Annual Report
2010
SIGNIFICANT EVENTS PERISTIWA PENTINGNo. September / September
11. PERLUAS EDUKASI PERBANKAN SYARIAH : Direktur Bank Muamalat, Andi Buchari (kiri) bertukar Nota Kesepahaman dengan Direktur Politeknik Negeri Jakarta, Prof. Dr. Johny Wahyuadi Mudaryoto (kanan) di Depok (2/9), melalui anak perusahaannya, Muamalat Institute (MI) dan Baitumaal Muamalat (BMM), Bank Muamalat mengembangkan kerja sama edukasi perbankan syariah lewat penyediaan tenaga pengajar dan laboraturium lembaga keuangan mikro syariah bagi civitas akademika Politeknik Negeri Jakarta. Kerja sama ini, diharapkan akan mengkader SDM yang handal dan memahami perbankan syariah hingga lini praktis, guna mengakomodir cepatnya pertumbuhan industri perbankan syariah di tanah air.
EXPANDING SHARIA BANKING EDUCATION AND TRAINING : Director of Bank Muamalat, Andi Buchari (left) exchanged MOU documents with Director of Jakarta State School of Polytechnic, Prof. Dr. Johny Wahyuadi Mudaryoto (left) in Depok (2/9). Through its subsidiaries, Muamalat Institute (MI) and Baitumaal Muamalat (BMM), Bank Muamalat establishes collaboration in sharia banking education by providing teachers and trainers, and sharia micro financing laboratory for students and staff of Jakarta State School of Polytechnic. With the cooperation, it is hoped that Indonesia will have more capable human resources who understand sharia financing, including its practices, to accommodate the rapid growth of sharia banking industry in the country.
11.
No. Oktober / Oktober
12. EKSPANSI PEMBIAYAAN INTERNASIONAL : Direktur Bank Muamalat Luluk Mahfudah (kedua kiri) menandatangani nota perjanjian bersama Direktur TH Indopalms Sdn. Bhd. Datuk Zainal Azwar bin Zainal Aminuddin (ketiga kiri) dan Datuk Rashidi bin Omar (kedua kanan), serta komisaris PT. TH Indo Plantations Badai Sakti Daniel (paling kanan). Didampingi oleh Branch Manager Bank Muamalat Kuala Lumpur, Afrid Wibisono (paling kiri) di hotel Shangrila Jakarta (18/10). Bank Pertama Murni Syariah ini menyalurkan fasilitas pembiayaan Murabahah senilai US$ 14 juta untuk pembelian dan impor pupuk, solar, dan kebutuhan operasional PT. TH Indo Plantations, subsidiary dari Tabung Haji, lembaga penghimpun dana haji Malaysia.
EXPANSION IN INTERNATIONAL FUNDINGS : Director of Bank Muamalat, Luluk Mahfudah (second from left), signed MOU with Director of TH Indopalms Sdn. Bhd., Datuk Zainal Azwar bin Zainal Aminuddin (third from left) and Datuk Rashidi bin Omar (second from right), and commissioner of PT. TH Indo Plantations Badai Sakti, Daniel (far right), accompanied by Branch Manager of Bank Muamalat Kuala Lumpur, Afrid Wibisono (far left) at hotel Shangrila Jakarta (18/10). With this cooperation, Bank Muamalat Indonesia will provide murabaha financing facilities, worth US$ 14 million for the purchase and import of fertilizers, diesel gasoline and operational necessities of PT. TH Indo Plantations, subsidiary of Tabung Haji, a Haj funding institution in Malaysia.
13. MUAMALAT JAWARA PEDULI KONSUMEN : Direktur Utama Bank Muamalat Arviyan Arifin menerima penghargaan dari Gubernur Bank Indonesia Darmin Nasution dalam Malam Peduli Konsumen Perbankan di Hotel Borobudur, Jakarta 25/10. Pionir perbankan syariah di Indonesia ini meraih penghargaan sebagai Bank dengan penyelesaian Pengaduan Nasabah Terbaik mengungguli bank konvensional dan syariah lainnya.
MUAMALAT LEADING IN CUSTOMER CARE : President Director of Bank Muamalat, Arviyan Arifin, accepted an award from Governor of Bank Indonesia, Darmin Nasution, at the event Malam Peduli Konsumen Perbankan (Customer Care Banking Evening) at Hotel Borobudur, Jakarta (25/10). The Indonesian first sharia bank was chosen as the bank with the best response to customer’s complaints. Bank Muamalat beats conventional banks and other sharia banks.
14 MUAMALAT APRESIASI LOYALITAS NASABAH : Direktur Bank Muamalat Adrian A. Gunadi (paling kanan) berbincang bersama Deputi Pemimpin Bank Indonesia Bandung Sri R A Faisal (kedua kiri), selepas pencanangan program Bulan Diskon Muamalat disaksikan oleh Direktur Bank Muamalat Andi Buchari (kedua kanan) dan Direktur Bank Muamalat Hendiarto (paling kiri) Sabtu 23/10. Bank Pertama Murni Syariah di Indonesia ini meluncurkan program Bulan Diskon Tabungan Muamalat di Ciwalk, Bandung. Bersamaan dengan penganugerahan hadiah bagi pemenang program Muamalat Berbagi Rezeki.
