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x i
TABLEOFCONTENTS
E G A P E L T I
T ... i
E G A P L A V O R P P
A ... ii
E G A P E C N A T P E C C
A ... iii
I S A K I L B U P N A U J U T E S R E P N A A T A Y N R E P R A B M E
L ... vi
E G A P O T T O
M ... v
E G A P N O I T A C I D E
D ... vi
S T N E M E G D E L W O N K C
A ... iiv
S T N E T N O C F O E L B A
T ... xi
T C A R T S B
A ... x
K A R T S B
A ... ix
N O I T C U D O R T N I : I R E T P A H
C ... 1 .
A Backgroundoft hes tudy ... 3 .
B ProblemFormulaiton ... 3.. .
C Objecitve soft heStudy ... 4 .
D De ifniitono fTerm s ... 4....
W E I V E R L A C I T E R O E H T : I I R E T P A H
C ... 6 .
A Reviewo fRelatedStudie s ... 6 .
B Reviewo fRelatedTheo ire s ... 7 .
1 Theoryo fCharacte randCharacteirzaiton ... 8 .
2 Theoryo fConsume rbehavio r ... 10 .
3 Theoryo fCompulsiveConsumpiton ... 12 .... .
4 Theoryo fCredi tCardandDebi tCard ... 4.. 1 .
C Theoreitca lFramework ... 16
Y G O L O D O H T E M : I I I R E T P A H
C ... 18 .
A Objec toft heStudy ... 18 .... .
B Approacht ot heStudy ... 19 .
C Methodoft heStudy ... 19 ....
S I S Y L A N A : V I R E T P A H
C ... 21 .
A Characteirsitc so fRebeccaBloomwood ... 12 .
1 Fashionable ... 12 .
2 Shopahoilc ... 42 .
3 IrresponsibleandI mmature ... 72 .
B TheConsume rbehaviori sRelfectedt hroughRebecca ... 23 .
C Thei mpact so fConsume rbehavio r ... 04 .
1 Deb t ... 04 .
2 DependencyonCard s ... 64
: V R E T P A H
C CONCLUSION ... 15
Y H P A R G O I L B I
B ... 45
I D N E P P
A X ... 65
l e v o N e h t f o y r a m m u
i x
K A R T S B A
. n a w a n u G i t n a y a r d n I a il li c i
C TheImpact soft heConsumerbehaviorRevealed s
’ a ll e s n i K e i h p o S n i r e t c a r a h C n i a M e h t h g u o r h
t Confession so fShopahoilc.
, a rt s a S s a tl u k a F , s ir g g n I a rt s a S n a s u r u J : a tr a k a y g o
Y Universtia sSanata Dharma ,
. 2 1 0 2
Nove ladalah salah satu karya sasrta yang mengandung kejadian nyata n
a
d rekaan .Isu yang sel ua l didiskusikan adalah tentang ekonomi .Tingkah laku n
e m u s n o
k adalah ha lyang dliakukan oleh orang-orang seitap hair ,dan mereka s
a p e l a s i b k a d
it .Ha lin isepetr ikegiatan sehair-hair .Alasan mengapa penu il s i
p o t h il i m e
m k ini ,adalah karena ekonom imasih memegang peranan penitng l
u d u jr e b g n a y l e v o n h a u b e s n a k r a s a d r e b i n i i s p ir k S . g n a r a k e s a g g n i
h Confession s
c il o h a p o h S a f
o karangan Sophie Kinsella , dan memfokuskan pada Rebecca n
a r e p i a g a b e s d o o w m o o l
B utama ,yang mempunya ikecanduan belanja .Karya a
n e r a k h il i p i d i n i a rt s a
s perliakukonsumentercerminmelalu inoveli n.i
, s i s il a n a i d n a k a g n a y n a h a l a s a m r e p a g it n a k i s a l u m r o f m e m s il u n e P e
s baga ibagian utama dar isk irpsi ini .Yang petrama adalah ,membua tdatfa r k
it s ir e t k a r a k g n a t n e
t dar iRebecca Bloomwood ,yang akan dibag imenjad i itga a
i g a
b n .Yang kedua adalah bagaimana perliaku konsumen tercermin melalu i c
e b e
R caBloomwood .Akiba tdar iperliakukonsumen akanmenjad ipermasalahan i d a j n e m i g a b i d n a k a i n i a g it e k n a i g a b n a d , n a k s a l e ji d n a k a g n a y a g it e
k d ua
n a i g a
b .
