3
BPD Bengkulu
1316
18.80
1.19
98.33
4.82
1294
4
Bank DKI
9679
13.66
4.92
66.98
1.41
6247
5
BPD Jambi
1175
18.61
0.40
89.08
4.87
1047
6
BPD Jateng
9541
18.27
0.21
102.12
4.55
9744
7
BPD Jabar Banten
Tbk 18347
15.06
0.78
89.44
3.31
16429
8
BPD Jatim
13736
12.93
0.72
54.04
3.94
7424
9
BPD Kaltim
13230
25.13
2.02
33.68
4.64
4475
10
BPD Kalteng
1919
24.14
2.32
50.73
2.89
973
11
BPD Kalbar
2992
18.90
0.12
68.00
2.76
2035
12
BPD Kalsel
3247
16.49
1.29
54.08
3.10
1731
13
BPD Lampung
1155
26.76
1.86
109.32
2.61
1228
14
BPD Maluku
1464
22.84
3.99
69.55
2.88
982
15
BPD NTT
2095
33.87
1.19
111.00
4.75
2325
16
BPD NTB
1302
14.18
3.43
128.48
4.53
1673
17
BPD Papua
7047
55.97
1.55
28.43
3.32
2014
18
BPD Riau Kepri
11322
24.03
1.12
43.24
2.92
4896
19
BPD Sultra
837
40.66
9.22
112.99
5.04
759
20
BPD Sulselbar
2760
18.80
2.68
99.19
7.11
3330
21
BPD Sulteng
590
22.44
9.09
85.89
3.57
469
22
BPD Sulut
1830
15.29
1.60
88.74
2.63
1624
23
BPD Sumbar
5349
18.31
3.66
93.48
2.79
5000
24
BPD Sumsel Babel
6145
16.49
1.29
53.39
1.88
3281
25
BPD Sumut
7606
15.34
0.99
84.13
3.03
6194
26
BPD Yogyakarta
2177
18.97
1.38
75.49
3.11
1644
Lanjutan
Tahun
No
Nama Bank
DPK
(Miliar)
CAR
(%)
NPL
(%)
LDR
(%)
ROA
(%)
KREDIT
(Miliar)
2009
27
Bank Aceh
10343
22.94
1.69
61.79 3.09
6391
28
BDP Bali
5318
13.89
0.68
104.41
4.24
5426
30
Bank DKI
12234
13.67
5.76
57.25
1.41
6770
31
BPD Jambi
1171
29.98
0.56
97.64
5.16
1143
32
BPD Jateng
11986
20.52
0.26
89.18
4.04
10689
33
BPD Jabar Banten
Tbk 23719
21.20
1.97
82.47
3.24
19632
34
BPD Jatim
14531
12.72
1.05
69.67
3.75
10124
35
BPD Kaltim
10550
19.11
1.98
69.11
3.81
7312
36
BPD Kalteng
1667
19.37
1.82
85.13
2.34
1419
37
BPD Kalbar
3527
17.86
0.09
87.76
3.80
3095
38
BPD Kalsel
3531
16.09
1.22
67.93
3.77
2365
39
BPD Lampung
1294
21.58
1.47
99.36
2.97
1250
40
BPD Maluku
1480
21.55
3.00
87.71
3.55
1365
41
BPD NTT
2296
30.51
1.50
122.79
4.05
2820
42
BPD NTB
1434
15.48
4.07
115.50
4.39
1656
43
BPD Papua
7682
46.73
1.80
36.28
3.26
2800
44
BPD Riau Kepri
7627
22.29
1.38
88.24
2.68
6730
45
BPD Sultra
1233
36.64
5.86
102.21
5.30
865
46
BPD Sulselbar
2899
18.60
2.40
114.79
5.56
3386
47
BPD Sulteng
516
23.14
8.81
100.44
4.11
476
48
BPD Sulut
2232
15.67
0.51
100.25
1.89
2238
49
BPD Sumbar
6738
17.08
3.30
87.72
2.71
5911
50
BPD Sumsel Babel
6537
18.64
1.36
79.46
1.68
5194
51
BPD Sumut
8571
10.77
2.47
97.87
4.42
8094
52
BPD Yogyakarta
2447
18.64
1.36
79.33
3.24
1946
Lanjutan
Tahun
No
Kode Emiten
DPK
(Miliar)
CAR
(%)
NPL
(%)
LDR
(%)
ROA
(%)
KREDIT
(Miliar)
2010
53
Bank Aceh
9984
18.38
7.02
82.46 1.80
8161
54
BDP Bali
6709
12.79
0.57
93.31
3.98
6172
55
BPD Bengkulu
1161
24.81
1.66
89.20
4.60
1036
56
Bank DKI
