPATAN (BEBAN) PAJAK

PENGHASILAN 2s,23

INCOME TAX BENEFIT (EXPENSE)

Kini (1.438) (111.723) Current

Tangguhan 133.006 (62.593) Deferred

131.568 (174.316)

LABA (RUGI) BERSIH (376.251) 567.488 NET INCOME (LOSS)

PENGHASILAN KOMPREHENSIF LAIN, SETELAH PAJAK PENGHASILAN:

OTHER COMPREHENSIVE INCOME, NET OF INCOME TAX: Pos-pos yang akan direklasifikasi ke

laba rugi

Items that would be reclassified to profit or loss

Aset keuangan tersedia untuk dijual: 2o,13 Available-for-sale financial assets:

Perubahan nilai wajar bersih 154.995 104.496 Net change in fair value

Perubahan nilai wajar yang ditransfer ke laba rugi pada saat

penjualan - bersih (34.051) (130.692)

Fair value changes transferred to profit or loss on disposal - net Pajak penghasilan terkait pos-pos yang

akan direklasifikasikan ke laba rugi (30.236) 6.549

Income tax related to items that would be reclassified to profit or lossxx

90.708 (19.647)

Pos-pos yang tidak akan direklasifikasi ke laba rugi

Items that would never be reclassified to profit or loss Bagian atas penghasilan komprehensif

lain entitas asosiasi, setelah pajak 2p,14 (32.547) 17.360

Share of other comprehensive income of an associate, net of tax

PENGHASILAN KOMPREHENSIF LAIN,

SETELAH PAJAK PENGHASILAN 58.161 (2.287) INCOME, NET OF INCOME TAX OTHER COMPREHENSIVE

JUMLAH LABA (RUGI)

KOMPREHENSIF (318.090) 565.201

TOTAL COMPREHENSIVE INCOME (LOSS) LABA (RUGI) BERSIH YANG DAPAT

DIATRIBUSIKAN KEPADA: NET INCOME (LOSS)

ATTRIBUTABLE TO:

Pemilik entitas induk (376.251) 567.488 Equity holders of the parent entity

Kepentingan nonpengendali - - Non-controlling interests

(376.251) 567.488

LABA (RUGI) KOMPREHENSIF YANG

DAPAT DIATRIBUSIKAN KEPADA: COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO:

Pemilik entitas induk (318.090) 565.201 Equity holders of the parent entity

Kepentingan nonpengendali - - Non-controlling interests

(318.090) 565.201

LABA (RUGI) BERSIH PER SAHAM DASAR DAN DILUSIAN YANG DAPAT DIATRIBUSIKAN KEPADA PEMILIK ENTITAS INDUK (Rupiah

penuh)

2af,41

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BASIC AND DILUTED EARNINGS (LOSS) PER SHARE ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT ENTITY (whole Rupiah)

Catatan atas laporan keuangan konsolidasian merupakan bagian yang

tidak terpisahkan dari laporan keuangan konsolidasian secara

keseluruhan.

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(Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus) (Expressed in millions of Rupiah, unless otherwise stated)

31 Maret 2016/31 March 2016

Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity Cadangan

Nilai Wajar (Aset

Keuangan Bagian atas Cadangan

Tersedia Penghasilan Dividen Yang

Untuk Komprehensif Belum

Modal Tambahan Dijual) - Lain Diambil

Ditempatkan Modal Bersih/ Entitas Pemegang Cadangan

Dan Disetor- Fair Value Asosiasi/ Saham/ Revaluasi

Disetor Bersih/ Reserve Share of Appropriation Aset Tetap/ Saldo Laba/ Kepentingan

Penuh/ Additional (Available- Other for Premises and Retained Earnings Nonpengendali/ Jumlah

Issued and Paid-In For-Sale Comprehensive Unclaimed Equipment Belum Non- Ekuitas/

Catatan/ Fully Paid-Up Capital - Financial Income of an Dividend by Revaluation Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total

Notes Capital Net Assets) - Net Associate Shareholders Reserve Appropriated Unappropriated1)

Total Interests Equity

Saldo 1 Januari 2016 1.818.122 10.781.784 (22.708) 62.147) 128 1.634.051 363.624 4.175.687) 18.812.835) 9 18.812.844) Balance, 1 January 2016

Penghasilan komprehensif periode berjalan:

Comprehensive incomefor the period:…

Laba bersih - - - -) - - - (376.251)) (376.251)) - (376.251)) Net income:...