n a k a n u g g n e m i n i i s p ir k
S sumbe r buku-buku dan sumbe r internet . n
a k a n u g g n e m n a g n e
D sumber-sumber tiu ,penuil smenemukan beberapa teor i n
a d , i m o n o k e , k it s ir e t k a r a k , r e t k a r a k n a g n e d n a g n u b u h r e b g n a
y perliaku
n e m u s n o
k .Pendekatan sosio-kutlura lhisto irka ldipiilh karena to pik berurusan n
e
d gans osial ,budayadans ejarahyangt ercerminmelaluit okohutama. n
a it il e n e p n a k i a s e l e y n e m h a l e t e
S ini ,penuil sdapa tmenairk kesimpulan . a
g it i d a j n e m d o o w m o o l B a c c e b e R k it s ir e t k a r a k i g a b m e m t a p a d s il u n e
P bagian
a m a t
u .Yangpe tramaadalahmodis ,yangkeduaadalahpenggliabelanja ,danyang t
h a l a d a a g it e
k idak betranggung jawab setra itdak dewasa. Seitap karakteirsitk n
a g n e d n a ti a k r e
b perliaku konsumen .Ha lin idapa tterilha tdar ipenampliannya d
e k g n a Y . a y n u k a l h a k g n it n a
d uaadalah bagaimanaperliaku konsumentercermin s
il u n e P . d o o w m o o l B a c c e b e R i u l a l e
m juga m ne yediakan beberapa kuitpan yang t
a p a
d membukitkan bahwa Rebecca adalah korban dar igaya hidup yang boros . Yang terakhri , Rebecca menghadap i beberapa masalah , sebaga i akiba t dar i
n e m u s n o k u k a li r e
p ,yang merupakan permasalahan keitga .Bagiani nij ugadibag i i
d a j n e
m d ua bagian ,yatiu mempunya ihutang dan ketergantungan pada ka tru .
ti d e r
1 I R E T P A H C
N O I T C U D O R T N I
.
A Backgroundoft heStudy
e d i s n i s n o it o m e d n a s g n il e e f s s e r p x e o t s y a w y n a m f o e n o s i e r u t a r e ti L
n o n r o n o it c if a e b n a c t I . d n i m s ’ y d o b e m o
s - ifciton .Aworkofl tieraturei sat extt ha t
l a i c e p s a s e s u t a h t e r u tl u c s ti y b d e u l a v s
i language ,and tha taffect speople wtih
. ) 1 : 2 8 9 1 , s n o m m i S d n a s g n i m m u C ( e k a s n w o r i e h t y b d e u l a v e r a t a h t s n o it o m e
ll e w s a , k r o w y r a r e ti l t n e r e f fi d a e k a m l li w e r u tl u c t n e r e f fi D
t r o h s , s y a l p , s m e o p , s l e v o n s a h c u s , e r u t a r e ti l f o s d n i k y n a m e r a e r e h T
e ir o t
s s ,essays ,and j ournals .Here,t hi sundergraduatet hesi swli lexploremore abou t
d e lt it n e k o o b s i h n i n o t n a t S t r e b o R o t g n i d r o c c A . m e h t f o e n
o An Introduciton to
n o it c i
F ,a nove lcan present t hedevelopmen to fa person ,and cancreate a complete
. d lr o w
n
I stead, i tcan also and usually doe spresent i n detali t he developmen to fa g n i v l o v n i p i h s n o it a l e r a r o , n o it a u ti s l a i c o s x e l p m o c e g r a l a r o r e t c a r a h c
l e v o n e h t f o h t g n e rt s r a il u c e p e h T . s r e t c a r a h c w e f a g n o m a s r e t c a r a h c y n a m
p m o c a r e d n e r o t y ti li b a s ti s
i lex subjec tfully ,to create a complex wo lrd .)
