Lampiran-lampiran Lampiran 1. Data Laporan Keuangan BPRS

Lampiran-lampiran

Lampiran 1. Data Laporan Keuangan BPRS

ID Periode Total Profit Bagi Hasil Total DPK Biaya Personalia Total Aktiva Q1 Q2 P1 P2 1 2013 657422 540916 3068300 870604 15973136 9438058 319489 0.176292 0.054504 2014 221311 240760 2754800 816175 15226206 8861336 314389 0.087397 0.053603 2015 220151 210517 2251800 824660 16664114 9369826 743963 0.093488 0.049487 2 2013 560851 285119 1549000 646271 9438248 6742127 670000 0.184066 0.068474 2014 353172 391167 3039137 824619 13398373 6195901 1895000 0.106166 0.061546 2015 441279 873258 8524380 1155661 20398897 8026555 1545000 0.102442 0.056653 3 2013 205607 596421 3243282 551494 7196401 5300427 584140 0.183894 0.076635 2014 -127918 737100 10528724 779209 14920114 9982458 584140 0.070008 0.052225 2015 389186 1913294 20120122 1157229 29594137 22283246 513984 0.095094 0.039103 4 2013 570911 1194387 14899300 1740026 29405556 12361624 8800576 0.080164 0.059173 2014 933486 2224372 27901253 2293499 50561409 25919224 15438187 0.079723 0.045361 2015 1149978 3713085 31792800 3217532 60053355 23235823 21369733 0.116790 0.053578 5 2013 3662130 640244 9581045 3293767 72731266 41159615 8036502 0.066824 0.045287 2014 5644210 1022399 14698251 4347106 87121822 50369414 9737805 0.069559 0.049897 2015 4763267 1456638 23486370 5293789 98177549 51636778 17049129 0.062021 0.053921 6 2013 10006222 27138188 286480524 12414605 365798388 193079481 122671348 0.094730 0.033938 2014 10534958 32729131 347508643 14236969 440092510 213205283 160772126 0.094182 0.032350 2015 9635357 36673758 331133800 14703942 473747207 225169958 186342234 0.110752 0.031038 7 2013 591157 1318821 13394566 849647 17589778 11055521 2267747 0.098459 0.048303 2014 803053 1424217 15291826 1028640 22899934 11827131 3675739 0.093136 0.044919 2015 1054867 1847200 16669647 1259406 31310646 13048460 5944324 0.110812 0.040223 8 2013 481745 1008738 7831117 766804 13477553 7144276 961362 0.128812 0.056895 2014 583889 1099102 9310553 871213 16018888 7623718 1774130 0.118049 0.054387 2015 475300 1301400 7864021 970725 17908318 7580381 2904130 0.165488 0.054205 9 2013 900989 1917041 15707744 1913241 28452725 16350610 760901 0.122044 0.067243 2014 1031287 1939636 18633409 2357444 33002488 18309214 808898 0.104095 0.071432 2015 1143128 2337186 21160136 2854690 40053017 21082880 804478 0.110452 0.071273 10 2013 2544343 3854236 37920575 3322021 79316551 49614012 5868677 0.101640 0.041883 2014 3325418 4479616 42892260 4118183 101238418 62082510 4094750 0.104439 0.040678 2015 3436251 5574027 52086963 5170025 127133995 80928389 6183250 0.107014 0.040666 11 2013 142240 79812 762500 569097 4301396 1275538 149570 0.104671 0.132305 2014 90272 96276 1289500 625063 5450242 1927024 80321 0.074661 0.114685 2015 166941 166717 2010500 722702 6930447 3882237 70959 0.082923 0.104279 12 2013 12178490 29221862 53712300 14780983 337807685 295903578 1640000 0.544044 0.043756 2014 12852504 42090073 70096929 19496025 478302784 411220929 4200000 0.600455 0.040761 2015 15538068 55971396 106620350 25513498 616164171 512041231 6278688 0.524960 0.041407 13 2013 2865312 2725811 7592409 2337146 55876880 44258235 50000 0.359018 0.041827 2014 4415792 7272581 27066211 3529059 96464545 73886254 3170000 0.268696 0.036584 2015 5877227 10301203 32662282 5743972 135682700 114390837 2500000 0.315385 0.042334 14 2013 877804 1986934 22211952 2291211 52305114 23504570 13207430 0.089453 0.043805 2014 1031639 2449526 27826089 2845583 63118804 19486259 18594795 0.088030 0.045083 2015 1700842 3218310 32016797 3829515 78450300 26662426 35245418 0.100519 0.048815 15 2013 5514723 4395458 19665085 2504147 72533817 52558378 6779500 0.223516 0.034524 2014 6001472 8478050 24772205 3766279 104359017 80038125 7260000 0.342240 0.036090 2015 6277375 10597614 33251057 4944074 149277012 102544966 7772500 0.318715 0.033120 16 2013 3062739 3584289 37391221 6041753 128954212 92541043 540000 0.095859 0.046852 2014 3959745 4361255 44423815 6344458 153699208 113483395 519660 0.098174 0.041278 2015 4645132 5982480 51827699 8608650 178386559 128489426 4620250 0.115430 0.048258 17 2013 314005 851217 5115500 647809 14604075 6699107 1572055 0.166400 0.044358 2014 252804 932318 7423900 763725 16886678 8047937 1635571 0.125583 0.045226 2015 513551 1108287 9221000 944851 18681590 8540060 3262237 0.120192 0.050577 18 2013 0 340403 8040241 781329 15456606 8033484 800613 0.042337 0.050550 2014 347779 736074 10061983 1376898 19481027 13720799 900000 0.073154 0.070679 2015 165694 703274 8500827 1565268 17570521 10769694 1565204 0.082730 0.089085 19 2013 944436 1354625 2785000 637164 15348013 12059744 38500 0.486400 0.041514 2014 560585 1623017 4303500 789450 17133296 12806678 7000 0.377139 0.046077 2015 -365809 1486753 3346500 662102 14131385 10893061 0 0.444271 0.046853 20 2013 1496259 3692546 18281117 1628007 41396887 32355748 15000 0.201987 0.039327 2014 1031085 4316271 20951685 2007673 45205438 34574284 154500 0.206011 0.044412 2015 -3723197 4149256 18736288 1853263 36134148 27065861 135537 0.221456 0.051288 21 2013 -7972393 21166181 329158596 35529123 366267941 234782616 0 0.064304 0.097003 2014 -26283325 16081837 142790868 27747185 149732152 113969009 0 0.112625 0.185312 2015 -9736311 7651069 100979139 18974902 108710690 85302046 350000 0.075769 0.174545 22 2013 -1025633 638224 3321173 490836 4205869 2235189 120000 0.192168 0.116703

