BAB V PENUTUP
B. Saran
Berdasarkan hasil penelitian yang telah dilakukan dengan beberapa keterbatasan yang dimiliki dapat disampaikan saran yang dapat menjadi masukan bagi beberapa pihak, antara lain:
1. Bagi Praktisi
a. Bagi Pemerintah
Penelitian ini dapat menjadi pertimbangan pemerintah dalam memberikan dukungan terhadap Perbankan Syariah,
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sehingga Perbankan Syariah memiliki standarisasi model pengukuran kinerja yang dapat mengevaluasi seberapa tepat dan relevan Kinerja Perbankan Syariah dengan prinsip dan tujuannya.
Adanya penelitian ini diharapkan dapat membantu pemerintah dalam mempertimbangkan dukungan terhadap Perbankan Syariah dalam membentuk standarisasi model alat ukur kinerja khusus Perbankan Syariah.
b. Bagi Perbankan Syariah
Penelitian ini dapat menjadi bahan evaluasi internal oleh Bank Syariah dalam memaksimalkan aspek kinerja syariah maupun sosial sebagaimana dalam pendekatan Islamicity Performance Index dan Maqashid Syariah Index. Bank Syariah diharapkan mampu melakukan evaluasi secara internal pada beberapa aspek kinerja sosial mapun syariah yang belum maksimal baik dalam pendekatan Islamicity Performance Index maupun Maqashid Syariah Index. Sehingga Perbankan Syariah mampu meningkatkan kepercayaan masyarakat dan stakeholders, serta mampu meminimalisir kekurangan yang terjadi di tahun sebelumnya baik dari segi aspek kinerja syariah maupun sosialnya.
c. Bagi Akademisi
Penelitian ini dapat memberikan kontribusi dalam pengembangan penelitian mengeni model pengukuran kinerja Perbankan Syariah yang masih terbatas dan masih menjadi wacana
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akademik yang baru, serta dapat menjadi referensi untuk penelitian berikutnya. Bagi peneliti selanjutnya, diharapkan dapat menggunakan seluruh rasio kinerja yang ada dalam metode Islamicity Performance Index termasuk didalamnya penelitian kualitatif yaitu AAOIFI Index dengan harapan dapat menghasilkan penelitian yang lebih sempurna, dan memperbanyak sampel penelitian sehingga dapat memberikan gambaran kinerja perbankan syariah yang lebih komprehensif di ASEAN melalui pendekatan Islamicity Performance Index dan Maqashid Syariah Index atau menggunakan pendekatan pengukuran kinerja syariah yang lain.
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152 LAMPIRAN
Lampiran 1: Hasil Uji Statistik Deskriptif SPSS 25 Descriptive Statistics
N Minimum Maximum Mean Std. Deviation Variance
PSR 9 .0735 .5060 .231611 .2033235 .041
Lampiran 2: Hasil Uji Homogenitas SPSS 25
Test of Homogeneity of Variances
Levene Statistic df1 df2 Sig.
PSR Based on Mean 1.004 2 6 .421
Based on Median .395 2 6 .690
Based on Median and with adjusted df
.395 2 4.265 .696
Based on trimmed mean .953 2 6 .437
ZPR Based on Mean 7.119 2 6 .026
Based on Median 3.122 2 6 .118
Based on Median and with adjusted df
3.122 2 2.001 .243
Based on trimmed mean 6.797 2 6 .029
EDRQD Based on Mean 1.796 2 6 .245
Based on Median 1.577 2 6 .282
Based on Median and with adjusted df
1.577 2 3.194 .334
Based on trimmed mean 1.788 2 6 .246
EDRBG Based on Mean 7.741 2 6 .022
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Based on Median 2.010 2 6 .215
Based on Median and with adjusted df
2.010 2 2.059 .328
Based on trimmed mean 7.125 2 6 .026
EDRDIV Based on Mean 14.622 2 6 .005
Based on Median .905 2 6 .453
Based on Median and with adjusted df
.905 2 2.008 .525
Based on trimmed mean 11.519 2 6 .009
EDRLB Based on Mean 14.205 2 6 .005
Based on Median .883 2 6 .461
Based on Median and with adjusted df
.883 2 2.017 .530
Based on trimmed mean 11.207 2 6 .009
DEWR Based on Mean 5.152 2 6 .050
Based on Median .382 2 6 .698
Based on Median and with adjusted df
.382 2 2.647 .715
Based on trimmed mean 4.210 2 6 .072
IIvsNII Based on Mean 15.644 2 6 .004
Based on Median 1.171 2 6 .372
Based on Median and with adjusted df
1.171 2 2.000 .461
Based on trimmed mean 12.595 2 6 .007
IIncvsNIInc Based on Mean .860 2 6 .470
Based on Median .326 2 6 .734
Based on Median and with adjusted df
.326 2 5.689 .734
Based on trimmed mean .809 2 6 .489
Lampiran 3: Hasil Uji Post Hoc Mann Whitney U BMI dan BIMB Test Statisticsa
154
Z -1.964 -1.964 -1.964 -1.964 -1.964 -1.964 -1.964 -1.993 -1.964
Asymp. Sig. (2-tailed) .050 .050 .050 .050 .050 .050 .050 .046 .050 Exact Sig. [2*(1-tailed
Sig.)]
.100b .100b .100b .100b .100b .100b .100b .100b .100b
a. Grouping Variable: Bank_Syariah b. Not corrected for ties.
Lampiran 4: Hasil Uji Post Hoc Mann Whitney U BMI dan BIBD Test Statisticsa
PSR ZPR EDRQD EDRBG EDRDIV EDRLB DEWR IIvsNII
IIncvsNIIn c
Mann-Whitney U .000 .000 .000 .000 .000 .000 .000 .000 .000
Wilcoxon W 6.000 6.000 6.000 6.000 6.000 6.000 6.000 6.000 6.000
Z -1.964 -1.993 -1.964 -1.964 -1.993 -1.993 -1.964 -1.964 -1.964
Asymp. Sig. (2-tailed) .050 .046 .050 .050 .046 .046 .050 .050 .050 Exact Sig. [2*(1-tailed
Sig.)]
.100b .100b .100b .100b .100b .100b .100b .100b .100b
a. Grouping Variable: Bank_Syariah b. Not corrected for ties.
Lampiran 5: Hasil Uji Post Hoc Mann Whitney U BIMB dan BIBD Test Statisticsa
PSR ZPR EDRQD EDRBG EDRDIV EDRLB DEWR IIvsNII IIncvsNIInc
Mann-Whitney U .000 .000 .000 .000 .000 .000 .000 .000 .000
Wilcoxon W 6.000 6.000 6.000 6.000 6.000 6.000 6.000 6.000 6.000
Z -1.964 -1.993 -1.964 -1.964 -1.993 -1.993 -1.964 -1.993 -1.964
Asymp. Sig. (2-tailed) .050 .046 .050 .050 .046 .046 .050 .046 .050 Exact Sig. [2*(1-tailed
Sig.)]
.100b .100b .100b .100b .100b .100b .100b .100b .100b
a. Grouping Variable: Bank_Syariah b. Not corrected for ties.