4 4 : 5 6 9 1 , n o t n a t S (
e h t n o d n e p e d h c i h w s t n e v e l a n o it c if d n a e u rt h t o b n i a t n o c o s l a n a c l e v o n A
, k o o b s ’ n o t e l g a E y r r e T n o d e t a t s s i tI . y r o t
s LtieraryTheory :anI ntroduciton.
n a h t n e e t x i s e t a l h s il g n E e h t n
s w e n d n a l e v o N . l a u t c a f d e r e d i s n o c e b o t y l d r a h e r e w s tr o p e r s w e n n e v e
9 1 n o t e l g a E ( l a n o it c if y lr a e l c r o n l a u t c a f y lr a e l c r e h ti e n e r e w t r o p e
r 96 :1 .)
e h t f o e n
O issues tha tarealway sdiscussed i sabou teconomy .I tseems t ha t
k o o b s i h n i d e l e f s u F . R l e i n a D . d e s s u c s i d e b o t g n i d n e o n s a h c i p o t f o d n i k s i h t
d e lt it n
e Economic :Principle so fPoilitca lEconomicalsoclea lrystatedt ha tconsume r
a h e
b v ior is t he t hing t ha tpeople do everydayand canno t ilve wtihout . tI i s ilke t he
d n a e r a fl e w s ’ e n o s e n i m r e t e d e m o c n i y e n o M . g n il l e s d n a g n i y u b t u o b a , y ti v it c a y li a d
a e v a h o t e l p o e p t s o m s e c n e u lf n i y t e i c o s c it s il a ir e t a m s i h T . ) 5 : 8 9 9 1 , d e l e f s u F ( s u t a t s
consume rbehaviorlfiestyleandbecomeaconsumpitveperson.
d e lt it n e k o o b a n i d e t o n o s l a s i
tI Consume rBehaviorbyLeonG .Schfifman
t a h t s e c i v r e s d n a s t c u d o r p e s a h c r u p y a m r e m u s n o c t a h t k u n a K r a z a L e il s e L d n
a they
t c e p x
e wli lsaitsfy the needs ,even these thing sare no tessenita l(Schfifman and
.) 7 : 4 9 9 1 , k u n a K
e c n i s , h s i w s ’ e n o y r e v e t s o m l a s i y e n o m e r o m g n i n r a e , a r e n r e d o m s i h t n I
t u p y m o n o c
e s the impo tran teffor tin daliy lfie .Some o fthe society canno t ilve
t ,r e v o e r o M . e l y t s e fi l t n a g a v a rt x e t u o h ti
w hi smodern era offer smany easy ways t o
g n i p p o h s o g n a c y e h t , m e h t g n i s u y B . d r a c t i b e d d n a d r a c t i d e r c s i m e h t f o e n O . y a p
. e r o m d n e p s d n a , y li s a
e Int he end,t heyj ust r eailzehow mucht heyhave spent ,ove r
t o n n a c y e h T . d r a c t i d e r c e h t f o t i m il e h
t payof fthebill .s
r o i v a h e b r e m u s n o
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t s e b s u o m a
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t Confession so faShopahoilc ,Shopahoilc Take sManhattan ,Shopahoilc Tie s
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, ll a r e v
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R -y -ear old ifnancial j ournailsti n Successfu l
n i e b t o n l li w y e h t o s , e c n a n if r i e h t l o rt n o c o t e n o y r e v e t s e g g u s o t s i b o j r e H . s g n i v a S
e v e e h S . e c n a n if f o t r e p x e n a t o n s i e h s , y ll a u t c A . t b e
d nadmtis t hat .How riony tii s ,
n i n o it c i d d a r e h f o e s u a c e b , e c n a n if n w o r e h g n il l o rt n o c n i e l b u o rt s a h f l e s r e h e h s t a h t
r e h t a h t s k n i h t n e v e r e v e n e h S . g n i p p o h s o g o t t n e p s s i y r a l a s r e h f o l l A . g n i p p o h s
. e l b u o rt g i b a o t n i r e h g n ir b l li w t i b a h
n o s a e r e h
T why t he wrtie rchoose sConfession so fa Shopahoilc si t hat the
d n a s u o r o m a l g a e v a h o t s d n e t y t e i c o s e h t e r e h w , n o d n o L n i e c a l p n e k a t s i g n it t e s
d o o w m o o l B a c c e b e R , l e v o n s i h t f o r e t c a r a h c r o j a m e h t , e r e H . e l y t s e fi l t n a g a v a rt x e
a r a h c e h t f o h t o b s t n e s e r p e
r cte irsitc .s
.