2014 -463973 392038 3202541 464742 3807358 1513104 125100 0.122415 0.122064 2015 -327771 249062 4019081 441058 5818892 1714916 315378 0.061970 0.075798 23 2013 160895 980531 5383437 513803 10687010 8570925 160000 0.182138 0.048077 2014 114724 1091465 5147320 605063 9947957 7575818 165000 0.212045 0.060823 2015 -999975 830275 4641089 708636 7040084 4543165 45000 0.178897 0.100657 24 2013 512327 762456 6415554 599156 9883596 5941310 300000 0.118845 0.060621 2014 465544 921630 7736394 760947 11721230 8310493 556896 0.119129 0.064920 2015 528379 1245231 9856190 993127 14028951 8344202 0 0.126340 0.070791 25 2013 51535 368839 1270421 485462 6139222 3887339 399122 0.290328 0.079075 2014 54328 424594 1322348 582618 7716021 5024877 274349 0.321091 0.075508 2015 192729 554733 2148721 706273 10736470 7282913 87741 0.258169 0.065783 26 2013 2232100 15655119 177860194 17738912 214719895 185451242 763475 0.088019 0.082614 2014 2545357 13987893 154077514 13959266 191422081 144620264 1661975 0.090785 0.072924 2015 2601876 13348258 158720744 16126078 198302563 146894518 2991367 0.084099 0.081321 27 2013 716061 1201591 10872718 1747638 29651376 9643339 9811600 0.110514 0.058940 2014 710036 1077696 10873216 1569241 34918684 16144565 7901794 0.099115 0.044940 2015 887390 1039711 12402735 1806902 40919177 19199201 8284711 0.083829 0.044158 28 2013 150393 833443 3786098 740146 11367729 4250046 2033654 0.220132 0.065109 2014 -368171 873358 3902336 866799 10579329 3503559 3354556 0.223804 0.081933 2015 -196993 598458 3740788 813385 11527042 2200653 4519478 0.159982 0.070563 29 2013 442068 1405922 10076122 1046604 21996013 11739570 1816686 0.139530 0.047582 2014 625273 1359718 14359933 1026670 26651231 9458577 4044467 0.094688 0.038522 2015 953834 1354297 14243675 1212677 32276440 10396267 7184341 0.095081 0.037572 30 2013 1245342 4067587 33230557 2524401 68230535 37281638 9310848 0.122405 0.036998 2014 1602094 4633058 38313364 2981305 78012833 45628559 8992614 0.120925 0.038216 2015 1704052 5756259 54075979 4010754 104944749 57901910 14877453 0.106448 0.038218 31 2013 525530 771759 10427367 1466319 21422748 13177216 1842444 0.074013 0.068447 2014 626018 996726 11268304 1538539 21127169 15056651 1955833 0.088454 0.072823 2015 620185 1072280 12315814 1543256 24683254 15375604 3305833 0.087065 0.062522 32 2013 462757 2164181 18504431 754185 27026914 20625718 1380000 0.116955 0.027905 2014 550150 2844631 23640673 1117023 35354100 23872000 3123745 0.120328 0.031595 2015 930883 3404200 30375155 1248585 42596392 29283872 2710548 0.112072 0.029312 33 2013 361124 820467 8420077 571056 12428390 7871983 558713 0.097442 0.045948 2014 403008 922165 9562887 673824 14053877 9233923 570049 0.096432 0.047946 2015 437484 1310836 12760311 793221 19160453 11658560 747219 0.102728 0.041399 34 2013 -46425 394997 5339424 698791 8719269 4515911 1432257 0.073977 0.080143 2014 -298455 351533 6220017 687422 8831265 5334761 1231226 0.056516 0.077840 2015 151378 432229 8920380 701498 11650610 6216069 1601544 0.048454 0.060211 35 2013 301719 579329 10355578 709610 13113783 10744950 881969 0.055944 0.054112 2014 412507 587834 9261615 853047 12260677 8133265 838469 0.063470 0.069576 2015 73342 496843 10931406 1036463 12681599 8305946 312442 0.045451 0.081730 36 2013 401265 1154646 13877630 816702 16428097 10459270 1147000 0.083202 0.049714 2014 348302 1243257 16011521 1150555 18564573 11661205 256242 0.077648 0.061976 2015 228876 1307223 17442318 1088727 19967781 11418925 49445 0.074945 0.054524 37 2013 1663495 1110334 14846480 1010715 36912687 20573675 4060674 0.074788 0.027381 2014 1902665 1457016 15391891 1379047 47045203 20397240 7801766 0.094661 0.030320 2015 1912818 1696756 21304922 1858009 55738701 22744513 8113369 0.079642 0.033334 38 2013 17467 390680 2820349 813879 7736876 6279481 0 0.138522 0.105195 2014 74534 524898 4203898 949599 10341072 8471655 0 0.124860 0.091828 2015 -33881 605294 5045250 1241493 13885642 10199341 0 0.119973 0.089408 39 2013 352949 1470367 12214182 728386 20310399 10379769 3984187 0.120382 0.035863 2014 -1040417 1562286 8631197 624965 17302077 8155577 3131275 0.181005 0.036121 2015 -1004639 1456753 16223765 628513 20802649 8910182 5580455 0.089791 0.030213 40 2013 -87101 610244 3939222 512750 8495845 3087529 850875 0.154915 0.060353 2014 12430 717887 3787204 521050 8566881 3757754 429727 0.189556 0.060821 2015 64348 751853 3838583 522992 9910445 4244054 527590 0.195867 0.052772 41 2013 -203305 5968 327500 256007 4126754 1069165 145500 0.018223 0.062036 2014 -80319 34437 405500 449027 6106648 2564993 608000 0.084925 0.073531 2015 169441 277464 1777500 654151 6716065 3364074 1109100 0.156098 0.097401 42 2013 147928 593898 6401107 563564 8166740 4099474 600332 0.092781 0.069007 2014 -68013 517568 7221522 654629 8740136 4368142 573350 0.071670 0.074899 2015 15589 472823 6240148 599177 9167698 3813466 467500 0.075771 0.065357 43 2013 618499 777287 3919332 1418213 16232808 8184405 5364460 0.198321 0.087367 2014 932048 907585 5590152 1588750 19022323 10092398 5947730 0.162354 0.083520 2015 495314 1355718 7153974 1881212 22841409 12396521 4825688 0.189506 0.082360 44 2013 1400999 2497173 25657649 2894853 58166761 19294391 15691644 0.097327 0.049768 2014 1472405 2854967 30143453 3353866 71035545 27760568 16057314 0.094713 0.047214 2015 1613495 3155581 37382897 3230393 82687793 25449692 16986148 0.084412 0.039067