12447
8.34
4.10
70.09
2.14
8369
57
BPD Jambi
1567
21.75
0.40
84.09
5.21
1317
58
BPD Jateng
15907
17.23
0.53
74.13
2.83
11793
59
BPD Jabar Banten
Tbk 31953
22.85
1.86
71.54
3.15
23670
60
BPD Jatim
16218
11.53
0.65
80.70
5.57
13088
61
BPD Kaltim
11610
18.58
3.30
81.69
5.23
9509
62
BPD Kalteng
1940
22.25
1.18
88.72
3.89
1721
63
BPD Kalbar
4677
17.53
0.13
84.34
4.17
3945
64
BPD Kalsel
3776
15.16
1.17
76.14
3.39
2884
65
BPD Lampung
1705
22.64
1.20
89.46
4.79
1481
66
BPD Maluku
1648
22.90
3.63
85.44
3.49
1646
67
BPD NTT
3132
26.29
2.49
91.77
4.30
2874
68
BPD NTB
1980
14.18
2.92
102.23
6.27
2024
69
BPD Papua
8882
29.56
0.95
43.83
2.86
3767
70
BPD Riau Kepri
9625
26.67
2.45
75.42
3.83
7259
71
BPD Sultra
1317
31.23
5.75
97.52
6.62
949
72
BPD Sulselbar
4061
24.96
2.06
109.98
5.58
4371
73
BPD Sulteng
635
28.95
8.89
85.45
5.35
492
74
BPD Sulut
2900
10.60
0.98
104.98 3.04
3044
75
BPD Sumbar
8430
14.13
3.31
84.41
3.51
7112
76
BPD Sumsel Babel
9234
15.31
1.39
71.72
1.86
6623
77
BPD Sumut
10513
13.06
3.02
91.04
4.55
9158
Lanjutan
Tahun
No
Nama Bank
DPK
(Miliar)
CAR
(%)
NPL
(%)
LDR
(%)
ROA
(%)
KREDIT
(Miliar)
2011
79
Bank Aceh
10062
18.27
3.69
91.42 2.91
9199
80
BDP Bali
8787
11.73
0.57
82.73
3.54
7178
81
BPD Bengkulu
1759
22.84
0.67
75.14
3.17
1320
82
Bank DKI
15299
9.57
3.12
73.03
2.32
10793
83
BPD Jambi
2428
23.46
0.36
66.55
3.28
1616
84
BPD Jateng
19392
15.02
1.04
70.17
2.67
13649
85
BPD Jabar Banten
Tbk 39043
18.36
1.21
72.95
2.65
28764
86
BPD Jatim
20142
13.43
0.97
80.11
4.97
16135
87
BPD Kaltim
19254
18.48
2.90
59.95
3.70
11579
88
BPD Kalteng
2897
18.92
0.81
68.74
3.88
1991
89
BPD Kalbar
6189
17.74
0.15
77.51
3.45
4797
90
BPD Kalsel
5592
17.65
0.96
63.30
2.81
3516
91
BPD Lampung
2439
19.83
0.87
80.23
3.13
1918
92
BPD Maluku
2422
14.07
2.46
82.44
4.52
1950
93
BPD NTT
4097
20.89
1.20
92.95
4.19
3808
94
BPD NTB
2672
12.89
2.17
101.45
5.71
2711
95
BPD Papua
10895
26.77
1.09
47.91
2.86
5220
96
BPD Riau Kepri
13221
20.61
2.57
65.74
2.62
8692
97
BPD Sultra
1902
25.67
2.24
83.68
7.44
1237
98
BPD Sulselbar
5291
28.69
2.02
101.93
3.34
5133
99
BPD Sulteng
732
22.84
7.44
77.27
2.90
520
100
BPD Sulut
3694
12.71
1.26
99.78
2.01
3686
101
BPD Sumbar
10047
12.60
2.76
91.69
2.68
9212
102
BPD Sumsel Babel
10912
22.84
7.44
75.69
2.57
8259
103
BPD Sumut
15129
14.66
2.56
78.56
3.26
11001
104
BPD Yogyakarta
3695
13.15
1.19
78.71
2.55
2908
Lanjutan
Tahun
No
Nama Bank
DPK
(Miliar)
CAR
(%)
NPL
(%)
LDR
(%)
ROA
(%)
KREDIT
(Miliar)
2012
105
Bank Aceh
10672
17.82
3.30
89.89 3.66
9593
106
BDP Bali
10537
16.79
0.45
80.60
4.28
8487
107
BPD Bengkulu
2204
15.84
0.22
93.27
3.41
2050
108
Bank DKI
20640
12.30
3.20
73.50
1.87