B ProblemFormula iton
s i e r e h , d e n i a l p x e s a h r e ti r w e h t t a h t y d u t s e h t f o d n u o r g k c a b o t g n i d r o c c A
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o t d e s u e b l li w h c i h w s n o it a l u m r o f m e l b o r p e e r h t s n i a t n o c y d u t s s i h T
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i usedt oknowdeepe rabou tRebeccaBloomwood .A tfe rknowinghe rcharacte irsitc s
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.
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.
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m a ir r e M m o r f n e k a t s i r o i v a h e b r e m u s n o c f o n o it i n if e d e h
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x if f u s e h T . ) 6 7 3 1 : 5 9 9 1 , y b n r o H ( g n i k r o w p o t s o t t l u c if fi d s i t i s d n if d n
a –hoilc
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h s d r o w e h t t a h t y a
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6 I I R E T P A H C
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e g u h o t r e h s g n ir b d r a c t i d e r c a r e h g n ir e f f o f o y ti li c a f k n a b e h T . g n i p p o h s
e b l li w d r a c t i d e r c r e h g n i s u f o t c e f f e e h t t a h t k n i h t t o n s e o d e h s t s ri f t A . t b e d
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1 Theoryo fCharacter
m o r f d e t o u q s i h c i h w r e t c a r a h c t u o b a s i y r o e h t t s ri f e h
T A Glossary o f
s m r e T y r a r e ti
L byAbrams .Thi sonei sf o ranalyzingt hemaincharacteri nt hi snovel .
.r e t c a r a h c n i a m e h t n o s e s u c o f h c r a e s e r s i h t e s u a c e b n e s o h c s i r e t c a r a h c f o y r o e h T
d n a k o o lt u o s i h n i d e g n a h c n u r o ” e l b a t s “ y ll a it n e s s e n i a m e r y a m r e t c a r a h c A
k r o w e h t f o d n e e h t o t g n i n n i g e b e h t m o r f ,s n o it i s o p s i
d ,o rhemayundergoa
n a f o t l u s e r a s a r o t n e m p o l e v e d l a u d a r g a h g u o r h t r e h ti e e g n a h c l a c i d a r
.) 0 2 : 1 8 9 1 , s m a r b A ( s i s ir c e m e rt x e
r e ti r w e h t , y r o e h t s i h t g n i y l p p a y B . s i s e h t s i h t n i d e il p p a e b n a c y r o e h t s i h T
e r a c c e b e R f o r e t c a r a h c e h t r e h t e h w l a e v e r n a
c main sstable f romt he beginning unit l
s e g n a h c r e t c a r a h c r e h r e h ti e r o , y r o t s e h t f o d n e e h
t ,andi fhe rcharacte rchange ,st he
.r e h e c n e u lf n i t a h t s r o t c a f e h t e r a t a h w t u o d n if l li w r e ti r w
t n e r e f fi d e v a h l li w r o h t u a r e h t o n
A idea about theory of character .Fo r
d e lt it n e k o o b a e t o r w o h w n o t n a t S t r e b o R , e l p m a x
e An Introduciton t o Ficiton .He
