04000000_01 2006 2005 2006 2005
PT Bank Danamon PT Bank Danamon
Indonesia Tbk 26,356 16,166 - - Indonesia Tbk
Development Bank of Singapore, Development Bank of Singapore,
Jakarta 967 - - - Jakarta
PT Bank NISP Tbk 954 794 - - PT Bank NISP Tbk
PT Bank Mandiri (Persero) Tbk, PT Bank Mandiri (Persero) Tbk,
Jakarta - 341 - 292 Jakarta
28,277
17,301 - 292
PT Bank Central Asia Tbk, Jakarta 17,333 13,744 2,591 100 PT Bank Central Asia Tbk, Jakarta
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
(Persero) Tbk, Jakarta 7,672 5,166 148 145 (Persero) Tbk, Jakarta
Lain lain 4,774 1,733 1,041 490 Others
29,779
20,643 3,780 735 58,056
37,944 3,780 1,027
Rupiah Rupiah
Pihak terkait (Catatan 39): Related parties (Note 39):
Consolidated Bank
Konsolidasi/ Bank/
Pihak tidak terkait: Non-related parties:
Sub-jumlah - Rupiah Sub-total - Rupiah
04000000_01 2006 2005 2006 2005
Development Bank of Singapore, Development Bank of Singapore,
Singapura 20,957 - 20,957 - Singapore
Barclays Bank, London 4,164 14,364 4,164 14,364 Barclays Bank, London Kookmin Bank, Seoul 1,402 - 1,402 - Kookmin Bank, Seoul United Overseas Bank, Singapura 29 53 29 53 United Overseas Bank, Singapore ICICI Bank, Mumbai - 19 - 19 ICICI Bank, Mumbai
- 598 2,131 BII Finance Co. Ltd., Hong Kong 26,552
14,436 27,150 16,567
Standard Chartered Bank, Standard Chartered Bank,
Hong Kong 253,610 253,610101,880 100,283 Hong Kong
American Express Bank, American Express Bank,
New York 71,302 57,374 71,302 57,374 New York
Standard Chartered Bank, Standard Chartered Bank,
New York 55,780 78,697 55,780 78,697 New York
JP Morgan Chase NA, JP Morgan Chase NA,
New York 55,622 60,715 55,622 59,917 New York
Sumitomo Mitsui Banking Sumitomo Mitsui Banking
Corporation, Tokyo 25,618 21,680 25,618 21,680 Corporation, Tokyo
Lloyds Bank, London 10,841 432 10,841 432 Lloyds Bank, London
Citibank N.A., New York 10,808 4,308 10,808 4,308 Citibank N.A., New York
Commonwealth Bank of Australia, Commonwealth Bank of Australia,
Sydney 6,208 9,204 6,208 9,204 Sydney
Reserve Bank of India, Mumbai 5,430 5,402 5,430 5,402 Reserve Bank of India, Mumbai
The Hong Kong and Shanghai The Hong Kong and Shanghai
Banking Corporation Ltd., Banking Corporation Ltd.,
New York 4,509 4,962 - - New York
The Hong Kong and Shanghai The Hong Kong and Shanghai
Banking Corporation Ltd., Banking Corporation Ltd.,
Hong Kong 3,546 11,207 - - Hong Kong
JP Morgan Chase NA, JP Morgan Chase NA,
Singapura - 393,200 - 393,200 Singapore
Chemical Bank, New York - 112,674 - 112,674 Chemical Bank, New York
The Hong Kong and Shanghai The Hong Kong and Shanghai
Banking Corporation Ltd., Banking Corporation Ltd.,
Singapura - 23,560 - 23,560 Singapore
Lain-lain 9,493 10,423 8,786 10,283 Others
512,767
895,718 504,005 877,014 539,319
910,154 531,155 893,581 597,375
948,098 534,935 894,608 (5,350)
(5,014) (5,350) (5,014) 592,025
943,084 529,585 889,594
Consolidated Bank
Konsolidasi/ Bank/
Mata uang asing Foreign currencies
Pihak terkait (Catatan 39): Related parties (Note 39):
BII Finance Co. Ltd., Hong Kong
Pihak tidak terkait: Non-related parties:
Dikurangi: Penyisihan penghapusan aktiva Less: Allowance for possible losses
Sub-jumlah – Mata uang asing Sub-total - Foreign currencies
Jumlah Total
Giro pada JP Morgan Chase, Singapura sebesar Rp393.200 per tanggal 31 Desember 2005 dijamin oleh Standby Letter of Credit (SBLC) yang diterbitkan oleh BNP Paribas, Singapura.