Penghasilan komprehensif lain, setelah pajak penghasilan:

Other comprehensivexxx

income, net of income tax:i

Cadangan nilai wajar (aset keuangan tersedia untuk

dijual) - bersih: 2o,13

Fair value reserve (available - for-sale financial assets) -

net:

Perubahan nilai wajar bersih - - 116.246 -) - - - -) 116.246) - 116.246)

Net changesin fair value

Perubahan nilai wajar yang ditransfer ke laporan laba rugi pada saat

penjualan - bersih - - (25.538) -) - - - -) (25.538) - (25.538)

Fair value changes transferredtoprofit or loss

ondisposal - net

Bagian atas penghasilan komprehensif lain dari

entitas asosiasi 2p,14 - - - (32.547)) - - - -) (32.547)) - (32.547)

Share of other comprehensive income

of an associate

Saldo, 31 Maret 2016 1.818.122 10.781.784 68.000 29.600 128 1.634.051 363.624 3.799.436 18.494.745 9 18.494.754 Balance, 31 March 2016

1)

Termasuk dalam Saldo Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1)

Included in Retained Earnings are remeasurements of defined benefit liabilities - net

Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

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Periode Tiga Bulan Berakhir 31 Maret 2016 dan 2015 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

Three-Month Periods Ended 31 March 2016 and 2015 (Expressed in millions of Rupiah, unless otherwise stated) 31 Maret 2015/31 March 2015

Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity Cadangan

Nilai Wajar

(Aset Bagian atas

Keuangan Penghasilan Cadangan

Tersedia Komprehensif Dividen Yang

Untuk Lain Belum

Modal Tambahan Dijual) - Entitas Diambil

Ditempatkan Modal Bersih/ Asosiasi/ Pemegang

Dan Disetor- Fair Value Share of Saham/

Disetor Bersih/ Reserve Other Appropriation Saldo Laba/ Kepentingan

Penuh/ Additional (Available- Comprehen- for Retained Earnings Nonpengendali/ _Jumlah

Issued and Paid-In For-Sale sive Unclaimed Belum Non- Ekuitas/

Catatan/ Fully Paid-Up Capital - Financial Income of an Dividend by Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total

Notes Capital Net Assets) - Net Associate Shareholders Appropriated Unappropriate1) Total Interests Equity

Saldo, 1 Januari 2015 1.818.122 10.781.784 63.925) (6.547) 128 363.624 4.062.064 17.083.100) 9) 17.083.109) Balance, 1 January 2015

Laba komprehensif periode berjalan:

Comprehensive incomefor the period:…

Laba bersih - - -) -) - - 567.488) 567.488 - 567.488) Net income:...

Penghasilan komprehensif

lain, setelah pajak penghasilan:

Other comprehensivexxx

income,net of incomexx

tax:xx

Cadangan nilai wajar (aset keuangan tersedia untuk dijual) -

bersih: 2o,13

Fair value reserve (available-for-sale financial

assets) - net:

Perubahan nilai wajar bersih - - 78.372) -) - - -) 78.372) -) 78.372)

Net changesin fair value

Perubahan nilai wajar yang ditransfer ke laporan laba rugi

pada saat penjualan - bersih - - (98.019) -) - - -) (98.019) -) (98.019)

Fair value changes transferredtoprofit or loss

ondisposal - net

Bagian atas penghasilan komprehensif lain dari entitas

asosiasi 2p,14 - - -) 17.360 - - -) 17.360 -) 17.360

Share of other comprehensive income of an

associate

Saldo, 31 Maret 2015 1.818.122 10.781.784 44.278 10.813 128 363.624 4.629.552 17.648.301 9 17.648.310 Balance, 31 March 2015

1)

Termasuk dalam Saldo Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1)

Included in Retained Earnings are remeasurements of defined benefit liabilities - net

Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

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9 Periode Tiga Bulan Berakhir

Three-Month Periods Ended 31 March 2016 and 2015 (Expressed in millions of Rupiah,

Catatan/

Notes 2016 2015

ARUS KAS DARI AKTIVITAS OPERASI CASH FLOWS FROM

OPERATING ACTIVITIES

Penerimaan pendapatan bunga dan syariah 4.048.308 4.322.549 Interest and sharia income received

Pendapatan provisi dan komisi 2ad 321.929 330.639 Fee and commission income

Penerimaan dari transaksi perdagangan -

bersih 66.017 32.566

Receipts from trading transactions - net

Pembayaran beban bunga dan syariah (2.127.153) (2.467.851) Interest and sharia expenses paid

Penerimaan kredit yang diberikan yang

telah dihapus 38.885 28.500 Loans recovery received

Beban provisi dan komisi 2ad,35 (12.110) (14.616) Fee and commission expense

Beban umum dan administrasi (353.335) (331.414) General and administrative expense

