69 LAMPIRAN
Lampiran 1 : Nilai Rasio CAR Periode 2007-2010.
No Perusahaan Perbankan 2007 2008 2009 2010 Rata-rata
1 Bank ICB Bumi Putra Tbk 11.86 11.78 11.19 12.63 11.86
2 Bank Central Asia Tbk 19.2 15.8 15.3 13.5 15.95
3 Bank Bukopin Tbk 12.84 11.20 14.36 13.28 12.92
4 Bank Negara Indonesia
(Persero)Tbk 15.7 13.5 13.8 18.6 15.40
5 Bank Nusantara Parahyangan
Tbk 17.00 14.04 12.56 12.94 14.35
6 Bank Rakyat Indonesia
(Persero)Tbk 15.84 13.18 13.20 13.76 13.99
7 Bank Danamon Indonesia Tbk 20.3 15.4 20.7 16.0 18.10
8 Bank Kesawan Tbk 10.36 10.43 12.56 10.72 11.01
9 Bank Mandiri (Persero) Tbk 21.1 15.7 15.6 14.7 16.77
10 Bank Bumi Arta Tbk 34.30 31.15 28.42 25,01 29.72 11 Bank CIMB Niaga Tbk 17.03 15.59 13.59 13.24 14.86 12 Bank Internasional Indonesia
Tbk 21.33 19.79 14.83 12.80 17.18
13 Bank Permata Tbk 13.3 10.8 12.2 14.1 12.60 14 Bank Swadesi Tbk 20.64 33.27 32.90 26.91 28.43 15 Bank Victoria International Tbk 19.58 23.22 16.92 13.72 18.36 16 Bank Artha Graha International
Tbk 12.24 14.93 13.87 14.52 13.89
17 Bank Mayapada International
Tbk 29.95 23.69 17.05 20.40 22.77
18 Bank Mega Tbk 14.21 16.16 18.84 14.78 15.99 19 Bank NISP OCBC Tbk 16.15 17.01 18.00 16.04 16.80 20 Bank Pan Indonesia Tbk 21.58 20.31 21.79 16.58 20.06
Rata-rata 18.23 17.35 16.88 15.22
70
Lampiran 2 : Nilai Rasio NPL Periode 2007-2010.
No Perusahaan Perbankan 2007 2008 2009 2010 Rata-rata
1 Bank ICB Bumi Putra Tbk 6.10 5.64 5.63 4.34 5.42
2 Bank Central Asia Tbk 0.8 0.6 0.7 0.6 0.67
3 Bank Bukopin Tbk 3.57 4.87 2.81 3.22 3.61
4 Bank Negara Indonesia
(Persero)Tbk 4.0 1.7 0.8 1.1 1.9
5 Bank Nusantara Parahyangan Tbk 1.48 1.12 1.81 0.63 1.26
6 Bank Rakyat Indonesia
(Persero)Tbk 3.44 2.80 3.52 2.78 3.13
7 Bank Danamon Indonesia Tbk 2.3 2.3 4.5 3.0 3.02
8 Bank Kesawan Tbk 6.33 3.74 5.33 1.91 4.32
9 Bank Mandiri (Persero) Tbk 1.5 1.1 0.4 0.6 0.9
10 Bank Bumi Arta Tbk 1.78 1.46 1.71 1.83 1.69 11 Bank CIMB Niaga Tbk 1.94 1.42 1.04 1.85 1.56 12 Bank Internasional Indonesia Tbk 2.23 2.00 1.58 1.74 1.88
13 Bank Permata Tbk 1.5 1.1 1.5 0.7 1.2
14 Bank Swadesi Tbk 1.47 1.64 1.42 2.62 1.78 15 Bank Victoria International Tbk 2.39 2.54 3.00 5.07 3.25 16 Bank Artha Graha International
Tbk 2.55 2.70 2.83 2.00 2.52
17 Bank Mayapada International
Tbk 0.14 2.07 0.49 2.01 1.18
18 Bank Mega Tbk 1.53 1.18 1.70 0.90 1.32
19 Bank NISP OCBC Tbk 2.12 1.75 1.39 0.82 1.52 20 Bank Pan Indonesia Tbk 1.76 2.15 1.60 2.68 2.04
Rata-rata 2.45 2.20 2.20 2.02
71
Lampiran 3 : Nilai Rasio LDR Periode 2007-2010.