Current account with JP Morgan Chase, Singapore of Rp393,200 as of December 31, 2005 is guaranteed by a Standby Letter of Credit (SBLC) issued by BNP Paribas, Singapore.
Kolektibilitas giro pada bank lain pada tanggal 31 Desember 2006 dan 2005 digolongkan lancar.
Tidak terdapat saldo giro pada bank lain yang diblokir atau digunakan sebagai agunan pada tanggal 31 Desember 2006 dan 2005.
As of December 31, 2006 and 2005, current accounts with other banks were classified as current. There were no current accounts with other banks which were blocked or under lien as of December 31, 2006 and 2005.
Tingkat bunga rata-rata per tahun: The average interest rate per annum:
04000000_02 2006 2005
Rupiah 1.65% 0.02% Rupiah
Mata uang asing 1.16% 1.79% Foreign Currencies
Perubahan penyisihan penghapusan aktiva untuk giro pada bank lain adalah sebagai berikut:
The changes in allowance for possible losses on current accounts with other banks were as follows:
04000000_03 2006 2005 2006 2005
5,014
2,495 5,014 2,495 Balance at beginning of year Provision during tahun berjalan (Catatan 34) 802 2,500 802 2,500 the year (Note 34)
(466)
19 (466) 19 Exchange rate differences 5,350
5,014 5,350 5,014 Balance at end of year
Konsolidasi/ Bank/
Consolidated Bank
Selisih akibat perbedaan kurs Saldo akhir tahun
Saldo awal tahun Penyisihan selama
Manajemen berpendapat bahwa jumlah penyisihan penghapusan aktiva untuk giro pada bank lain cukup untuk menutup kerugian yang mungkin timbul akibat tidak tertagihnya giro pada bank lain tersebut.
Management believes that the allowance for possible losses on current accounts with other banks is adequate to cover possible losses from uncollectible current accounts with other banks.
Berdasarkan jenis penempatan, penempatan pada Bank Indonesia dan bank lain dapat dirinci sebagai berikut:
Placements with Bank Indonesia and other banks by type of placement are as follows:
Tingkat Bunga Rata-rata
05000000_00 per Tahun/
Average Interest Konsolidasi/ Bank/
Rate per Annum Consolidated Bank/
Rupiah – Pihak tidak terkait: Rupiah - Non-related parties:
Call money: 5.25% Call money:
Bank Indonesia - bersih setelah
dikurangi dengan bunga yang Bank Indonesia - net of
belum diamortisasi sebesar Rp5 39,995 39,995 unamortized interest of Rp5
Deposito berjangka: 12.85% Time deposits:
Deutsche Bank, AG Jakarta 30,000 30,000 Deutsche Bank, AG Jakarta
Sub-jumlah – Rupiah 69,995 69,995 Sub-total - Rupiah
Mata uang asing – Foreign currencies –
Pihak terkait (Catatan 39): Related parties (Note 39):
Call money: 4.79% Call money:
United Overseas Bank, Taipei 405,135 405,135 United Overseas Bank, Taipei
Deposito berjangka: 7.17% Time deposits:
Barclays Bank, London 274,601 274,601 Barclays Bank, London
Barclays Bank Plc, Mauritius 27,009 27,009 Barclays Bank Plc, Mauritius
301,610
301,610
706,745
706,745
Pihak tidak terkait: Non-related parties:
Call money: 4.79% Call money:
Lloyds TSB Bank, London 493,364 493,364 Lloyds TSB Bank, London
PT Bank Century Tbk, Jakarta 360,120 360,120 PT Bank Century Tbk, Jakarta
Hypo Vereins Bank, Hong Kong 226,875 226,875 Hypo Vereins Bank, Hong Kong
HSH Nordbank AG, Singapura 180,060 180,060 HSH Nordbank AG, Singapore
Raiffeisen Zentral Bank Austria, Singapura 135,045 135,045 Raiffeisen Zentral Bank Austria, Singapore
