PT Bank Maybank Indonesia Tbk dan entitas anaknya/and its subsidiaries

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PT Bank Maybank Indonesia Tbk

dan entitas anaknya/and its subsidiaries

Laporan keuangan konsolidasian interim Tanggal 31 Maret 2016 dan untuk

periode tiga bulan yang berakhir pada tanggal tersebut (Tidak Diaudit)/

Interim consolidated financial statements As of March 31, 2016 and

for the three-month period then ended (Unaudited)

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(TIDAK DIAUDIT) (UNAUDITED)

Daftar Isi Table of Contents

Halaman/Pages

Consolidated Statement of Laporan Posisi Keuangan Konsolidasian ……… 1-4 ………. Financial Position Laporan Laba Rugi dan Penghasilan Komprehensif Consolidated Statement of Profit or Loss

Lain Konsolidasian... 5-6 …..and Other Comprehensive Income Consolidated Statement of Laporan Perubahan Ekuitas Konsolidasian... 7-8 ...Changes in Equity

Consolidated Statement of Laporan Arus Kas Konsolidasian……….. 9-10 ……….. Cash Flows

Catatan atas Laporan Keuangan Notes to the Consolidated Financial

Konsolidasian……… 11-262 ………. Statements

Statement of Financial Position - Laporan Posisi Keuangan - Entitas Induk.………….. Appendix 1 ……… Parent Company

Statement of Profit or Loss and

Laporan Laba Rugi dan Penghasilan Komprehensif Other Comprehensive Income - Lain - Entitas Induk………. Appendix 2 ...Parent Company

Statement of Changes in Equity - Laporan Perubahan Ekuitas - Entitas Induk ... Appendix 3 ... Parent Company

Statement of Cash Flows - Laporan Arus Kas - Entitas Induk... Appendix 4 ... Parent Company

Catatan atas Laporan Keuangan - Notes to the Financial Statements -

Entitas Induk ... Appendix 5 ……… Parent Company

***************************

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Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan

konsolidasian.

The accompanying notes to the consolidated financial statements form an integral part of these

consolidated financial statements.

1

Catatan/ (Tidak Diaudit/ (Diaudit/

Notes Unaudited) Audited)

ASET

Kas 2a,2c,4 1.594.393 1.978.750 Cash

Giro pada Bank Indonesia 2a,2c,2d,2e,2f,5 9.031.576 10.329.997 Current accounts with Bank Indonesia

Giro pada bank lain 2a,2c,2d,2f,2o,6 Current accounts with other banks

Pihak berelasi 2ae,43 3.732 4.985 Related parties

Pihak ketiga 1.610.180 1.847.067 Third parties

1.613.912

1.852.052

Dikurangi: Cadangan kerugian Less: Allowance for

penurunan nilai (170) (151) impairment losses

Giro pada bank lain - neto 1.613.742 1.851.901 Current accounts with other banks - net

Penempatan pada Bank 2a,2c,2d, Placements with

Indonesia dan bank lain 2g,2o,7 9.118.940 13.948.893 Bank Indonesia and other banks

penurunan nilai (1.000) (1.200) impairment losses

Penempatan pada Bank Indonesia dan Placements with Bank Indonesia

bank lain - neto 9.117.940 13.947.693 and other banks - net

Efek-efek yang diperdagangkan 2c,2d,2h,8 1.002.851 451.475 Trading securities

Investasi keuangan 2b,2c,2d,2i,20,9 17.691.184 9.671.663 Financial investments

Investasi keuangan - neto 17.494.280 9.466.874 Financial investments - net

Efek-efek yang dibeli dengan Securities purchased under

janji dijual kembali 2d,2j,10 559.057 647.828 resale agreement

Dikurangi: Pendapatan bunga

yang belum diamortisasi (2.553) (565) Less: Unamortized interest

Efek-efek yang dibeli dengan janji Securities purchased under

dijual kembali - neto 556.504 647.263 resale agreement - net

Tagihan derivatif 2c,2d,2k,11 Derivatives receivable

Pihak ketiga 387.547 341.104 Third parties

388.616

353.341

385.517

349.294

Kredit yang diberikan dan 2c,2d, Loans and

piutang/pembiayaan Syariah 2l,2o,12 Sharia receivables/financing

104.851.978

104.201.707

penurunan nilai (1.953.677) (1.871.461) impairment losses

Kredit yang diberikan dan

piutang/pembiayaan Syariah - Neto 102.898.301 102.330.246 Loans and Syaria receivables/financing- net ASSETS