No Perusahaan Perbankan 2007 2008 2009 2010 Rata-rata
1 Bank ICB Bumi Putra Tbk 84.50 90.44 89.64 84.96 87.38
2 Bank Central Asia Tbk 43.6 53.8 50.3 55.2 50.72
3 Bank Bukopin Tbk 66.26 83.60 75.99 71.85 74.42
4 Bank Negara Indonesia
(Persero)Tbk 60.6 68.6 64.1 70.2 65.87
5 Bank Nusantara Parahyangan
Tbk 49.39 66.12 73.64 80.41 67.39
6 Bank Rakyat Indonesia
(Persero)Tbk 68.80 79.93 80.88 75.17 76.19
7 Bank Danamon Indonesia Tbk 88.05 86.42 88.76 93.82 89.26
8 Bank Kesawan Tbk 68.46 74.66 66.97 71.65 70.43
9 Bank Mandiri (Persero) Tbk 61.4 59.2 54.3 57.2 58.02
10 Bank Bumi Arta Tbk 51.99 59.86 50.58 54.18 54.15 11 Bank CIMB Niaga Tbk 95.11 87.84 79.30 68.54 82.69 12 Bank Internasional Indonesia
Tbk 88.01 86.53 82.93 89.03 86.62
13 Bank Permata Tbk 88.00 81.80 90.60 87.50 86.97 14 Bank Swadesi Tbk 62.16 83.11 81.10 87.36 78.43 15 Bank Victoria International Tbk 55.92 53.46 50.43 40.22 50.00 16 Bank Artha Graha International
Tbk 82.22 93.47 84.04 76.13 83.96
17 Bank Mayapada International
Tbk 103.88 100.22 83.77 78.38 91.56
18 Bank Mega Tbk 46.74 64.67 56.82 56.03 56.06 19 Bank NISP OCBC Tbk 89.14 76.79 72.39 77.96 79.07 20 Bank Pan Indonesia Tbk 92.36 78.93 73.31 74.22 79.70
Rata-rata 73.32 76.47 72.4 72.50
72
Lampiran 4 : Nilai Rasio ROA Periode 2007-2010.
No Perusahaan Perbankan 2007 2008 2009 2010 Rata-rata
1 Bank ICB Bumi Putra Tbk 0.57 0.09 0.18 0.24 0.27
2 Bank Central Asia Tbk 3.3 3.4 3.4 3.5 3.40
3 Bank Bukopin Tbk 1.63 1.66 1.46 1.65 1.60
4 Bank Negara Indonesia
(Persero)Tbk 0.9 1.1 1.7 2.5 1.55
5 Bank Nusantara Parahyangan Tbk 1.29 1.17 1.02 1.40 1.22
6 Bank Rakyat Indonesia
(Persero)Tbk 4.61 4.18 3.73 4.64 4.29
7 Bank Danamon Indonesia Tbk 2.43 1.52 1.50 2.79 2.06
8 Bank Kesawan Tbk 0.35 0.23 0.30 0.17 0.27
9 Bank Mandiri (Persero) Tbk 2.3 2.5 3.0 3.4 44.8
10 Bank Bumi Arta Tbk 1.68 2.07 2.00 1.47 1.80 11 Bank CIMB Niaga Tbk 2.49 1.10 2.10 2.75 2.11 12 Bank Internasional Indonesia Tbk 1.12 1.23 0.05 1.01 0.85
13 Bank Permata Tbk 1.9 1.7 1.4 1.9 1.80
14 Bank Swadesi Tbk 1.20 2.53 3.53 2.93 2.55 15 Bank Victoria International Tbk 1.64 0.88 1.10 1.71 1.34 16 Bank Artha Graha International
Tbk 0.29 0.34 0.44 0.76 0.46
17 Bank Mayapada International
Tbk 1.48 1.27 0.90 1.22 1.22
18 Bank Mega Tbk 2.33 1.98 1.77 2.45 2.14
19 Bank NISP OCBC Tbk 1.31 1.54 1.79 1.09 1.44 20 Bank Pan Indonesia Tbk 3.14 1.75 1.78 1.87 2.14
Rata-rata 1.80 1.61 1.66 1.97
73
Lampiran 4 : Daftar Populasi dan Sampel Penelitian.
