PT Bank Internasional Indonesia Tbk dan entitas anak/and subsidiaries

(1)

three-month periods ended

March 31, 2013 and 2012 (Unaudited)

(2)

31 DESEMBER 2012 (DIAUDIT) DAN PERIODE TIGA BULAN YANG BERAKHIR PADA TANGGAL-TANGGAL 31 MARET 2013 DAN 2012

(TIDAK DIAUDIT)

DECEMBER 31, 2012 (AUDITED) AND THREE-MONTH PERIODS ENDED MARCH 31, 2013 AND 2012 (UNAUDITED)

Daftar Isi Table of Contents

Halaman/Pages

Consolidated Statements of Laporan Posisi Keuangan Konsolidasian..…………. 1-4 ……… Financial Position

Consolidated Statements of Laporan Laba Rugi Komprehensif Konsolidasian…. 5-6 ………..Comprehensive Income

Consolidated Statements of Changes Laporan Perubahan Ekuitas Konsolidasian..………. 7-8 ...……….in Equity Laporan Arus Kas Konsolidasian..………... 9-10 …Consolidated Statements of Cash Flows

Notes to the Consolidated Financial Catatan atas Laporan Keuangan Konsolidasian..…. 11-220 ..….……….……Statements

Statements of Financial Position - Laporan Posisi Keuangan - Entitas Induk.………….. Appendix 1 ……….…... Parent Company

Laporan Laba Rugi Komprehensif - Statements Comprehensive Income -

Entitas Induk……… Appendix 2 ……….…….Parent Company

Statements of Changes in Equity - Laporan Perubahan Ekuitas - Entitas Induk.…... Appendix 3 ...Parent Company

Statements of Cash Flows - Laporan Arus Kas - Entitas Induk..………... Appendix 4 ... Parent Company

Notes to the Financial Statements - Catatan atas Laporan Keuangan - Entitas Induk..…. Appendix 5 ... Parent Company

***************************

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Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan

konsolidasian.

The accompanying notes to the consolidated financial statements form an integral part

of these consolidated financial statements.

1

March 31, December 31,

2013 2012

Catatan/ (Tidak Diaudit/ (Diaudit/

Notes Unaudited) Audited)

ASET

Kas 2c,4 1.681.895 1.920.998 Cash

Giro pada Bank Indonesia 2c,2d,2e,2f,5 8.103.684 7.784.483 Current accounts with Bank Indonesia

Giro pada bank lain 2c,2d,2f,2o,6 Current accounts with other banks

Pihak berelasi 2ae,43 16.510 15.446 Related parties

Pihak ketiga 798.781 1.634.104 Third parties

815.291

1.649.550

Dikurangi: Penyisihan kerugian Less: Allowance for

penurunan nilai (160) (165) impairment losses

Giro pada bank lain - bersih 815.131 1.649.385 Current accounts with other banks - net

Penempatan pada Bank Placements with

Indonesia dan bank lain 2c,2d,2g,2o,7 12.970.086 9.049.010 Bank Indonesia and other banks

Dikurangi: Penyisihan Less: Allowance for

kerugian penurunan nilai (400) (300) impairment losses

Penempatan pada Bank Indonesia dan Placements with Bank Indonesia

bank lain - bersih 12.969.686 9.048.710 and other banks - net

Efek-efek yang diperdagangkan 2c,2d,2h,8 1.498.565 1.648.063 Trading securities

Investasi keuangan 2b,2c,2d,2i,2o,9 Financial investments

Pihak berelasi 2ae,43 5.830 - Related parties

Pihak ketiga 8.233.423 8.621.991 Third parties

8.239.253

8.621.991

kerugian penurunan nilai (261.879) (259.907) impairment losses

Investasi keuangan - bersih 7.977.374 8.362.084 Financial investments - net

Efek-efek yang dibeli dengan janji Securiities purchased under

dijual kembali 2d,2j,10 464.627 466.513 resale agreement

Dikurangi: Pendapatan bunga yang

belum diamortisasi (230) (58) Less: Unamortized interest

Efek-efek yang dibeli dengan janji Securities purchased under

dijual kembali - bersih 464.397 466.455 resale agreement - net

2c,2d,2k

Tagihan derivatif 11 204.195 235.948 Derivatives receivable

Kredit yang diberikan 2c,2d,2l,2o,12 Loans

74.983.696

76.087.918

kerugian penurunan nilai (999.271) (1.052.332) impairment losses

Kredit yang diberikan - bersih 73.984.425 75.035.586 Loans - net

ASSETS

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konsolidasian.