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31 Maret/ 31 Desem ber/

M arch 31, December 31,

2016 2015

ASET (lanjutan) ASSETS (continued)

Piutang pembiayaan Consumer financing

konsumen 2d,2n,2o,13 10.596.847 11.175.482 receivables

Dikurangi: Less:

Pendapatan pembiayaan Unearned consumer financing

konsumen yang belum diakui (2.579.377) (2.848.426) receivables

Cadangan kerugian Allowance for impairment

penurunan nilai (179.650) (167.395) losses

Piutang pembiayaan Consumer financing

konsumen - neto 7.837.820 8.159.661 receivables - net

Tagihan akseptasi 2c,2d,2m,2o,14 1.604.351 2.116.213 Acceptances receivable

Aset pajak tangguhan 2aa,23c 87.819 252.068 Deferred tax assets

Aset tetap 2o,2p,15 4.124.395 2.628.531 Fixed assets

Dikurangi: Akumulasi penyusutan (1.524.922) (1.483.308) Less: Accumulated depreciation

Aset tetap - neto 2.599.473 1.145.223 Fixed assets - net

Aset tidak berw ujud - neto 2b,2q,16 202.176 212.274 Intangible assets - net

Beban dibayar dimuka dan 2c,2d,2o,2r, Prepayments and

aset lain-lain 2s,2y,17 other assets

4.530.839

4.426.247

Dikurangi: Less:

Cadangan kerugian Allowance for impairment

penurunan nilai (20.668) (20.573) losses

Cadangan kerugian (25.858) (25.593) Allowance for possible losses

Beban dibayar dimuka dan Prepayments and

aset lain-lain - neto 4.484.313 4.380.081 other assets - net

JUMLAH ASET 48b 160.511.056 157.619.013 TOTAL ASSETS

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konsolidasian.

consolidated financial statements.

3

Liabilitas segera 2c,2d,2t,18 Obligations due immediately

Pihak berelasi 2ae,43 1.282 - Related parties

910.468

834.200

Simpanan nasabah 2c,2d,2u,19 Deposits from customers

114.771.275

115.486.436

Simpanan dari bank lain 2c,2d,2v,20 Deposits from other banks

5.749.578

2.898.462

Liabilitas derivatif 2c,2d,2k,11 Derivatives payable

328.924

378.005

Liabilitas akseptasi 2c,2d,2m,14,2ae,43 1.602.304 2.110.160 Acceptances payable

Surat berharga yang diterbitkan 2c,2d,2w ,21 Securities issued

7.065.400

7.583.458

Pinjaman diterima 2c,2d,2x,22 Borrowings

Pihak berelasi 2ae,43 1.023.119 1.038.814 Related parties

4.084.110

4.275.496

Utang pajak 2c,2aa,23a 224.893 180.109 Taxes payable

Liabilitas pajak tangguhan 2aa,23c 123.735 118.102 Deferred tax liabilities

Beban yang masih harus dibayar Accrued expenses

dan liabilitas lain-lain 2c,2d,2y,2ac,24 and other liabilities

3.388.748

3.524.349

Obligasi subordinasi 2d,2w ,25 Subordinated bonds

Pihak berelasi 2ae,43 1.494.789 1.583.393 Related parties

4.487.695

4.486.968

JUMLAH LIABILITAS 48b 142.737.130 141.875.745 TOTAL LIABILITIES

LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

LIABILITAS LIABILITIES

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31 Maret/ 31 Desem ber/

M arch 31, December 31,

2016 2015

(lanjutan)

Ekuitas teratribusi kepada pem ilik Equity attributable to equity

entitas induk holders of the parent company

Modal Saham Share Capital

Modal Dasar - Authorized Capital -

476.608.857.231 saham 476,608,857,231 shares as

per 31 Maret 2016 dan of March 31, 2016 and

31 Desember 2015 December 31, 2015

terdiri dari: consisting of:

388.146.231 saham Seri A 388,146,231 Series A

dengan nilai nominal shares with a par value of

Rp900 (nilai penuh) Rp900 (full amount)

per saham; per share;

