Kas dalam mata uang asing lainnya terdiri dari Dolar Australia, Dolar Singapura, Euro Eropa, Poundsterling Inggris, Rupee India, Rupee Mauritius dan Yen Jepang.
Cash in other foreign currencies are denominated in Australian Dollar, Singapore Dollar, European Euro, Great Britain Poundsterling, Indian Rupee, Mauritius Rupee and Japanese Yen.
Informasi mengenai jatuh tempo diungkapkan pada Catatan 53.
Information on maturities is disclosed in Note 53.
5. GIRO PADA BANK INDONESIA 5. CURRENT ACCOUNTS WITH BANK INDONESIA
31 Maret/ 31 Desem ber/
M arch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
3000000 Unaudi ted) Audi ted)
Rupiah 6.404.531 7.505.497 Rupiah
Dolar Amerika Serikat 2.627.045 2.824.500 United States Dollar
9.031.576
10.329.997
Giro wajib minimum (GWM) Bank pada tanggal 31 Maret 2016 untuk mata uang Rupiah terdiri dari GWM utama dan GWM sekunder masing-masing sebesar 6,60% dan 13,22% (31 Desember 2015:
8,11% dan 10,25%) dan GWM untuk Dolar Amerika Serikat sebesar 8,30% (31 Desember 2015:
8,33%).
The minimum statutory reserves of the Bank as of March 31, 2016 for Rupiah consist of Primary
Minimum Statutory Reserves and Secondary Minimum Statutory Reserves of 6.60% and 13.22% (December 31, 2015: 8.11% and 10.25%), respectively and United States Dollar Minimum Statutory Reserves of 8.30% (December 31, 2015:
8.33%).
Pada tanggal 31 Maret 2016 dan 31 Desember 2015, Loan to Funding ratio (LFR) bank lebih kecil dari batas atas LFR target dan Kewajiban Penyediaan Modal Manimum (KPMM) Bank lebih besar dari KPMM insentif.
On March 31, 2016 and December 31, 2015, Bank’s Loan to Funding Ratio (LFR) was lower than the upper limit of the target LFR and Capital Adequcy Ratio (CAR) of the Bank was greater than CAR incentives.
Bank telah memenuhi ketentuan BI yang berlaku tentang Giro Wajib Minimum Bank Umum.
The Bank has fulfilled BI’s regulation regarding Statutory Reserve Requirement on Commercial Bank.
Infomasi mengenai jatuh tempo diungkapkan pada Catatan 53.
Information on maturities is disclosed in Note 53.
kecuali dinyatakan lain) unless otherwise stated)
6. GIRO PADA BANK LAIN 6. CURRENT ACCOUNTS WITH OTHER BANKS
a. Berdasarkan pihak berelasi, pihak lawan dan mata uang
a. By related parties, counterparties and currency
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
04000000_01 Una udi ted) Audi ted)
PT Bank Maybank Syariah Indonesia 415 414 PT Bank Mayb ank Syariah Indonesia
Pihak k e tiga:
PT Bank Central Asia Tbk 253.982 182.062 PT Bank Central Asia Tb k
PT Bank Rakyat Indonesia (Persero) Tbk 10.893 11.302 PT Bank Rakyat Indonesia (Persero) Tb k
PT Bank Mandiri (Persero) Tbk 8.562 6.654 PT Bank Mandiri (Persero) Tb k
PT Bank KEB Hana 6.885 11.590 PT Bank KEB Hana
The Hongkong and Shanghai Banking The Hongkong and Shanghai Banking
Corporation Ltd., Jakarta - 8.869 Corporation Ltd., Jakarta
PT Bank Pan Indonesia Tbk - 3.243 PT Bank Pan Indonesia Tb k
PT Bank Muamalat Indonesia Tbk - 3.108 PT Bank Muamalat Indonesia Tb k
Lain-lain 23.792 22.166 Others
304.114
248.994
Sub jumlah - Rupiah 304.529 249.408 Sub total - Rupiah
UBS AG, Sw itzerland 2.979 2.088 UBS AG, Switzerland
Malayan Banking Malayan Banking
Berhad, London 338 426 Berhad, London
Malayan Banking Malayan Banking
Berhad, Kuala Lumpur - 2.057 Berhad, Kuala Lumpur
3.317
4.571
Chemical Bank, New York 572.290 758.387 Chemical Bank, New York
Deutsche Bank AG, New York 231.189 296.719 Deutsche Bank AG, New York
Citibank, N.A., Jakarta 131.961 70.657 Citib ank, N.A., Jakarta