2

kecuali dinyatakan lain) unless otherwise stated)

31 Maret/ 31 Desember/

2013 2012

ASET (lanjutan) ASSETS (continued)

Piutang pembiayaan 2d,2n,2o,13 Consumer financing

konsumen 6.748.871 6.993.438 receivables

Dikurangi: Less:

Pendapatan pembiayaan Unearned consumer financing

konsumen yang belum diakui (1.985.760) (2.132.639) receivables

Penyisihan kerugian Allowance for impairment

penurunan nilai (74.173) (68.997) losses

Piutang pembiayaan Consumer financing

konsumen - bersih 4.688.938 4.791.802 receivables - net

Tagihan akseptasi 2c,2d,2m,2o,14 1.086.211 793.362 Acceptances receivable

kerugian penurunan nilai (9.712) (7.383) impairment losses

Tagihan akseptasi - bersih 1.076.499 785.979 Acceptances receivable - net

Aset pajak tangguhan 2aa,23c 296.599 249.314 Deferred tax assets

Aset tetap 2p,15 1.969.647 1.930.652 Fixed assets

Dikurangi: Akumulasi penyusutan (955.782) (912.218) Less: Accumulated depreciation

Aset tetap - bersih 1.013.865 1.018.434 Fixed assets - net

Aset tidak berwujud 2b,2q,16 569.079 559.536 Intangible assets

Dikurangi: Akumulasi amortisasi (453.582) (445.446) Less: Accumulated amortization

Aset tidak berwujud - bersih 115.497 114.090 Intangible assets - net

Beban dibayar dimuka dan 2c,2d,2o,2r,2s, Prepayments and

aset lain-lain 2y,17 other assets

3.389.777

2.699.240

Dikurangi: Less:

Penyisihan kerugian Allowance for impairment

penurunan nilai (16.109) (15.829) losses

Penyisihan kerugian (20.108) (21.834) Allowance for possible losses

Beban dibayar dimuka dan Prepayments and

aset lain-lain - bersih 3.353.560 2.661.577 other assets - net

JUMLAH ASET 48b 118.244.310 115.772.908 TOTAL ASSETS

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konsolidasian.

3

Liabilitas segera 2c,2d,2t,18 743.014 1.237.689 Obligations due immediately

Simpanan nasabah 2c,2d,2u,19 Deposits from customers

89.272.558

85.946.647

Simpanan dari bank lain 2c,2d,2v,20 Deposits from other banks

Pihak ketiga 914.306 1.344.525 Third parties

1.354.904

1.724.095

Liabilitas derivatif 2c,2d,2k,11 Derivatives payable

Pihak ketiga 112.785 99.101 Third parties

146.752

137.887

Liabilitas akseptasi 2c,2d,2m,14 Acceptances payable

Pihak ketiga 1.043.896 772.561 Third parties

1.086.667

793.362

Surat berharga yang diterbitkan 2c,2d,2w,21 Securities issued

Pihak berelasi 2ae,43 1.393.929 1.872.529 Related parties

7.074.134

6.987.000

Pinjaman diterima 2c,2d,2x,22 Borrowings

2.437.250

2.419.621

Utang pajak 2c,2aa,23a 375.936 207.132 Taxes payable

Liabilitas pajak tangguhan 2aa,23c 70.989 80.119 Deferred tax liabilities

Beban yang masih harus dibayar 2c,2d,2y,2ac,24 Accrued expenses

dan liabilitas lain-lain and other liabilities

2.828.576

3.584.178

Obligasi subordinasi 2d,2w,25 Subordinated bonds

2.988.103

2.987.685

JUMLAH LIABILITAS 48b 108.378.883 106.105.415 TOTAL LIABILITIES

LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

LIABILITAS LIABILITIES

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konsolidasian.

4

31 Maret/ 31 Desember/

2013 2012

Ekuitas teratribusi kepada pemilik Equity attributable to equity

entitas induk holders of the parent company

Modal Saham Share Capital

Modal Dasar - Authorized Capital -

476.608.857.231 saham 476,608,857,231 shares as

per 31 Maret 2013 dan of March 31, 2013 and

31 Desember 2012 December 31, 2012

terdiri dari: consisting of:

388.146.231 saham Seri A 388,146,231 Series A

dengan nilai nominal shares with a par value of

Rp900 (nilai penuh) Rp900 (full amount)

per saham; per share;

8.891.200.000 saham Seri B 8,891,200,000 Series B shares

dengan nilai nominal with a par value of

Rp225 (nilai penuh) Rp225 (full amount)