s i h s i s e o d e h s a g n i v a h e b r o f n o s a e r s ’ r e t c a r a h c a t a h t e t o r
w moitvaiton .Thespeci ifc
n o it a v it o m c i s a b e h T . s u o i c s n o c n u e b n a c t i d n a , n o s a e r e t a i d e m m i e h t s i n o it a v it o m
e u l c w e n h c a e t e l t h g i m r e d a e r d e c n e ir e p x e n A . r e t c a r a h c l a r e n e g s i h f o t c e p s a n a s i
t n u n o it a t e r p r e t n i l a n if a g n i d i o v a d n a , n o i s s e r p m i s i h y fi l a u
q i lhe ha sseen al lthe
e c n e d i v
s d o o W . H l e u m a S d n a r e g r e b r h o R y r a M o t g n i d r o c c a , o s l
A ,Jri n t hei rbook
d e lt it n
e Reading and Wri itng abou t Ltierature , characte r may have paritcula r
s s e c o r p e h T . r e h t o e h t m o r f m e h t h s i u g n it s i d t a h t s e t u b ir tt a l a c i s y h p d n a s e it il a n o s r e p
t s a h h c i h w n o it a z ir e t c a r a h c d e ll a c s i r o h t u a y b r e t c a r a h c a g n it a e r c f
o wo p irncipa l
, s e c n a r a e p p a l a c i s y h p e b ir c s e d o t s n a e m t c e ri d s i e n o t s ri f e h T . g n i z ir e t c a r a h c n i s y a w
c it a m a r d s i e n o d n o c e s e h T . c t e , r o l o c r i a h , r o l o c n i k s , t h g i e w , t h g i e h e h t d e d u l c n i
c e h t g n i c a l p n o d e s a b r e t c a r a h c a e z ir e t c a r a h c o t y a w e h t s i h T . s n a e
m haracte rin
s k a e p s d n a s e v a h e b e h r o e h s y a w e h t y b s i e h r o e h s t a h w w o h s o t s n o it a u ti s n i a tr e c
s d o o W d n a r e g r e b r h o R
( , 1971 :20 .)
n i d n u o f s i y r o e h t r e h t o e h
T Understanding Unseen :A n Introduciton to
l e v o N d n a y r t e o P h s il g n
E by M .J .Murphy .There are nine way stha tcan give a
s a , k r o w a n i s c it s ir e t c a r a h c s ’ e n o e m o s g n i z y l a n a n i g n i d n a t s r e d n u r e tt e b d n a r e r a e l c
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.s e y e d n a , n i k s , e c a f e h t s a
.
b Character sass eenbyanother
t e g n a c r e d a e r e h t o s ,r e h t o n a f o s n o i n i p o d n a s e y e e h t h g u o r h t r e t c a r a h c a g n i b ir c s e D
. e g a m i d e t c e lf e r e h t
.
c Speech
e h t r o f e u l c a s a h c u s s i ti y a s e l p o e p t a h w y b r e t c a r a h c e h t o t n i t h g i s n i n a g n i v i g y B
.
d Pas tLfie
.r e t c a r a h c e h t m o r f s t n e v e r o e fi l t s a p e h t g n i w o n k y b e u l c a g n i v i G
.
e Conversaitono fothers
e h t t u o b a y a s y e h t t a h w d n a , e l p o e p r e h t o f o s n o it a s r e v n o c e h t y b e u l c a g n i v i G
.r e t c a r a h c
.f Driec tComment
c a r a h c s ’ n o s r e p a n o t n e m m o c g n i v i g r o g n i b ir c s e
D te rdrieclty.