45 2013 2315721 5101664 39908016 3228277 74815284 45822011 495833 0.127836 0.043150 2014 2432234 5579904 39143735 3999179 86974782 58786720 2075287 0.142549 0.045981 2015 2719946 6143625 43335122 4868840 99421872 61884721 1683472 0.141770 0.048972 46 2013 1302690 1964076 45493962 4152250 67958506 32893966 6961867 0.043172 0.061100 2014 999826 1651263 42099214 5311603 66548731 33889013 11619170 0.039223 0.079815 2015 -2065634 1300147 43663005 5401160 67546333 31646405 10001320 0.029777 0.079962 47 2013 1695834 2635678 43150599 2167671 50364796 40741539 1244000 0.061081 0.043039 2014 2010394 3007684 55816515 2451899 63797445 44247193 739000 0.053885 0.038433 2015 2859022 3191001 72789329 3019078 84052263 48303465 450000 0.043839 0.035919 48 2013 1601064 1656013 22900458 1498298 28149286 18732030 0 0.072314 0.053227 2014 1598891 2199210 23803033 1785303 28891646 16348223 0 0.092392 0.061793 2015 872003 2156701 23026496 2082871 27503955 15375971 0 0.093662 0.075730 49 2013 113577 184873 2236765 461023 4883758 2975116 1007600 0.082652 0.094399 2014 75508 256660 2856765 498900 6564036 3188306 1361240 0.089843 0.076005 2015 43021 256127 3137900 524629 5791458 2948476 1476840 0.081624 0.090587 50 2013 -26166 110986 1896456 451791 8579506 6467107 0 0.058523 0.052659 2014 41715 307171 1716710 575620 11048703 8491323 0 0.178930 0.052098 2015 302853 397315 4407965 536946 16593130 10336138 0 0.090136 0.032360 51 2013 55174 86238 2705507 303120 3349931 1737734 148500 0.031875 0.090485 2014 -15518 88970 2229737 316769 3313329 1784490 308000 0.039902 0.095604 2015 -115743 113503 2266468 344178 3375116 1583492 326500 0.050079 0.101975 52 2013 531487 1000397 10473591 954136 21503221 13245210 156238 0.095516 0.044372 2014 802922 1471106 10523339 1196386 21964997 12948579 659238 0.139795 0.054468 2015 329931 1402696 12036929 1337487 25349838 11439173 617238 0.116533 0.052761 53 2013 512402 1019440 7742611 1190388 19147449 10549220 331550 0.131666 0.062170 2014 -1305101 767165 7551609 1297886 13830114 8434743 290901 0.101590 0.093845 2015 24715 416041 7560670 1314539 12425157 7221957 337966 0.055027 0.105797 54 2013 503236 1446137 7730236 1323706 20180866 9830503 6437700 0.187075 0.065592 2014 343176 1994817 4628088 1348002 22809335 9330845 9365700 0.431024 0.059099 2015 -7594913 2196026 9673607 1371989 17102765 10342863 10089200 0.227012 0.080220 55 2013 763593 1160094 9348528 1972976 24800591 7818935 4409750 0.124094 0.079554 2014 445766 1625940 12014070 2650466 30453043 6450431 1185000 0.135336 0.087035 2015 -1333731 2001815 16698919 3326558 33096986 7805282 2810000 0.119877 0.100509 56 2013 1061626 1102797 12696808 771415 20806274 17460054 0 0.086856 0.037076 2014 531800 1375663 13352635 1005224 22749015 16757831 0 0.103026 0.042311 2015 971802 1049858 17190316 1090283 24496523 17817826 0 0.061073 0.044508 57 2013 11877680 15152780 62149397 7170275 317486372 200295923 4201778 0.243812 0.022585 2014 11769950 19611016 104278556 8185955 412435639 259559488 7813450 0.188064 0.019848 2015 12423041 24980461 156784552 9278345 523195347 322880165 10991108 0.159330 0.017734 58 2013 756713 2340029 9011125 899086 20852725 16913880 290000 0.259682 0.043116 2014 461253 2005170 10758063 1050247 20981712 16041544 1455000 0.186388 0.050055 2015 -4899616 3351289 12303114 1729295 31146114 17803296 2273655 0.272394 0.055522 59 2013 3861001 6053060 64255627 4833699 122977506 42992225 58256777 0.094203 0.039306 2014 4330570 7683136 72913347 5613271 142773806 44988340 76276387 0.105374 0.039316 2015 6099848 8003924 81106530 6241091 149482697 59053101 59311277 0.098684 0.041751 60 2013 -80656 102813 1948254 307034 3232357 1521763 0 0.052772 0.094988 2014 -58110 142317 1445564 372862 3412195 1366428 0 0.098451 0.109273 2015 -25006 221459 1638878 421498 3396491 1713109 0 0.135128 0.124098 61 2013 310265 17037 1653595 912127 8588462 5436936 0 0.010303 0.106204 2014 506692 39444 2102592 857051 10392332 5598942 800000 0.018760 0.082470 2015 381590 37268 1964846 966180 9624249 6031077 0 0.018967 0.100390