Beban gaji dan tunjangan (546.711) (668.759) Salaries and benefits expense

Pembayaran imbalan pasca-kerja

selama periode berjalan 26 (15.742) (15.236)

Payments of post employment benefits during the period Pendapatan dan beban operasional lainnya

- bersih 939.318 241.108

Other operating income and expenses - net Arus kas sebelum perubahan dalam aset

dan liabilitas operasi 2.359.406 1.457.486

Cash flows before changes in operating assets and liabilities

Penurunan (kenaikan) aset operasi: Decrease (increase) in operating assets:

Efek-efek yang dibeli dengan janji dijual

kembali (4.323.064) (315.355)

Securities purchased under resale agreements

Kredit yang diberikan 4.393.874 (320.546) Loans

Tagihan akseptasi - bersih (2.132) (1.162) Acceptance receivables - net

Aset lain-lain 24.498 (266.308) Other assets

Kenaikan (penurunan) liabilitas operasi:

Increase (decrease) in operating

liabilities:

Liabilitas segera 576.664 1.526.347 Liabilities payable on demand

Simpanan dari nasabah Deposits from customers

Giro (2.394.621) (558.581) Demand deposits

Tabungan (292.211) (494.828) Savings

Deposito berjangka (5.980.249) 862.137 Time deposits

Simpanan dari bank-bank lain 918.200 1.093.036 Deposits from other banks

Beban masih harus dibayar 44.689 55.253 Accruals

Liabilitas lain-lain 77.710 409.971 Other liabilities

Provisi - 2.309 Provision

Kas bersih yang diperoleh dari (digunakan

untuk) aktivitas operasi sebelum

pembayaran pajak penghasilan (4.597.236) 3.449.759

Net cash provided by (used in) operating activities before income taxes

Pembayaran pajak penghasilan - (33.484) Income taxes paid

Kas bersih yang diperoleh dari

(digunakan untuk) aktivitas operasi (4.597.236) 3.416.275

Net cash provided by (used in) operating activities

(13)

10 LAPORAN ARUS KAS KONSOLIDASIAN

Periode Tiga Bulan Berakhir 31 Maret 2016 dan 2015 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

CONSOLIDATED STATEMENTS OF CASHFLOWS Three-Month Periods Ended

Catatan/

Notes 2016 2015

ARUS KAS DARI AKTIVITAS INVESTASI

CASH FLOWS FROM INVESTING

ACTIVITIES

Penjualan efek-efek untuk tujuan investasi 10.633.094 6.632.744 Sale of investment securities

Pembelian efek-efek untuk tujuan investasi (14.098.586) (7.150.758) Purchase of investment securities

Penerimaan bunga dari efek-efek untuk

tujuan investasi 358.314 59.996

Interest received from investment securities

Hasil penjualan aset tetap 15 141 42

Proceeds from sale of premises and equipment Perolehan aset tetap dan aset dalam

penyelesaian 15 (11.292) (70.055)

Acquisition of premises and equipment and construction in progress Perolehan aset takberwujud dan aset

takberwujud dalam penyelesaian 16 (112.899)) (69.995)

Acquisition of intangible assets and intangible assets in progress Kas bersih yang digunakan untuk

aktivitas investasi (3.231.228) (598.026) Net cash used in investing activities

ARUS KAS DARI AKTIVITAS PENDANAAN

CASH FLOWS FROM FINANCING

ACTIVITIES

Pelunasan utang obligasi - (696.000) Payment of bonds issuance

Pembayaran bunga utang subordinasi (166.767) (165.006)

Payment of interest on subordinated debt

Penurunan pinjaman yang diterima - bersih 287 - 263.697 Decrease in borrowings - net

Kenaikan penempatan oleh bank-bank lain 878 - Increase in placement from other banks

Kas bersih yang digunakan untuk

aktivitas pendanaan (165.889) (597.309) Net cash used in financing activities

KENAIKAN (PENURUNAN) BERSIH

KAS DAN SETARA KAS (7.994.353) 2.220.940

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

KAS DAN SETARA KAS,

AWAL PERIODE 24.145.116 19.022.267

CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD

PENGARUH FLUKTUASI KURS M ATA UANG ASING PADA KAS DAN

SETARA KAS (98.405) 197.505

EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATION ON CASH AND

CASH EQUIVALENTS

KAS DAN SETARA KAS, AKHIR

PERIODE 16.052.358 21.440.712

CASH AND CASH EQUIVALENTS, END OF PERIOD

Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:

Kas 2b,5 1.618.976 1.641.560 Cash

Giro pada Bank Indonesia 2b,6 10.607.546 13.637.695 Current accounts with Bank Indonesia