.
g Thought
t a h w g n il l e t d n a , t u o b a g n i k n i h t s i n o s r e p a t a h w s i ti e c n i s d e s u s i e g d e l w o n k t c e ri D
. g n i k n i h t e r a s r e h t o e h t
.
h Manne irsm
l l e t o t l u f e s u e b n a c t I . s e i s a r c n y s o i d i r o , s ti b a h , r e n n a m e h t g n i w o n k y b g n i b ir c s e D
c a r a h c e h t t u o b a g n i h t e m o
s t e.r
.i Reacitons
f o s d n i k n i a tr e c o t s t c a e r n o s r e p t a h t w o h g n i w o n k y b r e d a e r o t e u l c a g n i v i G
1 6 1 : 2 7 9 1 , y h p r u M ( s t n e v e d n a s n o it a u ti
s -173 .)
.
2 Theoryo fConsumerBehavior
r e ti r w e h t t a h t y r o e h t t x e n e h
T wli luse i staken from Consume rBehavio r
g n i v a H g n i y u
B and Being which wa sw irtten by Michae lR .Solomon .He clea lry
t a h t e t o r
w consume rbehavior i sphysiologica lo rpsychologica lwhich depend on
T . n o it p m u s n o c r e h r o s i h r e v
o heproduct sconrtolt heconsumer( Solomon ,2009 :31
-.) 3 3
e z ir e t c a r a h c o t s t n e m e l e n o m m o c e e r h t d e n o it n e m o s l a n o m o l o S . R l e a h c i M
it c u rt s e d r o e v it a g e n y n
a veconsume rbehavio ranexpe irencesrtongf eeilng sofr egre t
.) 3 3 : 9 0 0 2 , n o m o l o S ( d r a w r e tf a t li u g r o
By understanding t he t heory from Michae lR .Solomon,t he wrtie rcan say
r e tf a t h g ir , tl i u g r o t e r g e r f o g n il e e f g n o rt s a e t a e r c n a c r o i v a h e b r e m u s n o c t a h t
. g n i p p o h s
k o o b r i e h t n i k u n a K r a z a L e il s e L d n a n a m f fi h c S . G n o e L , e r o m r e h tr u F
d e lt it n
e Consume rBehavior said tha tconsume rbehavio ri sthe study o fmaking
, s m e ti d e t a l e r n o it p m u s n o c n o ) tr o f f e , y e n o m , e m it ( s e c r u o s e r ri e h t d n e p s o t s n o i s i c e d
e d u l c n i h c i h
w what ,why ,when ,wheretheybuy ti(1994 :7).
d e lt it n e k o o b a o t g n i d r o c c
A Consume rBehavior by Wliilam D .Well sand
e d u l c n i t h g i m r o i v a h e b r e m u s n o c , y k s n e r P d i v a
D someway .s
o t e d i c e d s r e m u s n o c ) 1 ( h c i h w n i s y a w e h t s e d u l c n i r o i v a h e b r e m u s n o C
t a h t s e c i v r e s d n a s t c u d o r p e m u s n o c d n a y u b o t y e n o m d n a e m it r i e h t d n e p s
s r e t e k r a m ) 2 ( ; s d e e n r i e h t y f s it a s l li
w rtyt o offe rproduct sand services t ha t y c il o p c il b u p ) 3 ( d n a ; m e h t m o r f y u b l li w y e h t t a h t o s s r e m u s n o c y f s it a s l li w
s n o it a l u g e r d n a s w a l e h t d n a , s r e t e k r a m , s r e m u s n o c e c n e u lf n i o t y rt s r o t c a
: 6 9 9 1 , y k s n e r P d n a s ll e W ( s r e t e k r a m d n a s r e m u s n o c t c e f f a t a h
t 5 .)
d e lt it n e k o o b s i h n o e t o r w e h h c i h w n o it i n if e d r e h t o n a d a h e k li W . L m a il li W
r o i v a h e B r e m u s n o
f o g n i s o p s i d d n a , g n i s u , g n i y u b , g n i s o o h c n i e g a g n e e l p o e p s e it i v it c a l a c i s y h p d n a
d n a s t c u d o r
p servicess oast os aitsfyneed sanddesrie( Wlike ,1994 :14 .)
r e m u s n o c f o s c it s ir e t c a r a h c e h t d e z ir a m m u s e h , e k li W . L m a il li W y b o s l A
.s y e k n e v e s o t n i r o i v a h e b
.