8.891.200.000 saham Seri B 8,891,200,000 Series B shares

dengan nilai nominal with a par value of

Rp225 (nilai penuh) Rp225 (full amount)

per saham; dan per share; and

467.329.511.000 saham Seri D 467,329,511,000 Series D

dengan nilai nominal Rp22,50 shares with a par value of Rp22.50

(nilai penuh) per saham (full amount) per share

Modal ditempatkan dan

disetor penuh Issued and paid-up capital

388.146.231 saham Seri A, 388,146,231 Series A shares,

8.891.200.000 saham Seri B 8,891,200,000 Series B shares

dan 58.467.494.499 saham Seri D and 58,467,494,499 Series D shares

per 31 Maret 2016 dan as of March 31, 2016 and

31 Desember 2015 26 3.665.370 3.665.370 December 31, 2015

Tambahan modal disetor 27 4.555.587 4.555.587 Additional paid-in capital

Selisih kurs karena penjabaran Differences arising from the translation of

laporan keuangan dalam mata uang asing 2c,30 30.308 34.541 foreign currency financial statements

Selisih transaksi antara Differences in transaction between

pemegang saham entitas anak 1b (57.313) (57.313) shareholders of a subsidiary

Cadangan revaluasi aset tetap 2o,15 1.501.675 - Fixed assets revaluation reserve

Kerugian yang belum direalisasi Unrealized losses on

atas perubahan nilai w ajar changes in fair value of

investasi keuangan yang available-for-sale financial

tersedia untuk dijual - investments - net

setelah pajak tangguhan 2i,9 (20.571) (103.357) of deferred tax

Kerugian aktuarial atas program manfaat pasti - Actuarial losses on defined benefit plan -

setelah pajak tangguhan 2ac,46 (115.343) (115.343) net of deferred tax

Cadangan umum 29 376.656 376.656 General reserve

Saldo laba 7.593.416 7.149.514 Retained earnings

Jumlah ekuitas teratribusi kepada Total equity attributable to equity holders

pemilik entitas induk 17.529.785 15.505.655 of the parent company

Kepentingan non-pengendali 45 244.141 237.613 Non-controlling interest

JUMLAH EKUITAS 17.773.926 15.743.268 TOTAL EQUITY

JUMLAH LIABILITAS DAN EKUITAS 160.511.056 157.619.013 TOTAL LIABILITIES AND EQUITY

EKUITAS EQUITY

LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

(continued)

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konsolidasian.

5

31 Maret/ 31 Maret/

M arch 31, M arch 31,

2016 2015

Catatan/ (Tidak Diaudit/ (Tidak Diaudit/

Notes Unaudited) Unaudited)

PENDAPATAN DAN BEBAN OPERATING INCOM E

OPERASIONAL AND EXPENSES

Pendapatan dan beban bunga dan Syariah Interest and Sharia income and expenses

Pendapatan bunga dan Syariah 2y,32 3.657.036 3.435.064 Interest and Sharia income

Beban bunga dan Syariah 2y,33 1.931.016 1.848.672 Interest and Sharia expenses

Pendapatan bunga dan syariah neto 1.726.020 1.586.392 Net interest income and Sharia

Pendapatan/(beban) operasional Other operating income/

lainnya (expenses)

Pendapatan operasional lainnya: Other operating income:

Provisi dan komisi selain Fees and commissions

dari kredit yang diberikan 2z 187.616 97.461 other than from loans

Keuntungan transaksi Gains on foreign exchange

mata uang asing - neto 2c 36.449 52.532 transactions - net

Keuntungan penjualan efek-efek Gains on sale of trading

yang diperdagangkan securities and financial

dan investasi keuangan - neto 2h,2i,34 47.899 19.238 investment - net Kenaikan/(penurunan) nilai

efek-efek yang Increase/(decrease) in value of

diperdagangkan - neto 2h,35 148 (3.808) trading securities - net

Pendapatan lainnya 36 367.602 382.385 Other fee income

Jumlah pendapatan operasional Total other operating

lainnya 639.714 547.808 income

Beban operasional lainnya: Other operating expenses:

Penyisihan kerugian Provision for impairment

penurunan nilai atas losses on financial

instrumen keuangan - neto 2o,37 388.475 427.782 instruments - net

Penyisihan/(pemulihan) kerugian Provision/(reversal) for possible losses

atas aset non-produktif 2r,2o,38 548 (1.557) on non-earning assets

Umum dan administrasi 39 790.713 732.243 General and administrative

Tenaga kerja 40,46 590.218 630.078 Personnel

Jumlah beban Total other operating

operasional lainnya 1.769.954 1.788.546 expenses

Beban operasional Other operating expenses -

lainnya - neto (1.130.240) (1.240.738) net

PENDAPATAN

OPERASIONAL - NETO 595.780 345.654 OPERATING INCOM E - NET

PENDAPATAN

NON-OPERASIONAL - NETO 41 4.498 6.886 NON-OPERATING INCOM E - NET

LABA SEBELUM

BEBAN PAJAK 600.278 352.540 INCOM E BEFORE TAX EXPENSE BEBAN PAJAK - NETO 2aa,23b (149.848) (97.017) TAX EXPENSE - NET

LABA PERIODE BERJALAN 48b 450.430 255.523 INCOM E FOR THE PERIOD

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kecuali dinyatakan lain) unless otherwise stated)

31 Maret/ 31 Maret/

M arch 31, M arch 31,

2016 2015

Pendapatan kom prehensif lainnya: Other comprehensive income:

Items that will not be reclassified

Pos-pos yang tidak akan direklasifikasi ke laba rugi: subsequently to profit or loss:

Keuntungan revaluasi aset tetap 15 1.501.675 - Gains on fixed assets revaluation

Items that may be reclassified

Pos-pos yang akan direklasifikasi ke laba rugi: subsequently to profit or loss:

Selisih kurs karena penjabaran laporan keuangan Differences arising from the translation of foreign

dalam mata uang asing (4.233) 5.048 currency financial statements

Bagian efektif dari keuntungan dan

kerugian instrumen lindung nilai Effective portion of gains and losses on hedging

dalam rangka lindung nilai arus kas - (708) instruments in a cash flow hedges

Mutasi sehubungan dengan Mutation in respect of

perubahan nilai w ajar investasi keuangan yang fair value change of available-for-sale

tersedia untuk dijual 112.156 7.982 financial investment

Pajak penghasilan terkait dengan komponen Income tax relating to components of

pendapatan komprehensif lainnya 23c (29.370) 863 other comprehensive income 78.553

13.185

Laba kom prehensif lainnya - setelah pajak 1.580.228 13.185 Other comprehensive income - net of tax Jum lah laba kom prehensif selam a periode

berjalan 2.030.658 268.708 Total comprehensive income for the period

Laba periode berjalan yang

dapat diatribusikan kepada: Income for the period attributable to:

Pemilik entitas induk 42 443.902 255.608 Equity holders of the parent company Kepentingan non-pengendali 45 6.528 (85) Non-controlling interest

450.430

255.523

Jum lah laba kom prehensif selam a periode berjalan Total comprehensive income

yang dapat diatribusikan kepada: for the period attributable to:

Pemilik entitas induk 2.024.130 267.977 Equity holders of the parent company

Kepentingan non-pengendali 45 6.528 731 Non-controlling interest

2.030.658

268.708

LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE

(nilai penuh) 2ab,42 7 4 (full amount)

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Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian. The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial statements.

7 Kerugian yang

Selisih kurs belum direalisasi atas

karena perubahan nilai wajar Kerugian

penjabaran investasi keuangan aktuarial atas

laporan keuangan yang tersedia untuk program

dalam Selisih transaksi dijual - setelah pajak manfaat pasti -

mata uang asing/ antara pemegang tangguhan/ setelah pajak

Tambahan Differences saham Cadangan Unrealized losses tangguhan/

modal arising from entitas anak/ revaluasi on changes Actuarial losses

Modal disetor/ the translation Differences in aset tetap/ in fair value of on defined Saldo Kepentingan

saham/ Additional of foreign transaction between Fixed assets available-for-sale benefit plan- laba/ non-pengendali/

Catatan/ Share paid-in currency financial shareholders revaluation financial investments - net of Cadangan umum/ Retained Jumlah/ Non-controlling Jumlah/

Notes capital capital statements of a subsidiary reserve net of deferred tax deferred tax General reserve earnings Total interest Total