per saham; dan per share; and

467.329.511.000 saham Seri D 467,329,511,000 Series D

dengan nilai nominal Rp22,50 shares with a par value of Rp22.50

(nilai penuh) per saham (full amount) per share

Modal ditempatkan dan

disetor penuh Issued and paid-up capital

388.146.231 saham Seri A, 388,146,231 Series A shares,

8.891.200.000 saham Seri B 8,891,200,000 Series B shares

dan 47.002.644.529 saham Seri D and 47,002,644,529 Series D shares

per 31 Maret 2013 dan as of March 31, 2013 and

31 Desember 2012 26 3.407.411 3.407.411 December 31, 2012

Tambahan modal disetor 27 1.828.428 1.828.428 Additional paid-in capital

Selisih kurs penjabaran Differences arising from the translation of

laporan keuangan 2c,30 (5.800) (5.897) foreign currency financial statements

Selisih transaksi antara Differences in transaction between

pemegang saham entitas anak 1b (73.681) (73.681) shareholders of a subsidiary

Keuntungan yang belum direalisasi Unrealized gains on

atas perubahan nilai wajar changes in fair value of

investasi keuangan yang available-for-sale financial

tersedia untuk dijual - investments - net

setelah pajak tangguhan 2i,9 140.444 254.646 of deferred tax

Cadangan umum 29 143.653 143.653 General reserve

Saldo laba Retained earnings

(Saldo rugi sebesar (Deficit of Rp15,847,851

Rp15.847.851 telah dieliminasi melalui was eliminated as a result of

kuasi-reorganisasi pada tanggal the quasi-reorganization

31 Desember 2003) 2af,54 4.253.323 3.944.106 as of December 31, 2003)

Jumlah ekuitas teratribusi kepada Total attibutable to equity holders

pemilik entitas induk 9.693.778 9.498.666 of the parent company

Kepentingan non-pengendali 45 171.649 168.827 Non-controlling interest

JUMLAH EKUITAS 9.865.427 9.667.493 TOTAL EQUITY

JUMLAH LIABILITAS DAN EKUITAS 118.244.310 115.772.908 TOTAL LIABILITIES AND EQUITY

EKUITAS EQUITY

(7)

konsolidasian.

of these consolidated financial statements.

5

2013 2012

Catatan/ (Tidak Diaudit/ (Tidak Diaudit/

Notes Unaudited) Unaudited)

PENDAPATAN DAN BEBAN OPERATING INCOME

OPERASIONAL AND EXPENSES

Pendapatan dan beban bunga Interest income and expenses

Pendapatan bunga 2y,32 2.577.841 2.271.646 Interest income

Beban bunga 2y,33 1.196.830 1.033.008 Interest expenses

Pendapatan bunga bersih 1.381.011 1.238.638 Net interest income

Pendapatan/(beban) operasional Other operating income/

lainnya (expenses)

Pendapatan operasional lainnya: Other operating income:

Provisi dan komisi selain Fees and commissions

dari kredit yang diberikan 2z 84.697 72.250 other than from loans

Keuntungan transaksi mata Gains on foreign exchange

uang asing - bersih 2c 38.543 58.053 transactions - net

Keuntungan penjualan efek-efek Gains on sale of trading

yang diperdagangkan securities and financial

dan investasi keuangan - bersih 2h,2i,34 76.253 21.673 investment - net

Pendapatan lainnya 35 345.066 360.980 Other fee income

Jumlah pendapatan operasional Total other operating

lainnya 544.559 512.956 income

Beban operasional lainnya: Other operating expenses:

Penyisihan kerugian Provision for impairment

penurunan nilai atas losses on financial

instrumen keuangan - bersih 2o,36 195.547 231.584 instruments - net

Pemulihan kerugian Reversal for possible losses

atas aset non-produktif 2o,37 (343) (11.456) on non-earning assets

Umum dan administrasi 38 715.809 564.959 General and administrative

Penurunan nilai efek-efek Decrease in value of

yang diperdagangkan - bersih 2h,39 14.909 4.676 trading securities - net

Tenaga kerja 40,46 566.219 583.610 Personnel

Jumlah beban Total other operating

operasional lainnya 1.492.141 1.373.373 expenses

Beban operasional Other operating expenses -

lainnya - bersih (947.582) (860.417) net

PENDAPATAN

OPERASIONAL - BERSIH 433.429 378.221 OPERATING INCOME - NET

PENDAPATAN NON-OPERATING

NON-OPERASIONAL - BERSIH 41 4.691 1.274 INCOME - NET

LABA SEBELUM

BEBAN PAJAK 438.120 379.495 INCOME BEFORE TAX EXPENSE

BEBAN PAJAK - BERSIH 2aa,23b (126.081) (121.352) TAX EXPENSE - NET

LABA PERIODE BERJALAN 48b 312.039 258.143 INCOME FOR THE PERIOD

(8)

konsolidasian.

31 Maret/ 31 Maret/

March 31, March 31,

2013 2012

Pendapatan komprehensif Other comprehensive

lainnya: income:

Selisih kurs penjabaran Differences arising from the translation of

laporan keuangan 97 (1.477) foreign currency financial statements

(Kerugian)/keuntungan yang belum Unrealized (losses)/gains

direalisasi atas perubahan nilai wajar on changes in fair value

investasi keuangan yang of available-for-sale

tersedia untuk dijual 9 (269.324) 7.543 financial investments

Jumlah yang ditransfer ke laba rugi Amounts transferred to profit and loss

sehubungan dengan perubahan nilai wajar in respect of fair value

investasi keuangan yang change of available-for-sale

tersedia untuk dijual 9 113.865 2.624 financial investments

Pajak penghasilan terkait dengan Income tax relating to

komponen pendapatan components of other

komprehensif lainnya 23c 41.257 (999) comprehensive income

(Rugi)/laba komprehensif lainnya - Other comprehensive (loss)/

bersih setelah pajak (114.105) 7.691 income - net of tax

Jumlah laba komprehensif Total comprehensive

selama periode berjalan - income for the

bersih setelah pajak 197.934 265.834 period - net of tax

Laba periode berjalan yang Income for the period

dapat diatribusikan kepada: attributable to:

Equity holders of the

Pemilik entitas induk 42 309.217 266.622 parent company

Kepentingan non-pengendali 45 2.822 (8.479) Non-controlling interest

312.039

258.143

Jumlah laba komprehensif selama Total comprehensive

periode berjalan - bersih setelah pajak income for the period - net of tax

yang dapat diatribusikan kepada: attributable to:

Equity holders of the

Pemilik entitas induk 195.112 274.313 parent company

Kepentingan non-pengendali 45 2.822 (8.479) Non-controlling interest

197.934

265.834

LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE

(nilai penuh) 2ab,42 5 5 (full amount)

(9)

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian. The accompanying notes form an integral part of these consolidated financial statements.