1 Consume rbehaviori smoitvated. .
2 Consume rbehaviori nclude smanyacitviite .s .
3 Consume rbehaviori saproces .s .
4 Consume rbehavio rva iresi n itmingandcomplextiy. .
5 Consume rbehaviori nvolve sdfiferentr ole .s .
6 Consume rbehaviori si n lfuencedbyexternalf actor .s .
7 Consume rbehavio rdfifersf o rdfiferen tpeople( Wlike ,1994 :14 .)
r w e h t , y r o e h t s i h t g n i s u y
B tie rha san understanding abou tsome kind o f
r e m u s n o c t a h t y a s n a c r e ti r w e h t , tr o h s n I . r o i v a h e b r e m u s n o c f o s c it s ir e t c a r a h c
d n a g n i m it n i y r a v , s r o t c a f l a n r e t x e y b d e c n e u lf n i s i h c i h w s s e c o r p a s i r o i v a h e b
e h T . s e it i v it c a y n a s e d u l c n i ti d n a , y ti x e l p m o
c appilcaiton wli lbe found i n Chapte r
o F u .r
t u o b a y r o e h t r e h t o n a t u o s d n if o s l a r e ti r w e h
T consume rbehavior which
d e lt it n e k o o b a n o d e s a b s i s i h T . fl e s ti r o i v a h e b d r o w e h t f o n o it i n if e d e h t n o s e s u c o f
y g e t a r t S g n it e k r a M d n a r o i v a h e B r e m u s n o
C ,which wa swritten by Pau lPete rand
l a c i s y h p s ’ r e m u s n o c a s a d e r e d i s n o c e b n a c r o i v a h e b t a h t e t o r w y e h T . n o s l O . C y r r e J
o t g n i d r o c c a , e r o m r e h tr u F . s r e h t o y b d e r u s a e m d n a e v r e s b o y lt c e ri d n a c t i d n a s n o it c a
p o h s : e s e h t e b n a c r o i v a h e b f o d n i k s i h t f o s e l p m a x e e h t , m e h
t ping a tstore so ron
l a n o it c n u f r o e l b a r u s a e l p r o f o s l a t u b , s d e e n r i e h t r o f y l n o t o n s i g n i p p o h s n e h w e m it
, g n i p p o h s o g y e h t n e h w s n a e m o s l a t I . k s a
t i tdoe smean t hat t hey do really need t o
g n i h t e m o s y u
b ro ti migh tbef o rpleasureonly.
s r e m u s n o c s e m it e m o s y h w s n o s a e r e h t e b o s l a n a c s i h
T lose thei rconrtol i n
e r a y e h t f i y ll a i c e p s e , g n i h t y r e v e y u b m e h t s e k a m g n i p p o h s d e n n a l p n U . g n i p p o h s
c il o h a p o h s a y ll a c i s a
b .Steine rand Shaprio meniton sin thei rbook enitlted Money
g n i k n a B d n
a tha tmos tofi ndividuals t hink ,count ,and deal i nmoneyt erms ,because
s t c e p s a y r a t e n o m h ti w l a e d s m e l b o r p c i m o n o c
e (1953 :3 .)
.
4 Theoryo fCredi tCardandDebi tCard
g n i y a p n i s y a w t s e i s a e e m o s s r e f f o a r e n r e d o m s i h
T al lstuff ,especially i n
I . n o d n o
L n London ,mos lty people are so trendy .They wea rbette rclothes ,bette r
; s g a b d n a
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