14725
109
BPD Jambi
2713
24.41
0.33
82.29
3.58
2233
110
BPD Jateng
22116
19.56
1.23
83.01
2.12
18358
111
BPD Jabar Banten
Tbk 47632
18.11
2.07
74.09
2.46
38333
112
BPD Jatim
22209
8.96
2.95
83.55
3.34
18556
113
BPD Kaltim
25439
20.83
7.45
56.78
2.50
14411
114
BPD Kalteng
3169
23.75
0.84
71.88
3.41
2278
115
BPD Kalbar
6881
16.87
0.17
86.80
3.33
5972
116
BPD Kalsel
8337
18.22
1.83
55.77
2.27
4624
117
BPD Lampung
2524
19.29
0.74
91.73
2.80
2276
118
BPD Maluku
3022
14.71
2.81
78.61
3.86
2335
119
BPD NTT
4694
16.52
1.20
93.45
3.65
4387
120
BPD NTB
2835
12.92
1.98
108.41
5.62
3073
121
BPD Papua
11443
21.42
0.84
71.65
2.81
8199
122
BPD Riau Kepri
15353
19.56
2.95
66.49
2.95
10209
123
BPD Sultra
1687
23.18
1.33
92.02
5.15
1553
124
BPD Sulselbar
5402
29.93
1.39
113.21
3.99
5744
125
BPD Sulteng
703
32.29
4.49
107.27
1.59
754
126
BPD Sulut
4282
18.76
0.81
108.88
3.00
4662
127
BPD Sumbar
10818
15.12
2.69
100.35
2.65
10888
128
BPD Sumsel Babel
12703
19.56
2.95
76.61
1.85
9732
129
BPD Sumut
15040
13.24
2.81
101.90
2.99
13798
Lampiran II: Hasil Olah Data SPSS 18
Deskriptif Statistik Variabel Penelitian
Statistik Deskriptif
N Minimum Maximum Mean Std. Deviation
DPK 130 516.00 47632.00 7668.5077 7681.16398
CAR 130 8.34 55.97 19.8302 6.99010
NPL 130 .09 9.22 2.2015 1.96703
LDR 130 28.43 129.74 82.8208 18.94494
ROA 130 1.41 7.44 3.5570 1.16438
KREDIT 130 469.00 38333.00 5832.5846 5815.71634
Valid N (listwise) 130
Regression
Uji Normalitas
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N 130
Normal Parametersa,b Mean .0000000
Std. Deviation .06322159
Most Extreme Differences Absolute .084
Positive .084
Negative -.084
Kolmogorov-Smirnov Z .955
Asymp. Sig. (2-tailed) .322
a. Test distribution is Normal. b. Calculated from data.
Uji Multikolinieritas
Model
Collinearity
Statistics
Tolerance
VIF
LN_DPK
.647
1.545
CAR .785
1.274
NPL .928
1.078
ROA .783
1.276
a. Dependent Variable: LN_KREDIT
Uji Autokorelasi
Model Summaryb
Model
R
R
Square
Adjusted
R Square
Std. Error of
the Estimate
Durbin-Watson
1
.998 .996
.995
.06448
2.005
a. Predictors: (Constant), ROA, NPL, CAR, LDR, LN_DPK b. Dependent Variable: LN_KREDIT
Uji Heteroskedastisitas
Uji F
ANOVAb
Model Sum of Squares df Mean Square F Sig.
1 Regression 115.479 5 23.096 5554.373 .000a
Residual .516 124 .004
Total 115.995 129
a. Predictors: (Constant), ROA, NPL, CAR, LDR, LN_DPK b. Dependent Variable: LN_KREDIT
Uji t
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) -1.111 .089 -12.558 .000
LN_DPK .997 .007 1.061 142.531 .000
CAR -.006 .001 -.044 -6.493 .000
NPL -.008 .003 -.018 -2.835 .005
LDR .013 .000 .261 35.260 .000
ROA -.012 .006 -.015 -2.217 .028