Giro pada bank-bank lain 2b,7 943.875 1.421.901 Current accounts with other banks

Penempatan pada Bank Indonesia dan bank-bank lain - jatuh tempo dalam

3 bulan sejak tanggal perolehan 2b,8 2.874.733 4.739.556

Placements with Bank Indonesia and other banks - mature within 3 months from the date of acquisition Sertifikat Bank Indonesia – jatuh tempo

dalam 3 bulan sejak tanggal

perolehan

2b,13

7.228 -

Certificates of Bank Indonesia – mature within 3 months from the date of

acquisition

16.052.358 21.440.712

(14)

KEUANGAN KONSOLIDASIAN INTERIM 31 Maret 2016, 31 Desember 2015* dan

FINANCIAL STATEMENTS 31 March 2016, 31 December 2015* and

Three-Months Periods Ended 31 March 2016 and 2015 (Expressed in millions of Rupiah,

* Diaudit Audited *



11

1. UMUM 1. GENERAL

a. Pendirian Bank dan Informasi Umum a. The Establishment of the Bank and General

Information

PT Bank Permata Tbk (dahulu PT Bank Bali Tbk) (“Bank”) didirikan di Indonesia dengan Akta

Pendirian No. 228 tanggal 17 Desember

1954 yang dibuat di hadapan Eliza Pondaag, S.H., selaku pengganti dari Raden Mas Soerojo, S.H., notaris di Jakarta. Akta tersebut telah

memperoleh pengesahan dari Menteri

Kehakiman Republik Indonesia (sekarang

Menteri Hukum dan Hak Asasi Manusia) berdasarkan Surat Keputusan No. J.A.5/2/2 tanggal 4 Januari 1955, didaftarkan di Kantor Pengadilan Negeri Jakarta dengan No. 123 tanggal 15 Januari 1955 dan diumumkan dalam Tambahan No. 292 pada Berita Negara Republik Indonesia No. 22 tanggal 18 Maret 1955.

PT Bank Permata Tbk (formerly PT Bank Bali

Tbk) (“the Bank”) was established in

Indonesia on 17 December 1954 based on the notarial deed No. 228 of Eliza Pondaag, S.H., a substitute notary of Raden Mas Soerojo, S.H., in Jakarta. The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia (now Minister of Law and Human Rights) in its Decision Letter No. J.A.5/2/2 dated 4 January 1955, registered in Jakarta D istrict Court under No. 123 dated 15 January 1955 and published in Supplement No. 292 to State Gazette of the Republic of Indonesia No. 22 dated 18 March 1955.

Bank mulai beroperasi secara komersial pada tanggal 5 Januari 1955. Sesuai dengan pasal 3 Anggaran Dasarnya, Bank beroperasi sebagai bank umum. Bank memperoleh izin usaha

sebagai bank umum berdasarkan Surat

Keputusan Menteri Keuangan No. 19371/U.M.II

tanggal 19 Pebruari 1957. Bank juga

memperoleh izin untuk menjalankan aktivitas sebagai bank devisa dan bank yang melakukan kegiatan berdasarkan prinsip syariah masing-masing berdasarkan Surat Keputusan Dewan Moneter Bank Indonesia No. Sekr/D.M./97 tanggal 8 Mei 1956 dan Surat Direktorat Perbankan Syariah No. 6/1082/DPbS tanggal 5 Oktober 2004.

The Bank started its commercial operations on 5 January 1955. According to article 3 of its Articles of Association, the Bank operates as a commercial bank. The Bank obtained the license as a commercial bank under the Decision Letter of the Minister of Finance No. 19371/U.M.II dated 19 February 1957. The Bank also obtained a license to engage in foreign exchange activities and as a bank which engaged in activities based on sharia principles based on the Decision Letter of the Monetary Council of Bank Indonesia No. Sekr/D.M./97 dated 8 May 1956 and the letter of Directorate of Sharia Banking No. 6/1082/DPbS dated 5 October 2004.

Anggaran Dasar Bank telah mengalami beberapa kali perubahan. Perubahan terakhir dilakukan dengan akta No. 80 tanggal 24 April 2015 yang dibuat di hadapan Aryanti Artisari,

S.H., M.Kn, notaris di Jakarta, untuk

menyesuaikan beberapa pasal dalam

Anggaran D asar Bank dengan Peratur an

Otoritas Jasa Keuangan (OJK) No.

32/POJK.04/2014 tanggal 8 Desember 2014 tentang Rencana dan Penyelenggaraan Rapat

Umum Pemegang Saham Per usahaan

Terbuka dan Peratur an OJK No.