National Bank of Kuwait, Singapura 106,616 106,616 National Bank of Kuwait, Singapore
PT Bank Mandiri (Persero) Tbk, Jakarta 90,030 90,030 PT Bank Mandiri (Persero) Tbk, Jakarta
Bank China Trust, Indonesia 18,006 18,006 Bank China Trust, Indonesia
Commonwealth Bank of Australia, Singapura 12,812 12,812 Commonwealth Bank of Australia, Singapore
Mizuho Corporate Bank, Mumbai 9,651 9,651 Mizuho Corporate Bank, Mumbai
1,632,579
1,632,579
Deposito berjangka: 7.17% Time deposits:
BNP Paribas, Paris 585,195 585,195 BNP Paribas, Paris
Deutsche Bank, AG Jakarta 270,090 270,090 Deutsche Bank, AG Jakarta
BNP Paribas, Hong Kong 180,060 180,060 BNP Paribas, Hong Kong
Merril Lynch International Bank, London 107,987 107,987 Merril Lynch International Bank, London
Credit Suisse First Boston, London 101,224 101,224 Credit Suisse First Boston, London
The Hong Kong and Shanghai The Hong Kong and Shanghai
Banking Corporation Ltd., Banking Corporation Ltd.,
Hong Kong 41,888 - Hong Kong
FORTIS Bank, Hong Kong 32,950 - FORTIS Bank, Hong Kong
Standard Bank Ltd., Mauritius 27,009 27,009 Standard Bank Ltd., Mauritius
SBI International, Mauritius 27,009 27,009 SBI International, Mauritius
State Bank of Mauritius, Mauritius 27,009 27,009 State Bank of Mauritius, Mauritius
Kotak Mahindra Bank, Mumbai 10,159 10,159 Kotak Mahindra Bank, Mumbai
Bank of Nova Scotia, Mumbai 10,159 10,159 Bank of Nova Scotia, Mumbai
Yes Bank Ltd., Mumbai 10,159 10,159 Yes Bank Ltd., Mumbai
ICICI Bank Ltd., Mumbai 10,159 10,159 ICICI Bank Ltd., Mumbai
Unit Trust of India Bank, Ltd., Mumbai 10,159 10,159 Unit Trust of India Bank, Ltd., Mumbai
Jammu & Kashmir Bank, Mumbai 10,159 10,159 Jammu & Kashmir Bank, Mumbai
Mauritius Post and Cooperative Bank, Mauritius Post and Cooperative Bank,
Mauritius 9,003 9,003 Mauritius
Standard Chartered Bank, Hong Kong 2,315 - Standard Chartered Bank, Hong Kong
ABN-AMRO Bank N.V., Mumbai 1,015 1,015 ABN-AMRO Bank N.V., Mumbai
1,473,708
1,396,555 3,106,287
3,029,134
Sub-jumlah – Mata uang asing 3,735,8793,813,032 Sub-total – Foreign currencies
Jumlah 3,805,8743,883,027 Total
Dikurangi: Penyisihan penghapusan aktiva (37,659) (37,659) Less: Allowance for possible losses
3,845,368
3,768,215
Jenis Penempatan Type of Placement
2006
Tingkat Bunga Rata-rata
05000000_00 per Tahun/
Average Interest Konsolidasi/ Bank/
Rate per Annum Consolidated Bank/
Rupiah – Pihak tidak terkait: Rupiah - Non-related parties:
Call money: 6.95% Call money:
Bank Indonesia - bersih setelah
dikurangi dengan bunga yang Bank Indonesia - net of
belum diamortisasi sebesar Rp41 189,959 189,959 unamortized interest of Rp41
Deposito berjangka: Time deposits:
PT Bank Central Asia Tbk, Jakarta 13.00% 5,000 - PT Bank Central Asia Tbk, Jakarta
PT BPRS Harum Hikmah Nugraha PT BPRS Harum Hikmah Nugraha
(Cabang Syariah) 500 500 (Syariah Branch)
5,500
500
Sub-jumlah – Rupiah 195,459 190,459 Sub-total - Rupiah
Mata uang asing – Foreign currencies –
Pihak terkait (Catatan 39): Related parties (Note 39):
Call money: 3.19% Call money:
United Overseas Bank, Taipei 196,600 196,600 United Overseas Bank, Taipei
Deposito berjangka: 7.14% Time deposits:
Barclays Bank, London 532,899 532,899 Barclays Bank, London
ICICI Bank Ltd., Mumbai 10,908 10,908 ICICI Bank Ltd., Mumbai
543,807
543,807
740,407
740,407