Lampiran 2. Data Nilai Logaritma Variabel

ID

Periode

LogProfit

LogQ1

LogQ2

LogP1

LogP2

D1

1

2013

5.81784

6.97488

5.50446

-0.75377

-1.26357

3.00000

2014

5.34500

6.94750

5.49747

-1.05851

-1.27081

3.00000

2015

5.34272

6.97173

5.87155

-1.02924

-1.30551

3.00000

2

2013

5.74885

6.82880

5.82607

-0.73503

-1.16448

3.00000

2014

5.54799

6.79210

6.27761

-0.97401

-1.21080

3.00000

2015

5.64471

6.90453

6.18893

-0.98952

-1.24678

3.00000

3

2013

5.31304

6.72431

5.76652

-0.73543

-1.11557

3.00000

2014

0.00000

6.99924

5.76652

-1.15485

-1.28212

3.00000

2015

5.59016

7.34798

5.71095

-1.02185

-1.40779

3.00000

4

2013

5.75657

7.09208

6.94451

-1.09602

-1.22787

3.00000

2014

5.97011

7.41362

7.18860

-1.09842

-1.34332

3.00000

2015

6.06069

7.36616

7.32980

-0.93259

-1.27101

3.00000

5

2013

6.56373

7.61447

6.90507

-1.17507

-1.34403

3.00000

2014

6.75160

7.70217

6.98846

-1.15765

-1.30193

3.00000

2015

6.67790

7.71296

7.23170

-1.20746

-1.26825

3.00000

6

2013

7.00027

8.28574

8.08874

-1.02351

-1.46931

3.00000

2014

7.02263

8.32880

8.20621

-1.02603

-1.49013

3.00000

2015

6.98387

8.35251

8.27031

-0.95565

-1.50811

3.00000

7

2013

5.77170

7.04358

6.35559

-1.00674

-1.31602

0.00000

2014

5.90474

7.07288

6.56534

-1.03088

-1.34757

0.00000

2015

6.02320

7.11556

6.77410

-0.95541

-1.39553

0.00000

8

2013

5.68282

6.85396

5.98289

-0.89005

-1.24493

1.00000

2014

5.76633

6.88217

6.24899

-0.92794

-1.26451

1.00000

2015

5.67697

6.87969

6.46302

-0.78123

-1.26596

1.00000

9

2013

5.95472

7.21353

5.88133

-0.91348

-1.17235

1.00000

2014

6.01338

7.26267

5.90789

-0.98257

-1.14611

1.00000

2015

6.05809

7.32393

5.90551

-0.95683

-1.14708

1.00000

10

2013

6.40558

7.69560

6.76854

-0.99294

-1.37796

1.00000

2014

6.52185

7.79297

6.61223

-0.98114

-1.39064

1.00000

2015

6.53608

7.90810

6.79122

-0.97056

-1.39077

1.00000

11

2013

5.15302

6.10569

5.17484

-0.98017

-0.87842

1.00000

2014

4.95555

6.28489

4.90483

-1.12690

-0.94049

1.00000

2015

5.22256

6.58908

4.85101

-1.08132

-0.98180

1.00000

12

2013

7.08559

8.47115

6.21484

-0.26437

-1.35897

1.00000

2014

7.10899

8.61408

6.62325

-0.22152

-1.38976

1.00000

2015

7.19140

8.70930

6.79787

-0.27987

-1.38293

1.00000

13

2013

6.45717

7.64599

4.69897

-0.44488

-1.37855

1.00000

2014

6.64501

7.86856

6.50106

-0.57074

-1.43671

1.00000

2015

6.76917

8.05839

6.39794

-0.50116

-1.37331

1.00000

14

2013

5.94340

7.37115

7.12082

-1.04840

-1.35848

1.00000

2014

6.01353

7.28973

7.26939

-1.05537

-1.34599

1.00000

2015

6.23066

7.42590

7.54710

-0.99775

-1.31145

1.00000

15

2013

6.74152

7.72064

6.83120

-0.65069

-1.46188

1.00000

2014

6.77826

7.90330

6.86094

-0.46567

-1.44262

1.00000

2015

6.79778

8.01091

6.89056

-0.49660

-1.47991

1.00000

16

2013

6.48611

7.96633

5.73239

-1.01837

-1.32927

1.00000

2014

6.59767

8.05493

5.71572

-1.00800

-1.38428

1.00000

2015

6.66700

8.10887

6.66467

-0.93768

-1.31643

1.00000

17

2013

5.49694

6.82602

6.19647

-0.77885

-1.35303

1.00000

2014

5.40278

6.90568

6.21367

-0.90107

-1.34461

1.00000

2015

5.71058

6.93146

6.51352

-0.92013

-1.29605

1.00000

18

2013

0.00000

6.90490

5.90342

-1.37328

-1.29628

1.00000

2014

5.54130

7.13738

5.95424

-1.13576

-1.15071

1.00000

2015

5.21931

7.03220

6.19457

-1.08234

-1.05020

1.00000

19

2013

5.97517

7.08134

4.58546

-0.31301

-1.38180

1.00000

2014

5.74864

7.10744

3.84510

-0.42350

-1.33652

1.00000

2015

0.00000

7.03715

0.00000

-0.35235

-1.32926

1.00000

20

2013

6.17501

7.50995

4.17609

-0.69468

-1.40531

1.00000

2014

6.01329

7.53875

5.18893

-0.68611

-1.35250

1.00000

2015

0.00000

7.43242

5.13206

-0.65471

-1.28998

1.00000

21

2013

0.00000

8.37067

0.00000

-1.19176

-1.01321

1.00000

2014

0.00000

8.05679

0.00000

-0.94836

-0.73210

1.00000

2015

0.00000

7.93096

5.54407

-1.12051

-0.75809

1.00000

22

2013

0.00000

6.34931

5.07918

-0.71632

-0.93292

1.00000

2014

0.00000

6.17987

5.09726

-0.91217

-0.91341

1.00000

2015

0.00000

6.23424

5.49883

-1.20782

-1.12034

1.00000

23

2013

5.20654

6.93303

5.20412

-0.73960

-1.31806

1.00000

2014

5.05965

6.87943

5.21748

-0.67357

-1.21593

1.00000

2015

0.00000

6.65736

4.65321

-0.74740

-0.99715

1.00000

24

2013

5.70955

6.77388

5.47712

-0.92502

-1.21738

1.00000

2014

5.66796

6.91963

5.74577

-0.92398

-1.18762

1.00000

2015

5.72295

6.92138

0.00000

-0.89846

-1.15002

1.00000

25

2013

4.71210

6.58965

5.60111

-0.53711

-1.10196

1.00000

2014

4.73502

6.70113

5.43830

-0.49337

-1.12201

1.00000

2015

5.28495

6.86231

4.94320

-0.58810

-1.18189

1.00000

26

2013

6.34871

8.26823

5.88279

-1.05542

-1.08295

1.00000

2014

6.40575

8.16023

6.22062

-1.04199

-1.13713

1.00000

2015

6.41529

8.16701

6.47587

-1.07521

-1.08980

1.00000

27

2013

5.85495

6.98423

6.99174

-0.95658

-1.22959

0.00000

2014

5.85128

7.20803

6.89773

-1.00386

-1.34737

0.00000

2015

5.94811

7.28328

6.91828

-1.07660

-1.35499

0.00000

28

2013

5.17723

6.62839

6.30828

-0.65732

-0.75908

0.00000

2014

0.00000

6.54451

6.52564

-0.65013

-1.08654

0.00000

2015

0.00000

6.34255

6.65509

-0.79593

-1.15142

0.00000

29

2013

5.64549

7.06965

6.25928

-0.85533

-1.32256

0.00000

2014

5.79607

6.97583

6.60686

-1.02370

-1.41429

0.00000

2015

5.97947

7.01688

6.85639

-1.02191

-1.42514

0.00000

30

2013

6.09529

7.57149

6.96899

-0.91220

-1.43182

0.00000

2014

6.20469

7.65924

6.95389

-0.91748

-1.41776

0.00000

2015

6.23148

7.76269

7.17253

-0.97286

-1.41773

0.00000

31

2013

5.72060

7.11982

6.26539

-1.13069

-1.16465

0.00000

2014

5.79659

7.17773

6.29133

-1.05328

-1.13773

0.00000

2015

5.79252

7.18683

6.51928

-1.06015

-1.20396

0.00000

32

2013

5.66535

7.31441

6.13988

-0.93198

-1.55432

0.00000

2014

5.74048

7.37789

6.49468

-0.91963

-1.50038

0.00000

2015

5.96890

7.46663

6.43306

-0.95050

-1.53295

0.00000

33