33/POJK.04/2014 tanggal 8 Desember 2014 tentang Direksi dan Dewan Komisaris Emiten atau Perusahaan Publik, sesuai dengan keputusan R apat Umum Pemegang Saham Luar Biasa tanggal 24 April 2015. Akta tersebut diterima dan dicatat oleh Menter i Hukum dan Hak Asasi Manusia Republik

Indonesia dalam Surat Penerimaan

Pemberitahuan Perubahan Anggaran Dasar No. AHU-AH.01.03-0929311 tanggal 4 Mei 2015. Pengumuman dalam Ber ita N egara Republik Indonesia masih dalam proses.

The Bank’s Articles of Association have been amended several times. The latest amendment was effected by notarial deed No. 80 dated 24 April 2015 of Aryanti Artisari, S.H., M.Kn, a notary in Jakarta, regarding the alignment of some articles in the Bank’s Articles of Association with the Otoritas Jasa Keuangan (OJK) Regulation No. 32/POJK.04/2014 dated

8 December 2014 regarding Plan and

Arrangement of the General Meeting of Shareholders of Public Company and OJK

Regulation No. 33/POJK.04/2014 dated

8 December 2014 regarding Board of Directors

and Board of Commissioners of Public

Company, as decided in the Extraordinary General Meeting of Shareholders on 24 April 2015. The notarial deed was received and acknowledged by the Minister of Law and Human Rights of the Republic of Indonesia based on its Letter of Acceptance of the Announcement of Changes in the Articles of Association No. AHU-AH.01.03-0929311 dated 4 May 2015. The announcement in the State Gazette of the Republic of Indonesia is still in process.

(15)

* Diaudit Audited *



12

1. UMUM (lanjutan) 1. GENERAL (continued)

a. Pendirian Bank dan Informasi Umum

(lanjutan)

a. The Establishment of the Bank and General

Information (continued)

Pemegang saham mayoritas Bank pada tanggal 31 Maret 2016 dan 31 Desember 2015 adalah PT Astra International Tbk dan Standard Chartered Bank.

The majority shareholders of the Bank as of 31 March 2016 and 31 December 2015 are

PT Astra International Tbk and Standard

Chartered Bank.

Pemegang saham terakhir (ultimate

shareholders) dari perusahaan induk Bank adalah sebagai berikut:

 Standard Chartered Bank adalah entitas

anak yang dimiliki sepenuhnya oleh

Standard Chartered Holdings Limited.

Pemegang saham Standard Chartered

Holdings Limited adalah Standard Chartered PLC.

 Pemegang saham mayoritas PT Astra

International Tbk (PT AI) adalah Jardine

Cycle dan Carriage Limited-Singapore

(JCCL). Pemegang saham terakhir (ultimate shareholder) JCCL adalah Jardine Matheson Holdings Ltd, perusahaan publik dengan premium listing di London dan didirikan di Bermuda.

The ultimate shareholders of the Bank’s parent companies are as follows:

 Standard Chartered Bank is a wholly owned

subsidiary of Standard Chartered Holdings Limited. The shareholder of Standard Chartered Holdings Limited is Standard Chartered PLC.

 The majority shareholder of PT Astra

International Tbk (PT AI) is Jardine Cycle and Carriage Limited-Singapore (JCCL). The ultimate shareholder of JCCL is Jardine Matheson Holdings Ltd, a public company with a premium listing in London and incorporated in Bermuda.

Kantor pusat Bank berlokasi di World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. Pada tanggal 31 Maret 2016 dan 31 Desember 2015, Bank memiliki kantor cabang dan ATM sebagai berikut:

The Bank’s head office is located at World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. As of 31 March 2016 and 31 December 2015, the Bank had the following branches and ATMs:

Sesuai dengan pasal 3 ayat 2 Anggaran Dasar Bank, Bank dapat melaksanakan kegiatan usaha utama dan kegiatan usaha penunjang yang termasuk menyediakan pembiayaan dan atau melakukan kegiatan lain berdasarkan prinsip syariah sesuai dengan ketentuan yang ditetapkan oleh OJK. Bank mulai melakukan kegiatan berdasarkan prinsip syariah sejak bulan Nopember 2004.