Pihak tidak terkait: Non-related parties:
Call money: 3.19% Call money:
PT Bank Century Tbk, Jakarta 393,200 393,200 PT Bank Century Tbk, Jakarta
Deutsche Bank AG, Jakarta 312,103 312,103 Deutsche Bank AG, Jakarta
Standard Chartered Bank, Taipei 294,900 294,900 Standard Chartered Bank, Taipei
Hypo Vereins Bank, Hong Kong 230,405 230,405 Hypo Vereins Bank, Hong Kong
Deutsche Bank AG, Kuala Lumpur 196,600 196,600 Deutsche Bank AG, Kuala Lumpur
Sumitomo Mitsui Banking Corporation, Sumitomo Mitsui Banking Corporation,
Singapura 196,600 196,600 Singapore
Dresdner Bank AG, Frankfurt 173,991 173,991 Dresdner Bank AG, Frankfurt
Lloyds TSB Bank, London 147,450 147,450 Lloyds TSB Bank, London
Raiffeisen Zentral Bank Austria, Singapura 147,450 147,450 Raiffeisen Zentral Bank Austria, Singapore
National Bank of Kuwait, Singapura 147,450 147,450 National Bank of Kuwait, Singapore
HSH Nordbank AG, Singapura 98,300 98,300 HSH Nordbank AG, Singapore
ABN-AMRO Bank N.V., Singapura 73,963 73,963 ABN-AMRO Bank N.V., Singapore
ABN-AMRO Bank N.V., Mumbai 14,944 14,944 ABN-AMRO Bank N.V., Mumbai
PT Bank Permata Tbk, Jakarta 11,834 11,834 PT Bank Permata Tbk, Jakarta
Bank of Nova Scotia, Mumbai 5,127 5,127 Bank of Nova Scotia, Mumbai
2,444,317
2,444,317
Deposito berjangka: 7.14% Time deposits:
Credit Suisse First Boston, London 440,232 440,232 Credit Suisse First Boston, London
BNP Paribas, Paris 344,050 344,050 BNP Paribas, Paris
Deutsche Bank AG, Jakarta 294,900 294,900 Deutsche Bank AG, Jakarta
Citibank, Jakarta 147,450 147,450 Citibank, Jakarta
BNP Paribas, Hong Kong 98,300 98,300 BNP Paribas, Hong Kong
The Hong Kong and Shanghai The Hong Kong and Shanghai
Banking Corporation Ltd., Banking Corporation Ltd.,
Hong Kong 72,982 - Hong Kong
Standard Chartered Bank, Mauritius 29,490 29,490 Standard Chartered Bank, Mauritius
Unit Trust of India Bank, Ltd., Mumbai 21,817 21,817 Unit Trust of India Bank, Ltd., Mumbai
IDBI Bank Ltd., Mumbai 10,908 10,908 IDBI Bank Ltd., Mumbai
Bank of Nova Scotia, Mumbai 10,908 10,908 Bank of Nova Scotia, Mumbai
Banca Intesa S.P.A., Hong Kong 10,168 - Banca Intesa S.P.A., Hong Kong
Standard Chartered Bank, Hong Kong 10,016 - Standard Chartered Bank, Hong Kong
SBI International, Mauritius 9,830 9,830 SBI International, Mauritius
State Bank of Mauritius, Mauritius 9,830 9,830 State Bank of Mauritius, Mauritius
Mauritius Post and Cooperative Bank, Mauritius Post and Cooperative Bank,
Mauritius 9,830 9,830 Mauritius
ABN-AMRO Bank N.V., Mumbai 1,091 1,091 ABN-AMRO Bank N.V., Mumbai
1,521,802
1,428,636 3,966,119
3,872,953
Sub-jumlah – Mata uang asing 4,613,3604,706,526 Sub-total – Foreign currencies
Jumlah 4,803,8194,901,985 Total
2005
Jenis Penempatan Type of Placement
Termasuk dalam saldo penempatan pada bank lain per tanggal 31 Desember 2006 adalah produk penempatan berstruktur (structured deposit products) Target Buying and/or Target Selling of Bonds Deposit, Target Selling of Bonds Deposit, Range Accrual Deposit, dan Indonesian Sovereign Credit Linked Deposit dengan total nilai nominal sebesar USD168.739.080 atau ekuivalen Rp1.519.158 (2005: USD188.995.958 atau ekuivalen Rp1.857.830). Nilai wajar produk berstruktur tersebut per tanggal 31 Desember 2006 adalah sebesar USD162.067.680 atau ekuivalen Rp1.459.095 (2005: USD189.877.652 atau ekuivalen Rp1.866.497).