Saldo 31 Desember 2015 3.665.370 4.555.587 34.541 (57.313) - (103.357) (115.343) 376.656 7.149.514 15.505.655 237.613 15.743.268 Balance as of December 31, 2015

Decrease in foreign exchange difference

Penurunan atas selisih kurs karena penjabaran arising from the translation of

laporan keuangan cabang luar negeri overseas branches' foreign currency

dalam mata uang asing 2c - - (4.233) - - - - - - (4.233) - (4.233) financial statements Keuntungan revaluasi aset tetap 15 - - - - 1.501.675 - - - - 1.501.675 - 1.501.675 Gains on fixed asets revaluation

Perubahan keuntungan yang belum direalisasi Mutation of unrealized gains on changes

atas perubahan nilai wajar investasi in fair value of available-for-sale

keuangan yang tersedia untuk dijual financial investments - net

- setelah pajak tangguhan 2i - - - - - 82.786 - - - 82.786 - 82.786 of deferred tax

Bagian kepentingan non-pengendali Shares issuance of

atas penerbitan saham a subsidiary attributable to

entitas anak 45 - - - - - - - - - - 6.528 6.528 non-controlling interest Laba periode berjalan - - - - - - - - 443.902 443.902 - 443.902 Income for the period

Saldo 31 Maret 2016 (Tidak Diaudit) 3.665.370 4.555.587 30.308 (57.313) 1.501.675 (20.571) (115.343) 376.656 7.593.416 17.529.785 244.141 17.773.926 Balance as of March 31, 2016 (Unaudited)

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Kerugian yang

Selisih kurs belum direalisasi atas

karena perubahan nilai wajar Kerugian

penjabaran investasi keuangan aktuarial atas

laporan keuangan yang tersedia untuk program

dalam Selisih transaksi dijual - setelah pajak Kerugian yang manfaat pasti - mata uang asing/ antara pemegang tangguhan/ belum direalisasi atas setelah pajak

Tambahan Differences saham Unrealized losses lindung nilai tangguhan/

modal arising from entitas anak/ on changes arus kas/ Actuarial losses

Modal disetor/ the translation Differences in in fair value of Unrealized losses on defined Cadangan Saldo Kepentingan

saham/ Additional of foreign transaction between available-for-sale from benefit plan- umum/ laba/ non-pengendali/

Catatan/ Share paid-in currency financial shareholders financial investments - cash flow net of General Retained Jumlah/ Non-controlling Jumlah/

Notes capital capital statements of a subsidiary net of deferred tax hedges deferred tax reserve earnings Total interest Total

Saldo 31 Desember 2014 3.665.370 4.555.587 21.071 (73.681) (57.526) - (205.051) 341.730 6.045.370 14.292.870 202.277 14.495.147 Balance as of December 31, 2014

Increase in foreign exchange difference

Kenaikan atas selisih kurs karena penjabaran arising from the translation of

laporan keuangan cabang luar negeri overseas branches' foreign currency

dalam mata uang asing 2c - - 5.048 - - - - - - 5.048 - 5.048 financial statements

Perubahan selisih transaksi antara Mutation on difference in transaction between

pemegang saham entitas anak - - - 16.368 - - - - - 16.368 - 16.368 shareholders of a subsidiary

Perubahan keuntungan yang belum direalisasi Mutation of unrealized gains on changes

atas perubahan nilai wajar investasi in fair value of available-for-sale

keuangan yang tersedia untuk dijual financial investments - net

- setelah pajak tangguhan 2i - - - - 8.845 - - - - 8.845 - 8.845 of deferred tax

Kerugian yang belum direalisasi Unrealized losses from

atas lindung nilai arus kas - - - - - (486) - - - (486) (222) (708) cash flow hedges

Kerugian aktuarial atas program manfaat pasti Actuarial losses on defined benefit plan - net

- setelah pajak tangguhan - - - - - - (1.038) - - (1.038) 1.038 - of deferred tax

Bagian kepentingan non-pengendali Shares isuance of subsidiary attributable

atas penerbitan saham entitas anak - - - - - - - - - - 26.758 26.758 to non-controlling interest

Bagian kepentingan non-pengendali atas rugi neto Net loss of subsidiaries attributable

entitas anak 45 - - - - - - - - - - (85) (85) to non-controlling interest Laba periode berjalan - - - - - - - - 255.608 255.608 - 255.608 Income for the period Saldo 31 Maret 2015 (Tidak Diaudit) 3.665.370 4.555.587 26.119 (57.313) (48.681) (486) (206.089) 341.730 6.300.978 14.577.215 229.766 14.806.981 Balance as of March 31, 2015 (Unaudited)

Dapat diatribusikan kepada pemilik entitas induk/Attributable to equity holders of the parent company

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konsolidasian.

