Hutomo Atman Maulana., M.Si as former head of International Business Administration Study Program and also as advisor for this job training report. Aida Kartika santi who has been accepted the author to do job training at PT.Bank Riau Kepri Cabang Bengkalis Branch. All employees of PT.Bank Riau Kepri who have already provided the author with guidance and lots of experience while doing the job training.
INTRODUCTION
Background of the Apprenticeship
So practical work is a useful place for students to use as a tool to gain knowledge and work experience. Based on some of these opportunities, the writer is so interested in doing practical work in the financial sector, namely banking at PT Bank Riau Kepri Bengkalis Branch. The writer is doing practical work in one of the branch offices namely Bengkalis Sub-Branch Office (KCP) which is located at Jalan Pahlawan No.
Purpose of the Apprenticeship
Significances of the Apprenticeship
The author carries out practical work in one of the network of offices, namely the Bengkalis Sub-Branch Office (KCP) which is located at Jalan Pahlawan no. 15A Bengalis.
GENERAL DESCRIPTION OF THE COMPANY
- Company History
- Bank Riau Kepri Logo
- Philosophy Bank Riau Kepri Logo
- Vision and Mission
- Kind of Business
- Organization Structure
- The Working Process
- The Business Process of PT Bank Riau Kepri
- The Working Process of PT Bank Riau Kepri
- Document Used for Activity
PT Bank Riau Kepri has approximately 142 (one hundred and forty-two) branch networks spread over a number of areas, especially in Riau Province and Riau Islands, there are 20 (twenty) Main Branch Offices (KCU), 42 (forty-two) under - Branches (DKK) and 34 (thirty-four) distributed cash desks. PT Bank Riau Kepri is one of the vehicles for regional autonomy in the field of finance or banking and runs its business as a commercial bank. Subsequently, PT Bank Riau Kepri has a plan to transform into a Sharia commercial bank in the next 2 (two) to 3 (three) years as mandated by the shareholders at the General Meeting of Shareholders (GMS) in 2018.
PT Bank Riau Kepri's vision is "To become a leading, trusted and competitive bank driving the regional economy". In practical work carried out, the type of business of PT Bank Riau Kepri is Financial Business or Banking. In implementation, PT Bank Riau Kepri provides products and services in conventional and sharia systems that can be selected and used by customers.
One of the products provided by PT Bank Riau Kepri is the Regional Development Savings (SIMPEDA) product, which is a type of savings product. In addition, the activities of Bank Riau Kepri are also based on Law No. The organizational structure of PT Bank Riau Kepri Panam Sub-Branch is a type of functional organizational structure, which is the organizational structure based on the function of each part.
Bank Riau Kepri Bengkalis Sub-Branch in conducting transactions, as well as other activities that take place at the Bank. For more details, see Figure 2.4 which shows the organizational structure of PT Bank Riau Kepri Bengkalis Branch. The business process at PT Bank Riau Kepri Panam Sub-Branch is a business process to realize profit and profit sharing.
SCOPE OF THE APPRENTICESHIP
Job Description
Place of Apprenticeship
- The Working Process of PT Bank Riau Kepri
Then at 12:00 WIB, the contractor will be given a break for about 1 (one) hour to rest, after which the contractor will return to PT.Bank Riau Kepri Bengkalis branch at 13:00 WIB, then continue with the work specified by the client until about 12:00. WIB. Agenda during the implementation of the practical work, which took place over a period of about 4 (four) months, the author did some work given by the task manager at PT.Bank Riau Kepri Bengkalis branch. This week the author was taught how to learn admin tasks.
Learn how to register PAG, KAG and kur, enter billing and school information, stamp/stamp on regular school and official invoices, enter customer return information and archive the document. The writer learned the same, but this week he learned more about calling Riau Kepri Bengkalis Bank customers, numbering outgoing mail and invoicing customers. Splitting the file into two parts is beneficial for both the customer and the bank, as both parties can keep records.
