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FAKULTAS EKONOMI
MEDAN
ANALISA FUNGSI DAN PERANAN BANK
PERKREDITAN RAKYAT (BPR) DALAM
PENGEMBANGANEKONOMI MASYARAKAT
(Stud! Kasus: PT. BPRTalabl!miSvmgg:d)
SKRIPSI
Diajukan Oleh :
HELEN NOVIANTY S.
010523028
EKONOMI
PEMBANGIJNAN
Guna Memenuhi
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S2tU
Syarat Untuk
. Memperoleb Gelar
St"lr,jana
Ekonom]
2004
ABSTRAC
Indonesia is a developing country, and now is active to exert in increasing the
living of society.
As
we know the most dominan of society defaction in Indonesia is
the small defaction, it is mean there are still have a weak of economic level.
The problem about modal is the most problem that influence the economic of
society and generally indicate in the small industry and agriculture sectoral and
inclining located in distret and rural area. Our government still exert to over corne by
suggesting to financial institutes, especially banking system to spread the Credit to
the powerlessness economic. In reality the bank are difficult to reach the sociaty that
located in the center oftown that so far.
In extending the stretch out of credit facility to small sociaty of groups, so
estabilished the bank for sociaty credit in district area an then possible to stretch out
the people who lives in rural.
More over the function as credit provider, Credit Provider Bank (BPR) is
possible become the collector from people by saving and period deposite and
participate to give directing for people how to antuate and manage of good business.
Over supported by credit programe from government, for example Work
Capital Credit ( KMK BPR ) and Micro Credit Project ( PKM ), future
BPR.
development is supported by government policy as well as given
to
public bank, for
instance, will give trusty for people for BPR.