7

kurs investasi keuangan

penjabaran yang tersedia untuk

laporan Selisih transaksi dijual - setelah pajak

keuangan/ antara pemegang tangguhan/

Tambahan Differences saham Unrealized gains

modal arising from entitas anak/ on changes

Modal disetor/ the translation Differences in in fair value of Saldo Kepentingan

saham/ Additional of foreign transaction between available-for-sale laba/ non-pengendali/

Catatan/ Share paid-in currency financial shareholders financial investments - Cadangan umum/ Retained Jumlah/ Non-controlling Jumlah/

Notes capital capital statements of subsidiary net of deferred tax General reserve earnings Total interest Total

Saldo 1 Januari 2013/31 Desember 2012 3.407.411 1.828.428 (5.897) (73.681) 254.646 143.653 3.944.106 9.498.666 168.827 9.667.493 Balance as of January 1, 2013/December 31, 2012

Increase in foreign exchange difference

Kenaikan atas selisih kurs karena penjabaran arising from the translation of

laporan keuangan cabang luar negeri overseas branches' foreign currency

dalam mata uang asing 2c - - 97 - - - - 97 - 97 financial statements

Perubahan kerugian yang belum direalisasi Mutation of unrealized losses on changes

atas perubahan nilai wajar investasi in fair value of available-for-sale

keuangan yang tesedia untuk dijual financial investments - net

- setelah pajak tangguhan 2i - - - - (114.202) - - (114.202) - (114.202) of deferred tax

Bagian kepentingan non-pengendali atas laba bersih Net income of subsidiaries attributable

entitas anak 45 - - - - - - - - 2.822 2.822 to non-controlling interest Laba bersih periode berjalan - - - - - - 309.217 309.217 - 309.217 Net income for the period Saldo 31 Maret 2013 3.407.411 1.828.428 (5.800) (73.681) 140.444 143.653 4.253.323 9.693.778 171.649 9.865.427 Balance as of March 31, 2013

(10)

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian. The accompanying notes form an integral part of these consolidated financial statements.

Kerugian yang belum direalisasi atas

Selisih perubahan nilai wajar

kurs investasi keuangan

penjabaran yang tersedia untuk

laporan Selisih transaksi dijual - setelah pajak

keuangan/ antara pemegang tangguhan/

Tambahan Differences saham Unrealized losses

modal arising from entitas anak/ on changes

Modal disetor/ the translation Differences in in fair value of Cadangan Saldo Kepentingan

saham/ Additional of foreign transaction between available-for-sale umum/ laba/ non-pengendali/

Catatan/ Share paid-in currency financial shareholders financial investments - General Retained Jumlah/ Non-controlling Jumlah/

Notes capital capital statements of subsidiary net of deferred tax reserve earnings Total interest Total

Saldo 1 Januari 2012 3.407.411 1.828.428 (10.487) (73.681) (243.133) 76.757 2.802.779 7.788.074 165.929 7.954.003 Balance as of January 1, 2012

Decrease in foreign exchange difference

Penurunan atas selisih kurs karena penjabaran arising from the translation of

laporan keuangan cabang luar negeri overseas branches' foreign currency

dalam mata uang asing 2c - - (1.477) - - - - (1.477) - (1.477) financial statements

Perubahan keuntungan yang belum direalisasi Mutation of unrealized gains on changes

atas perubahan nilai wajar investasi in fair value of available-for-sale

keuangan yang tesedia untuk dijual financial investments - net

- setelah pajak tangguhan 2i - - - - 9.168 - - 9.168 - 9.168 of deferred tax

Bagian kepentingan non-pengendali atas laba bersih Net income of subsidiaries attributable

entitas anak 45 - - - - - - - - (8.479) (8.479) to non-controlling interest Laba bersih periode berjalan - - - - - - 266.622 266.622 - 266.622 Net income for the period Saldo 31 Maret 2012 3.407.411 1.828.428 (11.964) (73.681) (233.965) 76.757 3.069.401 8.062.387 157.450 8.219.837 Balance as of March 31, 2012

(11)

konsolidasian.

The accompanying notes form an integral part of these consolidated financial statements.