No Kode Populasi Kriteria Sampel
1 2 3 4
1 AGRO PT Bank Agroniaga Tbk √ - √ -
2 BABP PT Bank ICB Bumiputera Tbk √ √ √ √ 1
3 BACA PT Bank Capital Indonesia Tbk - - √ √
4 BAEK PT Bank Ekonomi Raharja Tbk - - √ √
5 BBCA PT Bank Central Asia Tbk √ √ √ √ 2
6 BBKP PT Bank Bukopin Tbk √ √ √ √ 3
7 BBNI PT Bank Negara Indonesia (Persero) Tbk √ √ √ √ 4
8 BBNP PT Bank Nusantara Parahyangan Tbk √ √ √ √ 5
9 BBRI PT Bank Rakyat Indonesia (Persero) Tbk √ √ √ √ 6
10 BBTN PT Bank Tabungan Negara (Persero) Tbk - - √ √
11 BCIC PT Bank Mutiara Tbk √ √ √ -
12 BDMN PT Bank Danamon Tbk √ √ √ √ 7
13 BEKS PT Bank Pundi Indonesia √ √ √ -
14 BJBR PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk
- - √ √
15 BKSW PT Bank Kesawan Tbk √ √ √ √ 8
16 BMRI PT Bank Mandiri (Persero) Tbk √ √ √ √ 9
17 BNBA PT Bank Bumi Arta Tbk √ √ √ √ 10
18 BNGA PT Bank CIMB Niaga Tbk √ √ √ √ 11
19 BNII PT Bank Internasional Indonesia Tbk √ √ √ √ 12
20 BNLI PT Bank Permata Tbk √ √ √ √ 13
21 BSIM PT Bank Sinarmas Tbk - - √ √
22 BSWD PT Bank Swadesi Tbk √ √ √ √ 14
23 BTPN PT Bank Tabungan Pensiunan Nasional Tbk - - √ √
24 BVIC PT Bank Victoria International Tbk √ √ √ √ 15
25 INPC PT Bank Artha Graha Internasional Tbk √ √ √ √ 16
26 MAYA PT Bank Mayapada Tbk √ √ √ √ 17
27 MCOR PT Bank Windu Kentjana International Tbk - - √ -
28 MEGA PT Bank Mega Tbk √ √ √ √ 18
29 NISP PT Bank OCBC NISP Tbk √ √ √ √ 19
30 PNBN PT Bank Pan Indonesia Tbk √ √ √ √ 20
74
Lampiran 5 : Hasil Olahan SPSS
Tabel 4.1
Descriptive Statistics CAR,NPL, LDR, ROA
N Minimum Maximum Mean Std. Deviation
CAR NPL LDR ROA
Sumber : Data Sekunder diolah dengan SPSS Ver. 20
Tabel 4.2
Hasil Uji Multikolinearitas Coefficients a
Dependent variabel ROA
Sumber : Data sekunder diolah dengan SPSS Ver.20
Tabel 4.4 Hasil Uji Autokorelasi
Model Summary b
Model Durbin-Watson
1 2,034
a. Predictors: (Constant), LDR, CAR, NPL
b. Dependent Variable: ROA
75 Tabel 4.5
Hasil Uji Regresi Linear Berganda Coefficientsᵃ
Model
Understandardized Coefficients
B Std. Error
1 (Constant)
CAR NPL LDR
-,967
,107
-,069
-,027
,781
,042
,031
,007
a. Dependent Variabel : ROA
Sumber : data sekunder diolah dengan SPSS Ver. 20
Tabel 4.6
Hasil Perhitungan Uji F ANOVA ᵇ
Model Sum of
Squares
df Mean
Square
F Sig.
1 Regression
Residual
Total
37,473
70,209
107,682
3
76
79
12,491
,924
13,521 ,000ᵃ
a. Predictors : (Constant), CAR, NPL, LDR b. Dependent Variable : ROA
Sumber : data sekunder diolah dengan SPSS Ver. 20