Included in placements with other banks as of December 31, 2006 were structured deposit products of Target Buying and/or Target Selling of Bonds Deposit, Target Selling of Bonds Deposit, Range Accrual Deposit, and Indonesian Sovereign Credit Linked Deposits, with nominal amounts totaling USD168,739,080 or equivalent to Rp1,519,158 (2005: USD188,995,958 or equivalent to Rp1,857,830). Fair value of these structured products as of December 31, 2006 was USD162,067,680 or equivalent to Rp1,459,095 (2005: USD189,877,652 or equivalent to Rp1,866,497).
Termasuk dalam saldo penempatan pada bank lain adalah penempatan Indonesian Sovereign Credit Linked Deposit pada Barclays Bank, London dan BNP Paribas, Paris dengan nilai nominal sebesar USD45.000.000 atau ekuivalen Rp405.135 per 31 Desember 2006 (2005: Penempatan pada Barclays Bank, London dan Credit Suisse First Boston, London dengan nilai nominal USD35.000.000 atau ekuivalen Rp344.050). Nilai wajar penempatan tersebut per tanggal 31 Desember 2006 adalah sebesar USD43.564.468 atau ekuivalen Rp392.211 (2005:
USD35.619.638 atau ekuivalen Rp350.141).
Included in placements with other banks were the Indonesian Sovereign Credit Linked Deposit with Barclays Bank, London and BNP Paribas, Paris with total nominal value of USD45,000,000 or equivalent to Rp405,135 as of December 31, 2006 (2005: Placements with Barclays Bank, London and Credit Suisse First Boston, London with total nominal value of USD35,000,000 or equivalent to Rp344,050). Fair value of these deposits as of December 31, 2006 was USD43,564,468 or equivalent to Rp392,211 (2005: USD35,619,638 or equivalent to Rp350,141).
Di bulan November 2006, Perusahaan melakukan transaksi penempatan USD/IDR dengan PT Bank Century, Tbk. Perusahaan menempatkan dana sebesar masing-masing USD10.000.000 dan USD30.000.000 per tanggal 1 November 2006 dan 30 November 2006 dengan bunga tetap sebesar 6,37% per tahun. Penempatan tersebut akan jatuh tempo pada 1 Februari 2007 dan 28 Februari 2007.
Pada tanggal 1 November 2006 dan 30 November 2006, Perusahaan menerima penempatan masing-masing sebesar Rp101.041 dan Rp300.580 dari PT Bank Century, Tbk dengan tingkat bunga tetap masing-masing sebesar 9,5% dan 11,36% per tahun.Penempatantersebutakanjatuhtempopada 1 Februari 2007 dan 28 Februari 2007. Perusahaan mencatat transaksi ini sebagai penempatan pada bank lain dalam USD dan simpanan dari bank lain dalam Rupiah di neraca.
