CASH MANAGEMENT SYSTEM (CMS)

Treasuri Treasury

CASH MANAGEMENT SYSTEM (CMS)

Cash฀ Management฀ System฀ (CMS)฀ BRISyariah฀ menawarkan฀ layanan฀ manajemen฀ keuangan฀ yang฀ ditujukan฀ untuk฀ membantu฀ nasabah฀ institusi/ corporate฀ mengendalikan฀ dan฀ mengefektifkan฀ pengelolaan฀keuangannya.฀Sistem฀ini฀memungkinkan฀ Nasabah฀ korporat฀ untuk฀ melakukan฀ berbagai฀ jenis฀ transaksi฀keuangan฀secara฀elektronik฀secara฀langsung,฀ real฀time฀online,฀kapanpun,฀dan฀dari฀manapun. Sistem฀ ini฀ merupakan฀ aplikasi฀ berbasis฀ web฀ dengan฀ dukungan฀ SSL฀ (Secure฀ Socket฀ Layer)฀ tanpa฀ harus฀ tergantung฀ kepada฀ jam฀ operasional฀ bank.฀

well฀ as฀ users฀ of฀ Co-Branding฀ cards฀ that฀ also฀ get฀ increased.฀During฀2013,฀915,574฀transactions฀were฀ recorded฀that฀were฀made฀through฀BRISyariah’s฀ATM฀ network,฀ increasing฀ from฀ 509,617฀ transactions฀ in฀ 2012.

We฀have฀also฀installed฀more฀EDC฀machines฀in฀some฀ micro฀ markets,฀ making฀ a฀ total฀ of฀ EDC฀ placed฀ in฀ strategic฀areas฀of฀708.

CASH MANAGEMENT SYSTEM (CMS)

BRISyariah’s฀Cash฀Management฀System฀(CMS)฀offers฀ inancial฀management฀service฀to฀assist฀institutional/ corporate฀customers฀to฀have฀effective฀management฀ and฀control฀over฀their฀inances.฀This฀system฀enables฀ corporate฀ customers฀ to฀ make฀ various฀ electronic฀ transactions฀ directly฀ through฀ real฀ time฀ and฀ online฀ basis,฀whenever฀and฀wherever฀they฀are.฀

This฀ system฀ is฀ a฀ web-based฀ application฀ with฀ the฀ support฀ of฀ SSL฀ (Secure฀ Socket฀ Layer)฀ not฀ subject฀ to฀banking฀hours.฀฀To฀protect฀customers’฀data,฀this฀

Dalam฀ rangka฀ melindungi฀ data฀ nasabah,฀ sistem฀ ini฀ dilengkapi฀dengan฀Token฀BRIS฀dan฀Multi฀Layer฀User฀ untuk฀ mencegah฀ user฀ yang฀ tidak฀ berkepentingan฀ melakukan฀ transaksi.฀ Sistem฀ ini฀ juga฀ memiliki฀ Password฀ Blocker฀ yang฀ akan฀ secara฀ otomatis฀ memblokir฀ akses฀ nasabah฀ jika฀ terjadi฀ kesalahan฀ memasukkan฀password฀sebanyak฀tiga฀kali.

Terlebih฀lagi,฀akses฀juga฀akan฀log฀off฀secara฀otomatis฀ jika฀tidak฀terdapat฀aktivitas฀selama฀lima฀menit. CMS฀ memiliki฀ layanan฀ Liquidity฀ Management฀ yang฀ meliputi฀:

Cash Pooling

Pengelolaan฀rekening฀antar฀perusahaan฀dalam฀suatu฀ grup฀ yang฀ terhubung฀ dengan฀ satu฀ rekening฀ utama฀ perusahaan.฀ Pemindahan฀ antar฀ rekening฀ dapat฀ dilakukan฀secara฀elektronik฀dengan฀CMS. Cash Distribution Perusahaan฀dapat฀mengelola฀arus฀kas฀untuk฀rekening- rekening฀perusahan฀lain฀seperti฀rekening฀operasional.฀ Pemindahbukuan฀dapat฀dilakukan฀berkala฀dan฀dapat฀ dijadwalkan฀waktu฀dan฀tanggalnya. Range Balance Perusahaan฀dapat฀mengelola฀arus฀kas฀antar฀rekening฀ perusahaan฀ secara฀ elektronik.฀ Perusahaan฀ dapat฀ melakukan฀ setting฀ jadwal฀ dan฀ saldo฀ minimal฀ pada฀ rekening฀masing-masing.

Zero Balance

Perusahaan฀ dapat฀ mengelola฀ antar฀ rekening฀ perusahaan฀secara฀elektronik฀dengan฀memindahkan฀ seluruh฀ dana฀ di฀ akhir฀ hari฀ ke฀ rekening฀ yang฀ ditentukan.

smsBRIS

Layanan฀smsBRIS฀adalah฀layanan฀perbankan฀24฀jam฀ bagi฀ nasabah฀ BRISyariah฀ melalui฀ telepon฀ seluler฀ (ponsel)฀ dengan฀ cara฀ mengetikkan฀ perintah฀ SMS฀ dan฀mengirimkan฀SMS฀ke฀short฀dial฀code฀BRISyariah,฀ yaitu฀:฀3338.

system฀ is฀ completed฀ with฀ BRIS฀ Token฀ and฀ Multi฀ Layer฀ User฀ system฀ to฀ prevent฀ an฀ unidentiied฀ user฀ from฀making฀any฀transaction.฀฀The฀system฀also฀has฀ a฀ Password฀ Blocker฀ that฀ will฀ automatically฀ block฀ a฀ customer฀access฀once฀a฀wrong฀password฀is฀keyed฀in฀ three฀times. Furthermore,฀customer’s฀access฀will฀automatically฀log฀ off฀in฀case฀of฀no฀activity฀in฀ive฀minutes. CMS฀has฀Liquidity฀Management฀facility,฀including: Cash Pooling This฀system฀allows฀the฀management฀of฀bank฀accounts฀ of฀several฀companies฀under฀one฀group฀which฀is฀inter- connected฀with฀one฀main฀corporate฀account.฀฀Inter- account฀ transfers฀ can฀ be฀ done฀ electronically฀ with฀ CMS.

Cash Distribution

This฀ system฀ allows฀ corporate฀ customer฀ to฀ manage฀ cash฀lows฀of฀other฀corporations,฀such฀as฀operational฀ accounts.฀Account฀transfers฀can฀be฀made฀periodically฀ and฀scheduled฀with฀a฀ixed฀date฀and฀time.

Range Balance

This฀ system฀ allows฀ corporate฀ customer฀ to฀ manage฀ inter-account฀ cash฀ lows฀ on฀ electronic฀ basis฀ and฀ to฀ set฀ the฀ schedule฀ and฀ minimum฀ balance฀ for฀ each฀ account.

Zero Balance

This฀ system฀ allows฀ corporate฀ customer฀ to฀ have฀ electronic฀management฀for฀inter฀corporate฀accounts฀ by฀transferring฀the฀whole฀funds฀at฀end฀of฀day฀to฀a฀ designated฀account.

smsBRIS

smsBRIS฀ service฀ is฀ a฀ 24฀ hour฀ banking฀ service฀ for฀ BRISyariah’s฀ customer฀ through฀ cellular฀ phone฀ by฀ entering฀ the฀ SMS฀ instruction฀ and฀ sending฀ it฀ to฀ BRISyariah’s฀short฀dial฀code:฀3338.

Syarat Pengguna

•฀ Memiliki฀rekening฀tabungan฀–฀account฀base฀yang฀ diakses฀oleh฀user฀smsBRIS

•฀ Memiliki฀ ATM฀ BRISyariah฀ –฀ Registrasi฀ smsBRIS฀ pada฀ATM฀BRIS.

