31 Mare t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
17010300_02 Una udi ted) Audi ted)
< = 1 bulan 6,19% 6,53% <= 1 month
> 1 bulan - 3 bulan 7,28% 7,72% > 1 month - 3 months
> 3 bulan - 6 bulan 8,20% 8,47% > 3 months - 6 months
> 6 bulan - 12 bulan 7,37% 7,47% > 6 months - 12 months
> 12 bulan 6,63% 6,72% > 12 months
< = 1 bulan 0,61% 0,75% <= 1 month
> 1 bulan - 3 bulan 0,93% 1,03% > 1 month - 3 months
> 3 bulan - 6 bulan 1,24% 1,39% > 3 months - 6 months
> 6 bulan - 12 bulan 1,53% 1,86% > 6 months - 12 months
> 12 bulan 4,07% 2,96% > 12 months
Rupiah Rupi a h
Mata uang as ing Forei gn currenci es
Saldo deposito berjangka yang diblokir atau dijadikan jaminan kredit pada 31 Maret 2016 adalah sebesar Rp7.737.930 (31 Desember 2015: Rp7.625.559).
Total time deposits which were blocked or under lien as of March 31, 2016 amounted to Rp7,737,930 (December 31, 2015:
Rp7,625,559).
Pada 31 Maret 2016, jumlah deposito Mudharabah yang dikelola oleh unit Syariah Bank dalam Rupiah dan mata uang asing adalah masing-masing sebesar Rp5.263.435 dan Rp374.194 (31 Desember 2015:
Rp4.358.711 dan Rp255.811).
As of March 31, 2016, total Mudharabah time deposits managed by the Bank’s Sharia unit in Rupiah and foreign currencies amounted to Rp5,263,435 and Rp374,194 (December 31, 2015: Rp4,358,711 and Rp255,811), respectively.
20. SIMPANAN DARI BANK LAIN 20. DEPOSITS FROM OTHER BANKS
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Giro 864.131 458.837 Demand deposits
Giro 964.738 1.129.461 Demand deposits
Tabungan 52.684 46.416 Saving deposits
Deposito berjangka 274.712 263.951 Time deposits
Sertif ikat deposito 1.071.513 894.797 Certificate of deposits
Call money 2.521.800 105.000 Call money
4.885.447
2.439.625
5.749.578
2.898.462
Pihak k e tiga Thi rd pa rti es
17020000
Pihak be re las i (Catatan 43) Rel a ted pa rti es (Note 43)
Informasi mengenai transaksi dengan pihak berelasi dan jatuh tempo diungkapkan pada Catatan 43 dan 53.
Information on related parties and maturities are disclosed in Notes 43 and 53.
131
a. Giro dari bank lain a. Demand deposits from other banks
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
17020100_01 Una udi ted) Audi ted)
Rupiah 593.034 178.349 Rupiah
Mata uang asing 271.097 280.488 Foreign currencies
864.131
458.837
Rupiah 562.669 933.874 Rupiah
Mata uang asing 402.069 195.587 Foreign currencies
964.738
1.129.461
1.828.869
1.588.298
Pihak k e tiga Thi rd pa rti es
Pihak be re las i Rel a ted pa rti es
Pada tanggal 31 Maret 2016 dan 31 Desember 2015, jumlah giro Wadiah yang dikelola oleh unit Syariah Bank mempunyai nilai masing-masing sebesar Rp27.940 dan Rp30.213.
As of March 31, 2016 and December 31, 2015, total Wadiah demand deposits managed by the Bank’s Sharia unit amounted to Rp27,940 and Rp30,213, respectively.
Tingkat bunga rata-rata per tahun: Average interest rates per annum:
31 Mare t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah 2,21% 2,11% Rupiah
Mata uang asing 0,45% 0,46% Foreign currencies
Tidak ada saldo giro dari bank lain yang diblokir atau dijadikan jaminan kredit pada 31 Maret 2016 dan 31 Desember 2015.