In November 2006 the Company entered into USD/IDR deposit transactions with PT Bank Century, Tbk. The Company placed USD10,000,000 and USD30,000,000 deposit with effective date November 1, 2006 and November 30, 2006, respectively, that earned interest at 6.37% p.a. The deposit matures on February 1, 2007 and February 28, 2007, respectively. As of November 1, 2006 and November 30, 2006, the Company received deposit from PT Bank Century, Tbk amounting to Rp101,041 and Rp300,580, respectively, with fixed interest at 9.5% and 11.36% p.a. The deposit matures on February 1, 2007 and February 28, 2007, respectively. The Company recorded these transactions as placements with other banks in USD and deposit from other banks in Rupiah in its balance sheet.
Di bulan Mei 2005, Perusahaan melakukan transaksi penempatan USD/IDR dengan Deutsche Bank AG - Cabang Indonesia.
Perusahaan menempatkan dana sebesar USD31.750.000 pada Deutsche Bank AG - Cabang Indonesia dengan bunga sebesar tingkat suku bunga LIBOR 3 bulanan dan Perusahaan menerima penempatan sebesar Rp300.000 dari Deutsche Bank AG - Cabang Indonesia dengan tingkat bunga tetap sebesar 9,5% per tahun. Penempatan ini telah jatuh tempo pada 6 November 2006.
In May 2005, the Company entered into USD/IDR deposit transactions with Deutsche Bank AG - Indonesian Branch. The Company placed USD31,750,000 deposit with Deutsche Bank AG - Indonesian Branch with interest at 3-month LIBOR and the Company received Rp300,000 deposit from Deutsche Bank AG - Indonesian Branch with fixed interest at 9.5% p.a. The deposit matured on November 6, 2006.
Penempatan dalam deposito berjangka pada bank-bank syariah adalah berdasarkan prinsip bagi hasil.
The placements in time deposits with syariah banks were based on profit sharing.
a. Jangka Waktu dan Jatuh Tempo a. Term and Maturity
Call money merupakan penempatan dana yang berjangka waktu antara 1 (satu) sampai dengan 90 (sembilan puluh) hari, sedangkan jangka waktu deposito berjangka berkisar antara 2 (dua) hari sampai dengan 10 (sepuluh) tahun.
Call money represents placements with maturity periods between 1 (one) and 90 (ninety) days, while the tenure of time deposits is between 2 (two) days and 10 (ten) years.
Jumlah tercatat penempatan konsolidasi pada bank lain berdasarkan tanggal jatuh tempo pada tanggal 31 Desember 2006 dan 2005 adalah sebagai berikut:
The carrying amounts of the consolidated placements with other banks as of December 31, 2006 and 2005, based on maturity, were as follows:
Kurang dari > 1 bulan s/d > 3 bulan s/d
atau s/d 3 bulan/ 12 bulan/ Lebih dari
05020000_01 1 bulan/ More than More than 12 bulan/
Up to 1 month until 3 months until More than Jumlah/
1 month 3 months 12 months 12 months Total
Call money 39,995 - - - 39,995 Call money Deposito berjangka - - - 30,000 30,000 Time deposits
39,995
- - 30,000 69,995
Call money 1,677,594 360,120 - - 2,037,714 Call money
Deposito berjangka 277,033 326,879 91,046 1,080,360 1,775,318 Time deposits
1,954,627
686,999 91,046 1,080,360 3,813,032 1,994,622
686,999 91,046 1,110,360 3,883,027 2006
Jenis penempatan Type of Placement
Rupiah Rupiah
Mata uang asing Foreign Currencies
a. Jangka Waktu dan Jatuh Tempo (lanjutan) a. Term and Maturity (continued)
Kurang dari > 1 bulan s/d > 3 bulan s/d
atau s/d 3 bulan/ 12 bulan/ Lebih dari
05020000_01 1 bulan/ More than More than 12 bulan/
Up to 1 month until 3 months until More than Jumlah/
1 month 3 months 12 months 12 months Total
Call money 189,959 - - - 189,959 Call money Deposito berjangka 5,500 - - - 5,500 Time deposits
195,459
- - - 195,459
Call money 1,935,614 393,200 312,103 - 2,640,917 Call money Deposito berjangka 558,466 277,302 197,691 1,032,150 2,065,609 Time deposits
2,494,080
670,502 509,794 1,032,150 4,706,526 2,689,539
670,502 509,794 1,032,150 4,901,985 2005
Jenis penempatan Type of Placement
Rupiah Rupiah
Mata uang asing Foreign Currencies
b. Kolektibilitas dan Penyisihan penghapusan aktiva
b. Collectibility and Allowance for Possible Losses
Semua penempatan Perusahaan pada bank lain digolongkan lancar per 31 Desember 2006 dan 2005.