2013

5.55766

6.89608

5.74719

-1.01125

-1.33774

0.00000

2014

5.60531

6.96539

5.75591

-1.01578

-1.31925

0.00000

2015

5.64096

7.06664

5.87345

-0.98831

-1.38301

0.00000

34

2013

0.00000

6.65475

6.15602

-1.13090

-1.09613

0.00000

2014

0.00000

6.72711

6.09034

-1.24783

-1.10880

0.00000

2015

5.18006

6.79352

6.20454

-1.31467

-1.22032

0.00000

35

2013

5.47960

5.85102

5.47960

-1.25225

-1.26671

0.00000

2014

5.61543

6.91026

5.92349

-1.19743

-1.15754

0.00000

2015

4.86535

6.91939

5.49477

-1.34246

-1.08762

0.00000

36

2013

5.60343

7.01950

6.05956

-1.07987

-1.30352

0.00000

2014

5.54196

7.06674

5.40865

-1.10987

-1.20778

0.00000

2015

5.35960

7.05763

4.69412

-1.12525

-1.26341

0.00000

37

2013

6.22102

7.31331

6.60860

-1.12617

-1.56255

0.00000

2014

6.27936

7.30957

6.89219

-1.02383

-1.51828

0.00000

2015

6.28167

7.35688

6.90920

-1.09886

-1.47711

0.00000

38

2013

4.24222

6.79792

0.00000

-0.85848

-0.97801

0.00000

2014

4.87235

6.92797

0.00000

-0.90358

-1.03703

0.00000

2015

0.00000

7.00857

0.00000

-0.92092

-1.04862

0.00000

39

2013

5.54771

7.01619

6.60034

-0.91944

-1.44536

0.00000

2014

0.00000

6.91145

6.49572

-0.74231

-1.44224

0.00000

2015

0.00000

6.94989

6.74667

-1.04677

-1.51980

0.00000

40

2013

0.00000

6.48961

5.92987

-0.80991

-1.21930

0.00000

2014

4.09447

6.57493

5.63319

-0.72226

-1.21594

0.00000

2015

4.80854

6.62778

5.72230

-0.70804

-1.27760

0.00000

41

2013

0.00000

6.02904

5.16286

-1.73938

-1.20736

0.00000

2014

0.00000

6.40909

5.78390

-1.07097

-1.13353

0.00000

2015

5.22902

6.52687

6.04497

-0.80660

-1.01144

0.00000

42

2013

5.17005

6.61273

5.77839

-1.03254

-1.16111

0.00000

2014

0.00000

6.64030

5.75842

-1.14466

-1.12552

0.00000

2015

4.19282

6.58132

5.66978

-1.12050

-1.18471

0.00000

43

2013

5.79134

6.91299

6.72953

-0.70263

-1.05865

0.00000

2014

5.96944

7.00399

6.77435

-0.78954

-1.07821

0.00000

2015

5.69488

7.09330

6.68356

-0.72238

-1.08429

0.00000

44

2013

6.14644

7.28543

7.19567

-1.01177

-1.30305

0.00000

2014

6.16803

7.44343

7.20567

-1.02359

-1.32593

0.00000

2015

6.20777

7.40568

7.23009

-1.07359

-1.40819

0.00000

45

2013

6.36469

7.66107

5.69534

-0.89335

-1.36502

0.00000

2014

6.38601

7.76928

6.31708

-0.84604

-1.33742

0.00000

2015

6.43456

7.79158

6.22621

-0.84842

-1.31006

0.00000

46

2013

6.11484

7.51712

6.84273

-1.36480

-1.21396

2.00000

2014

5.99992

7.53006

7.06518

-1.40646

-1.09791

2.00000

2015

0.00000

7.50032

7.00006

-1.52612

-1.09711

2.00000

47

2013

6.22938

7.61004

6.09482

-1.21409

-1.36613

2.00000

2014

6.30328

7.64589

5.86864

-1.26853

-1.41530

2.00000

2015

6.45622

7.68398

5.65321

-1.35814

-1.44468

2.00000

48

2013

6.20441

7.27258

0.00000

-1.14078

-1.27387

2.00000

2014

6.20382

7.21347

0.00000

-1.03437

-1.20906

2.00000

2015

5.94052

7.18684

0.00000

-1.02844

-1.12073

2.00000

49

2013

5.05529

6.47350

6.00329

-1.08275

-1.02503

2.00000

2014

4.87799

6.50356

6.13393

-1.04652

-1.11916

2.00000

2015

4.63368

6.46960

6.16933

-1.08818

-1.04294

2.00000

50

2013

0.00000

6.81071

0.00000

-1.23267

-1.27852

2.00000

2014

4.62029

6.92898

0.00000

-0.74732

-1.28318

2.00000

2015

5.48123

7.01436

0.00000

-1.04510

-1.49000

2.00000

51

2013

4.74173

6.23998

5.17173

-1.49655

-1.04342

2.00000

2014

0.00000

6.25151

5.48855

-1.39901

-1.01952

2.00000

2015

0.00000

6.19962

5.51388

-1.30034

-0.99151

2.00000

52

2013

5.72549

7.12206

5.19379

-1.01992

-1.35289

2.00000

2014

5.90467

7.11222

5.81904

-0.85451

-1.26386

2.00000

2015

5.51842

7.05839

5.79045

-0.93355

-1.27769

2.00000

53

2013

5.70961

7.02322

5.52055

-0.88053

-1.20642

2.00000

2014

0.00000

6.92607

5.46375

-0.99315

-1.02759

2.00000

2015

4.39296

6.85865

5.52887

-1.25942

-0.97553

2.00000

54

2013

5.70177

6.99258

6.80873

-0.72798

-1.18315

2.00000

2014

5.53552

6.96992

6.97154

-0.36550

-1.22842

2.00000

2015

0.00000

7.01464

7.00386

-0.64395

-1.09572

2.00000

55

2013

5.88286

6.89315

6.64441

-0.90625

-1.09934

2.00000

2014

5.64911

6.80959

6.07372

-0.86859

-1.06031

2.00000

2015

0.00000

6.89239

6.44871

-0.92126

-0.99779

2.00000

56

2013

6.02597

7.24205

0.00000

-1.06120

-1.43091

2.00000

2014

5.72575

7.22422

0.00000

-0.98705

-1.37354

2.00000

2015

5.98758

7.25085

0.00000

-1.21415

-1.35157

2.00000

57

2013

7.07473

8.30167

6.62343

-0.61294

-1.64619

2.00000

2014

7.07077

8.41424

6.89284

-0.72569

-1.70229

2.00000

2015

7.09423

8.50904

7.04104

-0.79770

-1.75119

2.00000

58

2013

5.87893

7.22824

5.46240

-0.58556

-1.36536

2.00000

2014

5.66394

7.20525

6.16286

-0.72958

-1.30055

2.00000

2015

0.00000

7.25050

6.35672

-0.56480

-1.25553

2.00000

59

2013

6.58670

7.63339

7.76535

-1.02594

-1.40555

2.00000

2014

6.63655

7.65310

7.88239

-0.97727

-1.40543

2.00000

2015

6.78532

7.77124

7.77314

-1.00575

-1.37933

2.00000

60

2013

0.00000

6.18235

0.00000

-1.27760

-1.02233

2.00000

2014

0.00000

6.13559

0.00000

-1.00678

-0.96149

2.00000

2015

0.00000

6.23378

0.00000

-0.86925

-0.90623

2.00000

61

2013

5.49173

6.73535

0.00000

-1.98704

-0.97386

2.00000

2014

5.70474

6.74811

5.90309

-1.72677

-1.08371

2.00000

2015

5.58160

6.78039

0.00000

-1.72199

-0.99831

2.00000

Lampiran 3. Hasil Akhir Maximum-Likelihood Estimator dari Pengolahan

Frontier 4.1

coefficient

standard-error

t-ratio

Beta 0

-0.64857460E+00

0.17258306E+00

-0.37580432E+00

Beta 1

0.73059663E+00

0.18995650E+00

0.38461261E+00

Beta 2

0.93516316E-01

0.19748691E-01

0.47353171E+00

Beta 3

-0.22626388E-01

0.72826080E+00

-0.31069074E-01

Beta 4

0.79106952E+00

0.14165626E+00

0.55844304E+00

Beta 5

0.19550030E+00

0.82773722E-01

0.23618642E+00

Sigma-squared

0.47494803E+00

0.88287655E+00

0.53795520E+00

Gamma

0.99999997E+00

0.25026653E-07

0.39957399E-06

Log likelihood

fuction

-0.11190030E+00

Sumber: output softwere Frontier 4.1

Keterangan:

Beta 0 = konstanta

Beta 1 = Log_𝑄

₁

Beta 2 = Log_𝑄

₂

Beta 3 = Log_𝑃

₁

Beta 4 = Log_𝑃

₂

Beta 5 = D

₁

Lampiran 4. Nilai SFA sebagai Nilai Efisiensi BPRS

BPRS

Tahun

TEE

BPRS

Tahun

TEE

BPRS

Tahun

TEE

Rata-rata

ID1

2013

0.921748

ID1

2014

0.555352

ID1

2015

0.417120

0.631407

ID2

2013

0.998769

ID2

2014

0.887693

ID2

2015

0.625380

0.837281

ID3

2013

0.726497

ID3

2014

0.002289

ID3

2015

0.270504

0.333097

ID4

2013

0.708369

ID4

2014

0.448493

ID4

2015

0.386044

0.514302

ID5

2013

0.998015

ID5

2014

0.566350

ID5

2015

0.323349

0.629238

ID6

2013

0.775397

ID6

2014

0.287929

ID6

2015

0.157316

0.406881

ID7

2013

0.850094

ID7

2014

0.997415

ID7

2015

0.737572

0.861694

ID8

2013

0.750601

ID8

2014

0.621269

ID8

2015

0.422852

0.598241

ID9

2013

0.655254

ID9

2014

0.457943

ID9

2015

0.251786

0.454994

ID10

2013

0.999387

ID10

2014

0.999181

ID10

2015

0.686242

0.894936

ID11

2013

0.796728

ID11

2014

0.307494

ID11

2015

0.118315

0.407512

ID12

2013

0.878632

ID12

2014

0.590156

ID12

2015

0.268588

0.579125

ID13

2013

0.512793

ID13

2014

0.605500

ID13

2015

0.459947

0.526080

ID14

2013

0.848469

ID14

2014

0.669770

ID14

2015

0.331765

0.616668

ID15

2013

0.664836

ID15

2014

0.315873

ID15

2015

0.181932

0.387547

ID16

2013

0.538180

ID16

2014

0.717623

ID16

2015

0.754693

0.670165

ID17

2013

0.002201

ID17

2014

0.441245

ID17

2015

0.294032

0.245826

ID18

2013

0.828925

ID18

2014

0.999207

ID18

2015

0.002468

0.610200

ID19

2013

0.749460

ID19

2014

0.516261

ID19

2015

0.000978

0.422233

ID20

2013

0.001617

ID20

2014

0.000375

ID20

2015

0.000201

0.000731

ID21

2013

0.004718

ID21

2014

0.009368

ID21

2015

0.008154

0.007413

ID22

2013

0.419377

ID22

2014

0.584941

ID22

2015

0.003630

0.335982

ID23

2013

0.813751

ID23

2014

0.844121

ID23

2015

0.695234

0.784369

ID24

2013

0.372428

ID24

2014

0.605264

ID24

2015

0.575835

0.517842

ID25

2013

0.547885

ID25

2014

0.185831

ID25

2015

0.100514

0.278076

ID26

2013

0.500407

ID26

2014

0.832919

ID26

2015

0.852401

0.728576

ID27

2013

0.570564

ID27

2014

0.628975

ID27

2015

0.524113

0.574550

ID28

2013

0.568067

ID28

2014

0.006191

ID28

2015

0.008600

0.194286

ID29

2013

0.436084

ID29

2014

0.916324

ID29

2015

0.999006

0.783804

ID30

2013

0.409019

ID30

2014

0.445972

ID30

2015

0.285784

0.380258

ID31

2013

0.504968

ID31

2014

0.558589

ID31

2015

0.486529

0.516695

ID32

2013

0.317194

ID32

2014

0.480622

ID32

2015

0.441935

0.413250

ID33

2013

0.468773

ID33

2014

0.755928

ID33

2015

0.628768

0.617823

ID34

2013

0.002469

ID34

2014

0.003279

ID34

2015

0.546765

0.184171

ID35

2013

0.999116

ID35

2014

0.695125

ID35

2015

0.275682

0.656641

ID36

2013

0.445803

ID36

2014

0.538745

ID36

2015

0.420295

0.468281

ID37

2013

0.524144

ID37

2014

0.871759

ID37

2015

0.689063

0.694989

ID38

2013

0.301660

ID38

2014

0.419804

ID38

2015

0.001958

0.241141

ID39

2013

0.363701

ID39

2014

0.003721

ID39

2015

0.003096

0.123506

ID40

2013

0.002620

ID40

2014

0.369596

ID40

2015

0.670848

0.347688

ID41

2013

0.003892

ID41

2014

0.006422

ID41

2015

0.984316

0.331543

ID42

2013

0.443530

ID42

2014

0.004114

ID42

2015

0.324127

0.257257

ID43

2013

0.658408

ID43

2014

0.999309

ID43

2015

0.541016

0.732911

ID44

2013

0.569204

ID44

2014

0.557443

ID44

2015

0.553517

0.560055

ID45

2013

0.593418

ID45

2014

0.450097

ID45

2015

0.315307

0.452940

ID46

2013

0.418957

ID46

2014

0.297309

ID46

2015

0.000698

0.238988

Sumber: output softwere Frontier 4.1

ID48

2013

0.999499

ID48

2014

0.999270

ID48

2015

0.594932

0.864567

ID49

2013

0.388839

ID49

2014

0.728005

ID49

2015

0.640741

0.585862

ID50

2013

0.002815

ID50

2014

0.410338

ID50

2015

0.710522

0.374558

ID51

2013

0.356104

ID51

2014

0.006781

ID51

2015

0.009655

0.124180

ID52

2013

0.402571

ID52

2014

0.858456

ID52

2015

0.594262

0.618430

ID53

2013

0.461035

ID53

2014

0.002677

ID53

2015

0.205066

0.222926

ID54

2013

0.423246

ID54

2014

0.956541

ID54

2015

0.002479

0.460755

ID55

2013

0.586433

ID55

2014

0.998680

ID55

2015

0.002689

0.529267

ID56

2013

0.764051

ID56

2014

0.678252

ID56

2015

0.619284

0.687196

ID57

2013

0.467404

ID57

2014

0.377204

ID57

2015

0.230035

