Active participation and full support from ABDA’s Board of Commissioners and Directors ensures the implementation of GCG principles in all business aspects
2. BOARD OF COMMISSIONERS
The Board of Commissioners is in charge of and collectively responsible for overseeing,in general and/or specific, in accordance with the Compan’sy Articles of Association and to ensure an effective implementation of corporate governance at all levels of the organization.
The Board of Commissioners ensured that decisions were made in an effective, appropriate, and fast, and that any action will be taken independently, without any conflict ofinterest that could potentially interfere with its ability toperform its tasks independently and critically.Besides discharging the duty of supervising, the Board of Commissioners is also tasked with
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Tata Kelola Perusahaan
Good Corporate Governance Data Perusahaan
Corporate Data Tanggung Jawab Sosial Perusahaan
Corporate Social Responsibility
tugas pengawasan Dewan Komisaris juga bertugas memberikan nasihat kepada Direksi terutama dalam menjaga keseimbangan kepentingan semua pihak, khususnya kepentingan pemegang polis, tertanggung, dan para pemangku kepentingan lainnya. Dewan Komisaris juga memantau efektifitas penerapan Tata Kelola Perusahaan.
2.1. Tugas dan Tanggung Jawab Dewan Komisaris Dalam menjalankan tugas pengawasannya Dewan Komisaris wajib melaksanakan tugas dan tanggung jawabnya dengan itikad baik, penuh tanggung jawab dan kehati-hatian. Mengindahkan peraturan perundang-undangan yang berlaku, Anggaran Dasar Perseroan dan Pedoman Kerja Dewan Komisaris.
Tugas dan Tanggung Jawab Dewan Komisaris antara lain :
• Melakukan pengawasan dan memberikan pengarahan, petunjuk serta masukan kepada Direksi dalam pelaksanaan tugasnya mengurus Perusahaan yang mencakup aspek bisnis dan aspek operasional Perusahaan.
• Memantau dan mengevaluasi pelaksanaan kebijakan strategis Perusahaan serta melakukan pengawasan terhadap pelaksanaan tugas dan tanggung jawab Direksi.
• Memantau efektifitas penerapan Tata Kelola Perusahaan Yang Baik dalam setiap kegiatan usaha Perseroan pada seluruh tingkatan dan jenjang organisasi.
• Dewan Komisaris dapat meminta Direksi dan atau jajaran manajemen untuk memberikan penjelasan tentang segala hal mengenai Perseroan sebagaimana diperlukan oleh Dewan Komisaris untuk melaksanakan tugas mereka.
• Dalam rangka mendukung efektifitas pelaksanaan tugas dan tanggung jawabnya Dewan Komisaris wajib membentuk Komite antara lain : Komite Audit, Komite Pemantau Risiko, Komite Nominasi dan Remunerasi, Komite Tata Kelola serta melakukan evaluasi terhadap kinerja komite dalam melaksanakan tugas dan tanggung jawabnya.
a. Komite Audit
Membantu Dewan Komisaris melakukan pengawasan atas pelaksanaan fungsi Direksi dalam pengelolaan Perusahaan sesuai dengan Pedoman Kerja, Undang Undang dan Anggaran Dasar Perusahaan.
b. Komite Pemantau Risiko
Membantu Dewan Komisaris untuk melakukan identifikasi, evaluasi, pengendalian dari risiko-risiko yang dihadapi Perusahaan serta melakukan monitoring dari proses manajemen risiko, sehingga potensi risiko-risiko yang dihadapi. Perusahaan dapat ditekan pada tingkat terendah yang dapat diterima oleh Perusahaan.
providing advices to the Board of Directors, especially in balancing the interests of all parties, especially the interests of policyholders, insured, and other stakeholders. The Board also monitors the effectiveness of the implementation of Corporate Governance.
2.1. The Tasks and Responsibilities of the Board of Commissioners
In carrying out its supervisory duties, the Board of Commissioners must discharge their duties and responsibilities in good faith, in full of responsibility and in prudent manner. Upholding the legislation in force, the Articles of Association and the Manual of the Board of Commissioners.
Duties and Responsibilities of the Board of Commissioners, among others:
• To supervise and provide direction, guidance and advice to help the Board of Directors in managing the Company which include business and operational aspects.
• To monitor and evaluate the implementation of the Company’s strategic policy and supervising the implementation of the tasks and responsibilities of the Board of Directors.
• To monitor the effectiveness of the implementation of Good Corporate Governance in each business activity at all levels of the organization.
• BOC the right to request the Board of Directors or the management to provide an explanation regarding any aspects of the Company as required by BOC part of their duties.