According to article 3 paragraph 2 of the Bank’s Articles of Association, the Bank can engage in main and supporting business activities which include providing finances and or carrying out other activities based on sharia principles in accordance with prevailing regulations issued by OJK. The Bank had started activities based on sharia principles since November 2004. 31 Maret 2016/

31 March 2016

31 Desember 2015/ 31 December 2015

Kantor cabang (termasuk kantor pusat) 56 56 Branches (including head office)

Kantor cabang pembantu 253 258 Sub-branches

Kantor layanan syariah 296 301 Sharia office channeling

Kantor kas 21 21 Cash offices

Kas keliling/mobil 33 22 Mobile cash

Poin pembayaran 3 3 Payment points

(16)

* Diaudit Audited *



13

b. Penawaran Umum Saham Bank b. The Bank’s Public Offerings

Pada tanggal 15 Januari 1990, berdasarkan izin Menteri Keuangan No. SI-070/SHM/MK.10/1989 tanggal 2 Desember 1989, saham Bank sejumlah 3.999.000 saham dengan jumlah nilai nominal Rp3.999 telah ditawarkan melalui Penawaran Umum Perdana kepada masyarakat dan telah dicatatkan pada Bursa Efek Jakarta dan Surabaya (kedua bursa ini telah digabung untuk membentuk Bursa Efek Indonesia).

On 15 January 1990, based on the license from

the Minister of Finance No. SI-070/SHM/

MK.10/1989 dated 2 December 1989, the Bank’s shares amounted to 3,999,000 shares with total par value of Rp3,999 were offered to public through the Initial Public Offering and were listed on the Jakarta and Surabaya Stock Exchanges (these two exchanges were merged to form Indonesia Stock Exchange).

Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 5 Juli 1990, Bank menempatkan saham baru dengan cara Penawaran Umum Terbatas dengan Hak Memesan Efek Terlebih Dahulu (Rights Issue) I sejumlah 15.508.000 saham dengan nilai nominal Rp1.000 (Rupiah penuh) per saham. Melalui Penawaran Umum Terbatas ini, setiap pemegang saham yang memiliki 3 (tiga) saham lama berhak membeli 1 (satu) saham baru dengan harga Rp8.000 (Rupiah penuh) per saham. Berdasarkan surat persetujuan Bapepam No. S-1424/PM/1990

tanggal 8 September 1990, saham-saham

tambahan ini dicatatkan pada Bursa Efek Jakarta. Saham-saham ini juga dicatatkan pada

Bursa Efek Surabaya berdasarkan surat

No. 461/D-70/BES/IX/90 tanggal 24 September 1990.

At the Extraordinary General Meeting of Shareholders on 5 July 1990, the Bank offered to the existing shareholders additional new shares through the Limited Public Offering (Rights Issue) I of 15,508,000 shares with par value of Rp1,000 (whole Rupiah) per share. Through this Rights Issue, each existing shareholder was given the right to buy 1 (one) additional new share at a price of Rp8,000 (whole Rupiah) per share for every 3 (three) old shares owned. Based on the Approval Letter from Bapepam No. S-1424/PM/1990 dated 8 September 1990, these additional shares were listed on the Jakarta Stock Exchange. These shares were also listed on the Surabaya

Stock Exchange based on its letter

No. 461/D-70/BES/IX/90 dated 24 September 1990.

Berdasarkan surat persetujuan Ketua Bapepam No. S-1739/PM/1990 tanggal 5 Nopember 1990, Bank mencatatkan tambahan saham pendiri sejumlah 42.525.000 saham pada Bursa Efek Jakarta dan Surabaya.

Based on the Approval Letter of the Chairman

of Bapepam No. S-1739/PM/1990 dated

5 November 1990, the Bank listed additional 42,525,000 founders’ shares on the Jakarta Stock Exchange and Surabaya Stock Exchange. Dalam Rapat Umum Pemegang Saham Luar

Biasa tanggal 18 Juni 1992, Bank menerbitkan saham bonus sejumlah 124.064.000 saham dengan nilai nominal Rp1.000 (Rupiah penuh) per saham dimana setiap pemegang saham

yang memiliki 1 (satu) saham berhak

memperoleh 2 (dua) saham bonus. Saham bonus ini berasal dari kapitalisasi tambahan modal disetor ke modal saham. Saham-saham ini dicatatkan pada Bursa Efek Jakarta berdasarkan surat No. S-488/BEJ.I.1/VIII/1992 tanggal 27 Agustus 1992. Saham-saham ini juga

dicatatkan pada Bursa Efek Surabaya

berdasarkan surat No. 11/EMT/LIST/BES/IX/92 tanggal 3 September 1992.

At the Extraordinary General Meeting of Shareholders on 18 June 1992, the Bank

declared bonus shares amounted to

124,064,000 shares with par value of Rp1,000 (whole Rupiah) per share, in which each existing shareholder was given the right to have 2 (two) additional new shares for every 1 (one) old share owned. These bonus shares were derived from the capitalization of additional paid-in capital to capital stock. These bonus shares were listed on the Jakarta Stock Exchange based on its letter No. S-488/BEJ.I.1/VIII/1992 dated 27 August 1992. These shares were also listed on the Surabaya Stock Exchange based on its letter No. 11/EMT/LIST/BES/IX/92 dated 3 September 1992.