9

ARUS KAS DARI AKTIVITAS CASH FLOWS FROM

OPERASI OPERATING ACTIVITIES

Bunga yang diperoleh 2.761.765 2.282.085 Interest received

Bunga yang dibayar (1.196.027) (972.766) Interest paid

Laba/(rugi) transaksi mata uang Gains/(losses) on foreign currency

asing - bersih 59.214 (14.700) transactions - net

Beban umum dan administrasi General and administrative

yang dibayar (656.310) (356.191) expenses paid

Tenaga kerja dan tunjangan

yang dibayar (296.045) (509.923) Personnel expenses paid

Pendapatan operasional lainnya Other operating income

yang diterima 342.244 361.848 received

(Beban)/pendapatan operasional lainnya Other operating (expense)/revenue

yang (dibayar)/diterima (82.514) 1.998 (paid)/received

Penerimaan dari pendapatan Non-operating

non-operasional - bersih 4.377 1.022 income received - net

Arus kas dari aktivitas operasi Cash flows from operating

sebelum perubahan aset activities before changes in

dan liabilitas operasi 936.704 793.373 operating assets and liabilities

(Kenaikan)/penurunan aset (Increase)/decrease in operating

operasi: assets:

Penempatan pada Bank Placements with Bank

Indonesia dan bank lain (264.878) (2.050.454) Indonesia and other banks

Efek-efek yang diperdagangkan 96.978 (554.398) Trading securities

Tagihan atas wesel ekspor 124.660 (37.328) Receivables from export bills

Kredit yang diberikan 898.127 (3.005.686) Loans

Piutang pembiayaan

konsumen 61.195 117.860 Consumer financing receivables

Tagihan akseptasi 456 - Acceptance receivable

Beban dibayar di muka dan Prepayments and other

aset lain-lain (687.077) (174.997) assets

Kenaikan/(penurunan) Increase/(decrease) in

liabilitas operasi: operating liabilities:

Liabilitas segera (494.675) (29.740) Obligations due immediately

Simpanan dari nasabah dan Deposits from customers and

bank lain 2.956.719 1.605.312 other banks

Liabilitas lain-lain (997.773) (80.471) Other liabilities

Kas bersih diperoleh dari/(digunakan Net cash provided by/(used in)

untuk) aktivitas operasi 2.630.436 (3.416.529) operating activities

INVESTASI INVESTING ACTIVITIES

Penjualan efek-efek Sale of marketable

dan obligasi rekapitalisasi securities and government

pemerintah tersedia recapitalization bonds

untuk dijual 190.963 482.630 available-for sale

Penjualan efek-efek yang dibeli Sales of securities purchased

dengan janji dijual kembali 2.058 - under resale agreements

Penerimaan dari penjualan Proceeds from sale of

aset tetap 15 1.260 1.051 fixed assets

Pembayaran untuk pembelian Payment for acquisition of

investasi saham (5.830) - investment in share

Pembelian aset tetap 15 (41.557) (29.387) Acquisition of fixed assets

Kas bersih diperoleh dari Net cash provided by

aktivitas investasi 146.894 454.294 investing activities

(12)

konsolidasian.

The accompanying notes form an integral part of these consolidated financial statements.

31 Maret/ 31 Maret/

March 31, March 31,

2013 2012

PENDANAAN FINANCING ACTIVITIES

Kenaikan/(penurunan) kepentingan Increase/(decrease) in non-

non-pengendali 2.822 (868) controlling interest

Penerimaan/(pembayaran) pinjaman Proceed from/(payment of)

diterima 17.629 (264.102) borrowings

Pelunasan surat berharga Repayments of

yang diterbitkan (120.000) (494.000) securities issued

Penerimaan dari surat berharga Proceeds from securities

yang diterbitkan 200.000 - issued

Kas bersih digunakan untuk Net cash provided by/(used in)

aktivitas pendanaan 100.451 (758.970) financing activities

KENAIKAN/(PENURUNAN) BERSIH NET INCREASE/(DECREASE) IN CASH

KAS DAN SETARA KAS 2.877.781 (3.721.205) AND CASH EQUIVALENTS

KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS

AWAL PERIODE 20.342.525 16.504.909 AT BEGINNING OF PERIOD

Pengaruh perubahan kurs mata Effect of foreign currency exchange rate

uang asing 24.257 42.461 changes

KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS

AKHIR PERIODE 23.244.563 12.826.165 AT END OF PERIOD

PENGUNGKAPAN TAMBAHAN SUPPLEMENTARY DISCLOSURES

Cash and cash equivalents

Kas dan setara kas terdiri dari: consist of:

Kas 4 1.681.895 1.348.665 Cash

Giro pada Bank Indonesia 5 8.103.684 6.772.850 Current accounts with Bank Indonesia Giro pada bank lain 6 815.291 551.380 Current accounts with other banks

Penempatan pada Placements with

Bank Indonesia dan Bank Indonesia and

bank lain yang jatuh other banks that will mature

tempo dalam 3 bulan within 3 months from

dari tanggal akuisisi 12.643.693 4.153.270 the date of acquisition

Jumlah kas dan setara kas 23.244.563 12.826.165 Total cash and cash equivalents

(13)

11

a. Pendirian a. Establishment

PT Bank Internasional Indonesia Tbk (“Bank”) adalah perusahaan terbatas yang didirikan di Republik Indonesia pada tahun 1959, berdasarkan akta No. 53 tanggal 15 Mei 1959 dari notaris pengganti Soeleman Ardjasasmita, S.H. Akta telah diubah dengan akta No. 9 tanggal 4 Agustus 1959 dan No. 21 tanggal 6 Oktober 1959 dari notaris Eliza Pondaag, S.H. di Jakarta. Akta pendirian ini telah mendapat pengesahan dari Menteri Kehakiman Republik Indonesia melalui Surat Keputusannya No. J.A.5/112/18 tanggal 2 November 1959 dan telah didaftarkan ke Kantor Pengadilan Negeri Jakarta dengan No. 2116 tanggal 5 November 1959.