• To support the effective discharge of their duties and responsibilities, BOC is required to establish BOC Committees, among others: the Audit Committee, Risk Monitoring Committee, Nomination and Remuneration Committee, Corporate Governance Committee, as well as to evaluate the performance of the said committees in carrying out their duties and responsibilities.
a. The Audit Committee
Assisting the Board of Commissionersin supervising the implementation of the functions of the Board of Directors in managing the Company in accordance with the Code of Conduct, the Law and the Articles of Association of the Company.
b. Risk Management Committee
To assist the Board of Commissioners in the identification, evaluation, control of risks faced by the Company as well as the monitoring of the risk management process, so that the potential risks facing the Company can be mitigated according to the risk appetite of the Company. The Company’s risks are mitigated at the lowest level that can be accepted by the Company.
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Company in Brief
c. Komite Nominasi dan Remunerasi
Fungsi dari Komite nominasi dan remunerasi dilaksanakan oleh Dewan Komisaris dan diputuskan dalam Rapat Dewan Komisaris.
d. Komite Tata Kelola Perusahaan
Membantu Dewan Komisaris dalam memastikan Tata Kelola Perusahaan dapat diimplementasikan dengan baik, benar dan konsisten sesuai aturan yang berlaku.
2.2. Pedoman Kerja Dewan Komisaris
Memuat pedoman kerja bagi Dewan Komisaris dalam melaksanakan tugas dan tanggung jawabnya sesuai Perundang-undangan yang berlaku. Pedoman Kerja Dewan Komisaris ini mengikat bagi setiap anggota Dewan komisaris. Berbagai ketentuan yang terdapat pada Anggaran Dasar, Hasil Rapat Umum Pemegang Saham dan berbagai ketentuan hukum lainnya tetap mengikat walaupun tidak secara spesifik diuraikan didalam Pedoman Kerja ini.
Penyusunan Pedoman Kerja Dewan Komisaris ini mengacu kepada :
• Undang Undang Republik Indonesia Nomor 40 tahun 2007 tentang Perseroan Terbatas.
• Undang Undang Republik Indonesia Nomor 40 tahun 2014 tentang Perasuransian.
• Peraturan Otoritas Jasa Keuangan Nomor 4 / POJK.05 / 2013 tentang Penilaian Kemampuan dan Kepatutan Bagi Pihak Utama Pada Perusahaan Perasuransian, Dana Pensiun, Perusahaan Pembiayaan dan Perusahaan Penjaminan.
• Peraturan Otoritas Jasa Keuangan Nomor 2 / POJK.05 / 2014 tentang Tata Kelola Perusahaan Yang Baik Bagi Perusahaan Perasuransian.
• Anggaran Dasar PT. Asuransi Bina Dana Arta Tbk.
Isi Pedoman Kerja Dewan Komisaris ini mencakup :
• Keanggotaan
• Komisaris Independen
• Tugas, tanggung jawab dan wewenang.
• Waktu Kerja
• Aspek Transparansi dan Larangan bagi Dewan Komisaris
• Rapat Dewan Komisaris
• Orientasi dan Pelatihan Dewan Komisaris.
• Pelaporan dan pertanggung jawaban.
2.3. Kebijakan Keberagaman Komposisi Dewan Komisaris
Kebijakan Keberagaman Komposisi Dewan Komisaris ini dimuat dalam Pedoman Kerja pada sub judul keanggotaan yang menentukan antara lain :
• Komposisi Dewan Komisaris sedemikian rupa sehingga memungkinkan pengambilan Keputusan yang efektif, tepat, cepat dan independen.
• Dewan Komisaris paling kurang terdiri dari 3 orang.
c. Nomination and Remuneration Committee The function of the nomination and remuneration Committee were undertook by the Board of Commissioners to be decided in the meeting.
d. Corporate Governance Committee
Assisting the Board of Commissioners in ensuring that corporate governance have be implemented properly, correctly and consistently in accordance with the applicable rules.
2.2. Board of Commissioners’ Charter
Contains guidelines for the Board of Commissioners in carrying out their duties and responsibilities in accordance with the applicable legislation.
This Board Charterbinds every member of BoC.
Various provisions stipulated in the Articles of Association, Decisions from the General Meeting of Shareholders and various other legal provisions remain binding even if not specifically described in this Charter.
The preparation of this Board Charer refers to:
• Law of the Republic of Indonesia Number 40 of 2007 on Limited Liability Companies.
• Law of the Republic of Indonesia Number 40 of 2014 on Insurance.
• Regulation from the Financial Services Authority No. 4 / POJK.05 / 2013 concerning Fit and Proper Test For Primary Parties On Insurance Companies, Pension Funds, Financial Services and Insurance Companies.
• Regulation of the Financial Services Authority No.
2 / POJK.05 / 2014 onGood Corporate Governance for Insurance Company.
• Articles of Association of PT. Asuransi Bina Dana Arta Tbk.