All of the Company’s placements with other banks were classified as current as of December 31, 2006 and 2005.
Pada tanggal 31 Desember 2006, tidak terdapat penempatan pada bank lain yang dijaminkan. Pada tanggal 31 Desember 2005, penempatan pada Banca Intesa S.P.A., Hong Kong sebesar Rp9.830 (atau USD1.000.000) dijaminkan sehubungan dengan letters of credit yang diterbitkan oleh BII Finance Co.
Ltd., Hong Kong, Anak Perusahaan.
As of December 31, 2006, there were no placements with other banks which are pledged. As of December 31, 2005, a placement with Banca Intesa S.P.A., Hong Kong of Rp9,830 (or USD1,000,000) was pledged in relation to the letters of credit issued by BII Finance Co. Ltd., Hong Kong, a Subsidiary.
Perubahan penyisihan penghapusan aktiva untuk penempatan pada bank lain adalah sebagai berikut:
The changes in the allowance for possible losses on placements with other banks were as follows:
2006 2005 2006 2005
46,139
43,566 46,139 43,566
selama tahun berjalan
(Catatan 34) (5,183) 1,609 (5,183) 1,609 the year (Note 34) (3,297)
964 (3,297) 964 37,659
46,139 37,659 46,139 (Pemulihan) penyisihan
Konsolidasi/ Bank/
Consolidated Bank
5030000
Saldo awal tahun Balance at beginning of year
Saldo akhir tahun Balance at end of year
(Reversal) provision during
Selisih akibat perbedaan kurs Exchange rate differences
Manajemen berpendapat bahwa jumlah penyisihan penghapusan aktiva untuk penempatan pada bank lain cukup untuk menutup kerugian yang mungkin timbul akibat
Management believes that the allowance for possible losses on placements with other banks is adequate to cover possible losses from uncollectible placements with other
2006 2005 2006 2005
3,170,716
- 3,170,716 -Dikurangi: Diskonto
yang belum diamortisasi (17,894) - (17,894) - discount 3,152,822
- 3,152,822
-392,500
522,638 392,500 522,638
Dikurangi: Diskonto Less: Unamortized
yang belum diamortisasi (12,276) (37,053) (12,276) (37,053) discount 380,224
485,585 380,224 485,585 1,453
325 1,453 325 Dikurangi: Diskonto
yang belum diamortisasi (50) (2) (50) (2) discount 1,403
323 1,403 323
Bank Indonesia 64,400 - 64,400 - Bank Indonesia Medium term notes 100,000 - 100,000 - Medium term notes Promissory notes 30,000 - 30,000 - Promissory notes
tempo 3,728,849 485,908 485,9083,728,849 securities
Tersedia untuk dijual
681,612
320,401 681,612 320,401
Ditambah (dikurangi): Add (less):
Kenaikan (penurunan) Increase (decrease)
nilai wajar 17,030 (46,220) 17,030 (46,220) in fair value 698,642
274,181 698,642 274,181
1,000 - 1,000
76 - 76
1,076 - 1,076
698,642
275,257 698,642 275,257 securities
52,844
71,397 52,844 71,397
Ditambah: Kenaikan (penurunan) Add: Increase (decrease)
nilai wajar 1,212 (6,995) 1,212 (6,995) in fair value
54,056
64,402 54,056 64,402 Total trading securities Total marketable 4,481,547
825,567 4,481,547 825,567 securities - Rupiah Jumlah efek - Rupiah
Diperdagangkan Trading
Obligasi Bonds
Jumlah diperdagangkan
Ditambah: Kenaikan nilai wajar Add: Increase in fair value
Total available-for-sale Jumlah tersedia untuk dijual
Reksadana Mutual funds
Jumlah dimiliki hingga jatuh Total held-to-maturity
Obligasi Bonds
Available-for-sale
Obligasi Bonds
Sertifikat Wadiah Certificates of Wadiah
Tagihan atas wesel ekspor Receivables on export bills
Less: Unamortized
Sertifikat Bank Indonesia Certificates of Bank Indonesia