There were no demand deposits from other banks which were blocked or held under lien as of March 31,2016 and December 31, 2015.
b. Tabungan dari bank lain b. Saving deposits from other banks (i) Berdasarkan mata uang dan pihak
berelasi
(i) By currency and related party
31 M ar e t/ 31 De s e m be r / M a r ch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Thi r d pa r ti es
Rupiah 52.684 46.416 Rupiah
17020200 Pihak k e tiga
(ii) Berdasarkan jenis (ii) By type
31 M ar e t/ 31 De s e m be r / M a r ch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah Rupi a h
Lainnya 52.684 46.416 Others
17020200
kecuali dinyatakan lain) unless otherwise stated)
20. SIMPANAN DARI BANK LAIN (lanjutan) 20. DEPOSITS FROM OTHER BANKS (continued) b. Tabungan dari bank lain (lanjutan) b. Saving deposits from other banks
(continued)
(iii) Tingkat bunga rata-rata per tahun: (iii) Average interest rates per annum:
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah 4,47% 4,42% Rupiah
c. Deposito berjangka dari bank lain c. Time deposits from other banks (i) Berdasarkan mata uang dan pihak
berelasi
(i) By currency and related party
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Thi rd pa rti es
Rupiah 274.712 263.951 Rupiah
Pihak k e tiga
(ii) Berdasarkan periode deposito berjangka: (ii) Based on period of time deposits:
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah Rupi a h
<= 1 bulan 58.234 57.125 <= 1 month
> 1 bulan - 3 bulan 150.078 126.976 > 1 month - 3 months
> 3 bulan - 6 bulan 35.500 48.950 > 3 months - 6 months
> 6 bulan - 12 bulan 30.900 30.900 > 6 months - 12 months
274.712
263.951
(iii) Berdasarkan sisa umur sampai dengan saat jatuh tempo:
(iii) Based on the remaining period until maturity:
31 M ar e t/ 31 De s e m be r / M a r ch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah Rupi a h
<= 1 bulan 131.234 68.125 <= 1 month
> 1 bulan - 3 bulan 84.528 164.476 > 1 month - 3 months
> 3 bulan - 6 bulan 29.050 11.450 > 3 months - 6 months
> 6 bulan - 12 bulan 29.900 19.900 > 6 months - 12 months
274.712
263.951
(iv) Tingkat bunga rata-rata per tahun: (iv) Average interest rates per annum:
31 M ar e t/ 31 De s e m be r /
M a r ch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah
<= 1 bulan 5,60% 6,54%
> 1 bulan - 3 bulan 7,68% 7,82%
> 3 bulan - 6 bulan 8,44% 8,75%
> 6 bulan - 12 bulan 7,07% 7,11%
> 3 months - 6 months
> 6 months - 12 months Rupi a h
<= 1 month
> 1 month - 3 months
133
c. Deposito berjangka dari bank lain (lanjutan) c. Time deposits from other banks (continued) Tidak ada saldo deposito berjangka dari bank
lain yang diblokir atau dijadikan jaminan kredit pada 31 Maret 2016 dan 31 Desember 2015.
There were no time deposits from other banks which were blocked or under lien as of March 31, 2016 and December 31, 2015.
Pada 31 Maret 2016 dan 31 Desember 2015, jumlah deposito Mudharabah yang dikelola oleh unit Syariah Bank mempunyai nilai masing-masing sebesar Rp4.900 dan Rp3.650
As of March 31 , 2016 and December 31, 2015, total Mudharabah time deposits managed by the Bank’s Sharia unit amounted to Rp4,900 and Rp3,650, respectively.
d. Sertifikat Deposito d. Certificate of Deposits
(i) Berdasarkan mata uang dan pihak berelasi (i) Based on currency and related party
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Thi rd pa rti es
Rupiah 1.071.513 894.797 Rupiah
Pihak k e tiga
(ii) Berdasarkan periode sertifikat deposito (ii) By period of certificate of deposits
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah Rupi a h
> 6 bulan - 12 bulan 403.975 590.742 > 6 months - 12 months
> 12 bulan 667.538 304.055 > 12 months
1.071.513
894.797
(iii) Berdasarkan sisa umur sampai dengan saat jatuh tempo
(iii) Based on remaining period until maturity
31 M are t/ 31 De s e m be r/
M a rch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Una udi ted) Audi ted)
Rupiah Rupi a h
> 1 bulan - 3 bulan 146.888 303.983 > 1 month - 3 months
> 3 bulan - 6 bulan 403.974 143.755 > 3 months - 6 months
> 6 bulan - 12 bulan 520.651 447.059 > 3 months - 6 months
1.071.513
894.797
(iv) Tingkat bunga rata-rata per tahun: (iv) Average interest rates per annum:
31 Maret/ 31 Desem ber/
M arch 31, December 31,
2016 2015
(Tidak Diaudit/ (Diaudit/
Unaudi ted) Audi ted)
Rupiah
> 6 bulan - 12 bulan 8,19% 8,79%
> 12 bulan 8,67% 9,00% > 12 months
Rupi ah
> 6 months - 12 months
kecuali dinyatakan lain) unless otherwise stated)