9

M arch 31, M arch 31,

2016 2015

ARUS KAS DARI AKTIVITAS CASH FLOWS FROM

OPERASI OPERATING ACTIVITIES

Penerimaan pendapatan bunga dan Syariah 3.850.197 3.522.176 Proceed from interest and Sharia income Pembayaran beban bunga dan Syariah (2.597.610) (1.831.555) Payment of interest and Sharia expense

Beban umum dan administrasi General and administrative

yang dibayar (668.579) (644.704) expenses paid

Tenaga kerja dan tunjangan

yang dibayar (541.744) (569.050) Personnel expenses paid

Pendapatan operasional lainnya Other operating income

yang diterima 428.870 362.307 received

Penerimaan dari pendapatan Non-operating income

non-operasional - neto 1.964 22.658 received - net

Arus kas dari aktivitas operasi Cash flows from operating

sebelum perubahan aset activities before changes in

dan liabilitas operasi 473.098 861.832 operating assets and liabilities

(Kenaikan)/penurunan aset (Increase)/decrease in operating

operasi: assets:

Penempatan pada Bank Placements with Bank

Indonesia dan bank lain (7.500) 26.129 Indonesia and other banks

Efek-efek yang diperdagangkan (551.228) (2.120.638) Trading securities

Tagihan atas w esel ekspor (423.923) (373.213) Receivables from export bills

Kredit yang diberikan dan Loans and Sharia

piutang/pembiayaan Syariah (819.091) (1.557.143) receivable/financing

Piutang pembiayaan

konsumen 222.464 (6.073) Consumer financing receivables

Beban dibayar dimuka dan Prepayments and other

aset lain-lain (115.204) (172.492) assets

Kenaikan/(penurunan) Increase/(decrease) in

liabilitas operasi: operating liabilities:

Liabilitas segera 76.270 (54.329) Obligations due immediately

Simpanan dari nasabah dan Deposits from customers and

bank lain 2.135.953 6.411.976 other banks

Liabilitas lain-lain (159.279) 104.660 Other liabilities

Kas neto diperoleh dari Net cash provided by

aktivitas operasi 831.560 3.120.709 operating activities

INVESTASI INVESTING ACTIVITIES

Penjualan efek-efek yang dibeli Sale of securities purchased

dengan janji dijual kembali 90.759 - under resale agreement

Penerimaan dari penjualan aset tetap 15 5.136 1.935 Proceeds from sale of fixed assets

Pembelian aset tetap 15 (9.190) (16.142) Acquisition of fixed assets

(Pembelian)/penjualan efek-efek dan (Purchase)/sales of marketable securities

obligasi rekapitalisasi pemerintah and government recapitalization bonds

tersedia untuk dijual (6.642.913) 3.599.261 available-for sale

Kas neto (digunakan untuk)/diperoleh Net cash(used in)/provided by

dari aktivitas investasi (6.556.208) 3.585.054 investing activities

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Catatan atas laporan keuangan konsolidasian merupakan The accompanying notes to the consolidated financial

31 Maret/ 31 Maret/

M arch 31, M arch 31,

2016 2015

PENDANAAN FINANCING ACTIVITIES

Penerimaan dari surat berharga Proceeds from securities

yang diterbitkan 110.000 - issued

Kenaikan kepentingan Increase in

non-pengendali 6.528 27.489 non-controlling interest

Pelunasan surat berharga Repayments of

yang diterbitkan - (620.000) securities issued

Pembayaran pinjaman Payment of from

diterima (191.386) (551.996) borrowings

Kas neto digunakan untuk Net cash used in

aktivitas pendanaan (74.858) (1.144.507) financing activities

(PENURUNAN)/KENAIKAN NETO NET (DECREASE)/INCREASE IN CASH

KAS DAN SETARA KAS (5.799.506) 5.561.256 AND CASH EQUIVALENTS

KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS

AWAL PERIODE 28.107.192 19.163.235 AT BEGINNING OF PERIOD

Pengaruh perubahan kurs mata Effect of foreign currency exchange rate

uang asing (166.234) 199.769 changes

KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS

AKHIR PERIODE 22.141.452 24.924.260 AT END OF PERIOD

PENGUNGKAPAN TAMBAHAN SUPPLEM ENTARY DISCLOSURES

Cash and cash equivalents

Kas dan setara kas terdiri dari: consist of:

Kas 4 1.594.393 1.920.056 Cash

Giro pada Bank Indonesia 5 9.031.576 9.651.994 Current accounts with Bank Indonesia

Giro pada bank lain 6 1.613.912 976.162 Current accounts with other banks

Penempatan pada Placements with

Bank Indonesia dan Bank Indonesia and

bank lain yang jatuh other banks that will mature

tempo dalam 3 bulan within 3 months from

dari tanggal akuisisi 9.108.940 12.376.048 the date of acquisition

Sertifikat Bank Indonesia yang Certificate Bank Indonesia that will

jatuh tempo dalam 3 bulan mature within 3 months

dari tanggal akuisisi 792.631 - from the date of acquisition

Jum lah kas dan setara kas 22.141.452 24.924.260 Total cash and cash equivalents

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11

a. Pendirian a. Establishment

PT Bank Maybank Indonesia Tbk (“Bank”) adalah perusahaan terbatas yang didirikan di Republik Indonesia pada tahun 1959, berdasarkan akta No. 53 tanggal 15 Mei 1959 dari notaris pengganti Soeleman Ardjasasmita, S.H. Akta telah diubah dengan akta No. 9 tanggal 4 Agustus 1959 dan No. 21 tanggal 6 Oktober 1959 dari notaris Eliza Pondaag, S.H. di Jakarta. Akta pendirian ini telah mendapat pengesahan dari Menteri Kehakiman Republik Indonesia melalui Surat Keputusannya No. J.A.5/112/18 tanggal 2 November 1959 dan telah didaftarkan ke Kantor Pengadilan Negeri Jakarta dengan No. 2116 tanggal 5 November 1959.

PT Bank Maybank Indonesia Tbk (the “Bank”) is a limited liability company established in the Republic of Indonesia in 1959 by virtue of notarial deed No. 53 dated May 15, 1959 of substitute notary Soeleman Ardjasasmita, S.H. The deed was subsequently amended by notarial deeds No. 9 dated August 4, 1959 and No. 21 dated October 6, 1959 of Notary Eliza Pondaag, S.H., in Jakarta. The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia in his Decision Letter No. J.A.5/112/18 dated November 2, 1959 and was registered in the Jakarta Court of Justice under registration No. 2116 dated November 5, 1959.

Melalui Rapat Umum Pemegang Saham Luar Biasa tanggal 24 Agustus 2015, telah disetujui perubahan nama Bank dari “PT Bank Internasional Indonesia Tbk” menjadi

“PT Bank Maybank Indonesia Tbk”.

Perubahan nama Bank ini telah mendapat persetujuan dari Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No. AHU- 0941203.AH.01.02 Tahun 2015 tanggal 26 Agustus 2015 tentang Persetujuan Perubahan Anggaran Dasar Perseroan dan dari Otoritas Jasa Keuangan (OJK) melalui Keputusan Dewan Komisioner Otoritas Jasa Keuangan No. 18/KDK.03/2015 tanggal 23 September 2015 tentang Penetapan Penggunaan Izin Usaha Atas Nama PT Bank Internasional Indonesia Tbk Menjadi Izin Usaha Atas Nama PT Bank Maybank Indonesia Tbk.

Through the Shareholders’ Extraordinary General Meeting on August 24, 2015, the change of the Bank’s name from “PT Bank Internasional Indonesia Tbk” to become

“PT Bank Maybank Indonesia Tbk” has been approved. The changes of Bank’s name had been approved by Minister of Justice and Human Rights through Minister of Justice and Human Rights Decision No. AHU- 0941203.AH.01.02 Year 2015 dated August 26, 2015 on The Approval of The Company’s Articles of Association Change and from OJK through The Board of Commissioner Decision No. 18/KDK.03/2015 dated September 23, 2015 on The Confirmation to Use The Bank’s Business License Name from PT Bank Internasional Indonesia Tbk to PT Bank Maybank Indonesia Tbk.