Less: Unamortized
Rupiah Rupiah
Dimiliki hingga jatuh tempo Held-to-maturity
Konsolidasi/ Bank/
Consolidated Bank
2006 2005 2006 2005
Dikurangi: Penyisihan Less: Allowance for
penghapusan aktiva (21,500) (23,491) (21,500) (23,491) possible losses 6,840,643
3,784,460 6,732,183 3,702,631 Jumlah
Jumlah diperdagangkan
Jumlah efek – Mata uang asing
nilai wajar in fair value
Jumlah dimiliki hingga jatuh Total held-to-maturity
(Dikurangi) ditambah: (Less) add:
a. Transaksi dengan Pihak Terkait
Pada tanggal 31 Desember 2006, terdapat surat berharga yang diterbitkan oleh Development Bank of Singapore, Singapura dengan jumlah sebesar Rp270.090 (2005:
surat berharga yang diterbitkan oleh PT Bank Mandiri (Persero) Tbk dan Development Bank of Singapore, Singapura dengan jumlah masing-masing sebesar Rp34.937 dan Rp196.600) (Catatan 39).
a. Transactions with Related Parties
As of December 31, 2006, there were marketable securities issued by the Development Bank of Singapore, Singapore amounting to Rp270,090 (2005: marketable securities issued by PT Bank Mandiri (Persero) Tbk and Development Bank of Singapore, Singapore amounted to Rp34,937 and Rp196,600, respectively) (Note 39).
b. Tagihan atas Wesel Ekspor dan Dokumen Perdagangan
Tagihan atas wesel ekspor dan dokumen perdagangan merupakan tagihan atas pemberian fasilitas perdagangan yang diberikan ke debitur, dan akan ditagih pada saat jatuh tempo.
b. Receivables on Export Bills and Trade Documents
Receivables on export bills and trade documents represent receivables of trade-related facilities given to customers, which are collectible when due.
Pada tanggal 31 Desember 2006, terdapat tagihan atas wesel ekspor dari pihak terkait, Development Bank of Singapore, Singapura sebesar Rp371 (2005: tagihan atas wesel ekspor dari pihak terkait, PT Bank Mandiri Mandiri (Persero) Tbk sebesar Rp 9.061) (Catatan 39).
As of December 31, 2006, there were receivables on export bills from related party, Development Bank of Singapore, Singapore of Rp371 (2005: receivables on export bills from related party, PT Bank Mandiri (Persero) Tbk of Rp9,061) (Note 39).
c. Obligasi c. Bonds
Termasuk di dalam saldo obligasi per tanggal 31 Desember 2006 dan 2005 adalah surat berharga Indonesian Credit Linked notes yang dikeluarkan oleh Development Bank of Singapore, Singapura dengan total nilai nominal masing-masing sebesar USD30.000.000 (Rp270.090) dan USD20.000.000 (Rp196.600). Nilai wajar surat berharga tersebut per tanggal 31 Desember 2006 dan 2005 masing-masing sebesar USD28.008.791 (Rp252.163) dan USD 20.217.585 (Rp198.739).
Included in bonds as of December 31, 2006 and 2005 were Indonesian Credit Linked notes issued by the Development Bank of Singapore, Singapore, with nominal amount of USD30,000,000 (Rp270,090) and USD20,000,000 (Rp196,600), respectively.
Fair value of these notes as of December 31, 2006 and 2005 was USD28,008,791 (Rp252,163)andUSD20,217,585 (Rp198,739), respectively.
Pada tahun 2006 dan 2005 laba yang direalisasi dari penjualan efek-efek yang tersedia untuk dijual masing-masing sebesar Rp10.824 dan Rp20.117.
In 2006 and 2005, realized gain on sale of available for sale marketable securities amounting to Rp10,824 and Rp20,117,
In 2006 and 2005, realized gain on sale of available for sale marketable securities amounting to Rp10,824 and Rp20,117,