PT Bank Internasional Indonesia Tbk (the

“Bank”) is a limited liability company established in the Republic of Indonesia in 1959 by virtue of notarial deed No. 53 dated May 15, 1959 of substitute notary Soeleman Ardjasasmita, S.H. The deed was subsequently amended by notarial deeds No. 9 dated August 4, 1959 and No. 21 dated October 6, 1959 of Notary Eliza Pondaag, S.H., in Jakarta. The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia in his Decision Letter No. J.A.5/112/18 dated November 2, 1959 and was registered in the Jakarta Court of Justice under registration No. 2116 dated November 5, 1959.

Pada tanggal 31 Maret 1980 Bank melakukan penggabungan usaha (merger) dengan PT Bank Tabungan Untuk Umum 1859, Surabaya. Keputusan merger ini dituangkan dalam akta notaris Arianny Lamoen Redjo, S.H. No. 17 tanggal 31 Maret 1980.

On March 31, 1980, the Bank merged with PT Bank Tabungan Untuk Umum 1859, Surabaya by virtue of notarial deed No. 17 dated March 31, 1980 of Notary Arianny Lamoen Redjo, S.H.

Sesuai dengan Surat Keputusan Direksi Bank Indonesia No. 21/11/Dir/UPPS tanggal 9 November 1988, Bank memperoleh peningkatan status menjadi Bank Devisa.

Pada tanggal 5 September 2002, dengan akta No. 16 dari Notaris Fathiah Helmi, S.H. yang telah mendapat persetujuan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat Keputusannya No. C-19589.HT.01.04.TH.2002 tanggal 10 Oktober 2002, Bank menambah aktivitas perbankan Syariah dalam aktivitas komersial Bank. Bank mulai melakukan kegiatan berdasarkan prinsip Syariah tersebut sejak bulan Mei 2003.

Pursuant to Directors of Bank Indonesia Decree No. 21/11/Dir/UPPS dated November 9, 1988, the Bank obtained an approval to upgrade its status to a foreign exchange bank. On September 5, 2002, by virtue of notarial deed No. 16 of Notary Fathiah Helmi, S.H., and approval by the Minister of Justice and Human Rights of the Republic of Indonesia in his Decision Letter

No. C-19589.HT.01.04.TH.2002 dated October 10, 2002, the Bank added banking activities based on Sharia principles in its commercial activities. The Bank commenced its Sharia banking activities since May 2003.

Pada tanggal 7 April 2009, Bank menyelenggarakan Rapat Umum Pemegang Saham Luar Biasa yang menyetujui untuk mengubah Anggaran Dasar Perseroan sehubungan dengan pengkonversian saham Seri C ke saham Seri B serta mengubah beberapa pasal Anggaran Dasar untuk disesuaikan dengan Peraturan Badan Pengawas Pasar Modal No. IX.J.1 tanggal 14 Mei 2008. Perubahan ini didokumentasikan dalam akta No. 6 dari notaris Engawati Gazali, S.H., tanggal 7 April 2009 dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat No. AHU-AH.01.10-05099 tanggal 1 Mei 2009.

On April 7, 2009, the Bank held a Shareholders‟ Extraordinary General Meeting whereby the shareholders agreed to amend the Articles of Association relating to conversion of Series C shares to Series B shares and to amend certain articles in the Articles of Association to comply with the Capital Market Supervisory Board Regulation No. IX.J.1 dated May 14, 2008. This amendment was notarized by notary Engawati Gazali, S.H., in notarial deed No. 6 dated April 7, 2009 and was approved by the Minister of Laws and Human Rights of the Republic of Indonesia through letter No. AHU-AH.01.10-05099 dated May 1, 2009.

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12

1. UMUM (lanjutan) 1. GENERAL (continued)

a. Pendirian (lanjutan) a. Establishment (continued) Pada tahun 2008, Anggaran Dasar Bank

telah mengalami dua kali perubahan.

Perubahan pertama dalam rangka penyesuaian dengan Undang-undang No. 40 Tahun 2007 tentang Perseroan Terbatas dan peraturan pelaksanaannya. Perubahan ini didokumentasikan dalam akta No. 10 dari notaris Engawati Gazali, S.H., tanggal 16 Juli 2008 dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat No. AHU-56218.

AH.01.02.Tahun.2008 tanggal 28 Agustus 2008.

In 2008, the Bank‟s Articles of Association have been amended twice. The first amendment was to accommodate the Law No. 40 Year 2007 regarding Limited Liability Company and its implementation regulations.

This amendment was notarized by notary Engawati Gazali, S.H., in notarial deed No. 10 dated July 16, 2008 and was approved by the Minister of Laws and Human Rights of the Republic of Indonesia through letter No. AHU-56218.AH.01.02.Year.2008 dated August 28, 2008.