Pada tanggal 31 Maret 1980 Bank melakukan penggabungan usaha (merger) dengan PT Bank Tabungan Untuk Umum 1859, Surabaya. Keputusan merger ini dituangkan dalam akta notaris Arianny Lamoen Redjo, S.H. No. 17 tanggal 31 Maret 1980.

On March 31, 1980, the Bank merged with PT Bank Tabungan Untuk Umum 1859, Surabaya by virtue of notarial deed No. 17 dated March 31, 1980 of Notary Arianny Lamoen Redjo, S.H.

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kecuali dinyatakan lain) unless otherwise stated)

1. UMUM (lanjutan) 1. GENERAL (continued)

a. Pendirian (lanjutan) a. Establishment (continued) Sesuai dengan Surat Keputusan Direksi Bank

Indonesia No. 21/11/Dir/UPPS tanggal 9 November 1988, Bank memperoleh peningkatan status menjadi Bank Devisa.

Pada tanggal 5 September 2002, dengan akta No. 16 dari Notaris Fathiah Helmi, S.H. yang telah mendapat persetujuan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat Keputusannya No. C-19589.HT.01.04.TH.2002 tanggal 10 Oktober 2002, Bank menambah aktivitas perbankan Syariah (Unit Usaha Syariah) dalam aktivitas komersial Bank. Bank mulai melakukan kegiatan berdasarkan prinsip Syariah tersebut sejak bulan Mei 2003.

Pursuant to Directors of Bank Indonesia Decree No. 21/11/Dir/UPPS dated November 9, 1988, the Bank obtained an approval to upgrade its status to a foreign exchange bank. On September 5, 2002, by virtue of notarial deed No. 16 of Notary Fathiah Helmi, S.H., and approval by the Minister of Justice and Human Rights of the Republic of Indonesia in his Decision Letter

No. C-19589.HT.01.04.TH.2002 dated October 10, 2002, the Bank added banking activities based on Sharia principles (Sharia Business Unit) in its commercial activities. The Bank commenced its Sharia banking activities since May 2003.

Pada tahun 2008, Anggaran Dasar Bank telah mengalami dua kali perubahan.

Perubahan pertama dalam rangka penyesuaian dengan Undang-undang No. 40 Tahun 2007 tentang Perseroan Terbatas dan peraturan pelaksanaannya. Perubahan ini didokumentasikan dalam akta No. 10 dari notaris Engawati Gazali, S.H., tanggal 16 Juli 2008 dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik

Indonesia melalui Surat

No. AHU-56218.AH.01.02.Tahun.2008 tanggal 28 Agustus 2008.

In 2008, the Bank’s Articles of Association have been amended twice. The first amendment was to accommodate the Law No. 40 Year 2007 regarding Limited Liability Company and its implementation regulations.

This amendment was notarized by notary Engawati Gazali, S.H., in notarial deed No. 10 dated July 16, 2008 and was approved by the Minister of Laws and Human Rights of the Republic of Indonesia through letter No. AHU-56218.AH.01.02.Year.2008 dated August 28, 2008.

Pada tanggal 1 Desember 2008, Bank menyelenggarakan Rapat Umum Pemegang Saham Luar Biasa yang menyetujui untuk mengubah pasal 4 ayat 1 dan pasal 4 ayat 2 Anggaran Dasar Perseroan sehubungan dengan modal dan modal dasar yang telah ditempatkan dan disetor penuh. Keputusan ini didokumentasikan dalam surat No. 600/ZXI02/ XII/2008 notaris Ny. Poerbaningsih Adi Warsito, S.H., tanggal 1 Desember 2008 dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat No. AHU-0008676.AH.01.09.Tahun 2009 tanggal 12 Maret 2009.

On December 1, 2008, the Bank held a Shareholders’ Extraordinary General Meeting whereby the shareholders agreed to amend the Articles of Association article 4(1) and 4(2) relating to authorized capital and issued and paid-up capital. The decision was notarized by notary Ny. Poerbaningsih Adi Warsito, S.H., in her letter No. 600/ZXI02/XII/2008 dated December 1, 2008 and was approved by the Minister of Laws and Human Rights of the Republic of Indonesia through letter No. AHU-0008676.AH.01.09.Year 2009 dated March 12, 2009.