0.358215

ID58

2013

0.423843

ID58

2014

0.622700

ID58

2015

0.001787

0.349443

ID59

2013

0.495979

ID59

2014

0.662315

ID59

2015

0.526647

0.561647

ID60

2013

0.005363

ID60

2014

0.011701

ID60

2015

0.009619

0.008894

ID61

2013

0.885817

ID61

2014

0.729866

ID61

2015

0.688777

0.768153

0.533638

0.516945

0.375235

Lampiran 5. Identitas BPRS yang Dijadikan sebagai Sampel

ID

Nama BPRS

Daerah Operasioal

1

PT BPRS Muamalah Cilegon

Banten

2

PT BPRS Attaqwa

Banten

3

PT BPRS Mulia Berkah Abadi

Banten

4

PT BPRS Berkah Ramadhan

Banten

5

PT BPRS Cilegon Mandiri

Banten

6

PT BPRS Harta Insan Karimah

Banten

7

PT BPRS Danagung Syariah

DI Yogyakarta

8

PT BPRS Cempaka Al Amin

DKI Jakarta

9

PT BPRS Amanah Rabbaniah

Jawa Barat

10

PT BPRS Al Ma'soem Syari'ah

Jawa Barat

11

PT BPRS Al Ihsan

Jawa Barat

12

PT BPRS Harta Insan Karimah Parahyangan

Jawa Barat

13

PT BPRS Harta Insan Karimah Cibitung

Jawa Barat

14

PT BPRS Amanah Insani

Jawa Barat

15

PT BPRS Artha Madani

Jawa Barat

16

PT BPRS Amanah Ummah

Jawa Barat

17

PT BPRS Bina Rahmah

Jawa Barat

18

PT BPRS Insan Cita Artha Jaya

Jawa Barat

19

PT BPRS Artha Fisabilillah

Jawa Barat

20

PT BPRS Artha Karimah Irsyadi

Jawa Barat

21

PT BPRS SHADIQ AMANAH

Jawa Barat

22

PT BPRS Daarut Tauhiid

Jawa Barat

23

PT BPRS Bina Amwalul Hasanah

Jawa Barat

24

PT BPRS Al Barokah

Jawa Barat

25

PT BPRS Al Hijrah Amanah

Jawa Barat

26

PT BPRS Al Salaam Amal Salman

Jawa Barat

27

Bina Amanah Satria

Jawa Tengah

28

Khasanah Ummat

Jawa Tengah

29

Arta Leksana

Jawa Tengah

30

Suriyah

Jawa Tengah

31

Bumi Artha Sampang

Jawa Tengah

32

Gunung Slamet

Jawa Tengah

33

PT BPRS Artha Amanah Ummat

Jawa Tengah

34

Ikhsanul Amal

Jawa Tengah

Sumber: http://www.bi.go.id, Daftar Alamat BPRS di Indonesia dan

LaporanKeuangan Publikasi BPRS 2015

36

Al Mabrur

Jawa Tengah

37

Artha Surya Barokah

Jawa Tengah

38

Mitra Harmoni Kota Semarang

Jawa Tengah

39

Dana Mulia

Jawa Tengah

40

Dana Amanah

Jawa Tengah

41

Saka Dana Mulia

Jawa Tengah

42

MERU SANKARA

Jawa Tengah

43

Artha Mas Abadi

Jawa Tengah

44

PT BPRS Buana Mitra Perwira

Jawa Tengah

45

PT BPRS Sukowati Sragen

Jawa Tengah

46

PT BPRS Amanah Sejahtera

Jawa Timur

47

PT BPRS Lantabur Tebuireng

Jawa Timur

48

PT BPRS Artha Pamenang

Jawa Timur

49

PT BPRS Rahma Syariah

Jawa Timur

50

PT BPRS Syariah Magetan

Jawa Timur

51

PT BPRS Bhakti Haji

Jawa Timur

52

PT BPRS Sarana Prima Mandiri

Jawa Timur

53

PT BPRS Daya Artha Mentari

Jawa Timur

54

PT BPRS Al Hidayah

Jawa Timur

55

PT BPRS Jabal Tsur

Jawa Timur

56

PT BPRS Al Mabrur Babadan

Jawa Timur

57

PT BPRS Bhakti Sumekar

Jawa Timur

58

PT BPRS Bumi Rinjani Batu

Jawa Timur

59

PT BPRS Baktimakmur Indah

Jawa Timur

60

PT BPRS Unawi Barokah

Jawa Timur

Lampiran 6. Hasil Estimasi Model Panel dengan Pendekatan OLS dan Uji

Otokorelasi

Dependent Variable: LOG_PROFIT

Method: Panel Least Squares

Date: 11/15/16 Time: 23:49

Sample: 2013 2015

Periods included: 3

Cross-sections included: 61

Total panel (balanced) observations: 183

Variable

Coefficient

Std. Error

t-Statistic

Prob.

LOGQ1

1.207908

0.310856

3.885748

0.0001

LOGQ2

0.125868

0.074241

1.695408

0.0918

LOGP1

-0.263150

0.567042

-0.464076

0.6432

LOGP2

-4.009034

1.006635

-3.982611

0.0001

D1

-0.103232

0.157835

-0.654050

0.5139

C

-9.610494

2.134870

-4.501676

0.0000

R-squared

0.324650 Mean dependent var

4.803611

Adjusted R-squared

0.305572 S.D. dependent var

2.330775

S.E. of regression

1.942289 Akaike info criterion

4.197849

Sum squared resid

667.7304 Schwarz criterion

4.303078

Log likelihood

-378.1032 Hannan-Quinn criter.

4.240504

F-statistic

17.01724 Durbin-Watson stat

1.644389

Prob(F-statistic)

0.000000

Lampiran 7. Uji Asumsi Klasik Pendekatan OLS

Uji Multikoliniearitas (uji korelasi antar variabel bebas)

Uji Normalitas (Jarque Berra)

LOGQ1

LOGQ2

LOGP1

LOGP2

D1

LOGQ1

1.000000

0.245397

0.236648

-0.533959

-0.196225

LOGQ2

0.245397

1.000000

0.121790

-0.323629

-0.243986

LOGP1

0.236648

0.121790

1.000000

-0.222608

-0.240190

LOGP2

-0.533959

-0.323629

-0.222608

1.000000

0.068554

D1

-0.196225

-0.243986

-0.240190

0.068554

1.000000

0 5 10 15 20 25 30 -6 -5 -4 -3 -2 -1 0 1 2 3

Series: Standardized Residuals

Sample 2013 2015

Observations 183

Mean

2.57e-16

Median

0.510003

Maximum

3.060724

Minimum

-5.795459

Std. Dev.