Pada tanggal 1 Desember 2008, Bank menyelenggarakan Rapat Umum Pemegang Saham Luar Biasa yang menyetujui untuk mengubah pasal 4 ayat 1 dan pasal 4 ayat 2 Anggaran Dasar Perseroan sehubungan dengan modal dan modal dasar yang telah ditempatkan dan disetor penuh. Keputusan ini didokumentasikan dalam surat No. 600/ZXI02/

XII/2008 notaris Ny. Poerbaningsih Adi Warsito, S.H., tanggal 1 Desember 2008 dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat No. AHU-0008676.AH.01.09.Tahun 2009 tanggal 12 Maret 2009.

On December 1, 2008, the Bank held a Shareholders‟ Extraordinary General Meeting whereby the shareholders agreed to amend the Articles of Association article 4(1) and 4(2) relating to authorized capital and issued and paid-up capital. The decision was notarized by notary Ny. Poerbaningsih Adi Warsito, S.H., in her letter No. 600/ZXI02/XII/2008 dated December 1, 2008 and was approved by the Minister of Laws and Human Rights of the Republic of Indonesia through letter No. AHU-0008676.AH.01.09.Year 2009 dated March 12, 2009.

Bank menjalankan kegiatan usaha di bidang perbankan sesuai dengan undang-undang dan peraturan yang berlaku dan melakukan kegiatan perbankan lainnya berdasarkan prinsip Syariah.

The Bank is engaged in general banking services in accordance with the prevailing laws and regulations and in other banking activities based on Sharia principles.

Kantor pusat Bank beralamat di Sentral Senayan (SS) III, Jalan Asia Afrika No. 8, Gelora Bung Karno - Senayan, Jakarta. Bank memiliki 1 kantor pusat, 81 kantor cabang, 320 kantor cabang pembantu, 7 kantor kas, 5 kantor cabang Syariah dan 2 kantor cabang pembantu Syariah per 31 Maret 2013 (31 Desember 2012: 1 kantor pusat, 78 kantor cabang, 312 kantor cabang pembantu, 7 kantor kas, 5 kantor cabang Syariah dan 1 kantor cabang pembantu Syariah).

Jumlah karyawan tetap Bank per 31 Maret 2013 dan 31 Desember 2012, adalah masing- masing 7.471 dan 7.389 karyawan.

The Bank‟s head office is located at Sentral Senayan (SS) III, Jalan Asia Afrika No. 8, Gelora Bung Karno - Senayan, Jakarta. The Bank has 1 head office, 81 branches, 320 sub- branches, 7 cash offices, 5 Sharia branches and 2 Sharia sub-branch as of March 31, 2013 (December 31, 2012: 1 head office, 78 branches, 312 sub-branches, 7 cash offices and 5 Sharia branches and 1 Sharia sub- branch. The Bank had 7,471 and 7,389 permanent employees as of March 31, 2013 and December 31, 2012, respectively.

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13

a. Pendirian (lanjutan) a. Establishment (continued) Pada bulan Mei 1999, sebagai bagian dari

Program Rekapitalisasi Perbankan Nasional, Pemerintah Indonesia melakukan penyertaan modal pada Bank sebesar Rp8.714.000. Pada bulan Januari 2000, Bank mengembalikan dana rekapitalisasi sebesar Rp2.086.425 kepada Pemerintah Indonesia, sehingga jumlah penyertaan modal Pemerintah Indonesia pada Bank adalah sebesar Rp6.627.575.

In May 1999, as part of the National Banking Recapitalization Program, the Indonesian Government made a capital investment in the Bank of Rp8,714,000. In January 2000, the Bank refunded to the Indonesian Government the excess of the recapitalization fund of approximately Rp2,086,425 hence, the outstanding capital investment of the Indonesian Government in the Bank was Rp6,627,575.

Pada bulan Juli 2001, Bank Indonesia menetapkan Bank sebagai bank dalam penyehatan dan menyerahkan Bank kepada Badan Penyehatan Perbankan Nasional (BPPN). Dengan membaiknya kondisi Bank, pada bulan Maret 2004, Gubernur Bank Indonesia mencabut status Bank sebagai bank dalam penyehatan dan menerima kembali Bank dari BPPN.

In July 2001, Bank Indonesia placed the Bank as bank under surveillance and transferred the Bank to the Indonesian Bank Restructuring Agency (IBRA). As the Bank‟s condition had improved, in March 2004, the Governor of Bank Indonesia revoked the Bank‟s status as bank under surveillance and released the Bank from IBRA.

