GOOD CORPORATE GOVERNANCE REPORT
(BUYBACK) SAHAM DAN/ATAU BUYBACK OBLIGASI BANK
III. Governance Outcome
1. Pelaksanaan Tugas dan Tanggung Jawab Dewan Komisaris
Semua anggota Dewan Komisaris telah mengungkapkan Kepemilikan sahamnya baik pada Bank maupun di perusahaan lain, yaitu Komisaris Non Independen Syaiful Amir sebesar 10,58%, pada perusahaan lain sebesar 10%.; Tidak ada hubungan keuangan danhubungan keluarga dengan anggota Dewan Komisaris lainnya, anggota Direksi dan/atau Pemegang Saham Pengendali Bank, kecuali Bapak Syaiful Amir ada hubungan keluarga dengan pemegang
including supervised by Board of Commissioners and Directors, Internal Audit and External Audit. 8. Funding Related Partyand Large Exposures
Decision of funding related party and large exposure was made in Credit Committee Meeting independently and approved by Board of Commissioners.
9. Transparency of Financial and Non Financial Condition, GCG Implementation
Report and Internal Report Bank Dinar already report its inancial and non inancial condition in complete and accurate to the stakeholders, published in mass media and report it to the Financial Service Authority and was in the Bank website.
10. Bank Stratetig Plan
Business plan was approved by Board of Commissioners and being communicated to all organizational level in Bank.
11. Solving Conlict of Interest
Bank had policy and procedure solving conlict of interest for every aficers and employee. In this second semester 2016, no dominant decision maker therefore no conlict of interest in every decision that can harm the bank or corporate.
III. Governance Outcome
1. Job and Responsibility Board of Commissioners Implementation
All Board of Commisioner had reveal their share ownership in Bank or other corporate which were, Non Independent Cimssioner Syaiful Amir as much as r 10,58%, and in other corporate as much as 10%.; No inancial or family relation with Board of Commisioner, Board of Directors, and/or Controlling shareholder, except for Syaiful Amir had family relation with Andre M Hartawan that as 21,15% share holder.
saham sebesar 21,15% atas nama Bapak Andre M Hartawan.
2. Pelaksanaan dan Tanggung Jawab Direksi Direksi tidak memanfaatkan Bank untuk kepentingan pribadi keluarga atau pihak lain serta tidak mengambil dan/atau menerima keuntungan pribadi selain Remunerasi dan fasilitas lainnya yang ditetapkan dalam keputusan RUPS
3. Kelengkapan dan Pelaksanaan Tugas Komite
Hasil keputusan Rapat komite diambil berdasarkan musyawarah untuk mufakat apabila tidak terdapat mufakat maka diambil berdasarkan suara terbanyak dan dituangkan dalam risalah rapat dan didokumentasikan dengan baik oleh masing-masing komite.
4. Penerapan Fungsi Kepatuhan Bank
Bank Dinar selalu menyampaikan Laporan Kepatuhan kepada OJK dilakukan secara semesteran.
5. Penerapan Fungsi Audit Intern
a. SKAI telah bertindak obyektif dalam melakukan audit dan temuan-temauan pemeriksaan SKAI telah ditindak lanjuti oleh auditee.
b. SKAI senantiasa bersikap obyektif sesuai dengan kode etik yang tertuang dalam Internal Audit Charter.
6. Penerapan Fungsi Audit Ekstern
Dalam melakukan audit, auditor telah bertindak independen dan hasil audit telah menggambarkan kondisi bank dan hasil tersebut telah diserahkan kepada OJK secara tepat waktu.
7. Penerapan Manajemen Risiko
Dewan Komisaris dan Direksi berperan aktif dengan memantau perkembangan manajemen risiko pada pertemuan Komite Pemantau Manajemen Risiko.
8. Penyediaan Dana kepada Pihak Terkait dan Penyediaan Dana Besar
Sampai dengan posisi akhir tahun 2016 tidak pernah terjadi pelanggaran maupun pelampauan BMPK.
9. Transparansi Kondisi Keuangan dan Non Keuangan Bank
a. Laporan Tahunan, Laporan Keuangan, publikasi, laporan Penerapan Tata
2. Implementation and responsibility of Board of Directors
Board of Directors did not use Bank for personel, family or other party and did not tke and/or receive personel gain except for Remuneration and other facility regulate in GMS.
3. Completeness and Committee job Implementation All Board of Committee are based on deliberation
to reach a consensus, and if not reached any deliberation will vote and recorded meeting and documented in each committee.
4. Bank Compliance Function Implementation
Bank Dinar always publish Compliance Report to Financial Service Authority twice in a year.
5. Internal Audit Implementation
a. SKAI act objectively on audit and followed up to all founding by the auditee.
b. SKAI objectively based on ethic code in Internal Audit Charter.
6. External Audit Implementation
In audit, auditor act independently and the audit result describe bank condition and reported to Financial Service Authority on time.
7. Risk Management Implementation
Board of Commisioner and Directors actively in monitoring risk management progression in Risk Management Monitoring Committee meeting. 8. Funding to the Related Partyand Large Exposures Until end of 2016, no violation or excess BMPK.
9. Transparency of Financial an Non Financial condition
a. Annual report, Financial report, publication, GCG Implementation report, was reported on
Kelola telah disampaikan secara tepat waktu kepada stakeholder termasuk kepada regulator sesuai ketentuan yang berlaku.
b. Bank secara transparan menyampaikan informasi produk dan jasa serta memelihara data dan informasi data pribadi nasabah sesuai ketentuan yang berlaku.
10 Rencana Strategis Bank
a. Direksi telah mengkomunikasikan Rencana Korporasi dan Rencana Bisnis beserta realisasinya kepada seluruh jenjang organisasi yang ada di bank. b. Pertumbuhan Bank Dinar secara umum
sesuai dengan RBB dari mayoritas target yang ada.
11. Pelaporan Internal dan Benturan Kepentingan
Keputusan-keputusan yang diambil senantiasa mendapat persetujuan dari seluruh peserta rapat dan keputusan tidak diambil jika ada yang tidak setuju. Apabila ada benturan kepentingan dari salah satu peserta rapat maka pejabat tersebut wajib menyatakan dan dilarang ikut dalam pengambilan keputusan.
time to the stakeholder including regulator.
b. Bank transparently deliver product and service information and updateing customer data based on regulation.
10. Bank Strategic Plan
a. Board of Directors communicate Corporate Plan and Bussines Plan with the realization to all organization level in corporate.
b. Bank Dinar growth generally according to RBB from majority.
11. Internal Report and Conlict of interest
All decision was made based on approval af all meeting attandance and will not make any if there was no aprroval from all. If there any conlict of interest from one of the member in meeting, then the member forbid to join in decision making