1.915424

Skewness

-1.303722

Kurtosis

3.920316

Jarque-Bera

58.29883

Probability

0.000000

Uji Heteroskedastisitas (Uji White)

Heteroskedasticity Test: White

F-statistic

3.955197 Prob. F(5,177)

0.0020

Obs*R-squared

18.39150 Prob. Chi-Square(5)

0.0725

Scaled explained SS

24.92891 Prob. Chi-Square(5)

0.0001

Test Equation:

Dependent Variable: RESID^2

Method: Panel Least Squares

Date: 11/15/16 Time: 23:52

Sample: 2013 2015

Periods included: 3

Cross-sections included: 61

Total panel (balanced) observations: 183

Variable

Coefficient

Std. Error

t-Statistic

Prob.

C

11.64408

3.200355

3.638371

0.0004

LOGQ1^2

-0.060127

0.066258

-0.907479

0.3654

LOGQ2^2

-0.029493

0.031715

-0.929944

0.3537

LOGP1^2

0.818622

0.858143

0.953946

0.3414

LOGP2^2

-2.812072

1.268761

-2.216393

0.0279

D1^2

-0.102514

0.165526

-0.619320

0.5365

R-squared

0.100500 Mean dependent var

3.645004

Adjusted R-squared

0.075090 S.D. dependent var

6.221911

S.E. of regression

5.983750 Akaike info criterion

6.448209

Sum squared resid

6337.531 Schwarz criterion

6.553438

Log likelihood

-584.0112 Hannan-Quinn criter.

6.490864

F-statistic

3.955197 Durbin-Watson stat

1.610308

Prob(F-statistic)

0.002003

Lampiran 9

Curriculum Vitae

Nama

: Nura Dwi Julianti

TTL

: Blitar, 29 Juli 1994

Status pernikahan

: Belum Menikah

No Hp

: 085852389772

Email

: juliantinura@gmail.com

Alamat

: BTN Asabri Blok O/5, Kel. Gedog, Kec.

Sananwetan, Kota Blitar

Pendidikan formal

2013 – sekarang

: Muhammadiyah University of Yogyakarta

2010 – 2013

: SMAN 1 Blitar

2007 – 2010

: SMPN 1 Blitar

2001 – 2007

: SDN Sananwetan 3 Blitar

1999 – 2001

: TK Taman Indria Blitar.

Pendidikan non-Formal

2012 – 2013 :ELC (English Learning Center) Blitar

2010 – 2011 :Pendidikan Pendidik Al-Qur’an in LPPQ Ponpes Putri

Bustanul Muta’alimat Blitar

2009 – 2010 :LBB GO (Ganesha Operation) Blitar

Pengalaman Organisasi

2016

: FIES UMY – Temu Ilmiah Nasional XV (Anggota Divisi

Hubungan Masyarakat/Public Relation)

2014 – 2015 : KSPM – Komunitas Studi Pasar Modal (Anggota

Research and Development Division)

2014 – 2015 : BEM Universitas Muhammadiyah Yogyakarta (Sekertaris

Kementerian Keuangan)

2013 – 2014 : UKM Kelompok Penelitian Mahasiswa Universitas

Muhammadiyah Yogyakarta

2013

: Mahasiswa EPI E 2013 – Orphans Charity Day

(Koordinator Acara)

2011 – 2012 : Jurnalistik SMAN 1 Blitar (Anggota dan Penulis)

2011 – 2012 : Ta’mir Mushola Baitul Muttaqiin SMAN 1 Blitar

(Anggota Komite Peringatan Hari Besar Islam)

2011 – 2012 : Science Club SMAN 1 Blitar (Sekertaris dan Tutor

Ekonomi Akuntansi)

Pengalaman Kerja

2014 – 2015 : Sales and Marketing Officer di Seafood Stockiest

Company-Mediteran Fish, Ltd Yogyakarta

2011 – 2013 : Tutor Les Privat “Mandiri” (Al-Qur’an, Matematika,

Bahasa Inggris)

Penghargaan dan Prestasi

2013 : Peserta Industrial Economics (IE) Games 8th Edition diadakan

oleh Institut Teknologi Sepuluh November Surabaya

2012 : Juara II and dan Perwakilan Kota Blitar pada Olimpiade SAINS

Nasional Mata Pelajaran Ekonomi

2012 : Pemenang Creativepreneur Competition of East Java diadakan

oleh Universitas Ciputra Surabaya

2012 : Juara III Research Presentation of Economics and Banking

Olympiad se eks-Karesidenan Kediri and Madiun diadakan oleh

Bank Indonesia Kantor PerwakilanKediri

2012 : Juara II Senior High School Accounting Fair of Java-Bali

diadakan oleh Universitas Muhammadiyah Malang

2012 : Juara II Senior High School Economics Olympiad of Java-Bali

diadakan Universutas Brawijaya

2012 : Finalis Teenage Accounting Competition of Java-Bali diadakan

oleh Universitas Airlangga

2011 : Peserta Senior High School Accounting Olympiad of Java-Bali

diadakan oleh Universitas Negeri Malang

2011 : Peserta of Accounting Challenge Competition of Java-Bali

diadakan oleh Universitas Brawijaya

2010 : Finalis Pemilihan Bintang Televisi Nasional diadakan oleh

Xpresio Entertainment dan MD Entertainment

2010 : Peserta Junior High School MIPA (Math and Science)

Competition 9th se eks Karesidenan Kediri diadakan oleh SMAN 1

Blitar

2007 : Penghargaan Vocal Group Competition – Mars and Hymne Blitar

diadakan oleh Pemerintah Kota Blitar Kementerian Pendidikan dan

Budaya

Pelatihan dan Seminar

2016 : Pelatihan Dasar Bank Syariah SBTC Career Center Yogyakarta

2016 : Seminar Nasional Peran Kewirausahaan Sosial dan Filantropi

Islam di Indonesia diadakan oleh ADESY dan Prodi EPI, FAI,

Universitas Muhammadiyah Yogyakarta

2016 : Seminar Saham Syariah diadakan oleh BEM Universitas

Muhammadiyah Yogyakarta

2015 : Seminar Optimalisasi Tablet dan Aplikasi untuk Proses Belajar di

Kampus diadakan oleh Techlife Indonesia dan HP Indonesia

2014 : Training of Member diadakan oleh Kelompok Studi pasar Modal

Universitas Muhammadiyah Yogyakarta

2014 : Seminar Motivasi diadakan oleh IMM FAI, Universitas

Muhammadiyah Yogyakarta

2013 : Seminar Metodologi Penelitian diadakan oleh UKM Kelompok

Penelitian Mahasiswa, Universitas Muhammadiyah Yogyakarta

2012 : Pelatihan BRIAS (BRI Interaktif Anak Sekolah) diadakan oleh

BRI Kantor Cabang Blitar

2012 : Perwakilan Kota Blitar dalam Lawatan Sejarah Jawa Timur 2012

diadakan oleh Kementerian Kebudayaan dan Pariwisata Provinsi

Jawa Timur

2011 : Pelatihan Kepenulisan dalam Jambore Jurnalistik Kedua diadakan

oleh Jawa Pos Group, Radar Tulungagung

2004 : Ramadhan English Training diadakan oleh Branch of IKA – BEC

Blitar