This Board Charter stipulates the following:
• Membership
• Independent Commissioner
• Duties, responsibilities and authority.
• Working Time
• Aspects of Transparency and Prohibition for BOC
• BoC Meeting
• Orientation and Training for the Board of Commissioners.
• Reporting and accountability.
2.3. The Diversity of Board of Commissioners’
Composition
The policy on the Board of Commissioners diversity is stipulated in the Guidelines under the subtitles of membership, among others:
• Composition of the Board of Commissioners in such a way so as to enable effective, precise, fast and independent decision making.
• BoC consists of at least three persons.
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Tata Kelola Perusahaan
Good Corporate Governance Data Perusahaan
Corporate Data Tanggung Jawab Sosial Perusahaan
Corporate Social Responsibility
• 1 ( satu ) diantara anggota Dewan Komisaris diangkat sebagai Komisaris Utama.
• Paling sedikit separuh dari jumlah anggota Dewan merupakan Komisaris Independen.
• Sekurang-kurangnya separuh dari jumlah anggota Dewan Komisaris berdomisili di Indonesia.
• Komisaris utama mengetuai Dewan Komisaris dan bertanggung jawab untuk memastikan bahwa fungsi Komisaris dapat berjalan efektif.
Sedangkan kualitas kompetensi Dewan Komisaris ditentukan sebagai berikut :
• Lulus Penilaian kemampuan dan kepatutan.
• Mempunyai akhlak, moral dan integritas yang baik.
• cakap melakukan perbuatan hukum.
• Pengetahuan dan pengalaman di bidang perasuransian dan atau lembaga keuangan lainnya yang memadai dan relevan dengan jabatannya meliputi peraturan dan sistem operasional.
• Mengetahui dan mengerti Peraturan Pasar Modal dan Hukum Perundang-undangan yang berkaitan dengan Asuransi dan atau lembaga keuangan.
• Peningkatan pengetahuan dan kompetensi Dewan Komisaris dibuktikan dengan tercapainya peningkatan kinerja Perusahaan sesuai harapan para pemangku kepentingan ( stakeholder ).
2.4. Uji Kemampuan dan Kepatutan
Setiap anggota Dewan Komisaris ABDA memiliki integritas, kompetensi dan reputasi keuangan yang baik, hal mana dibuktikan dengan seluruh Anggota Dewan Komisaris ABDA telah lulus Uji Kemampuan dan Kepatutan ( Fit and Proper Test ) oleh OJK.
2.5. Komisaris Independen
Komisaris Independen Perusahaan telah memenuhi kriteria Peraturan Otoritas Jasa Keuangan Nomor 2 /POJK.05 / 2014. Jumlah Komisaris Perusahaan saat ini adalah 4 orang dan 2 orang diantaranya atau sejumlah 50% adalah Komisaris Independen. Ke-dua orang Komisaris Independen tersebut : Herlani Sunardi dan Ronni Widjaja merupakan anggota Dewan Komisaris yang berasal dari luar Perusahaan, yang tidak memiliki saham Perusahaan dan hubungan afiliasi dengan Perusahaan, Komisaris, Direksi atau pemegang saham pengendali Perusahaan.
Komisaris independen juga tidak memiliki hubungan usaha baik langsung maupun tidak langsung yang berkaitan dengan kegiatan usaha Perusahaan.
Sebagai bentuk pertanggung jawaban atas tugas pengawasan yang dilakukan, Komisaris Independen membuat Laporan Tahunan mengenai pelaksanaan tugasnya, terutama dalam menyuarakan kepentingan pemegang polis dan pemangku kepentingan lainnya yang disampaikan kepada Dewan Komisaris dan Kepala Biro Pengawasan OJK.
• 1 (one) among members of the Board of Commissioners shall be appointed as Chairman.
• At least half of the members of the Board of Commissioneris Independent Commissioner.
• At least half of the members of the Board of Commissioners domicile in Indonesia.
• President Commissioner chaired the Board of Commissioners and is responsible for ensuring effective functions of the Commissioners.
The competence of the Board of Commissioners is determined as follows:
• Passed the fit and proper test.
• Demonstrating high moral and integrity.
• Legally competent.
• Having knowledge and experience in the area of insurance and other financial institutions that are adequate and relevant to the position include regulatory and operational systems.
• Knowing and understanding the regulations of Capital Market Law and Regulations relating to insurance or financial institutions.
• Improved knowledge and competence of the Board of Commissioners is evidenced by the increasing achievement in the Company’s performance according to expectations of stakeholders (stakeholders).
2.4. Fit and Proper Test
Each member of ABDA’s Board of Commissioners demonstrate high integrity, competence and good financial reputation, which was proved with the fact that all Members of ABDA’s Board of Commissioners have passed Fit and Proper Test by the FSA (Financial Service Authority).