Development Bank of Singapore, Development Bank of Singapore,
Singapura 59.546 72.886 Singapore
Standard Chartered Bank, Standard Chartered Bank,
New York 53.939 59.447 New York
PT Bank Mandiri (Persero) Tbk 51.734 75.207 PT Bank Mandiri (Persero) Tb k
Wachovia Bank, Carolina Utara 35.225 22.624 Wachovia Bank, North Carolina
Citibank, N.A., New York 34.958 27.831 Citib ank, N.A., New York
PT Bank Central Asia Tbk 24.571 30.618 PT Bank Central Asia Tb k
ANZ Banking Group Ltd., ANZ Banking Group Ltd.,
Melbourne 19.533 35.111 Melb ourne
Shinkin Central Bank 15.725 12.541 Shinkin Central Bank
Bank of America 13.708 19.460 Bank of America
Sumitomo Mitsui Banking Sumitomo Mitsui Banking
Corporation, Tokyo 12.947 5.546 Corporation, Tokyo
Barclays Bank Plc, London 12.408 45.886 Barclays Bank Plc, London
Bank of New York, New York 12.243 16.375 Bank of New York, New York
Reserve Bank of India, Mumbai 7.952 6.341 Reserve Bank of India, Mumb ai
PT Bank ICBC Indonesia 5.110 26.441 PT Bank ICBC Indonesia
Commonw ealth Bank of Australia, Commonwealth Bank of Australia,
Sidney 4.433 4.947 Sydney
United Overseas Bank (UOB), United Overseas Bank (UOB),
Singapura - 5.914 Singapore
The Bank of Mauritius - 243 The Bank of Mauritius
Lain-lain 6.594 4.892 Others
1.306.066
1.598.073
Sub jumlah - Mata uang asing 1.309.383 1.602.644 Sub total - Foreign currencies
Jumlah 1.613.912 1.852.052 Total
Dikurangi: Cadangan kerugian Less: Allowance for impairment losses
penurunan nilai (170) (151) losses
1.613.742
1.851.901
Thi rd pa rti es:
Rupiah Rupi a h
Rel a ted pa rty (Note 43):
Pihak be re las i (Catatan 43):
M ata uang as ing Forei gn currenci es
Pihak k e tiga Thi rd pa rti es
Pihak be re las i (Catatan 43): Rel a ted pa rty (Note 43):
85
(continued)
a. Berdasarkan pihak berelasi, pihak lawan dan mata uang (lanjutan)
a. By related parties, counterparties and currency (continued)
Giro pada bank lain dalam mata uang asing terutama terdiri dari Dolar Amerika Serikat, Dolar Australia, Dolar Kanada, Dolar Singapura, Euro Eropa, Frank Swiss, Poundsterling Inggris, Yen Jepang, Yuan China Renminbi, Rupee India, Dolar Selandia Baru dan Ringgit Malaysia.
Current accounts with other banks in foreign currencies are mainly denominated in United States Dollar, Australian Dollar, Canadian Dollar, Singapore Dollar, European Euro, Swiss Franc, Great Britain Poundsterling, Japanese Yen, Chinese Yuan Renminbi, India Rupee, New Zealand Dollar and Malaysian Ringgit.
Tidak terdapat saldo giro pada bank lain yang digunakan sebagai agunan pada tanggal 31 Maret 2016 dan 31 Desember 2015.
There were no current accounts with other banks which were under lien as of March 31, 2016 and December 31, 2015.
Informasi mengenai transaksi dengan pihak berelasi dan jatuh tempo diungkapkan pada Catatan 43 dan 53.
Information on related parties and maturities are disclosed in Notes 43 and 53.
b. Berdasarkan kolektibilitas b. By collectibility
31 Maret/ 31 Desem ber/
M arch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Klasifikasi Unaudited) Audited) Classification
Lancar 1.613.765 1.851.905 Current
Macet 147 147 Loss
1.613.912
1.852.052
c. Tingkat bunga rata-rata per tahun c. The average interest rates per annum
31 Maret/ 31 Desem ber/
M arch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Unaudited) Audited)
Rupiah 0,54% 0,40% Rupiah
Mata uang asing 0,01% 0,01% Foreign currencies
kecuali dinyatakan lain) unless otherwise stated)
6. GIRO PADA BANK LAIN (lanjutan) 6. CURRENT ACCOUNTS WITH OTHER BANKS