Pada tanggal 2 April 2002, Rapat Umum Pemegang Saham Luar Biasa menyetujui perubahan modal dasar Bank dengan menambah seri saham yaitu saham Seri D dengan nilai nominal Rp5 (nilai penuh) per saham sehingga jumlah modal dasar Bank sebesar Rp38.000.000 terdiri dari 3.881.462.307 saham Seri A dengan nilai nominal Rp500 (nilai penuh) per saham;

40.856.044.855 saham Seri B dengan nilai nominal Rp125 (nilai penuh) per saham;

52.595.515.440 saham Seri C dengan nilai nominal Rp125 (nilai penuh) per saham; dan 4.875.564.761.925 saham Seri D dengan nilai nominal Rp5 (nilai penuh) per saham. Risalah Rapat Umum Pemegang Saham Luar Biasa ini telah didokumentasikan dalam akta No. 2 dari Notaris Fathiah Helmi, S.H. tanggal 2 April 2002 dan telah dicatat oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia sebagaimana termuat dalam Penerimaan Laporan Akta Perubahan Anggaran Dasar Bank No. C-05634.HT.01.04.TH.2002 tanggal 5 April 2002 dan telah didaftarkan ke Kantor Pendaftaran Perusahaan Departemen Perindustrian dan Perdagangan Jakarta Pusat No. 3698/RUB.09.05/IV/2002 tanggal 18 April 2002.

On April 2, 2002, based on the Bank‟s Shareholders‟ Extraordinary General Meeting, the shareholders approved the change in the authorized share capital by adding Series D shares with a par value of Rp5 (full amount) per share. Thus, the authorized share capital amounted to Rp38,000,000 which consisted of 3,881,462,307 Series A shares with a par value of Rp500 (full amount) per share;

40,856,044,855 Series B shares with a par value of Rp125 (full amount) per share;

52,595,515,440 Series C shares with a par value of Rp125 (full amount) per share; and 4,875,564,761,925 Series D shares with a par value of Rp5 (full amount) per share. The minutes of this Shareholders‟ Extraordinary General Meeting were documented in Notarial Deed No. 2 of Notary Fathiah Helmi, S.H., dated April 2, 2002 and were recorded by the Minister of Justice and Human Rights of the Republic of Indonesia in “Receipt of Report on the change in the Bank‟s Articles of Association” No. C-05634.HT.01.04.TH.2002 dated April 5, 2002, and registered with the Registration Office of the Department of Trade and Industry Central Jakarta No. 3698/RUB.09.05/IV/2002 dated April 18, 2002.

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14 1. UMUM (lanjutan)

a. Pendirian (lanjutan)

1. GENERAL (continued)

a. Establishment (continued) Pada tanggal 31 Mei 2002, Bank mengadakan

Rapat Umum Pemegang Saham Luar Biasa untuk menyetujui hal-hal sebagai berikut:

On May 31, 2002, the Bank held a Shareholders‟ Extraordinary General Meeting, whereby the shareholders approved the following:

1. Mengubah nilai nominal saham Bank sebagai berikut:

1. Changes in the par value of the Bank‟s shares as follows:

- Saham Seri A dengan nilai nominal Rp500 (nilai penuh) per saham menjadi Rp5.000 (nilai penuh) per saham.

- Series A shares with a par value of Rp500 (full amount) per share to Rp5,000 (full amount) per share.

- Saham Seri B dan C dengan nilai nominal Rp125 (nilai penuh) per saham menjadi Rp1.250 (nilai penuh) per saham.

- Series B and C shares with a par value of Rp125 (full amount) per share to Rp1,250 (full amount) per share.

- Saham Seri D dengan nilai nominal Rp5 (nilai penuh) per saham menjadi Rp125 (nilai penuh) per saham.

- Series D shares with a par value of Rp5 (full amount) per share to Rp125 (full amount) per share.

2. Melakukan reverse stock split, sehingga jumlah modal dasar Bank sebesar Rp38.000.000 terbagi atas 208.841.497.003 saham dengan rincian sebagai berikut:

2. Conduct reverse stock split, whereby the Bank‟s authorized share capital amounting to Rp38,000,000 consisted of 208,841,497,003 shares as follows:

- 388.146.231 saham Seri A dengan nilai nominal Rp5.000 (nilai penuh) per saham.

- 388,146,231 Series A shares with a par value of Rp5,000 (full amount) per share.

- 3.631.648.456 saham Seri B dengan nilai nominal Rp1.250 (nilai penuh) per saham.

- 3,631,648,456 Series B shares with a par value of Rp1,250 (full amount) per share.

- 5.259.551.544 saham Seri C dengan nilai nominal Rp1.250 (nilai penuh) per saham.

- 5,259,551,544 Series C shares with a par value of Rp1,250 (full amount) per share.

- 199.562.150.772 saham Seri D dengan nilai nominal Rp125 (nilai penuh) per saham.

- 199,562,150,772 Series D shares with a par value of Rp125 (full amount) per share.

Pada tanggal 26 Maret 2010, Rapat Umum Pemegang Saham Luar Biasa menyetujui untuk mengubah Pasal 4 ayat 2 Anggaran Dasar Perseroan sehubungan dengan peningkatan Modal Disetor dan Ditempatkan dengan cara pengeluaran saham baru Seri D sejumlah 6.253.554.529 saham dengan nilai nominal Rp22,50 (nilai penuh) melalui Penawaran Umum Terbatas V.

On March 26, 2010, based on the Bank‟s Shareholders‟ Extraordinary General Meeting, the shareholders agreed to amend the Articles of Association article 4(2) related to the increase in issued and paid-up capital by issuing new Series D shares for 6,253,554,529 shares with a par value of Rp22.50 (full amount) through Limited Public Offering V.