MUAMALAT SHOWED APPRECIATION FOR ITS LOYAL CUSTOMERS : Director of Bank Muamalat, Adrian A. Gunadi (far right), talked to one of deputies of Bank Indonesia Bandung, Sri R. A. Faisal (second from left), after the launch of Bulan Diskon Tabungan Muamalat (Muamalat Savings Discount Month) program, witnessed by Director of Bank Muamalat, Andi Buchari (second from left) and Director of Bank Muamalat, Hendiarto (far left), on Saturday (23/10). Bank Muamalat launched the program at Ciwalk, Bandung. The event coincided with the bank’s awarding the winners of Muamalat Berbagi Rezeki (Muamalat Sharing) program.
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Laporan TahunanAnnual Report
2010
SIGNIFICANT EVENTS PERISTIWA PENTING
No. November / November
15. PERLUAS SINDIKASI INTERNASIONAL : Direktur Bank Muamalat Luluk Mahfudah (kiri) berbincang bersama Direktur Utama PT Indonesia Air Transport, Tbk (IAT) Syafril Nasution (kanan), selepas penandatangan perjanjian sindikasi pembiayaan di Kantor Pusat Bank Muamalat, Jakarta 22/11. Pionir perbankan syariah di Indonesia ini memberikan fasilitas pembiayaan senilai USD 8,7 juta bagi pengadaan sarana transportasi udara yang dijalankan IAT. AFB merupakan bank Islam asal Malaysia yang memberikan kontribusi sebesar 28% terhadap plafond pembiayaan proyek sindikasi ini.
EXPANDING THE BANK’S INTERNATIONAL SYNDICATION : Director of Bank Muamalat, Luluk Mahfudah (left), spoke with President Director of PT Indonesia Air Transport, Tbk (IAT), Syafril Nasution (right), after the signing of MOU for funding syndication at Bank Muamalat headquarter in Jakarta (22/11). With this cooperation Bank Muamalat will provide financing facilities to the amount of US$ 8.7 million for the procurement of air transport facilities managed by IAT. AFB is a Malaysian Islamic bank which contributes 28% of funds to the syndication project.
15.
No. Desember / December
16. MUAMALAT-HBX DISKUSIKAN REHABILITASI MERAPI: Direktur Bank Muamalat Andi Buchari (kanan) menyerahkan bantuan secara simbolis kepada Gubernur DIY Sri Sultan Hamengkubuwono X (kiri) di Gedung Wilis Kantor Gubernur DIY, Yogyakarta Kamis 8/12. Acara ini dilangsungkan selepas diskusi mengenai program rehabilitasi sebagai kelanjutan program emergency yang telah dilaksanakan oleh Bank Muamalat bagi korban bencana Merapi sejak awal terjadinya bencana. Penyaluran dana dianggarkan senilai Rp 2 miliar untuk pembangunan infrastruktur rumah ibadah, perbaikan sanitasi air bersih, pemberian modal usaha serta beasiswa pendidikan.
MUAMALAT-HB X IN DISCUSSION TO HELP THE REHABILITION EFFORTS FOR VICTIMS OF MOUNT MERAPI ERUPTION : Director of Bank Muamalat, Andi Buchari (right), symbolically handed over aid to Governor of Yogyakarta, Sri Sultan Hamengkubuwono X (left) at Gedung Wilis at Governor’s Office complex in Yogyakarta on Thursday (8/12). The event was conducted after the discussion about rehabilitation programs following emergency project launched by Bank Muamalat to help the victims of Merapi volcanic eruption. Bank Muamalat has been very active in this drive since the disaster first struck the area. The bank allocated IDR 2 billion for aid distribution, and the money has been used to rebuild infrastructures and houses of worship, to repair damaged clean water infrastructures, to provide business capitals and scholarships.
17. EKSPANSI KE BELITUNG : (dari kiri ke kanan) Area Manager Bank Muamalat Wilayah Sumatera Bagian Selatan Chairil Noor, Bupati Belitung Darmansyah Husein, Direktur Bank Muamalat Adrian A. Gunadi, Wakil Gubernur Prov. Bangka Belitung Syamsuddin Basari, Pemimpin Bank Muamalat Pangkal Pinang Agung Hartanto berbincang selepas peresmian kantor Bank Muamalat di Tanjung Pandan, Belitung (13/12). Penghimpunan dana dan pembiayaan dilakukan melalui pembukaan 300 kantor layanan di Indonesia serta aliansi dengan 4.000 jaringan kantor pos.
EXPANSION TO BELITUNG : (From left to right) Bank Muamalat Area Manager for South Sumatera, Chairil Noor; Belitung regent, Darmansyah Husein; Director of Bank Muamalat, Adrian A. Gunadi; Vice Governor of Bangka- Belitung province, Syamsuddin Basari; and Manager of Bank Muamalat Pangkal Pinang, Agung Hartanto, talked after the opening ceremony of Bank Muamalat office in Tanjung Pandan, Belitung (13/12). Funds collection and savings, and financing activities will be conducted at 300 offices throughout Indonesia, and alliance with 4,000 post offices network.