When we call a customer, we have to make sure that the customer can come on a date that both parties agree on, because the credit agreement will later be printed after the date agreed between the two parties. Checking the signature is useful to ensure that the customer is correct or consistent with the identification submitted at the multi-purpose finance registration in the marketing department if the signature does not match. Separate conventional school and official billing documents, and stamp the school and official billing documents.
Separate conventional school and official billing documents, and stamp the school and official billing documents, and give block books to cs.
Systems and Procedures
The name and amount of financing borrowed from the customer is recorded in the register book. Entering customer return data is a customer who has died, then the financing is still in the bank, then the bank will apply for return to the insurance company. The data in excel is in the form of the customer's personal data, the beginning of financing and the end of financing.
The client comes to the admin area, informs the person doing the financing that he has passed away. Assign number to letter registration numbering on outgoing mail, usually the numbering is filled in according to the serial number in the outgoing mail register book. After the letter is created or printed, the administrator ensures that the address and destination of the letter are correct and then submits it to the boss or leader.
Customers who have finished signing the financing contract and have not created a Sharia account in the admin section. After that, the administrator provides a form for opening a Sharia account, and then helps the customers to provide the conditions in the form of an ID card, KK and NPWP. Customer security receipt is to register the customer's security in the document receipt register.
Then record the collateral receipt in the Collateral Receipt Record Book, then print the Collateral Receipt file and give it to the supervisor or manager to request a signature as proof that the superior has approved and the customer has received the collateral.
Obstacle
Practical work is a learning process by directly knowing the scope of the real world of work. Practical work activities (KP) are beneficial for writers (students), with this activity it is very beneficial so that writers get new lessons and gain work experience in the real world and which is definitely very useful to support future professions. The benefits obtained during practical work really brought changes to the author, namely the increase in higher and wider insight about the banking world, from learning to register incoming, outgoing and registration to finance in the banking world.
Bank Riau Kepri Bengkalis Branch in the admin section learns about registering multi-purpose finance and multi-purpose credit finance, filing files, separating forms, helping customers open new accounts, entering customer data. The expected goal during the practical work is that the author has a good understanding of the activities and work in the administrative part, such as helping customers with various types of financing activities and registering financing and entering customer data. Practical work is also a means for writers, where writers are directly inside the company and interact and establish good collaboration with employees, discovering many new things different from theories not found in lectures to be studied and used as lessons for students.
Bank Riau Kepri Bengkalis Branch, the author gives several suggestions to different parties, namely to the author himself, to students or younger siblings who will do practical work in the next term, to companies and to Bengkalis State Polytechnic. The author also makes suggestions that can be useful for students who have to carry out practical work activities for the next, namely to prioritize work environment, make the best use of time, work according to ability, always be patient and obedient and must learn. to manage the time and all the work that is assigned or given, because from there a lot of knowledge and experience will be obtained. There are several suggestions for better companies, namely companies that optimize traineeships (KP) to increase students' work experience, and when companies give tasks that have high responsibility and high risk to interns to be supervised, guided and taught the steps in detail .
And the person concerned takes the student who is going to do practical work with him on the first day of admission and picks him up again when the student has finished with practical work.
Solutions
CONCLUSION AND SUGGESTION
Conclusion
Through practical work, students have the opportunity to apply theoretical knowledge/concepts in the real world of work. Bank Riau Kepri Bengkalis Sub branches is the first one is the table space is too narrow. So the author has a little trouble to make some works that need a lot of documents on the table, there is also a little space on the table for the.
When there are new students to do the job training in PT.Bank Riau Kepri Bengkalis Sub branches.
Suggestion
Proposal for Bengkalis State Polytechnic is to hold this internship can be used as evaluation material, and it should be given to students before the internship is carried out in accordance with the field or course material in accordance with the Apprenticeship Company.
Application Letter for Job Training (KP)
Approval Letter for Internship
Statement Letter
Job Training Company Appraisal Sheet
Attendance
Certificate
Photo with Leader PT. Bank Riau Kepri Bengkalis Branch and
