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PT. BANK NEGARA INDONESIA (PERSERO) Tbk BENGKALIS SUB BRANCHES

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Nguyễn Gia Hào

Academic year: 2023

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This practical work is one of the activities for the students of the Bengkalis State Polytechnic at the end of the studies carried out at the end of semester VIII (eight) and as a requirement to continue the next semester it makes great sense for the author to be able to apply the knowledge of received in lectures about the world of work, namely in PT. The author is very grateful to several parties who have helped and provided guidance during the Admission Practice (AP). Wan Junita Raflah, B.Sc., M.Ec.Dev as Head of International Business Administration Study Program.

Alkadri Perdana, B.Sc., M.Sc. as an apprenticeship coordinator of the study program International Business. BNI KCP Bengkalis Bank who guided, helped and taught me when I was doing my apprenticeship at PT. The author is also very grateful for the support and cooperation during my time at PT.

The author realizes that there are still many shortcomings in writing this report, both in the way it is presented and in its composition, which are due to the limitations of the author. The author hopes that this report can be useful to readers and all parties who need it.

INTRODUCTION INTRODUCTION

Background of Apprenticeship (KP)

On December 26, 2011, Bengkalis State Polytechnic was inaugurated by the Minister of Education and Culture of the Republic of Indonesia. In 2013, Bengkalis State Polytechnic added 2 new degree programs namely D4 (Mechanical Engineering, Production and Maintenance and Electrical Engineering) and 3 D2 (Welding Engineering, System Engineering) degree programs. Power Generation and Accounting Computers), which are out of residence (PDD) programs of study. In 2014 and 2015, Bengkalis State Polytechnic added 2 new degree programs namely D4 (Road & Bridge Design Engineering) and D3 (Nautics, Engineering & Management and Trading Ports).

In 2016, Bengkalis State Polytechnic added more degree programs namely D4 (Software Engineering, International Business Administration and Public Financial Accounting). The Administration study program is one of the study programs at Bengkalis State Polytechnic. Apprenticeship is a learning process by learning the scope of the real world of work.

In addition, students with an apprenticeship can increase their knowledge, skills and experience in work, which can later be used in the real world of work. In addition, it is no less important that the students are expected to be able to understand and solve any problems that arise in working life after graduation.

Purpose and Significances of Apprenticeship (KP)

3 can add insight to each student to be more skilled, responsive and able to compete and be efficient in the future. From some of these options, the writer is then interested in doing practical work in the financial sector, namely banking at PT Bank BNI KCP Bengkalis. Testing the ability of Bengkalis Polytechnic students (according to the related study program) in knowledge, skills and abilities in the application of knowledge and student attitudes/behavior at work.

Students have the opportunity to apply theoretical knowledge/concepts in the real world of work. Students receive feedback from organisations/companies on the ability of students taking KP in the world of work. Students receive feedback from hands-on work in the form of improving and improving skills and soft skills for development and learning processes.

Build good relations and cooperation between Bengkalis State Polytechnic and PT Bank Negara Indonesia (Persero) Tbk to be used as a place for the implementation of street vendors in the future and to recruit new employees later. To know the academic abilities and practices acquired by students of the Department of Administration of the Bengkalis State Polytechnic during the implementation of Fieldwork Practices (PKL), so that they can improve the quality of education in the future.

GENERAL DESCRIPTION OF THE COMPANY

  • Company History
  • Logo PT Bank BNI KCP Bengkalis
  • Company Culture
  • Strategy
  • Organizational Structure of PT Bank BNI KCP Bengkalis
  • The Working Process
  • Document Used for Activity
  • Place of Apprenticeship (KP)

The regulation of the legal form to become a Persero is expressed in act no. 131, dated 31.07.1992, made before Muhani Salim, SH, which was announced in the State Gazette of the Republic of Indonesia no. The change in the BNI logo appeared in 1988 with a complete revision of all forms of design and color.

A new object appears in the BNI logo, a sailing ship with orange accents on the hull. The simplification of the logo is clearly visible through the reduction of the various graphic elements that existed in the previous design. Bank Negara Indonesia (Persero) Tbk has a work culture value which can be seen in the following table.

Thus, the higher third party funds that can be collected by a bank will increase the distribution of funds to other parties, resulting in an increase in the margin from Spread Based. In the implementation of practical work, there are several documents necessary to complete the given work. BNI People's Business Credit (BNI PBC) is a credit facility from Bank Negara Indonesia to be used as additional productive business capital in the form of Working Capital Credit, customers can also use this credit facility as an investment credit.

With various benefits provided, BNI PBC is the right choice for customers who want to develop business with customers and achieve success in the future as business will run more smoothly with BNI People's Business Credit.

Figure 2.2 Logo PT Bank BNI  Source: Processed Data 2022
Figure 2.2 Logo PT Bank BNI Source: Processed Data 2022

SCOPE OF THE APPRENTICESHIP

Job Description

Working Procedure

On Thursday I still archived the credit file (failed) and distributed the BSPS aid to the Kelapapati community. On Thursday, I continued with the entry in the taplus employee book and archiving the credit file (unsuccessful). 17th week monday i registered gpn instant atm passbook, tappa instant atm passbook and archived credit file (unsuccessful).

Figure 3.1 Archive Insurance Files  Source: Processed Data 2022
Figure 3.1 Archive Insurance Files Source: Processed Data 2022

Obstacle

Solution of the Obstacle

Bengkalis Sub-Branch, via the Internet and ask employees directly for help Practitioners understand the existing products.

CONCLUSION AND SUGGESTION

Conclusion

Suggestion

The Bengkalis branch requires an additional number of employees, especially in the customer service position considering the number of customers and to avoid long queues. Bengkalis Sub-Branch to provide suitable support facilities in its implementation practice such as desk, computer and printer. Bank Negara Indonesia (Persero) Tbk Bengkalis branch needs to expand office space especially for Credit Administration because it holds a lot of documents.

APPENDICES

Photo with employees of PT. Bank BNI KCP Bengkalis

Gambar

Figure 2.1 PT Bank BNI KCP Bengkalis  Source: Processed Data 2022
Figure 2.4 Bank Business Model  Source: www.slideshare.net
Figure 2.5 Sheet/Check List of Account Opening Verification  Source : Processed Data 2022
Figure 2.6 Customer Account Opening Form   Source : Processed Data 2022
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Referensi

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Employee expenditure credit report Chief of Store KOPKAR Mart Source: Processed Data 2022 The following is the display of the work report in week 4 four, namely, day/date, activity