(17)

* Diaudit Audited *



14

b. Penawaran Umum Saham Bank (lanjutan) b. The Bank’s Public Offerings (continued)

Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 27 Juni 1995, para pemegang saham telah menyetujui untuk melakukan Penawaran Umum Terbatas dengan Hak Memesan Efek Terlebih Dahulu (Rights Issue) II sejumlah 65.133.600 saham dengan nilai nominal Rp1.000 (Rupiah penuh) per saham yang ditawarkan kepada para pemegang saham lama. Melalui Penawaran Umum Terbatas ini, setiap pemegang saham yang memiliki 20 (dua puluh) saham lama berhak membeli 7 (tujuh) saham baru dengan harga Rp2.000 (Rupiah penuh) per saham dan mendapat 4 (empat) waran atau keseluruhan berjumlah 37.219.200 waran. Setiap 1 (satu) waran dapat dikonversi menjadi 1 (satu) saham baru dengan nilai nominal Rp1.000 (Rupiah penuh) per saham dengan harga Rp2.900 (Rupiah penuh) per saham.

At the Extraordinary General Meeting of

Shareholders on 27 June 1995, the

shareholders agreed to conduct the Limited Public Offering (Rights Issue) II of 65,133,600 shares with par value of Rp1,000 (whole Rupiah) per share to existing shareholders. Through this Rights Issue, each existing shareholder was given the right to buy 7 (seven) additional new shares at a price of Rp2,000 (whole Rupiah) per share for every 20 (twenty) old shares owned and received 4 (four) warrants or a total of 37,219,200 warrants. Each 1 (one) warrant can be converted into 1 (one) new share with par value of Rp1,000 (whole Rupiah) per share at a price of Rp2,900 (whole Rupiah) per share.

Harga pelaksanaan dan jumlah waran diubah masing-masing menjadi Rp1.450 (Rupiah penuh) dan 71.629.940 waran sebagai akibat dari pemecahan nilai nominal saham Bank pada tahun 1997 dan kemudian masing-masing menjadi Rp1.090 (Rupiah penuh) dan 95.267.798 waran, sebagai akibat dari penerbitan saham bonus pada

tahun 1998. Bank memperoleh Surat

Pemberitahuan Efektif atas Pernyataan

Pendaftaran Penawaran Umum Terbatas tersebut dari Ketua Badan Pengawas Pasar Modal (“Bapepam”) tanggal 26 Juni 1995. Saham-saham ini telah dicatatkan pada Bursa Efek Jakarta

berdasarkan surat No. S-193/BEJ.I.2/VII/1995

tertanggal 14 Juli 1995. Saham-saham ini juga telah dicatatkan pada Bursa Efek Surabaya berdasarkan surat No. 38/EMT/LIST/BES/VII/95 tertanggal 14 Juli 1995.

The exercise price of the warrant and the number of warrants outstanding were changed to Rp1,450 (whole Rupiah) and 71,629,940 warrants, respectively, as a result of the stock split in 1997 and then to Rp1,090 (whole Rupiah) and 95,267,798 warrants, respectively, as a result of the issuance of the bonus shares in 1998. The Bank obtained the Letter of Effective Notification on that Limited Public Offering from the Chairman of Capital Market Supervisory Agency (“Bapepam”) dated 26 June 1995. These shares were listed on the Jakarta Stock Exchange based on its letter No. S-193/BEJ.I.2/VII/1995 dated 14 July 1995. These shares were also listed on the Surabaya

Stock Exchange based on its letter

No. 38/EMT/LIST/BES/VII/95 dated 14 July

1995. Pelaksanaan konversi waran menjadi saham

sampai dengan tanggal 29 Agustus 2000, yang

merupakan tanggal terakhir pelaksanaan

konversi waran menjadi saham, adalah

sejumlah 2.808.460 saham. Saham-saham hasil konversi waran ini telah dicatatkan pada Bursa Efek Jakarta dan Bursa Efek Surabaya. Waran yang belum dikonversi sampai dengan

tanggal 29 Agustus 2000 dan menjadi

kadaluarsa adalah sebesar 95.267.798 waran.

The number of shares from exercising warrants up to 29 August 2000, which was the last date of warrants conversion, was 2,808,460 shares. These shares from the warrants conversion had been listed on the Jakarta Stock Exchange and Surabaya Stock Exchange. Warrants which were not exercised up to 29 August 2000 and became expired were 95,267,798 warrants.

Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 18 Juni 1997, para pemegang saham telah menyetujui perubahan nilai nominal saham Bank dari Rp1.000 (Rupiah penuh) per saham menjadi Rp500 (Rupiah penuh) per saham.

Shareholders on 18 June 1997, the

shareholders approved the change in the par value of the Bank’s shares from Rp1,000 (whole Rupiah) per share to Rp500 (whole Rupiah) per share.

(18)

* Diaudit Audited *



15

b. Penawaran Umum Saham Bank (lanjutan) b. The Bank’s Public Offerings (continued)

Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 27 Juni 1998, Bank telah menerbitkan saham bonus sejumlah 166.738.173 saham dengan nilai nominal Rp500 (Rupiah penuh) per saham dimana setiap pemegang saham yang memiliki 100 (seratus) saham berhak memperoleh 33 (tiga puluh tiga) saham baru. Saham bonus ini berasal dari kapitalisasi tambahan modal disetor ke modal saham. Saham bonus ini telah dicatatkan pada Bursa Efek Jakarta berdasarkan surat No. Peng-14/BEJ-1.1/

SB/0798 tertanggal 20 Juli 1998 dan

No. Peng-15/BEJ-1.1/SB/0798 tertanggal 31 Juli 1998. Saham bonus ini juga dicatatkan pada

Bursa Efek Surabaya berdasarkan surat

No. Peng-007/PDG/CB/BES/VIII/98 tertanggal 3 Agustus 1998.

At the Extraordinary General Meeting of Shareholders on 27 June 1998, the Bank

declared bonus shares amounted to

166,738,173 shares with par value of Rp500 (whole Rupiah) per share, in which each existing shareholder was given the right to have 33 (thirty-three) additional new shares for every 100 (one hundred) old shares owned. These

bonus shares were derived from the

capitalization of additional paid-in capital to capital stock. These bonus shares were listed on the Jakarta Stock Exchange based on its letter No. Peng-14/BEJ-1.1/SB/0798

dated 20 July 1998 and No. Peng-15/

BEJ-1.1/SB/0798 dated 31 July 1998. These bonus shares were also listed on the Surabaya Stock Exchange based on its letter No. Peng-007/PDG/CB/BES/VIII/98 dated 3 August 1998.

Dalam Rapat Umum Pemegang Saham Luar Biasa tanggal 28 Agustus 2000, para pemegang

saham telah menyetujui untuk melakukan

Penawaran Umum Terbatas dengan Hak

Memesan Efek Terlebih Dahulu (Rights Issue) III sejumlah 66.528.577.467 saham baru kelas B, yang mempunyai hak yang sama dan sederajat dalam segala hal dengan saham kelas A, dengan nilai nominal Rp5 (Rupiah penuh) per saham yang ditawarkan kepada para pemegang saham lama. Melalui Penawaran Umum Terbatas ini, setiap pemegang saham yang memiliki 1 (satu) saham lama berhak membeli 99 (sembilan puluh sembilan) saham baru dengan harga Rp80,51 (Rupiah penuh) per saham. Bank memperoleh Surat Pemberitahuan Efektif atas Pernyataan Pendaftaran Penawaran Umum Terbatas tersebut

dari Ketua Bapepam No. S-2178/PM/2000

tanggal 25 Agustus 2000.

Shareholders on 28 August 2000, the

shareholders agreed to offer, through the Limited Public Offering (Rights Issue) III, 66,528,577,467 new class B shares, which have the same rights and are equal in every aspect with the class A shares, at par value of Rp5 (whole Rupiah) per share, to the existing shareholders. Through this Rights Issue, each existing shareholder was given the right to buy 99 (ninety nine) new shares at a price of Rp80.51 (whole Rupiah) per share for every 1 (one) old share owned. The Bank obtained the Letter of Effective Notification on the Limited Public Offering from the Chairman of Bapepam No. S-2178/PM/2000 dated 25 August 2000.

Saham-saham ini telah dicatatkan pada Bursa Efek Jakarta berdasarkan Surat No. S-2686/ BEJ.EEM/09-2000 tanggal 18 September 2000. Saham-saham ini juga telah dicatatkan pada Bursa Efek Surabaya berdasarkan surat No. JKT-01/MKT-LIST/BES/IX/2000 tanggal 12 September 2000.

These shares had been listed on the Jakarta Stock Exchange based on its letter No. S-2686/ BEJ.EEM/09-2000 dated 18 September 2000. These shares had also been listed on the Surabaya Stock Exchange based on its letter No. JKT-01/MKT-LIST/BES/IX/2000 dated 12 September 2000.