•฀ Memiliki฀ 1฀ (satu)฀ nomor/SIM฀ Card฀ ponsel฀ (Prabayar฀ dan฀ Pasca฀ bayar)฀ dari฀ operator฀ GSM฀ atau฀CDMA฀–฀User-Id฀smsBRIS

mobileBRIS

mobileBRIS฀ adalah฀ aplikasi฀ berbasis฀ SMS฀ dan฀ GPRS฀ dari฀ Bank฀ BRISyariah฀ yang฀ dapat฀ digunakan฀ untuk฀ mengakses฀ rekening฀ tabungan฀ Faedah฀ BRISyariah฀ iB฀ kapanpun฀ dan฀ dimanapun.฀ Fasilitas฀ layanan฀ mobileBRIS฀ dapat฀ memudahkan฀ nasabah฀ untuk฀ melakukan฀ pembayaran฀ seluruh฀ tagihan฀ rutin฀ bulanan,฀ transfer,฀ isi฀ ulang฀ pulsa,฀ dan฀ pembayaran฀ Zakat,฀Infaq,฀Shodaqah฀(ZIS)฀.

Untuk฀ menggunakan฀ mobileBRIS,฀ terlebih฀ dahulu฀ nasabah฀dapat฀mendaftarkan฀layanan฀smsBRIS฀(SMS฀ Banking฀BRISyariah)฀di฀ATM฀BRIS฀atau฀Kantor฀Cabang฀ BRISyariah฀terdekat.

Jika฀nasabah฀telah฀menggunakan฀layanan฀smsBRIS,฀ nasabah฀ dapat฀ dengan฀ mudah฀ download฀ aplikasi฀ mobileBRIS฀di฀www.brisyariah.co.id,฀Blackberry฀App฀ World,฀Android฀Google฀Play,฀Apple฀App฀Store,฀dan฀ Nokia฀Ovi฀Store.

Requirements for users

•฀ Have฀a฀saving฀account฀–฀account฀base฀that฀can฀ be฀accessed฀by฀smsBRIS฀users

•฀ Have฀ a฀ BRISyariah฀ ATM฀ card฀ –฀ Registration฀ of฀ smsBRIS฀at฀BRISyariah฀ATM

•฀ Have฀1฀(one)฀SIM฀card฀number฀(prepaid฀or฀post฀ paid฀ card)฀ of฀ any฀ GSM฀ or฀ CDMA฀ providers฀ –฀ User-Id฀smsBRIS

mobileBRIS

mobileBRIS฀ is฀ SMS฀ and฀ GPRS฀ based฀ application฀ of฀ Bank฀ BRISyariah฀ that฀ can฀ be฀ used฀ to฀ access฀ saving฀ accounts฀ Faedah฀ BRISyariah฀ iB฀ anytime฀ and฀ anywhere.฀This฀facility฀makes฀it฀easier฀for฀customers฀ to฀make฀transactions฀including฀payment฀for฀monthly฀ bills,฀ money฀ transfer,฀ reloading,฀ and฀ payment฀ for฀ Zakat,฀Infaq,฀and฀Shodaqah฀(ZIS).

To฀use฀mobileBRIS,฀customers฀must฀irst฀register฀for฀ smsBRIS฀service฀(SMS฀Banking฀BRISyariah)฀at฀any฀BRIS฀ ATM฀or฀the฀nearest฀BRISyariah฀branch฀ofice.

When฀ customers฀ have฀ used฀ smsBRIS,฀ customers฀ can฀ easily฀ download฀ the฀ application฀ of฀ mobileBRIS฀ at฀ www.brisyariah.co.id,฀ Blackberry฀ App฀ World,฀ Android฀ Google฀ Play,฀ Apple฀ App฀ Store,฀ and฀ Nokia฀ Ovi฀Store.

Aspek Pemasaran