2.5. Independent Commissioner
The Company’s Independent Commissioner has met the criteria stipulated in the Financial Services Authority Regulation No. 2 /POJK.05 / 2014. Current number of Commissioners is 4 persons and 2 of them, or 50%, are Independent Commissioners, namely: Herlani Sunardi and Ronni Widjaja, members of the Board of Commissioners from outside the Company, which has no shares in the Company nor any affiliate relationship with the Company, Commissioners, Directors or controlling shareholders of the Company.
The independent commissioner has no business relationship, either directly or indirectly, which is related to our business. As a form of accountability for supervisory duties, Independent Commissioner is required to prepare the Annual Report on the implementation of their duties, particularly in voicing the interests of policyholders and other stakeholders to be submitted to the Board of Commissioners and Supervision Bureau Chief of FSA.
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Company in Brief
2.6. Komposisi dan Kriteria Anggota Dewan Komisaris
Dewan Komisaris Perusahaan berjumlah 4 orang terdiri dari 1 orang Komisaris Utama, 1 orang Komisaris dan 2 orang Komisaris Independen.
Seluruh anggota Dewan Komisaris berdomisili di wilayah kerja Kantor Pusat Perusahaan.
Seluruh anggota Komisaris adalah independen, tidak ada yang memiliki hubungan keuangan, kepengurusan, kepemilikan, dan hubungan keluarga dengan anggota Komisaris lainnya, Direksi dan atau pemegang saham pengendali yang dapat mempengaruhi kemampuannya untuk bertindak independen.
Selama periode tahun 2015 telah terjadi Perubahan susunan pengurus Perseroan yang dilakukan melalui mekanisme RUPS Luar Biasa pada tanggal 27 April 2015, sehingga Susunan Dewan Komisaris per 31 Desember 2015 adalah sebagai berikut:
2.6.The Composition and Criteria of the Member of the Board of Commissioners
Board of Commissioners consists of 4 persons, consisting of 1 Chairman, 1 Commissioner and 2 Independent Commissioners. All members of Board of Commissioners are domiciled in the working area of Corporate Headquarters.
All members of the Commissioner are independent, none of them has financial, management, ownership, and family ties with other Commissioners, Directors and controlling shareholders which may affect the ability to act independently.
In 2015 there was a change in the composition of the Company’s board of management which was done through the mechanism of the Extraordinary General Meeting of Shareholders on 27 April 2015, thus the composition of the Board of Commissioners as of December 31, 2015 are as follows:
2.7. Kepemilikan Saham ABDA oleh Dewan Komisaris Perusahaan mewajibkan setiap Anggota Dewan Komisaris untuk mengungkapkan kepemilikan sahamnya yang mencapai 5 % ( lima persen ) atau lebih pada Asuransi ABDA atau pada Perusahaan Perasuransian atau pada Perusahaan lain yang berkedudukan didalam dan diluar negeri.
Melaporkan kepada Perusahaan setiap perubahan kepemilikan saham Perseroan dalam waktu 3 hari kerja sejak terjadinya transaksi, selanjutnya Perusahaan melalui corporate Secretary akan melaporkannya kepada OJK dan Bursa Efek Indonesia. Pada posisi per 31 Desember 2015, tidak ada kepemilikan saham ABDA atau Perusahaan lainnya yang mencapai 5% atau lebih oleh anggota Dewan Komisaris Perusahaan.
2.8. Fokus Dewan Komisaris di Tahun 2015
Dalam melakukan fungsi pengawasan selama tahun 2015 Dewan Komisaris memfokuskan pada aspek-aspek operasional Perusahaan antara lain:
• Bekerja sama dengan Direksi terus melanjutkan pembenahan, perbaikan, dan peningkatan kinerja
2.7 ABDA Share Ownership by BOC
The Company requires each Member of BOC to disclose their share ownership of 5% (five percent) or more on ABDA Insurance or other Insurance Company or other companies domiciled in and outside the country.
Report to the Company, any change of ownership of Company’s shares within 3 business days of the transaction, and then the Company through its Corporate Secretary shall report to FSA and the Indonesia Stock Exchange. As of December 31, 2015, no stock ownership by members of the Board of Commissioners at ABDA or other Company reached 5% or more.
2.8. Focus of the Board of Commissioners in 2015 In implementing its supervisory function in 2015, the Board of Commissioners focused on the Company’s operational aspects, including:
• In cooperation with the Board of Directors, continuing the ongoing process of consolidation, Susunan Dewan Komisaris | Composition of The Board of Commissioners
Sebelum RUPS Prior to GMS
Setelah RUPS
Tjan Soen Eng
Murniaty Kartono
Herlani Sunardi
-Tjan Soen Eng
Murniaty Kartono
Herlani Sunardi
Ronni Widjaja
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